2015 Infiniti Q50 Lease Questions

jkipster

Just a reference for you folks. Here is the latest local offer for the base RWD Q50 with no options. Based on MSRP of $38,055 on a 39mo/10K lease with destination, bank fee, DMV and first payment included. $259/mo before tax, zero drive off.

I don't know the net cap cost for this but it would be easy to estimate if mods provide the MF and residual. This is the published offer, so a shrewd negotiator could probably get better terms.

captarbitrage

May I please request the following MF and residuals for a Q50 Sport AWD in upstate NY?

24 mo 12,000 and 15,000 miles per year
36 mo 12,000 and 15,000 miles per year

Thank you in advance!

Michaell

captarbitrage said:

May I please request the following MF and residuals for a Q50 Sport AWD in upstate NY?

24 mo 12,000 and 15,000 miles per year
36 mo 12,000 and 15,000 miles per year

Thank you in advance!

.00008 MF for both terms

24/15 - 56%
36/15 - 51%

Add 2% for 12K

frank310

Can you give me the MF and Residual on these 2 models, looking at 36 or 39 month lease 12k miles per year in NJ
Q50 AWD Premium Nav
Q50 AWD Premium Nav Deluxe

Thanks.

killr

New numbers for February? 39mo/12k Premium RWD

Michaell

frank310 said:

Can you give me the MF and Residual on these 2 models, looking at 36 or 39 month lease 12k miles per year in NJ
Q50 AWD Premium Nav
Q50 AWD Premium Nav Deluxe

Thanks.

.00008 and 53% for 36/12 or 52% for 39/12

ddaniels1

Hello, I need some help about a lease.
Deal offered: Q50 premium rwd with nav & leather seating 12,000 miles 39 months.

MSRP $43,755
Discount 3,722.
Net Price 40,033.77
Money Factor: .00052
Residual 52%

Monthly payment: $ 537 including tax
Money due at signing: $ 1759 (first payment $552, Dealer fee $999, State electronic filing $119, Tax 109 ) + tag transfer.

Deal is in Florida. Credit is tier 3. This seems priced high to me and I don't know much about leases. any thoughts?

Michaell

ddaniels1 said:

Hello, I need some help about a lease.
Deal offered: Q50 premium rwd with nav & leather seating 12,000 miles 39 months.

MSRP $43,755
Discount 3,722.
Net Price 40,033.77
Money Factor: .00052
Residual 52%

Monthly payment: $ 537 including tax
Money due at signing: $ 1759 (first payment $552, Dealer fee $999, State electronic filing $119, Tax 109 ) + tag transfer.

Deal is in Florida. Credit is tier 3. This seems priced high to me and I don't know much about leases. any thoughts?

.00032 MF is base through tier 4, so that is marked up.

I think the $999 dealer fee is a record around here.

With the base MF, I get $491/mo assuming 6% tax.

Find out what the net cap cost is - might be higher than the net price you've shared.

ddaniels1

s

is the net cap on here?
also, should I ask to reduce dealer fee and monthly price to 490? Thanks in advance for all of the help!

Michaell

ddaniels1 said:

s

is the net cap on here?
also, should I ask to reduce dealer fee and monthly price to 490? Thanks in advance for all of the help!

Looks like a dealer printout - not sure how much faith I'd put into their numbers.

Use the "make model year" pull downs at the top of the page to link to the Edmunds price tools. Can't hurt to independently verify the numbers.

killr

New numbers for February? 39mo/12k Premium RWD

Michaell

killr said:

New numbers for February? 39mo/12k Premium RWD

.00032 and 52%

btob7f1

Could I please have numbers for the Q50 hybrid:

12k mi/36 mo/24mo
10kmi/36 mo/24mo

Thank you!!

kyfdx

btob7f1 said:

Could I please have numbers for the Q50 hybrid:

12k mi/36 mo/24mo
10kmi/36 mo/24mo

Thank you!!

Premium or Sport?

RWD or AWD?

btob7f1

kyfdx said:

Could I please have numbers for the Q50 hybrid: 12k mi/36 mo/24mo 10kmi/36 mo/24mo Thank you!!

Premium or Sport? RWD or AWD?

Sorry, actually hybrid RWD, please and thanks

btob7f1

btob7f1 said:

kyfdx said:

Could I please have numbers for the Q50 hybrid: 12k mi/36 mo/24mo 10kmi/36 mo/24mo Thank you!!

Premium or Sport? RWD or AWD?

Sorry, actually hybrid RWD, please and thanks

And this is for south east region- Auburn AL 36830

kyfdx

btob7f1 said:

btob7f1 said:

kyfdx said:

btob7f1 said:

Could I please have numbers for the Q50 hybrid:

12k mi/36 mo/24mo
10kmi/36 mo/24mo

Thank you!!

Premium or Sport?

RWD or AWD?

Sorry, actually hybrid RWD, please and thanks

And this is for south east region- Auburn AL 36830

.00050 MF and 54% residual for 39mo, 12K/yr. Premium Hybrid RWD

Add 1% for 10K/yr. The other terms aren't nearly as good.

lukeryan

Would anyone be able to tell me if this is a good deal or if I could possibly negotiate this down. It's for a 2015 Q50 Premium RWD w/ Nav Package. I'm in Los Angeles, CA if that somehow makes a difference on the MF or anything like that. Was also wondering what the Net Cap Cost on this is. I only think the residual price is listed as the "Payment Purchase"...Thanks!

kyfdx

@lukeryan Funny how they name the document, Customer Disclosure, but don't really disclose much.

No, they don't give a selling price or CAP cost.

.00032 MF and 53% residual.

Can't really tell you specifics, but $1473/mo upfront and $309/mo. looks like a pretty low payment for a $43K MSRP vehicle.

No need to pay the acquisition fee upfront. You can roll that into the payment. That would knock your upfront down to about $700, and add $20/mo. to the payment.

lukeryan

@kyfdx, yeah I'm not sure why he didn't include the selling price or CAP cost in there. I kinda fooled around with the Edmunds' calculator and put in all of the numbers he's already provided (including the MF and residual % that you've listed here) and I've deduced that the selling price is probably $34K and CAP cost $33K, b/c he did mention something about him being able to knock an additional $1,000 off from the selling price. I think I'm gonna walk into a dealership soon and just tell them I have an offer of $295/mo. on the table elsewhere, but they don't have the color I want in their inventory and if they can match that price, I will sign immediately. I doubt they let me walk out of there.

killr

What exactly is the acquisition fee? Is that something you can get dropped?

kyfdx

killr said:

What exactly is the acquisition fee? Is that something you can get dropped?

The bank gets that fee for financing the lease, providing GAP insurance, etc. No, it's non-negotiable.

carz

I have a G37x with 3 months left on my lease. Inifiniti has in place the pull ahead program which waives 2 of my payments and expires March 31, 2016. So the bottom line if I take advantage of this before 03/31 I will be free and clear of my lease. I have 2 offers by phone as they called me from my dealer In Long Island, NY. Of course these are the first #'s given as I am sure they will go down. I do not have any specifics of how they arrived at these #'s but they do seem decent to start. Will get that info once I go to the dealer. One more thing my existing lease will be waived.

Q50 AWD Signature $344.00 w/tax p/m, $1119 down (acq fee $500, 1st mon, DMV $184, incls tax)
Q50 AWD Premium $355.00 w/tax p/m, $1131 down (acq fee $500, 1st mon, DMV $184, incls tax)
39 months 10,000 miles

What are the MF and Resid #;s for NYC and Long Island?
39 months 10,000 miles

kyfdx

carz said:

I have a G37x with 3 months left on my lease. Inifiniti has in place the pull ahead program which waives 2 of my payments and expires March 31, 2016. So the bottom line if I take advantage of this before 03/31 I will be free and clear of my lease. I have 2 offers by phone as they called me from my dealer In Long Island, NY. Of course these are the first #'s given as I am sure they will go down. I do not have any specifics of how they arrived at these #'s but they do seem decent to start. Will get that info once I go to the dealer. One more thing my existing lease will be waived.

Q50 AWD Signature $344.00 w/tax p/m, $1119 down (acq fee $500, 1st mon, DMV $184, incls tax)
Q50 AWD Premium $355.00 w/tax p/m, $1131 down (acq fee $500, 1st mon, DMV $184, incls tax)
39 months 10,000 miles

What are the MF and Resid #;s for NYC and Long Island?
39 months 10,000 miles

I'm not sure what the Signature model refers to.. I have base, Premium and Sport.

.00008 MF and 53% residual for Premium and Sport
.00006 MF and 55% residual for Base.

I agree, those are good numbers. If you wait a month, will they still have enough stock to make choices?

carz

If you look at the Infiniti website they have a limited edition called the Q50 Signature AWD. It seems to be a base model with upgraded wheels and navigation spoiler. Stickers out at about $40,000

I finally went to the dealer to try and work out a deal here is the new offer. The Signature Edition is out and the new price for the Q50 Premium AWD with splash guards is now:

$344.00 (includes tax) + $1360.00 down (includes 1st, acq fee, DMV and taxes)

There was a hint that they may go a little lower, so let see if that is true. Yes you are correct time is on my side.

captarbitrage

Do you guys recommend any particular lease payment calculator? I was using the Edmunds one and I have developed a spreadsheet based on the article "Calculate Your Own Car Lease Payment" from Edmunds, but I'm not sure if either of them are accurate. I want to be able to see if an offer that a dealership is giving me is accurate on the spot. If anyone has a spreadsheet download they would recommend, I would be happy to use that too.

Also, I have been trying to find out how tax on a car lease is calculated in upstate NY. Does anyone have any insight or an article to point me to?

Michaell

captarbitrage said:

Do you guys recommend any particular lease payment calculator? I was using the Edmunds one and I have developed a spreadsheet based on the article "Calculate Your Own Car Lease Payment" from Edmunds, but I'm not sure if either of them are accurate. I want to be able to see if an offer that a dealership is giving me is accurate on the spot. If anyone has a spreadsheet download they would recommend, I would be happy to use that too.

Also, I have been trying to find out how tax on a car lease is calculated in upstate NY. Does anyone have any insight or an article to point me to?

The home built one from the article is what I use here in the forums.

lukeryan

Guys, Just got approved for an Infiniti Q50 Premium w/ NAV and Illuminated Kickplates for $320 a month incl. tax and $500 total out of pocket. Original deal was $295 a month incl. tax and $1473 total due, but I'm rolling $973 worth of inception fees into my monthly so I only have to dish out $500. I went into the dealership yesterday and test drove it, then sat down with the dealer and told him $295 was my number and I'm not paying more than that end of story. He let me walk out of the dealership yesterday without a car and called me today telling me that they had approved the deal. I highly encourage anyone out there who wants a Q50 to use my numbers as a guideline because I'm pretty sure I got an absolute steal of a deal!

MSRP: $42,745
Sales Price: $32,500
Mileage: 10K

Michaell

lukeryan said:

Guys, Just got approved for an Infiniti Q50 Premium w/ NAV and Illuminated Kickplates for $320 a month incl. tax and $500 total out of pocket. Original deal was $295 a month incl. tax and $1473 total due, but I'm rolling $973 worth of inception fees into my monthly so I only have to dish out $500. I went into the dealership yesterday and test drove it, then sat down with the dealer and told him $295 was my number and I'm not paying more than that end of story. He let me walk out of the dealership yesterday without a car and called me today telling me that they had approved the deal. I highly encourage anyone out there who wants a Q50 to use my numbers as a guideline because I'm pretty sure I got an absolute steal of a deal!

MSRP: $42,745
Sales Price: $32,500
Mileage: 10K

A most excellent deal. Congrats on the new Q50!

save1982

Can you give me lease rates on 2015 Q50 RWD Premium w/navi 36mo and 39mo / 10k and 12k in Nashville TN? Thanks!!

Michaell

save1982 said:

Can you give me lease rates on 2015 Q50 RWD Premium w/navi 36mo and 39mo / 10k and 12k in Nashville TN? Thanks!!

.00032 and 53% (36/12) or 52% (39/12). Add 1% for 10K

tugspeedman

How do these #s look? In Long Island, NY and was given today:
2015 Q50 Premium w/ NAV, MSRP $45,780
$405/month with $417 down

save1982

I just did this deal but haven't pulled the trigger yet, I'm thinking it over tonight.
2015 Q50 RWD Premium w/Nav and Leather MSRP $43,750
Selling Price $33,500
$0 at drive off
$340mo Tax included
39 months 12k miles.

gearboy

Hi....do you have figures for a Q50 Hybrid Sport AWD, 36/15k in NJ. Thanks

kyfdx

tugspeedman said:

How do these #s look? In Long Island, NY and was given today:
2015 Q50 Premium w/ NAV, MSRP $45,780
$405/month with $417 down

Looks great. Can't check the numbers without the selling price and cap cost, though

kyfdx

gearboy said:

Hi....do you have figures for a Q50 Hybrid Sport AWD, 36/15k in NJ. Thanks

.00033 MF and 52% residual

irish916

Is this a good deal? I picked it up on Saturday night.
Q50S w/ NAV and split-fold rear seat
MSRP $46,405
Sale price $36,771
$2,000 down
$365/mo. + tax
39 mos. 12K miles
Located in Sacramento, CA area.
Thanks!

watson1981

Please tell me if this is a decent deal on Q50 AWD sports-

lease term 39 months
miles per year 12000
MSRP 48,195
final sales price 41,140
acquisition cost 700
gross cap cost 41840
cap cost reduction 1486.06
Adj cap cost 40353.94
registration fee 378
tax on cap cost red 130.03
doc processing 80
DMV filing fee 29
residual value 25061.4

monthly payment (including tax) = $481.91

This one is for San Jose, CA

watson1981

Sounds like a lot better deal than what I got. See my comment! You got almost 10k off the msrp. That's some deal in my opinion!

irish916 said:

Is this a good deal? I picked it up on Saturday night. Q50S w/ NAV and split-fold rear seat MSRP $46,405 Sale price $36,771 $2,000 down $365/mo. + tax 39 mos. 12K miles Located in Sacramento, CA area. Thanks!

Michaell

irish916 said:

Is this a good deal? I picked it up on Saturday night.
Q50S w/ NAV and split-fold rear seat
MSRP $46,405
Sale price $36,771
$2,000 down
$365/mo. + tax
39 mos. 12K miles
Located in Sacramento, CA area.
Thanks!

Looks pretty solid. Congrats and enjoy the new Infiniti.

Michaell

watson1981 said:

Please tell me if this is a decent deal on Q50 AWD sports-

lease term 39 months
miles per year 12000
MSRP 48,195
final sales price 41,140
acquisition cost 700
gross cap cost 41840
cap cost reduction 1486.06
Adj cap cost 40353.94
registration fee 378
tax on cap cost red 130.03
doc processing 80
DMV filing fee 29
residual value 25061.4

monthly payment (including tax) = $481.91

This one is for San Jose, CA

$482/mo with tax on a $48K car is a pretty solid deal. Enjoy!

killr

How exactly do the added costs work for calculating a lease? Do I add those to the MSRP? They tried to add almost $1600 in costs:

Appearance Package: $399.00
Wheel Locks: $199.00
Window Tint: $399.00
Zaktek Basic $599.00

Total: $1596.00

Michaell

killr said:

How exactly do the added costs work for calculating a lease? Do I add those to the MSRP? They tried to add almost $1600 in costs:

Appearance Package: $399.00
Wheel Locks: $199.00
Window Tint: $399.00
Zaktek Basic $599.00

Total: $1596.00

Yes, added to the MSRP -- and, they aren't subject to residual, so the $1600 would be spread out over 36 payments, which would add about $44/mo to it.

donmonopoly

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

Q50 Sport
MSRP - $46,600
Terms: 39mo X 15K miles
At signing: $1,430 (includes 1st payment)
Payment w/ 6% tax: $494
Dealership to make 2 remaining payments on my BMW totaling $1,376
MF was .00032
RV was 50%

Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Michaell

donmonopoly said:

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

Q50 Sport
MSRP - $46,600
Terms: 39mo X 15K miles
At signing: $1,430 (includes 1st payment)
Payment w/ 6% tax: $494
Dealership to make 2 remaining payments on my BMW totaling $1,376
MF was .00032
RV was 50%

Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Would need to know the net cap cost to fully evaluate the deal.

I confirm the .00032 MF and 50% RV for RWD Sport 39/15.

I would be careful about the disposition of your current lease - are they taking possession of that car? If not, you would still be on the hook for any end of lease charges.

donmonopoly

Michaell said:

donmonopoly said:

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

Q50 Sport
MSRP - $46,600
Terms: 39mo X 15K miles
At signing: $1,430 (includes 1st payment)
Payment w/ 6% tax: $494
Dealership to make 2 remaining payments on my BMW totaling $1,376
MF was .00032
RV was 50%

Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Would need to know the net cap cost to fully evaluate the deal.

I confirm the .00032 MF and 50% RV for RWD Sport 39/15.

I would be careful about the disposition of your current lease - are they taking possession of that car? If not, you would still be on the hook for any end of lease charges.

They will not take posession of my current car. They will only remit payment for 2 of 3 outstanding car payments. I will still get the car inspected and hand it over to BMW.

Without the net cap cost but considering the 2 payments do you think i can do better?

kyfdx

donmonopoly said:

Michaell said:

donmonopoly said:

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

Q50 Sport
MSRP - $46,600
Terms: 39mo X 15K miles
At signing: $1,430 (includes 1st payment)
Payment w/ 6% tax: $494
Dealership to make 2 remaining payments on my BMW totaling $1,376
MF was .00032
RV was 50%

Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Would need to know the net cap cost to fully evaluate the deal.

I confirm the .00032 MF and 50% RV for RWD Sport 39/15.

I would be careful about the disposition of your current lease - are they taking possession of that car? If not, you would still be on the hook for any end of lease charges.

They will not take posession of my current car. They will only remit payment for 2 of 3 outstanding car payments. I will still get the car inspected and hand it over to BMW.

Without the net cap cost but considering the 2 payments do you think i can do better?

You are basically eating the last 3 payments on your current lease. Because if the dealer is covering those payments, then they could give you a better deal, if they weren't.

The Q50 has always been cheap to lease. Why lease it now, when you have 3 months to go on your current lease.

donmonopoly

kyfdx said:

donmonopoly said:

Michaell said:

donmonopoly said:

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

Q50 Sport
MSRP - $46,600
Terms: 39mo X 15K miles
At signing: $1,430 (includes 1st payment)
Payment w/ 6% tax: $494
Dealership to make 2 remaining payments on my BMW totaling $1,376
MF was .00032
RV was 50%

Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Would need to know the net cap cost to fully evaluate the deal.

I confirm the .00032 MF and 50% RV for RWD Sport 39/15.

I would be careful about the disposition of your current lease - are they taking possession of that car? If not, you would still be on the hook for any end of lease charges.

They will not take posession of my current car. They will only remit payment for 2 of 3 outstanding car payments. I will still get the car inspected and hand it over to BMW.

Without the net cap cost but considering the 2 payments do you think i can do better?

You are basically eating the last 3 payments on your current lease. Because if the dealer is covering those payments, then they could give you a better deal, if they weren't.

The Q50 has always been cheap to lease. Why lease it now, when you have 3 months to go on your current lease.

I am 6,200 miles over on my BMW and out of warranty. Getting out of the car now would avoid further overage at 20 cents per mile. I would also like to avoid any mechanical issues that might pop up over the next 3 months.

Michaell

donmonopoly said:

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms. Q50 Sport MSRP - $46,600 Terms: 39mo X 15K miles At signing: $1,430 (includes 1st payment) Payment w/ 6% tax: $494 Dealership to make 2 remaining payments on my BMW totaling $1,376 MF was .00032 RV was 50% Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Would need to know the net cap cost to fully evaluate the deal. I confirm the .00032 MF and 50% RV for RWD Sport 39/15. I would be careful about the disposition of your current lease - are they taking possession of that car? If not, you would still be on the hook for any end of lease charges.

They will not take posession of my current car. They will only remit payment for 2 of 3 outstanding car payments. I will still get the car inspected and hand it over to BMW. Without the net cap cost but considering the 2 payments do you think i can do better?

You are basically eating the last 3 payments on your current lease. Because if the dealer is covering those payments, then they could give you a better deal, if they weren't. The Q50 has always been cheap to lease. Why lease it now, when you have 3 months to go on your current lease.

I am 6,200 miles over on my BMW and out of warranty. Getting out of the car now would avoid further overage at 20 cents per mile. I would also like to avoid any mechanical issues that might pop up over the next 3 months.

Won't you still owe the mileage charges when you turn your lease in?

donmonopoly

Michaell said:

donmonopoly said:

kyfdx said:

donmonopoly said:

Michaell said:

donmonopoly said:

Hi! I would totally appreciate an opinion on this deal I have for a 2015 Q50 sport. Here are the terms.

Q50 Sport
MSRP - $46,600
Terms: 39mo X 15K miles
At signing: $1,430 (includes 1st payment)
Payment w/ 6% tax: $494
Dealership to make 2 remaining payments on my BMW totaling $1,376
MF was .00032
RV was 50%

Thoughts? Do you think I can do better? Was going to push for nothing at signing plus getting to make a 3rd BMW payment which will be owed regardless.

Would need to know the net cap cost to fully evaluate the deal.

I confirm the .00032 MF and 50% RV for RWD Sport 39/15.

I would be careful about the disposition of your current lease - are they taking possession of that car? If not, you would still be on the hook for any end of lease charges.

They will not take posession of my current car. They will only remit payment for 2 of 3 outstanding car payments. I will still get the car inspected and hand it over to BMW.

Without the net cap cost but considering the 2 payments do you think i can do better?

You are basically eating the last 3 payments on your current lease. Because if the dealer is covering those payments, then they could give you a better deal, if they weren't.

The Q50 has always been cheap to lease. Why lease it now, when you have 3 months to go on your current lease.

I am 6,200 miles over on my BMW and out of warranty. Getting out of the car now would avoid further overage at 20 cents per mile. I would also like to avoid any mechanical issues that might pop up over the next 3 months.

Won't you still owe the mileage charges when you turn your lease in?

I don't want to continue to lease BMW's so regardless I will be responsible for paying the extra miles since I'm not getting another BMW. By exiting the car now, I mitigate the extra mile expense (because I will hand the card it early) and any potential financial losses if there is an issue with the car while driving out of warranty over the next 3 months. My ultimate goal is to exit the BMW with minimal losses (related to miles or anything else) and get into my next car with a payment under $500 all while putting as little money down as possible.