2020 Volvo XC90 Lease Deals and Prices

Avenger1957

$500 bonus cash is available. So there's actually $2500 incentive (including the $2000 allowance). Plus $1000 loyalty available, if you qualify.

kyfdx

Ninabel said:

Thank You Michaell!

What do you think about this deal?

Volvo T5 2020 FWD 7 Seats.
MSRP: 54,005.00
Init Cap cost: 46,570.00
Rebate: 1000
Adjusted Price: 44,570.00
Total Taxes: 336.84
License fee: 110.25
DOC Fee: 125.00
ACQ Fee: 995.00
Title Fee: 33.00
State Inspection: 23.75
Road and Bridge: 23.00
Convenience Fee: 10.00
Temp Tag: 5.00
Trade in allowance: 16,500
Trade Payoff: 24,000
Gross Cap Cost: 50,362.33

Payment with 4K down for 12/36 is $598 for 15k miles would be $625

Thank You!

Michaell said:

Ninabel said:

Hello,

Looking for the lease numbers for 2020 XC90 T5 FWD momentum, 7 seats - 12/36. Houston Area 77346.

Thank You!

.00170 and 63%
$2000 incentives

Your loan payoff is $7500 more than the value of your trade-in?!

Ninabel

Yes. I know, is a lot of negative. Is a 2016 XC60.

kyfdx said:

Ninabel said:

Thank You Michaell!

What do you think about this deal?

Volvo T5 2020 FWD 7 Seats.
MSRP: 54,005.00
Init Cap cost: 46,570.00
Rebate: 1000
Adjusted Price: 44,570.00
Total Taxes: 336.84
License fee: 110.25
DOC Fee: 125.00
ACQ Fee: 995.00
Title Fee: 33.00
State Inspection: 23.75
Road and Bridge: 23.00
Convenience Fee: 10.00
Temp Tag: 5.00
Trade in allowance: 16,500
Trade Payoff: 24,000
Gross Cap Cost: 50,362.33

Payment with 4K down for 12/36 is $598 for 15k miles would be $625

Thank You!

Michaell said:

Ninabel said:

Hello,

Looking for the lease numbers for 2020 XC90 T5 FWD momentum, 7 seats - 12/36. Houston Area 77346.

Thank You!

.00170 and 63%
$2000 incentives

Your loan payoff is $7500 more than the value of your trade-in?!

godfather9

Morning- Could I get the current rates on the following

T6 Momentum
T6 Inscription
36/15
92808

Thank you!!

kyfdx

Ninabel said:

Yes. I know, is a lot of negative. Is a 2016 XC60.

kyfdx said:

Ninabel said:

Thank You Michaell!

What do you think about this deal?

Volvo T5 2020 FWD 7 Seats.
MSRP: 54,005.00
Init Cap cost: 46,570.00
Rebate: 1000
Adjusted Price: 44,570.00
Total Taxes: 336.84
License fee: 110.25
DOC Fee: 125.00
ACQ Fee: 995.00
Title Fee: 33.00
State Inspection: 23.75
Road and Bridge: 23.00
Convenience Fee: 10.00
Temp Tag: 5.00
Trade in allowance: 16,500
Trade Payoff: 24,000
Gross Cap Cost: 50,362.33

Payment with 4K down for 12/36 is $598 for 15k miles would be $625

Thank You!

Michaell said:

Ninabel said:

Hello,

Looking for the lease numbers for 2020 XC90 T5 FWD momentum, 7 seats - 12/36. Houston Area 77346.

Thank You!

.00170 and 63%
$2000 incentives

Your loan payoff is $7500 more than the value of your trade-in?!

The payment seems reasonable with that much negative equity

kyfdx

godfather9 said:

Morning- Could I get the current rates on the following

T6 Momentum
T6 Inscription
36/15
92808

Thank you!!

6 or 7 passenger?

carliw

Can I have MF/RV and incentives for:

T5 & T6, Momentum, AWD, 6 seats, 36/10k, zip 11222

I noticed in earlier thread that T5 seems to have a higher RV than T6. Curious why?

puzzledobserver

Is this a good deal?

32713

Avenger1957

here is rule of thumb - tell dealer $0 down, $0 due at signing, Dealer makes first payment. You dont care how he gets to the number but your payment on a 3 year lease term should not be any more than 1.1% of MSRP.

MD9NYC

Hello,
Looking to get a new lease on a 2020 T5 Momentum AWD 7 seater with heated steering wheel
Received the following from the dealer today:
36 month at 12,000
63 residual
3231 down
Msrp 56,505
Sale price 49,380 after incentives
Incentives 7697 (2097 from Volvo (including first payment and $5618 from dealer)
MF0.00189 (seems high, but didn’t let them run my credit yet - almost perfect score)
Volvo taking back my 2017 xc90 4 months early
579 per month
Can someone please let me know what MF Is for the area (06838 and 10590) and residual on 12k and 15k?
Thanks so much in advance.

kyfdx

carliw said:

Can I have MF/RV and incentives for:

T5 & T6, Momentum, AWD, 6 seats, 36/10k, zip 11222

I noticed in earlier thread that T5 seems to have a higher RV than T6. Curious why?

T5: .00169 MF and 65% residual. $1000 Volvo Allowance
T6: .00173 MF and 62% residual. $2150 Volvo Allowance

+$500 Holiday Bonus

The bank sets the residuals. In theory, they are estimating the actual wholesale value at lease end.

kyfdx

puzzledobserver said:

Is this a good deal?

32713

If I add $995 acquisition fee, plus the $1416 CAP cost increase to the sale price, I get the payment exactly.
The $1626 in registration/fees does not include the $995 acquisition fee
You can be certain there is a huge dealer fee in that amount, along with padded DMV fees (because Florida)

The discount looks good, but of course, it is offset by some of those big fees.
The MF used appears to be the base MF - .00173 MF.

kyfdx

MD9NYC said:

Hello,
Looking to get a new lease on a 2020 T5 Momentum AWD 7 seater with heated steering wheel
Received the following from the dealer today:
36 month at 12,000
63 residual
3231 down
Msrp 56,505
Sale price 49,380 after incentives
Incentives 7697 (2097 from Volvo (including first payment and $5618 from dealer)
MF0.00189 (seems high, but didn’t let them run my credit yet - almost perfect score)
Volvo taking back my 2017 xc90 4 months early
579 per month
Can someone please let me know what MF Is for the area (06838 and 10590) and residual on 12k and 15k?
Thanks so much in advance.

Which state are you registering in?

.00169 MF and 64% residual (have them check the residual. 63% is the FWD residual)
$1000 Volvo Allowance
$500 holiday bonus

sanzen0

Hello, can I please get the residual, MF, and incentives/rebates for a 2020 T6 Inscription in 75043? Both 36/12 and 36/15 please.
Any difference between 6 passenger and 7 passenger options?

Also, if you don't mind weighing in on a potential deal:
-$675/mo payment
-$0 due at signing
-36 months, 12k miles/year
-This is for a $66.4k MSRP 2020 T6 Inscription in TX (deal includes tax credits)

bigboy02

Can you tell me if this is a good lease deal on a 2020 T5 AWD Momentum in NJ.

MSRP $56,205
Selling Price $48,600
Residual 62%
Money Factor .00169
Cap cost reduction $1,461
Total due at signing $2,500
$559/month (includes tax). First payment allowance
36 months @ 15K miles/yr

kyfdx

sanzen0 said:

Hello, can I please get the residual, MF, and incentives/rebates for a 2020 T6 Inscription in 75043? Both 36/12 and 36/15 please.
Any difference between 6 passenger and 7 passenger options?

Also, if you don't mind weighing in on a potential deal:
-$675/mo payment
-$0 due at signing
-36 months, 12k miles/year
-This is for a $66.4k MSRP 2020 T6 Inscription in TX (deal includes tax credits)

36/15
6pass: .00168 MF and 57% residual. $2000 Volvo Allowance
7pass: .00147 MF and 56% residual. $2500 Volvo Allowance


Looks like a good deal, relative to MSRP

kyfdx

bigboy02 said:

Can you tell me if this is a good lease deal on a 2020 T5 AWD Momentum in NJ.

MSRP $56,205
Selling Price $48,600
Residual 62%
Money Factor .00169
Cap cost reduction $1,461
Total due at signing $2,500
$559/month (includes tax). First payment allowance
36 months @ 15K miles/yr

.00169 MF and 62% residual is correct
$1000 Volvo Allowance
$500 holiday bonus

Looks reasonable

bigboy02

Thanks. Are your calculations coming to the same thing, I.e. monthly amount of $559 and down payment of $2500 or is the dealer messing around with me?

Michaell

bigboy02 said:

Thanks. Are your calculations coming to the same thing, I.e. monthly amount of $559 and down payment of $2500 or is the dealer messing around with me?

I get $523/mo, before tax.

Ask for an itemization of the $2500 up front and the exact cap cost the dealer used for their quote.

cheech00711

How does aplan work when negotiating a lower price. What is the average discount prior to the aplan kicking in?

cheech00711

Does

Does this seem like a good deal or is there room?

bobmcnugget

Could i please get info (mf/residual etc) for:

2020 t5 mom 36/12
2020 t6 mom 36/12

Zip 20148
Thanks

bx41path

Would you please provide the MF, RV and any incentives for:
2020 T6 mom AWD 36/15k, 7 passenger, 90045. Thank you

kyfdx

cheech00711 said:

How does aplan work when negotiating a lower price. What is the average discount prior to the aplan kicking in?

Sorry, no info on A-Plan

kyfdx

bobmcnugget said:

Could i please get info (mf/residual etc) for:

2020 t5 mom 36/12
2020 t6 mom 36/12

Zip 20148
Thanks

FWD or AWD on the T5?

Six or Seven passenger on the T6?

kyfdx

bx41path said:

Would you please provide the MF, RV and any incentives for:
2020 T6 mom AWD 36/15k, 7 passenger, 90045. Thank you

.00168 MF and 59% residual
$1500 Volvo Allowance

kyfdx

cheech00711 said:

Does

Does this seem like a good deal or is there room?

What state is this?
Which model/trim?

What is the rebate for?

cheech00711

This is for t5 FWD 7 pass in FL. The rebate is loyalty

brntricersx

Could I please get the MF/RV for a 2020 XC90 T6 6 passenger Inscription

36mo/12K

Zip 22304

kyfdx

brntricersx said:

Could I please get the MF/RV for a 2020 XC90 T6 6 passenger Inscription

36mo/12K

Zip 22304

Momentum, Inscription or RDesign?

kyfdx

cheech00711 said:

This is for t5 FWD 7 pass in FL. The rebate is loyalty

Which trim?

cherbar

10598 2020 Mom T5 AWD 36/15 MF/Res/inc

kyfdx

cherbar said:

10598 2020 Mom T5 AWD 36/15 MF/Res/inc

.00169 MF and 62% residual
$1000 Volvo Allowance
$500 holiday bonus

elnayrb

Hi,

Need to verify some numbers please.

RV/MF/Incentives for 36/15K in 11231:

XC90 T6 Momentum 7 Passenger

bobd21

Can I please get MF and Res for 2020 T6 AWD Inscription 6 Passenger for 92127 SoCA for both 36/12K and 36/15K. As well as incentives. Thank you.

cheech00711

Mom

cheech00711

T5 mom 7 pass FWD

kyfdx

elnayrb said:

Hi,

Need to verify some numbers please.

RV/MF/Incentives for 36/15K in 11231:

XC90 T6 Momentum 7 Passenger

.00168 MF and 59% residual
$2150 Volvo Allowance
$500 holiday bonus

kyfdx

bobd21 said:

Can I please get MF and Res for 2020 T6 AWD Inscription 6 Passenger for 92127 SoCA for both 36/12K and 36/15K. As well as incentives. Thank you.

36/15
.00168 MF and 57% residual
$1500 Volvo Allowance

kyfdx

cheech00711 said:

Does

Does this seem like a good deal or is there room?

cheech00711 said:

T5 mom 7 pass FWD

36/10
.00170 MF and 64% residual
$2000 Volvo Allowance

The calculations are correct.

For $1200 upfront and $499/mo, it looks like a great deal.

krb33nat

Could I please get mf, residual, and incentives for:

2020 T5 mom AWD 7-seater 36/12
2020 T6 mom AWD 7-seater 36/12

Zip Code is 01760

Thanks!

saltdawg218

Looking for MF, residuals, and incentives for:

2019 T6 Inscription 36/10
2020 T6 Inscription 7-seater 36/10

Zip code is 75209.

bobd21

2020 T6 AWD Inscription 6 Pass for 92127 SoCA for 36/12K

2020 T6 AWD Inscription 6 Pass for 92127 SoCA for 36/10K

Also is there any difference in the MF and Res for 6 Pass versus 7 Pass?

martman71

Hello,

Could anyone provide MF, residual and any incentives for 2020 T6 Inscription and T8 Inscription for zip 90018 36/12 and 36/10?

Thank you

carliw

kyfdx said:

carliw said:

Can I have MF/RV and incentives for:

T5 & T6, Momentum, AWD, 6 seats, 36/10k, zip 11222

I noticed in earlier thread that T5 seems to have a higher RV than T6. Curious why?

T5: .00169 MF and 65% residual. $1000 Volvo Allowance
T6: .00173 MF and 62% residual. $2150 Volvo Allowance

+$500 Holiday Bonus

The bank sets the residuals. In theory, they are estimating the actual wholesale value at lease end.

Thank you. I have 3 follow up questions:

1) I’m in NYC, but am casting my search to tri-state and beyond (~200 mile radius); are RV/MF/incentives, etc tied to where I am or where dealer is?

2) When negotiating lease terms (after having negotiated price), should I let know dealer know that I know base MF?

3) I’ve noticed on other threads people differentiating between pre-incentive and post-incentive price, but ultimately aren’t you just looking for lowest price with all discounts, incentives, etc factored in? To put it another way, how best to use knowledge of incentives when negotiating with dealer? Is it just to help me base a realistic expectation of what a dealer’s ‘best price’ could be?

Michaell

krb33nat said:

Could I please get mf, residual, and incentives for:

2020 T5 mom AWD 7-seater 36/12
2020 T6 mom AWD 7-seater 36/12

Zip Code is 01760

Thanks!

T5 MOM - .00169 and 64%; $1000 incentives
T6 MOM - .00168 and 61%; $2150 incentives

Michaell

saltdawg218 said:

Looking for MF, residuals, and incentives for:

2019 T6 Inscription 36/10
2020 T6 Inscription 7-seater 36/10

Zip code is 75209.

2020
.00147 and 59%
$2500 incentives

Please ask 2019 XC90 lease questions here:
https://forums.edmunds.com/discussion/51560/volvo/xc90/2019-volvo-xc90-lease-deals-and-prices#latest

Michaell

bobd21 said:

2020 T6 AWD Inscription 6 Pass for 92127 SoCA for 36/12K

2020 T6 AWD Inscription 6 Pass for 92127 SoCA for 36/10K

Also is there any difference in the MF and Res for 6 Pass versus 7 Pass?

36/12
.00168 and 59%
$1500 incentives

7 passenger has a different program.

Michaell

martman71 said:

Hello,

Could anyone provide MF, residual and any incentives for 2020 T6 Inscription and T8 Inscription for zip 90018 36/12 and 36/10?

Thank you

T6 - 6 or 7 seats?

Michaell

carliw said:

kyfdx said:

carliw said:

Can I have MF/RV and incentives for:

T5 & T6, Momentum, AWD, 6 seats, 36/10k, zip 11222

I noticed in earlier thread that T5 seems to have a higher RV than T6. Curious why?

T5: .00169 MF and 65% residual. $1000 Volvo Allowance
T6: .00173 MF and 62% residual. $2150 Volvo Allowance

+$500 Holiday Bonus

The bank sets the residuals. In theory, they are estimating the actual wholesale value at lease end.

Thank you. I have 3 follow up questions:

1) I’m in NYC, but am casting my search to tri-state and beyond (~200 mile radius); are RV/MF/incentives, etc tied to where I am or where dealer is?

2) When negotiating lease terms (after having negotiated price), should I let know dealer know that I know base MF?

3) I’ve noticed on other threads people differentiating between pre-incentive and post-incentive price, but ultimately aren’t you just looking for lowest price with all discounts, incentives, etc factored in? To put it another way, how best to use knowledge of incentives when negotiating with dealer? Is it just to help me base a realistic expectation of what a dealer’s ‘best price’ could be?

1. All of the NE share the same programs
2. I'd wait until they give you a quote; if you determine that they've marked up the MF, simply tell them you want the base rate or you will find a different dealer.
3. The more details you have, the better informed you are as to the quality of the offer.