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Comments
(306 * 0.08625 = 26.39 + 306 = 332). But if I'm already paying tax upfront, I wouldn't pay it again. So what am I missing?
So, they are either mixing the numbers between the two options, or they are marking up the money factor.
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$329 first payment
$595 acquisition fee
$950 sales tax (est)
$75 doc fee (NY dealer)
$200 NY DMV fees (est)
That's only $150 over... but, if that was the case, it would change the adjusted CAP, right?
So, either the adjusted CAP is wrong, or the money factor has been marked up.
It's just math, so there are no other choices.
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$306 first payment
$595 acquisition fee
$910 sales tax (est)
$75 doc fee (NY dealer)
$90 NY DMV fees (est- will be transferring current tags over, reg good until 09/19)
$10 inspection fee
$12.50 tire fee
And, yes, the adjusted CAP would be off if upfront money is off.
Sales guy tried to tell me I wasn't coming up with my monthly base payment (before finance charges) the correct way. Isn't it just adj CAP - depreciation/term (30 mo, in this case)?
In the same breath said he didn't know how to do the math himself and that he just plugs the numbers into his computer program and does what it tells him. Hmm.
Also said that I was getting rebates worth $2,090..? Didn't mention this, but I am turning in a 2016 CX-5 GT AWD with a month left on its lease. Last payment of $307 due in a few days. Buyout price (before taxes) as of today is $16,682.26, never gave me an exact number for trade-in value, but KBB is between 17-18k. Waive disposition fee, yada yada. None of this is really relevant if the adj CAP is what it is though, right?
PS I asked to speak someone in finance department to go over the numbers with me, and was told they don't do that. I'm frustrated! So...move on? The thing is, I'm not unhappy with the $329/mo quote! It's just I hate paying an extra ~$25/month for no reason.
You've been so wonderful to take the time to look all of this for me, thank you much!
Or, say you'll do the deal, take your calculator into the F&I office with you, and stay there until you get the answers you want. Most of it all becomes clear, once you see the computer screenshot or the lease contract. Then, once you find the inaccurate numbers, call it out.
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Incentives
$1340 GT/Touring
$2515 Sport
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
CX-5 Signature
36mo / 10,000 per yr
90803 zip
$1080 customer incentive
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00139 and 63%
$1110 incentives
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$720 customer incentive
Use this link to help with pricing:
https://www.edmunds.com/tmv.html
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 CX-5 lease thread is here:
https://forums.edmunds.com/discussion/49628/mazda/cx-5/2018-mazda-cx-5-lease-deals-and-prices#latest
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks!
$280 lease cash
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64%/60% residual for GT/GTR
$640/$360 lease cash for GT/GTR
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.00139 MF
63%/57% residual for GT/SIG
$640/$360 lease cash for GT/SIG
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Would you please also provide the same info for zip 98105? I'm currently living in South FL but moving to Seattle in a few weeks. I could get the car in either location so trying to figure out the best deal.
Thank you!
$280 lease cash
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$280 lease cash
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$750 lease cash
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Sport: 59% residual. $1665 lease cash
Touring: 63% residual. $750 lease cash
No loyalty info
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No lease incentives
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$280 lease cash
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$360 lease cash
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GT: 63% residual. $280 lease cash
Touring: 62% residual. $750 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00139 and 57%
No lease incentives
Programs expire 4/1
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thank you!
FWD: 63% residual. $865 lease cash
AWD: 64% residual. $640 lease cash
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$750 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige