2017 GMC Acadia Lease Questions

sloretto

MODERATOR said:

Hmm, when I use your numbers, I get $397/mo before tax.
Confirm the adjusted cap cost with the dealer.

confirmed that the $517 includes taxes in CT and the $580 is 1st month and some taxes paid up front. Thanks for your input.

Michaell

sloretto said:

Thank you. I am checking but believe the payment included tax (CT)..also think the $580 out of pocket included the first months payment..Helps?

6.35% tax takes my payment to $422/mo

Michaell

sloretto said:

MODERATOR said:

Hmm, when I use your numbers, I get $397/mo before tax.
Confirm the adjusted cap cost with the dealer.

confirmed that the $517 includes taxes in CT and the $580 is 1st month and some taxes paid up front. Thanks for your input.

Something seems very off if our payments calculations are so far apart.

bsharin

Hi all. I am in need of some assistance looking at a quote I just received. Shopping for a 2017 Acadia Denali. Something isn't adding up based on a 65% residual value on a 36/12 lease with what I thought should be a MF of .00070 (based on previous posts on here). Here is the quote.

MSRP: $48,735
Incentive: $-1000
Negotiated Sale Price: $45,432.45 (7% off MSRP)
Accessories: $499 (tint, gps addon, etc.)
Trade in: $9000
Monthly Payment: $311.62 (289.88+21.74tax(7.5%))

According to my lease calculator on leasehackr the monthly payment should be $211. I got the dealership to tell me they are using 65% residual. Couldn't get them to tell me their MF. What am I missing? Why are they $100/month away from where I think they should be?

Thanks in advance.

Blake

Michaell

bsharin said:

Hi all. I am in need of some assistance looking at a quote I just received. Shopping for a 2017 Acadia Denali. Something isn't adding up based on a 65% residual value on a 36/12 lease with what I thought should be a MF of .00070 (based on previous posts on here). Here is the quote.

MSRP: $48,735
Incentive: $-1000
Negotiated Sale Price: $45,432.45 (7% off MSRP)
Accessories: $499 (tint, gps addon, etc.)
Trade in: $9000
Monthly Payment: $311.62 (289.88+21.74tax(7.5%))

According to my lease calculator on leasehackr the monthly payment should be $211. I got the dealership to tell me they are using 65% residual. Couldn't get them to tell me their MF. What am I missing? Why are they $100/month away from where I think they should be?

Thanks in advance.

Blake

Ask for the adjusted cap cost - that should clear up any discrepancies.

And, we don't recommend using trade equity to buy down the payment. That money would be lost if the car is stolen or totaled.

bsharin

Michaell said:

bsharin said:

Hi all. I am in need of some assistance looking at a quote I just received. Shopping for a 2017 Acadia Denali. Something isn't adding up based on a 65% residual value on a 36/12 lease with what I thought should be a MF of .00070 (based on previous posts on here). Here is the quote.

MSRP: $48,735
Incentive: $-1000
Negotiated Sale Price: $45,432.45 (7% off MSRP)
Accessories: $499 (tint, gps addon, etc.)
Trade in: $9000
Monthly Payment: $311.62 (289.88+21.74tax(7.5%))

According to my lease calculator on leasehackr the monthly payment should be $211. I got the dealership to tell me they are using 65% residual. Couldn't get them to tell me their MF. What am I missing? Why are they $100/month away from where I think they should be?

Thanks in advance.

Blake

Ask for the adjusted cap cost - that should clear up any discrepancies.

And, we don't recommend using trade equity to buy down the payment. That money would be lost if the car is stolen or totaled.

Total cap reduction on quote is $8623.88

sloretto

Michaell said:

sloretto said:

sloretto said:
Thank you. I am checking but believe the payment included tax (CT)..also think the $580 out of pocket included the first months payment..Helps?

6.35% tax takes my payment to $422/mo

Is there any other information I should request?

lwolf99

Hello. Can I please have the MF and Residual% numbers for a 2017 Acadia Denali AWD in PA - for 36 months, with both 12k and 15k miles? Also, any current incentives? My current vehicle is a 2014 Acadia Denali coming off a lease from Ally. Thank you in advance.

kyfdx

bsharin said:

Michaell said:

bsharin said:

Hi all. I am in need of some assistance looking at a quote I just received. Shopping for a 2017 Acadia Denali. Something isn't adding up based on a 65% residual value on a 36/12 lease with what I thought should be a MF of .00070 (based on previous posts on here). Here is the quote.

MSRP: $48,735
Incentive: $-1000
Negotiated Sale Price: $45,432.45 (7% off MSRP)
Accessories: $499 (tint, gps addon, etc.)
Trade in: $9000
Monthly Payment: $311.62 (289.88+21.74tax(7.5%))

According to my lease calculator on leasehackr the monthly payment should be $211. I got the dealership to tell me they are using 65% residual. Couldn't get them to tell me their MF. What am I missing? Why are they $100/month away from where I think they should be?

Thanks in advance.

Blake

Ask for the adjusted cap cost - that should clear up any discrepancies.

And, we don't recommend using trade equity to buy down the payment. That money would be lost if the car is stolen or totaled.

Total cap reduction on quote is $8623.88

Do you have the actual adjusted CAP cost?

kyfdx

lwolf99 said:

Hello. Can I please have the MF and Residual% numbers for a 2017 Acadia Denali AWD in PA - for 36 months, with both 12k and 15k miles? Also, any current incentives? My current vehicle is a 2014 Acadia Denali coming off a lease from Ally. Thank you in advance.

.00070 MF and 65%/63% residual.
Those numbers are from GM Financial.
No lease incentives that we can see.

phillydude252

Hey folks.. this forum is very helpful to a new leaser like me.

Does anyone have lease numbers on a 2017 ACADIA LIMITED (old body style) AWD with MSRP 50,610 ?

Looking for MF and Residual for 36/15 and 39/15 and any incentives.. I'm a Costco member and can also get supplier pricing.
Thanks!

Michaell

phillydude252 said:

Hey folks.. this forum is very helpful to a new leaser like me.

Does anyone have lease numbers on a 2017 ACADIA LIMITED (old body style) AWD with MSRP 50,610 ?

Looking for MF and Residual for 36/15 and 39/15 and any incentives.. I'm a Costco member and can also get supplier pricing.
Thanks!

36/15 - .00065 and 54%. $650 lease cash.
Subtract 2% for 39/15.

carbuyer298

Looking for MF and Residual on an SLE-1 in PA
24/12K
36/12K
Any incentives or lease cash available?

kyfdx

carbuyer298 said:

Looking for MF and Residual on an SLE-1 in PA
24/12K
36/12K
Any incentives or lease cash available?

.00090 MF and 72% residual
.00070 MF and 64% residual
No lease cash

carbuyer298

MF and Residual on an SLE-2 same as SLE-1 in PA for 24/12 and 36/12K?

infamousnyc

Just a heads up I was quoted a MF of .00065 this past weekend along with a $1000 competitive lease incentive (I am currently leasing a Ford) in NY... I was also offered below Costco/Supplier discount pricing... Dealer was only willing to absorb one of my remaining lease payments so I moved on but even with the additional payments rolled in the final price was still very attractive...

Michaell

carbuyer298 said:

MF and Residual on an SLE-2 same as SLE-1 in PA for 24/12 and 36/12K?

Yes, SLE-1 and SLE-2 have the same numbers.

3putt4me

Good Morning, looking for Seattle area MF/RV for 36/12 on a 2017 AWD SLT-2 and SLT-1. Thanks in advance.

Michaell

3putt4me said:

Good Morning, looking for Seattle area MF/RV for 36/12 on a 2017 AWD SLT-2 and SLT-1. Thanks in advance.

.00070 and 63% for both trims.

3putt4me

Thanks again!!

3putt4me

Forgot to ask for the 2017 Acadia AWD numbers for the Denali model. 36/12 in the Seattle area.

Thanks again.

Michaell

3putt4me said:

Forgot to ask for the 2017 Acadia AWD numbers for the Denali model. 36/12 in the Seattle area.

Thanks again.

Same MF, but 65% residual

cosmo26

Anyone have any info on the Costco lease program. I know there is a gift card and supplier pricing but is that a rebate that can go towards down payment or just a discounted msrp. Also I'm looking for the residual for 2017 AWD sle 2 and slt1 36, 39 months 36k miles

kyfdx

cosmo26 said:

Anyone have any info on the Costco lease program. I know there is a gift card and supplier pricing but is that a rebate that can go towards down payment or just a discounted msrp. Also I'm looking for the residual for 2017 AWD sle 2 and slt1 36, 39 months 36k miles

.00070 MF and 60% residual for 39/12 (that's 39K miles, not 36K)
For either trim.

No info on Costco.

weddingre

Hello,
Looking for MF and Residual for a 2017 Acadia Denali FWD in Southern Florida. 36 month, 12,000 miles. Thanks

kyfdx

weddingre said:

Hello,
Looking for MF and Residual for a 2017 Acadia Denali FWD in Southern Florida. 36 month, 12,000 miles. Thanks

.00070 MF and 65% residual

orlandobuyer

Acadia Denali 36/12 in CO, please.

kyfdx

orlandobuyer said:

Acadia Denali 36/12 in CO, please.

.00070 MF and 65% residual

pcdubbya

Looking for MF and Residual on 2017 Acadia Denali...

2017 Acadia Denali FWD
24mo/15K
36mo/15K

2017 Acadia Denali AWD
24mo/15K
36mo/15K

Thanks,

P

kyfdx

pcdubbya said:

Looking for MF and Residual on 2017 Acadia Denali...

2017 Acadia Denali FWD
24mo/15K
36mo/15K

2017 Acadia Denali AWD
24mo/15K
36mo/15K

Thanks,

P

.00090 MF and 72% residual
.00070 MF and 63% residual.

Same numbers for AWD/FWD

ptr1nyc

Hello,

Can you please provide me with lease numbers for a 2017 Acadia Denali AWD 10k and 12k 36mo in New York City.

pcdubbya

Help me run the numbers on this scenario please. I think the dealership is inflating something.

MSRP: $46,840.00
Dealership Value Price (Costco Discount I believe): $44,720.95
Dealer Doc Fee: $80.00
Registration $420
Due at Signing: $1,860.00 (Includes $500 Loyalty Incentive)
CA Sales Tax: 8% (i believe)

24/15K Payment with Tax: $616.55
36/15K Payment with Tax: $541.55

Thanks

kyfdx said:

pcdubbya said:

Looking for MF and Residual on 2017 Acadia Denali...

2017 Acadia Denali FWD
24mo/15K
36mo/15K

2017 Acadia Denali AWD
24mo/15K
36mo/15K

Thanks,

P

.00090 MF and 72% residual
.00070 MF and 63% residual.

Same numbers for AWD/FWD

Michaell

ptr1nyc said:

Hello,

Can you please provide me with lease numbers for a 2017 Acadia Denali AWD 10k and 12k 36mo in New York City.

.00070 and 66% / 65%

Michaell

pcdubbya said:

Help me run the numbers on this scenario please. I think the dealership is inflating something.

MSRP: $46,840.00
Dealership Value Price (Costco Discount I believe): $44,720.95
Dealer Doc Fee: $80.00
Registration $420
Due at Signing: $1,860.00 (Includes $500 Loyalty Incentive)
CA Sales Tax: 8% (i believe)

24/15K Payment with Tax: $616.55
36/15K Payment with Tax: $541.55

Thanks

kyfdx said:

pcdubbya said:

Looking for MF and Residual on 2017 Acadia Denali...

2017 Acadia Denali FWD
24mo/15K
36mo/15K

2017 Acadia Denali AWD
24mo/15K
36mo/15K

Thanks,

P

.00090 MF and 72% residual
.00070 MF and 63% residual.

Same numbers for AWD/FWD

Those numbers give me $571/mo for 24 months and $512/mo for 36 months.

Confirm the adjusted cap cost - if higher than the selling price, find out what's been added.

stuntmanmike1

Hi,
What do you think of a $400 / mo lease payment on the following:

SLT 1 - V6, AWD
MSRP: $42,350
giving me a $1000 competitive lease credit

39 mo/10k miles - $400

Paying taxes and DMV fees up front, but no other down payment/trade.

Thanks!

kyfdx

stuntmanmike1 said:

Hi,
What do you think of a $400 / mo lease payment on the following:

SLT 1 - V6, AWD
MSRP: $42,350
giving me a $1000 competitive lease credit

39 mo/10k miles - $400

Paying taxes and DMV fees up front, but no other down payment/trade.

Thanks!

Looks cheap

orlandobuyer

Anybody know the amounts of acquisition and disposition fees that GMAC charges? I'd like to make sure these aren't going to be marked up. Thanks in advance.

Michaell

orlandobuyer said:

Anybody know the amounts of acquisition and disposition fees that GMAC charges? I'd like to make sure these aren't going to be marked up. Thanks in advance.

I don't believe either fee can be marked up by the dealer.

That said, I don't have the exact figures for acquisition fee or disposition fee.

tjohnstone3

Hi, thanks in advance.

Can you please confirm that the numbers for a 2017 Denali AWD in IA for 36/39 - 15k are 0.00070 MF and 63%/61% residual?

kyfdx

tjohnstone3 said:

Hi, thanks in advance.

Can you please confirm that the numbers for a 2017 Denali AWD in IA for 36/39 - 15k are 0.00070 MF and 63%/61% residual?

60% for 39/15

tjohnstone3

kyfdx said:

tjohnstone3 said:

Hi, thanks in advance.

Can you please confirm that the numbers for a 2017 Denali AWD in IA for 36/39 - 15k are 0.00070 MF and 63%/61% residual?

60% for 39/15

Thank you, that matches what the dealer was telling me. Looks like all things being equal the 39/15 term is about $5/month more than 36/15.

nomad317

Hopefully my last inquiry for awhile...
MF/Residual for AWD Limited/Denali/SLT1 for 36mo/10k in Indiana. Also any lease cash.
(Is it safe to assume that 12k would be -2%?) THANKS!!!

tjohnstone3

Here is my current offer, working them for a little more

Term: 36/15k
MSRP: $49640
Sale Price: $47832
After $1000 competitive rebate : $46832
Acq fee: $595 (No doc fee or any other fees I can find)
Adj Cap Cost: $47427
Residual (63%): $31273.20
MF: 0.00070
$529.63/month including taxes
due at signing: $704 (first month, title/license)

They're also taking care of around $1500 in payments on my current lease to end it early. Which I'm sure they're making up for a bit in that tiny discount from sticker (only about 3.5%).

I'm arguing a bit with them on taxes...the sheet they sent me seems to be calculating taxes at 6% (I'm in Iowa) but leases in the state (according to the DMV worksheet) are taxed at 5%...it's about $180 difference...and since I believe Iowa collects taxes up front on the leased amount, they're rolling it into the cap cost I'm guessing they can get away with overcharging customers (our state sales tax is 6%).

I told them we're about $800 off but I'm not sure if that is going to be realistic with them already covering the end of my current lease, but that $800 would put me at $505/month. Not quite the 1% rule but w/ 15k miles and the $1500 in lease payoff probably not realistic (and i'm at 1.01% anyway).

Now the question is do I do the deal at $529 if they can't find the extra $ or just wait out my current lease (I'm not over on miles nor do I have a super compelling reason to upgrade other than I was bored so I went to check out the Acadia one day)...

mjl1616

I am in the very early stages of a lease negotiation on a 2017 Acadia Limited and I would like to get numbers on the residual. This is a 15k/39mo lease in NJ and the residual I was given was 52%, which was not in the range that I was expecting. Any feedback on that residual would be appreciated.

Michaell

nomad317 said:

Hopefully my last inquiry for awhile...
MF/Residual for AWD Limited/Denali/SLT1 for 36mo/10k in Indiana. Also any lease cash.
(Is it safe to assume that 12k would be -2%?) THANKS!!!

.00065 and 57% for the Limited. $650 lease cash

.00070 and 66% (Denali) or 64% (SLT1). No lease cash.

Subtract 1% for 12K

Michaell

tjohnstone3 said:

Here is my current offer, working them for a little more

Term: 36/15k
MSRP: $49640
Sale Price: $47832
After $1000 competitive rebate : $46832
Acq fee: $595 (No doc fee or any other fees I can find)
Adj Cap Cost: $47427
Residual (63%): $31273.20
MF: 0.00070
$529.63/month including taxes
due at signing: $704 (first month, title/license)

They're also taking care of around $1500 in payments on my current lease to end it early. Which I'm sure they're making up for a bit in that tiny discount from sticker (only about 3.5%).

I'm arguing a bit with them on taxes...the sheet they sent me seems to be calculating taxes at 6% (I'm in Iowa) but leases in the state (according to the DMV worksheet) are taxed at 5%...it's about $180 difference...and since I believe Iowa collects taxes up front on the leased amount, they're rolling it into the cap cost I'm guessing they can get away with overcharging customers (our state sales tax is 6%).

I told them we're about $800 off but I'm not sure if that is going to be realistic with them already covering the end of my current lease, but that $800 would put me at $505/month. Not quite the 1% rule but w/ 15k miles and the $1500 in lease payoff probably not realistic (and i'm at 1.01% anyway).

Now the question is do I do the deal at $529 if they can't find the extra $ or just wait out my current lease (I'm not over on miles nor do I have a super compelling reason to upgrade other than I was bored so I went to check out the Acadia one day)...

Using your numbers, I get $529/mo on the nose, inclusive of 5% sales tax.

I'd contact the Department of Revenue website to de-mystify the tax situation.

$1500 over 36 months is $42/mo, so not too bad of an uplift.

You can work some more on the selling price - if you don't ask, you don't get.

And, as you've noted, if you wait a few months you won't have those pesky remaining lease payments to worry about.

Michaell

mjl1616 said:

I am in the very early stages of a lease negotiation on a 2017 Acadia Limited and I would like to get numbers on the residual. This is a 15k/39mo lease in NJ and the residual I was given was 52%, which was not in the range that I was expecting. Any feedback on that residual would be appreciated.

39/15 on Acadia Limited is .00065 and 52%. $650 lease cash.

Higher trim levels often have lower residuals.

Try the Denali - the MF is slightly higher, at .00070, but the residual is 60%

kyfdx

I thought the Acadia Limited was the "old" Acadia, but maybe I'm wrong?

tjohnstone3

Michaell said:

tjohnstone3 said:

Here is my current offer, working them for a little more

Term: 36/15k
MSRP: $49640
Sale Price: $47832
After $1000 competitive rebate : $46832
Acq fee: $595 (No doc fee or any other fees I can find)
Adj Cap Cost: $47427
Residual (63%): $31273.20
MF: 0.00070
$529.63/month including taxes
due at signing: $704 (first month, title/license)

They're also taking care of around $1500 in payments on my current lease to end it early. Which I'm sure they're making up for a bit in that tiny discount from sticker (only about 3.5%).

I'm arguing a bit with them on taxes...the sheet they sent me seems to be calculating taxes at 6% (I'm in Iowa) but leases in the state (according to the DMV worksheet) are taxed at 5%...it's about $180 difference...and since I believe Iowa collects taxes up front on the leased amount, they're rolling it into the cap cost I'm guessing they can get away with overcharging customers (our state sales tax is 6%).

I told them we're about $800 off but I'm not sure if that is going to be realistic with them already covering the end of my current lease, but that $800 would put me at $505/month. Not quite the 1% rule but w/ 15k miles and the $1500 in lease payoff probably not realistic (and i'm at 1.01% anyway).

Now the question is do I do the deal at $529 if they can't find the extra $ or just wait out my current lease (I'm not over on miles nor do I have a super compelling reason to upgrade other than I was bored so I went to check out the Acadia one day)...

Using your numbers, I get $529/mo on the nose, inclusive of 5% sales tax.

I'd contact the Department of Revenue website to de-mystify the tax situation.

$1500 over 36 months is $42/mo, so not too bad of an uplift.

You can work some more on the selling price - if you don't ask, you don't get.

And, as you've noted, if you wait a few months you won't have those pesky remaining lease payments to worry about.

I was told there as low as they could go because they were getting the car from another dealer to match or first choice cooler options. For a car on there lot (not or first choice color and adds some options) this is the word i was given. Basically a 3k MSRP increase for the same monthly payment. This is obviously a better deal (still making our last 4 lesser payments for us and not rolling them into cap cost) relative to MSRP.

Apparently the tax thing is a software issue. They use 5% he said. Not sure if it's a trick they play on customers or an honest mistake, but at least i didn't fall for it.

Term: 36/15k
MSRP: $52985
Price (after rebates) : $48908
Acq fee: $595 (rolled in)
Adj Cap Cost: $49503
Residual (63%): $33355.35
$532/month including taxes
due at signing: first month

Michaell

tjohnstone3 said:

Michaell said:

tjohnstone3 said:

Here is my current offer, working them for a little more

Term: 36/15k
MSRP: $49640
Sale Price: $47832
After $1000 competitive rebate : $46832
Acq fee: $595 (No doc fee or any other fees I can find)
Adj Cap Cost: $47427
Residual (63%): $31273.20
MF: 0.00070
$529.63/month including taxes
due at signing: $704 (first month, title/license)

They're also taking care of around $1500 in payments on my current lease to end it early. Which I'm sure they're making up for a bit in that tiny discount from sticker (only about 3.5%).

I'm arguing a bit with them on taxes...the sheet they sent me seems to be calculating taxes at 6% (I'm in Iowa) but leases in the state (according to the DMV worksheet) are taxed at 5%...it's about $180 difference...and since I believe Iowa collects taxes up front on the leased amount, they're rolling it into the cap cost I'm guessing they can get away with overcharging customers (our state sales tax is 6%).

I told them we're about $800 off but I'm not sure if that is going to be realistic with them already covering the end of my current lease, but that $800 would put me at $505/month. Not quite the 1% rule but w/ 15k miles and the $1500 in lease payoff probably not realistic (and i'm at 1.01% anyway).

Now the question is do I do the deal at $529 if they can't find the extra $ or just wait out my current lease (I'm not over on miles nor do I have a super compelling reason to upgrade other than I was bored so I went to check out the Acadia one day)...

Using your numbers, I get $529/mo on the nose, inclusive of 5% sales tax.

I'd contact the Department of Revenue website to de-mystify the tax situation.

$1500 over 36 months is $42/mo, so not too bad of an uplift.

You can work some more on the selling price - if you don't ask, you don't get.

And, as you've noted, if you wait a few months you won't have those pesky remaining lease payments to worry about.

I was told there as low as they could go because they were getting the car from another dealer to match or first choice cooler options. For a car on there lot (not or first choice color and adds some options) this is the word i was given. Basically a 3k MSRP increase for the same monthly payment. This is obviously a better deal (still making our last 4 lesser payments for us and not rolling them into cap cost) relative to MSRP.

Apparently the tax thing is a software issue. They use 5% he said. Not sure if it's a trick they play on customers or an honest mistake, but at least i didn't fall for it.

Term: 36/15k
MSRP: $52985
Price (after rebates) : $48908
Acq fee: $595 (rolled in)
Adj Cap Cost: $49503
Residual (63%): $33355.35
$532/month including taxes
due at signing: first month

I'm within $1 of that payment calculation.