2020 Honda Civic Lease Deals and Prices

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  • bcellbcell Member Posts: 3
    2020 Civic hatchback ex in NY
    36/12
    1500 down
    229@35 months
    All weather mats
    2 years maintenance (oil changes)

    That was best I got between 6 dealers (3 were on phone).

    Net cap cost was 22,086.64

  • kyfdxkyfdx Moderator Posts: 268,691
    bcell said:

    2020 Civic hatchback ex in NY
    36/12
    1500 down
    229@35 months
    All weather mats
    2 years maintenance (oil changes)

    That was best I got between 6 dealers (3 were on phone).

    Net cap cost was 22,086.64

    Congrats! Thanks for the report.

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  • tocnewjerseytocnewjersey Member Posts: 4
    Hello everyone...I'm in quite a terrible situation with my trade in. It needs more work than what it's worth and I'm very VERY upside down (with issues it's worth $3,000 and I owe $11,370). So to get out of it, I'm planning a lease so it basically wipes the negative equity away when the lease is up. However, the dealer knows this, and I feel this is not a great deal. Can anyone evaluate for me? Also, can you please advise the residual/money factor and any incentives for a Civic Sport Sedan, 36/12k. Zip is 08234.

    My current offer:

    2020 Civic Sport Sedan
    "Market Value Selling Price" - $23,180
    Discount - $1,595
    Adjusted Price - $21,585
    "pro-pack?" - $490
    Resist All? - $405
    Total Purchase Price - $22,480
    Trade Allowance - $3,000
    Trade Difference - $19,480
    Doc Fee? - $487
    Tax - $560.42
    Acquisition Fee - $595
    Tire Fee - $7.50
    MVP Fee - $6.90
    Registration One Pay - $300
    Net Price - $21,436.82
    Trade Payoff - $11,370
    Balance - $32,806.82
    Residual Value - $14,603.40
    10k Miles for 36 months
    Downpayment - $500
    Monthly Lease Payment - $550

    I've never seen so many fees in my life....I'm assuming this is terrible? Any help is extremely appreciated.

    Thank you,
    -TOC

  • kyfdxkyfdx Moderator Posts: 268,691
    tocnewjersey said:

    Hello everyone...I'm in quite a terrible situation with my trade in. It needs more work than what it's worth and I'm very VERY upside down (with issues it's worth $3,000 and I owe $11,370). So to get out of it, I'm planning a lease so it basically wipes the negative equity away when the lease is up. However, the dealer knows this, and I feel this is not a great deal. Can anyone evaluate for me? Also, can you please advise the residual/money factor and any incentives for a Civic Sport Sedan, 36/12k. Zip is 08234.

    My current offer:

    2020 Civic Sport Sedan
    "Market Value Selling Price" - $23,180
    Discount - $1,595
    Adjusted Price - $21,585
    "pro-pack?" - $490
    Resist All? - $405
    Total Purchase Price - $22,480
    Trade Allowance - $3,000
    Trade Difference - $19,480
    Doc Fee? - $487
    Tax - $560.42
    Acquisition Fee - $595
    Tire Fee - $7.50
    MVP Fee - $6.90
    Registration One Pay - $300
    Net Price - $21,436.82
    Trade Payoff - $11,370
    Balance - $32,806.82
    Residual Value - $14,603.40
    10k Miles for 36 months
    Downpayment - $500
    Monthly Lease Payment - $550

    I've never seen so many fees in my life....I'm assuming this is terrible? Any help is extremely appreciated.

    Thank you,
    -TOC

    Doc fee, propack and resistall are useless add-ons.
    The garbage fees are adding about $40/mo.

    The calculated payment is correct.

    Are you sure your car is only worth $3000?

    I think I might fix it. You are paying for it, either way.

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  • tocnewjerseytocnewjersey Member Posts: 4
    kyfdx said:

    <

    Doc fee, propack and resistall are useless add-ons.
    The garbage fees are adding about $40/mo.

    The calculated payment is correct.

    Are you sure your car is only worth $3000?

    I think I might fix it. You are paying for it, either way.

    Unfortunately quote to fix the car (bmw 3 series) is over $5k...

  • kyfdxkyfdx Moderator Posts: 268,691
    tocnewjersey said:

    kyfdx said:

    <

    Doc fee, propack and resistall are useless add-ons.
    The garbage fees are adding about $40/mo.

    The calculated payment is correct.

    Are you sure your car is only worth $3000?

    I think I might fix it. You are paying for it, either way.

    Unfortunately quote to fix the car (bmw 3 series) is over $5k...

    $5K to have a car to drive... Or, $8370 to walk away?

    I'd fix it..

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  • shuapercyshuapercy Member Posts: 4
    I'm at the dealership. I'm working out a lease agreement. I need some advice on if this is a good deal and if they put any useless stuff on.

    2020 Honda Civic Hatchback EX-L

    MSRP: $26280
    Discount: $3280
    Adjusted price: $23000
    Wheel lock and splash guards: $289
    Total purchase: $23,289

    Dealer service Fee: $999
    Tag agency Fee: $85
    Electronic Filing Fee: $199.75
    Rental Surcharge-upfront: $60
    Tax: $94
    Acquisition Fee: $595

    Balance: $25330
  • CalvinnxCalvinnx Member Posts: 1
    edited January 2020
    Hi,
    If anyone could help me know the money factor, residual and incentives on a 2020 Civic Hatchback Sport CVT 36/12000 in the 11367 area, it would be greatly appreciated
  • shuapercyshuapercy Member Posts: 4
    If you have a credit score of 660ish in Florida 33411, what would your Money Factor average out to?
  • MichaellMichaell Moderator Posts: 265,836
    shuapercy said:

    I'm at the dealership. I'm working out a lease agreement. I need some advice on if this is a good deal and if they put any useless stuff on.

    2020 Honda Civic Hatchback EX-L

    MSRP: $26280
    Discount: $3280
    Adjusted price: $23000
    Wheel lock and splash guards: $289
    Total purchase: $23,289

    Dealer service Fee: $999
    Tag agency Fee: $85
    Electronic Filing Fee: $199.75
    Rental Surcharge-upfront: $60
    Tax: $94
    Acquisition Fee: $595

    Balance: $25330

    Florida? Please confirm the ZIP code for us.

    Lease term and miles per year?

    What payment were you quoted?

    How much is due at signing?

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  • MichaellMichaell Moderator Posts: 265,836
    Calvinnx said:

    Hi,
    If anyone could help me know the money factor, residual and incentives on a 2020 Civic Hatchback Sport CVT 36/12000 in the 11367 area, it would be greatly appreciated

    .00126 and 62%
    $1000 incentive

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  • MichaellMichaell Moderator Posts: 265,836
    shuapercy said:

    If you have a credit score of 660ish in Florida 33411, what would your Money Factor average out to?

    660 is the threshold between the best MF and the worst MF - do you know your exact score?

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  • shuapercyshuapercy Member Posts: 4
    Yes. 33411 Florida. It's a 36/12. I was quoted $335 per month which includes all the dealership fees with 0 money down and a money factor of .00126, assuming I have perfect credit (mine's at about 660).

    I didn't have them run my credit yet because I knew it would go down when they do. I didn't want to do that until I was sure this was a good deal. Is it? What do you think? That dealer service fee seems fishy to me.

    Btw, thank you!
    Michaell said:

    shuapercy said:

    I'm at the dealership. I'm working out a lease agreement. I need some advice on if this is a good deal and if they put any useless stuff on.

    2020 Honda Civic Hatchback EX-L

    MSRP: $26280
    Discount: $3280
    Adjusted price: $23000
    Wheel lock and splash guards: $289
    Total purchase: $23,289

    Dealer service Fee: $999
    Tag agency Fee: $85
    Electronic Filing Fee: $199.75
    Rental Surcharge-upfront: $60
    Tax: $94
    Acquisition Fee: $595

    Balance: $25330

    Florida? Please confirm the ZIP code for us.

    Lease term and miles per year?

    What payment were you quoted?

    How much is due at signing?
  • MichaellMichaell Moderator Posts: 265,836
    shuapercy said:

    Yes. 33411 Florida. It's a 36/12. I was quoted $335 per month which includes all the dealership fees with 0 money down and a money factor of .00126, assuming I have perfect credit (mine's at about 660).

    I didn't have them run my credit yet because I knew it would go down when they do. I didn't want to do that until I was sure this was a good deal. Is it? What do you think? That dealer service fee seems fishy to me.

    Btw, thank you!


    Michaell said:

    shuapercy said:

    I'm at the dealership. I'm working out a lease agreement. I need some advice on if this is a good deal and if they put any useless stuff on.

    2020 Honda Civic Hatchback EX-L

    MSRP: $26280
    Discount: $3280
    Adjusted price: $23000
    Wheel lock and splash guards: $289
    Total purchase: $23,289

    Dealer service Fee: $999
    Tag agency Fee: $85
    Electronic Filing Fee: $199.75
    Rental Surcharge-upfront: $60
    Tax: $94
    Acquisition Fee: $595

    Balance: $25330

    Florida? Please confirm the ZIP code for us.

    Lease term and miles per year?

    What payment were you quoted?

    How much is due at signing?
    $0 down, not even first payment due when you sign the paperwork?

    The dealer fee is a killer (hello, Florida!)

    .00126 and 59%
    $1000 incentive

    If I add the fees to the purchase price, I get $324/mo plus tax.

    If it is truly 'sign and drive', $335/mo with tax is not bad.

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  • sanyfreemansanyfreeman Member Posts: 2
    Hello! Can I please get the MF/Residual and incentives for the 2020 Civic Sedan LX CVT for 36m/36K miles @ Zip Code 20190. I also qualify for recent grad incentive.
  • kyfdxkyfdx Moderator Posts: 268,691
    sanyfreeman said:

    Hello! Can I please get the MF/Residual and incentives for the 2020 Civic Sedan LX CVT for 36m/36K miles @ Zip Code 20190. I also qualify for recent grad incentive.

    .00202 MF and 60% residual
    $1000 incentive

    No info on Grad incentives

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  • ImkayingImkaying Member Posts: 2
    Hello! Can I please get the MF/Residual and incentives for the 2020 Civic Sedan Sport for 36m/36K miles @ Zip Code 11435.

    Thank you!!
  • MichaellMichaell Moderator Posts: 265,836
    Imkaying said:

    Hello! Can I please get the MF/Residual and incentives for the 2020 Civic Sedan Sport for 36m/36K miles @ Zip Code 11435.

    Thank you!!

    .00126 and 62%
    $500 incentive

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  • kbeeshkbeesh Member Posts: 5
    MF/RESIDUAL/INCENTIVES this month for a 2020 CIVIC SI COUPE? 36 MONTHS/12k
  • dmoran88dmoran88 Member Posts: 17
    Can I get MF/RV and incentives on a 2020 Civic EX Sedan in 43026?
  • dmoran88dmoran88 Member Posts: 17
    dmoran88 said:

    Can I get MF/RV and incentives on a 2020 Civic EX Sedan in 43026?

    36M/12K
  • kyfdxkyfdx Moderator Posts: 268,691
    kbeesh said:

    MF/RESIDUAL/INCENTIVES this month for a 2020 CIVIC SI COUPE? 36 MONTHS/12k

    What is your location?

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  • kyfdxkyfdx Moderator Posts: 268,691
    dmoran88 said:

    dmoran88 said:

    Can I get MF/RV and incentives on a 2020 Civic EX Sedan in 43026?

    36M/12K
    .00126 MF and 61% residual
    $500 incentive

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  • KuanhaoKuanhao Member Posts: 13
    Do you have the MF and RV for a Civic Hatchback EX 36/12 Zip 11365
  • kyfdxkyfdx Moderator Posts: 268,691
    Kuanhao said:

    Do you have the MF and RV for a Civic Hatchback EX 36/12 Zip 11365

    .00126 MF and 62% residual
    $1000 incentive

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  • oxymoron1629oxymoron1629 Member Posts: 5
    edited January 2020
    Would anyone be able to tell me what the money factor and residual will be on a 2020 Honda Civic EX 36/12 in zip code 08873, would be? Thank you.
  • Steph_HennySteph_Henny Member Posts: 2
    Good afternoon. Can someone please share the money factor and residual on 2020 Civic SI sedan 36/15k, zip 91362?
  • MichaellMichaell Moderator Posts: 265,836
    oxymoron1629 said:

    Would anyone be able to tell me what the money factor and residual will be on a 2020 Honda Civic EX 36/12 in zip code 08873, would be? Thank you.

    What body style?

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  • MichaellMichaell Moderator Posts: 265,836
    Steph_Henny said:

    Good afternoon. Can someone please share the money factor and residual on 2020 Civic SI sedan 36/15k, zip 91362?

    .00126 and 62%
    $500 incentive

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  • B_a_g_g_e_rB_a_g_g_e_r Member Posts: 1
    edited January 2020
    Looking for the MF and residual for the 2020 Si sedan as well. 36mo/10k or 12k near 43567. Thank you.
  • oxymoron1629oxymoron1629 Member Posts: 5
    Michaell said:

    oxymoron1629 said:

    Would anyone be able to tell me what the money factor and residual will be on a 2020 Honda Civic EX 36/12 in zip code 08873, would be? Thank you.

    What body style?
    Apologies. The sedan.
  • kyfdxkyfdx Moderator Posts: 268,691
    B_a_g_g_e_r said:

    Looking for the MF and residual for the 2020 Si sedan as well. 36mo/10k or 12k near 43567. Thank you.

    36/12
    .00126 MF and 64% residual
    $500 incentive

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  • kyfdxkyfdx Moderator Posts: 268,691
    oxymoron1629 said:

    Michaell said:

    oxymoron1629 said:

    Would anyone be able to tell me what the money factor and residual will be on a 2020 Honda Civic EX 36/12 in zip code 08873, would be? Thank you.

    What body style?
    Apologies. The sedan.
    .00126 MF and 61% residual
    $500 incentive

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  • PJRJ25PJRJ25 Member Posts: 6
    Hello. Can I get residual and MF on a 2020 Civic Ex-L 4-dr sedan in 03063? Looking at 36/12.

    Thank you.
  • MichaellMichaell Moderator Posts: 265,836
    PJRJ25 said:

    Hello. Can I get residual and MF on a 2020 Civic Ex-L 4-dr sedan in 03063? Looking at 36/12.

    Thank you.

    .00126 and 60%
    $500 incentive

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  • PJRJ25PJRJ25 Member Posts: 6
    Michaell said:

    PJRJ25 said:

    Hello. Can I get residual and MF on a 2020 Civic Ex-L 4-dr sedan in 03063? Looking at 36/12.

    Thank you.

    .00126 and 60%
    $500 incentive
    Thank you!
  • kbeeshkbeesh Member Posts: 5
    MF/RESIDUAL/INCENTIVES this month for a 2020 CIVIC SI COUPE? 36 MONTHS/12k ZIP CODE: 06032- ALSO WHAT IS DIFFERENCE BETWEEN SI COUPE AND SEDAN RESIDUAL %
  • randomcactusrandomcactus Member Posts: 4
    How about the MF, residual on a 2020 Civic LX 4DR CVT for zip code 53005? Thanks a bunch for all of your help!
  • randomcactusrandomcactus Member Posts: 4
    randomcactus said:

    How about the MF, residual on a 2020 Civic LX 4DR CVT for zip code 53005? Thanks a bunch for all of your help!

    Oh derp ... I forgot to mention I'm asking about a 36/12 lease.
  • kyfdxkyfdx Moderator Posts: 268,691
    kbeesh said:

    MF/RESIDUAL/INCENTIVES this month for a 2020 CIVIC SI COUPE? 36 MONTHS/12k ZIP CODE: 06032- ALSO WHAT IS DIFFERENCE BETWEEN SI COUPE AND SEDAN RESIDUAL %

    .00126 MF
    63%/64% residual for Coupe/Sedan

    $500 incentive

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  • kyfdxkyfdx Moderator Posts: 268,691
    randomcactus said:

    randomcactus said:

    How about the MF, residual on a 2020 Civic LX 4DR CVT for zip code 53005? Thanks a bunch for all of your help!

    Oh derp ... I forgot to mention I'm asking about a 36/12 lease.
    .00126 MF and 60% residual
    $1000 incentive

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  • albautoleaseralbautoleaser Member Posts: 31
    May I please have the MF and residual on a 2020 Civic LX 4DR CVT 36/12 for zip code 11415?
  • kyfdxkyfdx Moderator Posts: 268,691
    albautoleaser said:

    May I please have the MF and residual on a 2020 Civic LX 4DR CVT 36/12 for zip code 11415?

    .00126 MF and 60% residual
    $1000 incentive

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  • jp07485jp07485 Member Posts: 17
    Hi, could I please get the MF, RV and incentives for the Civic Sedan EX 36/12 in zip 11703? Thank you!
  • jp07485jp07485 Member Posts: 17
    I’m sorry, didn’t specify but is it possible to obtain this for both the 2019 and 2020 models?
    jp07485 said:

    Hi, could I please get the MF, RV and incentives for the Civic Sedan EX 36/12 in zip 11703? Thank you!

  • 96eclipse96eclipse Member Posts: 23
    Hey
    May I please have MF, RV plus incentives
    2019/20
    Honda Civic sedan Ex/Ex-L
    36/15k
    Currently have a 2017 Civic I have to return.
    Credit 650 (what tier would I fall on)
    07095 NJ
    Thanks in advance
  • kyfdxkyfdx Moderator Posts: 268,691
    jp07485 said:

    I’m sorry, didn’t specify but is it possible to obtain this for both the 2019 and 2020 models?

    jp07485 said:

    Hi, could I please get the MF, RV and incentives for the Civic Sedan EX 36/12 in zip 11703? Thank you!

    2020
    .00126 MF and 61% residual
    $500 incentive

    Please post 2019 model questions, here:
    https://forums.edmunds.com/discussion/53152/honda/civic/2019-honda-civic-lease-deals-and-prices#latest

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  • kyfdxkyfdx Moderator Posts: 268,691
    96eclipse said:

    Hey
    May I please have MF, RV plus incentives
    2019/20
    Honda Civic sedan Ex/Ex-L
    36/15k
    Currently have a 2017 Civic I have to return.
    Credit 650 (what tier would I fall on)
    07095 NJ
    Thanks in advance

    2020
    .00126 MF
    59%/58% residual for EX/EXL
    $500 incentive

    650 = Tier 9 = .00156 MF


    Please post 2019 model questions, here:
    https://forums.edmunds.com/discussion/53152/honda/civic/2019-honda-civic-lease-deals-and-prices#latest

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  • tssiddiquitssiddiqui Member Posts: 1
    Hi Can I get MF and RV for Civic Si Coupe and Civic Ex? 36/15 zip: 75062
  • ccomer98ccomer98 Member Posts: 10
    Hello, may I have January lease data and any incentives on 2020 Civic in 68135? Sedan LX, Sport and EX please 36/12. Thank you!
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