2021 BMW X5 Lease Deals and Prices

miscd15

kyfdx said:

miscd15 said:

Hi could I please get numbers and incentives on s40i 36/7.5k @ 32789? Current BMW driver if loyalty available.

36/10

.00086 MF and 55% residual
$500 lease credit
$1000 loyalty

Can someone help me evaluate offer:

MSRP of 65750
Sales Price of 62800
36/7.5K

2500 in incentives (loyalty, BMW event thing, lease credit)

Monthly = 800.32 including 6.5% tax, with 3514 down (includes payment of gov't and dealer and about 600 cap cost reduction).

They are wrapping in $925 acquisition fee and $1300 of negative equity on lease (though I want to pay that outside of new lease instead of capitalizing).

Their math seems a little off, but guess really the issue is the 4.5% discount, plus incentives. That seems like a pretty mediocre deal to me.

Thoughts?

kyfdx

miscd15 said:

kyfdx said:

miscd15 said:

Hi could I please get numbers and incentives on s40i 36/7.5k @ 32789? Current BMW driver if loyalty available.

36/10

.00086 MF and 55% residual
$500 lease credit
$1000 loyalty

Can someone help me evaluate offer:

MSRP of 65750
Sales Price of 62800
36/7.5K

2500 in incentives (loyalty, BMW event thing, lease credit)

Monthly = 800.32 including 6.5% tax, with 3514 down (includes payment of gov't and dealer and about 600 cap cost reduction).

They are wrapping in $925 acquisition fee and $1300 of negative equity on lease (though I want to pay that outside of new lease instead of capitalizing).

Their math seems a little off, but guess really the issue is the 4.5% discount, plus incentives. That seems like a pretty mediocre deal to me.

Thoughts?

Mediocre discount, and possibly a money factor markup.

Not much to like about this deal.

mlevine

miscd15
$3500 down represents your negative equity, acquisition fee, 1st month, motor vehicle fee, and miscellaneous fees. You know what residual and money factor are from this site. What is the invoice on this vehicle? Once you have this, deduct the $2500 in incentives. This will allow you to see the true discount. I do not like your deal. Now I will tell you because of low supply and high demand, the X5 deals are terrible at this time.

miscd15

mlevine said:

miscd15
$3500 down represents your negative equity, acquisition fee, 1st month, motor vehicle fee, and miscellaneous fees. You know what residual and money factor are from this site. What is the invoice on this vehicle? Once you have this, deduct the $2500 in incentives. This will allow you to see the true discount. I do not like your deal. Now I will tell you because of low supply and high demand, the X5 deals are terrible at this time.

MSRP was 65,780. Don’t know dealer invoice. Was hoping they’d give me 8% discount off MSRP plus incentives. I maaaaybe got half that. Oh well. Just wanted to make sure I wasn’t crazy and this was a bad deal. Thanks.

mlevine

miscd15,
Look on dealers site for your vehicle. Go to edmunds build your vehicle and plug in your vehicle with options and should have invoice price. The $2500 is your money from BMW. Invoice minus $2500 allows you to assess better what your true discount is. This is why you need a breakdown. The other variable you must know is money factor the dealership is using which they often try to jack up. The residual is a set number based on number of years you lease and miles per year. I personally walked away from 3 potential lease on the X5 in December one being a demo as the price was ridiculous. I knew what they were doing with discount, lease cash and money factor. The internet manger from one of the dealerships was very nice and told me they have enough customers paying what I called inflated prices. They dd not need my business.

miscd15

mlevine said:

miscd15,
Look on dealers site for your vehicle. Go to edmunds build your vehicle and plug in your vehicle with options and should have invoice price. The $2500 is your money from BMW. Invoice minus $2500 allows you to assess better what your true discount is. This is why you need a breakdown. The other variable you must know is money factor the dealership is using which they often try to jack up. The residual is a set number based on number of years you lease and miles per year. I personally walked away from 3 potential lease on the X5 in December one being a demo as the price was ridiculous. I knew what they were doing with discount, lease cash and money factor. The internet manger from one of the dealerships was very nice and told me they have enough customers paying what I called inflated prices. They dd not need my business.

Yeah, I understand the inputs, how manufacturer rebates work and calculations, but thanks.

BMW insisted it was base money factor, but I couldn’t get to the calc without adding a little extra there, so I suspect they were too.

Sounds like same problem here, too easy to sell for premium prices. I’ll just ride it out until production bumps up or go for a better leasing vehicle.

peroz18

miscd15 said:

mlevine said:

miscd15
$3500 down represents your negative equity, acquisition fee, 1st month, motor vehicle fee, and miscellaneous fees. You know what residual and money factor are from this site. What is the invoice on this vehicle? Once you have this, deduct the $2500 in incentives. This will allow you to see the true discount. I do not like your deal. Now I will tell you because of low supply and high demand, the X5 deals are terrible at this time.

MSRP was 65,780. Don’t know dealer invoice. Was hoping they’d give me 8% discount off MSRP plus incentives. I maaaaybe got half that. Oh well. Just wanted to make sure I wasn’t crazy and this was a bad deal. Thanks.

BMW Invoice Pricing is very easy to calculate. MSRP has three compontents: Base model MSRP, Options and the Destination Charges. The base MSRP is marked up by 8% of the invoice, options are marked up by 10%, and destination charge is the destination charge. You can back-calculate the invoice from there.

sethpduty

Looking for MF, residual, and current incentives for a 2021 X5 for 36 months/10K miles per year in zip 37601. Also, what is BMW’s MSD program like these days? Thanks so much!

regularjoe

Hey Folks,

I am looking for the MF, RV and current incentives for a 2021 X5 for 36/10 in 94087.
Thank you very much.

Michaell

sethpduty said:

Looking for MF, residual, and current incentives for a 2021 X5 for 36 months/10K miles per year in zip 37601. Also, what is BMW’s MSD program like these days? Thanks so much!

Which model?

Michaell

regularjoe said:

Hey Folks,

I am looking for the MF, RV and current incentives for a 2021 X5 for 36/10 in 94087.
Thank you very much.

Which model?

regularjoe

xDrive40i

regularjoe

Michaell said:

regularjoe said:

Hey Folks,

I am looking for the MF, RV and current incentives for a 2021 X5 for 36/10 in 94087.
Thank you very much.

Which model?

xDrive40i

Michaell

regularjoe said:

Michaell said:

regularjoe said:

Hey Folks,

I am looking for the MF, RV and current incentives for a 2021 X5 for 36/10 in 94087.
Thank you very much.

Which model?

xDrive40i

.00086 and 54%
$500 lease credit

mjr242424

Hi Michaell, do you have 24 month numbers on the X-Drive40i in 10, 12, and 15k miles? Thanks.

miscd15

Based on XDrive looks like numbers may be same for March. But could you please confirm numbers for 36/10 sDrive at 32789? Thanks!

Michaell

mjr242424 said:

Hi Michaell, do you have 24 month numbers on the X-Drive40i in 10, 12, and 15k miles? Thanks.

24/15
.00086 and 55%
$500 lease credit

kyfdx

miscd15 said:

Based on XDrive looks like numbers may be same for March. But could you please confirm numbers for 36/10 sDrive at 32789? Thanks!

Residuals have dropped by 1%
.00086 MF and 54% residual
$500 lease credit

jms9

May I have the numbers (36/12 and 36/15) for a 2021 X5 xDrive45e? My ZIP is 92104. Thanks!

kyfdx

jms9 said:

May I have the numbers (36/12 and 36/15) for a 2021 X5 xDrive45e? My ZIP is 92104. Thanks!

36/15
.00086 MF and 51% residual
$500 lease credit

jalndrs

I think I am ready to pull the trigger on this deal, but I would love to hear anyone's thoughts. Your time is appreciated and thank you in advance. If there is any other # you need, please let me know.

2021 X5 xdrive 40i
01864 - zip code
77,750 - MSRP
0 capital cost deduction and just fees upfront. I believe around 2700 in total.
.0096 money factor. I know this a hair marked up, but with this deal, they aren't budging on this piece.
$929/month including Mass taxes of 6.5%.
15k miles per year.

Thank you,

-John

Michaell

jalndrs said:

I think I am ready to pull the trigger on this deal, but I would love to hear anyone's thoughts. Your time is appreciated and thank you in advance. If there is any other # you need, please let me know.

2021 X5 xdrive 40i
01864 - zip code
77,750 - MSRP
0 capital cost deduction and just fees upfront. I believe around 2700 in total.
.0096 money factor. I know this a hair marked up, but with this deal, they aren't budging on this piece.
$929/month including Mass taxes of 6.5%.
15k miles per year.

Thank you,

-John

Selling price?
Adjusted cap cost?

Get the itemization of the $2700 up front monies.

jalndrs

Michaell said:

jalndrs said:

I think I am ready to pull the trigger on this deal, but I would love to hear anyone's thoughts. Your time is appreciated and thank you in advance. If there is any other # you need, please let me know.

2021 X5 xdrive 40i
01864 - zip code
77,750 - MSRP
0 capital cost deduction and just fees upfront. I believe around 2700 in total.
.0096 money factor. I know this a hair marked up, but with this deal, they aren't budging on this piece.
$929/month including Mass taxes of 6.5%.
15k miles per year.

Thank you,

-John

Selling price?
Adjusted cap cost?

Get the itemization of the $2700 up front monies.

MSRP 77,695
Sale Price - 68,900
1500 incentives.
I just requested what is in the 2700 upfront. Feel like a good deal.

Michaell

jalndrs said:

Michaell said:

jalndrs said:

I think I am ready to pull the trigger on this deal, but I would love to hear anyone's thoughts. Your time is appreciated and thank you in advance. If there is any other # you need, please let me know.

2021 X5 xdrive 40i
01864 - zip code
77,750 - MSRP
0 capital cost deduction and just fees upfront. I believe around 2700 in total.
.0096 money factor. I know this a hair marked up, but with this deal, they aren't budging on this piece.
$929/month including Mass taxes of 6.5%.
15k miles per year.

Thank you,

-John

Selling price?
Adjusted cap cost?

Get the itemization of the $2700 up front monies.

MSRP 77,695
Sale Price - 68,900
1500 incentives.
I just requested what is in the 2700 upfront. Feel like a good deal.

Yes, looks like a good deal.

sethpduty

Michaell said:

sethpduty said:

Looking for MF, residual, and current incentives for a 2021 X5 for 36 months/10K miles per year in zip 37601. Also, what is BMW’s MSD program like these days? Thanks so much!

Which model?

I’m sorry! XDrive 40i

alex0518

Can I have MF/Residual and incentives on the following please: Zip 98027 - 36/10 X5 XDrive40i

838c

Have never done a lease and always financed my vehicles. Looking to purchase a 2021 X5M or 2021 X5 with M Package and located in the Dallas Area. Can you guys evaluate the following 2 deals below:

36 MO Lease/15k Miles

Money Factor for both = .00126

2021 X5M


2021 X5 with M Package


Appreciate the help!

Michaell

sethpduty said:

Michaell said:

sethpduty said:

Looking for MF, residual, and current incentives for a 2021 X5 for 36 months/10K miles per year in zip 37601. Also, what is BMW’s MSD program like these days? Thanks so much!

Which model?

I’m sorry! XDrive 40i

.00086 and 54%
$500 lease credit

7 MSDs @ .00005 reduction each

Michaell

alex0518 said:

Can I have MF/Residual and incentives on the following please: Zip 98027 - 36/10 X5 XDrive40i

.00086 and 54%
$500 lease credit

Michaell

838c said:

Have never done a lease and always financed my vehicles. Looking to purchase a 2021 X5M or 2021 X5 with M Package and located in the Dallas Area. Can you guys evaluate the following 2 deals below:

36 MO Lease/15k Miles

Money Factor for both = .00126

2021 X5M


2021 X5 with M Package


Appreciate the help!

.00086 and 51%

.00126 represents the max markup the dealer can make.

Insist on the base MF.

mjr242424

Michaell said:

mjr242424 said:

Hi Michaell, do you have 24 month numbers on the X-Drive40i in 10, 12, and 15k miles? Thanks.

24/15
.00086 and 55%
$500 lease credit

Is this a typo? How can 36 month residuals be 55% and 24 months only 1 % lower at 54%? 24 month BMW ones are always 6-9% higher than the 36.

kyfdx

mjr242424 said:

Michaell said:

mjr242424 said:

Hi Michaell, do you have 24 month numbers on the X-Drive40i in 10, 12, and 15k miles? Thanks.

24/15
.00086 and 55%
$500 lease credit

Is this a typo? How can 36 month residuals be 55% and 24 months only 1 % lower at 54%? 24 month BMW ones are always 6-9% higher than the 36.

4% spread...

55% vs. 51%

They changed it within the last year.

838c

Michaell said:

838c said:

Have never done a lease and always financed my vehicles. Looking to purchase a 2021 X5M or 2021 X5 with M Package and located in the Dallas Area. Can you guys evaluate the following 2 deals below:

36 MO Lease/15k Miles

Money Factor for both = .00126

2021 X5M


2021 X5 with M Package


Appreciate the help!

.00086 and 51%

.00126 represents the max markup the dealer can make.

Insist on the base MF.

Thanks for taking a look at his, I'll def go back to try and get that money factor down with them

sethpduty

Michaell said:

sethpduty said:

Michaell said:

sethpduty said:

Looking for MF, residual, and current incentives for a 2021 X5 for 36 months/10K miles per year in zip 37601. Also, what is BMW’s MSD program like these days? Thanks so much!

Which model?

I’m sorry! XDrive 40i

.00086 and 54%
$500 lease credit

7 MSDs @ .00005 reduction each

Thank you so much Michaell!! What about the money factor and any incentives for an XDrive 50i at 36/10k? I appreciate your time!

cocon

Hello can i get latest MF and Residual for X5MC?

Also I got 10% off so is it good?
can I get rough monthly payment based on MSRP $118,695 and sale price with 10% off $106,825.50 plus doc fee $500 and aquisition $925. Term 36/10. Zip 80022. Sales tax 8.5%. 0 down . Due at sign first monthly payment only. Dealer told me $1430. MF .00086, res 55%. Res value $65282. Go for it??

cocon

cocon said:

Hello can i get latest MF and Residual for X5MC?

Also I got 10% off so is it good?
can I get rough monthly payment based on MSRP $118,695 and sale price with 10% off $106,825.50 plus doc fee $500 and aquisition $925. Term 36/10. Zip 80022. Sales tax 8.5%. 0 down . Due at sign first monthly payment only. Dealer told me $1430. MF .00086, res 55%. Res value $65282. Go for it??

cocon said:

Hello can i get latest MF and Residual for X5MC?

Also I got 10% off so is it good?
can I get rough monthly payment based on MSRP $118,695 and sale price with 10% off $106,825.50 plus doc fee $500 and aquisition $925. Term 36/10. Zip 80022. Sales tax 8.5%. 0 down . Due at sign first monthly payment only. Dealer told me $1430. MF .00086, res 55%. Res value $65282. Go for it??

Also Included $1000 loyalty

Michaell

sethpduty said:

Michaell said:

sethpduty said:

Michaell said:

sethpduty said:

Looking for MF, residual, and current incentives for a 2021 X5 for 36 months/10K miles per year in zip 37601. Also, what is BMW’s MSD program like these days? Thanks so much!

Which model?

I’m sorry! XDrive 40i

.00086 and 54%
$500 lease credit

7 MSDs @ .00005 reduction each

Thank you so much Michaell!! What about the money factor and any incentives for an XDrive 50i at 36/10k? I appreciate your time!

Same numbers

Michaell

cocon said:

Hello can i get latest MF and Residual for X5MC?

Also I got 10% off so is it good?
can I get rough monthly payment based on MSRP $118,695 and sale price with 10% off $106,825.50 plus doc fee $500 and aquisition $925. Term 36/10. Zip 80022. Sales tax 8.5%. 0 down . Due at sign first monthly payment only. Dealer told me $1430. MF .00086, res 55%. Res value $65282. Go for it??

Also Included $1000 loyalty



.00086 and 54%

With the prices given, $1492/mo with tax included.

If you're happy with the discount, I don't see anything wrong with the deal.

anytechie

Just quoted below for a 3 year lease on a 2021 x5 45e, 15k miles. Zip 06783

First is MF and residual accurate? And this discount doesn’t look that significant given the federal tax credit but I’ve never lease or negotiated an EV - so maybe this is fair?

00126 Money Factor
51% Residual

MSRP: $71,695
DISCOUNT: -$5,700
SELLING PRICE: $65,995
CAP ITEMS: $1,227 (LEMON LAW+AQUISITION FEE+VIN ETCH)
$500 BMW lease rebate
CAP COST: $66,722

cocon

Michaell said:

cocon said:

Hello can i get latest MF and Residual for X5MC?

Also I got 10% off so is it good?
can I get rough monthly payment based on MSRP $118,695 and sale price with 10% off $106,825.50 plus doc fee $500 and aquisition $925. Term 36/10. Zip 80022. Sales tax 8.5%. 0 down . Due at sign first monthly payment only. Dealer told me $1430. MF .00086, res 55%. Res value $65282. Go for it??

Also Included $1000 loyalty

.00086 and 54%

With the prices given, $1492/mo with tax included.

If you're happy with the discount, I don't see anything wrong with the deal.

Thanks Mike! So residual dropped from 55 in Feb to 54 % for March? Working on this with Gebhard in Boulder😉

Michaell

anytechie said:

Just quoted below for a 3 year lease on a 2021 x5 45e, 15k miles. Zip 06783

First is MF and residual accurate? And this discount doesn’t look that significant given the federal tax credit but I’ve never lease or negotiated an EV - so maybe this is fair?

00126 Money Factor
51% Residual

MSRP: $71,695
DISCOUNT: -$5,700
SELLING PRICE: $65,995
CAP ITEMS: $1,227 (LEMON LAW+AQUISITION FEE+VIN ETCH)
$500 BMW lease rebate
CAP COST: $66,722

The MF is marked up the max (base rate is .00086).

BMW doesn't pass along the federal tax credit to you - the bank gets it, as they are the owner of the vehicle.

I'd start by insisting on the base MF.

kyfdx

cocon said:

Michaell said:

cocon said:

Hello can i get latest MF and Residual for X5MC?

Also I got 10% off so is it good?
can I get rough monthly payment based on MSRP $118,695 and sale price with 10% off $106,825.50 plus doc fee $500 and aquisition $925. Term 36/10. Zip 80022. Sales tax 8.5%. 0 down . Due at sign first monthly payment only. Dealer told me $1430. MF .00086, res 55%. Res value $65282. Go for it??

Also Included $1000 loyalty

.00086 and 54%

With the prices given, $1492/mo with tax included.

If you're happy with the discount, I don't see anything wrong with the deal.

Thanks Mike! So residual dropped from 55 in Feb to 54 % for March? Working on this with Gebhard in Boulder😉

Yes, residual dropped by 1%.

JonSavino

Hello, can someone get me MF/RV on X5 Xdrive40i 7.5/36 and if possible 7.5/42 zip is 07047.

mlevine

The base X5 money factor is one of the more reasonable ones available on the luxury SUVs. It also seems that dealers are discounting a little better recently. I believe this late summer to fall once inventory is replenished that prices will be better.

Michaell

JonSavino said:

Hello, can someone get me MF/RV on X5 Xdrive40i 7.5/36 and if possible 7.5/42 zip is 07047.

36/10 (lowest allowance on the X5)
.00086 and 54%
$500 lease credit

Longer terms not supported.

racerinhouston

Nobody has to pay a higher MF than base rate. Go somewhere else if the dealer won't correct the MF to base rate (.00086). I bought two new 2021 BMWs out of state because the dealers here in Texas are greedy. X5 discounts can be 6% to 10% before incentives.

Watch out for part shortages [HUD, Harman Kardon, Glass Controls, Air Suspension] if you order a custom build.

When price shopping, ask for the discount first then after receiving that, insist on base MF for a lease.
I also suggest doing research on the cost of adding lease protection. Lease protection means you do not have to return vehicle with new tires. Don't over pay for lease protection. Ask your sales guy to include that in the numbers before visiting with the finance guy.

anytechie

Michaell said:

anytechie said:

Just quoted below for a 3 year lease on a 2021 x5 45e, 15k miles. Zip 06783

First is MF and residual accurate? And this discount doesn’t look that significant given the federal tax credit but I’ve never lease or negotiated an EV - so maybe this is fair?

00126 Money Factor
51% Residual

MSRP: $71,695
DISCOUNT: -$5,700
SELLING PRICE: $65,995
CAP ITEMS: $1,227 (LEMON LAW+AQUISITION FEE+VIN ETCH)
$500 BMW lease rebate
CAP COST: $66,722

The MF is marked up the max (base rate is .00086).

BMW doesn't pass along the federal tax credit to you - the bank gets it, as they are the owner of the vehicle.

I'd start by insisting on the base MF.

Thank you. The 51% is accurate on the residual as well?

Assuming I can get the base MF. How’s this deal looking? Seems like a decent discount on msrp for a hard to find vehicle.

Appreciate the insights.

Michaell

anytechie said:

Michaell said:

anytechie said:

Just quoted below for a 3 year lease on a 2021 x5 45e, 15k miles. Zip 06783

First is MF and residual accurate? And this discount doesn’t look that significant given the federal tax credit but I’ve never lease or negotiated an EV - so maybe this is fair?

00126 Money Factor
51% Residual

MSRP: $71,695
DISCOUNT: -$5,700
SELLING PRICE: $65,995
CAP ITEMS: $1,227 (LEMON LAW+AQUISITION FEE+VIN ETCH)
$500 BMW lease rebate
CAP COST: $66,722

The MF is marked up the max (base rate is .00086).

BMW doesn't pass along the federal tax credit to you - the bank gets it, as they are the owner of the vehicle.

I'd start by insisting on the base MF.

Thank you. The 51% is accurate on the residual as well?

Assuming I can get the base MF. How’s this deal looking? Seems like a decent discount on msrp for a hard to find vehicle.

Appreciate the insights.

51% is correct for 36/15

We don't track pricing, so no idea how low you can get the selling price.

Edmunds price tools

jtdeans86

Could you post residual, mf and any incentives / rebates for X5 x40 and x5 m50 in 90027.

Trying to calculate deals on each and want to confirm the pricing I’m seeing.

Michaell

jtdeans86 said:

Could you post residual, mf and any incentives / rebates for X5 x40 and x5 m50 in 90027.

Trying to calculate deals on each and want to confirm the pricing I’m seeing.

36/15
.00086 and 51%
$500 lease credit

Either model