I spotted a NEW (insert make/model) today!

andres3

I've done my share as well. We seem to constantly get takeout food lately, and I got the S4 in November, we finished a full flooring renewal project in the house by Thanksgiving (which is part of the reason for my documents being in disarray; new flooring is like moving). Case in point, it took me a few days to find the Title from AZ DOT for my S4. The CA DMV insisted on taking my only original copy; I hope they didn't lose it. I couldn't stand waiting in line or in their waiting room again, so I left it in the drop box.

I got a smog check for the S4 too, even though everyone knew it would be fine.

fintail

New resident in my building was driving a ~10 year old F150, just showed up in a brand new Ranger.

explorerx4

Ford is going to sell a lot of hybrid F-150's.
https://www.msn.com/en-us/autos/news/texans-are-using-ford-f-150-hybrids-to-power-their-frigid-homes-during-winter-storm/ar-BB1dNY1i?li=BBnb4R5

explorerx4

I saw a couple the new Defenders. They are much larger than the previous versions.

stickguy

Parked next to a new Rogue. Actually really good looking. Nice design.

ab348

The most recent Rogue also looked good. No firsthand experience but it was not well-liked by reviewers, don't know about the newest one.

ab348

explorerx4 said:

I saw a couple the new Defenders. They are much larger than the previous versions.

I saw this AM that LR is introducing a performance version of the Defender with a 525HP V-8:

https://www.pistonheads.com/news/ph-britishcars/land-rover-launches-new-525hp-defender-v8/43801

stickguy

ab348 said:

The most recent Rogue also looked good. No firsthand experience but it was not well-liked by reviewers, don't know about the newest one.

the few reviews I recall seeing were positive about it. Big improvements over the prior model.

fintail

Another new car in my parking lot, this one a Crosstrek, because of course.

ab348

New M-B Maybach S-Class, coming soon for a mere $185K. Not sold on the two-tone.

tjc78

1979 called and wants their colors back.

tjc78

I don’t get the brown exterior with piano black inside. The whole thing seems really off to me.

stickguy

I would not want to have to maneuver that barge in a tight warehouse full of expensive cars.

tjc78

Probably has ever sensor known to man... Helen Keller could drive it. (Joke stolen from @roadburner)

sda

Kind of reminds me of dad's 79 Eldorado diesel. His was this two tone color combo without a vinyl top and had wire wheel covers. Diesel badge over cornering light is not correct, should be under Eldorado script on fender.

Michaell

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

stickguy

35%? Yowzers.

tjc78

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

Michaell

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

tjc78

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

explorerx4

That Lincoln make me want a Snickers bar.

Michaell

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

kyfdx

stickguy said:

35%? Yowzers.

Last year's model

fintail

I don't mind the two tone. It's a throwback to 2002, like Hoovie's money pit:



I suspect the new one will age far better than the prior one. Both based on S-class, but the early 2000s car was a maintenance chore, with air suspension components almost being consumables.

texases

Somehow MB keeps missing the 'boy, that looks impressive' target with the Maybachs, at least to me.

tjc78

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

Yeah we are just under $3000. I told the wife when we moved that was the limit! She made sure we didn’t miss it by much! What’s crazy is 40% of it is taxes.

tjc78

fintail said:

I don't mind the two tone. It's a throwback to 2002, like Hoovie's money pit:



I suspect the new one will age far better than the prior one. Both based on S-class, but the early 2000s car was a maintenance chore, with air suspension components almost being consumables.

I could handle the silver/Grey, but brown is just out of the question for me.

fintail

There were several options. This seems to be a reverse of the new one:







Hard to two-tone a modern design, but I don't mind it.

tjc78 said:

I could handle the silver/Grey, but brown is just out of the question for me.

fintail

I think the S-class roots are too easily visible - makes the pricier model look like poor value.

It was really a thing with the early 00s model, which resembled a W220 S-class with a Daewoo inspired grille, but was 300K - the new ones look like a bargain in comparison.

You'd be a hit at a MBCA gathering anyway.

texases said:

Somehow MB keeps missing the 'boy, that looks impressive' target with the Maybachs, at least to me.

Michaell

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

Yeah we are just under $3000. I told the wife when we moved that was the limit! She made sure we didn’t miss it by much! What’s crazy is 40% of it is taxes.

The property taxes in NJ blow my mind. Taxes are just about 15% of our mortgage.

Hoping to move somewhere much less expensive next time around, and cut the mortgage by 2/3 if all goes well.

tjc78

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

Yeah we are just under $3000. I told the wife when we moved that was the limit! She made sure we didn’t miss it by much! What’s crazy is 40% of it is taxes.

The property taxes in NJ blow my mind. Taxes are just about 15% of our mortgage.

Hoping to move somewhere much less expensive next time around, and cut the mortgage by 2/3 if all goes well.

Yep they are insane (14K)... at least the county I’m in is lower by percentage than where I came from. I’d wager @stickguy pays a lot more than me, one county north.

Michaell

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

Yeah we are just under $3000. I told the wife when we moved that was the limit! She made sure we didn’t miss it by much! What’s crazy is 40% of it is taxes.

The property taxes in NJ blow my mind. Taxes are just about 15% of our mortgage.

Hoping to move somewhere much less expensive next time around, and cut the mortgage by 2/3 if all goes well.

Yep they are insane (14K)... at least the county I’m in is lower by percentage than where I came from. I’d wager @stickguy pays a lot more than me, one county north.

Ours are around $5K annually, and that's double what my last two houses were.

kyfdx

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

explorerx4

Our property taxes are calculated market value times .65 times mill rate(27.97).
We are over the 10k Federal writeoff limit.

tjc78

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

$29.50 per thousand in my case.

kyfdx

explorerx4 said:

Our property taxes are calculated market value times .65 times mill rate(27.97).
We are over the 10k Federal writeoff limit.

Approx $18.18 per thousand, then?

Michaell

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

In that case, around $10

stickguy

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

Yeah we are just under $3000. I told the wife when we moved that was the limit! She made sure we didn’t miss it by much! What’s crazy is 40% of it is taxes.

The property taxes in NJ blow my mind. Taxes are just about 15% of our mortgage.

Hoping to move somewhere much less expensive next time around, and cut the mortgage by 2/3 if all goes well.

Yep they are insane (14K)... at least the county I’m in is lower by percentage than where I came from. I’d wager @stickguy pays a lot more than me, one county north.

Just under $13k here now I think. I just happened to look at the bill earlier since I called tax office to make sure the new mortgage company paid the Q1 taxes after our refi.

Is absurd. And why I’m anxious to get out of jersey. Definitely not a place to try and retire!

tjc78

tjc78 said:

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

$29.50 per thousand in my case.

Actually I’m wrong... that’s actual value. If I use the assessed value (which taxes are based on) it’s $34.09 a thousand.

tjc78

stickguy said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

tjc78 said:

Michaell said:

Just had a member request lease numbers for the outgoing Maybach - 35% residual for 36 months and 10,000 miles. The car they are looking at has an MSRP of something like $206K.

Wow $4000 a month payment .. lol.

I think the selling price was something like $175K. With a crazy amount down, he was quoted $3200/mo.

But, this was with a decent markup to the MF.

Ha ha more than my mortgage and NJ taxes. Ahh to be rich !

Well, $3200/mo is about the size of my mortgage (with taxes, etc.).

Yeah we are just under $3000. I told the wife when we moved that was the limit! She made sure we didn’t miss it by much! What’s crazy is 40% of it is taxes.

The property taxes in NJ blow my mind. Taxes are just about 15% of our mortgage.

Hoping to move somewhere much less expensive next time around, and cut the mortgage by 2/3 if all goes well.

Yep they are insane (14K)... at least the county I’m in is lower by percentage than where I came from. I’d wager @stickguy pays a lot more than me, one county north.

Just under $13k here now I think. I just happened to look at the bill earlier since I called tax office to make sure the new mortgage company paid the Q1 taxes after our refi.

Is absurd. And why I’m anxious to get out of jersey. Definitely not a place to try and retire!

Yea it is nuts. You may be less per thousand than me in Gloucester Co.

kyfdx

tjc78 said:

tjc78 said:

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

$29.50 per thousand in my case.

Actually I’m wrong... that’s actual value. If I use the assessed value (which taxes are based on) it’s $34.09 a thousand.

I usually disregard the assessed value. Your value might not differ as much, as you recently bought it. But I'll hazard a guess that my house is worth at least $100K over assessed value.

tjc78

kyfdx said:

tjc78 said:

tjc78 said:

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

$29.50 per thousand in my case.

Actually I’m wrong... that’s actual value. If I use the assessed value (which taxes are based on) it’s $34.09 a thousand.

I usually disregard the assessed value. Your value might not differ as much, as you recently bought it. But I'll hazard a guess that my house is worth at least $100K over assessed value.

We are assessed between 50 and 60K lower than what the house is worth. My old house was over 100K delta

stickguy

Assessed value can make no sense.

T, your are probably just higher because newer house that cost more.

tjc78

Yeah that makes sense. I keep forgetting this place isn’t even three years old yet.

fintail

People in the Seattle metro pandemonium like to whine about property tax, where rates are actually not insane, it's the housing values. But when someone paid 100K for a house now worth 1MM, I only have crocodile tears

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

explorerx4

@kyfdx,
Factor is actually .7, so effective mill rate about 20.
Reevaluation is every 4 years, so coming up this year.

ab348

fintail said:

People in the Seattle metro pandemonium like to whine about property tax, where rates are actually not insane, it's the housing values. But when someone paid 100K for a house now worth 1MM, I only have crocodile tears

kyfdx said:

Tax amounts are irrelevant, if we don't know the house value they are based on.

$$$ per thousand of value?

$13.75 here, more or less

If the municipality was doing OK with the taxes on the property when the assessed value was $100K, and if they didn't cut their tax rate by +/-90% when assessments increased tenfold, they are reaping a massive windfall. Are they spending 10 times as much? If so, why?

texases

No income tax in Texas, but HIGH property taxes.

fintail

Population explosion without affordable single family housing (and the tax base that comes with) keeping pace, tax breaks to preferred entities, prior generations who deferred maintenance and infrastructure expansion that now needs to be completed at much higher prices, public sector expenses and related benefit costs going to the moon, etc. No doubt they are spending 10x as much or more, hell, the transit system expansion is probably costing 50x as much as it would have 40-50 years ago for land alone.

ab348 said:

If the municipality was doing OK with the taxes on the property when the assessed value was $100K, and if they didn't cut their tax rate by +/-90% when assessments increased tenfold, they are reaping a massive windfall. Are they spending 10 times as much? If so, why?

stickguy

Normally newer built houses are assessed at a higher price, and owners pay more property tax than a comparably valued older home (especially with a long term owner). Every so often, the town reassesses every house in town to get a current value. They are supposed to adjust the tax rate down to make it revenue net neutral.

The end result is that a lot of people with newer houses see their actual annual taxes go down, and people that have older houses see a jump (and man, that 2nd group loves to yelp about that!)

Thankfully the last time it was done here, we were in the first category.