2020 Subaru Outback Lease Deals and Prices

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Comments

  • MichaellMichaell Moderator Posts: 266,071

    Could I get RV/MF for 55434 for 2020 Onyx XT? I was quoted a MF of .0026 which seems high.
    (36/12)

    .00145 and 62% from Subaru Motor Finance (aka Chase)

    Dealer can only mark up the MF .00050 for extra profit, but they may be quoting a higher MF until they run your credit.

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  • sunshinegrl1979sunshinegrl1979 Member Posts: 3
    Good evening,

    Can I have the MF and RV for 36/15 on the 2020 Outback Premium, Limited, Onxy XT, XT Limited, and XT Premium? My zip code is 92886 and my credit is top tier. Thank you!
  • MichaellMichaell Moderator Posts: 266,071

    Good evening,

    Can I have the MF and RV for 36/15 on the 2020 Outback Premium, Limited, Onxy XT, XT Limited, and XT Premium? My zip code is 92886 and my credit is top tier. Thank you!

    LTD XT - .00155 and 62%
    ONYX XT - .00145 and 60%
    PREM - .00085 and 58%
    LTD - .00105 and 58%

    No PREM XT trim.

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  • Ski_ColoradoSki_Colorado Member Posts: 3
    After doing some research on the 2020 Outback Touring XT. I am finding that the best deals are at dealerships in Massachusetts. Im finding 2020 Touring XT with MSRP of $41,640 selling at a $5,500 +/- discount. I would think that Outback Touring XT would be more popular in Massachusetts than Colorado. Any idea why I can't even get a dealer to come close to that figure in Colorado?
  • MichaellMichaell Moderator Posts: 266,071

    After doing some research on the 2020 Outback Touring XT. I am finding that the best deals are at dealerships in Massachusetts. Im finding 2020 Touring XT with MSRP of $41,640 selling at a $5,500 +/- discount. I would think that Outback Touring XT would be more popular in Massachusetts than Colorado. Any idea why I can't even get a dealer to come close to that figure in Colorado?

    Because the Outback is the unofficial "official" vehicle in this state?

    If you can be patient, then prices will eventually come down.

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  • McegielskiMcegielski Member Posts: 3
    Can I have the MF and RV for Premium and Onyx XT for zip 54476 36/12 Thank you
  • johnthomjohnthom Member Posts: 68
    Please post the current mf and residual for the Touring XT & Limited XT Outback for 24 months/10k/year zip is 89135 as well any lease incentives you may be aware of (the Chase bank may have dba Subaru Financing.) Thanks!
  • MichaellMichaell Moderator Posts: 266,071

    Can I have the MF and RV for Premium and Onyx XT for zip 54476 36/12 Thank you

    Onyx - .00110 and 60%
    Prem - .00050 and 58%

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  • MichaellMichaell Moderator Posts: 266,071
    johnthom said:

    Please post the current mf and residual for the Touring XT & Limited XT Outback for 24 months/10k/year zip is 89135 as well any lease incentives you may be aware of (the Chase bank may have dba Subaru Financing.) Thanks!

    I'd skip the 24 month term for Subaru; the numbers are not customer friendly.

    .00260 and 71% (LTD) or 69% (Touring)
    No incentives

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  • douglashowitzerdouglashowitzer Member Posts: 35
    Hi would you please provide numbers for Limited XT 36/12k in zip 06511 and Premium 36/10 in zip 10580? Thank you!
  • MichaellMichaell Moderator Posts: 266,071

    Hi would you please provide numbers for Limited XT 36/12k in zip 06511 and Premium 36/10 in zip 10580? Thank you!

    Why do you need a different mileage allowance for the different trims?

    36/12
    LTD XT - .00125 and 62%
    PREM - .00050 and 58%

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  • douglashowitzerdouglashowitzer Member Posts: 35
    Asking for 2 different people. I help friends/family/acquaintances with leasing. Thanks as always!
  • kyfdxkyfdx Moderator Posts: 269,014

    Asking for 2 different people. I help friends/family/acquaintances with leasing. Thanks as always!

    Add 1% for 10K/yr

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  • BrewCity414BrewCity414 Member Posts: 13
    Looking for MF & Res. for 2020 Outbacks:

    Tier 1 in zip 53150, no onyx

    Limited - 36/12
    Premium - 36/12
  • kyfdxkyfdx Moderator Posts: 269,014

    Looking for MF & Res. for 2020 Outbacks:

    Tier 1 in zip 53150, no onyx

    Limited - 36/12
    Premium - 36/12

    .00070 MF and 58% residual
    .00050 MF and 58% residual

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  • mkieffer76mkieffer76 Member Posts: 24
    Trying to figure out the MF and Residual or 2020 Outback Touring 36 months, 12K miles in zip code 14618

    Just received this quote

    MRSP $39,481
    Selling Price: $35,995
    Capitalized Taxes: $1,355.82
    Gross Cap Cost: $37,925.82
    Adjusted Cap: $37,925.82
    Due At Signing: $464.62

    Monthly Payment with $0 down= $465
  • MichaellMichaell Moderator Posts: 266,071

    Trying to figure out the MF and Residual or 2020 Outback Touring 36 months, 12K miles in zip code 14618

    Just received this quote

    MRSP $39,481
    Selling Price: $35,995
    Capitalized Taxes: $1,355.82
    Gross Cap Cost: $37,925.82
    Adjusted Cap: $37,925.82
    Due At Signing: $464.62

    Monthly Payment with $0 down= $465

    Is this the regular engine or the turbo?

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  • mkieffer76mkieffer76 Member Posts: 24

    Trying to figure out the MF and Residual or 2020 Outback Touring 36 months, 12K miles in zip code 14618

    Just received this quote

    MRSP $39,481
    Selling Price: $35,995
    Capitalized Taxes: $1,355.82
    Gross Cap Cost: $37,925.82
    Adjusted Cap: $37,925.82
    Due At Signing: $464.62

    Monthly Payment with $0 down= $465

    regular engine! Thank you
  • kyfdxkyfdx Moderator Posts: 269,014

    Trying to figure out the MF and Residual or 2020 Outback Touring 36 months, 12K miles in zip code 14618

    Just received this quote

    MRSP $39,481
    Selling Price: $35,995
    Capitalized Taxes: $1,355.82
    Gross Cap Cost: $37,925.82
    Adjusted Cap: $37,925.82
    Due At Signing: $464.62

    Monthly Payment with $0 down= $465

    regular engine! Thank you
    .00060 MF and 57% residual

    The calculated payment is correct, with that adjusted CAP

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  • BrewCity414BrewCity414 Member Posts: 13
    kyfdx said:

    Looking for MF & Res. for 2020 Outbacks:

    Tier 1 in zip 53150, no onyx

    Limited - 36/12
    Premium - 36/12

    .00070 MF and 58% residual
    .00050 MF and 58% residual
    Thank you.

    Did something fundamentally change with Subaru and their residual values?

    We have a 2017 Outback Limited with the standard 36/12, our monthly payment with roughly $1000 down is somewhere around $330. Looking at the new Outbacks and the monthly payment is going to be easily $100 more per month.

    Only thing that I can really identify is that residuals used to be around 65%, now they are 58%. Just curious if anyone has insight into what caused this to occur. Has Subaru just gained that much popularity that they are able to have the customers pay that additional depreciation down?
  • msbocmsboc Member Posts: 1
    Looking to buy a 2019 or 2020 Outback. It’s been seven years since I purchased a new car. Edmunds was so helpful back then. Looking to find out the best way to bargain. Probably don’t need Subaru financing. Will purchase this month or December. Any help and information would be great. Are there holdbacks? How much off can I expect to get?
  • stickguystickguy Member Posts: 53,775
    at least by me, the supply of 2019s is very thin. If you can find one, can probably get a really good deal. Just can't be too picky (about colors, etc.). And definitely want to compare the new vs. old style, to make sure there isn't anything about the new one that would make you regret buying the old one. At least they look quite similar, so the difference is the interior (dash and tech). Unless you want the big motor, which goes from the H6 to a turbo 4.

    2020 Acura RDX tech SH-AWD, 2023 Maverick hybrid Lariat luxury package.

  • kyfdxkyfdx Moderator Posts: 269,014

    kyfdx said:

    Looking for MF & Res. for 2020 Outbacks:

    Tier 1 in zip 53150, no onyx

    Limited - 36/12
    Premium - 36/12

    .00070 MF and 58% residual
    .00050 MF and 58% residual
    Thank you.

    Did something fundamentally change with Subaru and their residual values?

    We have a 2017 Outback Limited with the standard 36/12, our monthly payment with roughly $1000 down is somewhere around $330. Looking at the new Outbacks and the monthly payment is going to be easily $100 more per month.

    Only thing that I can really identify is that residuals used to be around 65%, now they are 58%. Just curious if anyone has insight into what caused this to occur. Has Subaru just gained that much popularity that they are able to have the customers pay that additional depreciation down?
    No insight as to why or how. But, your last lease was really, really cheap, and now they are closer to reality, I think.

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  • kyfdxkyfdx Moderator Posts: 269,014
    msboc said:

    Looking to buy a 2019 or 2020 Outback. It’s been seven years since I purchased a new car. Edmunds was so helpful back then. Looking to find out the best way to bargain. Probably don’t need Subaru financing. Will purchase this month or December. Any help and information would be great. Are there holdbacks? How much off can I expect to get?

    I would definitely get out and find a leftover 2019. The 2020s are a new design, and will be substantially more expensive.

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  • billybaroobillybaroo Member Posts: 53
    2020 Outback Premium, 36/15, MF, RV, Incentives, 92075. Thank you.
  • kyfdxkyfdx Moderator Posts: 269,014

    2020 Outback Premium, 36/15, MF, RV, Incentives, 92075. Thank you.

    .00050 MF and 56% residual

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  • mankumanku Member Posts: 76
    2020 Outback Limited and Limited XT...36/12K, 90210.

    As for above poster who has a 2017 Outback Limited, I do to...paying $365 with zero drive off, so about the same deal. Current deals, from the various shops so far, are a good $100 more per month...a combination of bad discounts, higher money factor and lower residual will do that! One reason I bought the car was because of the excellent pricing...at close to $500/month, I can buy Q5 or X3 which is a much more luxurious and fun drive! Plus, I already have a 2019 Forester for any crazy offroading needs.
  • kyfdxkyfdx Moderator Posts: 269,014
    manku said:

    2020 Outback Limited and Limited XT...36/12K, 90210.

    As for above poster who has a 2017 Outback Limited, I do to...paying $365 with zero drive off, so about the same deal. Current deals, from the various shops so far, are a good $100 more per month...a combination of bad discounts, higher money factor and lower residual will do that! One reason I bought the car was because of the excellent pricing...at close to $500/month, I can buy Q5 or X3 which is a much more luxurious and fun drive! Plus, I already have a 2019 Forester for any crazy offroading needs.

    LTD: .00070 MF and 58% residual
    LTD XT: .00125 MF and 62% residual

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  • mankumanku Member Posts: 76
    kyfdx said:

    manku said:

    2020 Outback Limited and Limited XT...36/12K, 90210.

    As for above poster who has a 2017 Outback Limited, I do to...paying $365 with zero drive off, so about the same deal. Current deals, from the various shops so far, are a good $100 more per month...a combination of bad discounts, higher money factor and lower residual will do that! One reason I bought the car was because of the excellent pricing...at close to $500/month, I can buy Q5 or X3 which is a much more luxurious and fun drive! Plus, I already have a 2019 Forester for any crazy offroading needs.

    LTD: .00070 MF and 58% residual
    LTD XT: .00125 MF and 62% residual
    Thanks...dealer marked it up to .0012 on LTD!
  • MichaellMichaell Moderator Posts: 266,071
    manku said:

    kyfdx said:

    manku said:

    2020 Outback Limited and Limited XT...36/12K, 90210.

    As for above poster who has a 2017 Outback Limited, I do to...paying $365 with zero drive off, so about the same deal. Current deals, from the various shops so far, are a good $100 more per month...a combination of bad discounts, higher money factor and lower residual will do that! One reason I bought the car was because of the excellent pricing...at close to $500/month, I can buy Q5 or X3 which is a much more luxurious and fun drive! Plus, I already have a 2019 Forester for any crazy offroading needs.

    LTD: .00070 MF and 58% residual
    LTD XT: .00125 MF and 62% residual
    Thanks...dealer marked it up to .0012 on LTD!
    Max markup allowed by Subaru is .00050, which your dealer availed themselves of.

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  • mankumanku Member Posts: 76
    Michaell said:

    manku said:

    kyfdx said:

    manku said:

    2020 Outback Limited and Limited XT...36/12K, 90210.

    As for above poster who has a 2017 Outback Limited, I do to...paying $365 with zero drive off, so about the same deal. Current deals, from the various shops so far, are a good $100 more per month...a combination of bad discounts, higher money factor and lower residual will do that! One reason I bought the car was because of the excellent pricing...at close to $500/month, I can buy Q5 or X3 which is a much more luxurious and fun drive! Plus, I already have a 2019 Forester for any crazy offroading needs.

    LTD: .00070 MF and 58% residual
    LTD XT: .00125 MF and 62% residual
    Thanks...dealer marked it up to .0012 on LTD!
    Max markup allowed by Subaru is .00050, which your dealer availed themselves of.
    Funny! When they called the next day, I mentioned this markup. Salesperson went to talk to manager, and told me they do that because they don't know my credit rating!!! Can't wait for the tru coat dealer add on :)
  • CarShopper2020CarShopper2020 Member Posts: 3
    edited November 2019
    Looking for the November MF (based on excellent credit score) and residual values for the 2020 Outback Limited XT for 12k and 15k miles/yr. Thank you.
  • MichaellMichaell Moderator Posts: 266,071
    manku said:

    Michaell said:

    manku said:

    kyfdx said:

    manku said:

    2020 Outback Limited and Limited XT...36/12K, 90210.

    As for above poster who has a 2017 Outback Limited, I do to...paying $365 with zero drive off, so about the same deal. Current deals, from the various shops so far, are a good $100 more per month...a combination of bad discounts, higher money factor and lower residual will do that! One reason I bought the car was because of the excellent pricing...at close to $500/month, I can buy Q5 or X3 which is a much more luxurious and fun drive! Plus, I already have a 2019 Forester for any crazy offroading needs.

    LTD: .00070 MF and 58% residual
    LTD XT: .00125 MF and 62% residual
    Thanks...dealer marked it up to .0012 on LTD!
    Max markup allowed by Subaru is .00050, which your dealer availed themselves of.
    Funny! When they called the next day, I mentioned this markup. Salesperson went to talk to manager, and told me they do that because they don't know my credit rating!!! Can't wait for the tru coat dealer add on :)
    Which is a way for the dealer to protect themselves. Better to come down from a high MF than to have to tell the potential customer the MF will be marked up due to their credit score.

    When you get serious, you'll likely get the base MF

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  • kyfdxkyfdx Moderator Posts: 269,014

    Looking for the November MF (based on excellent credit score) and residual values for the 2020 Outback Limited XT for 12k and 15k miles/yr. Thank you.

    36/15
    .00125 MF and 60% residual

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  • panda87panda87 Member Posts: 15
    Hi, what is the MF, residual and lease or loyalty credits (if any) for the following models, 36/10k, zipcode 20817? Thanks in advance.

    1) 2020 Outback Premium

    2) 2020 Outback Limited
  • kyfdxkyfdx Moderator Posts: 269,014
    panda87 said:

    Hi, what is the MF, residual and lease or loyalty credits (if any) for the following models, 36/10k, zipcode 20817? Thanks in advance.

    1) 2020 Outback Premium

    2) 2020 Outback Limited

    .00050 MF and 59% residual

    .00070 MF and 59% residual

    No lease incentives
    No info on loyalty

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  • bank174bank174 Member Posts: 4
    Can I please have the MF, residual and incentives on an Onyx XT, 36/12 in zip code 43221?
  • ziggystar84ziggystar84 Member Posts: 3
    Looking for best MF, RV and incentives for Outback CVT 2020 premium or limited w eyesight. 60641. 10 or 12K/36M
  • chawkskichawkski Member Posts: 10
    Hi there. Can I please have MF and Residual for the Outback 1) Base, 2) Premium, and 3) XT Onyx for 36/12 and 36/10 terms? I'm in 80210.

    Also, just to be sure I understand, the residual is based of MSRP, not the selling/negotiated price, correct?

    Thank you for the help and information!
  • MichaellMichaell Moderator Posts: 266,071
    bank174 said:

    Can I please have the MF, residual and incentives on an Onyx XT, 36/12 in zip code 43221?

    .00110 and 60%

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  • MichaellMichaell Moderator Posts: 266,071

    Looking for best MF, RV and incentives for Outback CVT 2020 premium or limited w eyesight. 60641. 10 or 12K/36M

    36/12
    Limited - .00070 and 58%
    Premium - .00050 and 58%
    No incentives

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  • MichaellMichaell Moderator Posts: 266,071
    chawkski said:

    Hi there. Can I please have MF and Residual for the Outback 1) Base, 2) Premium, and 3) XT Onyx for 36/12 and 36/10 terms? I'm in 80210.

    Also, just to be sure I understand, the residual is based of MSRP, not the selling/negotiated price, correct?

    Thank you for the help and information!

    36/12
    Base - .00025 and 59%
    Premium - .00050 and 58%
    Onyx XT - .00110 and 60%

    Yes, full MSRP - bottom line of the factory window sticker.

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  • chawkskichawkski Member Posts: 10
    Michaell said:

    chawkski said:

    Hi there. Can I please have MF and Residual for the Outback 1) Base, 2) Premium, and 3) XT Onyx for 36/12 and 36/10 terms? I'm in 80210.

    Also, just to be sure I understand, the residual is based of MSRP, not the selling/negotiated price, correct?

    Thank you for the help and information!

    36/12
    Base - .00025 and 59%
    Premium - .00050 and 58%
    Onyx XT - .00110 and 60%

    Yes, full MSRP - bottom line of the factory window sticker.
    - Safe to assume you Add 1% to the residual for 10K/yr ? Sounds like the approach for negotiating on leases is to make sure you get the correct MF (not marked up) and then to try to lower the selling price of the vehicle to reduce the cap cost?
  • MichaellMichaell Moderator Posts: 266,071
    chawkski said:

    Michaell said:

    chawkski said:

    Hi there. Can I please have MF and Residual for the Outback 1) Base, 2) Premium, and 3) XT Onyx for 36/12 and 36/10 terms? I'm in 80210.

    Also, just to be sure I understand, the residual is based of MSRP, not the selling/negotiated price, correct?

    Thank you for the help and information!

    36/12
    Base - .00025 and 59%
    Premium - .00050 and 58%
    Onyx XT - .00110 and 60%

    Yes, full MSRP - bottom line of the factory window sticker.
    - Safe to assume you Add 1% to the residual for 10K/yr ? Sounds like the approach for negotiating on leases is to make sure you get the correct MF (not marked up) and then to try to lower the selling price of the vehicle to reduce the cap cost?
    Correct on residual adjustment for 10K

    Yes, you want the base MF and the lowest price you can negotiate.

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  • TB2000TB2000 Member Posts: 6
    Hello! Can I request RV and MF for PREM, 12k/36mo, zip 33321? Thanks!
  • kyfdxkyfdx Moderator Posts: 269,014
    TB2000 said:

    Hello! Can I request RV and MF for PREM, 12k/36mo, zip 33321? Thanks!

    .00050 MF and 58% residual

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  • JamesMidJamesMid Member Posts: 5
    I was hoping you can provide MF and RV for a 2020 Outback limited XT and touring XT. 36/12k in 48168. Thanks.
  • MichaellMichaell Moderator Posts: 266,071
    JamesMid said:

    I was hoping you can provide MF and RV for a 2020 Outback limited XT and touring XT. 36/12k in 48168. Thanks.

    LTD XT - .00125 and 62%
    TOUR XT - .00105 and 60%

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  • jcorpuzjcorpuz Member Posts: 19
    Hello.

    Thank you again for your help as we purchase our next car. I just wanted to confirm MF and Residuals for a Subaru Outback.

    2020 Outback Limited XT
    36/12k
    Cash incentive?

    75080

    Looking back on our lease 2017 Outback Touring 3.6R we might have gotten a better deal than what is offer now.

    Thank you.
  • MichaellMichaell Moderator Posts: 266,071
    jcorpuz said:

    Hello.

    Thank you again for your help as we purchase our next car. I just wanted to confirm MF and Residuals for a Subaru Outback.

    2020 Outback Limited XT
    36/12k
    Cash incentive?

    75080

    Looking back on our lease 2017 Outback Touring 3.6R we might have gotten a better deal than what is offer now.

    Thank you.

    .00125 and 62%
    No incentives

    Very few, if any, lease deals today are better than what you got 3 years ago.

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