By accessing this website, you acknowledge that Edmunds and its third party business partners may use cookies, pixels, and similar technologies to collect information about you and your interactions with the website as described in our
Privacy Statement, and you agree that your use of the website is subject to our
Visitor Agreement.
Comments
Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal?
MSRP $75,915
Volvo allowance -5,000
Aplan Discount -3,995
Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
Adjusted Price $60,668
Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
Doc Fee +172.15
Tax +2,784 (should be 7.25%...is this correct?)
Non Tax Fees +15 (new car tax in Lake County)
Net price $64,555.15
36 months/12K miles monthly lease payment $888
Money factor 0.00195
Residual 52%
$0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total.
Thanks!
Thank you!
$3000 HSE Allowance
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Can I get the money factor for a 2018 T6 R-Design AWD in Southern California?
I was just quoted $977.36 at 15k miles/36 month $0 down. It seems awfully high.
Retail on the car is $69,045 with $6,740 off.
They then added $630.75 in fees and $4,834.84 taxes.
Total $67,770.59
They state they are using a .00154 money factor.
I would like to be under $800 per month with $0 down and $0 drive off
Thanks in advance.
T6 AWD MOM
T6 AWD INS
36/7.5k and 36/10k.
Thanks.
$3000 HSE Allowance
Money factor is marked up.
The sales tax is for a purchase, not a lease.
CA taxes the monthly payment on a lease, not the full price.
Ask them for the adjusted CAP cost, and how it was calculated.
Tell them you want to pay first payment and DMV fees upfront.
And.... you want the base money factor.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
MOM: .00130 MF and 59% residual
INSC: .00120 MF and 56% residual
$3000 HSE Allowance
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
T6 AWD MOM
T6 AWD INSCRIPTION
36/12K & 39/12K
INSC: .00120 MF and 55% / 53% residual
$3000 HSE Allowance
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Would the $3000 HSE Allowance be in addition to the $6,740 off?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 VOLVO XC90 T6 AWD MOMENTUM SUV
39 month/15k miles
Money factor .0013
Residual Value .54
Incentives $3000
Fees $995.00 bank fee, $436.50 other
Taxes $2452.27
Adjusted cap cost $52465.80
Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees
$729 month
I think this is too much money for that lease. If I remember, I believe the 30 month lease is the sweet spot as residual and money factor are decent. I think the acquisition fee is too high, but want others to comment. Doc fee, dealer fee, and prep fee are all the same. They all add this on to the lease. Find out what invoice is and this will allow you to see how much money they are taking off. I looked at an inscription MRSP about $64,200 with invoice about $59,000. Adjusted cap cost was about $55,000. Lease payment was going to be about $655 just 1st month and DMV fees. Sorry I do not have exact numbers as it has been about 2 weeks since we went to dealer. I will re-evaluate as the month goes on. If dealers are concerned about numbers for the month, your deal may be better.
http://www.karpvolvocars.com/new/Volvo/2018-Volvo-XC90-a2a3712f0a0e0ae965f9dd843d725330.htm
I want it in the 670 range just do not know if that is right #
Work out the lease numbers for 30 months and see what the payment is. You may be surprised.
Based on your MSRP of $59,990, cap cost of $52,465.80, and sales tax of $2,452.27, I get a $687.84 monthly. If your MRSP is $59,705, then payment is about $691. Due at signing is your $887.28. Hope this helps.
Is there the $800 Volvo lease cash available also? They said 3k was incentives but do not see the lease cash in deal.
You need to go over with the dealer how they come up with $729. I am sure you are missing something such as cap cost is higher than$52,465.80.
I am not sure what your tax rate is. The 30 month at 15K is 60% and MF of .00130. The depreciation is 16,471.80 and finance charge is 3,449.93. Found out taxes and see what payment is. Maybe slightly higher by a little. As above by danmgy11, if you can wait to later in the month, may get better deal.
39 month/15k miles
Money factor .0013
Residual Value .54
Incentives $3000
Fees $995.00 bank fee, $436.50 other
Taxes $2452.27
Adjusted cap cost $52465.80
Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees
$729 month
Dealer told me 30 month is not available. I am talking to every dealer on Long Island and Queens. All act like they don't need the business and they won't budge so I told them all I will wait until the price is right.
They also told me the bank fee is not inflated and that I am not correct.
30 month term is absolutely available, and the bank fee is marked up from $695.
It only takes one dealer to meet your numbers.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Located in Northern California, Thanks!
Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal?
MSRP $75,915
Volvo allowance -5,000
Aplan Discount -3,995
Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
Adjusted Price $60,668
Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
Doc Fee +172.15
Tax +2,784 (should be 7.25%...is this correct?)
Non Tax Fees +15 (new car tax in Lake County)
Net price $64,555.15
36 months/12K miles monthly lease payment $888
Money factor 0.00195
Residual 52%
$0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total.
Thanks!
$3000 HSE Allowance
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
So, taking the tax out of the payments results in ($811 X 36) + $5000 +$5002.
Multiply that by the tax rate, and it's pretty close.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
So just another full of crap dealer.
Do the #'s they gave me add up to $729 month. I keep trying to figure it out and get a different amount every time.
36m/12k XC 90 R Design
MSRP: 70,450
Selling Price after discounts and incentives: 61,742 (12.3% off)
MF: .00104 (.00054 after 10 MSDs)
Residual: 57%
Acq Fee: 695 (paid up front)
1830.69 due (0 down, inception, 1st month, dmv tags)
Sales Tax: 9% rolled in
714/month
How does that look?
Contact me and I can share my spreadsheet. Maybe we can even team up and negotiate together (so a dealer will sell 2 cars?). I'm targeting to close the deal between Christmas and New Years. When I'll go into the dealer I'll bring my laptop and run the numbers on the spot. I also have A-Plan pricing available.
My plan is to visit Karp, Glen Cove, Huntington and maybe Queens Volvo. Reply here or to my PM if you're interested.
Bottom line is that you should be able to get at least $671.
You may want to try dealerships in New Jersey. Check for a Volvo dealership on route 17 in Paramus and Ramsey. As above your lease payment should be less than $729. Are your taxes correct that the dealer told you?
2018 T5 FWD 7-passenger(new model)
MSRP:52800
Sale Price:$44,500
Adjusted Capital Cost:$48535
Rent Charge:$5432
12k/39 months Payment $650
The deal I showed for 729 is with Glen cove. Karp I went to also and they are playing games. Bayside gave me a quote then reneged- wasted my time- was there to sign deal. Huntington I went to and salemen just lied or lies. Turned me off and told him take a hike.
I actually need 2 cars- XC90 and XC60
good question. If you can I would start talking to Jersey dealers
https://www.volvocarsglencove.com/new/Volvo/2018-Volvo-XC90-Glen+Cove-099504100a0e0ae7682674b890dba328.htm
Messages can be found here: https://forums.edmunds.com/messages/all
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00180 and 52%, this month.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
State and tax rate?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige