2016 BMW X5 Lease Questions

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  • tom911tom911 Member Posts: 63
    kyfdx said:

    tom911 said:

    sac1986 said:

    Thanks Michaell...is the lease credit no longer $5500 (http://www.bmwusa.com/special-offers/lease.2016-X5-xDrive40e.html)?

    It shows $5500 on the page you linked.


    It's $3500 lease credit just for the 40e. All X5s have an additional $2000, lease or finance.
    Correct - BMW is essentially giving you back $3500 (of $4600) of the Federal rebate that only applies to plug-in/electric cars.

    "Federal tax credits for Zero-Emissions Vehicles (ZEV) and Plug-in Hybrid Electric Vehicles (PHEV) range between $2,500 to $7,500, with factors such as battery capacity determining how much owners are eligible to receive. To meet the tax incentive's standards, a ZEV or PHEV must have a battery with a minimum capacity of 4 kilowatt-hours. Vehicles with a battery capacity of 5 kWh or greater are eligible for an additional $417 of tax credit added for every Kilowatt-hour in excess of 4 kWh. Vehicles such as the Nissan LEAF, with a 24 kWh capacity battery, will be eligible for the maximum $7,500 credit.

    To qualify, technology-wise, a vehicle must have a battery pack with a capacity of at least 4 kilowatt hours (kWh) and be capable of being recharged from external sources (not just by braking/deceleration or the engine, as in a hybrid). Provided it meets all the other qualifications, the federal government allows a credit of $2,500, plus $417 for a vehicle that has a battery with at least 5 kWh of capacity, and then an additional $417 for each additional kWh up to $7,500."
  • tom911tom911 Member Posts: 63
    There are three parts to getting a good lease deal on the X5:

    Money Factor:
    - Start with the BMWFS base rate of 0.00137 (if you are not offered that initially - walk away)
    - Buy down the rate with MSD's
    - See if you are eligible for a Corp discount of 0.0002

    Sale price or Cap cost:
    - Don't let the dealer start throwing in rebate stuff before you come to a final price. Negotiate like you are going to purchase if need be. It's only after you get to a final price should you start adding the rebates.
    - I found a wide variety of dealer pricing. Some close to invoice, some $3K over and a few under. It depends how bad they want to get rid of the car. With the end of the Quarter coming up the end of this month high be a great opportunity to make a deal.
    - I found this simple equation to be pretty accurate to determine Invoice (MSRP x 0.92895 = INVOICE)

    Rebates and Residuals: (2016 X5 40e)
    - These change every month. Currently there are two standard rebates from BMW (for August) on the 40e, $3500 and $2000- total of $5500. The $2K was added in August and may disappear in Sept or may be raised. There are trying to clear out the 2016 cars so big incentives right now.
    - There is also a Corp or loyalty rebate of $1000 if you are eligible. (total rebates = $6500)
    - BMW also tweaks the residuals from month to month. Currently it's 60% (36/10) for the 2016 but was 57% a few months ago
    - MY 2017 - current residual is 57% and only $3K rebates. I was going to order a 2017 but right now is not the time. The lease cost for a 2017 less equipped car was over $150 more per month. It may get better by the end of the year.

    Use a lease calculator and you should get very close to exact penny of what your lease will cost.

    I learned a lot of this on this forum - thanks!

    Good luck!
  • nycdompnycdomp Member Posts: 30
    edited August 2016


    Can someone help me figure out this deal? This is a 2016 X5M demo car with 7600 miles.
    Disregard the Cust. Cash/Drive off - that has yet to be determined because supposedly, a third party holds the title and BMW will give an amount for taxes when I apply.

    110895 MSRP
    97895 Cap Cost
    36/10K
    .00137 MF
    60% RV

    Their screen print is showing 1143.50 pretax per month. But if I plug all that into a calculator I'm getting 1,096 per month pretax.
    $6,332 or so would be my up front, which is taxes, first month, and acq fee etc.

  • kyfdxkyfdx Moderator Posts: 267,077
    nycdomp said:



    Can someone help me figure out this deal? This is a 2016 X5M demo car with 7600 miles.
    Disregard the Cust. Cash/Drive off - that has yet to be determined because supposedly, a third party holds the title and BMW will give an amount for taxes when I apply.

    110895 MSRP
    97895 Cap Cost
    36/10K
    .00137 MF
    60% RV

    Their screen print is showing 1143.50 pretax per month. But if I plug all that into a calculator I'm getting 1,096 per month pretax.
    $6,332 or so would be my up front, which is taxes, first month, and acq fee etc.

    It's hard to tell if any of the numbers in the second column are being added to the CAP cost. If I subtract the mileage charge from the residual, though... I get within a dollar of their number, so I'm assuming that is the difference in calculations (0.25/mi. X existing mileage).

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  • axmdrivesaxmdrives Member Posts: 3
    Thanks for the great discussions. I need help calculating a lease payment on the following (please):

    X5 35i (not e) demo w/ 6100 miles
    $69,595 MSRP
    $59,500 selling price including rebate which I believe is $2,000?
    36 months /10k per yr.
    .00137
    60% RV
    7% taxes
  • MichaellMichaell Moderator Posts: 263,335
    axmdrives said:

    Thanks for the great discussions. I need help calculating a lease payment on the following (please):

    X5 35i (not e) demo w/ 6100 miles
    $69,595 MSRP
    $59,500 selling price including rebate which I believe is $2,000?
    36 months /10k per yr.
    .00137
    60% RV
    7% taxes

    $676/mo with tax included.

    However, the residual amount will be reduced $1525 to account for the miles, This will add about $45/mo to the payment (with tax).

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  • nycdompnycdomp Member Posts: 30
    edited August 2016
    kyfdx said:
    Can someone help me figure out this deal? This is a 2016 X5M demo car with 7600 miles. Disregard the Cust. Cash/Drive off - that has yet to be determined because supposedly, a third party holds the title and BMW will give an amount for taxes when I apply. 110895 MSRP 97895 Cap Cost 36/10K .00137 MF 60% RV Their screen print is showing 1143.50 pretax per month. But if I plug all that into a calculator I'm getting 1,096 per month pretax. $6,332 or so would be my up front, which is taxes, first month, and acq fee etc.
    It's hard to tell if any of the numbers in the second column are being added to the CAP cost. If I subtract the mileage charge from the residual, though... I get within a dollar of their number, so I'm assuming that is the difference in calculations (0.25/mi. X existing mileage).





    0.25 x 7600 miles = 1900
    and where do I subtract or add amount from?
    without the mileage adj numbers. In second column, im getting $1096 pretax. 

    A bit confused. Sorry
  • kyfdxkyfdx Moderator Posts: 267,077
    nycdomp said:


    kyfdx said:



    Can someone help me figure out this deal? This is a 2016 X5M demo car with 7600 miles.
    Disregard the Cust. Cash/Drive off - that has yet to be determined because supposedly, a third party holds the title and BMW will give an amount for taxes when I apply.

    110895 MSRP
    97895 Cap Cost
    36/10K
    .00137 MF
    60% RV

    Their screen print is showing 1143.50 pretax per month. But if I plug all that into a calculator I'm getting 1,096 per month pretax.
    $6,332 or so would be my up front, which is taxes, first month, and acq fee etc.

    It's hard to tell if any of the numbers in the second column are being added to the CAP cost. If I subtract the mileage charge from the residual, though... I get within a dollar of their number, so I'm assuming that is the difference in calculations (0.25/mi. X existing mileage).






    0.25 x 7600 miles = 1900
    and where do I subtract or add amount from?
    without the mileage adj numbers. In second column, im getting $1096 pretax. 

    A bit confused. Sorry


    In the second column, there is a dollar amount listed for mileage reduction ($1786). You have to subtract that from the residual amount. (that will be hard to do with a lease calculator).

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  • nycdompnycdomp Member Posts: 30
    kyfdx said:
    kyfdx said:
    Can someone help me figure out this deal? This is a 2016 X5M demo car with 7600 miles. Disregard the Cust. Cash/Drive off - that has yet to be determined because supposedly, a third party holds the title and BMW will give an amount for taxes when I apply. 110895 MSRP 97895 Cap Cost 36/10K .00137 MF 60% RV Their screen print is showing 1143.50 pretax per month. But if I plug all that into a calculator I'm getting 1,096 per month pretax. $6,332 or so would be my up front, which is taxes, first month, and acq fee etc.
    It's hard to tell if any of the numbers in the second column are being added to the CAP cost. If I subtract the mileage charge from the residual, though... I get within a dollar of their number, so I'm assuming that is the difference in calculations (0.25/mi. X existing mileage).





    0.25 x 7600 miles = 1900
    and where do I subtract or add amount from?
    without the mileage adj numbers. In second column, im getting $1096 pretax. 

    A bit confused. Sorry
    In the second column, there is a dollar amount listed for mileage reduction ($1786). You have to subtract that from the residual amount. (that will be hard to do with a lease calculator).

    Got it figured out. Lol, thank you! 
  • taylonertayloner Member Posts: 7
    tom911 said:

    Closed the deal on my X5 last night and picked up the car. Very happy with with. X-Line with ACC, Cold weather and light interior.

    Thanks for all the help on this forum over the last few months- I got what I think is a great deal. This forum really educated me on MSD's, lease rates, etc.

    Loving the car - here's my deal. If you have any questions, I'd be happy to answer.

    I added the $230 Cap cost to lower the MSD total

    Question for you, do you know off hand how your taxes/fees were calculated to get to the $1274 number you mention? It looks like your cap cost reduction was $5805, so 9% tax on that is $522.45, which leaves $752.45 remaining. I thought this maybe was the sum of some combo of the $546 and $116 numbers I saw on the pic you posted and the $506 DMV number, but these numbers are a little off. Not sure how these factor in, along w/ the $2394.18 "total sales tax" number.
  • tom911tom911 Member Posts: 63
    tayloner said:

    tom911 said:

    Closed the deal on my X5 last night and picked up the car. Very happy with with. X-Line with ACC, Cold weather and light interior.

    Thanks for all the help on this forum over the last few months- I got what I think is a great deal. This forum really educated me on MSD's, lease rates, etc.

    Loving the car - here's my deal. If you have any questions, I'd be happy to answer.

    I added the $230 Cap cost to lower the MSD total

    Question for you, do you know off hand how your taxes/fees were calculated to get to the $1274 number you mention? It looks like your cap cost reduction was $5805, so 9% tax on that is $522.45, which leaves $752.45 remaining. I thought this maybe was the sum of some combo of the $546 and $116 numbers I saw on the pic you posted and the $506 DMV number, but these numbers are a little off. Not sure how these factor in, along w/ the $2394.18 "total sales tax" number.
    Pretty sure it's like this...

    $6304 Down-
    - $4200 7 MSD's
    - $230 Cap reduction
    - $599 First
    - $506 DMV
    - $116 Fees
    - $543 Tax on Cap reduction
    - $80 Doc
    - $7 Gov fees
    - $22 Tires recycle maybe

    Tax on Cap reduction - Initial Cap reduction was $5805 + $230 (which I added) = $6035 x 9% = 543.
  • nycdompnycdomp Member Posts: 30
    edited August 2016


    Hi,
    I got this deal done. Going in tomorrow to sign papers. Just wanted one last opinion if the numbers look good?

    Thanks!

    I wanted to know what is "Rolled Drive Off" - $298.32?
    I caught the shadow fee and had them take that off.

    Oh and I caught the .00157 RV mark up. Had them bring it back down to .00137.
  • kyfdxkyfdx Moderator Posts: 267,077
    nycdomp said:



    Hi,
    I got this deal done. Going in tomorrow to sign papers. Just wanted one last opinion if the numbers look good?

    Thanks!

    I wanted to know what is "Rolled Drive Off" - $298.32?
    I caught the shadow fee and had them take that off.

    Oh and I caught the .00157 RV mark up. Had them bring it back down to .00137.

    They reduced your calculated drive-off by $298 and rolled it into the CAP cost.. not sure why.

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  • nycdompnycdomp Member Posts: 30
    kyfdx said:

    nycdomp said:



    Hi,
    I got this deal done. Going in tomorrow to sign papers. Just wanted one last opinion if the numbers look good?

    Thanks!

    I wanted to know what is "Rolled Drive Off" - $298.32?
    I caught the shadow fee and had them take that off.

    Oh and I caught the .00157 RV mark up. Had them bring it back down to .00137.

    They reduced your calculated drive-off by $298 and rolled it into the CAP cost.. not sure why.
    Not sure as well.... But I did the calculations with and without it and it doesn't make a difference.
  • axmdrivesaxmdrives Member Posts: 3
    My offer on the below vehicle is now $6000 total out of pocket (No MSDs) and $650 a month. Not certain what the $6000 covers. The MF is marked up. I don't know if this is a good deal. Please advise.

    X5 35i demo w/ 6100 miles
    $69,595 MSRP
    $59,500 selling price
    36 months /10k per yr.
    .00169
    7% taxes
  • kyfdxkyfdx Moderator Posts: 267,077
    axmdrives said:

    My offer on the below vehicle is now $6000 total out of pocket (No MSDs) and $650 a month. Not certain what the $6000 covers. The MF is marked up. I don't know if this is a good deal. Please advise.

    X5 35i demo w/ 6100 miles
    $69,595 MSRP
    $59,500 selling price
    36 months /10k per yr.
    .00169
    7% taxes

    So, with just 1st payment out of pocket, you would be around $800/mo?

    Doesn't seem that great to me.. Money factor markup adds $40/mo.

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  • bajsum4bajsum4 Member Posts: 16
    Whats sep residual and MF for 2016 X5?
  • kyfdxkyfdx Moderator Posts: 267,077
    bajsum4 said:

    Whats sep residual and MF for 2016 X5?

    Sorry.. we don't have the new programs, yet. Hopefully, next week.

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  • taylonertayloner Member Posts: 7
    What are the August numbers on a 35d at 36/10? I know for the non-diesel it's .00137 and 60%, not sure if the diesel is the same?
  • MichaellMichaell Moderator Posts: 263,335
    tayloner said:
    What are the August numbers on a 35d at 36/10? I know for the non-diesel it's .00137 and 60%, not sure if the diesel is the same?
    The August numbers, we think, were extended through the weekend. 

    Those numbers are correct for all X5's

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  • taylonertayloner Member Posts: 7
    Michaell said:


    tayloner said:

    What are the August numbers on a 35d at 36/10? I know for the non-diesel it's .00137 and 60%, not sure if the diesel is the same?

    The August numbers, we think, were extended through the weekend. 

    Those numbers are correct for all X5's

    They were in fact extended through the weekend, I was told by a dealer today.
  • firstlease01firstlease01 Member Posts: 21
    I went to a dealer today for X5 40e. He doesn't have any 2016 X5 40e left. So we were looking to order a 2017 X5 40e. But he said the lease credit on 2017s is only $3000 vs. $5500 for a 2016. Is this true?

    also, 2000 lease cash mentioned in some posts above on all X5s - is that already included in $5500 (for 2016) or $3000 ( for 2017) credit or is that 2000 on top of 40e specific credit?
    Same of loyalty credit. what is the loyalty bonus this month. I am a current BMW customer.

    He quoted me MF of .00137 and RV 59% (36/12k) for both 2016 and 2017 - which are in line with what I read above at least for 2016s.

    My question is shouldn't 2017 have higher residuals.

    Car we were looking at has MSRP $66895.
    Selling price - 63000
    Minus - 3500 in lease credit
    Total Cap cost - 59,500
    MF - .00088 (after 7 MSDs) and RV 59%
    First month, plus inception fees due at signing, plus MSDs.

    my calculations show me $692/month (including NJ taxes).. Dealer quoted me $719/month.

    lots of questions :)

    thanks
  • kyfdxkyfdx Moderator Posts: 267,077

    I went to a dealer today for X5 40e. He doesn't have any 2016 X5 40e left. So we were looking to order a 2017 X5 40e. But he said the lease credit on 2017s is only $3000 vs. $5500 for a 2016. Is this true?

    also, 2000 lease cash mentioned in some posts above on all X5s - is that already included in $5500 (for 2016) or $3000 ( for 2017) credit or is that 2000 on top of 40e specific credit?
    Same of loyalty credit. what is the loyalty bonus this month. I am a current BMW customer.

    He quoted me MF of .00137 and RV 59% (36/12k) for both 2016 and 2017 - which are in line with what I read above at least for 2016s.

    My question is shouldn't 2017 have higher residuals.

    Car we were looking at has MSRP $66895.
    Selling price - 63000
    Minus - 3500 in lease credit
    Total Cap cost - 59,500
    MF - .00088 (after 7 MSDs) and RV 59%
    First month, plus inception fees due at signing, plus MSDs.

    my calculations show me $692/month (including NJ taxes).. Dealer quoted me $719/month.

    lots of questions :)

    thanks

    The lease credit on the 2016 model is $3500 + $2000 that all 2016 X5s get.
    The lease credit on the 2017 model is $3000.
    The 2017 residual is actually 56% for 36/12. (lower than the 2016 model).

    To reduce confusion, the 2017 model discussion is here:

    http://forums.edmunds.com/discussion/42587/bmw/x5/2017-bmw-x5-lease-questions#latest

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  • taylonertayloner Member Posts: 7
    When would we expect to hear what the September numbers are? I'm on the verge of leasing a 2016 X5, but don't know if I should rush to do it this weekend, or if September numbers may improve?
  • MichaellMichaell Moderator Posts: 263,335
    tayloner said:

    When would we expect to hear what the September numbers are? I'm on the verge of leasing a 2016 X5, but don't know if I should rush to do it this weekend, or if September numbers may improve?

    New numbers likely on Tuesday, but no guarantee we will have them.

    And, no guesses on what may happen to the numbers at that time.

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  • rino1313rino1313 Member Posts: 2
    I know the September numbers are due out on September 6th. Anyone have them yet? Specifically, looking for 36/10 on the 35i (along with any incentives/credits). Also, would be great to have the same numbers for the eDrive as I know they were offering heavy lease credits that expired today - curious if they kept the same.

    Thanks in advance!!
  • bajsum4bajsum4 Member Posts: 16
    edited September 2016
    based on Sep ads, RV for 2016 X5 is 59% and for 2017 is 58%. Aug RV was 60% for 2016 and 57% for 2017.
    2016 edrive still has $5500 lease credit / rebate (same as aug). 2017 edrive has $4000 ($1000 more than aug)
  • tom911tom911 Member Posts: 63
    August residual for 2017 X5 40e was at 57% (2016 was at 60%). Looks like they dropped the 2016's by one point and raised the 2017's up one point.
  • bajsum4bajsum4 Member Posts: 16
    Whats Sep money factor???
  • kyfdxkyfdx Moderator Posts: 267,077
    rino1313 said:

    I know the September numbers are due out on September 6th. Anyone have them yet? Specifically, looking for 36/10 on the 35i (along with any incentives/credits). Also, would be great to have the same numbers for the eDrive as I know they were offering heavy lease credits that expired today - curious if they kept the same.

    Thanks in advance!!

    .00136 MF and 59% residual
    $2000 option allowance.

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  • kyfdxkyfdx Moderator Posts: 267,077
    bajsum4 said:

    Whats Sep money factor???

    .00136 MF

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  • four4ringsfour4rings Member Posts: 32
    edited September 2016
    Looking for an update now that we are past the Labor Day weekend. 2016 X5 40e: 36/12 MF & Res %. Also would like to know if the Lease cash changed and if their are any other new incentives.
  • MichaellMichaell Moderator Posts: 263,335

    Looking for an update now that we are past the Labor Day weekend. 2016 X5 40e: 36/12 MF & Res %. Also would like to know if the Lease cash changed and if their are any other new incentives.

    .00136 and 58%

    $2000 option allowance and $3500 lease credit.

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  • rino1313rino1313 Member Posts: 2
    Looks like the residual dropped 1% from the August numbers. Thanks!
  • four4ringsfour4rings Member Posts: 32
    On a 2016 X5 35d the 36/12 residual is 58% With a MF of .00136. Is the lease cash $5,500 and is there also a $2,000 option credit? Last question: Can you negotiate a dollar amount off of sticker and then take the Lease Credit / Option Cash???
  • kyfdxkyfdx Moderator Posts: 267,077

    On a 2016 X5 35d the 36/12 residual is 58% With a MF of .00136. Is the lease cash $5,500 and is there also a $2,000 option credit? Last question: Can you negotiate a dollar amount off of sticker and then take the Lease Credit / Option Cash???

    $2000 option credit.
    No lease cash

    Yes, negotiate a discount + the option credit.

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  • wackenhutwackenhut Member Posts: 9
    edited September 2016
    Could someone please provide the residual and MF for 10,000 miles per year, 36 months for a 2016 X5 3.5 RWD and AWD?

    Thank you!
  • MichaellMichaell Moderator Posts: 263,335
    wackenhut said:

    Could someone please provide the residual and MF for 10,000 miles per year, 36 months for a 2016 X5 3.5 RWD and AWD?

    Thank you!

    .00136 and 59%

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  • firstlease01firstlease01 Member Posts: 21
    I just can't seem to find any 2016s at any dealer in NY, NJ, PA area. Only 2016 models everybody has left are x50i or very heavily equipped x35i with MSRP close to 70k or above. and forget about color preference in 2016 model.

    others having better luck finding a 2016 X5 x35i?
  • firstlease01firstlease01 Member Posts: 21
    kyfdx said:

    On a 2016 X5 35d the 36/12 residual is 58% With a MF of .00136. Is the lease cash $5,500 and is there also a $2,000 option credit? Last question: Can you negotiate a dollar amount off of sticker and then take the Lease Credit / Option Cash???

    $2000 option credit.
    No lease cash

    Yes, negotiate a discount + the option credit.
    what is the difference between option credit and lease cash? dont they both reduce the cap cost resulting in lower monthly payment.
  • MichaellMichaell Moderator Posts: 263,335

    kyfdx said:

    On a 2016 X5 35d the 36/12 residual is 58% With a MF of .00136. Is the lease cash $5,500 and is there also a $2,000 option credit? Last question: Can you negotiate a dollar amount off of sticker and then take the Lease Credit / Option Cash???

    $2000 option credit.
    No lease cash

    Yes, negotiate a discount + the option credit.
    what is the difference between option credit and lease cash? dont they both reduce the cap cost resulting in lower monthly payment.
    No real difference, in how it's used. Either reduce the cap cost or use it to cover the up front costs.

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  • AysolaAysola Member Posts: 1
    is this good deal for 2016 x5 40e?? in bay area





    MSRP 67,595.00
    Purchase Option 39,881.05 (Residual value)
    Est. Miles Per Year 10,000
    Rebate as Cap Reduction 4,500.00

    MF = 0.00136?

    Total Cash Required on Delivery 6,478.27
    Total Drive Off 10,978.27
    Disposition Fee 350.00



    Amount Due at Signing

    1st Month Payment 574.80

    Fees & Insurance 623.00

    Upfront Taxes 855.47

    Cap Reduction (Cash) 4,425.00

    Total Inception Fees 6,478.27



    Tax Information



    Type Amount Rate Paid

    Cashdown Tax 562.81 6.2500 Upfront

    Cashdown Tax 180.10 2.0000 Upfront

    Cashdown Tax 112.56 1.2500 Upfront

    Monthly Tax 32.81 6.2500 Capped

    Monthly Tax 10.50 2.0000 Capped

    Monthly Tax 6.56 1.2500 Capped

    Fee Information

    Description Amount Paid

    Doc Fee 80.00 Upfront

    Reg 467.00 Upfront

    Flat Add/County Fee 20.00 Upfront

    Tire Fee 7.00 Upfront

    Electronic Filing 29.00 Upfront

    Smog Abatement Fee 20.00 Upfront
  • MichaellMichaell Moderator Posts: 263,335
    Aysola said:

    is this good deal for 2016 x5 40e?? in bay area
    MSRP 67,595.00
    Purchase Option 39,881.05 (Residual value)
    Est. Miles Per Year 10,000
    Rebate as Cap Reduction 4,500.00

    MF = 0.00136?

    Total Cash Required on Delivery 6,478.27
    Total Drive Off 10,978.27
    Disposition Fee 350.00

    Amount Due at Signing
    1st Month Payment 574.80
    Fees & Insurance 623.00
    Upfront Taxes 855.47
    Cap Reduction (Cash) 4,425.00
    Total Inception Fees 6,478.27

    Tax Information
    Type Amount Rate Paid
    Cashdown Tax 562.81 6.2500 Upfront
    Cashdown Tax 180.10 2.0000 Upfront
    Cashdown Tax 112.56 1.2500 Upfront
    Monthly Tax 32.81 6.2500 Capped
    Monthly Tax 10.50 2.0000 Capped
    Monthly Tax 6.56 1.2500 Capped

    Fee Information
    Description Amount Paid
    Doc Fee 80.00 Upfront
    Reg 467.00 Upfront
    Flat Add/County Fee 20.00 Upfront
    Tire Fee 7.00 Upfront
    Electronic Filing 29.00 Upfront
    Smog Abatement Fee 20.00 Upfront

    Aysola said:

    is this good deal for 2016 x5 40e?? in bay area

    What is the adjusted cap cost? How much of a discount from sticker are you getting?

    The MF is .00136 and the 36/10 residual is 59%.

    We do not recommend making a cap reduction on a lease - that money would be lost if the car is car is stolen or totaled. Better to use that money for multiple security deposits to buy down the MF - the advantage is that you get that money back at the end of the lease.

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  • tom911tom911 Member Posts: 63
    Lookalike a Weatherford deal. MF is way too high - use MSD's to buy down the rate. Look back a bit at my deal. $73K MSRP, $600 per month including tax and limited money down.
  • bluerow3bluerow3 Member Posts: 3
    I posted this in the 2017 forum too, but the question is more broadly applicable, so I thought I would also ask the question here since there seems to be a somewhat larger audience.

    I am working on a deal involving a one pay lease in Texas on a 2017 AWD X5 for 36 months/10,000 miles per year. I am being told that in order to use sales tax credits on the lease (which seems to be a Texas specific benefit and which is what makes the one pay approach an appealing option over MSDs), they can't use the .00136 money factor since it is an "incentive" rate and they have to use regional money factors (which I haven't run across before in my research). I didn't think there was an incentive rate in place on the X5 right now and that the .00136 money factor was the base rate. Am curious whether anyone has ever heard of that distinction. They also seem to be ignoring the .0003 reduction for a one pay lease (no specific statement that it was tied to the use of sales tax credits). Does anyone know whether that's an incentive that is no longer offered?

    Thanks in advance.
  • kyfdxkyfdx Moderator Posts: 267,077
    bluerow3 said:

    I posted this in the 2017 forum too, but the question is more broadly applicable, so I thought I would also ask the question here since there seems to be a somewhat larger audience.

    I am working on a deal involving a one pay lease in Texas on a 2017 AWD X5 for 36 months/10,000 miles per year. I am being told that in order to use sales tax credits on the lease (which seems to be a Texas specific benefit and which is what makes the one pay approach an appealing option over MSDs), they can't use the .00136 money factor since it is an "incentive" rate and they have to use regional money factors (which I haven't run across before in my research). I didn't think there was an incentive rate in place on the X5 right now and that the .00136 money factor was the base rate. Am curious whether anyone has ever heard of that distinction. They also seem to be ignoring the .0003 reduction for a one pay lease (no specific statement that it was tied to the use of sales tax credits). Does anyone know whether that's an incentive that is no longer offered?

    Thanks in advance.

    Replied in the 2017 forum.

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  • firstlease01firstlease01 Member Posts: 21
    I want to understand better how corporate fleet discount works.

    1) I hear that corporate fleet discount is $1000 cap reduction along with .00020 discount in MF. Are these numbers correct for September 2016 X5?
    2) How do I take this $1000 cap reduction. If I have a selling price, do I deduct this 1k from that to get to cap cost assuming all others discount/incentives have been taken into account before agreeing on the selling price.
    3) Also, $2000 option allowance for 2016 X5 - is that only for models with certain options/packages or does this apply to all 2016 models.
    4) And September numbers are .00136 base MF and 58% RV for 36 month, 12k/yr lease. Correct?

    Thanks for your help.
  • kyfdxkyfdx Moderator Posts: 267,077

    I want to understand better how corporate fleet discount works.

    1) I hear that corporate fleet discount is $1000 cap reduction along with .00020 discount in MF. Are these numbers correct for September 2016 X5?
    2) How do I take this $1000 cap reduction. If I have a selling price, do I deduct this 1k from that to get to cap cost assuming all others discount/incentives have been taken into account before agreeing on the selling price.
    3) Also, $2000 option allowance for 2016 X5 - is that only for models with certain options/packages or does this apply to all 2016 models.
    4) And September numbers are .00136 base MF and 58% RV for 36 month, 12k/yr lease. Correct?

    Thanks for your help.

    1) We don't have info on the fleet program. .00020 MF reduction is what others have reported.
    2) See #1
    3) $2000 option allowance on all 2016 X5s
    4) Correct

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  • njmaxima1njmaxima1 Member Posts: 7
    edited September 2016
    Looking @ leasing 2016 X5 5.0 in NJ .
    MSRP : 76500. Dealer offering for 70000.
    What lease incentive are available for September?
    What is the RV / MF for 36 months / 45k
    What should be the monthly payment that i should be looking at assuming Zero down?
    Thx in advance
  • kyfdxkyfdx Moderator Posts: 267,077
    njmaxima1 said:

    Looking @ leasing 2016 X5 5.0 in NJ .
    MSRP : 76500. Dealer offering for 70000.
    What lease incentive are available for September?
    What is the RV / MF for 36 months / 45k
    What should be the monthly payment that i should be looking at assuming Zero down?
    Thx in advance

    .00136 MF and 56% residual.
    $2000 option allowance

    With those numbers, $935/mo.plus tax (assuming the dealer is already including the $2000 in that offer).
    I rolled in the acquisition fee, but tax/title/license would have to be paid upfront.

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