2020 Acura MDX Lease Deals and Prices

DBR509 · October 2020

Can you provide me the money factor, residual value and any credits incentives for 2020 Acura MDX AWD Tech package 36/10k, zip code 11226. Thanks in advance.

kyfdx · October 2020

DBR509 said:
Can you provide me the money factor, residual value and any credits incentives for 2020 Acura MDX AWD Tech package 36/10k, zip code 11226. Thanks in advance.

.00042 MF and 52% residual
$4450 incentive

MountainLease007 · October 2020

Hello.

We heard that the 2020 MDX leases pretty well lately.

How can we improve on these lease numbers? We want a 36 month term @ 15k miles in Dillon Colorado. Zip code is 80435. Little to zero down if possible. 2020 Acura MDX with an MSRP of $59,675. She only cares about having an AWD MDX with a heated steering, backup camera, navigation, blind side alerts. I’m having trouble posting a screenshot here, so I’m going to use paste instead. Thanks in advance.

(We are comparing lease numbers to a 2021 Highlander Platinum AWD lease where we put just 1st payment down, 36/15, 3.025% tax to our home = $552 per month. We have leased 2 other Highlanders and like the fact that if we trade it a couple of months before lease is up we can get some equity back because of the residual value)

We are considering a 2020 Acura MDX SH-AWD w/Advance Package
VIN: 5J8YD4H85LL025327
MSRP $59,675
Dealer Discount
−$14,553 (Is there more fluff in this??? Hidden rebate or dealer cash? Need more details.)
Courtesy Acura Price
$45,122
SERVICE & PROTECTION PLANS
$794
Oil Change Upgrade
$362
Colorado Preferred Package
$432
TOTAL PURCHASE PRICE
$45,916
LEASE SUMMARY
Term
36 months
Annual Mileage
15,000
Residual Value (49%)
$29,241
TOTAL DUE AT SIGNING
$0
First Payment
$768
Capitalized Cost Increase
-$1,398
Estimated Registration & Fees
$630
MONTHLY PAYMENT (Not to our 80435 zip code in Dillon, Colorado)
$767.67

*Registration & Fees include $37.20 electronic filing fee and $593 processing & handling fee.
Security deposit waived. The capitalized cost of your lease is the Courtesy Acura Price plus $595 lease acquisition fee.
Payment subject to approval of credit with a credit score of 800 or higher and includes all taxes and fees and any manufacturer rebates. The monthly payment includes sales tax of $52 and a lease acquisition fee of $17 ($595 paid over 36 months). At the end of your lease, a $350 disposition fee may be due.
15,000 miles per year with 20¢/mile overage charge.
Additional taxes, registration and license fees may apply for out of state purchasers based on their registration address. Taxes are estimates. The dealership will help determine accurate taxes prior to delivery.

Is there more room in their deal to lower this payment without us putting money down? Bad deal as it stands? We want to get payment under $550 if possible.

Thanks.

Michaell · October 2020

MountainLease007 said:
Hello.

We heard that the 2020 MDX leases pretty well lately.

How can we improve on these lease numbers? We want a 36 month term @ 15k miles in Dillon Colorado. Zip code is 80435. Little to zero down if possible. 2020 Acura MDX with an MSRP of $59,675. She only cares about having an AWD MDX with a heated steering, backup camera, navigation, blind side alerts. I’m having trouble posting a screenshot here, so I’m going to use paste instead. Thanks in advance.

(We are comparing lease numbers to a 2021 Highlander Platinum AWD lease where we put just 1st payment down, 36/15, 3.025% tax to our home = $552 per month. We have leased 2 other Highlanders and like the fact that if we trade it a couple of months before lease is up we can get some equity back because of the residual value)

We are considering a 2020 Acura MDX SH-AWD w/Advance Package
VIN: 5J8YD4H85LL025327
MSRP $59,675
Dealer Discount
−$14,553 (Is there more fluff in this??? Hidden rebate or dealer cash? Need more details.)
Courtesy Acura Price
$45,122
SERVICE & PROTECTION PLANS
$794
Oil Change Upgrade
$362
Colorado Preferred Package
$432
TOTAL PURCHASE PRICE
$45,916
LEASE SUMMARY
Term
36 months
Annual Mileage
15,000
Residual Value (49%)
$29,241
TOTAL DUE AT SIGNING
$0
First Payment
$768
Capitalized Cost Increase
-$1,398
Estimated Registration & Fees
$630
MONTHLY PAYMENT (Not to our 80435 zip code in Dillon, Colorado)
$767.67

*Registration & Fees include $37.20 electronic filing fee and $593 processing & handling fee.
Security deposit waived. The capitalized cost of your lease is the Courtesy Acura Price plus $595 lease acquisition fee.
Payment subject to approval of credit with a credit score of 800 or higher and includes all taxes and fees and any manufacturer rebates. The monthly payment includes sales tax of $52 and a lease acquisition fee of $17 ($595 paid over 36 months). At the end of your lease, a $350 disposition fee may be due.
15,000 miles per year with 20¢/mile overage charge.
Additional taxes, registration and license fees may apply for out of state purchasers based on their registration address. Taxes are estimates. The dealership will help determine accurate taxes prior to delivery.

Is there more room in their deal to lower this payment without us putting money down? Bad deal as it stands? We want to get payment under $550 if possible.

Thanks.

.00042 and 49%
$4450 incentives

There is an alternative set of numbers that has a higher incentive amount, but the MF is higher, too:
.00225 MF and $8600 incentives (I'll guess that's why the discount from sticker is so large).

If I use the MSRP and selling price provided (leaving all the other stuff to the side for a moment), I calculate a payment of $474/mo, plus tax. I did add the $595 acquisition fee to the selling price and is part of my calculated payment.

The "Service & Protection Plan", the "Oil Change Upgrade" and the "Colorado Preferred Package" are pretty much junk and/or not necessary, and I'd skip them.

You shouldn't have any problem getting under $550/mo for this vehicle.

jsunglass · October 2020

Is this a good deal for Base AWD - South Jersey
MSRP - $47,525
Selling Price -$ 36,722
Gross Cap - $39,247
Adjusted - $37,747

$479 per month 36/10 with only first month payment due at signing

kyfdx · October 2020

jsunglass said:
Is this a good deal for Base AWD - South Jersey
MSRP - $47,525
Selling Price -$ 36,722
Gross Cap - $39,247
Adjusted - $37,747

$479 per month 36/10 with only first month payment due at signing

Yes

mfc_l8r · October 2020

Hello - and thank you for years of great info - and saved money.

Please let me know MF, RV, Incentives (and loyalty) for:

2020 MDX SH-AWD Advanced Entertainment, for 36/12, 60062 zip.

Michaell · October 2020

mfc_l8r said:
Hello - and thank you for years of great info - and saved money.

Please let me know MF, RV, Incentives (and loyalty) for:

2020 MDX SH-AWD Advanced Entertainment, for 36/12, 60062 zip.

.00042 and 51%
$4450 incentives

mfc_l8r · October 2020

Thank you!

MountainLease007 · October 2020

Michaell

I saw your calculations and I’m impressed with your help. I really appreciate it.
Do you think this 2020 MDX has a good enough residual value to get a little bit of money back on trade in? We did this before when we traded our other Toyota Highlander Platinum at lease end. The dealer took it in on trade, they paid Toyota Financial off and then cut us a check for $1800 which was the difference in market value at that time. I know that in 3 years we would trade in this new lease. Just asking, because we don’t know Acura that well.

Michaell · October 2020

MountainLease007 said:
Michaell

I saw your calculations and I’m impressed with your help. I really appreciate it.
Do you think this 2020 MDX has a good enough residual value to get a little bit of money back on trade in? We did this before when we traded our other Toyota Highlander Platinum at lease end. The dealer took it in on trade, they paid Toyota Financial off and then cut us a check for $1800 which was the difference in market value at that time. I know that in 3 years we would trade in this new lease. Just asking, because we don’t know Acura that well.

I think that the current market conditions drove used car prices up. They are starting to soften, so I wouldn't guarantee that you'll have equity in the next lease 3 years from now.

Also, I sent you a PM.

hotkristin · October 2020

Hello everyone...looking for some advice. I am looking at a base AWD MDX. 10k/36
MSRP: 47525
-10225 dealer discount (assuming this includes the 8600 incentive w/higher mf) I also have conquest cash applied from my Lincoln.
Selling price: 37300
Dealer is quoting 539 with 9 percent PA tax....this payment seems high. I’m not new to leasing but this deal can be better in my mind. A lot better!

Thanks in advance!
18202 zip

kyfdx · October 2020

hotkristin said:
Hello everyone...looking for some advice. I am looking at a base AWD MDX. 10k/36
MSRP: 47525
-10225 dealer discount (assuming this includes the 8600 incentive w/higher mf) I also have conquest cash applied from my Lincoln.
Selling price: 37300
Dealer is quoting 539 with 9 percent PA tax....this payment seems high. I’m not new to leasing but this deal can be better in my mind. A lot better!

Thanks in advance!
18202 zip

Ask for the adjusted CAP cost, and an accounting of the increase over the sale price.

You didn't mention the amount Due at Signing

hotkristin · October 2020

Here is what he sent me. I want a more detailed worksheet. I have done some excellent deals in the past and with the end of the month approaching, it should be more lucrative.

kyfdx · October 2020

hotkristin said:

Here is what he sent me. I want a more detailed worksheet. I have done some excellent deals in the past and with the end of the month approaching, it should be more lucrative.

The sales tax number on the right doesn't apply to a lease, as PA taxes the monthly payment.
Also, no mention of the $595 acquisition fee.

And, you didn't mention the $790 of negative equity in your trade.

Yes.. you need a detailed lease worksheet.

hotkristin · October 2020

Yes. I pointed that out that PA leases are taxed monthly at 9 percent. Waiting to hear back. I didn't mention the negative equity because we decided we are going to keep the Lincoln for 2 months until the lease expires. They had no interest in buying it. The payment still doesn't add up.

kyfdx · October 2020

hotkristin said:
Yes. I pointed that out that PA leases are taxed monthly at 9 percent. Waiting to hear back. I didn't mention the negative equity because we decided we are going to keep the Lincoln for 2 months until the lease expires. They had no interest in buying it. The payment still doesn't add up.

Add up to what? Until you have the actual lease numbers, you don't know why. I'm sure once they give you the actual numbers, it will add up. You just might not like the reasons.

hotkristin · October 2020

So you are saying a $37,000 vehicle should lease at 539-540 a month? In the forum, another post from south jersey quoted 475 with 475 down I believe....so apparently these numbers are attainable. I am currently in an MKX that I did a zero due at signing 398 a month lease on.

I asked for my lease worksheet. Let's see what the actual sale price is that they are putting forward from the lease. Then the calculation should be quite simple.

kyfdx · October 2020

hotkristin said:
So you are saying a $37,000 vehicle should lease at 539-540 a month? In the forum, another post from south jersey quoted 475 with 475 down I believe....so apparently these numbers are attainable. I am currently in an MKX that I did a zero due at signing 398 a month lease on.

I asked for my lease worksheet. Let's see what the actual sale price is that they are putting forward from the lease. Then the calculation should be quite simple.

Not what I'm saying at all. $37000 is one number that you have, but you don't have all of the numbers. Once you get them, you may see why the payment is what it is. (NJ has lower taxes, also). Your Lincoln lease deal really has no bearing on the current Acura program.

hotkristin · October 2020

Thank you! Thanks why I am here! I know the Lincoln lease has no bearing, however trying to compare similar priced vehicles. Let's see what they come back with. Thanks again. This forum, more than any other has helped me secure the best deals on my leases.....going on number six!

Daliriou5 · October 2020

MF and RV, and any incentives for CA on base MDX? 36/7500k

Michaell · October 2020

Daliriou5 said:
MF and RV, and any incentives for CA on base MDX? 36/7500k

.00042 and 55%
$3650 incentives

Daliriou5 · October 2020

dealer gave me a MF of .0025 and RV 52%, why such a large difference?

Michaell · October 2020

Daliriou5 said:
dealer gave me a MF of .0025 and RV 52%, why such a large difference?

There is a larger incentive with the higher MF - $7500

Lada2101 · October 2020

2020 MDX Tech AWD
MSRP 52525
price 37152
net cap 37678
MF .00225
RV 51% or $26788
12k for 36 month
zip 20878
monthly $$$ 447.55
good deal?

I am turning in a 2019 MDX tech FWD, had same exact payments.
RV was $26153, I am confused why RV is not higher as the MSRP is about 2200 higher?
I also heard MF should drop for loyalty, this will be 3rd MDX from same dealer.

thanks.

kyfdx · October 2020

Lada2101 said:
2020 MDX Tech AWD
MSRP 52525
price 37152
net cap 37678
MF .00225
RV 51% or $26788
12k for 36 month
zip 20878
monthly $$$ 447.55
good deal?

I am turning in a 2019 MDX tech FWD, had same exact payments.
RV was $26153, I am confused why RV is not higher as the MSRP is about 2200 higher?
I also heard MF should drop for loyalty, this will be 3rd MDX from same dealer.

thanks.

What is the amount Due at Signing?

The 2019 likely had a different residual percentage.

According to our documents, you should get .00215 MF, if you are a current customer.

Lada2101 · October 2020

just first payment due at signing, and the fees, acquisition, dealer processing, tags, and tax difference.

kyfdx · October 2020

Lada2101 said:
just first payment due at signing, and the fees, acquisition, dealer processing, tags, and tax difference.

So, what is that amount?

Lada2101 · October 2020

499 Processing fee
595 Acura lease acquisition fee
249 Tax - after 2100 tax credit for trade
247 Tags transfer

this is the what dealer also wrote,, i dont understand it:
-1168 Net subtracted for trade in, after pay off, not including 2100 tax credit above

Lada2101 · October 2020

He also said the .00215 MF is avail starting at the last 6 months of an existing lease???

kyfdx · October 2020

Lada2101 said:
He also said the .00215 MF is avail starting at the last 6 months of an existing lease???

Haven't heard that, but you could be giving something up by selling the vehicle, instead of turning it in at the end.

kyfdx · October 2020

Lada2101 said:
499 Processing fee
595 Acura lease acquisition fee
249 Tax - after 2100 tax credit for trade
247 Tags transfer

this is the what dealer also wrote,, i dont understand it:
-1168 Net subtracted for trade in, after pay off, not including 2100 tax credit above

So...

$447
+$499
+$595
+$249
+$247
= $2037?

Minus the $1168 equity in your vehicle?
= $869 Due from you at signing?

Lada2101 · October 2020

that is how i am reading it. basically getting the next year model w/AWD for 900 bucks. seems to be a deal to me...

kyfdx · October 2020

Lada2101 said:
that is how i am reading it. basically getting the next year model w/AWD for 900 bucks. seems to be a deal to me...

Yes

maninthebox · November 2020

Can someone please provide the MF, RV and incentives for a 2020 MDX SH-AWD w/Advance in 53005?

kyfdx · November 2020

maninthebox said:
Can someone please provide the MF, RV and incentives for a 2020 MDX SH-AWD w/Advance in 53005?

36/15
.00042 MF and 49% residual
$4450 incentive

skarface · November 2020

Are there new incentives for November? Base mdx awd 7500 miles 3 years. Looking for the higher incentive with the higher money factor.

Michaell · November 2020

skarface said:
Are there new incentives for November? Base mdx awd 7500 miles 3 years. Looking for the higher incentive with the higher money factor.

November programs will be released Tuesday.

leaseguru54 · November 2020

Can I get MF & RV on Acura MDX sport hybrid zip code 32771 3 yr. 7500 miles with MSRP of about 54K? Dealer says 7500 incentive with standard MF .00025 & RV 47% is better than using .00042 MF but why the low RV?

leaseguru54 · November 2020

typed standard MF wrong, it is .00225

Michaell · November 2020

leaseguru54 said:
Can I get MF & RV on Acura MDX sport hybrid zip code 32771 3 yr. 7500 miles with MSRP of about 54K? Dealer says 7500 incentive with standard MF .00025 & RV 47% is better than using .00042 MF but why the low RV?

The incentive on the hybrid with the higher MF is actually $8600, and the 36/7500 residual is 53%.

Looks like the dealer is reading from the wrong line in the chart.

maninthebox · November 2020

kyfdx said:

maninthebox said:
Can someone please provide the MF, RV and incentives for a 2020 MDX SH-AWD w/Advance in 53005?
36/15
.00042 MF and 49% residual
$4450 incentive

Thank you. Can you provide 36/10 & 36/12 as well? Also, are the numbers any different for the SH-AWD w/Tech?

leaseguru54 · November 2020

thank you.

kyfdx · November 2020

maninthebox said:

kyfdx said:

maninthebox said:
Can someone please provide the MF, RV and incentives for a 2020 MDX SH-AWD w/Advance in 53005?
36/15
.00042 MF and 49% residual
$4450 incentive
Thank you. Can you provide 36/10 & 36/12 as well? Also, are the numbers any different for the SH-AWD w/Tech?

+3% or +2%

Mgme · November 2020

Hi I’m new to leases can you guys help me to see if this a good deal?
MDX Tech
Msrp 50,525
Discount -12,492
Rebates- 1,500
Adjusted price 36,532
Other aftermarket 989
Total parchase 37,521
Doc fee 150
Tax 450
Non tax fee 193
Balance 38,314

Monthly $465 , $2000 at sign includes first payment.

kyfdx · November 2020

Mgme said:
Hi I’m new to leases can you guys help me to see if this a good deal?
Msrp 50,525
Discount -12,492
Rebates- 1,500
Adjusted price 36,532
Other aftermarket 989
Total parchase 37,521
Doc fee 150
Tax 450
Non tax fee 193
Balance 38,314

Monthly $465 , $2000 at sign includes first payment.

What is included in the $989 "Other"

What is your location?

Mgme · November 2020

kyfdx said:

Mgme said:
Hi I’m new to leases can you guys help me to see if this a good deal?
Msrp 50,525
Discount -12,492
Rebates- 1,500
Adjusted price 36,532
Other aftermarket 989
Total parchase 37,521
Doc fee 150
Tax 450
Non tax fee 193
Balance 38,314

Monthly $465 , $2000 at sign includes first payment.
What is included in the $989 "Other"

What is your location?

Other aftermarkets: protection package (window tint, door cup protector etc. it’s not optional )
Zip code 75063
Thanks for your help

kyfdx · November 2020

Mgme said:

kyfdx said:

Mgme said:
Hi I’m new to leases can you guys help me to see if this a good deal?
Msrp 50,525
Discount -12,492
Rebates- 1,500
Adjusted price 36,532
Other aftermarket 989
Total parchase 37,521
Doc fee 150
Tax 450
Non tax fee 193
Balance 38,314

Monthly $465 , $2000 at sign includes first payment.
What is included in the $989 "Other"

What is your location?
Other aftermarkets: protection package (window tint, door cup protector etc. it’s not optional )
Zip code 75063
Thanks for your help

Are there Texas tax credits?
$450 doesn't seem like much tax.

In any case, that looks like a good deal.

Mgme · November 2020

kyfdx said:

Mgme said:

kyfdx said:

Mgme said:
Hi I’m new to leases can you guys help me to see if this a good deal?
Msrp 50,525
Discount -12,492
Rebates- 1,500
Adjusted price 36,532
Other aftermarket 989
Total parchase 37,521
Doc fee 150
Tax 450
Non tax fee 193
Balance 38,314

Monthly $465 , $2000 at sign includes first payment.
What is included in the $989 "Other"

What is your location?
Other aftermarkets: protection package (window tint, door cup protector etc. it’s not optional )
Zip code 75063
Thanks for your help
Are there Texas tax credits?
$450 doesn't seem like much tax.

In any case, that looks like a good deal.

Yes there is a Tax credit

skarface · November 2020

Michaell said:

skarface said:
Are there new incentives for November? Base mdx awd 7500 miles 3 years. Looking for the higher incentive with the higher money factor.
November programs will be released Tuesday.

Can you provide the new loyalty incentive as well? Thanks

2020 Acura MDX Lease Deals and Prices

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