2016 BMW 3-series Lease Questions

mtruism · March 2016

Hello! I am looking at a new 340i xDrive and was hoping you could please provide the MF and Residuals for:
- 3 years/12k miles
- 4 years/12k miles

I have not looked into leasing BMW before, so if there's a preferred lease term (to take advantage of certain promotional MF's, etc., please let me know.

Thank you!
-Mike

Michaell · March 2016

mtruism said:
Hello! I am looking at a new 340i xDrive and was hoping you could please provide the MF and Residuals for:
- 3 years/12k miles
- 4 years/12k miles

I have not looked into leasing BMW before, so if there's a preferred lease term (to take advantage of certain promotional MF's, etc., please let me know.

Thank you!
-Mike

36/12 is the sweet spot; 48 month terms are lousy for BMW.

.00135 and 60%. $1500 lease credit.

rchan002x · March 2016

Hello,

Anyone know the the residuals for:

340i @ 24/10
M3 @ 24/10
M3 @ 36/10

Thanks!

Michaell · March 2016

rchan002x said:
Hello,

Anyone know the the residuals for:

340i @ 24/10
M3 @ 24/10
M3 @ 36/10

Thanks!

.00135 MF, $1500 lease credit and ...

340i @ 24/10 - 67%
M3 @ 24/10 - 67%
M3 @ 36/10 - 61%

canshop · March 2016

Hi,

Would you please provide the MF and residual for Texas on new 2016 328i SULEV / 10K per year and incentives/rebates/credits for a returning BMW owner?

Thanks in advance.

kyfdx · March 2016

canshop said:
Hi,

Would you please provide the MF and residual for Texas on new 2016 328i SULEV / 10K per year and incentives/rebates/credits for a returning BMW owner?

Thanks in advance.

.00135 MF and 61% residual. $1500 lease credit.

No info on loyalty incentives.

fatboyslim1983 · March 2016

Got an offer for March '16 on a 328xi in Connecticut.

MSRP: $44,395
Sale Price: $40,930
Acquisition Fee: $925

36 MO/ 10k/year
Residual: 61%
MF: 0.00086

Cap Reduction: $1,500 (March leasing rebate)
Drive Off Fees: $4,323 ($3500 security deposit and first month payment included)

Monthly: $469 (tax included)

Thoughts on deal? Thanks.

Michaell · March 2016

fatboyslim1983 said:
Got an offer for March '16 on a 328xi in Connecticut.

MSRP: $44,395
Sale Price: $40,930
Acquisition Fee: $925

36 MO/ 10k/year
Residual: 61%
MF: 0.00086

Cap Reduction: $1,500 (March leasing rebate)
Drive Off Fees: $4,323 ($3500 security deposit included)

Monthly: $469 (tax included)

Thoughts on deal? Thanks.

I get $460/mo plus tax. Confirm the adjusted cap cost - if higher than the sale price, find out what's been added.

fatboyslim1983 · March 2016

Not sure what you mean by adjusted cap cost, this is what the dealer sent me:

kyfdx · March 2016

fatboyslim1983 said:
Not sure what you mean by adjusted cap cost, this is what the dealer sent me:

If I add the $925 acq.fee, then subtract the $1500 rebate, I get an adjusted CAP cost of $40,354, and a payment of $427/mo.+tax.

You see how I got the adjusted CAP cost? Now, ask them for their adjusted CAP cost, and if it's different, ask them to reconcile it to the selling price.

maxfli3 · March 2016

Hello --

Just checking on this deal I received and to verify the MF / residual for Southern California, March.

BMW 340i
36 mo / 15,000 mi

MSRP 56,415.00
Sales price 51619.23
Acquisition Fee 925
Cap Cost reduction 2500 ; 1500.00 (lease incentive) + 1000.00 (loyalty)

Money factor .00135 Residual 58%

Due at signing $788
Monthly payment $682

Dealer also agreed to pay last payment on current lease as well as absorb turn in fees of $1450 (I had some damage to bumper and rims)

Thanks !

Michaell · March 2016

maxfli3 said:
Hello --

Just checking on this deal I received and to verify the MF / residual for Southern California, March.

BMW 340i
36 mo / 15,000 mi

MSRP 56,415.00
Sales price 51619.23
Acquisition Fee 925
Cap Cost reduction 2500 ; 1500.00 (lease incentive) + 1000.00 (loyalty)

Money factor .00135 Residual 58%

Due at signing $788
Monthly payment $682

Dealer also agreed to pay last payment on current lease as well as absorb turn in fees of $1450 (I had some damage to bumper and rims)

Thanks !

If the selling price is the net cap cost, I get $639/mo plus tax.

I confirm the MF and residual.

maxfli3 · March 2016

Michaell said:

maxfli3 said:
Hello --

Just checking on this deal I received and to verify the MF / residual for Southern California, March.

BMW 340i
36 mo / 15,000 mi

MSRP 56,415.00
Sales price 51619.23
Acquisition Fee 925
Cap Cost reduction 2500 ; 1500.00 (lease incentive) + 1000.00 (loyalty)

Money factor .00135 Residual 58%

Due at signing $788
Monthly payment $682

Dealer also agreed to pay last payment on current lease as well as absorb turn in fees of $1450 (I had some damage to bumper and rims)

Thanks !
If the selling price is the net cap cost, I get $639/mo plus tax.

I confirm the MF and residual.

Sorry, selling price is gross cap cost - 51619.23 +925 acq fee - 2500 rebates ; so adj cap cost is 50044.23. Sales tax is 10%. Thank you !!

Michaell · March 2016

maxfli3 said:

Michaell said:

maxfli3 said:
Hello --

Just checking on this deal I received and to verify the MF / residual for Southern California, March.

BMW 340i
36 mo / 15,000 mi

MSRP 56,415.00
Sales price 51619.23
Acquisition Fee 925
Cap Cost reduction 2500 ; 1500.00 (lease incentive) + 1000.00 (loyalty)

Money factor .00135 Residual 58%

Due at signing $788
Monthly payment $682

Dealer also agreed to pay last payment on current lease as well as absorb turn in fees of $1450 (I had some damage to bumper and rims)

Thanks !
If the selling price is the net cap cost, I get $639/mo plus tax.

I confirm the MF and residual.
Sorry, selling price is gross cap cost - 51619.23 +925 acq fee - 2500 rebates ; so adj cap cost is 50044.23. Sales tax is 10%. Thank you !!

I get $669/mo with those revised figures and 10% sales tax.

deedubbin · March 2016

2016 BMW 328i xDrive 36months/15K

MF: 0.00155 Residual: 58% Tax: 7.25

Current deal that I got from my dealer is $661.93/month (is this reasonable?)

Here's their breakdown:

Michaell · March 2016

deedubbin said:
2016 BMW 328i xDrive 36months/15K

MF: 0.00155 Residual: 58% Tax: 7.25

Current deal that I got from my dealer is $661.93/month (is this reasonable?)

Here's their breakdown:

MF is marked up from .00135; that would save you about $15/mo.

You might try for more of a discount from sticker.

What state is this?

deedubbin · March 2016

I got a deal for 2016 C300 4matic for 36/15K
MSRP: 52675.00
Neg price: 46287
Residual: 61%

Michaell said:

deedubbin said:
2016 BMW 328i xDrive 36months/15K

MF: 0.00155 Residual: 58% Tax: 7.25

Current deal that I got from my dealer is $661.93/month (is this reasonable?)

Here's their breakdown:

MF is marked up from .00135; that would save you about $15/mo.

You might try for more of a discount from sticker.

What state is this?

Illinois

Michaell · March 2016

deedubbin said:
I got a deal for 2016 C300 4matic for 36/15K
MSRP: 52675.00
Neg price: 46287
Residual: 61%
Michaell said:

deedubbin said:
2016 BMW 328i xDrive 36months/15K

MF: 0.00155 Residual: 58% Tax: 7.25

Current deal that I got from my dealer is $661.93/month (is this reasonable?)

Here's their breakdown:

MF is marked up from .00135; that would save you about $15/mo.

You might try for more of a discount from sticker.

What state is this?
Illinois

Everything looks correct; Illinois calculates the sales tax as the sum of the payments and collects it up front.

ratlhead13 · March 2016

Deal offered to me today for a 340i with technology/lighting/driver assistance packages in Mountain View, CA

Vehicle Price: $53,245
Invoice to Dealer: $49,685
Final Price: $49,185

$6000 down, $588/mo
.00175 money factor
Residual: $32,479.45
10,000 miles...and I need 15,000

I have perfect credit...don't think this deal is where I want it to be. They may be willing to buy me out of my existing lease (not a BMW), which would take me out of my final $487 payment and any lease return costs, which is a nice plus.

Advice?

ponytrekker · March 2016

ratlhead13 said:
Deal offered to me today for a 340i with technology/lighting/driver assistance packages in Mountain View, CA

Vehicle Price: $53,245
Invoice to Dealer: $49,685
Final Price: $49,185

$6000 down, $588/mo
.00175 money factor
Residual: $32,479.45
10,000 miles...and I need 15,000

I have perfect credit...don't think this deal is where I want it to be. They may be willing to buy me out of my existing lease (not a BMW), which would take me out of my final $487 payment and any lease return costs, which is a nice plus.

Advice?

Run, don't walk from that dealer. Money factor is inflated -- should be .00135. Selling price should shoot for is invoice MINUS incentives and typically the invoice is 7% below the MSRP. Might be tougher to get on the new model but still, should try.

Should be low 6ish with 0 down, tax, bank fee included.

Michaell · March 2016

ponytrekker said:

Deal offered to me today for a 340i with technology/lighting/driver assistance packages in Mountain View, CA Vehicle Price: $53,245 Invoice to Dealer: $49,685 Final Price: $49,185 $6000 down, $588/mo .00175 money factor Residual: $32,479.45 10,000 miles...and I need 15,000 I have perfect credit...don't think this deal is where I want it to be. They may be willing to buy me out of my existing lease (not a BMW), which would take me out of my final $487 payment and any lease return costs, which is a nice plus. Advice?
Run, don't walk from that dealer. Money factor is inflated -- should be .00135. Selling price should shoot for is invoice MINUS incentives and typically the invoice is 7% below the MSRP. Might be tougher to get on the new model but still, should try.

What he said, but I will also add that going from 10,000 miles to 15,000 miles a year will add about $40 a month to your payment

ratlhead13 · March 2016

ponytrekker said:

ratlhead13 said:
Deal offered to me today for a 340i with technology/lighting/driver assistance packages in Mountain View, CA

Vehicle Price: $53,245
Invoice to Dealer: $49,685
Final Price: $49,185

$6000 down, $588/mo
.00175 money factor
Residual: $32,479.45
10,000 miles...and I need 15,000

I have perfect credit...don't think this deal is where I want it to be. They may be willing to buy me out of my existing lease (not a BMW), which would take me out of my final $487 payment and any lease return costs, which is a nice plus.

Advice?
Run, don't walk from that dealer. Money factor is inflated -- should be .00135. Selling price should shoot for is invoice MINUS incentives and typically the invoice is 7% below the MSRP. Might be tougher to get on the new model but still, should try.

Should be low 6ish with 0 down, tax, bank fee included.

How do folks walk in and say "I don't want to put any money down" when they have specifically designed lease packages for each model? Do you essentially throw your good credit at them and say "take it or leave it?"

For example, on the 340i, BMW is advertising a $479 lease on what's basically a base model 340i:
http://www.bmwusa.com/bmw/special-offers/lease/2016-340i-Sedan

The seller today made it clear to point out there's no incentives right now on the 340i...

ponytrekker · March 2016

ratlhead13 said:

ponytrekker said:

ratlhead13 said:
Deal offered to me today for a 340i with technology/lighting/driver assistance packages in Mountain View, CA

Vehicle Price: $53,245
Invoice to Dealer: $49,685
Final Price: $49,185

$6000 down, $588/mo
.00175 money factor
Residual: $32,479.45
10,000 miles...and I need 15,000

I have perfect credit...don't think this deal is where I want it to be. They may be willing to buy me out of my existing lease (not a BMW), which would take me out of my final $487 payment and any lease return costs, which is a nice plus.

Advice?
Run, don't walk from that dealer. Money factor is inflated -- should be .00135. Selling price should shoot for is invoice MINUS incentives and typically the invoice is 7% below the MSRP. Might be tougher to get on the new model but still, should try.

Should be low 6ish with 0 down, tax, bank fee included.

How do folks walk in and say "I don't want to put any money down" when they have specifically designed lease packages for each model? Do you essentially throw your good credit at them and say "take it or leave it?"

For example, on the 340i, BMW is advertising a $479 lease on what's basically a base model 340i:
http://www.bmwusa.com/bmw/special-offers/lease/2016-340i-Sedan

The seller today made it clear to point out there's no incentives right now on the 340i...

Everyone on the planet is in agreement that putting down a cap cost reduction is a bad idea always. You pay nothing less you just pay it sooner. If the car is stolen or totaled you lose that money. Better to hold the money you'd put down and dribble it out.

As far as incentives, the seller is lying. Car salesmen do that sometimes.

Look at BMW's web site:

Included In Payment:
$1,500 Lease Credit

That's an "incentive."

kyfdx · March 2016

ratlhead13 said:
Deal offered to me today for a 340i with technology/lighting/driver assistance packages in Mountain View, CA

Vehicle Price: $53,245
Invoice to Dealer: $49,685
Final Price: $49,185

$6000 down, $588/mo
.00175 money factor
Residual: $32,479.45
10,000 miles...and I need 15,000

I have perfect credit...don't think this deal is where I want it to be. They may be willing to buy me out of my existing lease (not a BMW), which would take me out of my final $487 payment and any lease return costs, which is a nice plus.

Advice?

.00135 MF and 58% residual. $1500 lease credit.

Your price isn't bad. It's about $1100 over (invoice minus lease credit).

But, as noted, money factor is marked up from the base, and they are quoting you a mileage allowance that doesn't meet your needs.

Let's assume that extra costs over the selling price are $925 for acquisition fee + $600 for title/license/doc fee.
That gives a CAP cost of $50,710. That would result in a payment of $616/mo./+tax, with only first payment due at signing.

If tax is 8.5%, that's $668/mo., with $668 upfront. (and, that's for 36mo, 15K/yr)

Shop around... .insist on the base MF (that will weed out a lot of dealers), and always ask for a quote with just the first payment due at signing. That will make it easy to compare, and you shouldn't be putting $6K upfront on a lease, anyway.

ratlhead13 · March 2016

Was just given another offer from a different dealer online, after telling him I wasn't happy with the deal I previously posted here.

$58025 MSRP, $55495 cap cost, 61% residual
$574.65/mo + tax (~$626), 10k miles
Unfortunately...6k down

Didn't get a money factor but had told him I expected .00135 based on my credit.

Michaell · March 2016

ratlhead13 said:
Was just given another offer from a different dealer online, after telling him I wasn't happy with the deal I previously posted here.

$58025 MSRP, $55495 cap cost, 61% residual
$574.65/mo + tax (~$626), 10k miles
Unfortunately...6k down

Didn't get a money factor but had told him I expected .00135 based on my credit.

What is it with the $6K down requirement? I would expect around $2K to cover the up front costs (acquisition fee, dealer fee, first payment, DMV costs).

Using the .00135 MF with the other information you've provided, I get $681/mo + tax.

Every $1000 of cap cost reduction would take about $28/mo off that payment.

ratlhead13 · March 2016

Michaell said:

ratlhead13 said:
Was just given another offer from a different dealer online, after telling him I wasn't happy with the deal I previously posted here.

$58025 MSRP, $55495 cap cost, 61% residual
$574.65/mo + tax (~$626), 10k miles
Unfortunately...6k down

Didn't get a money factor but had told him I expected .00135 based on my credit.
What is it with the $6K down requirement? I would expect around $2K to cover the up front costs (acquisition fee, dealer fee, first payment, DMV costs).

Using the .00135 MF with the other information you've provided, I get $681/mo + tax.

Every $1000 of cap cost reduction would take about $28/mo off that payment.

Thanks for your help Michaell!

I'm not sure why such a large deposit is being asked...but I'm not going to cave to it. When I responded asking to to increase the mileage to 15k and reducing the drive off (to their current $4404 lease offer), the payment quoted changed $706.

And to get where I wanna be, around $600/mo, he's quoting me $7102 drive off, and instead, suggested a multiple security deposit.

ratlhead13 · March 2016

And I have found the exact deal I wanted....$2300 drive off, $575/mo, 15k miles, 58% residual, .00115 MF (additional corporate discount given to employees of where I work), and a fantastic price on a 340i with Msport, technology and driver assistance packages.

SOLD.

Thanks for your help guys!

ponytrekker · March 2016

ratlhead13 said:
And I have found the exact deal I wanted....$2300 drive off, $575/mo, 15k miles, 58% residual, .00115 MF (additional corporate discount given to employees of where I work), and a fantastic price on a 340i with Msport, technology and driver assistance packages.

SOLD.

Thanks for your help guys!

BOOM! Enjoy the car.

Michaell · March 2016

ratlhead13 said:
And I have found the exact deal I wanted....$2300 drive off, $575/mo, 15k miles, 58% residual, .00115 MF (additional corporate discount given to employees of where I work), and a fantastic price on a 340i with Msport, technology and driver assistance packages.

SOLD.

Thanks for your help guys!

Congrats! Patience pays off.

nycjames · March 2016

I ordered my car in february and plan to take delivery late march or early april.

How does it work if incentives/rebates disappear that existed in february? Does the dealer still honor the deal I was given?

How does it work if incentives/rebates are better when i actually take delivery? Does the dealer apply the better incentives/rebates and give me a better price? Or am I locked into the higher price?

Michaell · March 2016

nycjames said:
I ordered my car in february and plan to take delivery late march or early april.

How does it work if incentives/rebates disappear that existed in february? Does the dealer still honor the deal I was given?

How does it work if incentives/rebates are better when i actually take delivery? Does the dealer apply the better incentives/rebates and give me a better price? Or am I locked into the higher price?

It is our understanding that you can use the numbers when the car was ordered or when you take delivery, but you have to take all the numbers - MF, residual and incentives.

nycjames · March 2016

Michaell said:

nycjames said:
I ordered my car in february and plan to take delivery late march or early april.

How does it work if incentives/rebates disappear that existed in february? Does the dealer still honor the deal I was given?

How does it work if incentives/rebates are better when i actually take delivery? Does the dealer apply the better incentives/rebates and give me a better price? Or am I locked into the higher price?
It is our understanding that you can use the numbers when the car was ordered or when you take delivery, but you have to take all the numbers - MF, residual and incentives.

So if i'm understanding you correctly, I will get the best deal no matter what?

In other words, if February (MF, residual, incentives) gives me the best deal, I sign under those numbers.

If March/April (new MF, new residual, new incentives) gives me the best deal, I can sign under those numbers.

(Sorry if i'm beating a dead horse, I just want to be 110% clear on this... super nervous but excited to get my new car!!)

justinauto2016 · March 2016

Hi,

I know this is the 2016 thread, but would anyone know if I can still get the 2015 BMW 328i xDrive AWD lease numbers for 36 month/12k year and 36 month/15k year? The 2015 thread is closed.

I was told 15k/year money factor is 0.00175 with 55%. Does this sound correct?

I'm in california if that matters.

Thanks!

kyfdx · March 2016

nycjames said:

Michaell said:

nycjames said:
I ordered my car in february and plan to take delivery late march or early april.

How does it work if incentives/rebates disappear that existed in february? Does the dealer still honor the deal I was given?

How does it work if incentives/rebates are better when i actually take delivery? Does the dealer apply the better incentives/rebates and give me a better price? Or am I locked into the higher price?
It is our understanding that you can use the numbers when the car was ordered or when you take delivery, but you have to take all the numbers - MF, residual and incentives.
So if i'm understanding you correctly, I will get the best deal no matter what?

In other words, if February (MF, residual, incentives) gives me the best deal, I sign under those numbers.

If March/April (new MF, new residual, new incentives) gives me the best deal, I can sign under those numbers.

(Sorry if i'm beating a dead horse, I just want to be 110% clear on this... super nervous but excited to get my new car!!)

No.. you won't get the best deal, no matter what. Make sure you've negotiated the base rates, and then get it in writing that they will give you the base rates when the car arrives. BMWFS allows this, but the dealer doesn't have to change anything, if they don't wish

kyfdx · March 2016

justinauto2016 said:
Hi,

I know this is the 2016 thread, but would anyone know if I can still get the 2015 BMW 328i xDrive AWD lease numbers for 36 month/12k year and 36 month/15k year? The 2015 thread is closed.

I was told 15k/year money factor is 0.00175 with 55%. Does this sound correct?

I'm in california if that matters.

Thanks!

Post 2015 questions here, please:
http://forums.edmunds.com/discussion/31803/bmw/3-series/2015-bmw-3-series-lease-questions#latest

bmlover88 · March 2016

Hello all,
Never leased before hoping to pull the trigger tomorrow. Having read the posts on here re; negotiating lease I have come up with the following for a demo (4k miles) 2016 328i X Drive 36/10 in Illinois. Can someone please let me know if this looks to be a good deal on 1.Negotiated price 2.My calculations leading to expected monthly payment 3.Should I be expectng any other 'fees' than disposition fee ($350), Fees and Insurance ($390.27), first month upfront ($495.80)?
Many thanks in advance for your help.

MSRP $46,396
Negotiated Price $41,549
Trade In Credit $0
Down Payment $0
Money Factor 0.00135
Lease Term (months) 36
Residual Value 61%
Dupage County Sales Tax 7.25%

Car Worth At End Of Lease $28,301.56
How Much Of Car's Value Will Be Using $13,247.44
Month Lease Payment Before Interest and Tax $367.98
Interest Per Month $94.30
Monthly Lease Payment Before Tax $462.28
Dupage County Sales Tax $33.52
TOTAL MONTHLY CAR LEASE PAYMENT $495.80

Michaell · March 2016

bmlover88 said:
Hello all,
Never leased before hoping to pull the trigger tomorrow. Having read the posts on here re; negotiating lease I have come up with the following for a demo (4k miles) 2016 328i X Drive 36/10 in Illinois. Can someone please let me know if this looks to be a good deal on 1.Negotiated price 2.My calculations leading to expected monthly payment 3.Should I be expectng any other 'fees' than disposition fee ($350), Fees and Insurance ($390.27), first month upfront ($495.80)?
Many thanks in advance for your help.

MSRP $46,396
Negotiated Price $41,549
Trade In Credit $0
Down Payment $0
Money Factor 0.00135
Lease Term (months) 36
Residual Value 61%
Dupage County Sales Tax 7.25%

Car Worth At End Of Lease $28,301.56
How Much Of Car's Value Will Be Using $13,247.44
Month Lease Payment Before Interest and Tax $367.98
Interest Per Month $94.30
Monthly Lease Payment Before Tax $462.28
Dupage County Sales Tax $33.52
TOTAL MONTHLY CAR LEASE PAYMENT $495.80

My calculations are exactly the same, to the penny.

Only way to lower the payment is to get a better selling price or use MSD to buy down the MF.

That said, the residual should be adjusted down for the miles on the car - probably at .20/mile, or $800. This will add about $22 to the pre-tax payment.

To compensate, try to negotiate a better selling price as well.

bmlover88 · March 2016

Thank you so much Michael greatly appreciated!

fentdizzle · March 2016

What would a monthly payment look like for a 320i RWD
MSRP: 35,140
selling price: 31,532

thank you in advance!

fentdizzle · March 2016

fentdizzle said:

What would a monthly payment look like for a 320i RWD
MSRP: 35,140
selling price: 31,532

thank you in advance!

EDIT: 36/ 12k
does BMW do longer leases?

kyfdx · March 2016

fentdizzle said:

fentdizzle said:

What would a monthly payment look like for a 320i RWD
MSRP: 35,140
selling price: 31,532

thank you in advance!

EDIT: 36/ 12k
does BMW do longer leases?

.00135 MF and 60% residual. $1500 lease credit.

Adding the $925 acquisition fee to the selling price, gives $388/mo.+tax

BMW does offer longer lease terms, but the variables aren't as good, and the payments are higher.

coby16 · March 2016

Deal offered to me yesterday on 2016 435 Gran Coupe in NY
Vehicle MSRP $60,195
Net Price 54,050 ($55,550 selling price less $1500 BMW Lease Credit) plus Bank Fee $925
Residual: $36,117 (60%) 36 months, 10,000 miles
Money Factor .00135
No Money Down, NYS Sales tax rate 8.625%
Monthly payment per Dealer: $733.

I calculate the payment to be $703 (includes sales tax of $56). Can someone confirm my calculation and share comments on deal? Lastly, dealer stated that standard MF is .0015, but reduced to .00135 for excellent credit. Is this accurate or can MF be improved further?

Thanks in advance.

Michaell · March 2016

coby16 said:
Deal offered to me yesterday on 2016 435 Gran Coupe in NY
Vehicle MSRP $60,195
Net Price 54,050 ($55,550 selling price less $1500 BMW Lease Credit) plus Bank Fee $925
Residual: $36,117 (60%) 36 months, 10,000 miles
Money Factor .00135
No Money Down, NYS Sales tax rate 8.625%
Monthly payment per Dealer: $733.

I calculate the payment to be $703 (includes sales tax of $56). Can someone confirm my calculation and share comments on deal? Lastly, dealer stated that standard MF is .0015, but reduced to .00135 for excellent credit. Is this accurate or can MF be improved further?

Thanks in advance.

I'm getting the same payment you do .. ask the dealer for the adjusted cap cost. If it's different than the net sales price of $54,975, find out what's been added.

nycjames · March 2016

Michaell said:

czcon1 said:
Can you provide March residual and MF for 2016 328i xDrive sedan (36/15k)
Thanks

.00135 and 58%. $1500 lease credit.

Question to the super smart and helpful mods...

When I ordered in february, my numbers were (for 36m/15k):

MF: 0.00132
Residual: 60%

With a $1000 option credit.

Now for March it is

MF: 0.00135
Residual: 58%

With a $1500 lease credit.

I see the MF went up by 0.00003 and residual dropped by 2%... however there is $500 extra incentive.

At a glance, it appears I should stick with my February numbers when I sign the deal right? Over 3 years I imagine i'll save more than $500 bucks.

My car should be delivered last week of March or first week of April.

Michaell · March 2016

nycjames said:

Michaell said:

czcon1 said:
Can you provide March residual and MF for 2016 328i xDrive sedan (36/15k)
Thanks

.00135 and 58%. $1500 lease credit.
Question to the super smart and helpful mods...

When I ordered in february, my numbers were (for 36m/15k):

MF: 0.00132
Residual: 60%

With a $1000 option credit.

Now for March it is

MF: 0.00135
Residual: 58%

With a $1500 lease credit.

I see the MF went up by 0.00003 and residual dropped by 2%... however there is $500 extra incentive.

At a glance, it appears I should stick with my February numbers when I sign the deal right? Over 3 years I imagine i'll save more than $500 bucks.

My car should be delivered last week of March or first week of April.

The current BMW numbers are set to expire at the end of March; we don't know what the new numbers for April will look like.

Might be best to stick with the February numbers; I can't imagine things changing that much to materially impact the lease payment.

mchang25 · March 2016

Can I have the March residual and MF for 2016 328i?

(rwd not xdrive)

thanks!

kyfdx · March 2016

mchang25 said:
Can I have the March residual and MF for 2016 328i?

(rwd not xdrive)

thanks!

.00135 MF and 58% residual for 36 mo, 15K/yr. $1500 lease credit

mchang25 · March 2016

kyfdx said:

Can I have the March residual and MF for 2016 328i?

(rwd not xdrive)

thanks!
.00135 MF and 58% residual for 36 mo, 15K/yr. $1500 lease credit

Thanks! Very helpful. How about the residual at 10k/yr?

sim_simma · March 2016

Can I get the MF and residual for:
2016 328i xdrive & 328d xdrive
36/15
36/12

Also, what is the "sweet spot" for good lease terms? We have excellent credit -- and judging from what I've read it seems like 36 months is the best term. Please correct me if I'm missing something. We're going to go shopping in the KCMO/ STL areas soon to find a well optioned 328, where we can get the price below MSRP, then approach the leasing bit..

2016 BMW 3-series Lease Questions

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