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2015 Infiniti Q50 Lease Questions

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  • gregm3gregm3 Member Posts: 11
    Looking at a 2015 Q50 Sport with Nav and wheel package. Can you tell me the current residual and MF for a 39 mo. lease at 10K/yr?
  • MichaellMichaell Moderator Posts: 240,057
    njk2727 said:

    Can you tell me if these numbers check out? 39 month 15k a year 2015 AWD sport MSRP $52,130, sell price $46,903. tax 8% ohio. mf is claimed .00012 residual is 3%. tax in payment $559 a month.

    I confirm the .00012 and 53% numbers for 39/15 on the AWD Sport. With your numbers, I'm showing a pre-tax payment of $503.15; 8% tax takes the payment to $543.40.

    Ask the dealer what the net cap cost is - and get them to explain how they got that number from the sell price.

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  • MichaellMichaell Moderator Posts: 240,057
    gregm3 said:

    Looking at a 2015 Q50 Sport with Nav and wheel package. Can you tell me the current residual and MF for a 39 mo. lease at 10K/yr?

    RWD - 56% and .00025

    AWD - 56% and .00012

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  • gregm3gregm3 Member Posts: 11
    Michaell said:

    gregm3 said:

    Looking at a 2015 Q50 Sport with Nav and wheel package. Can you tell me the current residual and MF for a 39 mo. lease at 10K/yr?

    RWD - 56% and .00025

    AWD - 56% and .00012
    Thank you!
  • jmza2jmza2 Member Posts: 4
    edited February 2015
    I'm working through the following in deal right now on a 2015 G50 AWD with Sport, Navigation, and Premium Package on a 39 month, 18k miles/year lease...

    Thoughts and feedback are appreciated...


  • kingpcgeekkingpcgeek Member Posts: 1,051
    jmza2 said:

    I'm working through the following in deal right now on a 2015 G50 AWD with Sport, Navigation, and Premium Package on a 39 month, 18k miles/year lease...

    Thoughts and feedback are appreciated...


    Sorry left my microscope in my other pants

    2005 G35 Sedan
    2007 G35 Sedan
    2008 G37 Sedan
    2010 G37 Coupe
    2012 G37 Sedan
    2014 Q50 RWD

    2017 Q60 3.0t RWD
    2018 QX60 RWD
  • jmza2jmza2 Member Posts: 4
    edited February 2015

    jmza2 said:

    I'm working through the following in deal right now on a 2015 G50 AWD with Sport, Navigation, and Premium Package on a 39 month, 18k miles/year lease...

    Thoughts and feedback are appreciated...


    Sorry left my microscope in my other pants

    updated pic...hopefully bigger..
  • MichaellMichaell Moderator Posts: 240,057
    jmza2 said:

    I'm working through the following in deal right now on a 2015 G50 AWD with Sport, Navigation, and Premium Package on a 39 month, 18k miles/year lease...

    Thoughts and feedback are appreciated...


    Your attachment is a bit fuzzy. But, the extra miles should only add $25/mo to your payment. Are you adding $2750 of negative equity to your deal? If so, that's another $70/mo.

    Back that out of the $550/mo payment quoted and your at $455/mo .. which is pretty good for a car that stickers at $45K.

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  • mbguy25mbguy25 Member Posts: 32
    Hey, looking to finalize deal on Q50 Sport AWD in NY... Whats the MF and residual for 39 months, 12k a year? 
    I was quoted 55% and .000012 which seems off but payment comes in line with expectations. 
  • MichaellMichaell Moderator Posts: 240,057
    mbguy25 said:

    Hey, looking to finalize deal on Q50 Sport AWD in NY... Whats the MF and residual for 39 months, 12k a year? 
    I was quoted 55% and .000012 which seems off but payment comes in line with expectations. 

    I confirm those numbers.

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  • mbguy25mbguy25 Member Posts: 32
    Ok I'm at 387/month taxes and fees down plus about 300 cap cost comes out to 2,900 total out of pocket on a q50s awd sticker is about 48,200. Seems like a good deal
  • nyccarguynyccarguy Member Posts: 16,373
    Roll your taxes into the payment. If your car gets stolen or totaled, good luck getting that money back from Gov. Cuomo;)

    2001 Prelude Type SH, 2022 Highlander XLE AWD, 2022 Wrangler Sahara 4Xe, 2023 Toyota Tacoma SR 4WD

  • residentparksresidentparks Member Posts: 43
    mbguy25 said:
    Ok I'm at 387/month taxes and fees down plus about 300 cap cost comes out to 2,900 total out of pocket on a q50s awd sticker is about 48,200. Seems like a good deal
    What Infiniti dealer?
  • voltrons_headvoltrons_head Member Posts: 41
    edited March 2015
    Hey Guys,

    Got this offer from the dealership on a q50 awe premium w/ nav and I'm trying to confirm the numbers. When I use the lease calculator I come up with a payment of 397 incl 9% sales tax. Am I missing something?


    DEALER DISCLOSURE

    Automobile: New 2015 INFINITI Q50 91215 4dr Sdn Premium AWD w/AC , Automatic , Odom: 0
    Vehicle Cost: 38,352.00 MSRP: 44,305.00 Term: 39
    State: Pennsylvania County: MONTGOMERY City: Lease Type: Monthly
    Lender: Infiniti, 10,000, Acq: CAP, Sec: 1,Full Floor Plan,East Region

    Amount Due at Signing
    1st Month Payment
    407.69
    Security Deposits
    0.00
    Acquisition Fee
    0.00
    Fees & Insurance
    400.00
    Upfront Taxes
    0.00
    Cap Reduction (Cash)
    0.00
    Total Inception Fees
    807.69
    Net Trade as Cap Reduction
    0.00
    Rebate as Cap Reduction
    0.00
    Total Drive Off
    807.69

    How Inception Fees are Paid
    Cash as Drive Off
    0.00
    Net Trade as Drive Off
    0.00
    Rebate as Drive Off
    0.00
    Inception Fees Due (Added to Cap)
    0.00
    Total Paid
    0.00

    Remaining Due (Still Owed)
    807.69

    Total Cash Required on Delivery
    807.69
    Payment Information
    Base Payment
    374.03
    Monthly (9.0000)
    33.66
    Final Payment
    407.69
    Profit
    Vehicle Profit
    0.00
    Option Profit
    0.00
    Acquisition Fee Profit
    0.00
    Trade Profit
    0.00
    Tax Credit Profit
    0.00
    Tax Credit Fee
    0.00
    Back End (77.00%)
    0.00
    Total Profit
    0.00
    Rate Information
    Retention Rate
    0.00012
    Reserve Rate
    0.00000
    Disclosed Rate
    0.00012
    Residual Information
    MSRP
    44,305.00
    Low MSRP
    44,940.00
    MRM
    0.00
    Con Van Residual
    0.00
    Residual (Base)
    53.00
    Residual (Bump) %
    3.00
    Residual (Bump) $
    0.00
    Additional Miles Adj.
    (0.00)
    Odometer Over Adj.
    (0.00)
    Total Residual
    24,810.80
    Dealer Options
    0.00
    Factory Options
    0.00
    Purchase Option
    25,110.80

    Capitalized Cost Breakdown
    Vehicle Cost
    38,352.00
    Vehicle Profit
    0.00
    Option Price
    0.00
    Total Selling Price
    38,352.00
    Acquisition Fee
    700.00
    Fees & Insurance
    47.00
    - Cap Reduction (Cash)
    0.00
    - Trade In
    0.00
    - Customer Rebate
    0.00
    Total Capital Reduction
    0.00
    Capital Cost
    39,099.00
    Capped Taxes
    0.00
    Total Capital Cost:
    39,099.00
    Mileage Information
    Allowed Miles Per Year
    10,000
    Mileage Program
    10,000
    Add. Purchased Miles per Yr
    0.00
    Additional Miles Chrg
    0.00
    Total Mileage Chrg
    0.00
    Total Mileage Allowed
    32,500
    Excess Mileage Chrg
    0.25
    Odometer
    0
    Trade Information
    Total Gross Trade
    0.00
    Total Owed Trade
    0.00
    Total Equity
    0.00
    Total ACV Trade
    0.00
    Maximum Advance Information
    Max Advance $
    62,727.00
    Max Advance %
    140.00
    Miscellaneous Information
    Tax Credit Amount
    0.00
    Max. Reserve Rate
    0.00083
    Fee Breakdown
    Reg
    400.00
    Transfer Fee
    6.00
    Encumbrence Fee
    5.00
    Online Dealer Fee
    14.15
    Online Reg Fee
    16.85
    Temporary Plate Issue Fee
    5.00


    ** signifies that value was entered by user.
  • c47v3770c47v3770 Member Posts: 18
    So I just got this offer for a 2015 Q50 base. 12k miles, 39 months. Am I getting ripped off? First thing I noticed is an error in the Gross Capitalized Cost. It should be $240.78 less. Looks like the final selling price should be much lower. I'm in Texas by the way.


  • kyfdxkyfdx Moderator Posts: 235,175
    @voltrons_head

    I get the same number they do.. to the penny.

    Total CAP cost is $39,099. Are you using that number for the CAP cost?

    .00012 MF and 56% residual?

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  • djscrubbadjscrubba Member Posts: 56
    What are the current MF's and RV's for the Q50 AWD Premium for 36/39 months and 12k/15k miles. Thank you
  • MichaellMichaell Moderator Posts: 240,057
    djscrubba said:

    What are the current MF's and RV's for the Q50 AWD Premium for 36/39 months and 12k/15k miles. Thank you

    54% and .00012 for 36/15. Add 2% for 12K. Subtract 1% for 39 months.

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  • jcrews5508jcrews5508 Member Posts: 10
    Does anyone know of Infiniti tends to offer better residuals at the beginning or end of a model cycle. My current lease will be ending in July and I don't know if I will get a better deal on a 15' or if I should wait for the 16'
  • MichaellMichaell Moderator Posts: 240,057

    Does anyone know of Infiniti tends to offer better residuals at the beginning or end of a model cycle. My current lease will be ending in July and I don't know if I will get a better deal on a 15' or if I should wait for the 16'

    Generally, residuals are best at the beginning of the model year; however, MF are usually the highest to compensate.

    You may get a better selling price on a closeout 2015 than you would on a brand new 2016.

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  • jkipsterjkipster Member Posts: 270
    Michaell said:

    warz00 said:

    Quick question: if I understand MSD's correctly you can do a max of 9, each of which reduces your MF by .0001 - if the base MF is .00012 then the MSD MF would be .00003 - is that correct? Thx

    Yes.
    Um...no. You can do one deposit to reduce the MF to 0.00002, not 9 deposits to bring it to 0.00003.
    2001 Passat
    2010 G37S Sedan
    2013 G37xS Sedan
    2014 QX60
    2015 Q40
    2016 QX60
    2016 E350 Sedan
    2017 QX60
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    2022 Lexus RX350
    2022 Chrysler Pacifica Hybrid Limited
    2023 Nissan Pathfinder Platinum 4WD
  • hollawood24hollawood24 Member Posts: 18
    edited March 2015
    Hey guys, so I took a mini break from haggling prices on the Q50. Yesterday, I just decided to hit up another dealership and threw out an aggressive number of $350 a month with just 1st month payment and dmv upfront. After some back and forth and a good nights sleep, i was able to persuade them to give me the following:

    2015 Q50 AWD Premium: (Nav, Spare, Mats, Splash guards)
    39 months - 12k/yr
    MSRP: $44,940
    Sale price: $35,715
    Due at signing: $650
    Monthly incl. Tax: $357

    Numbers on point???

    BTW, I'm in NY. Unfortunately, they don't have Black on Graphite, but I have the choice of Graphite or Malbec on Graphite. Not sure which to go with if I do decide to take the deal.

  • voltrons_headvoltrons_head Member Posts: 41
    kyfdx said:

    @voltrons_head

    I get the same number they do.. to the penny.

    Total CAP cost is $39,099. Are you using that number for the CAP cost?

    .00012 MF and 56% residual?

    I switched to a different lease calculator and the number was correct for me there as well. Peculiar.

    Thank you.
  • voltrons_headvoltrons_head Member Posts: 41
    edited March 2015

    Hey guys, so I took a mini break from haggling prices on the Q50. Yesterday, I just decided to hit up another dealership and threw out an aggressive number of $350 a month with just 1st month payment and dmv upfront. After some back and forth and a good nights sleep, i was able to persuade them to give me the following:

    2015 Q50 AWD Premium: (Nav, Spare, Mats, Splash guards)
    39 months - 12k/yr
    MSRP: $44,940
    Sale price: $35,715
    Due at signing: $650
    Monthly incl. Tax: $357

    Numbers on point???

    BTW, I'm in NY. Unfortunately, they don't have Black on Graphite, but I have the choice of Graphite or Malbec on Graphite. Not sure which to go with if I do decide to take the deal.

    That's ~$3000 below invoice and looks like a great deal at face value. How about you share the dealership info so I can call them to get a similar deal? :smile: Best I've been able to get is $500 under invoice.

  • c47v3770c47v3770 Member Posts: 18

    Hey guys, so I took a mini break from haggling prices on the Q50. Yesterday, I just decided to hit up another dealership and threw out an aggressive number of $350 a month with just 1st month payment and dmv upfront. After some back and forth and a good nights sleep, i was able to persuade them to give me the following:

    2015 Q50 AWD Premium: (Nav, Spare, Mats, Splash guards)
    39 months - 12k/yr
    MSRP: $44,940
    Sale price: $35,715
    Due at signing: $650
    Monthly incl. Tax: $357

    Numbers on point???

    BTW, I'm in NY. Unfortunately, they don't have Black on Graphite, but I have the choice of Graphite or Malbec on Graphite. Not sure which to go with if I do decide to take the deal.

    Damn that's nice. I'm paying $365 for a Q50 base. Go for it!

  • jkipsterjkipster Member Posts: 270
    What is the current MF and residual for the Q50 RWD Premium for 36/12 and 39/12?
    2001 Passat
    2010 G37S Sedan
    2013 G37xS Sedan
    2014 QX60
    2015 Q40
    2016 QX60
    2016 E350 Sedan
    2017 QX60
    2019 E450 Wagon
    2021 Sienna XSE AWD
    2022 Lexus RX350
    2022 Chrysler Pacifica Hybrid Limited
    2023 Nissan Pathfinder Platinum 4WD
  • kyfdxkyfdx Moderator Posts: 235,175
    jkipster said:

    What is the current MF and residual for the Q50 RWD Premium for 36/12 and 39/12?


    .00025 MF and 56%/55% residual

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  • 99gx99gx Member Posts: 133
    Hey guys, so I took a mini break from haggling prices on the Q50. Yesterday, I just decided to hit up another dealership and threw out an aggressive number of $350 a month with just 1st month payment and dmv upfront. After some back and forth and a good nights sleep, i was able to persuade them to give me the following:

    2015 Q50 AWD Premium: (Nav, Spare, Mats, Splash guards)
    39 months - 12k/yr
    MSRP: $44,940
    Sale price: $35,715
    Due at signing: $650
    Monthly incl. Tax: $357

    Numbers on point???

    BTW, I'm in NY. Unfortunately, they don't have Black on Graphite, but I have the choice of Graphite or Malbec on Graphite. Not sure which to go with if I do decide to take the deal.

    Hey hollawood.... I was interested in that lease quote you received ...im from the NY area and was wondering what dealership quoted you that great lease deal. I was looking at the q50 myself. Haven't gone to any dealership but which dealer quoted you that ..Pepe or Greenwich Infiniti? I would sign that deal tonite. My friend leased a 2013 g37x without navigation $2200 down and $330 a month....the Q50 at 650 down and 357 a month is a great deal. Would be great to know what dealer in NY gave you that quote because ill be there tomorrow to sign up for that deal myself. Thanks
  • atticus23atticus23 Member Posts: 5
    Hey Guys,

    So this is what I got. Trying to get a Q50 Hybrid fully loaded... well here are the details.

    2015 Q50 Hybrid prem 2wd (With tech pack, nav pack, illuminated kick, and window tint) (Texas)

    MSRP 53,050
    Sales Price 48,759
    39 months 15k miles
    At signing first month and fees (1,000 aprox)
    Monthly 608.97
    Residual used 55%
    MF 0.001

    Trying to get this to $550 or below. Got another Infiniti dealer quote me at around $560 but don't have the final details yet. They are telling me that march is the close out month for infiniti Don't know if thats entirely true or just a sales pitch.

    What do you think? Was planning on putting down an extra thousand to make it 20 to 30 bucks less a month.

    Also, have anyone here received complimentary maintenance for the lease of half the lease. Received an offer from Lexus IS250 with maintenance. But the IS50 doesn't compare to the Q50.

    Any thoughts?

    Thanks

  • kyfdxkyfdx Moderator Posts: 235,175
    atticus23 said:

    Hey Guys,

    So this is what I got. Trying to get a Q50 Hybrid fully loaded... well here are the details.

    2015 Q50 Hybrid prem 2wd (With tech pack, nav pack, illuminated kick, and window tint) (Texas)

    MSRP 53,050
    Sales Price 48,759
    39 months 15k miles
    At signing first month and fees (1,000 aprox)
    Monthly 608.97
    Residual used 55%
    MF 0.001

    Trying to get this to $550 or below. Got another Infiniti dealer quote me at around $560 but don't have the final details yet. They are telling me that march is the close out month for infiniti Don't know if thats entirely true or just a sales pitch.

    What do you think? Was planning on putting down an extra thousand to make it 20 to 30 bucks less a month.

    Also, have anyone here received complimentary maintenance for the lease of half the lease. Received an offer from Lexus IS250 with maintenance. But the IS50 doesn't compare to the Q50.

    Any thoughts?

    Thanks

    We show the base money factor of .00050, so it looks like your dealer may be marking that up... That's a pretty substantial difference, and may be why they are $50/mo. higher than the other dealer.

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  • atticus23atticus23 Member Posts: 5
    Thanks kyfdx..
    Went to other dealers and got a better offer at another place.
    Q50 Hybrid all packages (nav and tech)
    15K miles
    39 months
    $495
    MF they are using the one you stated.. 0.00050
    MRSP $53,545
    Sales price.. don't know it yet..
  • _thinkfast_thinkfast Member Posts: 1
    Hi Guys,

    I've crunched the numbers and the dealer does not want to meet me there. They stated that when they punch the numbers into their lease program there is no way that they can meet this monthly payment. Are my calculations wrong or is the dealer not willing to play ball?

    2015 Infiniti Q50S Nav/Tech/Deluxe Touring

    MSRP: $53520
    Base Cap Cost: $47736
    Cap Cost Reduction: $1000
    Adjusted Cap Cost: $46736
    Residual Value: 53%
    MF: 0.00025
    Terms: 39 months


    Monthly Payment: $524.10

  • MichaellMichaell Moderator Posts: 240,057

    Hi Guys,

    I've crunched the numbers and the dealer does not want to meet me there. They stated that when they punch the numbers into their lease program there is no way that they can meet this monthly payment. Are my calculations wrong or is the dealer not willing to play ball?

    2015 Infiniti Q50S Nav/Tech/Deluxe Touring

    MSRP: $53520
    Base Cap Cost: $47736
    Cap Cost Reduction: $1000
    Adjusted Cap Cost: $46736
    Residual Value: 53%
    MF: 0.00025
    Terms: 39 months


    Monthly Payment: $524.10

    I'm getting $493.44 pre-tax with your numbers, so I'm guessing your tax rate is around 6%.

    Could be three issues:

    1. The dealer is balking on the cap cost price
    2. They are inflating the MF
    3. They are adding fees to the cap cost price

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  • jkipsterjkipster Member Posts: 270
    kyfdx said:

    jkipster said:

    What is the current MF and residual for the Q50 RWD Premium for 36/12 and 39/12?


    .00025 MF and 56%/55% residual
    Does anyone know how much in dealer/lease cash IFS is currently offering?
    2001 Passat
    2010 G37S Sedan
    2013 G37xS Sedan
    2014 QX60
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    2019 E450 Wagon
    2021 Sienna XSE AWD
    2022 Lexus RX350
    2022 Chrysler Pacifica Hybrid Limited
    2023 Nissan Pathfinder Platinum 4WD
  • privaxprivax Member Posts: 12


    2015 Q50 AWD with Premium package

    $1,960.40 due at signing 
    $368.47 a month

    39 month / 30,000 mile lease 


    Can someone offer their opinion on this please? Looking to make a move within the next day or so. 
  • kyfdxkyfdx Moderator Posts: 235,175
    jkipster said:

    kyfdx said:

    jkipster said:

    What is the current MF and residual for the Q50 RWD Premium for 36/12 and 39/12?


    .00025 MF and 56%/55% residual
    Does anyone know how much in dealer/lease cash IFS is currently offering?

    We don't have that info. You can check to see what Edmunds has, by clicking on Car Research at the top of the page, then Incentives and Rebates

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  • kyfdxkyfdx Moderator Posts: 235,175
    @privax It would be easier to assess, if they gave you the selling price or CAP cost. Or, confirmed the money factor (base is .00012). The residual is 56%.

    To get close to the $368/mo., I need a CAP cost of $38,600, if the payment is pre-tax. With the $3000 rebate (taxable, unfortunately), that implies a price of $41,600, which isn't much of a discount. If that payment includes tax, then of course, the price is lower and possible a better deal.

    The other thing I'll point out is the $599 fee in addition to the acquisition fee. Seems like some padding there, but of course, I don't know where you live, or if this deal includes tax and/or title/registration.

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  • privaxprivax Member Posts: 12
    @kyfdx the $599 is documentation and registration for NJ. The $368 monthly payment includes the tax on the sale of the vehicle. 

    does this change anything or is this still an average deal at best? 
  • dynasty88dynasty88 Member Posts: 27
    Hey guys,

    Looking into a Q50 Premium here at Infiniti of Charlotte... Their True Price (Sonic Automotive) is:

    • $41,740 MSRP
    • $4,548 Dealer Discount
    • $37,192 True Price
    Completely new to the leasing game but would love a 39mth/12k term. Willing to do 10k if the price is that much of a difference.

    Current MF and residuals?

    Thanks!

  • kyfdxkyfdx Moderator Posts: 235,175
    privax said:

    @kyfdx the $599 is documentation and registration for NJ. The $368 monthly payment includes the tax on the sale of the vehicle. 

    does this change anything or is this still an average deal at best? 

    That certainly makes it a better deal. Infiniti definitely has better lease deals than their competitors.

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  • kyfdxkyfdx Moderator Posts: 235,175
    dynasty88 said:

    Hey guys,

    Looking into a Q50 Premium here at Infiniti of Charlotte... Their True Price (Sonic Automotive) is:

    • $41,740 MSRP
    • $4,548 Dealer Discount
    • $37,192 True Price
    Completely new to the leasing game but would love a 39mth/12k term. Willing to do 10k if the price is that much of a difference.

    Current MF and residuals?

    Thanks!

    RWD or AWD?

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  • dynasty88dynasty88 Member Posts: 27
    edited March 2015
    kyfdx said:

    dynasty88 said:

    Hey guys,

    Looking into a Q50 Premium here at Infiniti of Charlotte... Their True Price (Sonic Automotive) is:

    • $41,740 MSRP
    • $4,548 Dealer Discount
    • $37,192 True Price
    Completely new to the leasing game but would love a 39mth/12k term. Willing to do 10k if the price is that much of a difference.

    Current MF and residuals?

    Thanks!

    RWD or AWD?
    RWD

  • warz00warz00 Member Posts: 34
    jkipster said:

    Michaell said:

    warz00 said:

    Quick question: if I understand MSD's correctly you can do a max of 9, each of which reduces your MF by .0001 - if the base MF is .00012 then the MSD MF would be .00003 - is that correct? Thx

    Yes.
    Um...no. You can do one deposit to reduce the MF to 0.00002, not 9 deposits to bring it to 0.00003.
    Explain. To me it looks like:
    each MSD reduces MF by .0001 (9x.0001=.0009)
    MF = .0012
    New MF = .0003 (.0012 - .0009)

  • kyfdxkyfdx Moderator Posts: 235,175
    dynasty88 said:

    kyfdx said:

    dynasty88 said:

    Hey guys,

    Looking into a Q50 Premium here at Infiniti of Charlotte... Their True Price (Sonic Automotive) is:

    • $41,740 MSRP
    • $4,548 Dealer Discount
    • $37,192 True Price
    Completely new to the leasing game but would love a 39mth/12k term. Willing to do 10k if the price is that much of a difference.

    Current MF and residuals?

    Thanks!

    RWD or AWD?
    RWD


    .00025 MF and 55% residual for 39mo, 12K/yr.

    $380/mo.+ tax..

    10K/yr adds 1% to the residual and drops the payment to $369/mo.

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  • kyfdxkyfdx Moderator Posts: 235,175
    warz00 said:

    jkipster said:

    Michaell said:

    warz00 said:

    Quick question: if I understand MSD's correctly you can do a max of 9, each of which reduces your MF by .0001 - if the base MF is .00012 then the MSD MF would be .00003 - is that correct? Thx

    Yes.
    Um...no. You can do one deposit to reduce the MF to 0.00002, not 9 deposits to bring it to 0.00003.
    Explain. To me it looks like:
    each MSD reduces MF by .0001 (9x.0001=.0009)
    MF = .0012
    New MF = .0003 (.0012 - .0009)


    No... the MF isn't .0012, it's .00012.

    You can only do 1 MSD, which would drop the money factor to .00002

    In other words, the money factor is pretty close to ZERO, already.. The finance portion of the lease is already under $10/mo.

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  • warz00warz00 Member Posts: 34
    gotcha - thx
  • cmack45cmack45 Member Posts: 40
    edited March 2015
    Hello,

    First time poster. Really appreciate all the helpful comments and info. This is my first lease. I live in GA, zip code is 30022. I thought I wanted a Q50 RWD Premium with Nav, but the local dealers aren't quoting me anywhere near the prices that I've seen here. Is it the taxes In GA? I switched my car preference due to high cost to a Q50 Base RWD with moonroof, 39mos/12k.

    My best deal still isn't very good compared to what I've seen others receive. Here are the details (didn't give me the sheet so numbers might be off):

    Car: 2015 Q50 Base RWD with moonroof
    Lease: 39 mo / 12k
    MSRP: 39,600
    Selling Price: 34,190
    TAVT (taxes): 2,484
    Doc Fee: 599.00
    Title: 18.00
    License: 22.00
    ETR: 68.00
    Misc: 3.0
    Total: 37,384

    Residual: 58%, 23,020.69
    MF: .00025

    Monthly payment: $354 (without tax), $417.34 with tax
    Out the door: $532 (includes first month payment)

    This just seems high to me, Thoughts? Is it worth it to do a MSD? I am supposedly getting VPP pricing. I thought my payment would be in the low 300s. Please advise.

    Thanks!



  • kyfdxkyfdx Moderator Posts: 235,175
    cmack45 said:

    Hello,

    First time poster. Really appreciate all the helpful comments and info. This is my first lease. I live in GA, zip code is 30022. I thought I wanted a Q50 RWD Premium with Nav, but the local dealers aren't quoting me anywhere near the prices that I've seen here. Is it the taxes In GA? I switched my car preference due to high cost to a Q50 Base RWD with moonroof, 39mos/12k.

    My best deal still isn't very good compared to what I've seen others receive. Here are the details (didn't give me the sheet so numbers might be off):

    Car: 2015 Q50 Base RWD with moonroof
    Lease: 39 mo / 12k
    MSRP: 39,600
    Selling Price: 34,190
    TAVT (taxes): 2,484
    Doc Fee: 599.00
    Title: 18.00
    License: 22.00
    ETR: 68.00
    Misc: 3.0
    Total: 37,384

    Residual: 58%, 23,020.69
    MF: .00025

    Monthly payment: $354 (without tax), $417.34 with tax
    Out the door: $532 (includes first month payment)

    This just seems high to me, Thoughts? Is it worth it to do a MSD? I am supposedly getting VPP pricing. I thought my payment would be in the low 300s. Please advise.

    Thanks!




    What hurts the most is you live in GA, and pay sales tax on the full value of the car.. Also, a $599 doc fee is ridiculous, but not unusual for GA/FL..

    Since the money factor is already low, you can only do 2 MSDs, but it would be worth it.. It would save $12/mo..

    It's not a bad lease.. you can't do anything about the tax. You could try shopping around, and see if a competitor will waive their doc fee on a VPP deal.

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  • cmack45cmack45 Member Posts: 40
    kyfdx said:

    cmack45 said:

    Hello,

    First time poster. Really appreciate all the helpful comments and info. This is my first lease. I live in GA, zip code is 30022. I thought I wanted a Q50 RWD Premium with Nav, but the local dealers aren't quoting me anywhere near the prices that I've seen here. Is it the taxes In GA? I switched my car preference due to high cost to a Q50 Base RWD with moonroof, 39mos/12k.

    My best deal still isn't very good compared to what I've seen others receive. Here are the details (didn't give me the sheet so numbers might be off):

    Car: 2015 Q50 Base RWD with moonroof
    Lease: 39 mo / 12k
    MSRP: 39,600
    Selling Price: 34,190
    TAVT (taxes): 2,484
    Doc Fee: 599.00
    Title: 18.00
    License: 22.00
    ETR: 68.00
    Misc: 3.0
    Total: 37,384

    Residual: 58%, 23,020.69
    MF: .00025

    Monthly payment: $354 (without tax), $417.34 with tax
    Out the door: $532 (includes first month payment)

    This just seems high to me, Thoughts? Is it worth it to do a MSD? I am supposedly getting VPP pricing. I thought my payment would be in the low 300s. Please advise.

    Thanks!




    What hurts the most is you live in GA, and pay sales tax on the full value of the car.. Also, a $599 doc fee is ridiculous, but not unusual for GA/FL..

    Since the money factor is already low, you can only do 2 MSDs, but it would be worth it.. It would save $12/mo..

    It's not a bad lease.. you can't do anything about the tax. You could try shopping around, and see if a competitor will waive their doc fee on a VPP deal.
    Thanks for your insights. Are the residual (58%) and MF (.00025) correct for a 2015 Q 50 RWD Base with 39/36 mos and 12k miles? The salesperson said that 39 months is the "sweet spot" for Infiniti leases, and I'm fine with the extra months, but I wanted to be sure because I know the longer term reduces residual value. How much lower to do you think I could find per month? Is it just not worth it to lease in Georgia?
  • hollawood24hollawood24 Member Posts: 18
    edited March 2015

    Not that it matters much with that low payment, but what is the $1099 for other?
    I had the same question when I saw it. It's the $700 acquisition fee and $399 doc fee. I confirmed with another dealer in the area that they are capped at $399. 

    I plan to do 1 MSD tomorrow. 
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