2019 Hyundai Santa Fe Lease Deals and Prices

kyfdx

Thisthatshark said:

kyfdx said:

Thisthatshark said:

Hi. May I have the MF, Residual , 12k for 36 months. for the 2019 Santa Fe Ultimate 2.0T? 63303 area code

Posted in wrong post before. Thanks!

FWD or AWD?

AWD please

Also - beginner question - These fluctuate month to month, correct?

New programs come out each month. That doesn't necessarily mean you get new numbers, but you might.

Richie

Looking for the best deal on 2019 Santa Fe Limited / Ultimate 2.0 for 36mo with 12/15k mileage.
I have been told almost $400

Awhit111

Lets go 2018 instead MNF and lease cash Santa fe Ultimate FWD 3yr 12000/m

kyfdx

Richie said:

Looking for the best deal on 2019 Santa Fe Limited / Ultimate 2.0 for 36mo with 12/15k mileage.
I have been told almost $400

We can only give you the lease numbers. We don't track pricing.
36/15
.00224 MF
Limited 2.0: 57% residual. $1800 lease cash
Ultimate 2.0: 57% residual. $1700 lease cash

kyfdx

Awhit111 said:

Lets go 2018 instead MNF and lease cash Santa fe Ultimate FWD 3yr 12000/m

Please post in the 2018 discussion, here:
https://forums.edmunds.com/discussion/49262/hyundai/santa-fe/2018-hyundai-santa-fe-lease-deals-and-prices#latest

mannysand

Hi can I please have numbers and incentives for 2019 Santa Fe Limited / Ultimate 2.0 for 36mo with 15k mileage. Zip - 91331
Thanks!

Michaell

mannysand said:

Hi can I please have numbers and incentives for 2019 Santa Fe Limited / Ultimate 2.0 for 36mo with 15k mileage. Zip - 91331
Thanks!

FWD or AWD?

mannysand

Michaell said:

mannysand said:

Hi can I please have numbers and incentives for 2019 Santa Fe Limited / Ultimate 2.0 for 36mo with 15k mileage. Zip - 91331
Thanks!

FWD or AWD?

FWD please

Alirette

Please provide MF and residual on 2019 Santa Fe Limited FWD. Looking for 36/15 in 70003. Thanks in advance  

Michaell

mannysand said:

Michaell said:

mannysand said:

Hi can I please have numbers and incentives for 2019 Santa Fe Limited / Ultimate 2.0 for 36mo with 15k mileage. Zip - 91331
Thanks!

FWD or AWD?

FWD please

.00224 and 57%
$700 lease cash on Ltd
$200 lease cash on Ult

Michaell

Alirette said:

Please provide MF and residual on 2019 Santa Fe Limited FWD. Looking for 36/15 in 70003. Thanks in advance  

2.0T or 2.4?

R1ch

Can I please have the MF/RV/Incentives for a 2019 Santa Fe SEL+ (AWD 2.4 Engine) with 10K miles/yr and 36 months for zip code 13901?

Thanks!

Michaell

R1ch said:

Can I please have the MF/RV/Incentives for a 2019 Santa Fe SEL+ (AWD 2.4 Engine) with 10K miles/yr and 36 months for zip code 13901?

Thanks!

.00224 and 60%
$1800 lease cash

Alirette

Michaell said:

Please provide MF and residual on 2019 Santa Fe Limited FWD. Looking for 36/15 in 70003. Thanks in advance  

2.0T or 2.4?

Knew I would forget something. Please quote for the 2.4.

Michaell

Alirette said:

Michaell said:

Alirette said:

Please provide MF and residual on 2019 Santa Fe Limited FWD. Looking for 36/15 in 70003. Thanks in advance  

2.0T or 2.4?

Knew I would forget something. Please quote for the 2.4.

.00224 and 57%
$500 incentive

Sal

Hi, can I please get the MF&RV for 2019 Santa Fe 2.0T Ultimate FWD & AWD for 36 month lease with 10K. My zip is 93063. Thank you.

kyfdx

Sal said:

Hi, can I please get the MF&RV for 2019 Santa Fe 2.0T Ultimate FWD & AWD for 36 month lease with 10K. My zip is 93063. Thank you.

.00224 MF and 60% residual
$500/$200 lease cash for AWD/FWD

thejeff22

Could I please get MF/RV/Incentives for 2019 Santa Fe for both SEL Plus and Limited 2.0T 36/10 FWD in 75238 Dallas, TX? Thank you.

kyfdx

thejeff22 said:

Could I please get MF/RV/Incentives for 2019 Santa Fe for both SEL Plus and Limited 2.0T 36/10 FWD in 75238 Dallas, TX? Thank you.

.00224 MF and 60% residual
$1700 lease cash

For either trim, assuming the LTD is a 2.4, like the SEL+

thejeff22

Thanks. Are the numbers different for the 2.0T instead of the 2.4?

kyfdx

thejeff22 said:

Thanks. Are the numbers different for the 2.0T instead of the 2.4?

Well. duh.. missed that.

Nope.. same numbers.

harryjh

May I please have the MF & RV for the 2019 Hyundai Santa Fe Limited 2.0T FWD & AWD for a 36/12 lease in Texas? Any lease cash?

Thank you!

Michaell

harryjh said:

May I please have the MF & RV for the 2019 Hyundai Santa Fe Limited 2.0T FWD & AWD for a 36/12 lease in Texas? Any lease cash?

Thank you!

.00224 and 59%
$1800 lease cash on AWD
$1700 lease cash on FWD

Frinky620

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

kyfdx

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Frinky620

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

Michaell

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Frinky620

Michaell said:

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Thank you Michaell!

Keep me honest here but a 0.00224 MF translates to a 5.4% APR. If my math is correct that adds $136.42 per month to the monthly payment using this hypothetical example: ( assuming 36/12)

MSRP: $40,000
Base Cap Cost: $39,000
Lease Cash: $1,700
Net Cap Cost: $37,300
Pennsylvania Lease Tax: 9%

RV%: 59%
RV $: 23,600
Monthly Finance Charges ($37,300 + $23,600) * 0.00224 = $136.42
Total Finance Charges: ($136.42 * 36) = $4,910.98

Depreciation: $37,300 - $23,600 = $13,700
Monthly Depreciation: $380.56

Monthly Tax: ($13,700 + $4,911) * 9% / 36 = $46.53
Total Tax: ($46.53 * 36) = $1,674.99

So basically the monthly payment is:
$380.56 + $136.42 + $46.53 = $563.50
68% 24% 8% = 100%

In other words, 24% of the monthly payment is going towards interest, and not towards the car.

Unless I'm crazy - if I am already willing to pay $563.50 per month regardless, wouldn't I get much more car for my money if i went with a vehicle that has a very low MF? 0.0005 for example?

Seems as if I can get a $50k car for the same monthly payment as a $40k car just by having a very low MF - crazy!

Are you aware of any SUV/Crossovers in the $35k to $55k MSRP price range that have very low MF? Very low meaning at least 3 zeros after the decimal! Haha.

I simply want the most car for my money and not get charged crazy interest!

Thank you so much for your help!

Michaell

Frinky620 said:

Michaell said:

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Thank you Michaell!

Keep me honest here but a 0.00224 MF translates to a 5.4% APR. If my math is correct that adds $136.42 per month to the monthly payment using this hypothetical example: ( assuming 36/12)

MSRP: $40,000
Base Cap Cost: $39,000
Lease Cash: $1,700
Net Cap Cost: $37,300
Pennsylvania Lease Tax: 9%

RV%: 59%
RV $: 23,600
Monthly Finance Charges ($37,300 + $23,600) * 0.00224 = $136.42
Total Finance Charges: ($136.42 * 36) = $4,910.98

Depreciation: $37,300 - $23,600 = $13,700
Monthly Depreciation: $380.56

Monthly Tax: ($13,700 + $4,911) * 9% / 36 = $46.53
Total Tax: ($46.53 * 36) = $1,674.99

So basically the monthly payment is:
$380.56 + $136.42 + $46.53 = $563.50
68% 24% 8% = 100%

In other words, 24% of the monthly payment is going towards interest, and not towards the car.

Unless I'm crazy - if I am already willing to pay $563.50 per month regardless, wouldn't I get much more car for my money if i went with a vehicle that has a very low MF? 0.0005 for example?

Seems as if I can get a $50k car for the same monthly payment as a $40k car just by having a very low MF - crazy!

Are you aware of any SUV/Crossovers in the $35k to $55k MSRP price range that have very low MF? Very low meaning at least 3 zeros after the decimal! Haha.

I simply want the most car for my money and not get charged crazy interest!

Thank you so much for your help!

First, I agree with your lease calculation math, so that's a good start.

Second, the captive banks can play with the MF, residual and lease cash to obtain a certain payment.

Third, the 2019 Santa Fe is brand new, and there is still 2018 inventory available - HMF will skew the lease numbers to promote the 2018's until they are gone, then the numbers on the 2019's might get better.

But - Hyundai has raised the base MF of all their vehicles to .00224, and using lease cash in various amounts to sweeten the pot.

I don't have the MF for all vehicles in my head, but if you were to identify one with a low MF, then it's quite likely the residual value will be low, as well. And, there might not be any incentives.

Off the top of my head, the Nissan Pathfinder and Infiniti QX60 both have MFs that start with 3 zeros. Does that make them a better deal than the Hyundai? Only you can make that decision.

One last piece of advice - don't chase the best deal, if you end up with a vehicle you won't like driving for the next 3 years. I've seen that over and over in these threads. Go test drive a few that interest you, then make your best deal.

Michaell

Michaell said:

Frinky620 said:

Michaell said:

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Thank you Michaell!

Keep me honest here but a 0.00224 MF translates to a 5.4% APR. If my math is correct that adds $136.42 per month to the monthly payment using this hypothetical example: ( assuming 36/12)

MSRP: $40,000
Base Cap Cost: $39,000
Lease Cash: $1,700
Net Cap Cost: $37,300
Pennsylvania Lease Tax: 9%

RV%: 59%
RV $: 23,600
Monthly Finance Charges ($37,300 + $23,600) * 0.00224 = $136.42
Total Finance Charges: ($136.42 * 36) = $4,910.98

Depreciation: $37,300 - $23,600 = $13,700
Monthly Depreciation: $380.56

Monthly Tax: ($13,700 + $4,911) * 9% / 36 = $46.53
Total Tax: ($46.53 * 36) = $1,674.99

So basically the monthly payment is:
$380.56 + $136.42 + $46.53 = $563.50
68% 24% 8% = 100%

In other words, 24% of the monthly payment is going towards interest, and not towards the car.

Unless I'm crazy - if I am already willing to pay $563.50 per month regardless, wouldn't I get much more car for my money if i went with a vehicle that has a very low MF? 0.0005 for example?

Seems as if I can get a $50k car for the same monthly payment as a $40k car just by having a very low MF - crazy!

Are you aware of any SUV/Crossovers in the $35k to $55k MSRP price range that have very low MF? Very low meaning at least 3 zeros after the decimal! Haha.

I simply want the most car for my money and not get charged crazy interest!

Thank you so much for your help!

First, I agree with your lease calculation math, so that's a good start.

Second, the captive banks can play with the MF, residual and lease cash to obtain a certain payment.

Third, the 2019 Santa Fe is brand new, and there is still 2018 inventory available - HMF will skew the lease numbers to promote the 2018's until they are gone, then the numbers on the 2019's might get better.

But - Hyundai has raised the base MF of all their vehicles to .00224, and using lease cash in various amounts to sweeten the pot.

I don't have the MF for all vehicles in my head, but if you were to identify one with a low MF, then it's quite likely the residual value will be low, as well. And, there might not be any incentives.

Off the top of my head, the Nissan Pathfinder and Infiniti QX60 both have MFs that start with 3 zeros. Does that make them a better deal than the Hyundai? Only you can make that decision.

One last piece of advice - don't chase the best deal, if you end up with a vehicle you won't like driving for the next 3 years. I've seen that over and over in these threads. Go test drive a few that interest you, then make your best deal.

EDIT - the cost of money is going up, all over, so finding those "crazy low MFs" will get harder as time goes on.

I'm paying a total of $53 in interest on my current Jetta lease (.00005 MF)

Frinky620

Thanks for advice. Quick question based on your reply - then a few comments

1. When you said that banks can play with the MF - will they ever go below the rate that you have visibility to? Or is that the mandated minimum from the leasing company? In our Santa Fe example, would I ever be able to get a rate lower than 0.00224? I imagine the banks/dealers will increase this but can they go below?

Also - I wouldn't say I am necessarily chasing the best deal, but rather the best bang for the buck - if that makes sense. If I have $500 to spend a month, it somehow feels like I am getting more if that $500 goes to pay for a Audi Q5 than a Hyundai Santa Fe. Nothing against Hyundai, but one brand has historically been a luxury premium type while the other is more known for cheaper vehicles that offer a lot of features for their cost.

Obviously it's everyone's preference but I have a feeling most individuals would take the Q5 over the Santa Fe if they had $500 to spend a month. I'm not sure if it's even possible to get an Q5 for $500 but just using that as an example.

I feel that now that same $500 just does not get me as far as it once did with Hyundai because of the high interest rate - so what is the incentive to give them my money? I understand that it comes down to preference but there is a degree of "just seems like too much to pay for a Hyundai" in there.

Frinky620

Michaell said:

Michaell said:

Frinky620 said:

Michaell said:

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Thank you Michaell!

Keep me honest here but a 0.00224 MF translates to a 5.4% APR. If my math is correct that adds $136.42 per month to the monthly payment using this hypothetical example: ( assuming 36/12)

MSRP: $40,000
Base Cap Cost: $39,000
Lease Cash: $1,700
Net Cap Cost: $37,300
Pennsylvania Lease Tax: 9%

RV%: 59%
RV $: 23,600
Monthly Finance Charges ($37,300 + $23,600) * 0.00224 = $136.42
Total Finance Charges: ($136.42 * 36) = $4,910.98

Depreciation: $37,300 - $23,600 = $13,700
Monthly Depreciation: $380.56

Monthly Tax: ($13,700 + $4,911) * 9% / 36 = $46.53
Total Tax: ($46.53 * 36) = $1,674.99

So basically the monthly payment is:
$380.56 + $136.42 + $46.53 = $563.50
68% 24% 8% = 100%

In other words, 24% of the monthly payment is going towards interest, and not towards the car.

Unless I'm crazy - if I am already willing to pay $563.50 per month regardless, wouldn't I get much more car for my money if i went with a vehicle that has a very low MF? 0.0005 for example?

Seems as if I can get a $50k car for the same monthly payment as a $40k car just by having a very low MF - crazy!

Are you aware of any SUV/Crossovers in the $35k to $55k MSRP price range that have very low MF? Very low meaning at least 3 zeros after the decimal! Haha.

I simply want the most car for my money and not get charged crazy interest!

Thank you so much for your help!

First, I agree with your lease calculation math, so that's a good start.

Second, the captive banks can play with the MF, residual and lease cash to obtain a certain payment.

Third, the 2019 Santa Fe is brand new, and there is still 2018 inventory available - HMF will skew the lease numbers to promote the 2018's until they are gone, then the numbers on the 2019's might get better.

But - Hyundai has raised the base MF of all their vehicles to .00224, and using lease cash in various amounts to sweeten the pot.

I don't have the MF for all vehicles in my head, but if you were to identify one with a low MF, then it's quite likely the residual value will be low, as well. And, there might not be any incentives.

Off the top of my head, the Nissan Pathfinder and Infiniti QX60 both have MFs that start with 3 zeros. Does that make them a better deal than the Hyundai? Only you can make that decision.

One last piece of advice - don't chase the best deal, if you end up with a vehicle you won't like driving for the next 3 years. I've seen that over and over in these threads. Go test drive a few that interest you, then make your best deal.

EDIT - the cost of money is going up, all over, so finding those "crazy low MFs" will get harder as time goes on.

I'm paying a total of $53 in interest on my current Jetta lease (.00005 MF)

I just checked my wife's 2016 Rogue lease and the total finance charges are $215.47 for the entire 36 months!

You have me beat on your Jetta but I definitely got a bit of a shock when I saw that finance charges these days would be in the tune of $2-3k on some of these leases. It's tough to swallow.

I do see rates going up.. heck even my savings account is up to 1.9%. On the flip side if I ever want to move - 30 year rates are nearing 5%. I guess I've been spoiled over the last few years.

kyfdx

Frinky620 said:

Michaell said:

Michaell said:

Frinky620 said:

Michaell said:

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Thank you Michaell!

Keep me honest here but a 0.00224 MF translates to a 5.4% APR. If my math is correct that adds $136.42 per month to the monthly payment using this hypothetical example: ( assuming 36/12)

MSRP: $40,000
Base Cap Cost: $39,000
Lease Cash: $1,700
Net Cap Cost: $37,300
Pennsylvania Lease Tax: 9%

RV%: 59%
RV $: 23,600
Monthly Finance Charges ($37,300 + $23,600) * 0.00224 = $136.42
Total Finance Charges: ($136.42 * 36) = $4,910.98

Depreciation: $37,300 - $23,600 = $13,700
Monthly Depreciation: $380.56

Monthly Tax: ($13,700 + $4,911) * 9% / 36 = $46.53
Total Tax: ($46.53 * 36) = $1,674.99

So basically the monthly payment is:
$380.56 + $136.42 + $46.53 = $563.50
68% 24% 8% = 100%

In other words, 24% of the monthly payment is going towards interest, and not towards the car.

Unless I'm crazy - if I am already willing to pay $563.50 per month regardless, wouldn't I get much more car for my money if i went with a vehicle that has a very low MF? 0.0005 for example?

Seems as if I can get a $50k car for the same monthly payment as a $40k car just by having a very low MF - crazy!

Are you aware of any SUV/Crossovers in the $35k to $55k MSRP price range that have very low MF? Very low meaning at least 3 zeros after the decimal! Haha.

I simply want the most car for my money and not get charged crazy interest!

Thank you so much for your help!

First, I agree with your lease calculation math, so that's a good start.

Second, the captive banks can play with the MF, residual and lease cash to obtain a certain payment.

Third, the 2019 Santa Fe is brand new, and there is still 2018 inventory available - HMF will skew the lease numbers to promote the 2018's until they are gone, then the numbers on the 2019's might get better.

But - Hyundai has raised the base MF of all their vehicles to .00224, and using lease cash in various amounts to sweeten the pot.

I don't have the MF for all vehicles in my head, but if you were to identify one with a low MF, then it's quite likely the residual value will be low, as well. And, there might not be any incentives.

Off the top of my head, the Nissan Pathfinder and Infiniti QX60 both have MFs that start with 3 zeros. Does that make them a better deal than the Hyundai? Only you can make that decision.

One last piece of advice - don't chase the best deal, if you end up with a vehicle you won't like driving for the next 3 years. I've seen that over and over in these threads. Go test drive a few that interest you, then make your best deal.

EDIT - the cost of money is going up, all over, so finding those "crazy low MFs" will get harder as time goes on.

I'm paying a total of $53 in interest on my current Jetta lease (.00005 MF)

I just checked my wife's 2016 Rogue lease and the total finance charges are $215.47 for the entire 36 months!

You have me beat on your Jetta but I definitely got a bit of a shock when I saw that finance charges these days would be in the tune of $2-3k on some of these leases. It's tough to swallow.

I do see rates going up.. heck even my savings account is up to 1.9%. On the flip side if I ever want to move - 30 year rates are nearing 5%. I guess I've been spoiled over the last few years.

.00224 is the lowest rate for top tier credit.

All of the calculations are useless, if you don't know the level of dealer discount.
You calculations assume a 2.5% discount. What if the typical discount is 10%?

Also, a low money factor sounds good.. but, if the residual is 8% lower, then that's $89/mo. extra in depreciation (on a $40K MSRP vehicle).

In the end, you are renting the vehicle for a specific monthly payment. If SUV A is $500/mo, including $100/mo. of finance charges, and SUV B is $525/mo. with $5/mo of finance charges, then SUV A is still cheaper, no matter the breakdown of the payment.

You really can't know for sure, until you shop and start getting some quotes.

kyfdx

@Frinky620

None of that means the 2019 Santa Fe is a good lease candidate. It just means that you can't focus just on the money factor.

Michaell

Frinky620 said:

Michaell said:

Michaell said:

Frinky620 said:

Michaell said:

Frinky620 said:

kyfdx said:

Frinky620 said:

Hello,

May I please have the MF and RV% for the 2019 Santa Fe Ultimate AWD for a 36/12 and 36/10 lease in 19044?

Any other incentives? Is lease cash used to reduce the cap cost?

2.0 or 2.4?

Sorry about that, 2.0T.

.00224 and 59% / 60%
$1700 lease cash

Thank you Michaell!

Keep me honest here but a 0.00224 MF translates to a 5.4% APR. If my math is correct that adds $136.42 per month to the monthly payment using this hypothetical example: ( assuming 36/12)

MSRP: $40,000
Base Cap Cost: $39,000
Lease Cash: $1,700
Net Cap Cost: $37,300
Pennsylvania Lease Tax: 9%

RV%: 59%
RV $: 23,600
Monthly Finance Charges ($37,300 + $23,600) * 0.00224 = $136.42
Total Finance Charges: ($136.42 * 36) = $4,910.98

Depreciation: $37,300 - $23,600 = $13,700
Monthly Depreciation: $380.56

Monthly Tax: ($13,700 + $4,911) * 9% / 36 = $46.53
Total Tax: ($46.53 * 36) = $1,674.99

So basically the monthly payment is:
$380.56 + $136.42 + $46.53 = $563.50
68% 24% 8% = 100%

In other words, 24% of the monthly payment is going towards interest, and not towards the car.

Unless I'm crazy - if I am already willing to pay $563.50 per month regardless, wouldn't I get much more car for my money if i went with a vehicle that has a very low MF? 0.0005 for example?

Seems as if I can get a $50k car for the same monthly payment as a $40k car just by having a very low MF - crazy!

Are you aware of any SUV/Crossovers in the $35k to $55k MSRP price range that have very low MF? Very low meaning at least 3 zeros after the decimal! Haha.

I simply want the most car for my money and not get charged crazy interest!

Thank you so much for your help!

First, I agree with your lease calculation math, so that's a good start.

Second, the captive banks can play with the MF, residual and lease cash to obtain a certain payment.

Third, the 2019 Santa Fe is brand new, and there is still 2018 inventory available - HMF will skew the lease numbers to promote the 2018's until they are gone, then the numbers on the 2019's might get better.

But - Hyundai has raised the base MF of all their vehicles to .00224, and using lease cash in various amounts to sweeten the pot.

I don't have the MF for all vehicles in my head, but if you were to identify one with a low MF, then it's quite likely the residual value will be low, as well. And, there might not be any incentives.

Off the top of my head, the Nissan Pathfinder and Infiniti QX60 both have MFs that start with 3 zeros. Does that make them a better deal than the Hyundai? Only you can make that decision.

One last piece of advice - don't chase the best deal, if you end up with a vehicle you won't like driving for the next 3 years. I've seen that over and over in these threads. Go test drive a few that interest you, then make your best deal.

EDIT - the cost of money is going up, all over, so finding those "crazy low MFs" will get harder as time goes on.

I'm paying a total of $53 in interest on my current Jetta lease (.00005 MF)

I just checked my wife's 2016 Rogue lease and the total finance charges are $215.47 for the entire 36 months!

You have me beat on your Jetta but I definitely got a bit of a shock when I saw that finance charges these days would be in the tune of $2-3k on some of these leases. It's tough to swallow.

I do see rates going up.. heck even my savings account is up to 1.9%. On the flip side if I ever want to move - 30 year rates are nearing 5%. I guess I've been spoiled over the last few years.

Remember, my Jetta stickered at something like $21-22K and the cap cost was around $18K or so. I'm not sure I'll be able to replicate my last two lease deals (roughly $230/mo) again.

Interest rates have been at or near 0% for a decade, now. We all got spoiled. Talk to someone who had a 14% mortgage in the 70's....

dicertx014

As someone who recently tried to lease a Santa Fe, and have been leasing since 2000, I just couldn't stomach the MF on it. We ended up leasing a Murano last weekend, with an MSRP 7,500 more than the Santa Fe we looked at,  but with a payment $100 less. I think Nissan has the last of the low money factors. As much as my wife loved the new Santa Fe, I ensured she had 3 cars she'd love to drive for the next 3 years which helped! But if you have your heart set on a specific car, you're likely gonna have to pay their numbers. 

I enjoyed following the conversation here as I was struggling with the numbers myself. 

max_t

dicertx014 said:

As someone who recently tried to lease a Santa Fe, and have been leasing since 2000, I just couldn't stomach the MF on it. We ended up leasing a Murano last weekend, with an MSRP 7,500 more than the Santa Fe we looked at,  but with a payment $100 less. I think Nissan has the last of the low money factors. As much as my wife loved the new Santa Fe, I ensured she had 3 cars she'd love to drive for the next 3 years which helped! But if you have your heart set on a specific car, you're likely gonna have to pay their numbers. 

I enjoyed following the conversation here as I was struggling with the numbers myself. 

I'm trying to lease a Murano myself, and they don't lease well at all, even with the low MF.

MIN

2019 Santafe Ultimate 2.0T 12K 3 Years - Lease money factor and residual please ~

kyfdx

MIN said:

2019 Santafe Ultimate 2.0T 12K 3 Years - Lease money factor and residual please ~

ZIP code?

serstylz2

Morning,

Looking for MF, residual and any lease deals on 2019 Santa Fe Limited AWD 2.4 and Santa Fe SEL Plus AWD 2.4

12k/36 mo in 28025

Michaell

serstylz2 said:

Morning,

Looking for MF, residual and any lease deals on 2019 Santa Fe Limited AWD 2.4 and Santa Fe SEL Plus AWD 2.4

12k/36 mo in 28025

.00224 and 59%
$700 lease cash
Both trims

DarkLordZ

Hi,

anybody have the RV/MF and lease cash for an Ultimate 2.4L FWD in 32789?

12k/36

Thanks!

kyfdx

DarkLordZ said:

Hi,

anybody have the RV/MF and lease cash for an Ultimate 2.4L FWD in 32789?

12k/36

Thanks!

.00224 MF and 59% residual
$1700 lease cash

dboz

MF, residual, incentives 2019 Santa Fe Ultimate 2.0T AWD in 44212? Thanks!

dboz

12 and15k miles

dboz

36 months

kyfdx

dboz said:

MF, residual, incentives 2019 Santa Fe Ultimate 2.0T AWD in 44212? Thanks!

36/15
.00224 MF and 57% residual
$1700 lease cash

laliella

Hello! It's the end of the month! I am looking for the MF residual, incentives on Santa Fe 2019 SEL Plus 2.4 FWD (& also 2.0) in 33076 Thanks!

kyfdx

laliella said:

Hello! It's the end of the month! I am looking for the MF residual, incentives on Santa Fe 2019 SEL Plus 2.4 FWD (& also 2.0) in 33076 Thanks!

Appears that the SEL Plus only comes in 2.4

.00224 MF and 57% residual
$1700 lease cash

ojw104

Eligible for a lease pull ahead and starting to do some research. 

Looking for MF, residual, incentives on 19 Sante Fe SE FWD and SE AWD in 19440. Both 10/12k 36 mos. 

Thanks.