Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
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$5500 lease bonus
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$4750 lease bonus
Adjusted CAP would have to be about $50900 to get that payment.
Which isn't too bad... but, I'd want a breakdown of the $4662, to make sure you aren't paying for a lot of garbage.
Not a cheap car to lease, even with the big incentive. About $700/mo, all in.
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1st month= $579
Tax= $2,145.10
DMV Fee= $371
Doc fee= $598
Bank Acquisition Fee= $895
TOTAL UP FRONT= $4588.10
How we feeling about this?
But, nothing out of the ordinary in that up front cost.
We'd recommend putting the tax, doc fee and acq fee into the monthly payment, however. You won't get a refund from the state if the car is stolen or totaled before the end of the lease.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2019 Audi S4 premium plus
Audi exclusive special color
Black optic/S Sport Package/Carbon inlays
NY 12590
12k/36m
I want to start shopping for the above, but also realize I have little negotiating power since I want to order mine with an exclusive paint color. So I am trying to figure out where I should be starting my negotiations. Car built on Audi’s website comes to $63,795 (includes destination charge).
Ideally I am targeting no money down and under $600 a month.
.00067 MF
$4750 Lease Bonus Cash
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https://imgur.com/gallery/IOvUuW0
See screenshot of my deal.
None of those numbers add up to $10K+.
Is it NY? Maybe they've messed up the sales tax number?
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That is the proper MF reduction for 9 MSDs.
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5-6k upside down on a leased trade and was still able to get a ‘19 S4 Prestige for $645 pre tax a month even rolling in the negative equity and only doing fees down. Since my deal was unique with the trade - they gave me over dealer CPO retail value, I’ll pull my trade out so folks have a better comparison (my numbers are for TX).
Always hard to really figure what they put for cost on the trade in the deal, so I’ll put the cost at 95% of what they are listing it for on their preowned site which is still more than it will go for). I had pushed the deal for a week and they balked at first, 30 min after closing hour on the last day of July they agreed.
MSRP: $64,400
Rebates: $4250 (with loyalty)
Discount: $9,747 (15%)
$51,314 Cap Cost with all DMV/Dealer and acquisition
Again thanks to the forum, countless thousands you have saved me over the years. Although the flip side is your knowledge just enables my addiction of new cars - so I’m still netting negative.
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$4750 lease bonus
No loyalty, unless you currently own/lease, or have been an AFS customer within the last six months.
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36/12. Zipcode 07042
$4750 lease bonus
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2. It is unrealistic to expect Audi lease at ~ 1% MSRP. Expect to pay around 800-900 for what you configured.
S4 Premium Plus - MSRP $61,900
State: NJ
39 months/10k miles
Money factor: .00067
Residual: 50%
Net cap cost: $51,662.51
$3,500 down
$620/month
Prices include taxes, fees and first months payment
They’re also taking on my last two month lease payments on my Audi A4. I’d like to get it below $600. Is that doable? What’s the most I can push down the net cap cost to?
Thanks!
$4750 lease bonus
With that Net CAP, I calculate $587/mo.
The Net CAP seems reasonable, as $3500 wouldn't be enough to pay sales tax, acquisition fee, dealer fee, DMV and first payment. I'd estimate selling price at $56K, before incentives, so that is a healthy discount.
But, either the Net CAP is higher than they've told you, or the money factor is marked up. It would have to be .00107 MF to get that payment, given the parameters.
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I'd guess they could get down to that number.
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S4 prestige
Cold weather, red leather, carbon inlay, sport pkg.
Msrp 64,495
Sell price 58,944.50
Rebate amount 4750
Added audi care for $1000
Residual 51% 32,892.45
Msd $7200.
MF .00022 (after MSD)
Drive off amount due $0
First payment, taxes, dealer fees, dmv fees, everything is rolled into total monthly payments
Total monthly payments $789.49 @35 payments .... not 100% sure is it 35 or 36... they told me my first payment was rolled into the rest of the 35
Note they subtracted rebate amount to pay first month payment (789.49),doc fee (499), license and registration fee (356.5)
This would make my cap cost reduction 3105.01
I guess I’m bad at this all I know is that I pay 789.49 a month. I paid nothing down besides refundable security deposits of 7200. My residual is 32,892.45. Taxes and fees are rolled into the 789.49 a month I am in nyc.
$3500 lease bonus
$895 acquisition fee
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Are you in NJ or NY?
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Gross cap cost: 63678.98 (damn does this mean they added a bunch of fees?)
Cap cost reduction: 3105.01 ( rebate minus first month (789.49),doc fee (499), license and registration fee (356.5)
Adjusted cap cost: 60573.97
NYC
I think the gross cap is from the following
Taxes:2840.48
Least acq fee: 895
Audi care: 999
Saw this in the back of my paperwork
Thanks again you have been a big help
It's only 35 payments out of pocket, since they used part of the rebate to pay the first one. But, it's still a 36 month lease.
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I feel decent considering taxes n fees rolled in but not sure about the fees. I also see some bs rental fee for 780 that was rolled into the total lease amount.
Not sure what is normal/a good deal is. May be I should have done more homework.
Your deal seems reasonable.
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.00067 MF and 51% residual
$3500 lease bonus
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Right now in my zip (NJ 07042) lease cash is $4750, which im told is high.
In your experience do you see them offer a lot of lease cash prior to the new model year hitting?
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i'm currently being quoted MF of .00135!
2019 S4. Premium +. Black optics package + B&O. MSRP $60,390
2019 S4. Premium +. Black optics package + B&O.
$5000 lease bonus
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You need the next sheet that shows an itemization of the $3534 in upfront charges.
Also, the $350 of fees that they've added to the CAP cost in column 2 (DMV fees?)
$895 acq.fee
$144 doc fee (what state?)
Sales tax? (what state?)
It might add up, but there might be some garbage in there.
Other than checking on the those numbers, all else looks good.
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This adds $61/mo. to the payment.
(when doing calculations, ignore the total tax and disposition fee lines, they don't figure in the calculations)
Adds to CAP cost: $1194 - That is the $895 acquisition fee and some other $299 fee (dealer or accessory).
$1704 CAP reduction
$664 first payment
+tax on CAP reduction
= $2500 upfront money
With the base MF, you could have a payment of $656/mo, with just first payment Due at Signing, instead of $2500 upfront.
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In the meantime, could I get a breakdown of the $4750 lease cash (zipcode 07042)? Including the expiration dates.