2015 Mercedes C Class Lease Questions

Michaell

nazirm7 said:

Is the residual and mf gonna be the same everywhere?

Yes, the MB numbers are national.

zzDave

vkid83 said:

What is the lease rate for c300, 36months and 10k? Are people still getting 17-18% off MSRP on the c300? I am from the Seattle area and planning to get a car in next couple of weeks. Should I walk off if I do not get that kind of discount?

I went to the Bellevue MB dealer, now owned by AutoNation, and the max they would give me off a new C300 MSRP of 55k, was 3k. I laughed and walked away.

Let us know what kind of deal you find in the Seattle area!

nazirm7

Sorry but how do i calculate a monthly payment

Michaell

nazirm7 said:

Sorry but how do i calculate a monthly payment

This article should get you started ....

http://www.edmunds.com/car-leasing/calculate-your-own-lease-payment.html

diddy_nyc

Hi- I'm interested in leasing a 2015 MB C300 4matic Sport and came across a loaner vehicle that the dealer would lease to me for 3k down and $430 per month for 36 months/10k miles a year. The vehicle comes equipped with the premium package, LED lighting, multimedia, backup camera, blind spot assist, panoramic sunroom, manual side sunshades and keyless go. Does this sound like a great deal? btw, the car has about 6k miles on it.

kyfdx

diddy_nyc said:

Hi- I'm interested in leasing a 2015 MB C300 4matic Sport and came across a loaner vehicle that the dealer would lease to me for 3k down and $430 per month for 36 months/10k miles a year. The vehicle comes equipped with the premium package, LED lighting, multimedia, backup camera, blind spot assist, panoramic sunroom, manual side sunshades and keyless go. Does this sound like a great deal? btw, the car has about 6k miles on it.

MSRP and selling price?

diddy_nyc

kyfdx said:

Hi- I'm interested in leasing a 2015 MB C300 4matic Sport and came across a loaner vehicle that the dealer would lease to me for 3k down and $430 per month for 36 months/10k miles a year. The vehicle comes equipped with the premium package, LED lighting, multimedia, backup camera, blind spot assist, panoramic sunroom, manual side sunshades and keyless go. Does this sound like a great deal? btw, the car has about 6k miles on it.

MSRP and selling price?

$51,965 is the MSRP. I'm actually not sure what the selling price is on this one.

kyfdx

diddy_nyc said:

kyfdx said:

diddy_nyc said:

Hi- I'm interested in leasing a 2015 MB C300 4matic Sport and came across a loaner vehicle that the dealer would lease to me for 3k down and $430 per month for 36 months/10k miles a year. The vehicle comes equipped with the premium package, LED lighting, multimedia, backup camera, blind spot assist, panoramic sunroom, manual side sunshades and keyless go. Does this sound like a great deal? btw, the car has about 6k miles on it.

MSRP and selling price?

$51,965 is the MSRP. I'm actually not sure what the selling price is on this one.

Seems like a reasonable payment. Does that include tax? (if so, state and tax rate?)

ron5757

This is the deal one of the dealers quoted......please advise if the dealer is marking up the cap cost as there are two different numbers I see.

Term: 36 months / 15k miles
MF: .00135
Residual: 59%

MSRP: $46,380

Selling Price: $39,716
Doc Fee: $435
Acq Fee: $1095
Cap Fees: $62.75
Cap Taxes: $1714.46
Gross Cap Cost: $41,308.85

Net Cap Cost: $43,023.31 (Not sure why there is an increase of almost 2k from Gross Cap Cost)

Rent/Lease Charge: $3,420. 72(Not sure what this is either)

$0 down only first month payment and monthly payment of $530.00

vinayrad

I had a couple of queries, I qualify for a fleet discount on account of the firm I work for. Is the fleet discount of $2500 offered by Mercedes or individual dealers? should I push for the fleet discount as additional to the average of 15% discount most users seem to be obtaining?

Is the MSRP the same as the sticker price? and what is the cap cost? I am sorry for the many questions, I did look for clarifications online but did not come across a straight answer.

Thanks!

kyfdx

ron5757 said:

This is the deal one of the dealers quoted......please advise if the dealer is marking up the cap cost as there are two different numbers I see.

Term: 36 months / 15k miles
MF: .00135
Residual: 59%

MSRP: $46,380

Selling Price: $39,716
Doc Fee: $435
Acq Fee: $1095
Cap Fees: $62.75
Cap Taxes: $1714.46
Gross Cap Cost: $41,308.85

Net Cap Cost: $43,023.31 (Not sure why there is an increase of almost 2k from Gross Cap Cost)

Rent/Lease Charge: $3,420. 72(Not sure what this is either)

$0 down only first month payment and monthly payment of $530.00

The gross CAP cost didn't include the tax... Forget the $41,308 number and just add up the column.. It adds up to $43,023.

The rent charge is the total finance charge portion of the lease (monthly amount X lease term).

kyfdx

vinayrad said:

I had a couple of queries, I qualify for a fleet discount on account of the firm I work for. Is the fleet discount of $2500 offered by Mercedes or individual dealers? should I push for the fleet discount as additional to the average of 15% discount most users seem to be obtaining?

Is the MSRP the same as the sticker price? and what is the cap cost? I am sorry for the many questions, I did look for clarifications online but did not come across a straight answer.

Thanks!

Sorry.... no info on fleet discounts. Yes, MSRP = Sticker price.

The CAP cost is equivalent to the amount financed on a loan. It is the selling price + any additional amounts not paid upfront, minus any downpayment.

nazirm7

Hey guys. How does this deal sound?
msrp 46,840
Selling price i think was 38,910
va state tax 6% 
36 month 10k
residual 62%
not sure what the money factor was. 
and payment of 460 a month with zero down

Michaell

nazirm7 said:

Hey guys. How does this deal sound?
msrp 46,840
Selling price i think was 38,910
va state tax 6% 
36 month 10k
residual 62%
not sure what the money factor was. 
and payment of 460 a month with zero down

What is the net cap cost?

With the MSRP and selling price you've provided, along with the 62% residual and .00135 MF, I get a payment of $366/mo before tax.

Does VA charge tax against the entire selling price?

dre210

Hello, can I please have the residual and MF for C300 4Matic for 24 months @ 10,000 miles per year. Thank you..

Michaell

dre210 said:

Hello, can I please have the residual and MF for C300 4Matic for 24 months @ 10,000 miles per year. Thank you..

.00119 and 68%

nazirm7

Michaell said:

nazirm7 said:

Hey guys. How does this deal sound?
msrp 46,840
Selling price i think was 38,910
va state tax 6% 
36 month 10k
residual 62%
not sure what the money factor was. 
and payment of 460 a month with zero down

What is the net cap cost?

With the MSRP and selling price you've provided, along with the 62% residual and .00135 MF, I get a payment of $366/mo before tax.

Does VA charge tax against the entire selling price?

Yeah its charged on selling price.

Michaell

nazirm7 said:

Michaell said:

nazirm7 said:

Hey guys. How does this deal sound?
msrp 46,840
Selling price i think was 38,910
va state tax 6% 
36 month 10k
residual 62%
not sure what the money factor was. 
and payment of 460 a month with zero down

What is the net cap cost?

With the MSRP and selling price you've provided, along with the 62% residual and .00135 MF, I get a payment of $366/mo before tax.

Does VA charge tax against the entire selling price?

Yeah its charged on selling price.

Ouch; that's $2300, or about $65/mo if you add the tax into the cap cost. Still less than the $460/mo quote you got, so there must be some additional fees being added in to the cap cost.

kiana1031

Can someone tell me if this is a good lease deal for a C300 with premium package, rear view camera sunroof, alloy wheels? I am an amateur to say the least.

MSRP $46,840
sale price $38,200
Buyout at end of lease is $27,000

36 months, 15k miles a year, $2,200 down (includes taxes and all charges) payment $500 month.

I am also rolling in $3500 of debt from my trade in since is underwater. 

kyfdx

kiana1031 said:

Can someone tell me if this is a good lease deal for a C300 with premium package, rear view camera sunroof, alloy wheels? I am an amateur to say the least.

MSRP $46,840
sale price $38,200
Buyout at end of lease is $27,000

36 months, 15k miles a year, $2,200 down (includes taxes and all charges) payment $500 month.

I am also rolling in $3500 of debt from my trade in since is underwater. 

.00118 MF and 59% residual. That would be about $371/mo.+tax. $3500 of negative equity adds about $100/mo.. So, that looks like you are in the ballpark.

kiana1031

Now the dealer changed the terms of the agreement after seeing my trade in. Apparently I am underwater on the loan $5400. They are also now asking me to put down $3000 for everything to drive away (taxes and fees). Below are the two deals they came up with. Do they look good or in the right ballpark? Are they charging too much? 


My thank you for your help. This is so stressful

Michaell

kiana1031 said:

Now the dealer changed the terms of the agreement after seeing my trade in. Apparently I am underwater on the loan $5400. They are also now asking me to put down $3000 for everything to drive away (taxes and fees). Below are the two deals they came up with. Do they look good or in the right ballpark? Are they charging too much? 


My thank you for your help. This is so stressful

$5500 over 36 months is over $150/mo added to your payment. That's a lot. I'd get more opinions as to the value of your trade. Do you have a CarMax nearby? I used a quote from them earlier this year to get an extra $2000 on the value of my trade in from the dealer.

Also check out the "Real World Trade in Values" discussion here at Edmunds. You might not be as upside down as you think.

Also, I don't see a money factor in either of those quotes .. I'd get the dealer to disclose that as well. It's another area where they can make extra money.

need_a_cx9

can anyone tell me if this is a good deal?

2015 c300 4matic
w/ premium and multimedia packages - msrp $49,070
selling price - $44,162.14
36 month 15k
residual 59% ($29,526.55)
MF 0.00109
NY Tax 8.625%
$13 a month maintenance
monthly cost $514.98
zero down
$3369.71 due at signing (first month payment, $795 acquisition, $390.95 reg/title.doc, $1667.78 upfront sales tax)

Michaell

need_a_cx9 said:

can anyone tell me if this is a good deal?

2015 c300 4matic
w/ premium and multimedia packages - msrp $49,070
selling price - $44,162.14
36 month 15k
residual 59% ($29,526.55)
MF 0.00109
NY Tax 8.625%
$13 a month maintenance
monthly cost $514.98
zero down
$3369.71 due at signing (first month payment, $795 acquisition, $390.95 reg/title.doc, $1667.78 upfront sales tax)

With your numbers, I get $502.21/mo. Must be another fee in there somewhere - $400 or so.

EDIT - whoops, never mind. Missed the $13/mo maintenance charge. We're pretty close to one another. Only way to make it better is to get a lower selling price

need_a_cx9

Michaell said:

need_a_cx9 said:

can anyone tell me if this is a good deal?

2015 c300 4matic
w/ premium and multimedia packages - msrp $49,070
selling price - $44,162.14
36 month 15k
residual 59% ($29,526.55)
MF 0.00109
NY Tax 8.625%
$13 a month maintenance
monthly cost $514.98
zero down
$3369.71 due at signing (first month payment, $795 acquisition, $390.95 reg/title.doc, $1667.78 upfront sales tax)

With your numbers, I get $502.21/mo. Must be another fee in there somewhere - $400 or so.

EDIT - whoops, never mind. Missed the $13/mo maintenance charge. We're pretty close to one another. Only way to make it better is to get a lower selling price

Awesome. Thanks for the feedback.

socal37

Can someone help me with monthly? Do you think there is any wiggle room

MSRP $46,600
Selling $40,300
36/10K 62%
MF .00118
$795 Acq.
$1000 Drive off

Thanks

Michaell

socal37 said:

Can someone help me with monthly? Do you think there is any wiggle room

MSRP $46,600
Selling $40,300
36/10K 62%
MF .00118
$795 Acq.
$1000 Drive off

Thanks

As is, I get $398.54/mo before tax.

vmichael

Hello,

I ordered a very well optioned 2016 C300 4MATIC with a MSRP of $60,265 and was only able to negotiate a $5500 discount, with any dealer cash that is available when the car is delivered. I've been reading about people getting 15-18% off of MSRP, so I'm thinking I could do better- any thoughts on this? Also, at the discounted selling price, I'm being quoted/estimated (based on the current C300 numbers) a 10k/36mo lease at $694 with tax (SF,CA), $2500 total cash down. This also seems high, after checking the forums. Any help is appreciated. Thank you.

Michaell

vmichael said:

Hello,

I ordered a very well optioned 2016 C300 4MATIC with a MSRP of $60,265 and was only able to negotiate a $5500 discount, with any dealer cash that is available when the car is delivered. I've been reading about people getting 15-18% off of MSRP, so I'm thinking I could do better- any thoughts on this? Also, at the discounted selling price, I'm being quoted/estimated (based on the current C300 numbers) a 10k/36mo lease at $694 with tax (SF,CA), $2500 total cash down. This also seems high, after checking the forums. Any help is appreciated. Thank you.

Generally, better discounts are available on cars that are in stock and the dealer is paying interest on. Your special order will only be on the lot for a day or two, and the dealer knows you want it (you ordered it, after all!).

What is the breakdown of the $2500 due at signing?

vmichael

I don't know how the $2500 will be used exactly, yet- it was just in the quote. I assume it will be for first month payment, registration, whatever else is common and the remaining for cap cost reduction. If $5,500 off is the best I can get, does a monthly payment of $694 (tax included) seem right and reasonable for a selling price of $54,765. Thank you!

mat2huu

Long time lurker, first time poster.

First off, I love this forum and I use it regularly to find out rates. Thanks for the wonderful job Moderators!

That being said, I'm looking into leasing a C400 4matic this month but cannot find the residual or money factor anywhere. Can you guys please post the rates for this month? (Please post the rates for Tier 1+ money factor rates if possible)

Thanks in Advance!

Michaell

vmichael said:

I don't know how the $2500 will be used exactly, yet- it was just in the quote. I assume it will be for first month payment, registration, whatever else is common and the remaining for cap cost reduction. If $5,500 off is the best I can get, does a monthly payment of $694 (tax included) seem right and reasonable for a selling price of $54,765. Thank you!

With those prices and using the base MF of .00119 and the 36/10 residual of 62%, I get a pre-tax payment of $593/mo. Assuming the tax rate is 9% in SF, that takes the payment to $646/mo.

Ask the dealer what the net cap cost is; might be some hidden fees in there. That, or they are marking up the MF on you.

kyfdx

mat2hu said:

Long time lurker, first time poster.

First off, I love this forum and I use it regularly to find out rates. Thanks for the wonderful job Moderators!

That being said, I'm looking into leasing a C400 4matic this month but cannot find the residual or money factor anywhere. Can you guys please post the rates for this month? (Please post the rates for Tier 1+ money factor rates if possible)

Thanks in Advance!

Standard MF and 57% residual for 36mo, 15K/yr

gadom1

Retail Price: 42,340.00
Sales Price: 36,178.00
Savings: 6,162.00
Accessories: 0.00
Service Contract: 0.00
Government Fees: 41.00
Doc & GA Title
Fee:
638.00
Capitalized Taxes: 2,653.77
Security Deposit: 0.00
Acquisition Fee: 1,095.00
Gross Cap Cost: 40,605.77
Trade Allowance: 0.00
Trade Payoff: 0.00
Trade Equity: 0.00
Rebate: 0.00
Cash Down: 2,500.00
Net Cap Cost: 38,105.77

For 36 mo 10k what should the payment be. I know the cap cost is $300 too high

mat2huu

Dear kyfdx,

Can you please elaborate on what the Standard MF rates are? Thank You

skim010

Hello, I was quoted $44,200 sale price for $50,955 MSRP 2015 C-300 in So Cal.
I'm looking for the Bank Fee, MF, and Residuals for
36/10 and 12
48/10 and 12

Also, how much MF does a MSD buy down? and up to how many?

kyfdx

gadom1 said:

Retail Price: 42,340.00
Sales Price: 36,178.00
Savings: 6,162.00
Accessories: 0.00
Service Contract: 0.00
Government Fees: 41.00
Doc & GA Title
Fee:
638.00
Capitalized Taxes: 2,653.77
Security Deposit: 0.00
Acquisition Fee: 1,095.00
Gross Cap Cost: 40,605.77
Trade Allowance: 0.00
Trade Payoff: 0.00
Trade Equity: 0.00
Rebate: 0.00
Cash Down: 2,500.00
Net Cap Cost: 38,105.77

For 36 mo 10k what should the payment be. I know the cap cost is $300 too high

I'm going to guess that this is a C300 RWD?

If so, .00118 MF and 61% residual = $417/mo.

kyfdx

mat2hu said:

Dear kyfdx,

Can you please elaborate on what the Standard MF rates are? Thank You

Mercedes Finance has a "standard" money factor for all models that don't have a special subvented money factor.

We don't have the exact number, but it's been reported as between .0018 - .0022.

mat2huu

Got it! Thank You for the quick reply!

kyfdx said:

mat2hu said:

Dear kyfdx,

Can you please elaborate on what the Standard MF rates are? Thank You

Mercedes Finance has a "standard" money factor for all models that don't have a special subvented money factor.

We don't have the exact number, but it's been reported as between .0018 - .0022.

skim010

Hello, I was quoted $44,200 sale price for $50,955 MSRP 2015 C-300 in So Cal.
I'm looking for the Bank Fee, MF, and Residuals for
36/10 and 12
48/10 and 12

Also, how much MF does a MSD buy down? and up to how many?

Michaell

skim010 said:

Hello, I was quoted $44,200 sale price for $50,955 MSRP 2015 C-300 in So Cal. I'm looking for the Bank Fee, MF, and Residuals for 36/10 and 12 48/10 and 12 Also, how much MF does a MSD buy down? and up to how many?

skim010 said:

Hello, I was quoted $44,200 sale price for $50,955 MSRP 2015 C-300 in So Cal. I'm looking for the Bank Fee, MF, and Residuals for 36/10 and 12 48/10 and 12 Also, how much MF does a MSD buy down? and up to how many?

.00118 and 61% for 36/10 and 51% for 48/10. Subtract 1% for 12k. $795 bank fee. 

gadom1

kyfdx said:

gadom1 said:

Retail Price: 42,340.00
Sales Price: 36,178.00
Savings: 6,162.00
Accessories: 0.00
Service Contract: 0.00
Government Fees: 41.00
Doc & GA Title
Fee:
638.00
Capitalized Taxes: 2,653.77
Security Deposit: 0.00
Acquisition Fee: 1,095.00
Gross Cap Cost: 40,605.77
Trade Allowance: 0.00
Trade Payoff: 0.00
Trade Equity: 0.00
Rebate: 0.00
Cash Down: 2,500.00
Net Cap Cost: 38,105.77

For 36 mo 10k what should the payment be. I know the cap cost is $300 too high

I'm going to guess that this is a C300 RWD?

If so, .00118 MF and 61% residual = $417/mo.

Correct and thank you very much!

mat2huu

Hey, I was also wondering how much each MSD lowers the MF by?

Also can you please list the dealer cost prices for the tire insurance and service package costs that are sold to customers in the finance room?

Thanks in Advance!

kyfdx

mat2hu said:

Hey, I was also wondering how much each MSD lowers the MF by?

Also can you please list the dealer cost prices for the tire insurance and service package costs that are sold to customers in the finance room?

Thanks in Advance!

Don't have the info on the Mercedes MSD program.

No info on the extra's costs, either

superjunkyard

Hi,

I have looked at the previous posts, but didn't find the MF and residual for 2015 C300 4matic with:

36 months / 7500 miles

Could some kindly let me know?

Thanks!

Michaell

superjunkyard said:

Hi,

I have looked at the previous posts, but didn't find the MF and residual for 2015 C300 4matic with:

36 months / 7500 miles

Could some kindly let me know?

Thanks!

.00119 and 63% for 36/7.5

jfrancisny

Hello. I'm looking into leasing a C400 4matic, or a C300 sport 4matic here in the New York area. Can you give me MF and residual info for both on a 36/12 and a 48/12. Thank you for your help.

Michaell

jfrancisny said:

Hello. I'm looking into leasing a C400 4matic, or a C300 sport 4matic here in the New York area. Can you give me MF and residual info for both on a 36/12 and a 48/12. Thank you for your help.

36/12 -
C300 - .00119 and 61%
C400 - standard MF (.0018 - .0022) and 59%

48/12 -
C300 - .00119 and 50%
C400 - standard MF (.0018 - .0022) and 49%

adevi22

Hi. Looking to lease 2015 c300 4matic (Premium and Multimedia package) in New York/New Jersey area. Was offered the following deal:
MSRP- 49,320
sales price: 43,320
10,000 mi /36 months
$459 a month with $1800 at signing (bank fee, doc fee, registration and 1st months payment)
OR
$499 a month with just 1st month at signing. All other fees in payment. 
I am thinking the $499 is a bit inflated and when I ran the numbers I got $479. Can you let me know your thoughts?
Also, do you think MF will be better next month (August) or just more favorable since 2016's will be coming out and dealers will want to get rid of 2015's?
thanks so much in advance!!!

kyfdx

adevi22 said:

Hi. Looking to lease 2015 c300 4matic (Premium and Multimedia package) in New York/New Jersey area. Was offered the following deal:
MSRP- 49,320
sales price: 43,320
10,000 mi /36 months
$459 a month with $1800 at signing (bank fee, doc fee, registration and 1st months payment)
OR
$499 a month with just 1st month at signing. All other fees in payment. 
I am thinking the $499 is a bit inflated and when I ran the numbers I got $479. Can you let me know your thoughts?
Also, do you think MF will be better next month (August) or just more favorable since 2016's will be coming out and dealers will want to get rid of 2015's?
thanks so much in advance!!!

.00119 MF and 62% residual.

I get $442/mo.+tax, with the sales price as CAP cost.

No clue what they might do, next month.