Edmunds Members - Cars and Conversations (Archived)

venture

oldfarmer50 said:

venture said:

Today is the 6 month anniversary of paying off the Ascent. I still don't have the title.

No matter what I do - phone calls to India, emails, chatlines - all they do is keep buying time. Today when I called they said the lien was going to be released to PennDOT on Feb 21st. I asked why since they have had 6 months to get it released. No reply.

I traded my Legacy on Jan. 6th and the BMW dealer had the title in about 2 weeks. Both financed through Chase.

If anyone has any intent at all to finance through JP Morgan Chase, be forewarned...Don't do it.

Can you file a complaint with your state’s Attorney General?

That's next.

venture

stickguy said:

Crappy situation, but think how much worse it would be if you were trying to sell the car (or were the dealer that took it on trade, and can't do anything with it.)

Oddly enough my dealer said it was OK to trade in. Mrs. venture may be in the market for a Forester so who knows?

kyfdx

venture said:

stickguy said:

Crappy situation, but think how much worse it would be if you were trying to sell the car (or were the dealer that took it on trade, and can't do anything with it.)

Oddly enough my dealer said it was OK to trade in. Mrs. venture may be in the market for a Forester so who knows?

Dealers are used to waiting out the banks..

snakeweasel

roadburner said:

2022 taxes/registration for my vehicles came to $660.23.

Here it's $150 for each car and $45 for the bike.

driver100

snakeweasel said:

tjc78 said:

@driver100 said:

What are they???????

Dishwasher

Washing Machine

Back up Camera

Striped Shirt

Add "Batman shirt"

That gives me 3 out of 5
Maybe 4, I think dishwasher too.

driver100

ab348 said:

driver100 said:

That made me wonder whether it was better to get an electric or a gas tankless water heater.
We have gas in the house, but judging from this article I think I would opt for electric;
https://www.waterheaterleakinginfo.com/gas-vs-electric/

I have never heard anyone recommend an electric tankless. They just do not seem to be able to create the quick burst of intense heat the design requires.

Actually, although we are set up for gas I think electric would be better...unless you use a lot of hot water like say you have a few teenagers who use the shower for an hour. Electric is more efficient. Far less complicated to install. Far less maintenance. Much safer...less that can blow up. Initial cost and installation is less. Rising gas prices might make electric close or even cheaper to run, more compact.......far more efficient. Can be placed practically wherever you want it. My preference at this point would be electric, and our current water heater is gas.

kyfdx

@driver100 Electric is also easy to turn off, while you're gone. Just flip the circuit breaker.

stickguy

Cost aside I think gas is more common because you get more hot water and get it faster.

stickguy

@snakeweasel said:
Guess what? I have see that issue with just about every bank when someone dies.

Otherwise it would be a lot easier to drain someone's bank account.

Much easier to be on the account. That’s why when my mom died my father added me as joint owner to his bank accounts. I guess he trusted me not to buy a car with his money!

stickguy

New Jersey and New York are both not shy about taxes (especially property) but at least both only tax your house. No personal property on cars. And registration fees are not actually that bad either.

Michaell

stickguy said:

@snakeweasel said:

Guess what? I have see that issue with just about every bank when someone dies.

Otherwise it would be a lot easier to drain someone's bank account.

Much easier to be on the account. That’s why when my mom died my father added me as joint owner to his bank accounts. I guess he trusted me not to buy a car with his money!

My sister is joint with my mom on her account. Has made managing things much easier for both of us.

kyfdx

stickguy said:

@snakeweasel said:

Guess what? I have see that issue with just about every bank when someone dies.

Otherwise it would be a lot easier to drain someone's bank account.

Much easier to be on the account. That’s why when my mom died my father added me as joint owner to his bank accounts. I guess he trusted me not to buy a car with his money!

That's a good point. Joint owner is a lot better than POA.

imidazol97

Car thefts rise with Hyundia/Kia ignition lock fiasco.
Now lady sleeping in her truck in CA wakes and backs over catalyltic converter thief.

https://www.tri-cityherald.com/news/nation-world/national/article272519287.html

driver100

kyfdx said:

stickguy said:

@snakeweasel said:

Guess what? I have see that issue with just about every bank when someone dies.

Otherwise it would be a lot easier to drain someone's bank account.

Much easier to be on the account. That’s why when my mom died my father added me as joint owner to his bank accounts. I guess he trusted me not to buy a car with his money!

That's a good point. Joint owner is a lot better than POA.

If you can really really really trust the kid or person.
I have seen cases on Judge Judy where the kids left the parent leaving the money.....homeless.

driver100

kyfdx said:

@driver100 Electric is also easy to turn off, while you're gone. Just flip the circuit breaker.

That's a really good point. Much less chance of it blowing up too.
Whenever a row of houses gets blown up, and it happens every year because of a gas leak, MrsD100 says that's why I don't like gas (our furnace and water heater are gas because it is far cheaper to run on gas), but nothing else.

driver100

stickguy said:

Cost aside I think gas is more common because you get more hot water and get it faster.

I think you get it slightly faster, and you get more but only if you really need it for a family of 4 or 5 who take long showers at the same time!!!!!!!
Gas vs electric tankless water heater;
https://www.waterheaterleakinginfo.com/gas-vs-electric/

roadburner

imidazol97 said:

Car thefts rise with Hyundia/Kia ignition lock fiasco.
Now lady sleeping in her truck in CA wakes and backs over catalyltic converter thief.

https://www.tri-cityherald.com/news/nation-world/national/article272519287.html

She saved everyone a lot of trouble.

ab348

driver100 said:

kyfdx said:

@driver100 Electric is also easy to turn off, while you're gone. Just flip the circuit breaker.

That's a really good point. Much less chance of it blowing up too.
Whenever a row of houses gets blown up, and it happens every year because of a gas leak, MrsD100 says that's why I don't like gas (our furnace and water heater are gas because it is far cheaper to run on gas), but nothing else.

Yes, because as we all know, electrical fires never happen.

abacomike

Just got my new HP computer tower. My friend came over and set it up for me. Need to get a new HDMI cable for my old monitor because the old cable, for some reason, doesn't work. So I snatched the HDMI cable off the TV in my back bedroom where the computer is and it worked fine. So I ordered one from Amazon, will be here tomorrow.

It's amazing how fast this new computer processes compared to the old computer. I'm using the old monitor, old printer and old sound speakers and everything works perfectly. Things have sure changed with this new Microsoft Windows 11.

So, now I am just going to play with this for awhile.

cdnpinhead

Party on.

ab348

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

abacomike

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

I agree with you! I've used Windows 10 for several years and now with Windows 11, I see slight differences but nothing to "write home about" if you know what I mean.

I just purchased a license agreement from HP for MS Home and Student 2021 which includes Word and several other programs. Since all I need is a word processing program to write letters, etc., I stayed away from MS Office. They charged me $139.99 for a lifetime license which is less than I would have had to pay Microsoft for the same program.

driver100

ab348 said:

driver100 said:

kyfdx said:

@driver100 Electric is also easy to turn off, while you're gone. Just flip the circuit breaker.

That's a really good point. Much less chance of it blowing up too.
Whenever a row of houses gets blown up, and it happens every year because of a gas leak, MrsD100 says that's why I don't like gas (our furnace and water heater are gas because it is far cheaper to run on gas), but nothing else.

Yes, because as we all know, electrical fires never happen.

We had friends who had a gas waterless water heater installed and it wasn't installed correctly. Fortunately, the friend is a DIY guy so he could correct the things not installed correctly. There is a lot involved with gas vents etc...and a gas unit is more complicated from what I found out. But MrsD100 talked to a guy who installs both and he thinks installing gas is easier if you already have gas.....I have to do more homework. The article I posted said electric was the easiest safest way to go???????
Back to the drawing boards.

ab348

Because I just had to know, I’ve been doing some reading on electric on-demand water heaters. Seems like smaller-capacity ones need a 75-amp circuit but the big bruisers need twice that. Yoicks! Neighbouring homes may have their lights dim if you shower at night.

henryn

abacomike said:

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

I agree with you! I've used Windows 10 for several years and now with Windows 11, I see slight differences but nothing to "write home about" if you know what I mean.

I just purchased a license agreement from HP for MS Home and Student 2021 which includes Word and several other programs. Since all I need is a word processing program to write letters, etc., I stayed away from MS Office. They charged me $139.99 for a lifetime license which is less than I would have had to pay Microsoft for the same program.

You didn't see my post about getting a permanent license for Office for $49.95?

henryn

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

For the average home user, there is no benefit to moving to Windows 11 at this point in time. But there is also no really good reason to pass up the free upgrade. Do what pleases you.

ab348

henryn said:

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

For the average home user, there is no benefit to moving to Windows 11 at this point in time. But there is also no really good reason to pass up the free upgrade. Do what pleases you.

I think a good reason (for me at least) is that they moved my cheese in W11 so that everything is different enough to make me get irritated with it.

henryn

ab348 said:

henryn said:

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

For the average home user, there is no benefit to moving to Windows 11 at this point in time. But there is also no really good reason to pass up the free upgrade. Do what pleases you.

I think a good reason (for me at least) is that they moved my cheese in W11 so that everything is different enough to make me get irritated with it.

It does require a little acclimatization. For casual users, that's probably not worth the effort.

And on an entirely different subject: A few minutes ago, stopped at a red light, I found myself directly behind an X2. I couldn't help noticing that thing had about the smallest, narrowest rear window that I have ever seen on an automobile.

Found a picture. And in real life, it looks even smaller than it does in this picture.

tjc78

Driver if you have gas stay with gas. As mentioned tankless electric units require a ton of power. You may need a panel upgrade to handle it.

mjfloyd1

driver100 said:

ab348 said:

driver100 said:

kyfdx said:

@driver100 Electric is also easy to turn off, while you're gone. Just flip the circuit breaker.

That's a really good point. Much less chance of it blowing up too.
Whenever a row of houses gets blown up, and it happens every year because of a gas leak, MrsD100 says that's why I don't like gas (our furnace and water heater are gas because it is far cheaper to run on gas), but nothing else.

Yes, because as we all know, electrical fires never happen.

We had friends who had a gas waterless water heater installed and it wasn't installed correctly. Fortunately, the friend is a DIY guy so he could correct the things not installed correctly. There is a lot involved with gas vents etc...and a gas unit is more complicated from what I found out. But MrsD100 talked to a guy who installs both and he thinks installing gas is easier if you already have gas.....I have to do more homework. The article I posted said electric was the easiest safest way to go???????
Back to the drawing boards.

I’m intrigued by the waterless water heater😂

jmonroe1

@mjfloyd1 said:
I’m intrigued by the waterless water heater😂

————————————————
Once I realized who wrote the post I was no longer “intrigued” or dumbfounded.

jmonroe

mjfloyd1

jmonroe1 said:

@mjfloyd1 said:

I’m intrigued by the waterless water heater😂

————————————————

Once I realized who wrote the post I was no longer “intrigued” or dumbfounded.

jmonroe

It was just a typo,my dude

driver100

mjfloyd1 said:

driver100 said:

ab348 said:

driver100 said:

kyfdx said:

@driver100 Electric is also easy to turn off, while you're gone. Just flip the circuit breaker.

That's a really good point. Much less chance of it blowing up too.
Whenever a row of houses gets blown up, and it happens every year because of a gas leak, MrsD100 says that's why I don't like gas (our furnace and water heater are gas because it is far cheaper to run on gas), but nothing else.

Yes, because as we all know, electrical fires never happen.

We had friends who had a gas waterless water heater installed and it wasn't installed correctly. Fortunately, the friend is a DIY guy so he could correct the things not installed correctly. There is a lot involved with gas vents etc...and a gas unit is more complicated from what I found out. But MrsD100 talked to a guy who installs both and he thinks installing gas is easier if you already have gas.....I have to do more homework. The article I posted said electric was the easiest safest way to go???????
Back to the drawing boards.

I’m intrigued by the waterless water heater😂

You know, this isn't a full time job for me. For some people, it might be their whole life. I get about 40 emails a day that require some action, I played pickleball from 9 to noon, ate lunch, took Trixie to the dog park from 1 until 3, I had to watch Dr Phil from 4 to 5 because the program was about the Murtaugh murders, then I made my dinner (MrsD100 went back home for 2 weeks to visit family and friends), ate my dinner, replied to about 10 more emails, took Trixie for a walk, watch Hitsville the Story of Motown on Prime (it's great), took Trixie out, loaded the dishwasher, now getting ready for bed and will read my book and watch the news while in bed.

Actually, a waterless hot water heater would be a great invention, I have to find some backers.
Oh, and car related, I found it interesting that Berry Gordy started his business but needed to earn some money. He worked on the assembly line at Lincoln-Mercury. That is how he got the idea of making an assembly line for producing music.....it starts with a writer, then find an artist, teach the artist how to dance and act.....he brought an assembly line approach to music.

driver100

tjc78 said:

Driver if you have gas stay with gas. As mentioned tankless electric units require a ton of power. You may need a panel upgrade to handle it.

I am not at home now but the house if about 15 years old but MrsD100 is there now and she assures me the house has the outlets and capability to handle an electric "Tankless water heater".

That article I used said this:
If upgrading your home's power is not necessary, an electric unit is very easy and inexpensive to install. But if you need to upgrade your home's power, it'll be quite expensive. Which unfortunately makes electric tankless systems not the best choice for older homes where the electrical system may not be able to accommodate the power demands.

According to MrsD100 who checked it over, we should be able to handle the electric TWH easily. In fact, in many ways it is much easier to hook up to the power supply than to the gas lines, I think!

cdnpinhead

ab348 said:

I think a good reason (for me at least) is that they moved my cheese in W11 so that everything is different enough to make me get irritated with it.

Ah yes, the Microsoft mantra: "Everything's different and nothing is better."

abacomike

henryn said:

abacomike said:

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

I agree with you! I've used Windows 10 for several years and now with Windows 11, I see slight differences but nothing to "write home about" if you know what I mean.

I just purchased a license agreement from HP for MS Home and Student 2021 which includes Word and several other programs. Since all I need is a word processing program to write letters, etc., I stayed away from MS Office. They charged me $139.99 for a lifetime license which is less than I would have had to pay Microsoft for the same program.

You didn't see my post about getting a permanent license for Office for $49.95?

I must have missed it - oh well - that will teach me to read "ALL POSTS", and not scan them.

jmonroe1

@driver100 said:
I am not at home now but the house if about 15 years old but MrsD100 is there now and she assures me the house has the outlets and capability to handle an electric "Tankless water heater".

That article I used said this:
If upgrading your home's power is not necessary, an electric unit is very easy and inexpensive to install. But if you need to upgrade your home's power, it'll be quite expensive. Which unfortunately makes electric tankless systems not the best choice for older homes where the electrical system may not be able to accommodate the power demands.

According to MrsD100 who checked it over, we should be able to handle the electric TWH easily. In fact, in many ways it is much easier to hook up to the power supply than to the gas lines, I think!

————————————————
Maybe I shouldn’t ask this question but I will. Where did Mrs. @driver100 get her training in home electrical panel power capacity?

My experience says if your homes electrical panel isn’t rated for at least 200 amps you don’t have enough power to drive an electric tankless water heater AND still have enough power to support the homes original power demand.

FWIW, the outlets your wife is looking at has NOTHING to do with what is required for an electric tankless water heater.

jmonroe

driver100

Good question....I will try to remember to ask her. She wanted the generator so she arranged it all....I think all the wiring that could handle the generator will also handle the tankless water heater.........but I am just guessing. Maybe she knows the electrical needs upgrading and didn't mention it....because she prefers electric to gas if there is a choice. I'll try to find out. She studies this stuff....while I go off and play pickleball or tennis.

driver100

I have Windows 11 on my 3 month old laptop. I don't like that they moved the little working things like the folders etc to the middle at the bottom instead of having it on the left. Why change that....to make it different? I guess they made it so you have to buy Word and any other programs that used to be free. It's the new business model, make it like Mercedes so only they can sell you programs and upgrades...it gives them a steady stream of money. I only wanted W11 because then it might last longer before it expires.

imidazol97

driver100 said:

I am not at home now but the house if about 15 years old but MrsD100 is there now and she assures me the house has the outlets and capability to handle an electric "Tankless water heater".

I suspect that typo was meant to say "thankless water heater" for those who had one fail at bad times and cost a lot to replace.

oldfarmer50

snakeweasel said:

kyfdx said:

@venture Chase is a pain with almost everything. I had an elderly relative pass away, recently. Getting control of his checking account was an ordeal. His lawyer said there is a saying in Lexington, KY. "Don't ever die with a Chase Bank account".

Guess what? I have see that issue with just about every bank when someone dies.

Otherwise it would be a lot easier to drain someone's bank account.

When my mother died, as executor, I had to file for probate and get testamentary letters to present to the bank. Very expensive. My wife and I are going to add our son’s (executor) name to our accounts to avoid that.

oldfarmer50

snakeweasel said:

oldfarmer50 said:

I had a couple of panhandlers come to the door today.



Little did I know they had about 20 of their friends waiting to share my donation.

Swap them out for squirrels and you have my back yard.

Oh I have an army of squirrels too.

snakeweasel

henryn said:

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

For the average home user, there is no benefit to moving to Windows 11 at this point in time. But there is also no really good reason to pass up the free upgrade. Do what pleases you.

Yeah but if Windows 10 is working for you why go from something you know to an unknown that has a learning curve and that may or may not work better for you?

oldfarmer50

imidazol97 said:

Car thefts rise with Hyundia/Kia ignition lock fiasco.
Now lady sleeping in her truck in CA wakes and backs over catalyltic converter thief.

https://www.tri-cityherald.com/news/nation-world/national/article272519287.html

Hit a paywall on that article but from what you say it sounds like poetic justice.

snakeweasel

driver100 said:

Actually, a waterless hot water heater would be a great invention, I have to find some backers.

They have them, I was at the Home Depot the other day and saw a whole isle of hot water heaters and not a one of them had water in them.

oldfarmer50

henryn said:

ab348 said:

henryn said:

ab348 said:

I have steadfastly avoided Windows 11, not because I love Windows 10 but because it seems like it is change for the sake of change and gives me nothing of value to me.

For the average home user, there is no benefit to moving to Windows 11 at this point in time. But there is also no really good reason to pass up the free upgrade. Do what pleases you.

I think a good reason (for me at least) is that they moved my cheese in W11 so that everything is different enough to make me get irritated with it.

It does require a little acclimatization. For casual users, that's probably not worth the effort.

And on an entirely different subject: A few minutes ago, stopped at a red light, I found myself directly behind an X2. I couldn't help noticing that thing had about the smallest, narrowest rear window that I have ever seen on an automobile.

Found a picture. And in real life, it looks even smaller than it does in this picture.

I drove one of those yesterday and I agree. It’s like a car that had a roll over accident.

qbrozen

@henryn said:
It does require a little acclimatization. For casual users, that's probably not worth the effort.

And on an entirely different subject: A few minutes ago, stopped at a red light, I found myself directly behind an X2. I couldn't help noticing that thing had about the smallest, narrowest rear window that I have ever seen on an automobile.

Found a picture. And in real life, it looks even smaller than it does in this picture.

No problems for us. It ain’t always the size of the window. Our Sprinter has massive rear windows, but they are like 15 feet from the driver, divided by the door frames, and 7 feet off the ground. The X2 had a great view in comparison.

explorerx4

I just updated from Win 10 to Win 11 this morning. No big deal.

henryn

driver100 said:

I have Windows 11 on my 3 month old laptop. I don't like that they moved the little working things like the folders etc to the middle at the bottom instead of having it on the left. Why change that....to make it different? I guess they made it so you have to buy Word and any other programs that used to be free. It's the new business model, make it like Mercedes so only they can sell you programs and upgrades...it gives them a steady stream of money. I only wanted W11 because then it might last longer before it expires.

Microsoft Word has never been free, not ever, in the history of the universe. Perhaps what you're thinking of is the new "subscription service" where you have to pay $99 per year for a subscription to Office 365. The answer to that is to buy a permanent license to Microsoft Office 2021. I recently posted where you can get that for $49.

fintail

driver100 said:

I have Windows 11 on my 3 month old laptop. I don't like that they moved the little working things like the folders etc to the middle at the bottom instead of having it on the left. Why change that....to make it different? I guess they made it so you have to buy Word and any other programs that used to be free. It's the new business model, make it like Mercedes so only they can sell you programs and upgrades...it gives them a steady stream of money. I only wanted W11 because then it might last longer before it expires.

You can move that - here's a screenshot of my Win11 display: