Hi there, I need the the residual and MF for a 2015 SX-L (Limited) for New Jersey, 12k and 15k miles per year. 24 Months and 36 Months. The car I am looking at stickers at $36,655, if I read correctly the "lease cash" incentive, then I would get $5,500 off any negotiated price from $36,655, right?? or it would be correct to calculate my cap cost at $36,655 minus $5,500 ($31,155). I am trying to see what type of total discount off the MRSP I can get including any incentives.
If anyone have recently leased a SXL in the Tri Area please chime in as well with what type of deal you got :>))
Thanks in advance for the great help in all my previous leases.
Hi there, I need the the residual and MF for a 2015 SX-L (Limited) for New Jersey, 12k and 15k miles per year. 24 Months and 36 Months. The car I am looking at stickers at $36,655, if I read correctly the "lease cash" incentive, then I would get $5,500 off any negotiated price from $36,655, right?? or it would be correct to calculate my cap cost at $36,655 minus $5,500 ($31,155). I am trying to see what type of total discount off the MRSP I can get including any incentives.
If anyone have recently leased a SXL in the Tri Area please chime in as well with what type of deal you got :>))
Thanks in advance for the great help in all my previous leases.
.00040 MF and 56% residual for 24mo, 12K/yr. $5500 lease cash .00103 MF and 54% residual for 30mo, 12K/yr. $5500 lease cash .00004 MF and 51% residual for 36mo, 12K/yr. $3500 lease cash.
The lease cash is in addition to any dealer discount, though when negotiating, they are likely already including it in their offer.
I am looking for MF and RV on a 2015 Optima Limited in NC. 10K Miles. 24 and 36 month options, please.
Thanks...happy holidays!
Just leased a 2015 Optima SXL for $325.00 a month for 42 mos/12k yr in FL. I have Teir 1 credit, so the MF was .00023 and residual was 50% I qualified for $800 military and grad incentives and $3,500 lease cash plus I had $1,300 trade allowance.
The only other dealer that came close wanted $393/month for 30 month lease MF was .00121 and the residual was 54% Offered $1k for trade and $5,500 lease cash.
Looking into a Optima Hybrid base with Convenience package. 12K/year for 36 month in Connecticut. Can you please give me MF & residual? I have 800+ credit. Thanks!
Looking into a Optima Hybrid base with Convenience package. 12K/year for 36 month in Connecticut. Can you please give me MF & residual? I have 800+ credit. Thanks!
Hello again. Happy New Year to everyone!. Would you be able to provide the RV and MF for a Optima SXL (Limited) for 24 months/12k in New Jersey. I think the lease cash is $6000. Thanks
Sorry. Can you also provide the RV and MF for a Optima SXL (Limited) for 30 months/12k in New Jersey. I think the lease cash is also $6000 for 30 months. Thanks
Hello again. Happy New Year to everyone!. Would you be able to provide the RV and MF for a Optima SXL (Limited) for 24 months/12k in New Jersey. I think the lease cash is $6000. Thanks
Sorry. Can you also provide the RV and MF for a Optima SXL (Limited) for 30 months/12k in New Jersey. I think the lease cash is also $6000 for 30 months. Thanks
Unfortunately, we don't have any Kia numbers for NJ for January ... yet.
Hi can you please provide the MF, Residual and Lease Cash for a 2015 Kia Optima SX Turbo in NJ?
Kia has a different program for CT, NY and NJ. We don't have that program, but I'll give you the next best one, which may or may not be the same. (I think it's likely to be the same or very similar).
.00071 MF and 52% residual for 36mo, 12K/yr. $3500 lease cash.
Please would you advise the MF, Residuals, & Lease-Cash for 2015 SX-Turbo 36/12 for SoCal area. (Time to go meet w/dealer. FYI: Kia Finance offered: waive last 3 payments of existing lease & waive $400 disposition fee.) Thank you!
Please would you advise the MF, Residuals, & Lease-Cash for 2015 SX-Turbo 36/12 for SoCal area. (Time to go meet w/dealer. FYI: Kia Finance offered: waive last 3 payments of existing lease & waive $400 disposition fee.) Thank you!
Can someone tell me if this is a good deal in CA or if I should pass? And also if I am putting too much down? MSRP $30855 Optima EX with Tech Package -3000 down -24 month lease -15,000 miles a year -$250 per month tax included
Can someone tell me if this is a good deal in CA or if I should pass? And also if I am putting too much down? MSRP $30855 Optima EX with Tech Package -3000 down -24 month lease -15,000 miles a year -$250 per month tax included
Thanks
What is the selling price? What is the breakdown of the $3000 - how much is cap cost reduction and how much is going to taxes and fees?
Can someone tell me if this is a good deal in CA or if I should pass? And also if I am putting too much down? MSRP $30855 Optima EX with Tech Package -3000 down -24 month lease -15,000 miles a year -$250 per month tax included
Thanks
What is the selling price? What is the breakdown of the $3000 - how much is cap cost reduction and how much is going to taxes and fees?
- Selling price is $27469 + $595 acquisition fee - Gross Cap is 28064 - 4000 rebate - money factor .00082 - 56% residual - cap cost reduction is $5817.29 - my monthly is actually $259.95 - residual $17301
Can someone tell me if this is a good deal in CA or if I should pass? And also if I am putting too much down? MSRP $30855 Optima EX with Tech Package -3000 down -24 month lease -15,000 miles a year -$250 per month tax included
Thanks
What is the selling price? What is the breakdown of the $3000 - how much is cap cost reduction and how much is going to taxes and fees?
- Selling price is $27469 + $595 acquisition fee - Gross Cap is 28064 - 4000 rebate - money factor .00082 - 56% residual - cap cost reduction is $5817.29 - my monthly is actually $259.95 - residual $17301
Thanks
Using the base MF of .00082 and the 24/15 residual of 56%, I get a pre-tax payment of $336.77. My guess is that there is more cap cost reduction over and above the $1800 and change (I assume that $4000 of the $5800 is the lease cash). $1800 over 24 months is $75/mo, which brings down the pre-tax payment to $261.xx. If your $260/mo includes tax, somethign doesn't quite add up.
Ask them for the net cap cost and how they get to that number.
Here we go - gross cap cost $28064 includes $595 acquisition fee - adjusted cap cost $22,246 - depreciation/amortized amount $4945 - rent charge $778 - base of monthly payments $5723 - cap cost reduction $5817 - residual $17301 - $259 a month with tax included
Here we go - gross cap cost $28064 includes $595 acquisition fee - adjusted cap cost $22,246 - depreciation/amortized amount $4945 - rent charge $778 - base of monthly payments $5723 - cap cost reduction $5817 - residual $17301 - $259 a month with tax included
I'm in NY area, looking for a fully loaded 2015 Kia Optima SXL Turbo with Ultimate Package. I believe this is the complete info... hoping someone can help decipher and confirm if good deal or not...
Acquisition $595 Admin $289 Tax $1,528 Doc $75 NYS Tire $12.5 Inspection $10 Gas $54.31 (not sure what this is...) All above will be paid upfront (not amortized into monthly lease)
I'm in NY area, looking for a fully loaded 2015 Kia Optima SXL Turbo with Ultimate Package. I believe this is the complete info... hoping someone can help decipher and confirm if good deal or not...
Acquisition $595 Admin $289 Tax $1,528 Doc $75 NYS Tire $12.5 Inspection $10 Gas $54.31 (not sure what this is...) All above will be paid upfront (not amortized into monthly lease)
Total upfront $2,563.81 Monthly payment $370.59
Does this seem high?
Thanks!
If anything, it seems low (!).
Using the numbers exactly as you've provided them, I get $413.74. If I change the MF to .00004 (4 zeros), the payment drops to $395.30. So, looks pretty good from where I'm sitting.
Hello - I'm in NY, too, and trying to confirm MKRV's numbers from the previous post. My '12 Optima SX, which is leased through KMF, comes off lease in April so I can wait a month or two, if needed. [I am also considering a '14 Cadenza SX Limited if I seem familiar.] What are the numbers for the '15 Optima SXL? I am looking for around 36 months, 12K/yr since that is the minimum Kia offers and will travel for a good deal.
I'm in NY area, looking for a fully loaded 2015 Kia Optima SXL Turbo with Ultimate Package. I believe this is the complete info... hoping someone can help decipher and confirm if good deal or not...
Acquisition $595 Admin $289 Tax $1,528 Doc $75 NYS Tire $12.5 Inspection $10 Gas $54.31 (not sure what this is...) All above will be paid upfront (not amortized into monthly lease)
Total upfront $2,563.81 Monthly payment $370.59
Does this seem high?
Thanks!
MKRV - how did you come to a rebate of $3500 plus $1045 and was that deducted from the cap cost?
Hello - I'm in NY, too, and trying to confirm MKRV's numbers from the previous post. My '12 Optima SX, which is leased through KMF, comes off lease in April so I can wait a month or two, if needed. [I am also considering a '14 Cadenza SX Limited if I seem familiar.] What are the numbers for the '15 Optima SXL? I am looking for around 36 months, 12K/yr since that is the minimum Kia offers and will travel for a good deal.
thank you, too, Michaell. so the $4000 dealer cash, is that separate from the $1500 Kia Optima Customer Cash and the loyalty, if available? i know that there is always money from the manufacturer to the dealer that we do our best to get, so i am confused as to which is which.
also, please correct me if i'm wrong, but the best way to calculate a lease is to negotiate selling price, which is as close to dealer invoice as you can get, minus all rebates/incentives/discounts to get to the cap cost, isn't it? or, should rebates/incentives/discounts be considered a down payment? does it matter?
i try to put down as little as possible [maybe DMV fees upfront] and work everything else in to the monthly lease payment to make the dealer to dealer price easier to keep negotiate and keep track of as i shop.
i am finding this really helpful [scary since i have leased like a dozen cars already] and i really appreciate all of your help and input.
thank you, too, Michaell. so the $4000 dealer cash, is that separate from the $1500 Kia Optima Customer Cash and the loyalty, if available? i know that there is always money from the manufacturer to the dealer that we do our best to get, so i am confused as to which is which.
also, please correct me if i'm wrong, but the best way to calculate a lease is to negotiate selling price, which is as close to dealer invoice as you can get, minus all rebates/incentives/discounts to get to the cap cost, isn't it? or, should rebates/incentives/discounts be considered a down payment? does it matter?
i try to put down as little as possible [maybe DMV fees upfront] and work everything else in to the monthly lease payment to make the dealer to dealer price easier to keep negotiate and keep track of as i shop.
i am finding this really helpful [scary since i have leased like a dozen cars already] and i really appreciate all of your help and input.
The lease cash is factory to dealer; the dealer can choose to pass it along to the consumer. You, of course, want it all.
Yes, negotiate your best selling price then subtract any available incentive money from it. Alternatively, you can use some of that lease cash to cover your up front costs such as acquisition fee, title/license/tags, etc.
Comments
Thanks...happy holidays!
12K/yr.. no 10K option on Kias
24: .00080 MF and 56% residual. $5500 lease cash.
30: .00140 MF and 54% residual. $5500 lease cash
36: .00051 MF and 51% residual. $3500 lease cash.
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If anyone have recently leased a SXL in the Tri Area please chime in as well with what type of deal you got :>))
Thanks in advance for the great help in all my previous leases.
.00040 MF and 56% residual for 24mo, 12K/yr. $5500 lease cash
.00103 MF and 54% residual for 30mo, 12K/yr. $5500 lease cash
.00004 MF and 51% residual for 36mo, 12K/yr. $3500 lease cash.
The lease cash is in addition to any dealer discount, though when negotiating, they are likely already including it in their offer.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
I have Teir 1 credit, so the MF was .00023 and residual was 50%
I qualified for $800 military and grad incentives and $3,500 lease cash
plus I had $1,300 trade allowance.
The only other dealer that came close wanted $393/month for 30 month lease
MF was .00121 and the residual was 54%
Offered $1k for trade and $5,500 lease cash.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
LX - .00071 and 53%.
EX - .00054 and 52%
$2500 lease cash on both.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Sorry, but we don't have the numbers for your region, yet, this month.
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Got em now...
.00070 MF and 55% residual for 24mo, 12K/yr. $6000 lease cash.
.00047 MF and 50% residual for 36mo, 12K/yr. $4000 lease cash.
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Located in Southern California. Also current lease incentives.
Thanks in advance
.00110 MF and 48% residual. $4500 lease cash.
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What about the same numbers for a 24 month lease. Thank you in advance
.00119 MF and 53% residual. $5500 lease cash
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Thank you.
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Kia has a different program for CT, NY and NJ. We don't have that program, but I'll give you the next best one, which may or may not be the same. (I think it's likely to be the same or very similar).
.00071 MF and 52% residual for 36mo, 12K/yr. $3500 lease cash.
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.00052 and 54%. $2500 lease cash.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
.00071 MF and 52% residual. $3500 lease cash
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MSRP $30855
Optima EX with Tech Package
-3000 down
-24 month lease
-15,000 miles a year
-$250 per month tax included
Thanks
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
- Gross Cap is 28064
- 4000 rebate
- money factor .00082
- 56% residual
- cap cost reduction is $5817.29
- my monthly is actually $259.95
- residual $17301
Thanks
Ask them for the net cap cost and how they get to that number.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Thank you
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
- gross cap cost $28064 includes $595 acquisition fee
- adjusted cap cost $22,246
- depreciation/amortized amount $4945
- rent charge $778
- base of monthly payments $5723
- cap cost reduction $5817
- residual $17301
- $259 a month with tax included
Thanks
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Thank you
I believe this is the complete info... hoping someone can help decipher and confirm if good deal or not...
$0 Down Lease
36 mo./12k mi.
MSRP $36,355
Cap Cost $32,698
Residual $18,541
MF 0.0004
Rebate $3,500 +$1,045 (total discount = $4,545)
Acquisition $595
Admin $289
Tax $1,528
Doc $75
NYS Tire $12.5
Inspection $10
Gas $54.31 (not sure what this is...)
All above will be paid upfront (not amortized into monthly lease)
Total upfront $2,563.81
Monthly payment $370.59
Does this seem high?
Thanks!
Using the numbers exactly as you've provided them, I get $413.74. If I change the MF to .00004 (4 zeros), the payment drops to $395.30. So, looks pretty good from where I'm sitting.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Thanks, in advance!
My dealer is saying he'll up the rebate to $4k (in addition to $1,045 off), to get me into this car.
His final offer is $354/mo, $2,563 drive-off.
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
This dealer quoted .00007 MF and with $5k+ in discounts/rebates, that's how he got to $354/mo.
also, please correct me if i'm wrong, but the best way to calculate a lease is to negotiate selling price, which is as close to dealer invoice as you can get, minus all rebates/incentives/discounts to get to the cap cost, isn't it? or, should rebates/incentives/discounts be considered a down payment? does it matter?
i try to put down as little as possible [maybe DMV fees upfront] and work everything else in to the monthly lease payment to make the dealer to dealer price easier to keep negotiate and keep track of as i shop.
i am finding this really helpful [scary since i have leased like a dozen cars already] and i really appreciate all of your help and input.
Yes, negotiate your best selling price then subtract any available incentive money from it. Alternatively, you can use some of that lease cash to cover your up front costs such as acquisition fee, title/license/tags, etc.
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
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2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4