Did you recently take on (or consider) a loan of 84 months or longer on a car purchase?
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
A reporter would like to speak with you about your experience; please reach out to PR@Edmunds.com by 7/22 for details.
Options
Comments
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
To calculate a monthly payment, you need the MSRP and the negotiated price/CAP cost.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Add 2% for 12K
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
36/12k 2016 MDX AWD Base package
45955 MRP ,
41630 (costco negotiated price)
1731.39 ( Sales Tax )
1327.52 ( TTL)
-500 ( Conquest)
---------------
44188.91
---------------
MF : 0.00090
Residual: 27,573
Monthly payment : 537
is MF 0.00090 correct for Virginia area? is the MF less for an MDX with Technology package?
Thank you very much!
MF for MDX with Tech pkg is .00020
Dealer can mark up MF for extra profit - that seems to be the case with your quote.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Also does anyone know if these rebates can be combined - for example can a buyer get both Geico and Amex rebate?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00045 for "sign and drive"
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2016 MDX AWD Base
MSRP - 45,785
Sale - 44,480
MF - .00055
RV - .6 or 27,471
Payment - 553.34
This included the 500 conquest incentive.
I get $512/mo plus tax with your prices; what state and tax rate is this?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I'm now showing a payment of $653/mo when I add 6% tax to the base payment. Something seems off.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I asked for me details and it looks like it just miscellaneous fees (acquisition, cap fee, upfront fee, and documentation fee).
I also received the following numbers from a different dealership
MSRP - 45,805
Sale - 43,466.57
Net Cap Cost - 43,561.57
MF - .00055
Res - 27,573
Payment - 530 w/ 0 down.
Does that seem accurate and a better deal?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$1000 loyalty or conquest incentive.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Acura doesn't offer an MSD program.
With your prices, I get a payment of $576/mo with 6% tax added.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
We don't track selling prices, and we would need to know the net cap cost with all fees and taxes rolled into the selling price to model a payment.
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can you share the MSRP and selling price?
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
AcuraWatch - .00020 and 56%
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I currently have a 2014 Acura MDX AWD Tech on a lease (26k miles)
MSRP = 49460.00
Agreed on value = 48498.53
Gross Cap Cost = 50462.78
Cap Cost Reduction = 340.69
Adjusted Cap Cost = 50122.09
Residual Value = 32643.60
Dep & Amortized Amounts = 17478.49
Rent Charge = 4767.35
Total payments = 22245.84 (divide by 36 and i'm currently paying 617.94)
MF (i think...) is 0.0016
It's in good condition. Two questions:
1. Was this lease rate good? (someone told me that the the residual value was really high so definitely a good deal but then the rent charge was a bit high)
2. Knowing the above... should I buy it out for $32,600? Or is it not worth the residual value anymore?
If, value wise, it's a good value, I prefer to buy it instead of returning it.
Thanks in advance!
Is the lease on your 2014 MDX up or are you trading it in early?
What is your current payment and how many payments do you have left?
The gross cap cost is $1,964.25 higher than the Agreed on Value. I think the dealer is taking your remaining payments or negative equity and rolling it into your new lease agreement.
If I were you, I'd investigate further. Go over to REAL WORLD TRADE IN VALUES here on edmunds. Ask @qbrozen (that's with a Q) what he thinks you car is worth based on what they are crossing the auction block at. Give him specifics: make, model, color, condition, options, FWD OR AWD, miles, what state or region of the country you are located in. He's usually dead on.
Find out what you owe on the car (payments remaining plus lease end buy out) & compare it to he number @qbrozen gives you.
Then go back to your dealer and find out what he is giving you for your 2014 MDX on the trade in.
Report back to the forum & good luck!
2001 Prelude Type SH, 2022 Highlander XLE AWD, 2025 Camry SE AWD
My lease is up in July. It was a 36 month lease with $617 in monthly payment. The reason for the gross cap issue may be my trade in in 2014 of $2099.
So in July, I'm wondering if I should just return this car and buy a different one OR if it is worthwhile to keep this car because of the "good value"
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and share!
Edmunds Moderator
Edmunds Price Checker
Edmunds Lease Calculator
Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2016 MDX AWD / tech
MSRP 50,380
sale price $46458
conquest cash $1000
Adjusted cap cost $45,458
MF .0002 Residual 57%
monthly $479.86 + TTL at signing
Thanks for all the info on this thread, helped a great deal!