By accessing this website, you acknowledge that Edmunds and its third party business partners may use cookies, pixels, and similar technologies to collect information about you and your interactions with the website as described in our
Privacy Statement, and you agree that your use of the website is subject to our
Visitor Agreement.
Comments
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2017 Infiniti QX60
39/10k lease
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you. As I'm trying to follow the thread what would be the MF/Residual for qX60 AWD with prem/plus/deluxe package for 36/15K? Is it the same? And what if I applied 9x MSD? What would be the numbers? Presumably IF the initial .00103 x 2400 = 2.472%, doesn't it make sense (as a family) to apply that MAD payment to another household bill with higher interest rate? Maybe I'm making this too complicated...thank you again!
Individual options and packages do not affect the numbers - just FWD or AWD.
9 MSDs would reduce the MF by .00081.
I'm not a financial analyst, so can't answer your question about where / how to apply those monies.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
9 MSDs would reduce the MF by .00081.
I'm not a financial analyst, so can't answer your question about where / how to apply those monies.
I believe Infiniti grants 0.00010 MF deduction per deposit, so 0.00090 total.
2001 Passat2010 G37S Sedan2013 G37xS Sedan2014 QX602015 Q402016 QX602016 E350 Sedan2017 QX602019 E450 Wagon2021 Sienna XSE AWD2022 Lexus RX3502022 Chrysler Pacifica Hybrid Limited
2023 Nissan Pathfinder Platinum 4WD
Oops, I stand corrected.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
9 MSDs = 0.00090 * 2400 = 2.16% saved against the entire principal balance which is the net cap cost (~$43-50K+), but your deposits are probably less than 10% of the principal (~$4K). Over the term of the lease the interest savings are roughly 50% of the security deposit.
So unless you have some payday loans at >16% interest, you're not likely to find a better use of your money.
2001 Passat2010 G37S Sedan2013 G37xS Sedan2014 QX602015 Q402016 QX602016 E350 Sedan2017 QX602019 E450 Wagon2021 Sienna XSE AWD2022 Lexus RX3502022 Chrysler Pacifica Hybrid Limited
2023 Nissan Pathfinder Platinum 4WD
So unless you have some payday loans at >16% interest, you're not likely to find a better use of your money.
Agree with @jkipster The savings is $40/mo.+ on a payment of around $500/mo, just for loaning them $4500.
$480/yr savings on $4500 is over 10% annual yield. And, since that's reducing a non-tax deductible expense, that's an after-tax return. That's with conservative estimate. Actual returns can be $15%-20%, annually, as @jkipster noted.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
A lot of that depends on how your state applies tax to lease contracts.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
People on THIS forum are seeing an average of 13+% of MSRP from negotiations, yet a dealer from one "part" of California (where I live) can only do $50,500 from MSRP of $54810, yielding 8% savings. Am I missing something here?
That dealership (very nice people), when I indicated what people actually negotiated successfully on this forum, indicated that the differences are due to others posting from "another part" of california, which currently has another $1K in incentives from IFS (regional differences per sales team). Doesn't it make sense then to get that deal from that geographic region and drive up/transport car? The sales team indicated that IFS would not allow that and receive the additional 1000 since the zip codes would differentiate it.
Thanks again. I don't mind paying my fare share because this is a business but I feel like some of this may not be entirely true.
2017 Infiniti QX60 FWD
39/12k lease
MSRP: $45,895
Sales price: $43112
-------------------------
Trade Payoff : $3000
Tax: $2694.50
License, Reg Fees : $342
Acquisition Fee: $700
Drive Off $7389
Monthly is $545.48
MF .00163 which they say is there cost.
The money factor seems high for what everyone else is getting, is this all correct sounding?
Thanks in advance!
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
A puny discount and a marked up money factor. That won't make for a very good deal.
Why are you trading, if you are $3000 upside down on your current vehicle?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2017 QX60 FWD
MSRP: 45895.00
Sale Price: 40227
Tax: 2514.19
License, Reg Fees : $342
Acquisition Fee: $700
Drive Off $3000
Monthly is $463.91
Going to keep the other car until November then turn it back in.
How is this new deal?
But, why lease now, if you have a car to drive for the next three months?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
FWD 36/39 10K
AWD 36/39 10K
Thanks.
2001 Passat2010 G37S Sedan2013 G37xS Sedan2014 QX602015 Q402016 QX602016 E350 Sedan2017 QX602019 E450 Wagon2021 Sienna XSE AWD2022 Lexus RX3502022 Chrysler Pacifica Hybrid Limited
2023 Nissan Pathfinder Platinum 4WD
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
MSRP 53,390
Sale Price $47,110.92
Tax 1253.49
Acquisition Fee $700
DOC Fee $299
Tire Fee 7.50
Title $183.65
9 MSD's
10,000 miles a year
Monthly Payment $479
Zero Down
Due at signing -- First Month and MSD's
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
No info on availability of the 2018 QX80's.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Hello Michaell,
I'm looking into leasing a 2017 QX60 AWD, just base not premium. I would be doing 39 months 12K or 39 months 15K. Can you tell me what the numbers would be in New Jersey? And what my monthly payment should be without any security deposits, and with a minimal down payment. The sales tax is 7% where I'm at. If you can do a breakdown for me, it would be highly appreciated. Thank you in advance for your help.
I'm looking into leasing a 2017 QX60 AWD, just base not premium. I would be doing 39 months 12K or 39 months 15K. Can you tell me what the numbers would be in New Jersey? And what my monthly payment should be without any security deposits, and with a minimal down payment. The sales tax is 7% where I'm at. If you can do a breakdown for me, it would be highly appreciated. Thank you in advance for your help.
.00103 and 57% / 55%
Would need the MSRP and selling price in order to calculate a payment.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you Michaell. The MSRP is $45,895, the true market value in my area according to Edmunds is $41,301 and the invoice price is $43,052. So let's assume I can get a good deal and get a price somewhere in between the invoice and the tmv, so let's say the selling price is $43,000. Question the money factor you gave me is that a standard amount no matter where you're at? Is there somewhere I can point the salesman at the dealership and show him that money factor, just in case they're trying to get over on me and give me a higher money factor? Thanks in advance.
About $582/mo. with acquisition fee and tax added in.
Money factors are nationwide. Dealer can mark it up for extra profit, but we don't see that a lot from Infiniti dealers. The number is confidential, so nothing you can point to. Tell them you want the base MF, and move on if they lie to you.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank you Kyfdx. Do you have the breakdown of how you came up with the monthly payment? Thanks in advance for the help.
About $582/mo. with acquisition fee and tax added in.
Money factors are nationwide. Dealer can mark it up for extra profit, but we don't see that a lot from Infiniti dealers. The number is confidential, so nothing you can point to. Tell them you want the base MF, and move on if they lie to you.
Thank you Kyfdx. Do you have the breakdown of how you came up with the monthly payment? Thanks in advance for the help.
We use a home grown spreadsheet to calculate the payment:
https://www.edmunds.com/car-leasing/calculate-your-own-lease-payment.html
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Thank you appreciate the help
Looking for Illinois 2017 QX60 awd 39/10,000 or 39/12,000
Thanks for the help
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
So if I'm in the middle of a deal but dealer is still trying to locate my vehicle, most likely my numbers will change tomorrow? Hopefully for the better?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
dealer says he submitted the numbers to bank and its all approved and locked in...
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Please post updated July numbers if they have changed. Thanks.
2001 Passat2010 G37S Sedan2013 G37xS Sedan2014 QX602015 Q402016 QX602016 E350 Sedan2017 QX602019 E450 Wagon2021 Sienna XSE AWD2022 Lexus RX3502022 Chrysler Pacifica Hybrid Limited
2023 Nissan Pathfinder Platinum 4WD
39/10
AWD: .00034 MF and 54% residual
FWD: .00044 MF and 54% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Options do not change the lease program numbers.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator