2021 BMW X5 Lease Deals and Prices

chrisch70

Michaell said:

chrisch70 said:

kyfdx said:

chrisch70 said:

any comments on this deal for a 2021 Xe45 in MD?

MSRP/Retail $74,845.00
Total Savings + Rebates $6,990.00
Selling Price $69,355.00
Government Fee $320.00
Proc/Doc Fee $499.00
Capitalized Taxes $4,191.24
Gross Cap Cost $75,290.24
Cap Cost Reduction $1,500.00
Adjusted Cap Cost $73,790.24
Monthly payment by Customer $1,066.38

MSRP includes destination charge. Lease is 36/12. They use MF of 0.00122, which I believe is marked up? Last months it was at 0.00082, if I am correct. Cap cost reduction is probably loyalty bonus of $1,500, which is also included in the "Total savings + Rebates" line.

Is this a good deal? MF seems marked up but probably a trade off for the savings off MSRP, which I don't have seen that much for the Hybrid...

Yes, the MF is marked up..

I'd want to know how much of the "total savings" is rebate, and how much is discount.

MSRP savings are $4990 plus $1500 Loyalty and $500 lease cash. How does this deal compare? Thanks!

Someone's calculator seems to be on the fritz - $74,485 less $6990 is $67,895, not $69,355.

Start by squaring away those numbers, and insist on the base MF.

I think they have mixed a few parts together in the quote. MSRP is 74,845 (includes destination) minus $5,490 discount followed by a reduction of $1,000 loyalty and $500 cash as both are taxed. Does that makes more sense?

Yes, MF is marked up and my goal is to get to 999 with essential zero out of pocket (essentially all rolled up into the monthly payment.

Thoughts on the deal? Getting off 7.3% of MRSP before loyalty and cash incentive is certainly better than a local competitive quote I received...

Spencer35

Hello, looking for new December MF, Residual, Incentives, loyalty, etc on a 2021 X5 s40 36/12 zip 91302

mlevine

Here is my opinion on X5 deals. I test drove one today. They gave me lease numbers and I was very cordial and smiled. On a 66,975 MRSP they wanted $2500 down and $906 a month. 36 month at 12K a year. The discount of course was off MRSP which basically means they were giving me the vehicle a little above invoice. All rebates available were included. Then gave me another $2500 off, but I was giving it back on $2500 down. There is a dealer fee of $799 and marked up acquisition fee for an extra $300. There money factor was not on print out but suspect was marked up. Bottom line is terrible deal. If you follow the numbers one knows what is going on. There is also the COVID-19 speech they give about inventory. What I am going to do is wait towards the end of the month and then say lets make a deal.

Michaell

chrisch70 said:

Michaell said:

chrisch70 said:

kyfdx said:

chrisch70 said:

any comments on this deal for a 2021 Xe45 in MD?

MSRP/Retail $74,845.00
Total Savings + Rebates $6,990.00
Selling Price $69,355.00
Government Fee $320.00
Proc/Doc Fee $499.00
Capitalized Taxes $4,191.24
Gross Cap Cost $75,290.24
Cap Cost Reduction $1,500.00
Adjusted Cap Cost $73,790.24
Monthly payment by Customer $1,066.38

MSRP includes destination charge. Lease is 36/12. They use MF of 0.00122, which I believe is marked up? Last months it was at 0.00082, if I am correct. Cap cost reduction is probably loyalty bonus of $1,500, which is also included in the "Total savings + Rebates" line.

Is this a good deal? MF seems marked up but probably a trade off for the savings off MSRP, which I don't have seen that much for the Hybrid...

Yes, the MF is marked up..

I'd want to know how much of the "total savings" is rebate, and how much is discount.

MSRP savings are $4990 plus $1500 Loyalty and $500 lease cash. How does this deal compare? Thanks!

Someone's calculator seems to be on the fritz - $74,485 less $6990 is $67,895, not $69,355.

Start by squaring away those numbers, and insist on the base MF.

I think they have mixed a few parts together in the quote. MSRP is 74,845 (includes destination) minus $5,490 discount followed by a reduction of $1,000 loyalty and $500 cash as both are taxed. Does that makes more sense?

Yes, MF is marked up and my goal is to get to 999 with essential zero out of pocket (essentially all rolled up into the monthly payment.

Thoughts on the deal? Getting off 7.3% of MRSP before loyalty and cash incentive is certainly better than a local competitive quote I received...

That's a decent discount from sticker; I'd recommend getting the dealer to share a screenshot of their worksheet to we can review all the numbers.

bamabuckeye3

73118
X5 45e
36/10
base MF and residual

Finance rates 60 months

Any incentives

Thanks.

kyfdx

Spencer35 said:

Hello, looking for new December MF, Residual, Incentives, loyalty, etc on a 2021 X5 s40 36/12 zip 91302

.00082 MF and 54% residual
$500 lease credit
$1000 loyalty

kyfdx

bamabuckeye3 said:

73118
X5 45e
36/10
base MF and residual

Finance rates 60 months

Any incentives

Thanks.

Lease
.00082 MF and 55% residual
$500 lease credit

Finance
1.90% APR up to 60 months
There are likely BMW to dealer incentives w/finance, but I don't have them for the 45e

littlehuman

Hi, could you please share the base MF, RV, and any incentives (lease to lease and royalty) for 2021 X5 xdrive 40i? Zip is 90020

for 36/10k please.

kyfdx

littlehuman said:

Hi, could you please share the base MF, RV, and any incentives (lease to lease and royalty) for 2021 X5 xdrive 40i? Zip is 90020

for 36/10k please.

.00082 MF and 55% residual
$500 lease credit
$1000 loyalty

JustLookin

Hello! Is it a good deal?
X5 m50i 2021
Msrp 94600 + 950 destination charge
Selling price 86036
Mf 0.00082
36/12k
0 down
2916 due at signing (1st month, acquisition fee, dmv fee, doc fee)
1500 total rebates
1136/month

Michaell

JustLookin said:

Hello! Is it a good deal?
X5 m50i 2021
Msrp 94600 + 950 destination charge
Selling price 86036
Mf 0.00082
36/12k
0 down
2916 due at signing (1st month, acquisition fee, dmv fee, doc fee)
1500 total rebates
1136/month

What is your location?
Are the taxes included in the $1136/mo quote?

JustLookin

Michaell said:

JustLookin said:

Hello! Is it a good deal?
X5 m50i 2021
Msrp 94600 + 950 destination charge
Selling price 86036
Mf 0.00082
36/12k
0 down
2916 due at signing (1st month, acquisition fee, dmv fee, doc fee)
1500 total rebates
1136/month

What is your location?
Are the taxes included in the $1136/mo quote?

NYC. Yeah taxes rolled into mp

Michaell

JustLookin said:

Michaell said:

JustLookin said:

Hello! Is it a good deal?
X5 m50i 2021
Msrp 94600 + 950 destination charge
Selling price 86036
Mf 0.00082
36/12k
0 down
2916 due at signing (1st month, acquisition fee, dmv fee, doc fee)
1500 total rebates
1136/month

What is your location?
Are the taxes included in the $1136/mo quote?

NYC. Yeah taxes rolled into mp

.00082 and 54%
I'd actually pay the taxes up front; due to a quirk in NY laws, if you roll taxes into the payment, the taxes are taxed again.

Instead, roll the acquisition fee and doc fee into the payment, and ask the dealer to provide the adjusted cap cost with those items added in.

JustLookin

Michaell said:

JustLookin said:

Michaell said:

JustLookin said:

Hello! Is it a good deal?
X5 m50i 2021
Msrp 94600 + 950 destination charge
Selling price 86036
Mf 0.00082
36/12k
0 down
2916 due at signing (1st month, acquisition fee, dmv fee, doc fee)
1500 total rebates
1136/month

What is your location?
Are the taxes included in the $1136/mo quote?

NYC. Yeah taxes rolled into mp

.00082 and 54%
I'd actually pay the taxes up front; due to a quirk in NY laws, if you roll taxes into the payment, the taxes are taxed again.

Instead, roll the acquisition fee and doc fee into the payment, and ask the dealer to provide the adjusted cap cost with those items added in.

Oh wow. Thank you! Will talk to dealer Monday to see how it goes. Thanks 🙏

pamfnic

Could you please share the December mf/rv/loyalty & lease incentives for the 2021 xdrive40i 36/10 in 90803? Thank you!

kyfdx

pamfnic said:

Could you please share the December mf/rv/loyalty & lease incentives for the 2021 xdrive40i 36/10 in 90803? Thank you!

.00082 MF and 55% residual
$500 lease credit
$1000 loyalty

viz

What could be considered the best Selling price (% below MSRP) for X5 during this month? Will the discounts be more in January looking at history? Thank you!

Michaell

viz said:

What could be considered the best Selling price (% below MSRP) for X5 during this month? Will the discounts be more in January looking at history? Thank you!

Edmunds pricing tools

nxt200

Hi, I'm working on a deal for a 2021 X5 sDrive40i with M package. MSRP $69,395.
I was able to negotiate a monthly payment of $850 (including tax) with $1500 total drive offs. Based on my calculations, this is a discount of ~$6,500 off MSRP. Zip code is 90046.
Would appreciate your input and opinion.

kyfdx

nxt200 said:

Hi, I'm working on a deal for a 2021 X5 sDrive40i with M package. MSRP $69,395.
I was able to negotiate a monthly payment of $850 (including tax) with $1500 total drive offs. Based on my calculations, this is a discount of ~$6,500 off MSRP. Zip code is 90046.
Would appreciate your input and opinion.

That seems like a reasonable discount for a 2021 model

nxt200

Do you consider this a good deal, or do you think I can get them to discount even more?
Also, do you agree with my estimated discount amount?

kyfdx

nxt200 said:

Do you consider this a good deal, or do you think I can get them to discount even more?
Also, do you agree with my estimated discount amount?

I'm not likely to reverse engineer your offer. Just ask them for the adjusted CAP cost. Why should you have to guess or estimate?

I don't track pricing. You can see everything I see, by looking back through this discussion.

kcorbett78

Hello. I am looking at an X5 xDrive40i w/ Third Row and live in 19312. What are the money factor, residual, and any available incentives. Thanks so much! Currently driving an Audi Q7 so I would not qualify for any Loyalty incentives.

kyfdx

kcorbett78 said:

Hello. I am looking at an X5 xDrive40i w/ Third Row and live in 19312. What are the money factor, residual, and any available incentives. Thanks so much! Currently driving an Audi Q7 so I would not qualify for any Loyalty incentives.

36/15
.00082 MF and 52% residual
$500 lease credit

kcorbett78

kyfdx said:

kcorbett78 said:

Hello. I am looking at an X5 xDrive40i w/ Third Row and live in 19312. What are the money factor, residual, and any available incentives. Thanks so much! Currently driving an Audi Q7 so I would not qualify for any Loyalty incentives.

36/15
.00082 MF and 52% residual
$500 lease credit

Thanks so much for responding! I should have specified 36/12 - how does that impact the MF/residual? Thanks again.

kyfdx

kcorbett78 said:

kyfdx said:

kcorbett78 said:

Hello. I am looking at an X5 xDrive40i w/ Third Row and live in 19312. What are the money factor, residual, and any available incentives. Thanks so much! Currently driving an Audi Q7 so I would not qualify for any Loyalty incentives.

36/15
.00082 MF and 52% residual
$500 lease credit

Thanks so much for responding! I should have specified 36/12 - how does that impact the MF/residual? Thanks again.

+2%

peroz18

nxt200 said:

Do you consider this a good deal, or do you think I can get them to discount even more?
Also, do you agree with my estimated discount amount?

Invoice on the car is $63,743 less $2,500 BMW-to-dealer incentive. I don't know what the doc fee in CA is, but the dealer is making under $2,000 profit on the car... your decision to say if this is a good deal or great deal...

Michaell

peroz18 said:

nxt200 said:

Do you consider this a good deal, or do you think I can get them to discount even more?
Also, do you agree with my estimated discount amount?

Invoice on the car is $63,743 less $2,500 BMW-to-dealer incentive. I don't know what the doc fee in CA is, but the dealer is making under $2,000 profit on the car... your decision to say if this is a good deal or great deal...

Doc fee in CA is capped at $85.

peroz18

Michaell said:

peroz18 said:

nxt200 said:

Do you consider this a good deal, or do you think I can get them to discount even more?
Also, do you agree with my estimated discount amount?

Invoice on the car is $63,743 less $2,500 BMW-to-dealer incentive. I don't know what the doc fee in CA is, but the dealer is making under $2,000 profit on the car... your decision to say if this is a good deal or great deal...

Doc fee in CA is capped at $85.

In that case, IMHO this is a pretty solid deal. Especially during the first week of a month.

RMK6161

What are the current MF/Residual/further incentives on a 2021 X5 xDrive40i, if you are a current X1 leaser owner? Zip Code is 60030. Thanks!

Michaell

RMK6161 said:

What are the current MF/Residual/further incentives on a 2021 X5 xDrive40i, if you are a current X1 leaser owner? Zip Code is 60030. Thanks!

Lease term and mileage?

nytravel

Hi...

For a 2021 X5 xDrive40i...36 month term/10,000 miles per year....11791 zip code...could I please get the latest numbers:

--Residual %
--Money Factor
--Incentives or Rebates
--Lease cash back
--Any thoughts on what a good % off the MSRP is going for these days (before incentives or cash back)?

Thanks for your help!

RMK6161

MF/Residual/further incentives on a 2021 X5 xDrive40i, if you are a current X1 leaser owner? Zip Code is 60030.

Lease term and mileage? - Sorry; 36 months /10K miles a year.

Thanks!

kyfdx

nytravel said:

Hi...

For a 2021 X5 xDrive40i...36 month term/10,000 miles per year....11791 zip code...could I please get the latest numbers:

--Residual %
--Money Factor
--Incentives or Rebates
--Lease cash back
--Any thoughts on what a good % off the MSRP is going for these days (before incentives or cash back)?

Thanks for your help!

.00082 MF and 55% residual
$500 lease credit

Edmunds Price tools

kyfdx

RMK6161 said:

MF/Residual/further incentives on a 2021 X5 xDrive40i, if you are a current X1 leaser owner? Zip Code is 60030.

Lease term and mileage? - Sorry; 36 months /10K miles a year.

Thanks!

.00082 MF and 55% residual
$500 lease credit
$1000 loyalty

nytravel

kyfdx said:

nytravel said:

Hi...

For a 2021 X5 xDrive40i...36 month term/10,000 miles per year....11791 zip code...could I please get the latest numbers:

--Residual %
--Money Factor
--Incentives or Rebates
--Lease cash back
--Any thoughts on what a good % off the MSRP is going for these days (before incentives or cash back)?

Thanks for your help!

.00082 MF and 55% residual
$500 lease credit

Edmunds Price tools

Thank you for your response!...

1 quick addendum...I left out that I am a current lessee of a 2018 X5...can I assume the $1,000 loyalty credit would apply to me as well (you've quoted it in other responses)?

broklee

Hi can i get the MF and residual for 2021 x5 both the Xdrive40 and also the hybrid?
zip is NYC
36/10k

thanks

Michaell

nytravel said:

kyfdx said:

nytravel said:

Hi...

For a 2021 X5 xDrive40i...36 month term/10,000 miles per year....11791 zip code...could I please get the latest numbers:

--Residual %
--Money Factor
--Incentives or Rebates
--Lease cash back
--Any thoughts on what a good % off the MSRP is going for these days (before incentives or cash back)?

Thanks for your help!

.00082 MF and 55% residual
$500 lease credit

Edmunds Price tools

Thank you for your response!...

1 quick addendum...I left out that I am a current lessee of a 2018 X5...can I assume the $1,000 loyalty credit would apply to me as well (you've quoted it in other responses)?

Yes, it will apply

Michaell

broklee said:

Hi can i get the MF and residual for 2021 x5 both the Xdrive40 and also the hybrid?
zip is NYC
36/10k

thanks

xDrive
.00082 and 55%
$500 lease credit

I don't see the hybrid numbers, this month

nytravel

Michaell said:

nytravel said:

kyfdx said:

nytravel said:

Hi...

For a 2021 X5 xDrive40i...36 month term/10,000 miles per year....11791 zip code...could I please get the latest numbers:

--Residual %
--Money Factor
--Incentives or Rebates
--Lease cash back
--Any thoughts on what a good % off the MSRP is going for these days (before incentives or cash back)?

Thanks for your help!

.00082 MF and 55% residual
$500 lease credit

Edmunds Price tools

Thank you for your response!...

1 quick addendum...I left out that I am a current lessee of a 2018 X5...can I assume the $1,000 loyalty credit would apply to me as well (you've quoted it in other responses)?

Yes, it will apply

Thank you again...I appreciate all of the information and the quick responses!

coppo110

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

Michaell

coppo110 said:

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

.00082 and 54%
$500 lease credit

$2500 dealer cash if you finance

wesleyan1969

Michaell said:

coppo110 said:

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

.00082 and 54%
$500 lease credit

$2500 dealer cash if you finance

Michaell - thank you for your responsive and invaluable data. I am looking to buy a 2021 X5 x45e. Is it possible for me to combine the $3,500 Road Home offer with the $2,500 Dealer Cash (assuming I finance)? Thank you!

kyfdx

wesleyan1969 said:

Michaell said:

coppo110 said:

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

.00082 and 54%
$500 lease credit

$2500 dealer cash if you finance

Michaell - thank you for your responsive and invaluable data. I am looking to buy a 2021 X5 x45e. Is it possible for me to combine the $3,500 Road Home offer with the $2,500 Dealer Cash (assuming I finance)? Thank you!

Sorry, we have no info on the Road Home offer.

wesleyan1969

kyfdx said:

wesleyan1969 said:

Michaell said:

coppo110 said:

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

.00082 and 54%
$500 lease credit

$2500 dealer cash if you finance

Michaell - thank you for your responsive and invaluable data. I am looking to buy a 2021 X5 x45e. Is it possible for me to combine the $3,500 Road Home offer with the $2,500 Dealer Cash (assuming I finance)? Thank you!

Sorry, we have no info on the Road Home offer.

Thank you for the quick response. Here is the offer and only for reference:

https://www.bmwusa.com/special-offers.html?vehicle=seriesX5

kyfdx

wesleyan1969 said:

kyfdx said:

wesleyan1969 said:

Michaell said:

coppo110 said:

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

.00082 and 54%
$500 lease credit

$2500 dealer cash if you finance

Michaell - thank you for your responsive and invaluable data. I am looking to buy a 2021 X5 x45e. Is it possible for me to combine the $3,500 Road Home offer with the $2,500 Dealer Cash (assuming I finance)? Thank you!

Sorry, we have no info on the Road Home offer.

Thank you for the quick response. Here is the offer and only for reference:

https://www.bmwusa.com/special-offers.html?vehicle=seriesX5

I don't see anything referring to "Road Home" offer with that link.

What is your ZIP? The link changes to my ZIP, when I pull it up.

wesleyan1969

kyfdx said:

wesleyan1969 said:

kyfdx said:

wesleyan1969 said:

Michaell said:

coppo110 said:

Hi, could you provide the MF/RV and any incentives (including conquest) for an X5 Xdrive40i at 36/12 in 20003? I assume it doesn't matter if it has the M-sport package on it. If you also happen to have the financing numbers/incentives that would also be appreciated...can't decide if I want to lease again or just buy it. Thanks!

.00082 and 54%
$500 lease credit

$2500 dealer cash if you finance

Michaell - thank you for your responsive and invaluable data. I am looking to buy a 2021 X5 x45e. Is it possible for me to combine the $3,500 Road Home offer with the $2,500 Dealer Cash (assuming I finance)? Thank you!

Sorry, we have no info on the Road Home offer.

Thank you for the quick response. Here is the offer and only for reference:

https://www.bmwusa.com/special-offers.html?vehicle=seriesX5

I don't see anything referring to "Road Home" offer with that link.

What is your ZIP? The link changes to my ZIP, when I pull it up.

Good point; my zip code is 75013. It must be off zip code. Here is offer text:

"Offers available to qualified customers with excellent credit history who finance through BMW Financial Services NA, LLC. Offer limited to customers who have owned a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Credit, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services NA, LLC account number and qualify for credit approval. Available credits: $2,500 off MSRP on a new 2021 BMW 3 Series Sedan, $3,250 off a new 2021 BMW X3 and $3,500 off a new 2021 BMW X5. Must take delivery by December 31, 2020. Availability of finance and loyalty credits are subject to dealer participation. Visit your authorized BMW Center for important details."

kyfdx

@wesleyan1969

Using your ZIP, I only see $2500 for the X5 45e.
Along with 0.9% APR finance

That $2500 is a BMW to dealer incentive, which should help bring down the sale price.

There is a $1000 consumer incentive for loyalty, if you qualify.

wesleyan1969

kyfdx said:

@wesleyan1969

Using your ZIP, I only see $2500 for the X5 45e.
Along with 0.9% APR finance

That $2500 is a BMW to dealer incentive, which should help bring down the sale price.

There is a $1000 consumer incentive for loyalty, if you qualify.

Thank you so much for confirming. I'll ask about the loyalty incentive to see what the criteria are. Hopefully I'll be eligible given I lease my M5 and purchased my wife's X5. It is the latter that is going to be traded in if I can work out a good deal.

kyfdx

wesleyan1969 said:

kyfdx said:

@wesleyan1969

Using your ZIP, I only see $2500 for the X5 45e.
Along with 0.9% APR finance

That $2500 is a BMW to dealer incentive, which should help bring down the sale price.

There is a $1000 consumer incentive for loyalty, if you qualify.

Thank you so much for confirming. I'll ask about the loyalty incentive to see what the criteria are. Hopefully I'll be eligible given I lease my M5 and purchased my wife's X5. It is the latter that is going to be traded in if I can work out a good deal.

If you currently have either one of those cars, you should qualify for loyalty