2017 BMW 4-Series Lease Deals and Prices

kalien34

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

What's the MF and RV for 2017 440i xDrive GC? I came across this BMW company car with 18,000 miles on it, quoted at 43,942 (MSRP 58,095). I wonder what's the lowest monthly payment I could get with a 36/10k term with zero down? (location Chicago IL). Or I should not even consider it given the higher mileage? Thanks.

If it's been titled, it would go through the CPO lease program, which I have no information about.

If it's new, you wouldn't want to lease it with that many miles on it....

I am told it's never been titled. What's the exact reason that I wouldn't want to lease it? Is it because of the lowered RV%? With the current info what monthly payment amount would you get?

The adjusted RV will absolutely kill you - 6% lower than standard, plus .25/mile.

But, let's do the math ....

.00152 and 58%

Less 6% and $4500

$527/mo plus tax

You live in the city of Chicago? If so, your total tax rate between the city and state is something like 17% - total is roughly $617/mo

You could probably lease one with close to 0 miles on it for not much more, frankly.

Has the dealer given you any idea how the warranty would work?

They basically told me I'd have full coverage of the warranty till January 2021 or 50k miles, and since it has never been privately titled I have the full maintenance included.

I am completely new to leasing a car so not sure what they told me make sense or not. They just told me they will have a way to get me a lease on this vehicle so will wait to see what number they come back with.

I'm not sure I'd do something this complicated your first time out. And, with 18,000 miles on the car, you'd only have 32,000 miles of coverage. Though, I suppose you only plan to put 30,000 miles on the car in the lease term.

That's right. As I live in the city I don't expect to drive crazy miles. But I agree with you that it's not the normal lease deal. Will see how it goes. Really appreciate the replies!

kalien34

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

What's the MF and RV for 2017 440i xDrive GC? I came across this BMW company car with 18,000 miles on it, quoted at 43,942 (MSRP 58,095). I wonder what's the lowest monthly payment I could get with a 36/10k term with zero down? (location Chicago IL). Or I should not even consider it given the higher mileage? Thanks.

If it's been titled, it would go through the CPO lease program, which I have no information about.

If it's new, you wouldn't want to lease it with that many miles on it....

I am told it's never been titled. What's the exact reason that I wouldn't want to lease it? Is it because of the lowered RV%? With the current info what monthly payment amount would you get?

The adjusted RV will absolutely kill you - 6% lower than standard, plus .25/mile.

But, let's do the math ....

.00152 and 58%

Less 6% and $4500

$527/mo plus tax

You live in the city of Chicago? If so, your total tax rate between the city and state is something like 17% - total is roughly $617/mo

You could probably lease one with close to 0 miles on it for not much more, frankly.

Has the dealer given you any idea how the warranty would work?

They came back with 615/month, with 988 due at signing wth 1st payment and fees. You are pretty spot on on the number. So still you wouldn't recommend going for it?

Michaell

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

What's the MF and RV for 2017 440i xDrive GC? I came across this BMW company car with 18,000 miles on it, quoted at 43,942 (MSRP 58,095). I wonder what's the lowest monthly payment I could get with a 36/10k term with zero down? (location Chicago IL). Or I should not even consider it given the higher mileage? Thanks.

If it's been titled, it would go through the CPO lease program, which I have no information about.

If it's new, you wouldn't want to lease it with that many miles on it....

I am told it's never been titled. What's the exact reason that I wouldn't want to lease it? Is it because of the lowered RV%? With the current info what monthly payment amount would you get?

The adjusted RV will absolutely kill you - 6% lower than standard, plus .25/mile.

But, let's do the math ....

.00152 and 58%

Less 6% and $4500

$527/mo plus tax

You live in the city of Chicago? If so, your total tax rate between the city and state is something like 17% - total is roughly $617/mo

You could probably lease one with close to 0 miles on it for not much more, frankly.

Has the dealer given you any idea how the warranty would work?

They came back with 615/month, with 988 due at signing wth 1st payment and fees. You are pretty spot on on the number. So still you wouldn't recommend going for it?

If you're comfortable driving a "new" BMW with 18,000 miles on it, I'm not in a position to stop you. I don't make decisions with other peoples money.

I just wonder what the lease payment on a new car with 0 miles on it would be, by comparison? The whole idea of leasing a loaner is to score a better deal than on a comparable car with no miles on it.

kalien34

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

What's the MF and RV for 2017 440i xDrive GC? I came across this BMW company car with 18,000 miles on it, quoted at 43,942 (MSRP 58,095). I wonder what's the lowest monthly payment I could get with a 36/10k term with zero down? (location Chicago IL). Or I should not even consider it given the higher mileage? Thanks.

If it's been titled, it would go through the CPO lease program, which I have no information about.

If it's new, you wouldn't want to lease it with that many miles on it....

I am told it's never been titled. What's the exact reason that I wouldn't want to lease it? Is it because of the lowered RV%? With the current info what monthly payment amount would you get?

The adjusted RV will absolutely kill you - 6% lower than standard, plus .25/mile.

But, let's do the math ....

.00152 and 58%

Less 6% and $4500

$527/mo plus tax

You live in the city of Chicago? If so, your total tax rate between the city and state is something like 17% - total is roughly $617/mo

You could probably lease one with close to 0 miles on it for not much more, frankly.

Has the dealer given you any idea how the warranty would work?

They came back with 615/month, with 988 due at signing wth 1st payment and fees. You are pretty spot on on the number. So still you wouldn't recommend going for it?

If you're comfortable driving a "new" BMW with 18,000 miles on it, I'm not in a position to stop you. I don't make decisions with other peoples money.

I just wonder what the lease payment on a new car with 0 miles on it would be, by comparison? The whole idea of leasing a loaner is to score a better deal than on a comparable car with no miles on it.

What exactly is the cons for leasing a high mileage vehicle? If I anyway don't plan to keep it at lease end? Potential issues and more frequent maintenance needs during the lease? As said I'm fairly new to this so really appreciate some more insights. Thanks!

kalien34

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

Michaell

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

What's the MF and RV for 2017 440i xDrive GC? I came across this BMW company car with 18,000 miles on it, quoted at 43,942 (MSRP 58,095). I wonder what's the lowest monthly payment I could get with a 36/10k term with zero down? (location Chicago IL). Or I should not even consider it given the higher mileage? Thanks.

If it's been titled, it would go through the CPO lease program, which I have no information about.

If it's new, you wouldn't want to lease it with that many miles on it....

I am told it's never been titled. What's the exact reason that I wouldn't want to lease it? Is it because of the lowered RV%? With the current info what monthly payment amount would you get?

The adjusted RV will absolutely kill you - 6% lower than standard, plus .25/mile.

But, let's do the math ....

.00152 and 58%

Less 6% and $4500

$527/mo plus tax

You live in the city of Chicago? If so, your total tax rate between the city and state is something like 17% - total is roughly $617/mo

You could probably lease one with close to 0 miles on it for not much more, frankly.

Has the dealer given you any idea how the warranty would work?

They came back with 615/month, with 988 due at signing wth 1st payment and fees. You are pretty spot on on the number. So still you wouldn't recommend going for it?

If you're comfortable driving a "new" BMW with 18,000 miles on it, I'm not in a position to stop you. I don't make decisions with other peoples money.

I just wonder what the lease payment on a new car with 0 miles on it would be, by comparison? The whole idea of leasing a loaner is to score a better deal than on a comparable car with no miles on it.

What exactly is the cons for leasing a high mileage vehicle? If I anyway don't plan to keep it at lease end? Potential issues and more frequent maintenance needs during the lease? As said I'm fairly new to this so really appreciate some more insights. Thanks!

First, I don't know how the car was treated for those 18,000 miles, so that ups the risk of issues down the line while the car is under my care.

Second, you'd be responsible for consumable items like tires and brake pads - again, goes back to my point above. Lots of hard driving will wear those items faster.

Third, I (IMHO) like the idea of leasing a "new" car - one with very few miles on it. That is a personal preference. If I want a used car, I'll get a used car.

That said, I've never shopped in that price range (and likely, never will). I might consider a CPO 3-series when my current lease is up, but that's a budget issue more than anything (I see CPO 3-series under $25K pretty regularly).

Michaell

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

kalien34

Michaell said:

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

Tax is not something I can work around with anyways. So the MF they used look right, no mark up?

Michaell

kalien34 said:

Michaell said:

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

Tax is not something I can work around with anyways. So the MF they used look right, no mark up?

You didn't give me the MF for the most recent quote .. the base rate for September is .00152, with a max markup of .00040 allowed.

kalien34

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

Tax is not something I can work around with anyways. So the MF they used look right, no mark up?

You didn't give me the MF for the most recent quote .. the base rate for September is .00152, with a max markup of .00040 allowed.

But with the info I provided, does it seem like they used base MF?

Michaell

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

Tax is not something I can work around with anyways. So the MF they used look right, no mark up?

You didn't give me the MF for the most recent quote .. the base rate for September is .00152, with a max markup of .00040 allowed.

But with the info I provided, does it seem like they used base MF?

Nope - I get $650/mo with 17% taxes, and adjusting the residual by $1000 to account for the miles.

$688/mo with .00192 MF, including taxes.

Confirm the adjusted cap cost, and what they added to the selling price to get there.

ufaruqui

Michaell said:

ufaruqui said:

Michaell said:

ufaruqui said:

Michaell said:

ufaruqui said:

Could you please provide the September residual and MF for a 2017 440xi GC, 36k, 36mo. This is an executive demo.

Thanks,

.00152 and 60%

Thank you! The dealer is saying the residual % goes down if the car has over 5,000 miles. The car has 8,500. Here's my calculation:

MSRP $61,395
Residual (12k) 0.6
Base Residual $36,837
Mileage 8,500
Mileage Deduction $2,125
Residual $34,712

Yes, demo cars are subject to both a residual % reduction and a per mile deduction on the standard residual.

With 8500 miles, first subtract 6% from the posted residual (54%), then the $2125 mileage deduction.

Confirm the above with your dealer, but it will result in a much higher lease payment than on a car with 0 miles. The idea is that you should obtain a much bigger discount from sticker than a new car, else why lease a demo?

Thank you. What is the threshold for the additional 6% reduction? Should I target exec demo vehicles with <5000 Miles?</p>

0-4999 .25 per mile
5000-7499 subtract 4% and .25 per mile
7500-9999 subtract 6% and .25 per mile

Michael - Thanks again for all this valuable info. Do lease incentives apply to executive demo vehicles? Is this to the dealer's discretion? I see a $3K lease incentive on 440xi until 10/1/17.

Thanks,

kyfdx

ufaruqui said:

Michaell said:

ufaruqui said:

Michaell said:

ufaruqui said:

Michaell said:

ufaruqui said:

Could you please provide the September residual and MF for a 2017 440xi GC, 36k, 36mo. This is an executive demo.

Thanks,

.00152 and 60%

Thank you! The dealer is saying the residual % goes down if the car has over 5,000 miles. The car has 8,500. Here's my calculation:

MSRP $61,395
Residual (12k) 0.6
Base Residual $36,837
Mileage 8,500
Mileage Deduction $2,125
Residual $34,712

Yes, demo cars are subject to both a residual % reduction and a per mile deduction on the standard residual.

With 8500 miles, first subtract 6% from the posted residual (54%), then the $2125 mileage deduction.

Confirm the above with your dealer, but it will result in a much higher lease payment than on a car with 0 miles. The idea is that you should obtain a much bigger discount from sticker than a new car, else why lease a demo?

Thank you. What is the threshold for the additional 6% reduction? Should I target exec demo vehicles with <5000 Miles?</p>

0-4999 .25 per mile
5000-7499 subtract 4% and .25 per mile
7500-9999 subtract 6% and .25 per mile

Michael - Thanks again for all this valuable info. Do lease incentives apply to executive demo vehicles? Is this to the dealer's discretion? I see a $3K lease incentive on 440xi until 10/1/17.

Thanks,

Most loaner/demos qualify for the new car lease credits. If it qualifies, the dealer will apply it, you can be sure.

hummus

Michaell said:

hummus said:

Thank you Michaell. They are also including the 3k lease credit on top of those numbers. From reading the thread seems like I should be able to under 700 for payments with tax.

Target 7% off sticker, maybe more, before applying the incentives

I closed the deal. 1640 total drive off and 660 per month tax included. Thanks for your help.

Michaell

hummus said:

Michaell said:

hummus said:

Thank you Michaell. They are also including the 3k lease credit on top of those numbers. From reading the thread seems like I should be able to under 700 for payments with tax.

Target 7% off sticker, maybe more, before applying the incentives

I closed the deal. 1640 total drive off and 660 per month tax included. Thanks for your help.

Congrats! Enjoy your new 4-series!

anh3

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

kalien34 said:

What's the MF and RV for 2017 440i xDrive GC? I came across this BMW company car with 18,000 miles on it, quoted at 43,942 (MSRP 58,095). I wonder what's the lowest monthly payment I could get with a 36/10k term with zero down? (location Chicago IL). Or I should not even consider it given the higher mileage? Thanks.

If it's been titled, it would go through the CPO lease program, which I have no information about.

If it's new, you wouldn't want to lease it with that many miles on it....

I am told it's never been titled. What's the exact reason that I wouldn't want to lease it? Is it because of the lowered RV%? With the current info what monthly payment amount would you get?

The adjusted RV will absolutely kill you - 6% lower than standard, plus .25/mile.

But, let's do the math ....

.00152 and 58%

Less 6% and $4500

$527/mo plus tax

You live in the city of Chicago? If so, your total tax rate between the city and state is something like 17% - total is roughly $617/mo

You could probably lease one with close to 0 miles on it for not much more, frankly.

Has the dealer given you any idea how the warranty would work?

They came back with 615/month, with 988 due at signing wth 1st payment and fees. You are pretty spot on on the number. So still you wouldn't recommend going for it?

If you're comfortable driving a "new" BMW with 18,000 miles on it, I'm not in a position to stop you. I don't make decisions with other peoples money.

I just wonder what the lease payment on a new car with 0 miles on it would be, by comparison? The whole idea of leasing a loaner is to score a better deal than on a comparable car with no miles on it.

What exactly is the cons for leasing a high mileage vehicle? If I anyway don't plan to keep it at lease end? Potential issues and more frequent maintenance needs during the lease? As said I'm fairly new to this so really appreciate some more insights. Thanks!

First, I don't know how the car was treated for those 18,000 miles, so that ups the risk of issues down the line while the car is under my care.

Second, you'd be responsible for consumable items like tires and brake pads - again, goes back to my point above. Lots of hard driving will wear those items faster.

Third, I (IMHO) like the idea of leasing a "new" car - one with very few miles on it. That is a personal preference. If I want a used car, I'll get a used car.

That said, I've never shopped in that price range (and likely, never will). I might consider a CPO 3-series when my current lease is up, but that's a budget issue more than anything (I see CPO 3-series under $25K pretty regularly).

One of the reasons I lease a New BMW is they cover maintenance for 3 years/36k miles! So if you can get them to honor that same coverage 3years/54k miles then you should be good. But that does not cover tires, so get them to put on a new set! And if you could imagine being able to bring the car in for service-may be from those 18k miles of mistreatment...which shouldn't be more than 3 times for the same issue, if Lemon law applies in your state.

kalien34

Michaell said:

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

Hi Michaell,

The dealer came back with below updated quote. What do you think?

MSRP: $56,455
Rebate: $3,000 Lease credit
Discounted selling price after rebate: $47,900
Term: 36 months
Mileage: 10,000 per year
Tax: state tax included in the monthly payment
Money factor: 0.00152
Residual: 59.229%
Adjusted Cap cost: $51,419.61
Down payment: $0 cap cost reduction
Due at signing: first payment + tax on the rebate $270 + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $678.73

kyfdx

kalien34 said:

Michaell said:

kalien34 said:

Also please can you review this quote on another demo 430i GC with 4k+ miles on it. How much lower on monthly payment I can negotiate? I really would like to get sth within the 5xx/month range. Thanks!!

MSRP: $56,445
Rebate: $3,000 lease credit
Discounted selling price after rebate: $48,900
Term: 36 months
Mileage: 10,000 per year
Tax: Chicago and state tax included in the monthly payment
Down payment: $0 cap cost reduction
Due at signing: first payment + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $714

You'd have to get the adjusted cap cost down between $3-4K to get the payment under $600/mo. Possible? If you don't ask, you don't get.

That 17% tax is working against you, as well.

Hi Michaell,

The dealer came back with below updated quote. What do you think?

MSRP: $56,455
Rebate: $3,000 Lease credit
Discounted selling price after rebate: $47,900
Term: 36 months
Mileage: 10,000 per year
Tax: state tax included in the monthly payment
Money factor: 0.00152
Residual: 59.229%
Adjusted Cap cost: $51,419.61
Down payment: $0 cap cost reduction
Due at signing: first payment + tax on the rebate $270 + plates (new $99 or transfer $25) + doc. fee $172.15 + title $95 + electr. registration $25
Monthly payment: $678.73

With 9% Chicago tax, I get $685/mo, but that's pretty close.

ilikethat

I'm just learning about all this info and need help. I'm looking to lease a 2018 430iGC and I can pay the 7msd, 0 down (not including msd), and the msrp is 46,975.
What's the residual value of the car and how much should my monthly fee be?
Is it better to wait till December or are there incentives now?
Once I have these details, do I negotiate each item with the dealer or do I just show them what I want and how I came up with the info?

Michaell

ilikethat said:

I'm just learning about all this info and need help. I'm looking to lease a 2018 430iGC and I can pay the 7msd, 0 down (not including msd), and the msrp is 46,975.
What's the residual value of the car and how much should my monthly fee be?
Is it better to wait till December or are there incentives now?
Once I have these details, do I negotiate each item with the dealer or do I just show them what I want and how I came up with the info?

The MSD program was suspended this past spring.

What lease term and how many miles per year?

There may not be much inventory when December rolls around.

Don't show them any information; if their information doesn't match yours (specifically, the MF), politely tell them you won't sign a deal where the MF is marked up.

ilikethat

Michaell said:

I'm just learning about all this info and need help. I'm looking to lease a 2018 430iGC and I can pay the 7msd, 0 down (not including msd), and the msrp is 46,975.
What's the residual value of the car and how much should my monthly fee be?
Is it better to wait till December or are there incentives now?
Once I have these details, do I negotiate each item with the dealer or do I just show them what I want and how I came up with the info?

The MSD program was suspended this past spring. What lease term and how many miles per year? There may not be much inventory when December rolls around. Don't show them any information; if their information doesn't match yours (specifically, the MF), politely tell them you won't sign a deal where the MF is marked up.

Oh no! 3 years 12k miles
In December they won't have many 2018 430i cars? Or less supply, more demand? I'm not too picky on features. 

Michaell

ilikethat said:

Michaell said:

ilikethat said:

I'm just learning about all this info and need help. I'm looking to lease a 2018 430iGC and I can pay the 7msd, 0 down (not including msd), and the msrp is 46,975.
What's the residual value of the car and how much should my monthly fee be?
Is it better to wait till December or are there incentives now?
Once I have these details, do I negotiate each item with the dealer or do I just show them what I want and how I came up with the info?

The MSD program was suspended this past spring.

What lease term and how many miles per year?

There may not be much inventory when December rolls around.

Don't show them any information; if their information doesn't match yours (specifically, the MF), politely tell them you won't sign a deal where the MF is marked up.

Oh no! 3 years 12k miles
In December they won't have many 2018 430i cars? Or less supply, more demand? I'm not too picky on features. 

This is the 2017 thread; I overlooked your request for 2018 numbers.

Please repost in the 2018 thread, here:

https://forums.edmunds.com/discussion/44855/bmw/4-series/2018-bmw-4-series-lease-deals-and-prices#latest

vanquish59

@Michaell @kyfdx Hello gentlemen, can I please get residual & money factor for...

2017 430i and 440i coupes.
3 years @ 10k miles per year.

Are there any numbers BMW inflates when you sign a lease? Acquisition? Document fee? etc etc?

Michaell

vanquish59 said:

@Michaell @kyfdx Hello gentlemen, can I please get residual & money factor for...

2017 430i and 440i coupes.
3 years @ 10k miles per year.

Are there any numbers BMW inflates when you sign a lease? Acquisition? Document fee? etc etc?

.00152 and 61%; $3000 lease credit.

MF can be marked up .00040

vanquish59

@Michaell are these for 2017? If not, can I get 2017 please.

vanquish59

@Michaell would the $3,000 lease credit be a taxed incentive, untaxed, post sale rebate? How does it get factored into the lease?

Michaell

vanquish59 said:

@Michaell are these for 2017? If not, can I get 2017 please.

Yes, these are 2017 numbers.

Michaell

vanquish59 said:

@Michaell would the $3,000 lease credit be a taxed incentive, untaxed, post sale rebate? How does it get factored into the lease?

Taxed incentive. Used to reduce the cap cost, after you've negotiated your best price

kalien34

Michaell said:

vanquish59 said:

@Michaell @kyfdx Hello gentlemen, can I please get residual & money factor for...

2017 430i and 440i coupes.
3 years @ 10k miles per year.

Are there any numbers BMW inflates when you sign a lease? Acquisition? Document fee? etc etc?

.00152 and 61%; $3000 lease credit.

MF can be marked up .00040

Michael, How come one dealer told me the RV dropped to 57% in Oct? Did them made a mistake? I guess that's not sth they can manipulate right?

Michaell

kalien34 said:

Michaell said:

vanquish59 said:

@Michaell @kyfdx Hello gentlemen, can I please get residual & money factor for...

2017 430i and 440i coupes.
3 years @ 10k miles per year.

Are there any numbers BMW inflates when you sign a lease? Acquisition? Document fee? etc etc?

.00152 and 61%; $3000 lease credit.

MF can be marked up .00040

Michael, How come one dealer told me the RV dropped to 57% in Oct? Did them made a mistake? I guess that's not sth they can manipulate right?

You sure that wasn't for a 2018?

Residual is fixed by the bank; dealer cannot modify them.

kalien34

Michaell said:

kalien34 said:

Michaell said:

vanquish59 said:

@Michaell @kyfdx Hello gentlemen, can I please get residual & money factor for...

2017 430i and 440i coupes.
3 years @ 10k miles per year.

Are there any numbers BMW inflates when you sign a lease? Acquisition? Document fee? etc etc?

.00152 and 61%; $3000 lease credit.

MF can be marked up .00040

Michael, How come one dealer told me the RV dropped to 57% in Oct? Did them made a mistake? I guess that's not sth they can manipulate right?

You sure that wasn't for a 2018?

Residual is fixed by the bank; dealer cannot modify them.

It's a 2017 model. But are you sure the RV for 36/10k is 61%? I got 59% for 2017 4 series on another forum. 61% is for a 3 series...

Michaell

kalien34 said:

Michaell said:

kalien34 said:

Michaell said:

vanquish59 said:

@Michaell @kyfdx Hello gentlemen, can I please get residual & money factor for...

2017 430i and 440i coupes.
3 years @ 10k miles per year.

Are there any numbers BMW inflates when you sign a lease? Acquisition? Document fee? etc etc?

.00152 and 61%; $3000 lease credit.

MF can be marked up .00040

Michael, How come one dealer told me the RV dropped to 57% in Oct? Did them made a mistake? I guess that's not sth they can manipulate right?

You sure that wasn't for a 2018?

Residual is fixed by the bank; dealer cannot modify them.

It's a 2017 model. But are you sure the RV for 36/10k is 61%? I got 59% for 2017 4 series on another forum. 61% is for a 3 series...

Whoops; you are correct.

Too many threads to track, it seems.

59% is the correct 36/10 residual for 4-series; 61% for 3-series.

rnny121

Can I get MF and RV on
2018 Gran Coupe
36 month 10k mile lease

Michaell

rnny121 said:

Can I get MF and RV on
2018 Gran Coupe
36 month 10k mile lease

.00152 and 57%

rnny121

Thats low, maybe 2 months last it was 60, if not last month.
They bring back MSD's and then the kill the residual.

Michaell

rnny121 said:

Thats low, maybe 2 months last it was 60, if not last month.
They bring back MSD's and then the kill the residual.

As the model year progresses, the residuals decline.

Rasamv

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

Michaell

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Rasamv

Michaell said:

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Please see attached breakdown of the information.

At the end of the day I am just trying to see if there are any hidden fees or if this is a good offer.
The amount change a bit as they were using the wrong zipcode. A further reduction of 3% in tax.

Thank so much.

Michaell

Rasamv said:

Michaell said:

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Please see attached breakdown of the information.

At the end of the day I am just trying to see if there are any hidden fees or if this is a good offer.
The amount change a bit as they were using the wrong zipcode. A further reduction of 3% in tax.

Thank so much.

I still don't see a reference to the $925 acquisition fee mandated by BMWFS.

Rasamv

Michaell said:

Rasamv said:

Michaell said:

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Please see attached breakdown of the information.

At the end of the day I am just trying to see if there are any hidden fees or if this is a good offer.
The amount change a bit as they were using the wrong zipcode. A further reduction of 3% in tax.

Thank so much.

I still don't see a reference to the $925 acquisition fee mandated by BMWFS.

There is a 925.00 acquisition fee built into the price of the MSRP. Brings it to a total of 60,655

Michaell

Rasamv said:

Michaell said:

Rasamv said:

Michaell said:

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Please see attached breakdown of the information.

At the end of the day I am just trying to see if there are any hidden fees or if this is a good offer.
The amount change a bit as they were using the wrong zipcode. A further reduction of 3% in tax.

Thank so much.

I still don't see a reference to the $925 acquisition fee mandated by BMWFS.

There is a 925.00 acquisition fee built into the price of the MSRP. Brings it to a total of 60,655

The acquisition fee is not part of the MSRP - the destination charge is.

It's misleading as the MSRP is what's used to calculate the residual value, and the acq fee is not part of that number.

Politely ask the dealer for the adjusted cap cost, with all fees broken out. If they don't want to be transparent, move on to another dealer.

Rasamv

Michaell said:

Rasamv said:

Michaell said:

Rasamv said:

Michaell said:

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Please see attached breakdown of the information.

At the end of the day I am just trying to see if there are any hidden fees or if this is a good offer.
The amount change a bit as they were using the wrong zipcode. A further reduction of 3% in tax.

Thank so much.

I still don't see a reference to the $925 acquisition fee mandated by BMWFS.

There is a 925.00 acquisition fee built into the price of the MSRP. Brings it to a total of 60,655

The acquisition fee is not part of the MSRP - the destination charge is.

It's misleading as the MSRP is what's used to calculate the residual value, and the acq fee is not part of that number.

Politely ask the dealer for the adjusted cap cost, with all fees broken out. If they don't want to be transparent, move on to another dealer.

Wow what an experience. Thanks for the heads up.

I finally was to able to receive a full break out.

They are are marking me up on the money factor which was not disclosed. .00172.

Just if you can let me know if to move on to another dealership.

I feel I was dealing with a either incompetent or shady character on their end.

Michaell

Rasamv said:

Michaell said:

Rasamv said:

Michaell said:

Rasamv said:

Michaell said:

Rasamv said:

Hello,

I wanted to check out this deal to see if I am missing anything on a lease for a 430i Conv.

These are the final stats I have.

MSRP $60,665.00
Discount $6,925.00 (total)
Selling Price $53,740.00
Options $- 0
Dealer Fee $699.00
Sales Tax $3,293.34
Tag Fees $497.00
Out the door $58,229.34

This is on a 36 month 10K miles lease. Palm Beach county Fl.

I was quoted a money factor of 0.00152 which I was told is the base rate.
The residual is 57%.

I was told zero money down would be $837.73 per month.

Can you please confirm what the money factor / residual is and whether I am missing any fees?

Is this a good deal?

I confirm the MF and residual. However, the prices listed are for a purchase quote - FL taxes the monthly payment on a lease and I see no reference to the acquisition fee.

Ask the dealer for the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

Please see attached breakdown of the information.

At the end of the day I am just trying to see if there are any hidden fees or if this is a good offer.
The amount change a bit as they were using the wrong zipcode. A further reduction of 3% in tax.

Thank so much.

I still don't see a reference to the $925 acquisition fee mandated by BMWFS.

There is a 925.00 acquisition fee built into the price of the MSRP. Brings it to a total of 60,655

The acquisition fee is not part of the MSRP - the destination charge is.

It's misleading as the MSRP is what's used to calculate the residual value, and the acq fee is not part of that number.

Politely ask the dealer for the adjusted cap cost, with all fees broken out. If they don't want to be transparent, move on to another dealer.

Wow what an experience. Thanks for the heads up.

I finally was to able to receive a full break out.

They are are marking me up on the money factor which was not disclosed. .00172.

Just if you can let me know if to move on to another dealership.

I feel I was dealing with a either incompetent or shady character on their end.

Incompetent or shady - either way, do you want to reward them with your business?

rnny121

RV is still 57%. Any idea if the MF has changed from .00152?

Michaell

rnny121 said:

RV is still 57%. Any idea if the MF has changed from .00152?

Same this month at .00152

slolankan

Hello!

Whats the RV/MF for 36 & 24 mo - 10k and 12k miles

Any incentives/lease cash?

Thanks!

Michaell

slolankan said:

Hello!

Whats the RV/MF for 36 & 24 mo - 10k and 12k miles

Any incentives/lease cash?

Thanks!

.00152 and 62% (24/12) or 56% (36/12); add 1% for 10K

$3000 lease credit

ilikethat

Hello,
Can you only get the lease credit with BMW dealership directly?

Michaell

ilikethat said:

Hello,
Can you only get the lease credit with BMW dealership directly?

If you're talking about using a lease broker, I suspect the lease credit would be part of the deal.

Why pay a middleman? Just adds complexity and cost to the deal.