Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
Options
Comments
AWD RS: .00009 MF and 54% residual.
Add 2% for 12K/yr
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Red Sport, 3.0t Premium, and 3.0t Sport (all RWD) @ 39/15 and 36/15
Thanks again!
Sport: .00003 MF and 51%/49% residual for 36/39 months
Red: .00026 MF and 55% residual for either term
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
May I please have MF & Residual for '17 Q50 Premium AWD & Sport AWD, both at 39/15?
Thank you!!!!
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Appreciate the help with the leasing numbers.
Was looking at a 17 Infiniti Q50 3t premium awd with driver assist, technology, premium plus, leather and sport tire package. The msrp is $52920. Any idea what target monthly payment including tax I should be targeting at. Seller is giving $4700 discount off msrp.
Also, what is the going MF and RV for MA.
Thanks!
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Assuming the discounted price is the cap cost, $547/mo before tax for 39 months.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
MSRP: $57,720
Invoice: $54,337
Sale price: $53,294
Capitalized taxes: $3330.88
Govt. fee: $190.25
Doc fee: $150
Acq fee: $700
Gross/net capitalized cost: $57,665.13
MF: 0.00075
Residual: $33,478
Payment: $688.54
I asked for both 10k and 12k miles. The sheet shows payment range of $689 - $699 for 10k and $703 - $713 for 12k.
Would like some feedback whether these numbers are good or if I can do better. Is MF city/state specific or is that just price? Infiniti national shows a $429 lease (assumes MSRP of $50k and $4k down or something like that). Less than $500 definitely appeals to me but this is almost $700 a month!
I'd like at least a 300 hp car coming from an older Maxima. Maybe I should look at the 3.0 but that's another post. Thanks!
The MF is marked up on you; I get $703/mo with the inflated MF you provided.
What's killing you are the taxes - TX assess sales tax on the selling price, even for a lease. That alone is adding about $85/mo to the payment.
MF and residual are national. And, for that ad, the $4k down knocks over $100/mo on the payment, before taxes.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Use the "make / model / year" pull downs at the top of the page to link to the price tools. Your goal is to beat the TMV price for your zip code.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks!
Thanks!
.00003 and 48% for both 36/15 and 39/15
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
3.0T Premium RWD - .00006 and 59% / 51% / 51%
3.0T Sport RWD - .00003 and 60% / 54% / 52%
3.0T Signature RWD - .00027 and 59% / 54% / 54%
Red Sport RWD - .00026 and 64% / 58% / 58%
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Sig - .00006 and 50%
Both terms
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
-major
PS Looking at the numbers I got on my 2014 Q50,....36m/12k w/ residual of 61%. I am a bit surprised at how much residuals declined. Any understanding as to why?
I suspect Infiniti was tired of taking a bath on lease returns that were worth far less than the contracted residual, so they adjusted them to be more in line with the market value at the end of the lease.
Infiniti sets their numbers to achieve a particular target payment.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
I visited an infiniti dealer with an interest in the Q50 S 39/12 with navigation. They offered to pay off the remainder of the lease on my current car with 425/month for 4 months remaining. Does anyone have more details on this incentive?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
.00060 MF and 52% residual
39/15 residual is 47%.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2017 Q50 Sport 400 AWD
12k/36months
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2017 Q50 3.0 Premium AWD w/ Premium Plus Package
MSRP $45670
We have VPP pricing which they said was $41726
Selling price after all other incentives $37276
NY (8% tax)
Nothing out of pocket
$454.97 39 months 12K miles a year
I'm in a city with only one Infiniti Dealer so I'm wondering if I should expand my search or take this deal.
Thank you
Do you have the adjusted CAP cost?
Are you making the first payment at lease signing, or actually "Nothing out of pocket"?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
nyccarguy- I'm in upstate NY. I have family in the NYC area so coming down there is not out of range. Thanks
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
Even at $455/mo, it looks like a pretty good deal.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
This is on my quote
selling price 37276
govt fees 170
doc fee 87.50
capitalized taxes 1419.50
acquisition fee 700
gross cap cost 39653.00
residual value 22835
everything else is 0 (trade in, trade payoff, security deposit, gap, service contract, accessories, rebate, cash cap reduction)
net cap cost 39653
Amount paid by customer $454.97 (same as monthly payment)
What is capitalized taxes? Is that the NY state tax for the depreciation of the vehicle from my selling price to the residual? If so, when I run it through the lease calculator should I leave the tax at 0%?
In the lease calculator, put in the tax rate as normal and take the monthly tax amount and multiply by the lease term ($1419.50). Then, add that amount to the cap cost and recalculate the payment.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$454.97 payment *.08 tax = $36.40 tax * 39 payments = $1419.50 total tax. That matches what they have for Capitalized Taxes.
You said add it in and recalculate, Selling price was 37276 + 1419.50 tax = $38695. I plugged this # in the lease calculator above as Vehicle Sales Price, or Capitalized Cost
Title Registration Other Fees $257.50
Cash Down Payment $454.97
Lease term 39
Lease Residual 22835
Money factor .00003
Miles driven 12000
Acquistion Fee 700
I put in my zip code (NY)
Results
Total Loan Amount $39198
Monthly Payment $455
Which lines up with what they quoted (454.97). Did I finally get this right? Thank you for your help understanding this.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2017 Q50 Red Sport 400 AWD
Retail Price: $54,965.00
Sales Price: $48,854.00
Term: 39 months
Residual: 57%
Money Factor: 0.00009
Payment: $468
Amount Due: 3,734.00 (1st month payment ($468.00), lease acquisition fee ($700.00), tax ($2,076.30), doc fee ($399.00) and tag fee ($175.00) which totals $3,734.00)
We suggest only paying the firm payment and tag fee at signing; roll everything else into the lease payment. You won't get your unused taxes and fees refunded to you if the car is stolen or totaled. And, the MF is so low the interest on those charges is pretty miniscule..
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
15k/36
2k out of pocket? Monthly payment roughly