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2015 BMW 4-Series Lease Questions

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  • oe28oe28 Member Posts: 3
    kyfdx said:

    The only way to know is to call your insurance agent. Too many variables.

     I will say that BMWs generally aren't any more expensive to insure than other compact cars.
    I appreciate the info. I'll definitely check with my insurance agent for exact numbers. Thanks!
  • beemergolf24beemergolf24 Member Posts: 18
    Hello
    do you have the numbers for 428x drive Convertible. 36/12k in NJ. MSRP is $57,100 so trying to figure out where I should be in terms of payments. Thank you
  • kyfdxkyfdx Moderator Posts: 266,942

    Hello
    do you have the numbers for 428x drive Convertible. 36/12k in NJ. MSRP is $57,100 so trying to figure out where I should be in terms of payments. Thank you

    .00128 MF and 61% residual

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  • zoombie99zoombie99 Member Posts: 327
    For those thinking about leasing or buying a 4 series within the next few months, make sure you go to the local "BMW Drive For Team USA Drive" and get a $1,000.00 coupon code from BMW.

    https://www.bmwusa.com/secured/content/forms/DFTUSA.aspx

    You don't need a code to register,

    When leasing or buying a BMW afterwards, DO NOT TELL THE DEALER that you have the code until you reach a final price.
  • steevosteevo Member Posts: 389
    Thanks zoombie99 !
  • zoombie99zoombie99 Member Posts: 327
    steevo said:

    Thanks zoombie99 !

    BTW, you can take the drive at any dealer and use the code at another dealer. Just go to the link, enter your zip code and expand the search and dealers until you find the date that you want.

  • mick_nycmick_nyc Member Posts: 2
    Hey everyone, thanks for all the info. Looking for the latest numbers (MF/residual) for a 2015 M4 convertible, 36 months / 10K per year. Thanks!!
  • MichaellMichaell Moderator Posts: 263,222
    mick_nyc said:

    Hey everyone, thanks for all the info. Looking for the latest numbers (MF/residual) for a 2015 M4 convertible, 36 months / 10K per year. Thanks!!

    .00128 and 62%

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  • mick_nycmick_nyc Member Posts: 2
    Thank you Michaell!
  • lking57lking57 Member Posts: 3
    What is the July MF and Residual % for a 428xi?

    Thanks!
  • lking57lking57 Member Posts: 3
    ^10k and 12k miles - 36 mos for the above.

    Thanks!
  • kyfdxkyfdx Moderator Posts: 266,942
    lking57 said:

    What is the July MF and Residual % for a 428xi?

    Thanks!

    lking57 said:

    ^10k and 12k miles - 36 mos for the above.

    Thanks!

    Coupe? .00130 MF and 61%/60% residual

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  • beemergolf24beemergolf24 Member Posts: 18
    Hello
    do you have July numbers for 428 xdrive convertible 12k/36m in NJ
    thank you
  • kyfdxkyfdx Moderator Posts: 266,942

    Hello
    do you have July numbers for 428 xdrive convertible 12k/36m in NJ
    thank you

    .00130 MF and 61% residual. $1000 buildout cash

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  • dllewisdllewis Member Posts: 8
    edited July 2015
    Do you have the numbers  for 435i coupes and gran coupe?  36/10.
  • MichaellMichaell Moderator Posts: 263,222
    dllewis said:

    Do you have the numbers  for 435i coupes and gran coupe?  36/10.

    Coupe - .00130 and 61%

    Gran Coupe - .00130 and 64%. $1000 build out credit

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  • thomastkathomastka Member Posts: 29
    Do you have the residuals and money factors for a 2016 435 convertible 10k miles please?
  • kyfdxkyfdx Moderator Posts: 266,942
    thomastka said:

    Do you have the residuals and money factors for a 2016 435 convertible 10k miles please?

    No numbers available on the 2016 4-series, yet.

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  • greenbankerboygreenbankerboy Member Posts: 3
    I was looking for the MF and Residual on a '15 435 Gran Coupe.
    36 month an 12k/year (any other sweet spots?)
    Also - any incentives going on now (sounds like$1k for test driving + $1k cash build out)
    Is the average discount still 5-7% off of MSRP?

    Thank you in advance!
  • kyfdxkyfdx Moderator Posts: 266,942

    I was looking for the MF and Residual on a '15 435 Gran Coupe.
    36 month an 12k/year (any other sweet spots?)
    Also - any incentives going on now (sounds like$1k for test driving + $1k cash build out)
    Is the average discount still 5-7% off of MSRP?

    Thank you in advance!

    .00130 MF and 63% residual. $1000 buildout cash.

    You have to attend an "Ultimate Driving Event" to get the other $1000. Don't think you get that by just showing up for a test-drive.

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  • g2369g2369 Member Posts: 61
    Hi,

    Do you have the residuals and MF for a 2015 435i coupe?

    24 months / 15K per year
    36 months / 15K per year

    Thank you in advance for your help.
  • MichaellMichaell Moderator Posts: 263,222
    g2369 said:
    Hi, Do you have the residuals and MF for a 2015 435i coupe? 24 months / 15K per year 36 months / 15K per year Thank you in advance for your help.
    .00130 and 64% / 58%

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  • rissenrissen Member Posts: 43
    edited July 2015
    Hi,
    I will be talking tomorrow to a dealer and want to propose the following - see picture. It is a 428i GC.
    - Selling Price is Invoice
    - Rebates & Incentives is Build & Drive event ( hope I can get those).
    Let me know please if my numbers are right. Thank you


  • MichaellMichaell Moderator Posts: 263,222
    rissen said:

    Hi,
    I will be talking tomorrow to a dealer and want to propose the following - see picture. It is a 428i GC.
    - Selling Price is Invoice
    - Rebates & Incentives is Build & Drive event ( hope I can get those).
    Let me know please if my numbers are right. Thank you


    I get $466.55 with your numbers, so pretty close. However, we don't recommend you put money down on a lease; if the car is stolen or totaled, you lose that money.

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  • kyfdxkyfdx Moderator Posts: 266,942
    @rissen You can't CAP your taxes in CA. The monthly payment is taxed. The only taxes you can CAP is the tax due on upfront payments.

    Also, the base MF is .00130, this month.

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  • rissenrissen Member Posts: 43
    Money down is to reduce my monthly. I understand the risk but I need my payments around $450.  I took CAP taxes off and it's cheaper. Thanks. Lets see how is gonna go. 
  • MichaellMichaell Moderator Posts: 263,222
    rissen said:

    Money down is to reduce my monthly. I understand the risk but I need my payments around $450.  I took CAP taxes off and it's cheaper. Thanks. Lets see how is gonna go. 

    Why not consider a 328i sedan? Residuals are 2% higher than the GC.

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  • kyfdxkyfdx Moderator Posts: 266,942
    rissen said:

    Money down is to reduce my monthly. I understand the risk but I need my payments around $450.  I took CAP taxes off and it's cheaper. Thanks. Lets see how is gonna go. 

    You still have to pay tax on the payment. .. no way around that.

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  • nicholai1nicholai1 Member Posts: 9
    edited July 2015
    May I have 428i Gran Coupe MF and residuals for July 24/30/36 months @ 15k? Also, do you have residuals for higher than 15k mileage allowances? I would love residuals for anything higher than 15k if you do. Thanks so much!
  • MichaellMichaell Moderator Posts: 263,222
    nicholai1 said:
    May I have 428i Gran Coupe MF and residuals for July 24/30/36 months @ 15k? Also, do you have residuals for higher than 15k mileage allowances? I would love residuals for anything higher than 15k if you do. Thanks so much!
    .00130 and 67%, 64% or 61%. 

    Extra miles are charged up front and deducted from the residual. 

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  • nicholai1nicholai1 Member Posts: 9
    edited July 2015
    Michaell said:


    .00130 and 67%, 64% or 61%. 

    Extra miles are charged up front and deducted from the residual. 

    Thanks so much! Is there a formula I can use to calculate pricing per extra mile and how much it reduces the residual?
  • MichaellMichaell Moderator Posts: 263,222
    nicholai1 said:

    Michaell said:


    .00130 and 67%, 64% or 61%. 

    Extra miles are charged up front and deducted from the residual. 

    Thanks so much! Is there a formula I can use to calculate pricing per extra mile and how much it reduces the residual?
    It's somewhere between .10 and .25 per mile.

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  • nicholai1nicholai1 Member Posts: 9
    Thanks again! From that, should I figure that the price per mile is also the exact amount taken off the residual dollar amount (i.e. not a percentage)?
  • jayb11jayb11 Member Posts: 16
    Could you provide the July 2015 MF and residual for a 428xi Gran coupe Sedan 12k/36?


    Thanks in advance!
  • MichaellMichaell Moderator Posts: 263,222
    nicholai1 said:
    Thanks again! From that, should I figure that the price per mile is also the exact amount taken off the residual dollar amount (i.e. not a percentage)?
    Correct - if the rate is .10 per mile and you want 18k per year for three years, deduct $900 from the calculated residual. 

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  • MichaellMichaell Moderator Posts: 263,222
    jayb11 said:
    Could you provide the July 2015 MF and residual for a 428xi Gran coupe Sedan 12k/36? Thanks in advance!
    .00130 and 63%

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  • jayb11jayb11 Member Posts: 16
    Thanks!
  • zoombie99zoombie99 Member Posts: 327
    rissen said:

    Money down is to reduce my monthly. I understand the risk but I need my payments around $450.  I took CAP taxes off and it's cheaper. Thanks. Lets see how is gonna go. 

    Have you thought about putting down MSDs?
  • nydesi80nydesi80 Member Posts: 13
    edited July 2015
    Need July 2015 Residuals and MF on the following:

    2015 428xi Coupe 12k miles/36 months 15k miles/36 months
    2015 435xi Coupe 12k miles/36 months 15k miles/36 months

    Thanx
  • wctaylor89wctaylor89 Member Posts: 5
    Looking for residual values on 435i gran coupe 36 mo and 12k/15k year. I can get .00020 MF through my corporate program and $1,500 lease cash. 
  • MichaellMichaell Moderator Posts: 263,222
    nydesi80 said:
    Need July 2015 Residuals and MF on the following: 2015 428xi Coupe 12k miles/36 months 15k miles/36 months 2015 435xi Coupe 12k miles/36 months 15k miles/36 months Thanx
    36/15 is .00130 and 58% for both models. Add 2% for 12k

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  • MichaellMichaell Moderator Posts: 263,222
    Looking for residual values on 435i gran coupe 36 mo and 12k/15k year. I can get .00020 MF through my corporate program and $1,500 lease cash. 
    61% for 36/15. Add 2% for 12k

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  • rissenrissen Member Posts: 43
    Hi,
    could someone make sense of this please? It is a Lease for a 428i GC




  • zoombie99zoombie99 Member Posts: 327
    the money factor is marked up.
  • rissenrissen Member Posts: 43
    i pointed that to the dealer and also asked for $500 off the price and include build incentive but he didn't want to do that, they had the drive event at the dealership so I think he is confident he will sell the car on his terms.
    I am dropping all these, maybe next year when I got more money.
    Thanks for your help.
  • wctaylor89wctaylor89 Member Posts: 5
    Michaell said:



    Looking for residual values on 435i gran coupe 36 mo and 12k/15k year. I can get .00020 MF through my corporate program and $1,500 lease cash. 

    61% for 36/15. Add 2% for 12k

    Thanks. How does this compare to the 335i? I'm going to get the car with the higher residual i.e. lower payment
  • kyfdxkyfdx Moderator Posts: 266,942
    rissen said:

    i pointed that to the dealer and also asked for $500 off the price and include build incentive but he didn't want to do that, they had the drive event at the dealership so I think he is confident he will sell the car on his terms.
    I am dropping all these, maybe next year when I got more money.
    Thanks for your help.

    I think the selling price is fair. It's about 7% off + $1000.

    The two markups (acq.fee and MF) are adding about $22/mo. to the lease, pre-tax.

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  • kyfdxkyfdx Moderator Posts: 266,942

    Michaell said:



    Looking for residual values on 435i gran coupe 36 mo and 12k/15k year. I can get .00020 MF through my corporate program and $1,500 lease cash. 

    61% for 36/15. Add 2% for 12k
    Thanks. How does this compare to the 335i? I'm going to get the car with the higher residual i.e. lower payment


    Residual for the 335i is 2% higher than the Gran Coupe

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  • zoombie99zoombie99 Member Posts: 327
    rissen said:

    i pointed that to the dealer and also asked for $500 off the price and include build incentive but he didn't want to do that, they had the drive event at the dealership so I think he is confident he will sell the car on his terms.
    I am dropping all these, maybe next year when I got more money.
    Thanks for your help.

    You do know that you can use discount code at any dealer, not just the place where you took the drive? There may be better deals next month if you are flexible as to color and equipment. If you are going to wait until next year, remember they are changing the engines for the 2017 model year.
  • bananaerobananaero Member Posts: 123
    Hello,

    What is the residual and mf for 435i xdrive convertible? 10k miles, 36 months? Any incentives?

    Thanks,

    Ban
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