2019 BMW X5 Lease Deals and Prices

auto_driver

Is there a costco membership discount on 2019 BMW X5 and how much is it? Can it be combined with loyalty?Thx

kyfdx

auto_driver said:

Is there a costco membership discount on 2019 BMW X5 and how much is it? Can it be combined with loyalty?Thx

No info on Costco incentives

greenjack

Could you provide MF and RV for BMW X5 40i, 36/12k? ZIP is 98075. And any lease incentives? Thanks a lot!

kyfdx

greenjack said:

Could you provide MF and RV for BMW X5 40i, 36/12k? ZIP is 98075. And any lease incentives? Thanks a lot!

.00188 MF and 58% residual
No lease incentives

Apple1122

FEBUARY RATES for xDrive40i SUV (2019)
MF & Residual? any incentives? getting out of lease 2 months early
36 months/10k miles
zip code: 10603

Apple1122

are February rates out yet? xDrive40i SUV (2019)
36 months/ 10k miles, zip 10603
looking to go today

kyfdx

Apple1122 said:

are February rates out yet? xDrive40i SUV (2019)
36 months/ 10k miles, zip 10603
looking to go today

We don't have the BMW programs, yet.
Hopefully, sometime today

kyfdx

Apple1122 said:

FEBUARY RATES for xDrive40i SUV (2019)
MF & Residual? any incentives? getting out of lease 2 months early
36 months/10k miles
zip code: 10603

.00188 MF and 59% residual
No lease incentives

Apple1122

Just got back from 2 dealerships....IS THIS A GOOD DEAL?

BMW X5 xDrive40i SUV (2019)

MSRP: $64,445
Sale Price: $58,967
36 month/ 10k
zip: 10603

monthly payments: $738.73

Michaell

Apple1122 said:

Just got back from 2 dealerships....IS THIS A GOOD DEAL?

BMW X5 xDrive40i SUV (2019)

MSRP: $64,445
Sale Price: $58,967
36 month/ 10k
zip: 10603

monthly payments: $738.73

Yes, that's a good deal

Apple1122

Michaell said:

Apple1122 said:

Just got back from 2 dealerships....IS THIS A GOOD DEAL?

BMW X5 xDrive40i SUV (2019)

MSRP: $64,445
Sale Price: $58,967
36 month/ 10k
zip: 10603

monthly payments: $738.73

Yes, that's a good deal

I see a $350 Disposition Fee......I have my lease through BMW Financial Services...will they automatically waive the disposition fee since I am getting another lease?

Apple1122

When I do my calculations on this i am getting $719.64/ month using sale price of $58,967 ....is that what I should be paying? The quote is $738.73 OR AM I CALCULATING WRONG? how much money over is still considered a good deal? Should I be expecting to pay exactly the amount in the calculation or is that not the real world?

Michaell

Apple1122 said:

Michaell said:

Apple1122 said:

Just got back from 2 dealerships....IS THIS A GOOD DEAL?

BMW X5 xDrive40i SUV (2019)

MSRP: $64,445
Sale Price: $58,967
36 month/ 10k
zip: 10603

monthly payments: $738.73

Yes, that's a good deal

I see a $350 Disposition Fee......I have my lease through BMW Financial Services...will they automatically waive the disposition fee since I am getting another lease?

Yes.

Michaell

Apple1122 said:

When I do my calculations on this i am getting $719.64/ month using sale price of $58,967 ....is that what I should be paying? The quote is $738.73 OR AM I CALCULATING WRONG? how much money over is still considered a good deal? Should I be expecting to pay exactly the amount in the calculation or is that not the real world?

When I plugged those numbers into my calculator, I got a higher payment.

I'd review every line item and calculation on that worksheet.

The only two variables in a lease calculation is the CAP cost and the MF. Confirm the numbers the dealer is using in their quote. The math is the math.

Apple1122

Michaell said:

Apple1122 said:

When I do my calculations on this i am getting $719.64/ month using sale price of $58,967 ....is that what I should be paying? The quote is $738.73 OR AM I CALCULATING WRONG? how much money over is still considered a good deal? Should I be expecting to pay exactly the amount in the calculation or is that not the real world?

When I plugged those numbers into my calculator, I got a higher payment.

I'd review every line item and calculation on that worksheet.

The only two variables in a lease calculation is the CAP cost and the MF. Confirm the numbers the dealer is using in their quote. The math is the math.

The Cap cost I am using when I arrive at $719.64 is the Sale Price minus 1,500 (rebate as cap reduction) $58,967 - 1,500 = 57,467

Sale Price: 58,967
Adjusted Cap Cost: 57,467
MSRP: 64,4450
59% Residual
MF: .00188

Am I correct in subtracting the 1,500 in this example or does the "rebate as cap reduction" on the due at signing sheet not apply to the Cap Cost?

kyfdx

Apple1122 said:

Michaell said:

Apple1122 said:

When I do my calculations on this i am getting $719.64/ month using sale price of $58,967 ....is that what I should be paying? The quote is $738.73 OR AM I CALCULATING WRONG? how much money over is still considered a good deal? Should I be expecting to pay exactly the amount in the calculation or is that not the real world?

When I plugged those numbers into my calculator, I got a higher payment.

I'd review every line item and calculation on that worksheet.

The only two variables in a lease calculation is the CAP cost and the MF. Confirm the numbers the dealer is using in their quote. The math is the math.

The Cap cost I am using when I arrive at $719.64 is the Sale Price minus 1,500 (rebate as cap reduction) $58,967 - 1,500 = 57,467

Sale Price: 58,967
Adjusted Cap Cost: 57,467
MSRP: 64,4450
59% Residual
MF: .00188

Am I correct in subtracting the 1,500 in this example or does the "rebate as cap reduction" on the due at signing sheet not apply to the Cap Cost?

I get $719.64, as well.

Not disclosed on your paperwork:
1) Selling price
2) Money factor

Also, re: disposition fee - The disposition fee is collected at lease end. If you currently lease a BMW, the disposition fee on your current lease will be waived. The disposition fee on the new lease? That will depend on what you do at lease end, next time.

greenjack

Apple1122 said:

Michaell said:

Apple1122 said:

When I do my calculations on this i am getting $719.64/ month using sale price of $58,967 ....is that what I should be paying? The quote is $738.73 OR AM I CALCULATING WRONG? how much money over is still considered a good deal? Should I be expecting to pay exactly the amount in the calculation or is that not the real world?

When I plugged those numbers into my calculator, I got a higher payment.

I'd review every line item and calculation on that worksheet.

The only two variables in a lease calculation is the CAP cost and the MF. Confirm the numbers the dealer is using in their quote. The math is the math.

The Cap cost I am using when I arrive at $719.64 is the Sale Price minus 1,500 (rebate as cap reduction) $58,967 - 1,500 = 57,467

Sale Price: 58,967
Adjusted Cap Cost: 57,467
MSRP: 64,4450
59% Residual
MF: .00188

Am I correct in subtracting the 1,500 in this example or does the "rebate as cap reduction" on the due at signing sheet not apply to the Cap Cost?

Hi there,

How do you get the $1500 rebate? Thanks for sharing the quote!

Jack

kotkot1

greenjack said:

Hi there,

How do you get the $1500 rebate? Thanks for sharing the quote!

Jack

]

That's Loyalty rebate. if you have another BMW now.. or had one very recently

tunesmithers

Is this a good deal? MSDs applied to MF.

2019 X5 4.0, 3yr/10K, Suburbs of Chicago

Vehicle Cost:
MSRP=78270
Sale Price= 71,570

Lease Terms:
36 months
Residual=$46179.30
Rate=.00154

Leasing Fees and taxes (upfront):
Sales Tax Due at Driveoff: $2,668.55
Security Deposits=7000
Bank Fee=925
License Fee=196
Title Fee=25
Doc Fee=175.94
Dealer Fees=0

Payment=$886.63

kyfdx

tunesmithers said:

Is this a good deal? MSDs applied to MF.

2019 X5 4.0, 3yr/10K, Suburbs of Chicago

Vehicle Cost:
MSRP=78270
Sale Price= 71,570

Lease Terms:
36 months
Residual=$46179.30
Rate=.00154

Leasing Fees and taxes (upfront):
Sales Tax Due at Driveoff: $2,668.55
Security Deposits=7000
Bank Fee=925
License Fee=196
Title Fee=25
Doc Fee=175.94
Dealer Fees=0

Payment=$886.63

I get the same calculated payment
Seems that with 7 MSDs, the money factor would be .00153?
Not a big deal ($1.18/mo), but it seems weird they would mark it up by .00001.

9% off MSRP looks pretty good, assuming that doesn't include a loyalty incentive.

tunesmithers

Thanks. I thought the same thing about the money factor, but will make sure we are all good when I sign. I am not sure what incentives it includes... I have been focused on the purchase price more than anything...

Sincere question - should I really care too much about how they got to the purchase price?

ArtFromLA

I am looking at a 2019 BMW X5 xDrive40i, the MSRP is $68,980

The deal being given to me is as follows:

$2000 total drive off
12,000 miles
36 months
$899 a month which includes tax (91042, CA)

Is this a good deal?

Michaell

tunesmithers said:

Thanks. I thought the same thing about the money factor, but will make sure we are all good when I sign. I am not sure what incentives it includes... I have been focused on the purchase price more than anything...

Sincere question - should I really care too much about how they got to the purchase price?

Yes, as that is the biggest driver to the lease payment. If you haven't already, use this link to help with your price research:

https://www.edmunds.com/tmv.html

Michaell

ArtFromLA said:

I am looking at a 2019 BMW X5 xDrive40i, the MSRP is $68,980

The deal being given to me is as follows:

$2000 total drive off
12,000 miles
36 months
$899 a month which includes tax (91042, CA)

Is this a good deal?

What is the selling price?

In CA, you only want to pay the first payment and DMV costs (about 1.1% of MSRP) up front. Anything else, either add to the payment or keep in your pocket.

njhokiecpa

Can I please get MF and RV for 2019 X5 xDrive40i 36 months at 10k mi and 7.5k mi? zip 07205. Thanks!

greenjack

Michaell said:

In CA, you only want to pay the first payment and DMV costs (about 1.1% of MSRP) up front. Anything else, either add to the payment or keep in your pocket.

Hi Michaell, why in CA do we only want to pay the first payment and DMV costs up front? Is it the same situation in Washington state? Thanks in advance!

kyfdx

njhokiecpa said:

Can I please get MF and RV for 2019 X5 xDrive40i 36 months at 10k mi and 7.5k mi? zip 07205. Thanks!

36/10
.00188 MF and 59% residual

7.5K/yr is not offered

mb_enthusiast

I am looking for MF and RV for 2019 X5 xDrive50i in 60202.

I am interested in the best terms (<39 months) and 12k or 15k miles/year.

kyfdx

mb_enthusiast said:

I am looking for MF and RV for 2019 X5 xDrive50i in 60202.

I am interested in the best terms (<39 months) and 12k or 15k miles/year.</p>

36/15
.00188 MF and 56% residual
No lease incentives

Michaell

greenjack said:

Michaell said:

In CA, you only want to pay the first payment and DMV costs (about 1.1% of MSRP) up front. Anything else, either add to the payment or keep in your pocket.

Hi Michaell, why in CA do we only want to pay the first payment and DMV costs up front? Is it the same situation in Washington state? Thanks in advance!

Yes, same in WA. You want to minimize your up front cash, as you would lose it if the car is stolen or totaled.

ArtFromLA

Michaell said:

ArtFromLA said:

I am looking at a 2019 BMW X5 xDrive40i, the MSRP is $68,980

The deal being given to me is as follows:

$2000 total drive off
12,000 miles
36 months
$899 a month which includes tax (91042, CA)

Is this a good deal?

What is the selling price?

In CA, you only want to pay the first payment and DMV costs (about 1.1% of MSRP) up front. Anything else, either add to the payment or keep in your pocket.

Michaell,

This the numbers on the invoice:

MSRP 68,980

Gross Capitalized Cost $64,265.07

Capitalized Cost Reduction $1,612.63

Adjusted Capitalized Cost $62,652.44

Residual Value $40,008.40

Depreciation $22,644.04

Rent Charge $6,947.96

Total of Base Monthly Payments $29,592.00 (36 months)

$822.00 payment plus tax of $78.09 = $900.09

IS THIS A GOOD DEAL SIR?

Michaell

ArtFromLA said:

Michaell said:

ArtFromLA said:

I am looking at a 2019 BMW X5 xDrive40i, the MSRP is $68,980

The deal being given to me is as follows:

$2000 total drive off
12,000 miles
36 months
$899 a month which includes tax (91042, CA)

Is this a good deal?

What is the selling price?

In CA, you only want to pay the first payment and DMV costs (about 1.1% of MSRP) up front. Anything else, either add to the payment or keep in your pocket.

Michaell,

This the numbers on the invoice:

MSRP 68,980

Gross Capitalized Cost $64,265.07

Capitalized Cost Reduction $1,612.63

Adjusted Capitalized Cost $62,652.44

Residual Value $40,008.40

Depreciation $22,644.04

Rent Charge $6,947.96

Total of Base Monthly Payments $29,592.00 (36 months)

$822.00 payment plus tax of $78.09 = $900.09

IS THIS A GOOD DEAL SIR?

I agree with the math.

There are only two ways to lower the payment:

1. Negotiate a lower selling price
2. Use MSDs to buy down the MF

theraz27

I got this offer on an 2018 X5 in Houston. I feel like there is room to grind them down, but I don't know how to go about it.

Money Factor they quoted is
.00188

kyfdx

theraz27 said:

I got this offer on an 2018 X5 in Houston. I feel like there is room to grind them down, but I don't know how to go about it.

Money Factor they quoted is
.00188

If I add the $925 acquisition fee, I get about the same payment.
That tells me they aren't marking up the rate.

12.5% off MSRP is pretty strong.
Any chance they are giving you tax credits on the lease?

The amounts in the right-hand column are for purchase. I'd want to see the exact numbers for the lease calculations, but it looks good from here.

Do you live in Texas or California?

theraz27

kyfdx said:

theraz27 said:

I got this offer on an 2018 X5 in Houston. I feel like there is room to grind them down, but I don't know how to go about it.

Money Factor they quoted is
.00188

If I add the $925 acquisition fee, I get about the same payment.
That tells me they aren't marking up the rate.

12.5% off MSRP is pretty strong.
Any chance they are giving you tax credits on the lease?

The amounts in the right-hand column are for purchase. I'd want to see the exact numbers for the lease calculations, but it looks good from here.

Do you live in Texas or California?

I live in California. My sister just moved to Texas and the car would be for her. I just sent an email about the tax credits.

theraz27

Also no on the tax credits.

kyfdx

theraz27 said:

Also no on the tax credits.

Texas taxes the full selling price, even on a lease.

That looks like a pretty good deal, actually.

theraz27

kyfdx said:

theraz27 said:

Also no on the tax credits.

Texas taxes the full selling price, even on a lease.

That looks like a pretty good deal, actually.

I am working on getting the discount a little better than 12.5%. Any suggestions on lowering the down payment as well?

Michaell

theraz27 said:

kyfdx said:

theraz27 said:

Also no on the tax credits.

Texas taxes the full selling price, even on a lease.

That looks like a pretty good deal, actually.

I am working on getting the discount a little better than 12.5%. Any suggestions on lowering the down payment as well?

Just tell the dealer how you want to structure the deal, and the up front money. You control the conversation, not the dealer.

kotkot1

Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable?
thanks a lot!

kyfdx

kotkot1 said:

Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable?
thanks a lot!

What is your ZIP?

jestok

Hello;
Got the following deal and just want to make sure all numbers are correct.
zip - 07652

2019 X5-Xdrive40i
MSRP 68,585
Price 60,200 (includes 1,500 loyalty)
$2,300 oop - Taxes and tags
My MSD's remain so MF .001635 I believe.

Mo. Paymnt:$760

Good Deal?
Are MSD's worth it now? I was told they're reduced to .00035

kyfdx

jestok said:

Hello;
Got the following deal and just want to make sure all numbers are correct.
zip - 07652

2019 X5-Xdrive40i
MSRP 68,585
Price 60,200 (includes 1,500 loyalty)
$2,300 oop - Taxes and tags
My MSD's remain so MF .001635 I believe.

Mo. Paymnt:$760

Good Deal?
Are MSD's worth it now? I was told they're reduced to .00035

Base MF is .00188
minus .00035 for MSDs
= .00153 MF

What term and mileage?
Do you have the adjusted CAP cost?

greenjack

Where can I find the official word from BMW that MSD is available nationwide? The dealer here at 98004 insists that MSD is only available for existing MSD, not new ones.

Also, if the car is stolen or totaled, what happens to the MSD?

jestok

Approx 62,134 (may be off by a few)

includes: price 61,700 - 1,500 loyalty = 60,200
Acq fee 925
govt fees 565
title 75
doc fee 369

36mo/10k

kotkot1

kyfdx said:

kotkot1 said:

Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable?
thanks a lot!

What is your ZIP?

I knew I forgot something. Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable? 07410 Zip please.

kyfdx

greenjack said:

Where can I find the official word from BMW that MSD is available nationwide? The dealer here at 98004 insists that MSD is only available for existing MSD, not new ones.

Also, if the car is stolen or totaled, what happens to the MSD?

Bulletin#: 19-N-03
Dated Jan 3, 2019

Ask them to call BMWFS.
It's also possible they know about it, but don't want to provide MSDs to you.

The program is set up so that you get the MSDs back. But, of course, that doesn't mean your insurance company won't screw things up.

kyfdx

jestok said:

Approx 62,134 (may be off by a few)

includes: price 61,700 - 1,500 loyalty = 60,200
Acq fee 925
govt fees 565
title 75
doc fee 369

36mo/10k

I get $759/mo, with .00153 MF
So, looks good!

kyfdx

kotkot1 said:

kyfdx said:

kotkot1 said:

Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable?
thanks a lot!

What is your ZIP?

I knew I forgot something. Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable? 07410 Zip please.

$2000 finance rebate
$1500 loyalty

I think:
2.89% APR up to 60 months
3.89% APR up to 72 months.

theraz27

kotkot1 said:

Hello, are there any offers on Purchasing 2019 X5? interest rate + any rebates? will loyalty also be applicable?
thanks a lot!

Michaell said:

theraz27 said:

kyfdx said:

theraz27 said:

Also no on the tax credits.

Texas taxes the full selling price, even on a lease.

That looks like a pretty good deal, actually.

I am working on getting the discount a little better than 12.5%. Any suggestions on lowering the down payment as well?

Just tell the dealer how you want to structure the deal, and the up front money. You control the conversation, not the dealer.

Right you are. Thanks