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.00074 MF and 52% residual
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24/10k and 12k
36/10k and 12k
Thank you.
24/12: .00110 MF and 64% residual
36/12: .00149 MF and 54% residual
Ti:
24/12: .00008 MF and 60% residual
36/12: .00074 MF and 51% residual
Add 1% for 10K/yr
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MSRP $45,785
Sale price: $38,135
Residual 62%: $28,386
Doc / Acq Fee $997
Total Upfront $4,000
Lease Rate .42
Payment about $340.
My question is, I don't understand how they are getting to this rate. My understanding is the piece I'm financing is:
($38,135 - $28,388) + $997 = $9747
$9747 - $4000 = $5747 financed at the lease rate of .42
This seems to suggest the payment should be closer to $230? Help, I feel like I'm missing something or looking at this completely wrong.
What is a lease rate vs money factor? If the lease rate = money factor then that seems very high.
Thanks.
After all, the bank buys the vehicle from the dealership, then rents it to you. They have to pay the full price, upfront.
There is a specific formula for calculating a lease, using the money factor.
What term/mileage is this lease? What is your zip code?
Is it a .00042 money factor? Is it a Chrysler Capital lease?
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24 month 10K
Bank being used is Ally Bank.
Thank you Again for the info.
.42% equates to .00018 MF
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 giulia ti sport awd 39/mo 15k
Msrp 50990
Monthly payment in CT 650 including tax
Here is where my issues comes in, i have a current lease thru ally for a 2015 Jeep Grand Cherokee which im 4 payments away from being done with, and 53k miles on the truck which puts me currently at 18k miles over my lease already. Which at ally the per mile overage is $.20 a mile which is $3600 alone and each day growing and $1500 in back property taxes i owe ally and im basically about 7k on negative equity is what he said for trade in with them either buying it out or them doing lease return. with 4 payments left, mileage owed, property taxes and car needs brakes and has a terrible unfixable shimmy taking that all into consideration with 5500 down did i get a decent deal. Btw he said total off MSRP including rebates was $8100
$650/mo plus $5500 cash from you is almost $800/mo, for a $51,000 Alfa.
With that much negative equity, I don't think you were going to find a good deal, no matter what car you leased.
If you are so many miles over on your current lease, what makes you think you won't go over miles on the new lease?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I'm not sure that I'm interpreting things correctly, but it seems like Ally has drastically better RVs. Based on p54 of the document below, it looks like 24mo residuals are 66% for 15k. However when I use their netquote calculator it gives me a whopping 10.5% APR on the lease (0.004+ MF). Does this sound roughly correct?
The dealers stick their deal in the computer, and it spits out the program with the best overall payment. Sometimes, it's Ally, and other times it's CC.
If the payment is equal, I'd rather go with the lease with the lower residual, in case I need to get out of it, at some point... (but, of course, it's almost never equal)
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Based on earlier replies from the mods, I wanted to confirm that the following numbers are still true for 2018 Guilias in VA:
TI Sport 24mo/10k AWD
.00026 MF and 62% residual
Sport RWD 24mo/10k
AWD - .00008 and 62%
RWD - .00110 and 65%
I know the numbers could change tomorrow (May), if anyone has those rate sheets and could provide May numbers that would be great.
If anyone wants to chime in on discounts they received in the east coast I'd appreciate it. I'm hearing 20-25% with dealer discount and rebates combined, but was not sure if that was for 2017 or 2018s.
Thanks!
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GIULIA TI Sport 24mo/10k AWD
GIULIA TI Sport 24mo/10k RWD
GIULIA BASE 24mo/10k AWD
GIULIA BASE 24mo/10k RWD
GIULIA Sport 24mo/10k AWD
GIULIA Sport 24mo/10k RWD
Thank you!
AWD Ti Sport: .00011 MF and 60% residual
RWD Base: .00070 MF and 63% residual
RWD Sport: .00070 MF and 62% residual
RWD Ti Sport: .00011 MF and 60% residual
$2750 lease cash on all.
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Ti Sport AWD - .00002 and 48%
$1000 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00002 and 48%
$1000 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$2750 incentive
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GIULIA TI Sport 24mo/12k AWD
GIULIA TI Sport 24mo/12k RWD
GIULIA TI Sport 36mo/12k AWD
GIULIA TI Sport 36mo/12k RWD
Incentives seem to be 1,750+1,000, can you confirm?
Thanks in advance.
24/12 - .00011 and 59%
36/12 - .00029 and 49%
Ti Sport AWD
24/12 - .00006 and 59%
36/12 - .00002 and 48%
I see $1000 lease cash; the $1750 is marked as "bonus cash", which may not be compatible with a lease.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Just a quick question: in the AWD the interest seems to be almost 0 and 36 is in fact smaller than 24, is that correct?
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.55% and 47%
$1000 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Looking for RWD Giulia Ti (sport or Lusso), 24/12k and 36/12k
Thanks
Tyler
.00011 MF and 49% residual
$2750 lease cash
Either trim.
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2018 RWD Giulia Ti, 24/10k and 24/12k
Thanks,
Ray
$2750 incentive
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Thank You!
Has anyone negotiated a May lease yet? I'm interested in a 2018 Giulia Ti, RWD @ 24/12k. It appears that .00011 & 59% is pretty consistent across many zip codes.
Thanks
$1000 lease bonus cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks!
$2750 incentive
Yes.. for all of the sub trims of the Ti, as well.
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$2750 incentive
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