2018 Subaru Crosstrek Lease Deals and Prices

leasers

May I get the rv/mf for a 2018 premium/ limited- w/ eyesight, lane alarm and blind spot upgraded radio. I’m in Clearwater Florida 33760.
also when I calculate the interest it comes out to be anywhere from 1/3 to almost 1/2 of the base payment. I read that it is because the final capitalized value is added to the residual for the calculation. This is based on different lease calculators online. Is this true? I always thought the interest rate was the base payment multiplied by the interest rate + tax to get your final payment. So a $250 payment would only increase to $262.50 for a 5% interest rate which only adds 12.50/mo rather than say $95/month extra according to the online calculators. Which is correct? Thanks.

kyfdx

leasers said:

May I get the rv/mf for a 2018 premium/ limited- w/ eyesight, lane alarm and blind spot upgraded radio. I’m in Clearwater Florida 33760.
also when I calculate the interest it comes out to be anywhere from 1/3 to almost 1/2 of the base payment. I read that it is because the final capitalized value is added to the residual for the calculation. This is based on different lease calculators online. Is this true? I always thought the interest rate was the base payment multiplied by the interest rate + tax to get your final payment. So a $250 payment would only increase to $262.50 for a 5% interest rate which only adds 12.50/mo rather than say $95/month extra according to the online calculators. Which is correct? Thanks.

Premium: .00095 MF and 62% residual for 36/15
Limited: .00105 MF and 62% residual

The amount of money subject to finance charges is an average of the Adjusted CAP cost and the residual.

Think of it as a loan.. You are borrowing the adjusted CAP cost (amount financed on a loan), and at the end of the lease, you still owe the residual (loan balance after three years). Of course, on a lease, you satisfy that balance by giving the car back to the bank.

Also, the rate is nowhere near 5%. .00100 is equivalent to just 2.4% APR
The average finance charges on a Crosstrek lease are probably in the $40-$50/mo. range.

sim_simma

Hi there, can I get numbers for Crosstrek Limited 12/36 and 15/36 and incentives for MO 65202?

sim_simma

Hi there, can I get numbers for a Outback Limited - 12/36 and 15/36 and any incentives in MO 65202?

Michaell

sim_simma said:

Hi there, can I get numbers for Crosstrek Limited 12/36 and 15/36 and incentives for MO 65202?

.00105 and 64% / 62%

Michaell

sim_simma said:

Hi there, can I get numbers for a Outback Limited - 12/36 and 15/36 and any incentives in MO 65202?

The 2018 Outback lease thread is here:

https://forums.edmunds.com/discussion/46389/subaru/outback/2018-subaru-outback-lease-deals-and-prices#latest

skb_ca21

Zip: 94086
2018 Crosstrek 2.0i Limited RV and MF please for 10K/24m and 10K/30m.
Also, what is an acceptable MF for average credit (score: 650)

kyfdx

skb_ca21 said:

Zip: 94086
2018 Crosstrek 2.0i Limited RV and MF please for 10K/24m and 10K/30m.
Also, what is an acceptable MF for average credit (score: 650)

Subaru doesn't offer any decent terms under 36 months

36/10: .00105 MF and 65% residual

lindfreeco

RV and MF for 2018 Crosstrek Premium Portland OR 36/10 and 36/12 Thx!

kyfdx

lindfreeco said:

RV and MF for 2018 Crosstrek Premium Portland OR 36/10 and 36/12 Thx!

.00095 MF and 65%/64% residual

lindfreeco

Looking for residual and MF for 2018 Crosstrek Premium, 36/10K in Oregon please...

kyfdx

lindfreeco said:

Looking for residual and MF for 2018 Crosstrek Premium, 36/10K in Oregon please...

.00095 MF and 65% residual

sim_simma

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

kyfdx

sim_simma said:

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

Base money factor is .00105.
What is the MSRP?

sim_simma

kyfdx said:

sim_simma said:

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

Base money factor is .00105.
What is the MSRP?

MSRP is $31,600

kyfdx

sim_simma said:

kyfdx said:

sim_simma said:

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

Base money factor is .00105.
What is the MSRP?

MSRP is $31,600

I get $350/mo.+tax with those numbers.

Was the $29,475 for a purchase, and then you asked for the lease numbers? Maybe, there are fewer discounts and more fees for the lease?

Nothing the salesperson says is relevant, until you see actual numbers..

sim_simma

kyfdx said:

sim_simma said:

kyfdx said:

sim_simma said:

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

Base money factor is .00105.
What is the MSRP?

MSRP is $31,600

I get $350/mo.+tax with those numbers.

Was the $29,475 for a purchase, and then you asked for the lease numbers? Maybe, there are fewer discounts and more fees for the lease?

Nothing the salesperson says is relevant, until you see actual numbers..

Those are the numbers provided by the finance guy - I agree with your numbers and including tax is $366.14 or thereabout. Is lease coverage optional and do you recommend it? Do you have any idea what reasonable costs for that coverage is?

Michaell

sim_simma said:

kyfdx said:

sim_simma said:

kyfdx said:

sim_simma said:

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

Base money factor is .00105.
What is the MSRP?

MSRP is $31,600

I get $350/mo.+tax with those numbers.

Was the $29,475 for a purchase, and then you asked for the lease numbers? Maybe, there are fewer discounts and more fees for the lease?

Nothing the salesperson says is relevant, until you see actual numbers..

Those are the numbers provided by the finance guy - I agree with your numbers and including tax is $366.14 or thereabout. Is lease coverage optional and do you recommend it? Do you have any idea what reasonable costs for that coverage is?

What, specifically, does this cover? Lots of vagueness from the dealership.

kyfdx

sim_simma said:

kyfdx said:

sim_simma said:

kyfdx said:

sim_simma said:

Local dealer offered a fully loaded 2018 Crosstrek LTD for $29,475 (all fees included), tax rate 7.85%, residual 62% and MF .00155 in 65202 - Missouri. My understanding is base MF is .00105 even with their MF my calculated payment is coming in less than what they quoted of $400.28 I didn't have time to speak with the finance guy, and the salesman indicated it could be for additional lease coverage, although that seems kind of high.

Thoughts?

Base money factor is .00105.
What is the MSRP?

MSRP is $31,600

I get $350/mo.+tax with those numbers.

Was the $29,475 for a purchase, and then you asked for the lease numbers? Maybe, there are fewer discounts and more fees for the lease?

Nothing the salesperson says is relevant, until you see actual numbers..

Those are the numbers provided by the finance guy - I agree with your numbers and including tax is $366.14 or thereabout. Is lease coverage optional and do you recommend it? Do you have any idea what reasonable costs for that coverage is?

Generally, any insurance products sold in the F&I office are over-priced. For the relatively small amounts they cover, I'd self-insure. I don't buy extended warranties on my toaster, either.

arajamohan

Looking for the new March 2018 numbers on a Crosstrek Limited 36 month 10k an 12k lease in Los Angeles, CA 90039. Dealer telling me the residual is now 67% but the money factor bumped up to 0.00140. Appreciate your help with this!

billybaroo

Looking for March 2018 MF RV for 2018 Crosstrek Premium w/eyesight for 92075. Same for Limited w/eyesight. 24/12, 24/15, 36/12, 36/15. Thanks!

amn0408

Looking for new March 2018 MF RV for 2018 Crosstrek Limited 36 month / 12k lease in New York, NY 10011. Thanks in advance!

Michaell

arajamohan said:

Looking for the new March 2018 numbers on a Crosstrek Limited 36 month 10k an 12k lease in Los Angeles, CA 90039. Dealer telling me the residual is now 67% but the money factor bumped up to 0.00140. Appreciate your help with this!

.00140 and 67% / 66%

Michaell

billybaroo said:

Looking for March 2018 MF RV for 2018 Crosstrek Premium w/eyesight for 92075. Same for Limited w/eyesight. 24/12, 24/15, 36/12, 36/15. Thanks!

Nice Caddyshack reference!

24 month terms are not viable for Subaru

36/15 numbers; add 2% for 12K
Prem - 64% and .00130
Ltd - 64% and .00140

Michaell

amn0408 said:

Looking for new March 2018 MF RV for 2018 Crosstrek Limited 36 month / 12k lease in New York, NY 10011. Thanks in advance!

66% and .00140

ldustin23

Looking in 02170 for RV and MF on a Subaru Crosstrek 2.0i premium for 15k/36 months, with package added that includes driver assist eyesight tech, moonroof, and blind spot/rear cross traffic detection. remote starter added. Automatic transmission. AWD. Subaru website is estimating $27,366. Truecar.com says average price in my area $25,939.

Thanks!

Michaell

ldustin23 said:

Looking in 02170 for RV and MF on a Subaru Crosstrek 2.0i premium for 15k/36 months, with package added that includes driver assist eyesight tech, moonroof, and blind spot/rear cross traffic detection. remote starter added. Automatic transmission. AWD. Subaru website is estimating $27,366. Truecar.com says average price in my area $25,939.

Thanks!

64% and .00130

elise_88

RV and MF for 2018 crosstrek premium automatic w/ eyesight, zip code 14226
36/10 and 42/10

Michaell

elise_88 said:

RV and MF for 2018 crosstrek premium automatic w/ eyesight, zip code 14226
36/10 and 42/10

67% and .00130
60% and .00085

sarugbgy4life

Hello! Looking for current RV/MF numbers for California on a 2.0i limited with eyesight etc, 36/10 lease. Thanks!

kyfdx

sarugbgy4life said:

Hello! Looking for current RV/MF numbers for California on a 2.0i limited with eyesight etc, 36/10 lease. Thanks!

.00140 MF and 67% residual

sarugbgy4life

Thanks!

sarugbgy4life

With these numbers I am getting a lease price of around $295 with 0 down.

MSRP $31781
purchase price: $28541

67% / .00140

tax rate is 8.25%. Does this sound correct?

Michaell

sarugbgy4life said:

With these numbers I am getting a lease price of around $295 with 0 down.

MSRP $31781
purchase price: $28541

67% / .00140

tax rate is 8.25%. Does this sound correct?

Pretty close - I get $293/mo with those prices.

leasers

My Subaru dealer suggested that I order a 2018 Crosstrek due to the fact that I know the configuration that I want and have 2 months left on my current lease. He said that this would also result in the best pricing. Is that true? What is the “normal” amount of $ to pay up front to order like that from the factory?

sarugbgy4life

Regarding the $293 price, that is correct and is what I see on Bankrate's lease calculator. The dealer has said the RV/MF are correct but they get to a price of $339 per month with taxes. Where is the $48 difference coming from? They did mention a $595 acquisition fee, but there is over $1700 difference in price.

Michaell

leasers said:

My Subaru dealer suggested that I order a 2018 Crosstrek due to the fact that I know the configuration that I want and have 2 months left on my current lease. He said that this would also result in the best pricing. Is that true? What is the “normal” amount of $ to pay up front to order like that from the factory?

Can't comment on pricing.

When we found an Outback my wife wanted, en route from the factory, we left a deposit of $500 to "reserve" it.

Michaell

sarugbgy4life said:

Regarding the $293 price, that is correct and is what I see on Bankrate's lease calculator. The dealer has said the RV/MF are correct but they get to a price of $339 per month with taxes. Where is the $48 difference coming from? They did mention a $595 acquisition fee, but there is over $1700 difference in price.

Ask the dealer what cap cost they are using for their payment quote - and, what else got added to the selling price to get there over and above the acquisition fee.

idrove26

Looking for RV and MF in Colorado for 36/10 on 2018 Crosstrek Premium automatic w/ and w/o eyesight - thank you!

kyfdx

idrove26 said:

Looking for RV and MF in Colorado for 36/10 on 2018 Crosstrek Premium automatic w/ and w/o eyesight - thank you!

.00130 MF and 67% residual

benjamintr

Looking for residual and money factor on Crosstrek limited in with sunroof/eyesight in PA. thanks!

kyfdx

benjamintr said:

Looking for residual and money factor on Crosstrek limited in with sunroof/eyesight in PA. thanks!

.00140 MF and 64% residual for 36/15

benjamintr

kyfdx said:

.00140 MF and 64% residual for 36/15

Thanks! Could you also tell me the RV and MF for 36/10?

kyfdx

benjamintr said:

kyfdx said:

.00140 MF and 64% residual for 36/15

Thanks! Could you also tell me the RV and MF for 36/10?

67%

benjamintr

Sorry for the newbie question but I didn't see this addressed anywhere. Feel free to post a link from somewhere else.

As I understand it the numbers being quoted are the "official" numbers from Subaru. If the MF from Subaru is .00140 and I'm being quoted .00190 how can I best use this information? Should I approach the dealer and say, "Look, I know you're marking up the MF, please give me a quote at .0014 or I'm going elsewhere?"

kyfdx

benjamintr said:

Sorry for the newbie question but I didn't see this addressed anywhere. Feel free to post a link from somewhere else.

As I understand it the numbers being quoted are the "official" numbers from Subaru. If the MF from Subaru is .00140 and I'm being quoted .00190 how can I best use this information? Should I approach the dealer and say, "Look, I know you're marking up the MF, please give me a quote at .0014 or I'm going elsewhere?"

That's exactly what you say...

Or, "I'm not signing any deal that includes a marked up money factor". I like to do that, so they can keep trying to lie.. But, that's just me..

kimfuru

Can you tell me the current (March) mf and residual for a 2018 Subaru Crosstrek 2.0i Limited, automatic, in 94010, 10K miles, for both 36 and 42 months?

kyfdx

kimfuru said:

Can you tell me the current (March) mf and residual for a 2018 Subaru Crosstrek 2.0i Limited, automatic, in 94010, 10K miles, for both 36 and 42 months?

.00140 MF and 67% residual
.00090 MF and 60% residual

idrove26

kyfdx said:

idrove26 said:

Looking for RV and MF in Colorado for 36/10 on 2018 Crosstrek Premium automatic w/ and w/o eyesight - thank you!

.00130 MF and 67% residual

I have a dealer telling me the MF is correct at .00130 but the RV is 64% (not 67%). Do the dealers play with the RV like they do the the MF's sometimes?

jaysmith2

RV and MF in Maine 04848 for 36/12 on 2018 Crosstrek basic and Premium automatic.

Thanks!