2018 Volvo XC90 Lease Deals and Prices

1121315171850

Comments

  • tpgear50tpgear50 Member Posts: 12
    Hello,
    Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal?

    MSRP $75,915
    Volvo allowance -5,000
    Aplan Discount -3,995
    Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
    Adjusted Price $60,668
    Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
    Doc Fee +172.15
    Tax +2,784 (should be 7.25%...is this correct?)
    Non Tax Fees +15 (new car tax in Lake County)
    Net price $64,555.15

    36 months/12K miles monthly lease payment $888
    Money factor 0.00195
    Residual 52%

    $0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total.

    Thanks!
  • socalkpksocalkpk Member Posts: 27
    Hello, could you post the December MF / RV for a 2018 T6 AWD Momentum in Northern California for 12K/39 mo lease?

    Thank you!
  • kyfdxkyfdx Moderator Posts: 267,815
    socalkpk said:

    Hello, could you post the December MF / RV for a 2018 T6 AWD Momentum in Northern California for 12K/39 mo lease?

    Thank you!

    .00130 MF and 56% residual
    $3000 HSE Allowance

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  • taylor84taylor84 Member Posts: 3
    Hi,

    Can I get the money factor for a 2018 T6 R-Design AWD in Southern California?

    I was just quoted $977.36 at 15k miles/36 month $0 down. It seems awfully high.

    Retail on the car is $69,045 with $6,740 off.

    They then added $630.75 in fees and $4,834.84 taxes.

    Total $67,770.59

    They state they are using a .00154 money factor.

    I would like to be under $800 per month with $0 down and $0 drive off

    Thanks in advance.


  • exmexm Member Posts: 52
    Hi, what's the NY LI December MF / RV for:
    T6 AWD MOM
    T6 AWD INS

    36/7.5k and 36/10k.

    Thanks.
  • kyfdxkyfdx Moderator Posts: 267,815
    taylor84 said:

    Hi,

    Can I get the money factor for a 2018 T6 R-Design AWD in Southern California?

    I was just quoted $977.36 at 15k miles/36 month $0 down. It seems awfully high.

    Retail on the car is $69,045 with $6,740 off.

    They then added $630.75 in fees and $4,834.84 taxes.

    Total $67,770.59

    They state they are using a .00154 money factor.

    I would like to be under $800 per month with $0 down and $0 drive off

    Thanks in advance.


    .00104 MF and 55% residual for 36/15
    $3000 HSE Allowance

    Money factor is marked up.
    The sales tax is for a purchase, not a lease.
    CA taxes the monthly payment on a lease, not the full price.

    Ask them for the adjusted CAP cost, and how it was calculated.
    Tell them you want to pay first payment and DMV fees upfront.
    And.... you want the base money factor.

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  • kyfdxkyfdx Moderator Posts: 267,815
    exm said:

    Hi, what's the NY LI December MF / RV for:
    T6 AWD MOM
    T6 AWD INS

    36/7.5k and 36/10k.

    Thanks.

    36/10. Add 1% for 7.5K
    MOM: .00130 MF and 59% residual
    INSC: .00120 MF and 56% residual

    $3000 HSE Allowance

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  • ineedacar2ineedacar2 Member Posts: 23
    Can I have the current rates on Long Island, NY, please? Thanks in advance!
    T6 AWD MOM
    T6 AWD INSCRIPTION
    36/12K & 39/12K
  • MichaellMichaell Moderator Posts: 265,103

    Can I have the current rates on Long Island, NY, please? Thanks in advance!
    T6 AWD MOM
    T6 AWD INSCRIPTION
    36/12K & 39/12K

    MOM: .00130 MF and 58% / 56% residual
    INSC: .00120 MF and 55% / 53% residual

    $3000 HSE Allowance

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  • taylor84taylor84 Member Posts: 3
    kyfdx said:

    taylor84 said:

    Hi,

    Can I get the money factor for a 2018 T6 R-Design AWD in Southern California?

    I was just quoted $977.36 at 15k miles/36 month $0 down. It seems awfully high.

    Retail on the car is $69,045 with $6,740 off.

    They then added $630.75 in fees and $4,834.84 taxes.

    Total $67,770.59

    They state they are using a .00154 money factor.

    I would like to be under $800 per month with $0 down and $0 drive off

    Thanks in advance.


    .00104 MF and 55% residual for 36/15
    $3000 HSE Allowance

    Money factor is marked up.
    The sales tax is for a purchase, not a lease.
    CA taxes the monthly payment on a lease, not the full price.

    Ask them for the adjusted CAP cost, and how it was calculated.
    Tell them you want to pay first payment and DMV fees upfront.
    And.... you want the base money factor.
    Thanks kyfdx!

    Would the $3000 HSE Allowance be in addition to the $6,740 off?
  • MichaellMichaell Moderator Posts: 265,103
    taylor84 said:

    kyfdx said:

    taylor84 said:

    Hi,

    Can I get the money factor for a 2018 T6 R-Design AWD in Southern California?

    I was just quoted $977.36 at 15k miles/36 month $0 down. It seems awfully high.

    Retail on the car is $69,045 with $6,740 off.

    They then added $630.75 in fees and $4,834.84 taxes.

    Total $67,770.59

    They state they are using a .00154 money factor.

    I would like to be under $800 per month with $0 down and $0 drive off

    Thanks in advance.


    .00104 MF and 55% residual for 36/15
    $3000 HSE Allowance

    Money factor is marked up.
    The sales tax is for a purchase, not a lease.
    CA taxes the monthly payment on a lease, not the full price.

    Ask them for the adjusted CAP cost, and how it was calculated.
    Tell them you want to pay first payment and DMV fees upfront.
    And.... you want the base money factor.
    Thanks kyfdx!

    Would the $3000 HSE Allowance be in addition to the $6,740 off?
    Likely not, but confirm with your dealer.

    Edmunds Price Checker
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    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • taylor84taylor84 Member Posts: 3
    Michaell said:

    taylor84 said:

    kyfdx said:

    taylor84 said:

    Hi,

    Can I get the money factor for a 2018 T6 R-Design AWD in Southern California?

    I was just quoted $977.36 at 15k miles/36 month $0 down. It seems awfully high.

    Retail on the car is $69,045 with $6,740 off.

    They then added $630.75 in fees and $4,834.84 taxes.

    Total $67,770.59

    They state they are using a .00154 money factor.

    I would like to be under $800 per month with $0 down and $0 drive off

    Thanks in advance.


    .00104 MF and 55% residual for 36/15
    $3000 HSE Allowance

    Money factor is marked up.
    The sales tax is for a purchase, not a lease.
    CA taxes the monthly payment on a lease, not the full price.

    Ask them for the adjusted CAP cost, and how it was calculated.
    Tell them you want to pay first payment and DMV fees upfront.
    And.... you want the base money factor.
    Thanks kyfdx!

    Would the $3000 HSE Allowance be in addition to the $6,740 off?
    Likely not, but confirm with your dealer.
    Thanks Michaell!
  • btstippbtstipp Member Posts: 23
    I just returned from the dealer with the following (rejected) offer. XC90 Momentum T6 with MSRP of $61,825. RV-56%/MF=.00138 for a 39 month/12m lease. They want $88 tag/registration and $429 doc fee. They also want $995 acquisition fee. They offered it at a cap cost of $54,700 which did not include the above mentioned fees. I offered $53,000 and told them I would write a check for the tag/reg and 1st month payment. I question the MF and Acq. Fee. Your thoughts on those factors or any other elements of the deal including the price I offered? This is in NC.
  • john2022john2022 Member Posts: 57
    edited December 2017
    Here are the #. I think still high. Here is car

    2018 VOLVO XC90 T6 AWD MOMENTUM SUV

    39 month/15k miles
    Money factor .0013
    Residual Value .54
    Incentives $3000
    Fees $995.00 bank fee, $436.50 other
    Taxes $2452.27
    Adjusted cap cost $52465.80

    Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees

    $729 month
  • mlevinemlevine Member Posts: 593
    john2022,
    I think this is too much money for that lease. If I remember, I believe the 30 month lease is the sweet spot as residual and money factor are decent. I think the acquisition fee is too high, but want others to comment. Doc fee, dealer fee, and prep fee are all the same. They all add this on to the lease. Find out what invoice is and this will allow you to see how much money they are taking off. I looked at an inscription MRSP about $64,200 with invoice about $59,000. Adjusted cap cost was about $55,000. Lease payment was going to be about $655 just 1st month and DMV fees. Sorry I do not have exact numbers as it has been about 2 weeks since we went to dealer. I will re-evaluate as the month goes on. If dealers are concerned about numbers for the month, your deal may be better.
  • john2022john2022 Member Posts: 57
    I think it is high also- this is car 59,705 msrp
    http://www.karpvolvocars.com/new/Volvo/2018-Volvo-XC90-a2a3712f0a0e0ae965f9dd843d725330.htm
    I want it in the 670 range just do not know if that is right #
  • mlevinemlevine Member Posts: 593
    john2022,
    Work out the lease numbers for 30 months and see what the payment is. You may be surprised.
  • mlevinemlevine Member Posts: 593
    john2022,
    Based on your MSRP of $59,990, cap cost of $52,465.80, and sales tax of $2,452.27, I get a $687.84 monthly. If your MRSP is $59,705, then payment is about $691. Due at signing is your $887.28. Hope this helps.
  • john2022john2022 Member Posts: 57
    I was not aware a 30 month lease was offered. I will ask dealer.
  • john2022john2022 Member Posts: 57
    So how do they come up with 729 if I ran those numbers like you and come up with 687. Then they marked up bank fee $300 which I will request off the cost.

    Is there the $800 Volvo lease cash available also? They said 3k was incentives but do not see the lease cash in deal.
  • john2022john2022 Member Posts: 57
    I offered them $658 on the 39 month. I don't mind the longer leases. Waiting to see of they accept it. Prob not, they are all leeches.
  • john2022john2022 Member Posts: 57
    I can't figure out how the come up with 729. Can someone do the math for me- I am retarded when trying to figure it out. I gave the numbers in another post.

  • mlevinemlevine Member Posts: 593
    john2022,
    You need to go over with the dealer how they come up with $729. I am sure you are missing something such as cap cost is higher than$52,465.80.
  • danmgy11danmgy11 Member Posts: 111
    john2022 said:
    I can't figure out how the come up with 729. Can someone do the math for me- I am retarded when trying to figure it out. I gave the numbers in another post.
    You have to be relentless with dealers these days and just play the game the way they don't want you to. Talk to multiple dealers and put then against each other. It is also December and as the month and year come to an end they are going to start to needing to move units.  I would present them with a lower number than you actually want, tell them you have time and know they need to move units and when they are ready to make a deal to call you. Just sit tight, if you do that with a few dealers I'm sure one will bite before Jan 2nd, when the sales year ends for them. You just have to wait them out.  
  • mlevinemlevine Member Posts: 593
    john2022,
    I am not sure what your tax rate is. The 30 month at 15K is 60% and MF of .00130. The depreciation is 16,471.80 and finance charge is 3,449.93. Found out taxes and see what payment is. Maybe slightly higher by a little. As above by danmgy11, if you can wait to later in the month, may get better deal.
  • john2022john2022 Member Posts: 57
    edited December 2017
    john2022 said:

    I can't figure out how the come up with 729. Can someone do the math for me- I am retarded when trying to figure it out. I gave the numbers in another post.

    This is from dealer. They gave me these #'s

    39 month/15k miles
    Money factor .0013
    Residual Value .54
    Incentives $3000
    Fees $995.00 bank fee, $436.50 other
    Taxes $2452.27
    Adjusted cap cost $52465.80

    Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees

    $729 month



    Dealer told me 30 month is not available. I am talking to every dealer on Long Island and Queens. All act like they don't need the business and they won't budge so I told them all I will wait until the price is right.

    They also told me the bank fee is not inflated and that I am not correct.


  • MichaellMichaell Moderator Posts: 265,103
    john2022 said:

    john2022 said:

    I can't figure out how the come up with 729. Can someone do the math for me- I am retarded when trying to figure it out. I gave the numbers in another post.

    This is from dealer. They gave me these #'s

    39 month/15k miles
    Money factor .0013
    Residual Value .54
    Incentives $3000
    Fees $995.00 bank fee, $436.50 other
    Taxes $2452.27
    Adjusted cap cost $52465.80

    Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees

    $729 month

    Dealer told me 30 month is not available. I am talking to every dealer on Long Island and Queens. All act like they don't need the business and they won't budge so I told them all I will wait until the price is right.

    They also told me the bank fee is not inflated and that I am not correct.
    You may have to expand your search to the other boroughs, or even NJ or CT, to get the deal you want.

    30 month term is absolutely available, and the bank fee is marked up from $695.

    It only takes one dealer to meet your numbers.

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  • jeffucdjeffucd Member Posts: 6
    Would you please share MF/RV for 2018 T6 Inscription with 12k miles per year and 36 months?

    Located in Northern California, Thanks!

  • tpgear50tpgear50 Member Posts: 12
    Hello,
    Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal? 

    MSRP $75,915
    Volvo allowance -5,000
    Aplan Discount -3,995 
    Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
    Adjusted Price $60,668
    Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
    Doc Fee +172.15
    Tax +2,784 (should be 7.25%...is this correct?)
    Non Tax Fees +15 (new car tax in Lake County)
    Net price $64,555.15

    36 months/12K miles monthly lease payment $888
    Money factor 0.00195
    Residual 52%

    $0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total. 

    Thanks!
  • kyfdxkyfdx Moderator Posts: 267,815
    jeffucd said:

    Would you please share MF/RV for 2018 T6 Inscription with 12k miles per year and 36 months?

    Located in Northern California, Thanks!

    .00120 MF and 55% residual
    $3000 HSE Allowance

    Edmunds Price Checker
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    Did you get a good deal? Be sure to come back and share!

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  • kyfdxkyfdx Moderator Posts: 267,815
    tpgear50 said:

    Hello,
    Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal? 

    MSRP $75,915
    Volvo allowance -5,000
    Aplan Discount -3,995 
    Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
    Adjusted Price $60,668
    Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
    Doc Fee +172.15
    Tax +2,784 (should be 7.25%...is this correct?)
    Non Tax Fees +15 (new car tax in Lake County)
    Net price $64,555.15

    36 months/12K miles monthly lease payment $888
    Money factor 0.00195
    Residual 52%

    $0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total. 

    Thanks!

    The $5000 allowance and $5002 rebate are likely taxable.
    So, taking the tax out of the payments results in ($811 X 36) + $5000 +$5002.
    Multiply that by the tax rate, and it's pretty close.

    Edmunds Price Checker
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    Did you get a good deal? Be sure to come back and share!

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  • john2022john2022 Member Posts: 57
    john2022 said:

    john2022 said:

    I can't figure out how the come up with 729. Can someone do the math for me- I am retarded when trying to figure it out. I gave the numbers in another post.

    This is from dealer. They gave me these #'s

    39 month/15k miles
    Money factor .0013
    Residual Value .54
    Incentives $3000
    Fees $995.00 bank fee, $436.50 other
    Taxes $2452.27
    Adjusted cap cost $52465.80

    Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees

    $729 month



    Dealer told me 30 month is not available. I am talking to every dealer on Long Island and Queens. All act like they don't need the business and they won't budge so I told them all I will wait until the price is right.

    They also told me the bank fee is not inflated and that I am not correct.



    So just another full of crap dealer.

    Do the #'s they gave me add up to $729 month. I keep trying to figure it out and get a different amount every time.
  • tpgear50tpgear50 Member Posts: 12
    kyfdx said:

    tpgear50 said:

    Hello,
    Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal? 

    MSRP $75,915
    Volvo allowance -5,000
    Aplan Discount -3,995 
    Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
    Adjusted Price $60,668
    Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
    Doc Fee +172.15
    Tax +2,784 (should be 7.25%...is this correct?)
    Non Tax Fees +15 (new car tax in Lake County)
    Net price $64,555.15

    36 months/12K miles monthly lease payment $888
    Money factor 0.00195
    Residual 52%

    $0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total. 

    Thanks!

    The $5000 allowance and $5002 rebate are likely taxable.
    So, taking the tax out of the payments results in ($811 X 36) + $5000 +$5002.
    Multiply that by the tax rate, and it's pretty close.
    Great thanks. Does this seem like a good deal for this vehicle? What are December incentives and MF? Think there's room to negotiate more?
  • homer_simpsonhomer_simpson Member Posts: 31
    edited December 2017
    Please evaluate my deal:

    36m/12k XC 90 R Design

    MSRP: 70,450
    Selling Price after discounts and incentives: 61,742 (12.3% off)
    MF: .00104 (.00054 after 10 MSDs)
    Residual: 57%
    Acq Fee: 695 (paid up front)
    1830.69 due (0 down, inception, 1st month, dmv tags)
    Sales Tax: 9% rolled in

    714/month

    How does that look?
  • john2022john2022 Member Posts: 57
    Has anyone here leased a XC90 on LI or Queens that can give me a fair #. Can these cars be had for $660 a month sign and drive. Getting a lot of push back from snarky dealer sales people. Not one honest. I think criteria for being a car salesmen is to be a dick.
  • exmexm Member Posts: 52
    edited December 2017
    john2022 said:

    Has anyone here leased a XC90 on LI or Queens that can give me a fair #. Can these cars be had for $660 a month sign and drive. Getting a lot of push back from snarky dealer sales people. Not one honest. I think criteria for being a car salesmen is to be a dick.

    John, I sent you a private message (not sure if you received it). Like you, I'm on LI and I'm looking to lease a new XC90 this month. I've created a spreadsheet and I'm also getting a $671 lease a month based on your numbers.

    Contact me and I can share my spreadsheet. Maybe we can even team up and negotiate together (so a dealer will sell 2 cars?). I'm targeting to close the deal between Christmas and New Years. When I'll go into the dealer I'll bring my laptop and run the numbers on the spot. I also have A-Plan pricing available.

    My plan is to visit Karp, Glen Cove, Huntington and maybe Queens Volvo. Reply here or to my PM if you're interested.

    Bottom line is that you should be able to get at least $671.
  • mlevinemlevine Member Posts: 593
    john and exm,
    You may want to try dealerships in New Jersey. Check for a Volvo dealership on route 17 in Paramus and Ramsey. As above your lease payment should be less than $729. Are your taxes correct that the dealer told you?
  • a1031a1031 Member Posts: 15
    Hi, Please comment on this offer. This is out of door.

    2018 T5 FWD 7-passenger(new model)

    MSRP:52800
    Sale Price:$44,500
    Adjusted Capital Cost:$48535
    Rent Charge:$5432

    12k/39 months Payment $650


  • exmexm Member Posts: 52
    mlevine said:

    john and exm,
    You may want to try dealerships in New Jersey. Check for a Volvo dealership on route 17 in Paramus and Ramsey. As above your lease payment should be less than $729. Are your taxes correct that the dealer told you?

    If you buy a car in Jersey, can you have it serviced on LI for no charge (maintenance free for 4 years)?
  • john2022john2022 Member Posts: 57
    exm said:

    john2022 said:

    Has anyone here leased a XC90 on LI or Queens that can give me a fair #. Can these cars be had for $660 a month sign and drive. Getting a lot of push back from snarky dealer sales people. Not one honest. I think criteria for being a car salesmen is to be a dick.

    John, I sent you a private message (not sure if you received it). Like you, I'm on LI and I'm looking to lease a new XC90 this month. I've created a spreadsheet and I'm also getting a $671 lease a month based on your numbers.

    Contact me and I can share my spreadsheet. Maybe we can even team up and negotiate together (so a dealer will sell 2 cars?). I'm targeting to close the deal between Christmas and New Years. When I'll go into the dealer I'll bring my laptop and run the numbers on the spot. I also have A-Plan pricing available.

    My plan is to visit Karp, Glen Cove, Huntington and maybe Queens Volvo. Reply here or to my PM if you're interested.

    Bottom line is that you should be able to get at least $671.
    Love to see the spread sheet as I need a way to show how I get to my #

    The deal I showed for 729 is with Glen cove. Karp I went to also and they are playing games. Bayside gave me a quote then reneged- wasted my time- was there to sign deal. Huntington I went to and salemen just lied or lies. Turned me off and told him take a hike.


    I actually need 2 cars- XC90 and XC60

  • john2022john2022 Member Posts: 57
    exm said:

    mlevine said:

    john and exm,
    You may want to try dealerships in New Jersey. Check for a Volvo dealership on route 17 in Paramus and Ramsey. As above your lease payment should be less than $729. Are your taxes correct that the dealer told you?

    If you buy a car in Jersey, can you have it serviced on LI for no charge (maintenance free for 4 years)?

    good question. If you can I would start talking to Jersey dealers
  • john2022john2022 Member Posts: 57
    Also- how do you check private messages. I don't see where to read it
  • john2022john2022 Member Posts: 57
    Now guy says 729 for this car- A little higher MSRP- other car sold supposedly

    https://www.volvocarsglencove.com/new/Volvo/2018-Volvo-XC90-Glen+Cove-099504100a0e0ae7682674b890dba328.htm
  • exmexm Member Posts: 52
    john2022 said:

    exm said:

    john2022 said:

    Has anyone here leased a XC90 on LI or Queens that can give me a fair #. Can these cars be had for $660 a month sign and drive. Getting a lot of push back from snarky dealer sales people. Not one honest. I think criteria for being a car salesmen is to be a dick.

    John, I sent you a private message (not sure if you received it). Like you, I'm on LI and I'm looking to lease a new XC90 this month. I've created a spreadsheet and I'm also getting a $671 lease a month based on your numbers.

    Contact me and I can share my spreadsheet. Maybe we can even team up and negotiate together (so a dealer will sell 2 cars?). I'm targeting to close the deal between Christmas and New Years. When I'll go into the dealer I'll bring my laptop and run the numbers on the spot. I also have A-Plan pricing available.

    My plan is to visit Karp, Glen Cove, Huntington and maybe Queens Volvo. Reply here or to my PM if you're interested.

    Bottom line is that you should be able to get at least $671.
    Love to see the spread sheet as I need a way to show how I get to my #

    The deal I showed for 729 is with Glen cove. Karp I went to also and they are playing games. Bayside gave me a quote then reneged- wasted my time- was there to sign deal. Huntington I went to and salemen just lied or lies. Turned me off and told him take a hike.


    I actually need 2 cars- XC90 and XC60

    So that could be a total of 3 cars if we team-up? Interesting. When are you planning to get the car? Between Christmas and New Year should be the best time of year.

    Messages can be found here: https://forums.edmunds.com/messages/all
  • MichaellMichaell Moderator Posts: 265,103
    john2022 said:

    john2022 said:

    john2022 said:

    I can't figure out how the come up with 729. Can someone do the math for me- I am retarded when trying to figure it out. I gave the numbers in another post.

    This is from dealer. They gave me these #'s

    39 month/15k miles
    Money factor .0013
    Residual Value .54
    Incentives $3000
    Fees $995.00 bank fee, $436.50 other
    Taxes $2452.27
    Adjusted cap cost $52465.80

    Due at signing: $887.28, which is the $729.00 plus $158.28 in DMV fees

    $729 month



    Dealer told me 30 month is not available. I am talking to every dealer on Long Island and Queens. All act like they don't need the business and they won't budge so I told them all I will wait until the price is right.

    They also told me the bank fee is not inflated and that I am not correct.



    So just another full of crap dealer.

    Do the #'s they gave me add up to $729 month. I keep trying to figure it out and get a different amount every time.
    What is the MSRP?

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  • MichaellMichaell Moderator Posts: 265,103
    tpgear50 said:

    kyfdx said:

    tpgear50 said:

    Hello,
    Taking delivery of my '18 XC90 T8 Rdesign this month, and am looking for feedback, and to share our deal. I was guaranteed the below incentives/pricing unless, upon delivery, more favorable terms were available. Lake County, IL. Having trouble matching their tax calculation. Please let me know if the numbers work for you, and if December incentives/rates are better. Is this a good deal? 

    MSRP $75,915
    Volvo allowance -5,000
    Aplan Discount -3,995 
    Rebate -6,252 (tax credit of -5,002 and -1,250 in Aplan elite bonus)
    Adjusted Price $60,668
    Taxable Fees +916 (+695 acquisition, 95 title, 126 registration & electronic filing)
    Doc Fee +172.15
    Tax +2,784 (should be 7.25%...is this correct?)
    Non Tax Fees +15 (new car tax in Lake County)
    Net price $64,555.15

    36 months/12K miles monthly lease payment $888
    Money factor 0.00195
    Residual 52%

    $0 down. Paid 1st month plus fees (county fee, electronic filing, doc fee, title) already. $1,295.52 total. 

    Thanks!

    The $5000 allowance and $5002 rebate are likely taxable.
    So, taking the tax out of the payments results in ($811 X 36) + $5000 +$5002.
    Multiply that by the tax rate, and it's pretty close.
    Great thanks. Does this seem like a good deal for this vehicle? What are December incentives and MF? Think there's room to negotiate more?
    We don’t track pricing – use the “make / model / year” tabs at the top of the page to link to the Edmunds price tools.

    .00180 and 52%, this month.

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  • MichaellMichaell Moderator Posts: 265,103

    Please evaluate my deal:

    36m/12k XC 90 R Design

    MSRP: 70,450
    Selling Price after discounts and incentives: 61,742 (12.3% off)
    MF: .00104 (.00054 after 10 MSDs)
    Residual: 57%
    Acq Fee: 695 (paid up front)
    1830.69 due (0 down, inception, 1st month, dmv tags)
    Sales Tax: 9% rolled in

    714/month

    How does that look?

    T5, T6 or T8?

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  • MichaellMichaell Moderator Posts: 265,103
    a1031 said:

    Hi, Please comment on this offer. This is out of door.

    2018 T5 FWD 7-passenger(new model)

    MSRP:52800
    Sale Price:$44,500
    Adjusted Capital Cost:$48535
    Rent Charge:$5432

    12k/39 months Payment $650

    What trim level is this?

    State and tax rate?

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  • MichaellMichaell Moderator Posts: 265,103
    john2022 said:

    exm said:

    mlevine said:

    john and exm,
    You may want to try dealerships in New Jersey. Check for a Volvo dealership on route 17 in Paramus and Ramsey. As above your lease payment should be less than $729. Are your taxes correct that the dealer told you?

    If you buy a car in Jersey, can you have it serviced on LI for no charge (maintenance free for 4 years)?

    good question. If you can I would start talking to Jersey dealers
    Yes, where you buy the car and where you have it serviced do not have to be the same dealer.

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  • MichaellMichaell Moderator Posts: 265,103
    john2022 said:

    Now guy says 729 for this car- A little higher MSRP- other car sold supposedly

    https://www.volvocarsglencove.com/new/Volvo/2018-Volvo-XC90-Glen+Cove-099504100a0e0ae7682674b890dba328.htm

    Do you have an offer sheet - dealer can "say" anything they want, but the numbers will back it up.

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