By accessing this website, you acknowledge that Edmunds and its third party business partners may use cookies, pixels, and similar technologies to collect information about you and your interactions with the website as described in our
Privacy Statement, and you agree that your use of the website is subject to our
Visitor Agreement.
Comments
previous 2018 BMW X5 xDrive 35i Alpine White/Mocha
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Push for both a big discount and the base MF, but be prepared to not get it. Dealers, especially BMW dealers, are starting to wise up.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks again!
previous 2018 BMW X5 xDrive 35i Alpine White/Mocha
Does it bother you that the total seems to be about $1700 too high?
Other than that, all appears to add up. But, that's a $50/mo. difference
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
previous 2018 BMW X5 xDrive 35i Alpine White/Mocha
MSRP $76,760
Adj Cap $67,737.01
All taxes and fees rolled into the monthly payment. 0 down, sign and drive.
$952/mo
I took a hit on the MF though since my credit reports showed 640's. Even though I check my credit daily and its 715 currently.
I didn't know the sales and use tax was applied to the total BMP. So I'm paying tax on the finance fee.
previous 2018 BMW X5 xDrive 35i Alpine White/Mocha
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Vehicle Price: 70,450
Discounts: 6,500
Adjusted Vehicle Price: 63,950
Lease Details:
Cap Cost (inclusive of taxes, etc.): 67,480
10K / 36 months
Only cash due at signing is first month's payment
Monthly Payment: 948
Should I be able to do better on the monthly payment?
Also, one related question: we are turning in a 2015 BMW x3 xDrive 28i that we leased previously. We agreed to 10k / 36 months and only drove it 14K miles. Car is in excellent shape yet they're giving us NO credit for this in the lease of the new car.
Shouldn't this help our cause?
Thanks for all your help.
With that CAP cost, .00152 MF and 59% residual, I get $886/mo.
Even if they marked up the money factor the maximum, that only takes you up to $929/mo.
Unless the X3 is worth more than the residual, and they take it in trade, and credit you with positive equity, I'm not sure there is much you can do. I've heard of BMW rolling over unused miles into the next lease, but more miles won't help you, as you don't even use the minimum.
Ask the dealer for the adjusted CAP cost and the money factor they are using. I'll guess the adjusted CAP is higher than your number and the money factor is marked up.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Vehicle Price: 70,640
Minus Savings: 4,000
Discounted Price: 66,460
Minus Trade In Value: 29,000
Difference: 37,460
Plus Lien Payoff : 29,696
Sales Tax: 2491.85
Title: 33.00
Inspection Fee: 16.75
Road and Bridge: 20.00
Other: 7.00
Tag/Registration Fee: 114.50
Documentation Fee: 140
Balance Due: $69,989.10
They then adjust the above $69,989.10 for a $2,500 rebate. So, that's how I got to my Cap Cost of $67,480. The taxes are low because they tell me that there is a tax benefit by virtue of turning in our old lease (something about the trade-in offsetting the tax liability).
I think they were using a MF of .00192 initially and they claimed the BEST MF they could get me at Auto Nation is .00172. I think that is BS.
Based on the above data, and a payment of $948, what would you say the money factor they are using is?
Also, your MSRP changed from the first post.
Now, with the base MF, I get $883/mo.
With max markup to .00192, $926/mo.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
MSRP 70,000
Sale Price: 62,500
Rebate: 3000
Adjusted Cap: 603530
Residual: 59
MF: .00152
4000 down -- first month, DMV fees, pre-paid taxes and down payment
3 years, 30k miles -- 689/month
Price is great but I realize that's not the best MF. Ask for more? I do have another dealer offering a good deal on a less equipped car.
I get the same payment, with the adjusted CAP at $60,530.
But, 62500 minus $3000 is $59,500.
If you are paying $4000 upfront, where is the extra $1000 of adjusted CAP coming from?
Get a breakdown of the $4000 to make sure all of that is legitimate.
What state and tax rate?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
What do you think of this deal?
2018 BMW X5 xDrive35d
MSRP of $63,445
adjusted capitalized cost of $54,335
handling fee of $995
Down payment $3,500
dealer discount of $2,610
$3,000 Lease Credit
RV at end of 36 month lease is $37,433
Thank you so much
$995 handling fee? Are you in Florida?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
MSRP 66894
after BMW lease credit and fleet
$599 /month taxes included in the payment w/ $1800 due at signing
10k/36m
Is it to good to be true ?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/10: .00152 MF and 59% residual
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Why put $3500 down on a lease? Would you pre-pay rent on a 12 month lease of an apartment? Pay as you go; just first payment and registration costs should be paid up front.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$5500 rebate and fleet plus $1800 cash due = $7300
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Too much opportunity for the dealer to slip in some junk fees, if you negotiate on payment only.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 X5 edrive 40e
MSRP: 73,135
Incentives: $3000 holiday, $3000 edrive, $1000 fleet.
Dealer Discount: 4.5% = $3291.07
Cap Cost: $62843.93
Residual (November seems to be 59% for 36 month/10k mile term): 43149.65
Depreciation charge: 19694.28
Monthly Dep charge: 547.06
Rent charge (MF 0.00152): 161.11
Monthly payment: 708.17
Any word on whether Decembers numbers/incentives will improve? Should I be asking for more of a dealer discount? This seems like a pretty good deal as is.
Looks pretty good. I'd say another $1000 max possible off selling price, but they may not do it. Doesn't look like they are marking up anything else.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Do Decembers number come out on 12/1 or is there usually any advanced notice?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
.00152 and 59%
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I’ve received quotes from multiple dealers for a 2018 X5 and they are all over the map with their inception fees. Can you please provide a breakdown of what the inception fees up front should really be in NJ? Thanks!
$925 acquisition fee
$400 DMV (title/registrations fees). Estimated for NJ
Dealer doc fee. In NJ, we usually see $299-$499 for this garbage fee. It's unregulated, so they can charge whatever they want. Find out the fee amount before negotiating. That way, you can adjust your offer to account for it.
Tax: NJ collects tax upfront. You can pay it upfront or roll it into the lease (just like any of the other fees)
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Overall looks like a good deal, don't think there is much more room on the discount.
Thoughts?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
BMW X5, 2018 , xDrive35d, 2018.
MSRP: 74,235
Lease Term: 36 months/10k miles per year.
Lease Payments: $750 pm.
Total driveoff : $3,000 (includes first month payment plus tax , titles ,docs etc)
Rebates : $3,000 Holiday credit
Dealer discount : 8 %off msrp approx.
College Grad credit : $1,000.
Location : Los Angeles,CA
Wondering if I should get 12k miles per year lease at this payments ($750) instead of 10k.
How much to expect for 15k miles per year lease. ($800 ?)
All verbal offer so far. will know more details on MF and residual (i have excellent ,, top tier credit)
First time commenting on this board. Really appreciate the effort put in here by everyone to educate the customers in making better purchase decisions.
Thinking of closing this deal tomorrow. Appreciate any inputs here.
Thanks !
Abhay
$60/mo. more for 15K/yr
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
2018 X5 sDrive 35i
36 months, 12k miles
MSRP: 66,095
Residual : 58%
Lease End Value: 38,335
Initial Cap Cost: 59,781
Customer Cash Down: 3000
Rebate: 3000
Cash Cap Reduction: 991.19
DMV: 469
DMV Additional Fee: 360
Money Factor: .00172
Total Adds to Cap: 1005
Adjusted Cap Cost: 56,794.81
Base Monthly: 676.39
Tax (9.5%): 64.26
Total Monthly: 740.65
_________________________________________
36 months, 15k miles came out to 779.52
MF is marked up, as well. Base rate is .00152 - tell them you won't sign a deal if it's marked up.
What's included in the "total adds to cap"? Could be some junk hiding in there.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator