2017 Mercedes Benz C-Class Lease Deals and Prices

lovbav

Hi looking for lease rates on c43 coupe and sedan for 36 months and 17k per year. Also, what is best I can hope for off of msrp in Feb? Thanks

kyfdx

lovbav said:

Hi looking for lease rates on c43 coupe and sedan for 36 months and 17k per year. Also, what is best I can hope for off of msrp in Feb? Thanks

36/15. Check with a dealer for residual reduction for excess miles.

Sedan: .00123 MF and 57% residual
Coupe: .00129 MF and 53% residual

Can't help with pricing.

baovu14

Help with c63 AMG and AMG s coupe MF and residuals please

Michaell

baovu14 said:

Help with c63 AMG and AMG s coupe MF and residuals please

What lease term and how many miles per year?

baovu14

Michaell said:

baovu14 said:

Help with c63 AMG and AMG s coupe MF and residuals please

What lease term and how many miles per year?

10k miles. 36 months

Michaell

baovu14 said:

Michaell said:

baovu14 said:

Help with c63 AMG and AMG s coupe MF and residuals please

What lease term and how many miles per year?

10k miles. 36 months

Standard MF and 56% (C63) or 53% (C63S)

chriscol11783

Hi there, possibly interested in a AWD convertible. Interested in getting residual and MF on 2017 C 300 4matic convertible? I'm in Colorado. 36 or 39 whichever is the sweet spot and 10k miles per year or 7500 if MB goes that low. Any rebates or lease cash right now?

shelly40

Looking at leasing a C43 sedan... MSRP is about 69,600
Their first offer was about $2300 off MSRP....
I think I can do better........
They tell me acquisition fee is $1095.... That seems kind of high....
My guess is that they are marking it up...
What is standard acquisition fee in Ft. Lauderdale area ?

Also, can I get residual for 36/12k for the sedan...
also 48/12k for the sedan...
Does Mercedes do 39 or 42 month leases ?

Standard money factor also please.

Thanks for the help

Michaell

chriscol11783 said:

Hi there, possibly interested in a AWD convertible. Interested in getting residual and MF on 2017 C 300 4matic convertible? I'm in Colorado. 36 or 39 whichever is the sweet spot and 10k miles per year or 7500 if MB goes that low. Any rebates or lease cash right now?

.00106 and 60% for 36/7.5. Subtract 1% for 10K.

No incentive information for MB.

Michaell

shelly40 said:

Looking at leasing a C43 sedan... MSRP is about 69,600
Their first offer was about $2300 off MSRP....
I think I can do better........
They tell me acquisition fee is $1095.... That seems kind of high....
My guess is that they are marking it up...
What is standard acquisition fee in Ft. Lauderdale area ?

Also, can I get residual for 36/12k for the sedan...
also 48/12k for the sedan...
Does Mercedes do 39 or 42 month leases ?

Standard money factor also please.

Thanks for the help

.00123 and 59% / 56% / 54% for 36 / 42 / 48 months

Base acquisition fee is $795

Standard MF for MB is .00200 to .00220

jadeite22

Hi,
this is very helpful info,, just joined to get some more details but I am looking to lease C300 sports 4matic sedan next month here in Northern Virginia.
By any chance is there info on residual and MF for Virginia ?

Also, I've done MSD with BMW but didn't realize there were such in Mercede, is there more detail info on MSD on lease ?

thank you !

kyfdx

jadeite22 said:

Hi,
this is very helpful info,, just joined to get some more details but I am looking to lease C300 sports 4matic sedan next month here in Northern Virginia.
By any chance is there info on residual and MF for Virginia ?

Also, I've done MSD with BMW but didn't realize there were such in Mercede, is there more detail info on MSD on lease ?

thank you !

What term and mileage?

Mercedes has an MSD program, but I don't have the specifics.

jadeite22

kyfdx said:

jadeite22 said:

Hi,
this is very helpful info,, just joined to get some more details but I am looking to lease C300 sports 4matic sedan next month here in Northern Virginia.
By any chance is there info on residual and MF for Virginia ?

Also, I've done MSD with BMW but didn't realize there were such in Mercede, is there more detail info on MSD on lease ?

thank you !

What term and mileage?

Mercedes has an MSD program, but I don't have the specifics.

looking for basic 10k / 36mth

thank you !

Michaell

jadeite22 said:

kyfdx said:

jadeite22 said:

Hi,
this is very helpful info,, just joined to get some more details but I am looking to lease C300 sports 4matic sedan next month here in Northern Virginia.
By any chance is there info on residual and MF for Virginia ?

Also, I've done MSD with BMW but didn't realize there were such in Mercede, is there more detail info on MSD on lease ?

thank you !

What term and mileage?

Mercedes has an MSD program, but I don't have the specifics.

looking for basic 10k / 36mth

thank you !

.00127 and 62%

shelly40

I need money factor and residual for C63 sedan

36/12k and 42/12k

Thanks

Michaell

shelly40 said:

I need money factor and residual for C63 sedan

36/12k and 42/12k

Thanks

Standard MF and 53% or 47%

samreddy1

Can you please provide residual and MF for 36mon/12 and 36mon/10 lease for NC for 2017 C300 RWD. Are there any incentives?

kyfdx

samreddy1 said:

Can you please provide residual and MF for 36mon/12 and 36mon/10 lease for NC for 2017 C300 RWD. Are there any incentives?

.00124 MF and 60%/61% residual

No incentive info.

doenutt

Looking to lease a C300 Coupe. Local dealer has a New 2017 C300 Coupe on sale going on for $38500. MSRP was $44035. Haven't talk to him with the details, just went on for a test drive. Is this a good deal? Considering is already almost $6000 off MSRP. (Only has a rearview camera and a rim package).
Just contacted the dealer, with taxes and fee the total comes out to be $41454. Reasonable?

Michaell

doenutt said:

Looking to lease a C300 Coupe. Local dealer has a New 2017 C300 Coupe on sale going on for $38500. MSRP was $44035. Haven't talk to him with the details, just went on for a test drive. Is this a good deal? Considering is already almost $6000 off MSRP. (Only has a rearview camera and a rim package).
Just contacted the dealer, with taxes and fee the total comes out to be $41454. Reasonable?

RWD or 4Matic?

What lease term and how many miles per year?

doenutt

Michaell said:

Looking to lease a C300 Coupe. Local dealer has a New 2017 C300 Coupe on sale going on for $38500. MSRP was $44035. Haven't talk to him with the details, just went on for a test drive. Is this a good deal? Considering is already almost $6000 off MSRP. (Only has a rearview camera and a rim package). Just contacted the dealer, with taxes and fee the total comes out to be $41454. Reasonable?

RWD or 4Matic? What lease term and how many miles per year?

RWD. 24/10k

Michaell

doenutt said:

Michaell said:

doenutt said:

Looking to lease a C300 Coupe. Local dealer has a New 2017 C300 Coupe on sale going on for $38500. MSRP was $44035. Haven't talk to him with the details, just went on for a test drive. Is this a good deal? Considering is already almost $6000 off MSRP. (Only has a rearview camera and a rim package).
Just contacted the dealer, with taxes and fee the total comes out to be $41454. Reasonable?

RWD or 4Matic?

What lease term and how many miles per year?

RWD. 24/10k

.00106 and 64%

cheungmc

Can I please get the MF and residual for the c300 convertible (not AWD) with 36/39 and 10k miles. Thx!!

Michaell

cheungmc said:

Can I please get the MF and residual for the c300 convertible (not AWD) with 36/39 and 10k miles. Thx!!

.00106 and 59% for 36/10

No 39 month programs from MB

cheungmc

Michaell said:

cheungmc said:

Can I please get the MF and residual for the c300 convertible (not AWD) with 36/39 and 10k miles. Thx!!

.00106 and 59% for 36/10

No 39 month programs from MB

Thanks! And that's strange, I was given a quote of .0011 and 57% for 39 months. The 36 months you mentioned is much better.

kyfdx

cheungmc said:

Michaell said:

cheungmc said:

Can I please get the MF and residual for the c300 convertible (not AWD) with 36/39 and 10k miles. Thx!!

.00106 and 59% for 36/10

No 39 month programs from MB

Thanks! And that's strange, I was given a quote of .0011 and 57% for 39 months. The 36 months you mentioned is much better.

Actually, those are very close. The 39 month lease will probably be $10-$15 per month less, with those parameters.

clubgoldberg

Hi All! c300 RWD sedan 10K miles/36 months - residual and MF? // Separately, c300 couple 10k/36months residual & MF? -- State of California for Feb 2017...thanks!

kyfdx

clubgoldberg said:

Hi All! c300 RWD sedan 10K miles/36 months - residual and MF? // Separately, c300 couple 10k/36months residual & MF? -- State of California for Feb 2017...thanks!

Sedan: .00124 MF and 61% residual
Coupe: .00106 MF and 59% residual

clubgoldberg

kyfdx said:

clubgoldberg said:

Hi All! c300 RWD sedan 10K miles/36 months - residual and MF? // Separately, c300 couple 10k/36months residual & MF? -- State of California for Feb 2017...thanks!

Sedan: .00124 MF and 61% residual
Coupe: .00106 MF and 59% residual

Last question - same ask - for 7.5K miles / 36 months on both the base coupe & sedan?

Michaell

clubgoldberg said:

kyfdx said:

clubgoldberg said:

Hi All! c300 RWD sedan 10K miles/36 months - residual and MF? // Separately, c300 couple 10k/36months residual & MF? -- State of California for Feb 2017...thanks!

Sedan: .00124 MF and 61% residual
Coupe: .00106 MF and 59% residual

Last question - same ask - for 7.5K miles / 36 months on both the base coupe & sedan?

Add 1% to the 10K residuals for 7.5K allowance

clubgoldberg

Michaell said:

clubgoldberg said:

kyfdx said:

clubgoldberg said:

Hi All! c300 RWD sedan 10K miles/36 months - residual and MF? // Separately, c300 couple 10k/36months residual & MF? -- State of California for Feb 2017...thanks!

Sedan: .00124 MF and 61% residual
Coupe: .00106 MF and 59% residual

Last question - same ask - for 7.5K miles / 36 months on both the base coupe & sedan?

Add 1% to the 10K residuals for 7.5K allowance

--Maybe a silly question, and if so my apologies, but the MF doesn't change?

kyfdx

clubgoldberg said:

Michaell said:

clubgoldberg said:

kyfdx said:

clubgoldberg said:

Hi All! c300 RWD sedan 10K miles/36 months - residual and MF? // Separately, c300 couple 10k/36months residual & MF? -- State of California for Feb 2017...thanks!

Sedan: .00124 MF and 61% residual
Coupe: .00106 MF and 59% residual

Last question - same ask - for 7.5K miles / 36 months on both the base coupe & sedan?

Add 1% to the 10K residuals for 7.5K allowance

--Maybe a silly question, and if so my apologies, but the MF doesn't change?

No

johnnyff12

Lease residual and money factor for 2017 c43 and c300 4matic for 24 mo / 15k year and 36 mo /15k year, with auto pay?  Thank you 

kyfdx

johnnyff12 said:

Lease residual and money factor for 2017 c43 and c300 4matic for 24 mo / 15k year and 36 mo /15k year, with auto pay?  Thank you 

C43: .00123 MF and 62%/57% residual
C300: .00127 MF and 65%/59% residual

Subtract .00010 for autopay

stratman22

May I have the MF and residual on a C300 Coupe; sports package, premium 2, AWD.

36mo/12k a year and
36mo/15k a year

Thank you!

kyfdx

stratman22 said:

May I have the MF and residual on a C300 Coupe; sports package, premium 2, AWD.

36mo/12k a year and
36mo/15k a year

Thank you!

.00105 MF and 58%/56% residual

bidemupbruce

kyfdx said:

bidemupbruce said:

Hi, I am looking at leasing a 2017 C300 sedan RWD in California in Feb. Does anyone have updated MF and RV figures yet for 36 months and 10k/12k/15k miles? Also, could autopay knock off 0.00010 from the MF you quote? Could one also use MSDs (in addition to autopay) on the MF you quote? And do you find that dealers deviate from the $795 acquisition fee that is posted on the mbusa website? Thanks for the insight into these questions!

.00124 MF and 61%/60%/58% residual.

Yes, Autopay reduces MF by .00010.

Some dealers say you can't use MSDs with a subvented money factor. Other members report that they have been able to do this.

Dealers can markup the acquisition fee by $300 for extra profit.

Thanks for the reply here. In people's experiences, has anyone leased a car without the dealer charging the acquisition fee of $795 (or whatever mark up is added)? And is that commonly negotiated?

bidemupbruce

bidemupbruce said:

kyfdx said:

bidemupbruce said:

Hi, I am looking at leasing a 2017 C300 sedan RWD in California in Feb. Does anyone have updated MF and RV figures yet for 36 months and 10k/12k/15k miles? Also, could autopay knock off 0.00010 from the MF you quote? Could one also use MSDs (in addition to autopay) on the MF you quote? And do you find that dealers deviate from the $795 acquisition fee that is posted on the mbusa website? Thanks for the insight into these questions!

.00124 MF and 61%/60%/58% residual.

Yes, Autopay reduces MF by .00010.

Some dealers say you can't use MSDs with a subvented money factor. Other members report that they have been able to do this.

Dealers can markup the acquisition fee by $300 for extra profit.

Thanks for the reply here. In people's experiences, has anyone leased a car without the dealer charging the acquisition fee of $795 (or whatever mark up is added)? And is that commonly negotiated?

In California, do you recommend capitalizing some or all fees (acquisition fee, DMV fees, others), vs. paying upfront?

kyfdx

bidemupbruce said:

kyfdx said:

bidemupbruce said:

Hi, I am looking at leasing a 2017 C300 sedan RWD in California in Feb. Does anyone have updated MF and RV figures yet for 36 months and 10k/12k/15k miles? Also, could autopay knock off 0.00010 from the MF you quote? Could one also use MSDs (in addition to autopay) on the MF you quote? And do you find that dealers deviate from the $795 acquisition fee that is posted on the mbusa website? Thanks for the insight into these questions!

.00124 MF and 61%/60%/58% residual.

Yes, Autopay reduces MF by .00010.

Some dealers say you can't use MSDs with a subvented money factor. Other members report that they have been able to do this.

Dealers can markup the acquisition fee by $300 for extra profit.

Thanks for the reply here. In people's experiences, has anyone leased a car without the dealer charging the acquisition fee of $795 (or whatever mark up is added)? And is that commonly negotiated?

Every MBFS lease has an acquisition fee. It's not up to the dealer (except for the markup portion)

kyfdx

bidemupbruce said:

bidemupbruce said:

kyfdx said:

bidemupbruce said:

Hi, I am looking at leasing a 2017 C300 sedan RWD in California in Feb. Does anyone have updated MF and RV figures yet for 36 months and 10k/12k/15k miles? Also, could autopay knock off 0.00010 from the MF you quote? Could one also use MSDs (in addition to autopay) on the MF you quote? And do you find that dealers deviate from the $795 acquisition fee that is posted on the mbusa website? Thanks for the insight into these questions!

.00124 MF and 61%/60%/58% residual.

Yes, Autopay reduces MF by .00010.

Some dealers say you can't use MSDs with a subvented money factor. Other members report that they have been able to do this.

Dealers can markup the acquisition fee by $300 for extra profit.

Thanks for the reply here. In people's experiences, has anyone leased a car without the dealer charging the acquisition fee of $795 (or whatever mark up is added)? And is that commonly negotiated?

In California, do you recommend capitalizing some or all fees (acquisition fee, DMV fees, others), vs. paying upfront?

In CA, pay DMV fees upfront, as they are non-taxable. Roll everything else in.

bidemupbruce

kyfdx said:

bidemupbruce said:

bidemupbruce said:

kyfdx said:

bidemupbruce said:

Hi, I am looking at leasing a 2017 C300 sedan RWD in California in Feb. Does anyone have updated MF and RV figures yet for 36 months and 10k/12k/15k miles? Also, could autopay knock off 0.00010 from the MF you quote? Could one also use MSDs (in addition to autopay) on the MF you quote? And do you find that dealers deviate from the $795 acquisition fee that is posted on the mbusa website? Thanks for the insight into these questions!

.00124 MF and 61%/60%/58% residual.

Yes, Autopay reduces MF by .00010.

Some dealers say you can't use MSDs with a subvented money factor. Other members report that they have been able to do this.

Dealers can markup the acquisition fee by $300 for extra profit.

Thanks for the reply here. In people's experiences, has anyone leased a car without the dealer charging the acquisition fee of $795 (or whatever mark up is added)? And is that commonly negotiated?

In California, do you recommend capitalizing some or all fees (acquisition fee, DMV fees, others), vs. paying upfront?

In CA, pay DMV fees upfront, as they are non-taxable. Roll everything else in.

Thanks again!

bidemupbruce

I'm getting into the weeds here, but hopefully for the benefit of other forum participants too -- in California, assuming one capitalizes the acquisition fee... is it better to (1) allow for a large markup on the acquisition fee (say $500 markup for example) and take an additional $500 reduction on the selling price of the car, or (2) reduce the acquisition markup (by $500) and allow for a higher selling price by $500?

The heart of this question comes down to California DMV fee/tax expenses, which is something I'm not familiar with. But *I think* the initial DMV fee is based on the "selling price" of the car and not the "net cap cost" (which would suggest that option 1 is slightly better, but not by much as DMV fees are low). However, does the selling price of the car (or net cap cost, if applicable) carry forward into the calculation of the annual DMV registration and license fees? (Hence, might a slower selling price be advantageous longer term here?).

Thanks again for your advice.

kyfdx

bidemupbruce said:

I'm getting into the weeds here, but hopefully for the benefit of other forum participants too -- in California, assuming one capitalizes the acquisition fee... is it better to (1) allow for a large markup on the acquisition fee (say $500 markup for example) and take an additional $500 reduction on the selling price of the car, or (2) reduce the acquisition markup (by $500) and allow for a higher selling price by $500?

The heart of this question comes down to California DMV fee/tax expenses, which is something I'm not familiar with. But *I think* the initial DMV fee is based on the "selling price" of the car and not the "net cap cost" (which would suggest that option 1 is slightly better, but not by much as DMV fees are low). However, does the selling price of the car (or net cap cost, if applicable) carry forward into the calculation of the annual DMV registration and license fees? (Hence, might a slower selling price be advantageous longer term here?).

Thanks again for your advice.

First.. the maximum acquisition fee markup is $300.

DMV fees are either based on selling price or MSRP (and, I think it's MSRP), but since they average about 1.1% of that number, $300 either way is almost irrelevant. (under $4 difference)

bidemupbruce

kyfdx said:

bidemupbruce said:

I'm getting into the weeds here, but hopefully for the benefit of other forum participants too -- in California, assuming one capitalizes the acquisition fee... is it better to (1) allow for a large markup on the acquisition fee (say $500 markup for example) and take an additional $500 reduction on the selling price of the car, or (2) reduce the acquisition markup (by $500) and allow for a higher selling price by $500?

The heart of this question comes down to California DMV fee/tax expenses, which is something I'm not familiar with. But *I think* the initial DMV fee is based on the "selling price" of the car and not the "net cap cost" (which would suggest that option 1 is slightly better, but not by much as DMV fees are low). However, does the selling price of the car (or net cap cost, if applicable) carry forward into the calculation of the annual DMV registration and license fees? (Hence, might a slower selling price be advantageous longer term here?).

Thanks again for your advice.

First.. the maximum acquisition fee markup is $300.

DMV fees are either based on selling price or MSRP (and, I think it's MSRP), but since they average about 1.1% of that number, $300 either way is almost irrelevant. (under $4 difference)

Thank you again. While I have not followed up and confirmed this directly with a particular dealership, I have received quotes from such dealership which *suggested* the markup on the acquisition fee was much higher $300. I was directly given figures for residual, MF, selling price, tax rate, and doc fees, but not for the acquisition fee, which was assumed to be capitalized (as it was not a part of the drive off costs). I can back into their numbers to the cent, but only if I jack up the acquisition fee markup well above $300.

kyfdx

bidemupbruce said:

kyfdx said:

bidemupbruce said:

I'm getting into the weeds here, but hopefully for the benefit of other forum participants too -- in California, assuming one capitalizes the acquisition fee... is it better to (1) allow for a large markup on the acquisition fee (say $500 markup for example) and take an additional $500 reduction on the selling price of the car, or (2) reduce the acquisition markup (by $500) and allow for a higher selling price by $500?

The heart of this question comes down to California DMV fee/tax expenses, which is something I'm not familiar with. But *I think* the initial DMV fee is based on the "selling price" of the car and not the "net cap cost" (which would suggest that option 1 is slightly better, but not by much as DMV fees are low). However, does the selling price of the car (or net cap cost, if applicable) carry forward into the calculation of the annual DMV registration and license fees? (Hence, might a slower selling price be advantageous longer term here?).

Thanks again for your advice.

First.. the maximum acquisition fee markup is $300.

DMV fees are either based on selling price or MSRP (and, I think it's MSRP), but since they average about 1.1% of that number, $300 either way is almost irrelevant. (under $4 difference)

Thank you again. While I have not followed up and confirmed this directly with a particular dealership, I have received quotes from such dealership which *suggested* the markup on the acquisition fee was much higher $300. I was directly given figures for residual, MF, selling price, tax rate, and doc fees, but not for the acquisition fee, which was assumed to be capitalized (as it was not a part of the drive off costs). I can back into their numbers to the cent, but only if I jack up the acquisition fee markup well above $300.

The base acquisition fee is $795. Maximum charge is $1095.

Ask for the adjusted CAP cost, and a reconciliation of that and the selling price (what was added, what was subtracted)

You should get the actual numbers, then you won't have to back into anything.

yogibear8

Hi! I just started reading all this.. I wish I found this when I leased my 428i 3 years ago! Any who..

May I get the MF and residual for C300 coupe RWD. looking to lease by mid-end of march

36/12k and 36/15K

In Orange County,CA and Las vegas,NV

I can get the car in either state, Which state would be a better financial choice?

I "built" my car online and it came out to 54,000

Assuming I will negotiate it down, how much of a discount should I shoot for?

Also, I know there is MSRP price, but is the "invoice price" the same as the adjusted cap cost?

just for an example:
c300
msrp 51060
invoice 48291
1017 drive off
36 x 12k x 519 monthly payment


I'm a newbie so thank you for helping

kyfdx

yogibear8 said:

Hi! I just started reading all this.. I wish I found this when I leased my 428i 3 years ago! Any who..

May I get the MF and residual for C300 coupe RWD. looking to lease by mid-end of march

36/12k and 36/15K

In Orange County,CA and Las vegas,NV

I can get the car in either state, Which state would be a better financial choice?

I "built" my car online and it came out to 54,000

Assuming I will negotiate it down, how much of a discount should I shoot for?

Also, I know there is MSRP price, but is the "invoice price" the same as the adjusted cap cost?

just for an example:
c300
msrp 51060
invoice 48291
1017 drive off
36 x 12k x 519 monthly payment


I'm a newbie so thank you for helping

.00106 MF and 58%/56% residual

Seems like you might get more competition for your business in California. You have to pay taxes where you register, so there aren't really any differences.

The adjusted CAP cost is the same as "amount financed" on a loan. It's the selling price you negotiate, plus any additions not paid upfront (acquisition fee, etc), minus any reductions (rebates or downpayments).

Can't help you with a price to shoot for, though. Your example would be a good deal.

bidemupbruce

kyfdx said:

bidemupbruce said:

kyfdx said:

bidemupbruce said:

I'm getting into the weeds here, but hopefully for the benefit of other forum participants too -- in California, assuming one capitalizes the acquisition fee... is it better to (1) allow for a large markup on the acquisition fee (say $500 markup for example) and take an additional $500 reduction on the selling price of the car, or (2) reduce the acquisition markup (by $500) and allow for a higher selling price by $500?

The heart of this question comes down to California DMV fee/tax expenses, which is something I'm not familiar with. But *I think* the initial DMV fee is based on the "selling price" of the car and not the "net cap cost" (which would suggest that option 1 is slightly better, but not by much as DMV fees are low). However, does the selling price of the car (or net cap cost, if applicable) carry forward into the calculation of the annual DMV registration and license fees? (Hence, might a slower selling price be advantageous longer term here?).

Thanks again for your advice.

First.. the maximum acquisition fee markup is $300.

DMV fees are either based on selling price or MSRP (and, I think it's MSRP), but since they average about 1.1% of that number, $300 either way is almost irrelevant. (under $4 difference)

Thank you again. While I have not followed up and confirmed this directly with a particular dealership, I have received quotes from such dealership which *suggested* the markup on the acquisition fee was much higher $300. I was directly given figures for residual, MF, selling price, tax rate, and doc fees, but not for the acquisition fee, which was assumed to be capitalized (as it was not a part of the drive off costs). I can back into their numbers to the cent, but only if I jack up the acquisition fee markup well above $300.

The base acquisition fee is $795. Maximum charge is $1095.

Ask for the adjusted CAP cost, and a reconciliation of that and the selling price (what was added, what was subtracted)

You should get the actual numbers, then you won't have to back into anything.

Thank you, this makes sense. I suspect there were extra "dealer fees" which were capitalized.

bidemupbruce

BTW, love this forum... I've learned so much from it, and in the process, hopefully am becoming a more educated lease consumer (and helping others here who may have the same questions)!

One way I found to look at a lease is total lease cost for the life of the lease =
The sum of:
(a) Lease pmt * monthly term, plus
(b) your drive off cost, less one monthly payment included already in (a).

- Is this a good way to compare leases?

- And assuming you capitalize as much as possible, and assuming roughly the same total cost (roughly the same payment and drive off cost), is a low MF and higher adjusted cap cost better, or a higher MF and lower adjusted cap cost better?

Maybe one should be indifferent, but not sure if I'm missing considerations like one wrecks the car mid-lease, or the car is stolen mid-lease.

kyfdx

bidemupbruce said:

BTW, love this forum... I've learned so much from it, and in the process, hopefully am becoming a more educated lease consumer (and helping others here who may have the same questions)!

One way I found to look at a lease is total lease cost for the life of the lease =
The sum of:
(a) Lease pmt * monthly term, plus
(b) your drive off cost, less one monthly payment included already in (a).

- Is this a good way to compare leases?

- And assuming you capitalize as much as possible, and assuming roughly the same total cost (roughly the same payment and drive off cost), is a low MF and higher adjusted cap cost better, or a higher MF and lower adjusted cap cost better?

Maybe one should be indifferent, but not sure if I'm missing considerations like one wrecks the car mid-lease, or the car is stolen mid-lease.

Well. you want the base money factor, and as low a price as you can get.

But, if you have to pick, take the lower price with the higher money factor, if the payments and residual are equal. That way, your payoff balance is lower, throughout the lease (until the end).