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Comments
Looks like the MF was bumped to .00053, to get those payments.
Still, $410/mo on a $52K car is a good payment, especially with so little out of pocket.
Congrats, and enjoy!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I haven't been able to get an itemized quote (including Cap cost/taxes & fees) from the dealer yet. They did give me a reduced payment quote of $617 but I don't know if they reduced MF or took it off of something else.
If not MF, what should I be looking for that would make the difference between a $617/mo vs. the $558/mo you calculated with their slightly inflated MF? Simple processing fees seem like they wouldn't have that much impact.
Without the details, we'd just be guessing what the story is.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you in advance, by the way. The help is really, really appreciated.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Confirm the adjusted cap cost the dealer is using for their quote, and how they got to that number from the selling price.
Do you have a full breakdown of the $2300 due at signing?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Doc fee $130
accquistion fee $700 (built into payments)
lic and reg fee $530
taxes $1339
first payment $498
im using the calculator myself and it’s coming up as close to $2500 upfront so I need to confirm with the dealer on that.
lease term 39 months
msrp 57910
Selling 48900
Govt fees 528
doc fees 138
accq fee 700 (built into payments)
taxes 1490
Residual value 30692
money factor .00003
gross cap cost 52254
net cap cost 50054
cash cap reduction 2200
monthly payment 498 including tax in New Jersey
so total driveoff is $2200 due.
We'd suggest that you add the tax amount into the monthly payment as well. If the car is stolen or totaled before the end of the lease, that up front tax money would be lost.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
No idea what price you can get, though.
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Live in NJ
-39 month/10000 miles automatic
.00003 MF and 50%/49% residual for Luxe/Sport
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Which engine?
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Thank you
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
3.0T Luxe AWD
3.0T Sport AWD
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.00003 MF and 53%/52% residual for Luxe/Sport
We don't have the incentive information
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.00003 MF and 54% residual
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Can't really check the price without the selling price and adjusted CAP cost, but that looks like a great payment, relative to MSRP.
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MSRP: 41945
Term: 39/10k
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MSRP: 57,500
Sales Price: 50,205
Doc Fees: 87.50
Capitalized Sales Tax (7.375%): 1,653
Govt Fees: 170
Acquisition Fee: 700
Gross Cap Cost: 52,815
39/12k
0 money down, sign & drive, pay 1st payment
waiving last 2 current payments, $500 turn in damage waiver, waive current disposition fee
$575/mo
The calculations are correct.
Looks pretty good
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How do you get to the capitalized tax #? im using sales price x 47% x 7.375% but come up with 50205 * .47 = 23596 * .07375 = 1740 their number is better - just trying to see how to calculate it - thx
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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zipcode 28105
The Q50 is RWD
.00003 MF and 51% residual for 39/15
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I received this deal in Houston (77008) for a 3.0t Luxe. Zero down. It would be my 3rd lease with this dealer. Based on the deals I’ve seen here, this one seems lousy?
TIA!
Looks like they've marked up the money factor to .00033 from .00003 base.
$397.32/mo, if they used the base MF.
Where is the tax? Texas tax credits?
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