2020 BMW X3 Lease Deals and Prices

hnnhnn

Michaell said:

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

You should tell them you want the base MF, or you'll shop another dealer.

Quick question -- you often say walk if you can't get base money factor but is there some reason base money factor is better than discount?

It seems like 20 points in money factor is similar to a 1% discount on a $53-55K MSSP in total cost over the lease. So is there some reason why 10% off MSSP with 0.00128 is somehow better than 11% off MSSP with 0.00148? Thanks.

Michaell

hnnhnn said:

Michaell said:

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

You should tell them you want the base MF, or you'll shop another dealer.

Quick question -- you often say walk if you can't get base money factor but is there some reason base money factor is better than discount?

It seems like 20 points in money factor is similar to a 1% discount on a $53-55K MSSP in total cost over the lease. So is there some reason why 10% off MSSP with 0.00128 is somehow better than 11% off MSSP with 0.00148? Thanks.

You'd have to run the numbers both ways - but I'm opposed to any markup on the finance rate, be it lease or purchase. I'd rather take a smaller discount than pay more interest.

PeterPen

Hi, looking for MF/Residual/Incentives for X5 xDrive40i
36/12
zip 10036.
Thank you in advance!

Capt_Slow

Looking for MF/Residual/Incentives (existing BMW financial customer for past few years, finance my current BMW through them) for X3M Comp, 36/10, Zip 10019. Thanks!

Michaell

PeterPen said:

Hi, looking for MF/Residual/Incentives for X5 xDrive40i
36/12
zip 10036.
Thank you in advance!

Please repost in the X5 lease thread, here:
https://forums.edmunds.com/discussion/57258/bmw/x5/2020-bmw-x5-lease-deals-and-prices#latest

Michaell

Capt_Slow said:

Looking for MF/Residual/Incentives (existing BMW financial customer for past few years, finance my current BMW through them) for X3M Comp, 36/10, Zip 10019. Thanks!

.00128 and 58%
$1250 lease credit
$1500 loyalty

zunairsharif

hi can I get MF, RV, loyalty, lease cash on x3 i30xdrive and m40i 12k/36mo & 12k/24mo zip code 18104

OpCK2020

Hi again, looking for 2020 X3 xDrive 30i MF/RV and any incentives for 36/12 in 60304. Cross-shoping with GLC300...
Thank you!

xjlee20

Michaell said:

xjlee20 said:

Went to the dealership Today and this is what they have given me. Sharing the numbers to ask if I am getting a good deal as this is my first lease. Thank you in advance!

BMW X3 xDrive 30i - 36months/10,000miles @ zip 11021
MSRP: $49,885
MF: 0.00128
Residual: 58%
Disposition Fee $350
Monthly: $413.43
Cash Required on Delivery: $5,000.16 (1st month $413.43, Acquisition $925, Fees & Insurance $170, Upfront tax $1,708.73, and Cap Reduction $1,783)
There is this line 'Rebate as Cap Reduction' for $2,000.00 but I'm assuming that is discount after getting taxed?

What is the selling price?

I wouldn't pay the acquisition fee and cap reduction up front, and take the higher payment.

Sorry for the late reply.

The dealer got back to me with the selling price. The selling price is $44,395, which is before the lease and conquest rebate of $2,000. I am assuming that $2,000 rebate is the 'Rebate as Cap Reduction'.

Before the $2,000 Rebate as Cap Reduction, it is 11% off of MSRP. I'm thinking it is a pretty descent deal?

As for the acquisition fee and cap reduction, if I do sign, I'll ask them to move it to monthly payment.

Thanks!

kyfdx

zunairsharif said:

hi can I get MF, RV, loyalty, lease cash on x3 i30xdrive and m40i 12k/36mo & 12k/24mo zip code 18104

.00128 MF
63%/57% residual for 24/36 months
$1250 lease credit
$1500 loyalty

kyfdx

OpCK2020 said:

Hi again, looking for 2020 X3 xDrive 30i MF/RV and any incentives for 36/12 in 60304. Cross-shoping with GLC300...
Thank you!

.00128 MF and 57% residual
$1250 lease credit

kyfdx

xjlee20 said:

Michaell said:

xjlee20 said:

Went to the dealership Today and this is what they have given me. Sharing the numbers to ask if I am getting a good deal as this is my first lease. Thank you in advance!

BMW X3 xDrive 30i - 36months/10,000miles @ zip 11021
MSRP: $49,885
MF: 0.00128
Residual: 58%
Disposition Fee $350
Monthly: $413.43
Cash Required on Delivery: $5,000.16 (1st month $413.43, Acquisition $925, Fees & Insurance $170, Upfront tax $1,708.73, and Cap Reduction $1,783)
There is this line 'Rebate as Cap Reduction' for $2,000.00 but I'm assuming that is discount after getting taxed?

What is the selling price?

I wouldn't pay the acquisition fee and cap reduction up front, and take the higher payment.

Sorry for the late reply.

The dealer got back to me with the selling price. The selling price is $44,395, which is before the lease and conquest rebate of $2,000. I am assuming that $2,000 rebate is the 'Rebate as Cap Reduction'.

Before the $2,000 Rebate as Cap Reduction, it is 11% off of MSRP. I'm thinking it is a pretty descent deal?

As for the acquisition fee and cap reduction, if I do sign, I'll ask them to move it to monthly payment.

Thanks!

$5500 off MSRP is very reasonable.

If you roll the $1783 CAP reduction and $925 acquisition fee into the CAP cost, your payment will be about $493/mo.
Due at Signing $2371.

Nothing wrong with that deal.

frank782

I also need MF and RV (12k and 15k) for

Xdrive30i Awd

Zip 140xx
Any incentives?

Thanks!

beachgirl560

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

Michaell

frank782 said:

I also need MF and RV (12k and 15k) for

Xdrive30i Awd

Zip 140xx
Any incentives?

Thanks!

36/15
.00128 and 55%
$1250 lease credit

Michaell

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

holdthedeal

Hi,
I'm looking for the MF/RV and any lease/loyalty incentives for a 2020 X3 xDrive30i 36/10k in 33611. Also the same info for the sDrive model if it’s any different.
Thanks!

beachgirl560

Michaell said:

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

Thanks! Do the numbers change for 36/10?

kyfdx

holdthedeal said:

Hi,
I'm looking for the MF/RV and any lease/loyalty incentives for a 2020 X3 xDrive30i 36/10k in 33611. Also the same info for the sDrive model if it’s any different.
Thanks!

.00128 MF and 58% residual
$1250 lease credit

Either drive

kyfdx

beachgirl560 said:

Michaell said:

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

Thanks! Do the numbers change for 36/10?

58% residual

blufftonjoe

Michaell said:

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

Any expectations that numbers will change on 12/2 for Holiday Year End deals ? Also, do the National purchase prices and Leased Deals have any impact on prices you would get from a dealer ? I know sometimes the National Advertised Lease Deals can vary by $ 30 a month from the prior month , i.e. $429 vs $ 459 as a example . Thank you . Bluffton Joe .

Michaell

blufftonjoe said:

Michaell said:

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

Any expectations that numbers will change on 12/2 for Holiday Year End deals ? Also, do the National purchase prices and Leased Deals have any impact on prices you would get from a dealer ? I know sometimes the National Advertised Lease Deals can vary by $ 30 a month from the prior month , i.e. $429 vs $ 459 as a example . Thank you . Bluffton Joe .

No expectations or guesses for December.

koljan26

Hello,
Can you please provide MF and RV for 2020 x3 30 based on 36/12 and 36/15 located in 97201?
I currently see $4000 "road to home" credit, are there any other additional incentives/loyalty offers?
Thank you.

beachgirl560

kyfdx said:

beachgirl560 said:

Michaell said:

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

Thanks! Do the numbers change for 36/10?

58% residual

Sorry for the multiple questions-may I also have the numbers for 2020 X3 M40i? Both 36/15 and 36/10? Please and thank you!!

kyfdx

koljan26 said:

Hello,
Can you please provide MF and RV for 2020 x3 30 based on 36/12 and 36/15 located in 97201?
I currently see $4000 "road to home" credit, are there any other additional incentives/loyalty offers?
Thank you.

36/15
.00128 MF and 55% residual
$1250 lease credit
$1500 loyalty

I doubt the $4000 is compatible with the lease program.

kyfdx

beachgirl560 said:

kyfdx said:

beachgirl560 said:

Michaell said:

beachgirl560 said:

Good evening! May I please have the MV, Residual, Loyalty, and any incentives in 11561 for a 2020 BMW X3 xDrive30i? For Nov and Dec, if available?

Thank you in advance!

36/15
.00128 and 55%
$1250 lease credit
$1500 loyalty

No December numbers, yet.

Thanks! Do the numbers change for 36/10?

58% residual

Sorry for the multiple questions-may I also have the numbers for 2020 X3 M40i? Both 36/15 and 36/10? Please and thank you!!

Same numbers

csaket_

What are the MF RV Incentives etc for the 2020 X3 sDrive30i RWD 36/12 for zip 75063

Michaell

csaket_ said:

What are the MF RV Incentives etc for the 2020 X3 sDrive30i RWD 36/12 for zip 75063

.00128 and 57%
$1250 lease credit

redoctopus

Hello - Looking for MF, RV, Incentives/loyalties for the 2020 X3 M40i with executive and driver's assistance package (may get premium instead of executive package if that matters) 36/12 for zip code 22003. Thank you!

csaket_

Michaell said:

csaket_ said:

What are the MF RV Incentives etc for the 2020 X3 sDrive30i RWD 36/12 for zip 75063

.00128 and 57%
$1250 lease credit

Is there any conquest incentive available?

kyfdx

redoctopus said:

Hello - Looking for MF, RV, Incentives/loyalties for the 2020 X3 M40i with executive and driver's assistance package (may get premium instead of executive package if that matters) 36/12 for zip code 22003. Thank you!

.00128 MF and 57% residual
$1250 lease credit
$1500 loyalty

packages have no effect

kyfdx

csaket_ said:

Michaell said:

csaket_ said:

What are the MF RV Incentives etc for the 2020 X3 sDrive30i RWD 36/12 for zip 75063

.00128 and 57%
$1250 lease credit

Is there any conquest incentive available?

$750 conquest

taryntino

I'm about ready to go with this deal on a 2020 sDrive in Southern California:

Manufacturer's Suggested Retail Price $ 50,345.00
Discount $ 5,538.00
Rebate $ 2,750
Adjusted Price $ 42,057.00
Documentaition Fee $ 85.00
Tax $ 268.14
Non Tax Fees $ 1,506

Total Balance $ 43,916.14

Based on a 36 month term with 10,000 miles a year with $2,000 out of pocket to cover your inception fees , your payment is $527 tax included. Your money factor is at .00128

The fees seemed a bit high, so I'm going in tomorrow to look at the paperwork. I plan to put the role the acquisition fee into the lease instead of paying out of pocket.

No where in a 100mi radius got in the ball park of this, some were close with the % off msrp but they all had the MF jacked up to 0.00168

Thanks!

Michaell

taryntino said:

I'm about ready to go with this deal on a 2020 sDrive in Southern California:

Manufacturer's Suggested Retail Price $ 50,345.00
Discount $ 5,538.00
Rebate $ 2,750
Adjusted Price $ 42,057.00
Documentaition Fee $ 85.00
Tax $ 268.14
Non Tax Fees $ 1,506

Total Balance $ 43,916.14

Based on a 36 month term with 10,000 miles a year with $2,000 out of pocket to cover your inception fees , your payment is $527 tax included. Your money factor is at .00128

The fees seemed a bit high, so I'm going in tomorrow to look at the paperwork. I plan to put the role the acquisition fee into the lease instead of paying out of pocket.

No where in a 100mi radius got in the ball park of this, some were close with the % off msrp but they all had the MF jacked up to 0.00168

Thanks!

I'm in the ball park with that quote. The $2000 up front will also include your first payment.

We prefer you only pay the first payment and DMV fees when you sign the contract, and roll everything else into the payment. You'll have a higher payment, but less out of pocket. Figure $1000-1200.

acidlotus

Hello - looking for MF RV Incentives, etc. for 12/36 in 77441:
2020 X3MC
2020 X3M
2020 X3 M40i

Current leasee, have Drive for Hunger certificate, and fleet pricing through employer program, + Costco membership. What % off should I target from MSRP w/ incentives, and does it differ per model? Also suppose I purchase in Dec or Jan, how much difference in MF and incentives can it fluctuate? Thank you!

kyfdx

acidlotus said:

Hello - looking for MF RV Incentives, etc. for 12/36 in 77441:
2020 X3MC
2020 X3M
2020 X3 M40i

Current leasee, have Drive for Hunger certificate, and fleet pricing through employer program, + Costco membership. What % off should I target from MSRP w/ incentives, and does it differ per model? Also suppose I purchase in Dec or Jan, how much difference in MF and incentives can it fluctuate? Thank you!

.00128 MF and 57% residual
$1250 lease credit
$1500 loyalty

No info on your certificate or fleet pricing.

Edmunds price research is here:
https://www.edmunds.com/tmv.html

No insight or guesses into what might happen with future programs.

Julianmiami

Hi, can you tell me what's the MF, residual and lease or loyalty credits (if any) for a BMW X3 sDrive30i RWD, 36m/10K, zip 33137

ght37

2020 X3 M40

Months: 36
Miles/Year: 12K
Residual: 58%
MF: 0.00168
MSRP: $67,220
Sale Price Before Incentive: $59,969
Incentive: $1250 lease + $1500 loyalty
Acquisition: $925
doc fee: $85
CA DMV: $700

Monthly: $679
Monthly with tax: $742
Due at signing: $1789 (first months payment + $0 down + fees + taxes) + 7 MSDs

The dealership is charging max MF and the final monthly payment reflects max MSDs. The discount off MSRP looked nice initially but it looks like the dealer is making it back through marked up MF and fees. This appears to offset some of the discount negotiated off the selling price.

I still think there’s room for improvement on this deal. Any overall thoughts on this deal and tips?

Thanks in advance!

kyc12340

Can i get a mf rv incentive for M40i

36/12000 zipcode 43016

Michaell

Julianmiami said:

Hi, can you tell me what's the MF, residual and lease or loyalty credits (if any) for a BMW X3 sDrive30i RWD, 36m/10K, zip 33137

.00128 and 58%
$1250 lease credit
$1500 loyalty

Michaell

ght37 said:

2020 X3 M40

Months: 36
Miles/Year: 12K
Residual: 58%
MF: 0.00168
MSRP: $67,220
Sale Price Before Incentive: $59,969
Incentive: $1250 lease + $1500 loyalty
Acquisition: $925
doc fee: $85
CA DMV: $700

Monthly: $679
Monthly with tax: $742
Due at signing: $1789 (first months payment + $0 down + fees + taxes) + 7 MSDs

The dealership is charging max MF and the final monthly payment reflects max MSDs. The discount off MSRP looked nice initially but it looks like the dealer is making it back through marked up MF and fees. This appears to offset some of the discount negotiated off the selling price.

I still think there’s room for improvement on this deal. Any overall thoughts on this deal and tips?

Thanks in advance!

If they are using .00168 before applying the MSDs, then that's where you need to negotiate. Well, not a negotiation, really - just tell them you won't sign any deal with a marked up MF.

BMW dealers are a dime a dozen in California - if this one doesn't want to play ball, I'm sure you can find one who will.

Michaell

kyc12340 said:

Can i get a mf rv incentive for M40i

36/12000 zipcode 43016

.00128 and 57%
$1250 lease credit

taryntino

ght37 said:

2020 X3 M40

Months: 36
Miles/Year: 12K
Residual: 58%
MF: 0.00168
MSRP: $67,220
Sale Price Before Incentive: $59,969
Incentive: $1250 lease + $1500 loyalty
Acquisition: $925
doc fee: $85
CA DMV: $700

Monthly: $679
Monthly with tax: $742
Due at signing: $1789 (first months payment + $0 down + fees + taxes) + 7 MSDs

The dealership is charging max MF and the final monthly payment reflects max MSDs. The discount off MSRP looked nice initially but it looks like the dealer is making it back through marked up MF and fees. This appears to offset some of the discount negotiated off the selling price.

I still think there’s room for improvement on this deal. Any overall thoughts on this deal and tips?

Thanks in advance!

taryntino

So I clearly messed something up, but BMW of Riverside doesn't inflate their MF. Not sure what part of California you're in, but all the San Diego dealerships and Murrieta quoted 0.00168. I could never get the OC dealerships to give me an answer.

akting

Can I get the money factor, residual, + incentives for X3 xDrive30i, 36 months, 10k miles, zip code 94110?

Thanks!

kyfdx

akting said:

Can I get the money factor, residual, + incentives for X3 xDrive30i, 36 months, 10k miles, zip code 94110?

Thanks!

.00128 MF and 58% residual
$1250 lease credit

Gr8Star7

best I received so far:

MSRP: 66750
Discount: 59247 (11% off)
Incentive: 2750 = 1500 loyalty +1250 lease credit
Final Price: 56497
Term: 15k/36mo
Monthly payment:790 tax included (5% tax rate)

question on the monthly payment, according to leasehackr I should be looking at 733, but dealer is saying his calculation is correct. any idea?
and overall how's the deal?

Parker, CO 80134

kyfdx

Gr8Star7 said:

best I received so far:

MSRP: 66750
Discount: 59247 (11% off)
Incentive: 2750 = 1500 loyalty +1250 lease credit
Final Price: 56497
Term: 15k/36mo
Monthly payment:790 tax included (5% tax rate)

question on the monthly payment, according to leasehackr I should be looking at 733, but dealer is saying his calculation is correct. any idea?
and overall how's the deal?

Parker, CO 80134

What is the amount Due at Signing?
Have you accounted for the $925 acquisition fee, dealer fees, DMV?

Have you verified the money factor that the dealer is using?

Gr8Star7

kyfdx said:

Gr8Star7 said:

best I received so far:

MSRP: 66750
Discount: 59247 (11% off)
Incentive: 2750 = 1500 loyalty +1250 lease credit
Final Price: 56497
Term: 15k/36mo
Monthly payment:790 tax included (5% tax rate)

question on the monthly payment, according to leasehackr I should be looking at 733, but dealer is saying his calculation is correct. any idea?
and overall how's the deal?

Parker, CO 80134

What is the amount Due at Signing?
Have you accounted for the $925 acquisition fee, dealer fees, DMV?

Have you verified the money factor that the dealer is using?

acq and upfront tax are included. MF is the babes 0.00128.

most likely the dealer didn't disclose another 900 dealer fee, my calculation tells me if I add that and do 0 drive-off, I'll be looking at the 790 number.

my question though, if I can get total monthly w/ tax down to 733, it that a good deal?

mntk04c

Hi,
This is the latest offer I got from dealer.
zip 94404, 36/15k, 0-down. How does it look?
rebate includes $1250 incentive, $750 conquest, $1000 college grad.