How is this deal? 3 year/15000 miles EX Optima Premium and Premium Plus in California. msrp $32090 cap cost $28895 adj cap $23697.40 money factor .00127 residual 51% rebate $4000 Residual amount $16365.90 0 down payment = monthly $366.55 2000 down payment = monthly $306.72
I confirm the MF and residual values.
With those prices, I get $254.52/mo before tax, assuming $0 down.
Confirm the adjusted cap with the dealer - does that include the acquisition fee?
The acquisition fee is not included in the adjusted cap cost. However they said it is included in my monthly. Is that normal? Thanks
If it's in the payment, it's in the adjusted cap cost.
That's our recommendation.
Are they trying to pull something shady on me? Is there anything else I can do or ask to protect myself? Should I ask them to send me a picture of the price breakdown? Thanks
Something is off. I'd guess that adjusted CAP cost is with the $2000 upfront.
Either way, nowhere close to their payment.
The best thing to do is ask for the adjusted cap cost with $0 down? Just to confirm the adjusted cap cost includes my down payment amount? Thanks
How is this deal? 3 year/15000 miles EX Optima Premium and Premium Plus in California. msrp $32090 cap cost $28895 adj cap $23697.40 money factor .00127 residual 51% rebate $4000 Residual amount $16365.90 0 down payment = monthly $366.55 2000 down payment = monthly $306.72
I confirm the MF and residual values.
With those prices, I get $254.52/mo before tax, assuming $0 down.
Confirm the adjusted cap with the dealer - does that include the acquisition fee?
The acquisition fee is not included in the adjusted cap cost. However they said it is included in my monthly. Is that normal? Thanks
If it's in the payment, it's in the adjusted cap cost.
That's our recommendation.
Are they trying to pull something shady on me? Is there anything else I can do or ask to protect myself? Should I ask them to send me a picture of the price breakdown? Thanks
Something is off. I'd guess that adjusted CAP cost is with the $2000 upfront.
Either way, nowhere close to their payment.
The best thing to do is ask for the adjusted cap cost with $0 down? Just to confirm the adjusted cap cost includes my down payment amount? Thanks
Also, besides asking about $0 down, ask for the actual amount due at signing. ZERO down and ZERO due at signing aren't the same thing.
How is this deal? 3 year/15000 miles EX Optima Premium and Premium Plus in California. msrp $32090 cap cost $28895 adj cap $23697.40 money factor .00127 residual 51% rebate $4000 Residual amount $16365.90 0 down payment = monthly $366.55 2000 down payment = monthly $306.72
I confirm the MF and residual values.
With those prices, I get $254.52/mo before tax, assuming $0 down.
Confirm the adjusted cap with the dealer - does that include the acquisition fee?
The acquisition fee is not included in the adjusted cap cost. However they said it is included in my monthly. Is that normal? Thanks
If it's in the payment, it's in the adjusted cap cost.
That's our recommendation.
Are they trying to pull something shady on me? Is there anything else I can do or ask to protect myself? Should I ask them to send me a picture of the price breakdown? Thanks
Something is off. I'd guess that adjusted CAP cost is with the $2000 upfront.
Either way, nowhere close to their payment.
The best thing to do is ask for the adjusted cap cost with $0 down? Just to confirm the adjusted cap cost includes my down payment amount? Thanks
Also, besides asking about $0 down, ask for the actual amount due at signing. ZERO down and ZERO due at signing aren't the same thing.
OK. This is information is invaluable. So always ask for 0 due at signing to get the most accurate information?
How is this deal? 3 year/15000 miles EX Optima Premium and Premium Plus in California. msrp $32090 cap cost $28895 adj cap $23697.40 money factor .00127 residual 51% rebate $4000 Residual amount $16365.90 0 down payment = monthly $366.55 2000 down payment = monthly $306.72
I confirm the MF and residual values.
With those prices, I get $254.52/mo before tax, assuming $0 down.
Confirm the adjusted cap with the dealer - does that include the acquisition fee?
The acquisition fee is not included in the adjusted cap cost. However they said it is included in my monthly. Is that normal? Thanks
If it's in the payment, it's in the adjusted cap cost.
That's our recommendation.
Are they trying to pull something shady on me? Is there anything else I can do or ask to protect myself? Should I ask them to send me a picture of the price breakdown? Thanks
Something is off. I'd guess that adjusted CAP cost is with the $2000 upfront.
Either way, nowhere close to their payment.
The best thing to do is ask for the adjusted cap cost with $0 down? Just to confirm the adjusted cap cost includes my down payment amount? Thanks
Also, besides asking about $0 down, ask for the actual amount due at signing. ZERO down and ZERO due at signing aren't the same thing.
OK. This is information is invaluable. So always ask for 0 due at signing to get the most accurate information?
Here is another dealerships numbers.
36/15000 2017 Optima EX California
Money Factor: .00127
Residual: 51%
Residual Value: $16,401
Rebate: $4,000
MSRP $32160
Sale price $28812
$0 Customer Down Payment
Adjusted Cap Cost: $26,461
Base Payment: $333.86
Monthly Taxes: $30.88
OTD Payment: $364.74
I agree with the math on the second deal. If you're comfortable with the discount from sticker, all looks good.
How is this deal? 3 year/15000 miles EX Optima Premium and Premium Plus in California. msrp $32090 cap cost $28895 adj cap $23697.40 money factor .00127 residual 51% rebate $4000 Residual amount $16365.90 0 down payment = monthly $366.55 2000 down payment = monthly $306.72
I confirm the MF and residual values.
With those prices, I get $254.52/mo before tax, assuming $0 down.
Confirm the adjusted cap with the dealer - does that include the acquisition fee?
The acquisition fee is not included in the adjusted cap cost. However they said it is included in my monthly. Is that normal? Thanks
If it's in the payment, it's in the adjusted cap cost.
That's our recommendation.
Are they trying to pull something shady on me? Is there anything else I can do or ask to protect myself? Should I ask them to send me a picture of the price breakdown? Thanks
Something is off. I'd guess that adjusted CAP cost is with the $2000 upfront.
Either way, nowhere close to their payment.
The best thing to do is ask for the adjusted cap cost with $0 down? Just to confirm the adjusted cap cost includes my down payment amount? Thanks
Also, besides asking about $0 down, ask for the actual amount due at signing. ZERO down and ZERO due at signing aren't the same thing.
OK. This is information is invaluable. So always ask for 0 due at signing to get the most accurate information?
Here is another dealerships numbers.
36/15000 2017 Optima EX California
Money Factor: .00127
Residual: 51%
Residual Value: $16,401
Rebate: $4,000
MSRP $32160
Sale price $28812
$0 Customer Down Payment
Adjusted Cap Cost: $26,461
Base Payment: $333.86
Monthly Taxes: $30.88
OTD Payment: $364.74
I agree with the math on the second deal. If you're comfortable with the discount from sticker, all looks good.
This is the best deal I found. I will most likely go with this. Thank you
2017 Kia Optima SXL 12k/36m Residual and MF for NC. Thanks as always!
Also, is there any lease cash available. If there is, should it be subtracted from the listed selling price?
.00058 MF and 52% residual $4000 lease cash
Account for the $4000 when you negotiate your selling price.
Thank you for your prompt responses. You are a hero!
Need your advice - the Kia dealers here in the Triangle region in NC, are advertising ~$31,320 on Kia Optima SXLs that have an MSRP of $37,090 on their website. Should I even try to ask to adjust the selling price to $27320, to account for the $4,000 lease cash. Asking as the usual dealer speak is "all listed prices include all incentives and rebates". Any insights will greatly help!
2017 Kia Optima SXL 12k/36m Residual and MF for NC. Thanks as always!
Also, is there any lease cash available. If there is, should it be subtracted from the listed selling price?
.00058 MF and 52% residual $4000 lease cash
Account for the $4000 when you negotiate your selling price.
Thank you for your prompt responses. You are a hero!
Need your advice - the Kia dealers here in the Triangle region in NC, are advertising ~$31,320 on Kia Optima SXLs that have an MSRP of $37,090 on their website. Should I even try to ask to adjust the selling price to $27320, to account for the $4,000 lease cash. Asking as the usual dealer speak is "all listed prices include all incentives and rebates". Any insights will greatly help!
Thanks again
I suspect that the advertised price is for purchase, not lease. But, I also suspect that the purchase incentives and lease incentives are pretty close to one another, so don't expect another $4K off that advertised price.
2017 Kia Optima SXL 12k/36m Residual and MF for NC. Thanks as always!
Also, is there any lease cash available. If there is, should it be subtracted from the listed selling price?
.00058 MF and 52% residual $4000 lease cash
Account for the $4000 when you negotiate your selling price.
Thank you for your prompt responses. You are a hero!
Need your advice - the Kia dealers here in the Triangle region in NC, are advertising ~$31,320 on Kia Optima SXLs that have an MSRP of $37,090 on their website. Should I even try to ask to adjust the selling price to $27320, to account for the $4,000 lease cash. Asking as the usual dealer speak is "all listed prices include all incentives and rebates". Any insights will greatly help!
Thanks again
I suspect that the advertised price is for purchase, not lease. But, I also suspect that the purchase incentives and lease incentives are pretty close to one another, so don't expect another $4K off that advertised price.
You guys are the best! Could you please provide me with the RV and MF for the 2017 Kia Optima LX with Premium and Premium Plus Packages AND Optima Ex base in New York City. 24/12 and 36/12 Thanks a million!
You guys are the best! Could you please provide me with the RV and MF for the 2017 Kia Optima LX with Premium and Premium Plus Packages AND Optima Ex base in New York City. 24/12 and 36/12 Thanks a million!
Unforunately I was unable to pull the trigger last month but intend to go back to the dealership this weekend, so, may I please have the numbers again and any available lease cash offers for the Optima LX and EX automatic 24/12 and 36/12 in Northern Florida (32225)?
Unforunately I was unable to pull the trigger last month but intend to go back to the dealership this weekend, so, may I please have the numbers again and any available lease cash offers for the Optima LX and EX automatic 24/12 and 36/12 in Northern Florida (32225)?
24/12 LX - .00098 and 58% EX - .00094 and 58% $4500 lease cash
36/12 LX - .00124 and 53% EX - .00127 and 53% $4000 lease cash
Hi gents! Doing an active search for a good deal and the info here is super helpful. This time looking for MF, RV, and lease incentives for 2017 Kia Optima EX, 12k/36m, in Atlanta, GA. Thanks!
Hi gents! Doing an active search for a good deal and the info here is super helpful. This time looking for MF, RV, and lease incentives for 2017 Kia Optima EX, 12k/36m, in Atlanta, GA. Thanks!
You guys are the best! Could you please provide me with the RV and MF for the 2017 Kia Optima LX with Premium and Premium Plus Packages in New York City. 24/12 and 36/12 Thanks a million!Also could you provide any incentives/ lease cash currently for the Kia Optima LX for the month August. Thanks a million in advance!
You guys are the best! Could you please provide me with the RV and MF for the 2017 Kia Optima LX with Premium and Premium Plus Packages in New York City. 24/12 and 36/12 Thanks a million!Also could you provide any incentives/ lease cash currently for the Kia Optima LX for the month August. Thanks a million in advance!
24/12 - .00067 and 58%; $4500 lease cash 36/12 - .00091 and 53%; $4000 lease cash
Also, I've heard that leasing a car toward the end of i production year doesn't pay. Is it better to buy the 2017 rather than lease a 2017 model or am I better off leasing a 2018. Thanks!
Also, I've heard that leasing a car toward the end of i production year doesn't pay. Is it better to buy the 2017 rather than lease a 2017 model or am I better off leasing a 2018. Thanks!
Residuals do tend to be lower at the end of the model year, but the incentives often increase to compensate.
Hello, could I please get the 36/12 RV and MF for the 2017 Kia Optima SX Launch Edition Package and Technology Package for central VA? Thanks in advance!
Hello, could I please get the 36/12 RV and MF for the 2017 Kia Optima SX Launch Edition Package and Technology Package for central VA? Thanks in advance!
Comments
ZERO down and ZERO due at signing aren't the same thing.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Here is another dealerships numbers.
36/15000 2017 Optima EX California
Money Factor: .00127
Residual: 51%
Residual Value: $16,401
Rebate: $4,000
MSRP $32160
Sale price $28812
$0 Customer Down Payment
Adjusted Cap Cost: $26,461
Base Payment: $333.86
Monthly Taxes: $30.88
OTD Payment: $364.74
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
12k/36m
12k/ 48m
residual & money factor?
Sacramento, CA
.00127 MF and 53% residual. $4000 lease cash
.00123 MF and 45% residual. $3000 lease cash
SXL
.00039 MF and 52% residual. $4000 lease cash
.00073 MF and 44% residual. $3000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
12k/36m
Residual and MF for NC.
Thanks as always!
$4000 lease cash
Account for the $4000 when you negotiate your selling price.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Need your advice - the Kia dealers here in the Triangle region in NC, are advertising ~$31,320 on Kia Optima SXLs that have an MSRP of $37,090 on their website. Should I even try to ask to adjust the selling price to $27320, to account for the $4,000 lease cash. Asking as the usual dealer speak is "all listed prices include all incentives and rebates". Any insights will greatly help!
Thanks again
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
.00067 MF and 58% residual. $4500 lease cash
.00091 MF and 53% residual. $4000 lease cash
EX
.00067 MF and 58% residual. $4500 lease cash
.00099 MF and 53% residual. $4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
$10,419 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
.00058 MF and 52% residual. $4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
LX - .00098 and 58%
EX - .00094 and 58%
$4500 lease cash
36/12
LX - .00124 and 53%
EX - .00127 and 53%
$4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Looking for numbers on 17 Optima EX with tech for 24/12K and 36/12K. Northern Virginia region. Based on the numbers is 24 months worth considering?
36: .00155 MF and 53% residual. $4000 lease cash
Hard to say without running the numbers. The payments may be competitive.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
$4500 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Incentives, Residual, Money Factor, Incentives and Dealer fees please - thanks!!!
36/12 - .00058 and 52%. $4000 lease cash
Subtract 2% for 15K
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Is it the same residual and money factor on the SX?
24/12 - .00087 and 59%. $4500 lease cash
36/12 - .00135 and 54%. $4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
EX: .00155 MF and 53% residual. $4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
36/12 - .00091 and 53%; $4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
$4000 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
EX - .00094 and 58%
SX - .00064 and 59%
$4500 lease cash
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4
24/10 - $260/mth
24/12 - $272/mth
The didn't bother giving me 36mth rates, as they said the 24mth is a better deal currently.