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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Does previous customer count?
Thanks,
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Thanks,
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Extra miles will cost you, I think, .25/mile, up front, deducted from the calculated residual.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I noticed that in my current lease, the Adjust/Net Capitalized Cost include BMW Wear&Tear ($1300), dent/ding insurance ($100), Service Contract Fee ($200) and Acquisition Fee ($925) along with invoice price, this would substantially bump the capitalize cost hence the monthly payment. Is this right?
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Could you elaborate on this? $1600 for $5000 sounds a good deal to me
For example:
I pay $400/yr premium for the liability portion of my car insurance, but that's $500,000 of coverage.
I pay $290/yr premium for a $250,000 life insurance policy..
So... $1600 premium for $5000 of coverage seems very high to me.
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2018 discussion is here:
https://forums.edmunds.com/discussion/44735/bmw/5-series/2018-bmw-5-series-lease-questions#latest
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Yes, the tax bite in Texas does hurt your lease payment.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Unfortunately, BMW suspended the MSD program a couple months back.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Should the cost be different if I am thinking of purchasing after my lease deal if over. Ie.out the door price.
I understand I should put down only first month and taxes down at drive off rather than the big amount like 3k downpayment. I understand monthly lease is more... Thank You
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
We suggest a target of 7% off sticker, before applying any available incentives.
Tax in CA is against the monthly payment - your up front cash should be just the first payment and the DMV costs.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Was attempting to build-to-order but appears the 2018s residuals went down from .61 to .58 so thinking 2017 model may be best option if can swing it. Why are residuals going down when always have been used to 5 series staying north of 60% for 36/12 leases?
OPTION 1 - MSport MSRP 62280
Selling Price: 55780 (2k rebate, 4k discount)
Admin/Tag fees: 602
Residual: 37991 (61%)
0 down
DEALER QUOTE = $826/mo
My calculations (6 calculators based on 0.00151 MF) = $712
OPTION 2 - MSport MSRP 57860
Selling Price: 51360 (2k rebate, 4k discount)
Admin/Tag fees: 602
Residual: 35295 (61%)
0 down
DEALER QUOTE = $786/mo
My calculations (6 calculators based on 0.00151 MF) = $648
What is occurring here? Is their MF/APR around 7.2%? Are they wrapping one of the pull ahead programs in? I dont have full lease worksheets showing exact calcs but based on guidance above cant make sense of it and like some firepower.
I am not in a hurry and can shop around to few other dealer, just want to take their quote and shop it asking for better. Well maybe in a hurry if 2018s+ residuals are dropping and the MF is increasing.
Thanks much community!
Also, if the dealer covers anything, it's coming out of your pocket, one way or the other. That's just physics.
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Otherwise deal looks pretty clean, 6% off'ish, and with the rebate is pretty good tme.
And yes.... if they won't come down, vote with your feet.
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Also, to confirm, BMW did away with MSDs!?! Yikes, I wish I had pulled ahead and leased earlier this year. THANKS!!
Acquisition fee not negotiable and is part of every BMW lease.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Deduct .25/mi for the demo miles.
Yes, MSD program ended as of 1 May, I believe.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Can you confirm... is the 0.00151 MF for 2017 530i a BMW FS published rate? I just had the sales guy ask where i am getting that MF/APR from as he says 0.00191 is 'standard'? Is that B.S. (suspect so)?
.00151 is the base rate; dealer can mark it up .00040 for extra profit.
Just tell him you won't sign a deal where the MF is marked up; they know what the base rate is.
However, be prepared to give up some discounting from the sticker price to get that. Dealers are getting smarter - you can have:
1. base MF and smaller discount from sticker
2. inflated MF and a bigger discount
Have to run the numbers both ways to see which gives you a better payment.
Ideally, you want both the base rate and the big discount, but you may have to shop multiple dealers to get it.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
https://forums.edmunds.com/discussion/44735/bmw/5-series/2018-bmw-5-series-lease-questions#latest
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Somehow I quoted the 36/10 residual.
Good catch.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4