Hi Can you tell me the MF, Residual and any Incentives for 2020 Honda Civic Coupe Sport for zip code 17057 12k/year 36/months 12k/year 24/months (if available)
.00156 MF 66%/61% residual for 24/36 mo $500 incentive
i, what's the MF, residual and lease or loyalty credits (if any) for 2020 honda civic coupe automatic LX, 36/12k zip 33015 thanks, any update december?
i, what's the MF, residual and lease or loyalty credits (if any) for 2020 honda civic coupe automatic LX, 36/12k zip 33015 thanks, any update december?
First, thank you once again for all the great information provided here - I've used this site many times over the years to get good lease deals.
I just signed a lease on a 2020 Honda Civic Sedan EX and I can't seem to reconcile the payment I got vs what I calculate. (It's actually better than I calculate) but I think it has something to do with the taxes.
2020 Honda Civic Sedan EX 3 year lease / 12K miles per year
My Calculations MSRP Including $930 Dest = $24,630 Down Payment (Cap Cost Reduction) (From Contract) = $428 Net Captialized Cost $21,469 Money Factor .00126 Residual 61% Base Payment = $179 per month + Interest = $46 per month + NJ Sales Tax = $16 per month = Total Payment with Tax = $241
I gave total $1500 out of pocket. Contract appears to say $428 went towards cap cost reduction and all else went to fees (First Month Payment $225, Doc Fee $599, Registration Fee $229.50, Tire Tax $7.50, Online Fee? $11.44) = $1,500 out of pocket
However, the actual monthly payment is $225 and I can't figure out why.
In my 'itemization of gross capitalized cost' it says Agreed upon value of car = $20,736.23 + Sales/Upfront/Other Tax = $565.50 Acquisition Fee = 595.00
So they rolled the acquisition fee in rather than using my out of pocket on that, but what is that "Sales/Upfront/Other Tax?" Did I pay the tax upfront but then roll it into the payment. I don't see how the payment is $225 unless I exclude the tax portion of my calculation and just take my calculated base rate of $179 per month and add the interest payment of $46 per month, then that = $225 per month. It doesn't really matter to me because the payment is what I calculate is should be at the end of the day I just really want to understand all the ins and out of what they do.
First, thank you once again for all the great information provided here - I've used this site many times over the years to get good lease deals.
I just signed a lease on a 2020 Honda Civic Sedan EX and I can't seem to reconcile the payment I got vs what I calculate. (It's actually better than I calculate) but I think it has something to do with the taxes.
2020 Honda Civic Sedan EX 3 year lease / 12K miles per year
My Calculations MSRP Including $930 Dest = $24,630 Down Payment (Cap Cost Reduction) (From Contract) = $428 Net Captialized Cost $21,469 Money Factor .00126 Residual 61% Base Payment = $179 per month + Interest = $46 per month + NJ Sales Tax = $16 per month = Total Payment with Tax = $241
I gave total $1500 out of pocket. Contract appears to say $428 went towards cap cost reduction and all else went to fees (First Month Payment $225, Doc Fee $599, Registration Fee $229.50, Tire Tax $7.50, Online Fee? $11.44) = $1,500 out of pocket
However, the actual monthly payment is $225 and I can't figure out why.
In my 'itemization of gross capitalized cost' it says Agreed upon value of car = $20,736.23 + Sales/Upfront/Other Tax = $565.50 Acquisition Fee = 595.00
So they rolled the acquisition fee in rather than using my out of pocket on that, but what is that "Sales/Upfront/Other Tax?" Did I pay the tax upfront but then roll it into the payment. I don't see how the payment is $225 unless I exclude the tax portion of my calculation and just take my calculated base rate of $179 per month and add the interest payment of $46 per month, then that = $225 per month. It doesn't really matter to me because the payment is what I calculate is should be at the end of the day I just really want to understand all the ins and out of what they do.
Hope that makes sense.
NJ sales tax is paid upfront. Since you didn't pay it upfront, it is in the NET CAP cost. When you calculate a monthly amount, and add it to the payment, you are effectively doubling the sales tax.
First, thank you once again for all the great information provided here - I've used this site many times over the years to get good lease deals.
I just signed a lease on a 2020 Honda Civic Sedan EX and I can't seem to reconcile the payment I got vs what I calculate. (It's actually better than I calculate) but I think it has something to do with the taxes.
2020 Honda Civic Sedan EX 3 year lease / 12K miles per year
My Calculations MSRP Including $930 Dest = $24,630 Down Payment (Cap Cost Reduction) (From Contract) = $428 Net Captialized Cost $21,469 Money Factor .00126 Residual 61% Base Payment = $179 per month + Interest = $46 per month + NJ Sales Tax = $16 per month = Total Payment with Tax = $241
I gave total $1500 out of pocket. Contract appears to say $428 went towards cap cost reduction and all else went to fees (First Month Payment $225, Doc Fee $599, Registration Fee $229.50, Tire Tax $7.50, Online Fee? $11.44) = $1,500 out of pocket
However, the actual monthly payment is $225 and I can't figure out why.
In my 'itemization of gross capitalized cost' it says Agreed upon value of car = $20,736.23 + Sales/Upfront/Other Tax = $565.50 Acquisition Fee = 595.00
So they rolled the acquisition fee in rather than using my out of pocket on that, but what is that "Sales/Upfront/Other Tax?" Did I pay the tax upfront but then roll it into the payment. I don't see how the payment is $225 unless I exclude the tax portion of my calculation and just take my calculated base rate of $179 per month and add the interest payment of $46 per month, then that = $225 per month. It doesn't really matter to me because the payment is what I calculate is should be at the end of the day I just really want to understand all the ins and out of what they do.
Hope that makes sense.
NJ sales tax is paid upfront. Since you didn't pay it upfront, it is in the NET CAP cost. When you calculate a monthly amount, and add it to the payment, you are effectively doubling the sales tax.
Thank you. How do I calculate the tax. Not on the total price of the car it seems but on the depreciation portion?
First, thank you once again for all the great information provided here - I've used this site many times over the years to get good lease deals.
I just signed a lease on a 2020 Honda Civic Sedan EX and I can't seem to reconcile the payment I got vs what I calculate. (It's actually better than I calculate) but I think it has something to do with the taxes.
2020 Honda Civic Sedan EX 3 year lease / 12K miles per year
My Calculations MSRP Including $930 Dest = $24,630 Down Payment (Cap Cost Reduction) (From Contract) = $428 Net Captialized Cost $21,469 Money Factor .00126 Residual 61% Base Payment = $179 per month + Interest = $46 per month + NJ Sales Tax = $16 per month = Total Payment with Tax = $241
I gave total $1500 out of pocket. Contract appears to say $428 went towards cap cost reduction and all else went to fees (First Month Payment $225, Doc Fee $599, Registration Fee $229.50, Tire Tax $7.50, Online Fee? $11.44) = $1,500 out of pocket
However, the actual monthly payment is $225 and I can't figure out why.
In my 'itemization of gross capitalized cost' it says Agreed upon value of car = $20,736.23 + Sales/Upfront/Other Tax = $565.50 Acquisition Fee = 595.00
So they rolled the acquisition fee in rather than using my out of pocket on that, but what is that "Sales/Upfront/Other Tax?" Did I pay the tax upfront but then roll it into the payment. I don't see how the payment is $225 unless I exclude the tax portion of my calculation and just take my calculated base rate of $179 per month and add the interest payment of $46 per month, then that = $225 per month. It doesn't really matter to me because the payment is what I calculate is should be at the end of the day I just really want to understand all the ins and out of what they do.
Hope that makes sense.
NJ sales tax is paid upfront. Since you didn't pay it upfront, it is in the NET CAP cost. When you calculate a monthly amount, and add it to the payment, you are effectively doubling the sales tax.
Thank you. How do I calculate the tax. Not on the total price of the car it seems but on the depreciation portion?
Calculate the payment without tax. Then multiply the sum of payments X tax rate. Take that amount, add it to the NET CAP, then re-calculate.
But, if they've given you the NET CAP, the dealer has already added the tax into that amount.
36/15 or whatever the highest mileage Honda offers. I drive 22,000+ miles a year.
Money Factor and Residual 333326.
Any incentives?
Thank you!
Why lease at 15K/yr, if you drive 22K/yr?
15k is the most many manufacturers will do and then I pay the additional 7,000 miles a year at the $0.15 or $0.20 and add on to the monthly payment.
Think I’m better off just buying the Honda?
If I drove that much, I'd buy... especially with a Honda, that has pretty good resale.
36/15 .00126 MF and 62% residual $500 incentive
Pretty sure that you can contract for mileage upfront with Honda for a residual reduction of just $0.10 per mile.
If you went for 20K/yr, that would be 15K additional miles, or a residual reduction of $1500. That will add about $42/mo to the payment. Pay as you go, and that will reduce the big bill at the end of lease.
36/15 or whatever the highest mileage Honda offers. I drive 22,000+ miles a year.
Money Factor and Residual 333326.
Any incentives?
Thank you!
Why lease at 15K/yr, if you drive 22K/yr?
15k is the most many manufacturers will do and then I pay the additional 7,000 miles a year at the $0.15 or $0.20 and add on to the monthly payment.
Think I’m better off just buying the Honda?
If I drove that much, I'd buy... especially with a Honda, that has pretty good resale.
36/15 .00126 MF and 62% residual $500 incentive
Pretty sure that you can contract for mileage upfront with Honda for a residual reduction of just $0.10 per mile.
If you went for 20K/yr, that would be 15K additional miles, or a residual reduction of $1500. That will add about $42/mo to the payment. Pay as you go, and that will reduce the big bill at the end of lease.
Thanks for letting me know about this new forum. Would you happen to have the MF, R and any incentives for the 2020 Hatchback Sport (CVT)? 36/12K 36/15K
Looking for MF/res on a 2020 Si sedan (manual), 36/15k, zip is 92346. If I could also get the numbers for a Sport 6 speed hatchback under the same conditions that would be terrific. Thanks!
Thanks for letting me know about this new forum. Would you happen to have the MF, R and any incentives for the 2020 Hatchback Sport (CVT)? 36/12K 36/15K
Looking for MF/res on a 2020 Si sedan (manual), 36/15k, zip is 92346. If I could also get the numbers for a Sport 6 speed hatchback under the same conditions that would be terrific. Thanks!
Comments
66%/61% residual for 24/36 mo
$500 incentive
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$1000 incentive
They are only showing .00126 MF on your deal.
Not sure how they are doing that, but the math is correct, using that MF
Using the money factor I have, the payment would be $11.50/mo. higher.
Nothing wrong with any of the charges on that deal. Looks pretty good.
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$1000 incentive
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$500 incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$500 incentive
69%/62% residual
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First, thank you once again for all the great information provided here - I've used this site many times over the years to get good lease deals.
I just signed a lease on a 2020 Honda Civic Sedan EX and I can't seem to reconcile the payment I got vs what I calculate. (It's actually better than I calculate) but I think it has something to do with the taxes.
2020 Honda Civic Sedan EX
3 year lease / 12K miles per year
My Calculations
MSRP Including $930 Dest = $24,630
Down Payment (Cap Cost Reduction) (From Contract) = $428
Net Captialized Cost $21,469
Money Factor .00126
Residual 61%
Base Payment = $179 per month +
Interest = $46 per month +
NJ Sales Tax = $16 per month =
Total Payment with Tax = $241
I gave total $1500 out of pocket. Contract appears to say $428 went towards cap cost reduction and all else went to fees (First Month Payment $225, Doc Fee $599, Registration Fee $229.50, Tire Tax $7.50, Online Fee? $11.44) = $1,500 out of pocket
However, the actual monthly payment is $225 and I can't figure out why.
In my 'itemization of gross capitalized cost' it says
Agreed upon value of car = $20,736.23 +
Sales/Upfront/Other Tax = $565.50
Acquisition Fee = 595.00
So they rolled the acquisition fee in rather than using my out of pocket on that, but what is that "Sales/Upfront/Other Tax?" Did I pay the tax upfront but then roll it into the payment. I don't see how the payment is $225 unless I exclude the tax portion of my calculation and just take my calculated base rate of $179 per month and add the interest payment of $46 per month, then that = $225 per month.
It doesn't really matter to me because the payment is what I calculate is should be at the end of the day I just really want to understand all the ins and out of what they do.
Hope that makes sense.
Since you didn't pay it upfront, it is in the NET CAP cost.
When you calculate a monthly amount, and add it to the payment, you are effectively doubling the sales tax.
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How do I calculate the tax. Not on the total price of the car it seems but on the depreciation portion?
But, if they've given you the NET CAP, the dealer has already added the tax into that amount.
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Thanks!
$500 incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Zip code: 11772
HB Sport - 62% and $1000 incentive
Si Coupe - 63% and $500
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$500 incentive
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LX: 60% residual. $1000 incentive
EX: 61% residual. $500 incentive
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Can you tell me MF, RV, and any incentives for:
2020 Civic Sedan EX
36/12K
87109 (NM).
Thanks!
$500 incentive
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks again!
Msrp: $25,490
36/15 or whatever the highest mileage Honda offers. I drive 22,000+ miles a year.
Money Factor and Residual 333326.
Any incentives?
Thank you!
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Think I’m better off just buying the Honda?
36/15
.00126 MF and 62% residual
$500 incentive
Pretty sure that you can contract for mileage upfront with Honda for a residual reduction of just $0.10 per mile.
If you went for 20K/yr, that would be 15K additional miles, or a residual reduction of $1500. That will add about $42/mo to the payment. Pay as you go, and that will reduce the big bill at the end of lease.
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Can you please provide MF, R and incentives for 2020 Honda Civic Hatchback EX 36/12 in 08540.
Thank you.
$1000 incentive
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Si: 62% residual. $500 incentive
Hatch: 60% residual. $1000 incentive
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.00126 MF and 60% residual
$500 incentive
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61%/60%/58% residual
$500 incentive
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Zip 92618
36/12k
MF: 0.00126, RV: 62%
MSRP 23,180, Negotiated sell price: 19,250 w/ $500 incentive
$0 down,
$214 pre-tax monthly payment,
$231 w/ tax.
Why do you want us to rate a deal, after you are done?
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$500 incentive
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I just wanted to know if I got a good deal since it's my first car and first time negotiating.
Enjoy the new Civic!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige