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I am leasing 2018 430 Gran Coupe, term 12k/36m.
Dealer provided:
MSRP: 49410
Selling Price: 45521.3 (8% off sticker)
Rebate:3000 (2000 lease cash+1000 college grad)
They do provide residual as 56% and MF=0.00152
So can you help me estimate the total monthly payment with 0 down.
Many thanks in advance!
After that, tax is applied to the monthly payment.
If we add $925 for acquisition fee and $500 for dealer/DMV fees, then subtract the rebates, the adjusted CAP cost would be $43,946
Payment = $561/mo.+tax = $595/mo, with just first payment due at signing.
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all 36mos, 10k miles.
I'm looking at both 430i and 440i, both AWD.
I think you said earlier that the RV is the same for all 4-series? Is that true?
thanks in advance.
Many thanks in advance!
$2000 lease cash
Yes, all 2018 4-series have the same MF and residual
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
We always suggest you target 7% off MSRP for any BMW.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$2000 lease credit
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Generally, invoice is 93% of MSRP for BMW, more or less.
I wouldn't count on that deal with your "membership" card. Member of what?
Demos have their residual reduced by $0.25/mile. You should negotiate a deal that accounts for at least that much less than a new car.
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You can try.
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Its almost cheaper to lease a new 5 series right now.
Was it 61% at any point or was this the 2017 model?
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zip code 10535. 36 month lease with 15K miles per year.
after dealer discounts price is $47,500 and then $3000 in dealer rebates.
I was quoted a price of minimal $down (750) and monthly payment of $648.
I don't know what the residual value for this car is .... Is this a decent deal?
thanks in advance.
.00152 and 54%
$2000 lease credit
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Dealership shows lease of $534 a month. Where is that difference coming from or am I not including something in my calculation?
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
https://www.edmunds.com/car-leasing/calculate-your-own-lease-payment.html
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Acquisition Fee 925
License and Registration Fee 0 (Car is a demo)
CAP Cost Redction 270
Disposition Fee 300
Total $1575
MSRP 46345
Residual % 56%
Residual Value 25953.2
Negotiated Price 40489
Fees 1575
Gross Cap Cost 42064
Rebate 2000
Adj Cap Cost 40064
Dep Amount 14110.8
3 year lease 391.96
Rent 100.346144 (MF .00152)
Pretax 492.31
Dealer has it as $534/mo plus tax
Why is there a $42 difference? Did I miss adding a charge or are they just charging at a higher rate.
$2000 lease credit
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2) There is no upfront disposition fee. That is paid at the end of the lease
3) You'll owe sales tax on the rebate
4) Demos have the residual reduced, to account for the current mileage. Find out the actual residual amount.
5) Your math is correct. But, it's irrelevant without the actual numbers from the dealer. Get those, and all should become clear. Be sure to ask them what money factor they are using, as they may mark it up.
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1/ What are the money factor and residual for a 36/12k lease for the 430i sDrive Gran Coupe?
2/ What is a good deal on the car, based on MSRP? I am seeing 7% off MSRP, but is that the price before Destination Fee, Training Fee, and MACO Fee? Or should 7% off MSRP be the total price?
3/ Configured to my liking on the BMW website, the car's MSRP comes out to $47,200 according to the site. However, the official BMW pricing guide prices the car at $48,100 MSRP. (Similarly, the official guide prices the base at $43,100, but the site prices it at $42,200.) Is this a known discrepancy? Off of which MSRP would you suggest I base my negotiations?
Thank you so much in advance, and for all of your help so far!
1/ What are the money factor and residual for a 36/12k lease?
2/ What is a good deal on the car, based on MSRP? I am seeing 7% off MSRP, but is that the price before Destination Fee, Training Fee, and MACO Fee? Or should 7% off MSRP be the total price?
3/ Configured to my liking on the BMW website, the car's MSRP comes out to $47,200 according to the site. However, the official BMW pricing guide prices the car at $48,100 MSRP. (Similarly, the official guide prices the base at $43,100, but the site prices it at $42,200.) Is this a known discrepancy? Off of which MSRP would you suggest I base my negotiations?
Thank you so much in advance, and for all of your help so far!
2) 7% off MSRP, period
3) The lower prices are without the destination fee. The full MSRP is the higher number.
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$2000 lease credit
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Thanks!
$2000 lease credit
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
2. I also spoke to a dealer who told me because the mileage on the demo is 9k miles, the residual on a 12k 36mo is 50%. He said the residual comes from corporate. Is that true?
2) Demos with over 5000 miles take a big hit on residuals. Yes, it's determined by BMWFS. Seems unlikely that is a good candidate to lease.
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Is the $2k lease credit still being offered in December?
I have 5 payments left on my current BMW Financial lease. The dealer says they'd be able to get those remaining payments waived. Is that actually possible or are they just going to finance those payments into the new lease adjusted cap cost?
Thank you.
$2000 lease credit
Don't have the particulars on the pull ahead program, but it's possible. Of course, if you use a pull ahead program, you'll forego the $750 loyalty rebate.
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Does trading in a BMW negate any lease credits? I saw at https://www.bmwusa.com/special-offers/road-home.html it says "Offer not valid to current BMW customers trading in a BMW vehicle" - not sure that even applies to the 4-series though.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
2018 430i x drive Gran coupe AWD
80241
$2000 lease credit
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MSRP 46975
Residual % 57%
Residual Value 26270.75 (subtracted $505 because of 2000 miles)
Negotiated Price 40575
Document Fees 80
Acquisition Fee 925
License and Registration Fee 51
CAP Cost Reduction 116.38
Total Fees 1172.38
Gross Cap Cost 41747.38
Rebate 2820
Adj Cap Cost 38927.38
Dep Amount 12656.63
36 351.5730556
Rent 99.1011576
Pretax 450.6742132
109.50% 493.4882634
The dealer is getting $507.
I'm about a nickel off your calculations using the base MF of .00152
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
93% of MSRP is a fair offer - before incentives.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
The only other variable in a lease calculation is the adjusted cap cost.
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