Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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Chronic Car Buyers Anonymous (Archived)
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2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Surprisingly stressful decision though. Should be fine. If not, wouldn't be the first time I talked myself into something that sounded good at the time! Worst case, if I want to make a payment, can always lease something new at any point. But I really don't expect to do anything before year end, and will go from there and adjust as needs change (or of course, if some cash purchase vehicle falls into my lap). Still not thinking I would buy it out at the end anyway, but if I get to December 2021 and decide I really want one again, can always buy one (and hopefully not for more than the residual would have been). But I am sure by then, I will have already moved on to something new.
Unless of course I change my mind between now and Monday (nah, that could never happen!)
if nothing goes awry when they arrive to pick it up, would end up getting a check that would cover the cash I put into it at signing, and another $900+ on top of that. So I guess even if I leased again in a couple of months, it would cover that inception and a decent chunk of change in the bank.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Perhaps we need to rename this thread CCSA, what with all the Carvana and Vroom offers we are seeing.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
besides the windfall, I will just put the non-payment amount into the car fund, so it will build up for the next one instead of paying for the current one that barely gets used . We got the fancy new CUV, so might as well actually use it. Still waiting on the refi to go through, so will allow more $ to go toward paying that off (and in theory help the analysis but not worried about that)
but every sale, is just the first step toward a future purchase.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2019 Kia Soul+, 2015 Mustang GT, 2013 Ford F-150, 2000 Chrysler Sebring convertible
2023 Hyundai Kona Limited AWD (wife) / 2025 VW GTI (me) / 2019 Chevrolet Cruze Premier RS (daughter #1) / 2020 Hyundai Accent SE (daughter #2) / 2023 Subaru Impreza Base (son)
So when all is said and done with the extra money you are getting back what was effective monthly for the time you owned it?
I bet it’s pretty low considering you got a good deal when you leased it.
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
actually, that sounds like the perfect use for something like a Nissan Leaf!
If I did need to replace the old one with a new or comparable used car right way, it would really not make sense. But I don't.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
I need to do a quick spreadsheet to get more exact! But, not too bad.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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Though I don't have a Costco membership.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
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2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
But, nine hours in a Honda Fit, and then a Covid-19 steam bath on United? Um... sorry.
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2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2017 Cadillac ATS Performance Premium 3.6
2025 Ram 1500 Laramie 4x4 / 2023 Mercedes EQE 350 4Matic
He recently got engaged, bought a house with his fiancee.. So, he'll be financially independent of me, completely, once this lease is up. Not that I won't still help him out. He is going to have a hard time reconciling his current situation and wants, with what he'll be able to afford, going forward. He is going to be spoiled after driving a new Tacoma for 42 months. Of course, the Fit would be cheap (free?) and wouldn't have to carry collision. Once he gets it, he has to obtain his own insurance. On my policy, the Tacoma runs him $145/mo. I'm guessing the Fit with no collision would be $75/mo. for him. Maybe more, on his own policy. (I only pay $23/mo for it, as an extra vehicle).
That said, I haven't advertised the Fit. It has a For Sale sign in the window, but I never drive anywhere. Just came off knee surgery (arthroscopic), so not a lot of motivation on my part.
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My son texted earlier the genesis released pics of face lifted G70, and it might get the 3.5t engine with 390HP. I mentioned something more practical and cheaper since he just bought a house. He mentioned an X3 M40i and a Macan.
The kid has issues. No idea where he got them from.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
https://carsandbids.com/auctions/3v2YlANm/2018-volkswagen-golf-gti-s
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
I know this is mostly fluff, but I still like watching her. Current GTI vs new redesign
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
A GTI has been on my car bucket list since 1984. I almost bought one in 1986. It might be time. I already told my son to hang onto the winter tire and wheel set he has!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Somehow though, if I walked into my local Chevy dealer and said I want one for that payment, they won’t usher me right into the finance office. Maybe you should set up the deal for me and let me know when to pick it up!
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
So, certainly possible.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
Want a GTI even more now. I forgot the 2018 needed the performance pack to get upgraded brakes and the LSD, but I suspect I would not really notice not having them.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
'11 GMC Sierra 1500; '98 Alfa 156 2.0TS; '08 Maser QP; '67 Coronet R/T; '13 Fiat 500c; '20 S90 T6; '22 MB Sprinter 2500 4x4 diesel; '97 Suzuki R Wagon; '96 Opel Astra; '11 Mini Cooper S
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
It will be several steps down from the TLX, for sure.
Perhaps a used EV would be the way to go?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.
Had no idea the deals on the Bolt were so incredibly low! I drove one back when we still had an i3 - I actually liked it quite a bit, but the wife was not as tempted as I was.
@nyccarguy - I don't know about another GTI right now. The clutch replacement experience with the wife's Alltrack is still fresh in our minds. Plus, I'd rather have an Iron Blue SE with plaid seats and a stick. I know just where to find one too. And for only a couple thousand more than I sold it for!
And thanks all for the back and forth on my pseudo-intervention.
I still want the Porsche.
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
So that Biscay Blue Cayenne is at a dealership in Colorado Springs, about an hour or so from where I live. Around 2:00 I ask my wife if she'd want to take a quick drive down and, naturally, she said, "let's do it!" So, nice drive down to the Springs to "Motor City" which is a drag along an older part of the city where pretty much all manufacturers are represented. Very nostalgic for me - I grew up in the Springs and have fun memories of my brother and I browsing around Motor City.
Experience at the dealership was great - much less intimidating than other Porsche dealers I've been at. Nice relaxed test drive with my wife and no salesman (I'm growing fond of the COVID restricted test drives!). Don't have much to say other than the obvious on the Cayenne - we really liked it. It's a great size for us, we love the styling of the 2019, and while it's not the most exhilarating model in the lineup, the turbo V6 is plenty spirited for us.
So on the way back, I ask my wife, "what does it say about me that I can be almost equally excited about the prospect of this Cayenne as a nice new Palisade?" She simply replied, "We're car enthusiasts...we can simultaneously appreciate different vehicles."
2024 Audi Q8 e-tron - 2017 911 C4S - 2025 BRZ - 2023 A6 Allroad - 2024 Genesis GV60 - 2019 Cayman
The only other one of her's I've watched was for the GT350 which definitely more edgy.
'24 Chevy Blazer EV 2LT