2015 Acura TLX Lease Questions

kyfdx

rlembke said:

2.4 base and 3.5 base - what would the residuals be for 12k and 15k? Thanks!

2.4: 63%/61%

3.5: 62%/60%

Looks like they are running 39 month leases using those same residuals.

mcb345

I am looking for the MF and residuals for a 3.5 liter AWD Tech for 12k miles. I'm assuming it's for 39 months not 36 as well?

Also, assuming the MF is .00105, is this the very best MF possible or is there a Tier 1+ / Tier 0 of some sort with Acura? Thank you!

kyfdx

mcb345 said:

I am looking for the MF and residuals for a 3.5 liter AWD Tech for 12k miles. I'm assuming it's for 39 months not 36 as well?

Also, assuming the MF is .00105, is this the very best MF possible or is there a Tier 1+ / Tier 0 of some sort with Acura? Thank you!

.00105 MF and 58% residual for either 36 or 39 months..

If you do a true $0 due at signing lease, the MF is .00095, but otherwise .00105 is as low as it goes.

mcb345

Thank you very much.

kshankar

Would the rates quoted above be the same a V6 FWD with tech package?
thanks
KRIS

thekid96

Would like the current MF and residuals for 2.4 w/ Tech package. 12k/39 mnths. thx!

kyfdx

kshankar said:

Would the rates quoted above be the same a V6 FWD with tech package?
thanks
KRIS

FWD residual is 2% higher

kyfdx

thekid96 said:

Would like the current MF and residuals for 2.4 w/ Tech package. 12k/39 mnths. thx!

.00128 MF and 61% residual

thekid96

Thx! How about 2.4 Base ?(no Tech package) 12k/39mnths

Michaell

thekid96 said:

Thx! How about 2.4 Base ?(no Tech package) 12k/39mnths

.00128 and 63% for 39/12.

thekid96

Can you shed some light on fees? Are there ones I should refuse or am able able to negotiate? Doc fee and license fee seem to be same thing to me. Acquisition fee was already included in the negotiated sales price. Also can MF or Residuals be negotiated?


First Month Payment $398.00
Bank Fee $595.00
Documentation Fee $369.00
Sales Tax $67.48
License $383.50
Total $1812.98

Michaell

thekid96 said:

Can you shed some light on fees? Are there ones I should refuse or am able able to negotiate? Doc fee and license fee seem to be same thing to me. Acquisition fee was already included in the negotiated sales price. Also can MF or Residuals be negotiated?


First Month Payment $398.00
Bank Fee $595.00
Documentation Fee $369.00
Sales Tax $67.48
License $383.50
Total $1812.98

Of what you listed, the only one that can be negotiated out is the Doc Fee ... adjust your selling price offer downward by $369 to offset. Bank fee is from Acura and the rest are state mandated.

MF can be marked up by the dealer; you want to ensure that they are using the base MF in their lease calcs. Residual is set by the bank and cannot be modified.

thekid96

Ok. Thx! How do I ensure they are using base MF? they are quoting the MF you stated above (.00128). Last question. What is the $67 sales tax if I am paying the sales tax every month in my payment?

Michaell

thekid96 said:

Ok. Thx! How do I ensure they are using base MF? they are quoting the MF you stated above (.00128). Last question. What is the $67 sales tax if I am paying the sales tax every month in my payment?

Have them show you the lease worksheet; it should state the MF being used.

The $67 is the tax for taxable items paid up front.

jjwood123

Greetings! I am looking into leasing a 2.4, but was told today all the programs require a credit score of 720. My credit score is 685, does anyone have any insight on how that will affect my ability to lease through Acura? I was told at Audi that they could still do a lease but my MF would be higher based on my credit score, and I am wondering if that is the case with Acura as well.

Thanks for any feedback.

Michaell

jjwood123 said:

Greetings! I am looking into leasing a 2.4, but was told today all the programs require a credit score of 720. My credit score is 685, does anyone have any insight on how that will affect my ability to lease through Acura? I was told at Audi that they could still do a lease but my MF would be higher based on my credit score, and I am wondering if that is the case with Acura as well.

Thanks for any feedback.

It does look like Acura offers different MF based on one's credit score, but we don't have the specifics as to how much the MF would increase.

thekid96

Regarding the MF and Residuals for Feb. Is there a likelyhood of them getting better or worse?

Michaell

thekid96 said:

Regarding the MF and Residuals for Feb. Is there a likelyhood of them getting better or worse?

The Acura numbers we currently have expire on 3/2/15.

duke78

I live in Georgia...and want to know if this would be a good deal. 2015 Acura TLX Base model, $1,700 down, $360/mo/12,000 mi/39 months. thanks

Michaell

duke78 said:

I live in Georgia...and want to know if this would be a good deal. 2015 Acura TLX Base model, $1,700 down, $360/mo/12,000 mi/39 months. thanks

Not enough information .. 4-cyl or V6?

What is the MSRP and selling price? Taxes in GA will hurt your lease payment.

TLX 4-cyl base: .00128 and 63%

TLX V6 base: .00105 and 62%

duke78

It's a 4 cly base model

Michaell

duke78 said:

It's a 4 cly base model

We still need the MSRP and selling price to model a payment.

duke78

4 cly base model...selling price - $32,365.00 less $1,000 discount + $710.00 protection package. Total purchase $32,075. The latest quote I have is $1,700 down, $355.11/mo, 12,000 mi/ 39 mo. (In Georgia)

Michaell

duke78 said:

4 cly base model...selling price - $32,365.00 less $1,000 discount + $710.00 protection package. Total purchase $32,075. The latest quote I have is $1,700 down, $355.11/mo, 12,000 mi/ 39 mo. (In Georgia)

With your MSRP and total purchase price, I'm getting $391.74/mo before tax.

What does the $1700 down get used for? In Georgia, you pay ad valorem tax on the entire selling price.

duke78

that's just it. i did not pay ad valorem... i just got them to do $1,700 down, $355/month total (39 mo with 12,000 mi/yr. i think i got a great deal.

Michaell

duke78 said:

that's just it. i did not pay ad valorem... i just got them to do $1,700 down, $355/month total (39 mo with 12,000 mi/yr. i think i got a great deal.

I think everybody who is trying to lease a car in GA is curious how you managed to avoid the Ad valorem taxes on your lease.

duke78

Well I wouldn't say I avoided the taxes...it was in the lease deal...the above numbers are what I got the lease for. I just negotiated well.

Michaell

duke78 said:

Well I wouldn't say I avoided the taxes...it was in the lease deal...the above numbers are what I got the lease for. I just negotiated well.

Congratulations! Enjoy!

car_ninja

I hope this isn't a prohibited request, but I always wonder why with only so few models and mileage combos, why someone or the moderator just doesn't post all the MFs and RVs for the current month for this car? Anyway, I'll make the request at my own peril. May I have the Feb. 2015 MFs and RVs for 36/39 mos. and 10k/12k/15k for all TLX models?

Michaell

car_ninja said:

I hope this isn't a prohibited request, but I always wonder why with only so few models and mileage combos, why someone or the moderator just doesn't post all the MFs and RVs for the current month for this car? Anyway, I'll make the request at my own peril. May I have the Feb. 2015 MFs and RVs for 36/39 mos. and 10k/12k/15k for all TLX models?

It's actually easier to answer the questions as they come in .. who wants to scroll back multiple pages to find the one post with all the info?

All models? 4-cyl, V6, tech, FWD, AWD? That's a lot to ask for. Are you that undecided in which one you may lease?

MF is .00128 for all 4-cylinders, and .00105 for the V6's.

4-cyl base residual is 61% for 36 or 39 month, 15,000 miles

V6 base residual is 60% for 36 or 39 month, 15,000 miles

all other trim levels are lower RV. Add 2% for 12K and 3% for 10K.

car_ninja

Actually, you're comment about scrolling back in this post is the exact problem I'm having trying to figure out which are all the current MFs and RVs for the individual models at the different lease terms and mileages. Not that it's relevant, but the reason I wanted all of them is that I'm a longstanding Acura lessee with two current leases that have Momentum Miles and on one of the new leases I have to be very cognizant of the monthly payment, so yes, I wanted all of the models and their MFs and RVs so I could run the various scenarios factoring in the Momentum Miles to see how much car we could afford on that lease. With that said, I took your information, but wasn't able to complete the picture, so can you confirm/correct the MFs and RVs below? Thanks

10k 12k 15k
TLX 2.4 66% 0.00128 63% 0.00128 61% 0.00128
TLX 2.4 Tech 64% 0.00128 61% 0.00128 59% 0.00128
TLX 3.5 65% 0.00105 62% 0.00105 60% 0.00105
TLX 3.5 Tech 63% 0.00105 60% 0.00105 58% 0.00105
TLX 3.5 Adv 60% 0.00105 59% 0.00105 57% 0.00105
TLX 3.5 SH-AWD Tech 61% 0.00105 58% 0.00105 56% 0.00105
TLX 3.5 SH-AWD Adv 58% 0.00105 57% 0.00105 55% 0.00105

Michaell

car_ninja said:

Actually, you're comment about scrolling back in this post is the exact problem I'm having trying to figure out which are all the current MFs and RVs for the individual models at the different lease terms and mileages. Not that it's relevant, but the reason I wanted all of them is that I'm a longstanding Acura lessee with two current leases that have Momentum Miles and on one of the new leases I have to be very cognizant of the monthly payment, so yes, I wanted all of the models and their MFs and RVs so I could run the various scenarios factoring in the Momentum Miles to see how much car we could afford on that lease. With that said, I took your information, but wasn't able to complete the picture, so can you confirm/correct the MFs and RVs below? Thanks

10k 12k 15k
TLX 2.4 66% 0.00128 63% 0.00128 61% 0.00128
TLX 2.4 Tech 64% 0.00128 61% 0.00128 59% 0.00128
TLX 3.5 65% 0.00105 62% 0.00105 60% 0.00105
TLX 3.5 Tech 63% 0.00105 60% 0.00105 58% 0.00105
TLX 3.5 Adv 60% 0.00105 59% 0.00105 57% 0.00105
TLX 3.5 SH-AWD Tech 61% 0.00105 58% 0.00105 56% 0.00105
TLX 3.5 SH-AWD Adv 58% 0.00105 57% 0.00105 55% 0.00105

I confirm the 2.4 and 3.5 MF's. The residuals are partially correct ... I'll correct the 15K numbers for you. 12K is 2% higher, 10K is 3% higher than the 15K numbers.

3.5 Adv is 56%
3.5 SH-AWD Adv is 54%

All other 15K residuals are correct.

FWIW, the 39 month residuals are the same as the 36 month residuals through 3/2/15.

MZA212

Could you please provide the February numbers for
V6 Tech 39 months lease 10k, 12k and 15k miles.
Thank you

kyfdx

mzia said:

Could you please provide the February numbers for
V6 Tech 39 months lease 10k, 12k and 15k miles.
Thank you

.00105 MF and 61%/60%/58% residual

MZA212

Thank you. can u please advise if this looks like a good deal ?
TLX V6 Tech 39 months 
$0down $0 first payment 
$465 for 10k miles
$475 for 12k miles

Both payments include 6% FL tax.

kyfdx

mzia said:

Thank you. can u please advise if this looks like a good deal ?
TLX V6 Tech 39 months 
$0down $0 first payment 
$465 for 10k miles
$475 for 12k miles

Both payments include 6% FL tax.

Couldn't tell you without the MSRP and selling price

MZA212

MSRP $39250. I haven't sad down to negotiate the actual selling price. The above numbers were provided by the sales manager cause he knows that I have been a customer with Acura Financial before and currently with Honda financial.

Michaell

mzia said:

MSRP $39250. I haven't sad down to negotiate the actual selling price. The above numbers were provided by the sales manager cause he knows that I have been a customer with Acura Financial before and currently with Honda financial.

Without the selling price (actually, the net cap cost) we can't figure the payment.

MZA212

Selling price 38000

Michaell

mzia said:

Selling price 38000

Using the MSRP of $39,250 and the selling price of $38,000, I get a 36/12 payment with tax of $461.25, and a 36/10 payment with tax of $451.02.

Ask the dealer what the net cap cost is - and get them to explain how they arrived at that number from the selling price they quoted you. That might explain the difference in their quote.

MZA212

Thank you

car_ninja

As I mentioned earlier, I'm a current lessee and I received an AFS offer back on 10/29/14 that's good through 3/31/15. In calculating their lease example in the offer (the obligatory 2.4 Base, 36 mos., 10k miles), it's a 66% RV and a 0.00083 MF. $299/mo, MSRP of $31,890, $29,362 net cap cost, $10,764 total payments, $21,047 lease end value, $2,200 cap cost reduction for AFS super preferred/preferred credit customers. This doesn't include TT&L, but does include $595 destination. Being in Texas and a previous lessee, I know my TT&L will probably be around $770. Although this seems like a pretty good offer, alas, I'm not interested in the 2.4 Base, but rather the 3.5 Adv, and was wondering if there's a way to extrapolate the offer to the 3.5 Adv with the information in hand? Obviously the RV isn't the current RV, but I would be locked in with the offer, so I'm assuming the RV is from Oct 14 when the offer was sent? So do I need the RV for a 3.5 Adv from Oct 14 to know what the offer is? Also, on the MF, that's pretty low, and I'm confident I could actually obtain that with an 813 FICO, but would it be the same or even possibly lower for the 3.5 Adv since the MF for the 3.5 is lower than for the 2.4? Or at 0.00083 MF, are they pretty much giving me the lowest rate they have? Finally, does the cap cost reduction usually increase depending on the model, or is it usually the same regardless of the model?

Michaell

car_ninja said:

As I mentioned earlier, I'm a current lessee and I received an AFS offer back on 10/29/14 that's good through 3/31/15. In calculating their lease example in the offer (the obligatory 2.4 Base, 36 mos., 10k miles), it's a 66% RV and a 0.00083 MF. $299/mo, MSRP of $31,890, $29,362 net cap cost, $10,764 total payments, $21,047 lease end value, $2,200 cap cost reduction for AFS super preferred/preferred credit customers. This doesn't include TT&L, but does include $595 destination. Being in Texas and a previous lessee, I know my TT&L will probably be around $770. Although this seems like a pretty good offer, alas, I'm not interested in the 2.4 Base, but rather the 3.5 Adv, and was wondering if there's a way to extrapolate the offer to the 3.5 Adv with the information in hand? Obviously the RV isn't the current RV, but I would be locked in with the offer, so I'm assuming the RV is from Oct 14 when the offer was sent? So do I need the RV for a 3.5 Adv from Oct 14 to know what the offer is? Also, on the MF, that's pretty low, and I'm confident I could actually obtain that with an 813 FICO, but would it be the same or even possibly lower for the 3.5 Adv since the MF for the 3.5 is lower than for the 2.4? Or at 0.00083 MF, are they pretty much giving me the lowest rate they have? Finally, does the cap cost reduction usually increase depending on the model, or is it usually the same regardless of the model?

The current MF is .00128 for the 4-cyl and .00105 for the V6. The .00083 is long gone - I'm not quite sure I understand an offer sent out in October that is valid until March.

The difference in the 36/10 residual is now 64% for 4-cyl base and 59% for the V6 Advance.

We'd need to know the MSRP and net cap cost of the V6 Advance to model a payment. I don't think it's possible to "extrapolate" a payment from a national offer on a completely different model. Each deal stands alone.

car_ninja

The offer is good through March because that's when my leases are up. The offer states I'm approved up to $50k, which could be a much better model than the 2.4 Base. What I'm trying to figure out is if the lease example they give in the small print is just that, an example, and not a specific model I'm limited to in the offer. In other words, can the $2,200 cap cost reduction be applied to any of the other models as well with that offer? Can I negotiate a selling price for a 3.5 Adv and then spring this offer and get an additional $2,200 cap cost reduction?

kyfdx

car_ninja said:

The offer is good through March because that's when my leases are up. The offer states I'm approved up to $50k, which could be a much better model than the 2.4 Base. What I'm trying to figure out is if the lease example they give in the small print is just that, an example, and not a specific model I'm limited to in the offer. In other words, can the $2,200 cap cost reduction be applied to any of the other models as well with that offer? Can I negotiate a selling price for a 3.5 Adv and then spring this offer and get an additional $2,200 cap cost reduction?

The numbers they give in the example are just an example... not even a guarantee that any dealer will honor them.

stever

If you recently bought a new car and are really appreciating high-tech features you didn't have previously, a reporter wants to hear from you. Please email PR@edmunds.com by Thursday, February 12, 2015 and include your daytime contact information and a few words about your experience.

MZA212

Do you know when these numbers might change? (The Money factor)

kyfdx

mzia said:

Do you know when these numbers might change? (The Money factor)

Current numbers are scheduled to run through March 2nd.

traider2

Hello, does this sound like a good offer:
Selling Price: 37000
MSRP: 39375
39 Month/15K miles per year - $483.00/month
- $0 down $0 due at signing; 3rd time lessee from Acura
- I live in NJ, this includes the 7% tax

Michaell

traider2 said:

Hello, does this sound like a good offer:
Selling Price: 37000
MSRP: 39375
39 Month/15K miles per year - $483.00/month
- $0 down $0 due at signing; 3rd time lessee from Acura
- I live in NJ, this includes the 7% tax

4-cyl or V6? Which trim level or options packages?

What is the net cap cost, after taxes and fees are rolled in?