2020 BMW X3 Lease Deals and Prices

Michaell

mntk04c said:

Michaell said:

mntk04c said:

First time leasing a car, first BMW. Learning a lot from this forum.
Currently planning 36/15k, 94404 (CA)
I got two quotes from dealerships. Monthly payments seem very high.
What is wrong, what should I ask, and what part I could improve for better pricing?

1. $3000 down, monthly: $628


2. $3000 down, monthly: $646



I'm also trying to 0 down and max MSD once I get a decent offer.
Thanks for any help!!

The problem with that quote is that the numbers at the top are for purchase - in CA, the monthly payment gets taxed.

And, we'd also recommend you restructure the deal to pay only the first payment and DMV costs at signing. Roughly $1000 - have them requote you with that amount up front.

Hi Michaell,

Thank you for your feedback!!
As I'm newbie for leasing.. could you explain more about each suggestion?

1. The problem with that quote is that the numbers at the top are for purchase - in CA, the monthly payment gets taxed.
-> So I should I be aware? I do live in CA and aware that monthly payment gets taxed. Does that mean I should ask for untaxed price or ask them to remove sales tax (estimate) section as tax will be applied to my monthly lease payment?

2. And, we'd also recommend you restructure the deal to pay only the first payment and DMV costs at signing. Roughly $1000 - have them requote you with that amount up front.
-> you mean that I should ask for 0-down payment option and just pay 1st month + govnt fee (registration, tire, smog, county fee) + doc fee for DAS?

Thank you again!!!

1. Ask the dealer to provide you with a copy of the true lease worksheet
2. Correct, $0 down, first payment and DMV only due at signing. Roll the doc fee and acquisition fee into the monthly payment.

bmwdriverdmv

Hi,

I'm trying to get my first lease x3 xdrive30i, 36mo/15k in 20852. What are current the MF, residual, incentives?

I believe it to be .00125, 55%, and $750 Loyalty + $1,250 Lease Credit, but just wanted to confirm.

Michaell

bmwdriverdmv said:

Hi,

I'm trying to get my first lease x3 xdrive30i, 36mo/15k in 20852. What are current the MF, residual, incentives?

I believe it to be .00125, 55%, and $750 Loyalty + $1,250 Lease Credit, but just wanted to confirm.

.00128 and 55%
$1250 lease credit
$1500 loyalty

bmwdriverdmv

Thanks! Can you confirm where I find the extra $750 loyalty? I only saw the $750 advertised on the BMW website

mntk04c

Michaell said:

mntk04c said:

Michaell said:

mntk04c said:

First time leasing a car, first BMW. Learning a lot from this forum.
Currently planning 36/15k, 94404 (CA)
I got two quotes from dealerships. Monthly payments seem very high.
What is wrong, what should I ask, and what part I could improve for better pricing?

1. $3000 down, monthly: $628


2. $3000 down, monthly: $646



I'm also trying to 0 down and max MSD once I get a decent offer.
Thanks for any help!!

The problem with that quote is that the numbers at the top are for purchase - in CA, the monthly payment gets taxed.

And, we'd also recommend you restructure the deal to pay only the first payment and DMV costs at signing. Roughly $1000 - have them requote you with that amount up front.

Hi Michaell,

Thank you for your feedback!!
As I'm newbie for leasing.. could you explain more about each suggestion?

1. The problem with that quote is that the numbers at the top are for purchase - in CA, the monthly payment gets taxed.
-> So I should I be aware? I do live in CA and aware that monthly payment gets taxed. Does that mean I should ask for untaxed price or ask them to remove sales tax (estimate) section as tax will be applied to my monthly lease payment?

2. And, we'd also recommend you restructure the deal to pay only the first payment and DMV costs at signing. Roughly $1000 - have them requote you with that amount up front.
-> you mean that I should ask for 0-down payment option and just pay 1st month + govnt fee (registration, tire, smog, county fee) + doc fee for DAS?

Thank you again!!!

1. Ask the dealer to provide you with a copy of the true lease worksheet
2. Correct, $0 down, first payment and DMV only due at signing. Roll the doc fee and acquisition fee into the monthly payment.

Thank you so much!!!
I will ask for the leasing doc and share it with you guys to help better the leasing deal.

1. Just to be clear, tax in CA only applies to the car value during leasing (in my case, probably 55% of car value based on RV) + tax on monthly payments. However, in this quote, they charged tax on the full-priced car as if I'm purchasing it. Therefore, the correct sales tax quote would be 55% of what's currently showing?

2. I do understand the $0 down for several reasons, but what the benefit of rolling the doc fee and acquisition fee into the monthly payment?

kyfdx

@mntk04c
1) No.. CA taxes the monthly payment, and collects it monthly. The only upfront tax is on taxable items paid upfront.
2) For the same reasons as doing $0 down.

mntk04c

kyfdx said:

@mntk04c
1) No.. CA taxes the monthly payment, and collects it monthly. The only upfront tax is on taxable items paid upfront.
2) For the same reasons as doing $0 down.

@kyfdx Much appreciated!

I will ask for actual lease doc, not autonation crappy purchasing quote.

mntk04c

kyfdx said:

@mntk04c
1) No.. CA taxes the monthly payment, and collects it monthly. The only upfront tax is on taxable items paid upfront.
2) For the same reasons as doing $0 down.

@kyfdx Much appreciated!

I will ask for actual lease doc, not autonation purchasing quote.

coolamty

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

kyfdx

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

coolamty

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

Michaell

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

You should tell them you want the base MF, or you'll shop another dealer.

formula1fan5

Hello, can I get the MF, residual and any incentives on a 2020 X3 M40i for 24 months and 10K a year? Thanks!

Michaell

formula1fan5 said:

Hello, can I get the MF, residual and any incentives on a 2020 X3 M40i for 24 months and 10K a year? Thanks!

What is your ZIP code?

formula1fan5

Sorry 11209

Michaell

formula1fan5 said:

Hello, can I get the MF, residual and any incentives on a 2020 X3 M40i for 24 months and 10K a year? Thanks!

formula1fan5 said:

Sorry 11209

.00128 and 64%
$1250 lease credit

ak7227

1. Appreciate if you could provide MF, RV and incentives on a brand new 2020 X3 x30i for a 36 months/10k miles lease in ZIP 17050 please ?
2. Also my spouse’s employer is part of BMW Corporate Fleet Program. Received a certificate when registered on this website https://form.jotform.us/83125576463158 . Can I use this certificate and stack it up with conquest on a new purchase on MY NAME or should the lease be on spouse’s name ?
3. Dealer is asking for a letter from HR, not sure about the $ difference between Certificate and a letter from HR. First BMW, no loyalty. Thanks in advance.

Michaell

ak7227 said:

1. Appreciate if you could provide MF, RV and incentives on a brand new 2020 X3 x30i for a 36 months/10k miles lease in ZIP 17050 please ?
2. Also my spouse’s employer is part of BMW Corporate Fleet Program. Received a certificate when registered on this website https://form.jotform.us/83125576463158 . Can I use this certificate and stack it up with conquest on a new purchase on MY NAME or should the lease be on spouse’s name ?
3. Dealer is asking for a letter from HR, not sure about the $ difference between Certificate and a letter from HR. First BMW, no loyalty. Thanks in advance.

.00128 and 58%
$1250 lease credit
$750 conquest

Fleet should stack with the other incentives, though I'm not sure if the lease has to be in your wife's name to qualify.

I should think the letter from HR is to confirm employment and eligibility for the fleet program.

heat_fan1

33312 shows a $2000 incentive on an X3M. Is that all lease credit?

Do you know whether MINI lessees qualify for BMW Loyalty? If so, what's that worth in 33312?
On the other hand, is there conquest available?

edmp2

What is the residual and MF for 2020 BMW X3 xDrive30i in zip code 02067?

edmp2

edmp2 said:

What is the residual and MF for 2020 BMW X3 xDrive30i in zip code 02067?

36/10k

kyfdx

heat_fan1 said:

33312 shows a $2000 incentive on an X3M. Is that all lease credit?

Do you know whether MINI lessees qualify for BMW Loyalty? If so, what's that worth in 33312?
On the other hand, is there conquest available?

$1250 lease credit + $750 conquest = $2000
I don't know the answer to your MINI question, but if you do qualify for loyalty, that is another $750 ($1500, instead of $750 conquest)

kyfdx

edmp2 said:

edmp2 said:

What is the residual and MF for 2020 BMW X3 xDrive30i in zip code 02067?

36/10k

.00128 MF and 58% residual
$1250 lease credit

edmp2

kyfdx said:

edmp2 said:

edmp2 said:

What is the residual and MF for 2020 BMW X3 xDrive30i in zip code 02067?

36/10k

.00128 MF and 58% residual
$1250 lease credit

Dealer quoted 58%, 0.00139, 2750 credits. Shall I walk away or continue to negotiate?

coolamty

Michaell said:

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

You should tell them you want the base MF, or you'll shop another dealer.

Thanks. They dropped the MF to 0.00128 so I signed the lease. Thanks again!

kyfdx

edmp2 said:

kyfdx said:

edmp2 said:

edmp2 said:

What is the residual and MF for 2020 BMW X3 xDrive30i in zip code 02067?

36/10k

.00128 MF and 58% residual
$1250 lease credit

Dealer quoted 58%, 0.00139, 2750 credits. Shall I walk away or continue to negotiate?

The extra $1500 is for loyalty?

What sort of discount from MSRP, besides the incentives?
That is a really small markup of the money factor.

kyfdx

coolamty said:

Michaell said:

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

coolamty said:

kyfdx said:

coolamty said:

2020 x3 xdrive zip 53051
MSRP: $50,995
Discount: $4,500
Sales Price: 46.495
RV: 58%
MF: 0.00168
Monthly of $626 for a 36/10k lease with a drive off payment of $863 (first month+fees+taxes)

Can probably get another $1000 off for a total of $5,500 discounts if I do a test drive. How does the deal look like?

Money factor is marked up from .00128.
That adds $30/mo. to the payment

Thank you. I asked the dealer and they said the MF is not available for this car but they asked me to come in to do a credit check and then they can finally decide. Should I be asking for more discounts if they stick to the 0.00168 or ask for a more appraisal value for a trade in to balance it out?

You should tell them you want the base MF, or you'll shop another dealer.

Thanks. They dropped the MF to 0.00128 so I signed the lease. Thanks again!

Congrats on the new BMW!

vipinlj

Hello guys! Any idea if this is a good deal? Zip 60914. I didn’t ask them about the MF and RV but I can, on Monday. I’ll be putting 0 down and credit is excellent.

MSRP - 52,595
Discount - 4300 (8.2%)
Rebate - 2750
Sales price - 45,545

Monthly (0 down) - 647
Monthly (1000 down) - 614
Monthly (2000 down) - 586

Drive off with zero down is around 925.

vipinlj

vipinlj said:

Hello guys! Any idea if this is a good deal? Zip 60914. I didn’t ask them about the MF and RV but I can, on Monday. I’ll be putting 0 down and credit is excellent.

MSRP - 52,595
Discount - 4300 (8.2%)
Rebate - 2750
Sales price - 45,545

Monthly (0 down) - 647
Monthly (1000 down) - 614
Monthly (2000 down) - 586

Drive off with zero down is around 925.

Forgot to mention. 36m/10k miles a year

Michaell

vipinlj said:

vipinlj said:

Hello guys! Any idea if this is a good deal? Zip 60914. I didn’t ask them about the MF and RV but I can, on Monday. I’ll be putting 0 down and credit is excellent.

MSRP - 52,595
Discount - 4300 (8.2%)
Rebate - 2750
Sales price - 45,545

Monthly (0 down) - 647
Monthly (1000 down) - 614
Monthly (2000 down) - 586

Drive off with zero down is around 925.

Forgot to mention. 36m/10k miles a year

.00128 and 58%
$1250 lease credit
$1500 loyalty

You need to find out the MF, as the dealer can mark it up .00040.

Ed85

Hello, one question MF, RV (36/10k) and incentives for 2019 x3 xdrive30i and 2020 x3 xdrive30i in Miami 33131?
Thanks!!

vipinlj

Michaell said:

vipinlj said:

vipinlj said:

Hello guys! Any idea if this is a good deal? Zip 60914. I didn’t ask them about the MF and RV but I can, on Monday. I’ll be putting 0 down and credit is excellent.

MSRP - 52,595
Discount - 4300 (8.2%)
Rebate - 2750
Sales price - 45,545

Monthly (0 down) - 647
Monthly (1000 down) - 614
Monthly (2000 down) - 586

Drive off with zero down is around 925.

Forgot to mention. 36m/10k miles a year

.00128 and 58%
$1250 lease credit
$1500 loyalty

You need to find out the MF, as the dealer can mark it up .00040.

Thank you very much. I’ll find out the MF and reply on here.

Michaell

Ed85 said:

Hello, one question MF, RV (36/10k) and incentives for 2019 x3 xdrive30i and 2020 x3 xdrive30i in Miami 33131?
Thanks!!

2020 - .00128 and 58%; $1250 lease credit

Please post 2019 X3 questions, here:
https://forums.edmunds.com/discussion/51140/bmw/x3/2019-bmw-x3-lease-deals-and-prices#latest

rhup

Can you please tell me how much discount can we ask a dealer on courtesy 2020 BMW X3 sdrive?

dealer price: $45,705
included packages: convenience, driving assistance, Live Cockpit Pro w/Navigation & 19" tires

Also, can you please tell me what fees are associated with pre-owned cars? Do they include destination charges?

mntk04c

So I got a new quote (36/15k) zipcode 94040.

MSRP: 48,745
Selling Price: 42,024
0-down, max MSD: cash due $5760, $590 monthly

how does it look?

mntk04c

zchampz said:

Thanks for the moderators and the community. Signed the following lease:

2020 BMW X3 xDrive30i
Packages: Driving Assistance, Driving Assistance Plus, and Executive.
Region: Northern California

MSRP: $ 56,345.00
Discount: 11%
Incentives: $2250 ($1000 OL + $750 Conquest + $500 lease credit)
Drive-Off Amount: $1350 + $4200 [7 MSDs ]
Months: 36
Annual Mileage: 10,000
MF: 0.00093 [7 MSDs]
Residual: 58%
Monthly Payment: $ 528.51 + $47.57 (9% tax) = $578.08

May I ask which dealership you go? I'm living in same area and want to get a great deal like you. Please share tips.

Michaell

rhup said:

Can you please tell me how much discount can we ask a dealer on courtesy 2020 BMW X3 sdrive?

dealer price: $45,705
included packages: convenience, driving assistance, Live Cockpit Pro w/Navigation & 19" tires

Also, can you please tell me what fees are associated with pre-owned cars? Do they include destination charges?

If it hasn't been titled, you should target 15-18% off MSRP, before any incentives.

If it is new, then the factory sticker still applies, including destination.

Michaell

mntk04c said:

So I got a new quote (36/15k) zipcode 94040.

MSRP: 48,745
Selling Price: 42,024
0-down, max MSD: cash due $5760, $590 monthly

how does it look?

.00128 and 55%
$1250 incentives

.00093 after MSDs

With those prices, $487/mo before tax.

MF may be marked up, and you should get the adjusted cap cost from the dealer, if you aren't paying the fees up front.

xjlee20

Hello,

Could I please get MF, residual, and any incentives for 2020 BMW X3 xDrive30i 36months/10,000miles, for zip 11021 please?

Thank you in advance!

mntk04c

Michaell said:

mntk04c said:

So I got a new quote (36/15k) zipcode 94040.

MSRP: 48,745
Selling Price: 42,024
0-down, max MSD: cash due $5760, $590 monthly

how does it look?

.00128 and 55%
$1250 incentives

.00093 after MSDs

With those prices, $487/mo before tax.

MF may be marked up, and you should get the adjusted cap cost from the dealer, if you aren't paying the fees up front.

Thank you for your advice.
So I'm trying to negotiate back with new car as that model consist additional accessory fees.
This is something I'm trying to propose to my dealer.

MSRP: $48885
Discounted Price: $44650
Rebate: $3000 (Nov lese incentive 750, college grad 1000, conquest 750)
Selling Price: $41650
MF: 0.00128, but 0.00093 after MSDs
residual value: 55% after 36/15k
= $474/mo before tax

Would be a reasonable suggestion?

PeterPen

Hi, looking for MF/Residual/Incentives for X3 xDrive30i
36/12
zip 10036.
Thank you in advance!

kyfdx

xjlee20 said:

Hello,

Could I please get MF, residual, and any incentives for 2020 BMW X3 xDrive30i 36months/10,000miles, for zip 11021 please?

Thank you in advance!

.00128 MF and 58% residual
$1250 lease credit

kyfdx

PeterPen said:

Hi, looking for MF/Residual/Incentives for X3 xDrive30i
36/12
zip 10036.
Thank you in advance!

.00128 MF and 57% residual
$1250 lease credit

dealhackr

Am I correct that the #s appear to be the same for 2019 and 2020?

Obviously level of dealer discount will vary

xjlee20

Went to the dealership Today and this is what they have given me. Sharing the numbers to ask if I am getting a good deal as this is my first lease. Thank you in advance!

BMW X3 xDrive 30i - 36months/10,000miles @ zip 11021
MSRP: $49,885
MF: 0.00128
Residual: 58%
Disposition Fee $350
Monthly: $413.43
Cash Required on Delivery: $5,000.16 (1st month $413.43, Acquisition $925, Fees & Insurance $170, Upfront tax $1,708.73, and Cap Reduction $1,783)
There is this line 'Rebate as Cap Reduction' for $2,000.00 but I'm assuming that is discount after getting taxed?

Michaell

dealhackr said:

Am I correct that the #s appear to be the same for 2019 and 2020?

Obviously level of dealer discount will vary

Yep, that looks to be true.

Michaell

mntk04c said:

Michaell said:

mntk04c said:

So I got a new quote (36/15k) zipcode 94040.

MSRP: 48,745
Selling Price: 42,024
0-down, max MSD: cash due $5760, $590 monthly

how does it look?

.00128 and 55%
$1250 incentives

.00093 after MSDs

With those prices, $487/mo before tax.

MF may be marked up, and you should get the adjusted cap cost from the dealer, if you aren't paying the fees up front.

Thank you for your advice.
So I'm trying to negotiate back with new car as that model consist additional accessory fees.
This is something I'm trying to propose to my dealer.

MSRP: $48885
Discounted Price: $44650
Rebate: $3000 (Nov lese incentive 750, college grad 1000, conquest 750)
Selling Price: $41650
MF: 0.00128, but 0.00093 after MSDs
residual value: 55% after 36/15k
= $474/mo before tax

Would be a reasonable suggestion?

I agree with your math.

If you don't ask, you won't get. Let us know what the dealer responds with.

Michaell

xjlee20 said:

Went to the dealership Today and this is what they have given me. Sharing the numbers to ask if I am getting a good deal as this is my first lease. Thank you in advance!

BMW X3 xDrive 30i - 36months/10,000miles @ zip 11021
MSRP: $49,885
MF: 0.00128
Residual: 58%
Disposition Fee $350
Monthly: $413.43
Cash Required on Delivery: $5,000.16 (1st month $413.43, Acquisition $925, Fees & Insurance $170, Upfront tax $1,708.73, and Cap Reduction $1,783)
There is this line 'Rebate as Cap Reduction' for $2,000.00 but I'm assuming that is discount after getting taxed?

What is the selling price?

I wouldn't pay the acquisition fee and cap reduction up front, and take the higher payment.

Aeisop

Hello, I'm new here. So glad I found this place, super helpful!

What is the MF, RV (36/12k) and available incentives for a custom order 2020 X3 xDrive in 80230? Thank you so much!

kyfdx

Aeisop said:

Hello, I'm new here. So glad I found this place, super helpful!

What is the MF, RV (36/12k) and available incentives for a custom order 2020 X3 xDrive in 80230? Thank you so much!

.00128 MF and 57% residual
$1250 lease credit