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2016 BMW 3-series Lease Questions

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  • MichaellMichaell Moderator Posts: 261,239
    jsun241 said:

    I was told by a local dealer that the residuals and incentives have been set and are the same for November and December. Can anyone verify this? Debating if I should wait and see if residuals come back up for December. Thanks in advance!

    Current program does show expiration date of 1/3/17.

    Doesn't mean that BMW FS can't change it, whenever they want.

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  • jsun241jsun241 Member Posts: 14
    Michaell said:

    jsun241 said:

    I was told by a local dealer that the residuals and incentives have been set and are the same for November and December. Can anyone verify this? Debating if I should wait and see if residuals come back up for December. Thanks in advance!

    Current program does show expiration date of 1/3/17.

    Doesn't mean that BMW FS can't change it, whenever they want.
    Gotcha! Thanks for the help
  • tim8787tim8787 Member Posts: 15
    Could I get the MF and residual for a 2016 328i xdrive for 36/12 and 36/15 in Indiana?
    Thank you
  • MichaellMichaell Moderator Posts: 261,239
    tim8787 said:

    Could I get the MF and residual for a 2016 328i xdrive for 36/12 and 36/15 in Indiana?
    Thank you

    .00134 and 62% / 60%. $1500 option allowance.

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  • callalindcallalind Member Posts: 17
    Hi - I am looking to lease a 328xi or 330xi wagon - are the numbers for the wagon the same as the sedan? Looking for November numbers at 36 months, 12k a year.
  • kyfdxkyfdx Moderator Posts: 263,971
    callalind said:

    Hi - I am looking to lease a 328xi or 330xi wagon - are the numbers for the wagon the same as the sedan? Looking for November numbers at 36 months, 12k a year.

    .00134 MF and 62% residual
    $1500 option allowance.

    For wagon or sedan.

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  • ehomediehomedi Member Posts: 9
    edited November 2016
    Hi, I'm getting quoted $444/month for a 36 month and 10k mile/year lease for a $49,995 2016 BMW 328i xDrive (selling price of $44,170) with 7 MSDs ($3.5k) and paying $1.5k for taxes upfront ($6k total upfront). I feel like the lease price is too high, am I missing sometiing?
  • kyfdxkyfdx Moderator Posts: 263,971
    ehomedi said:

    Hi, I'm getting quoted $444/month for a 36 month and 10k mile/year lease for a $49,995 2016 BMW 328i xDrive (selling price of $44,170) with 7 MSDs ($3.5k) and paying $1.5k for taxes upfront ($6k total upfront). I feel like the lease price is too high, am I missing sometiing?

    .00134 MF and 63% residual
    $1500 option allowance.
    If the post MSD MF is .00085, and the selling price is the CAP cost,
    then: $416/mo.

    If you are paying taxes upfront, and the final payment is $444, shouldn't the MSD amount be $3150?
    Ask for the adjusted CAP cost and a reconciliation with the sale price.
    I see no mention of the $925 acquisition fee.

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  • ehomediehomedi Member Posts: 9
    kyfdx said:

    ehomedi said:

    Hi, I'm getting quoted $444/month for a 36 month and 10k mile/year lease for a $49,995 2016 BMW 328i xDrive (selling price of $44,170) with 7 MSDs ($3.5k) and paying $1.5k for taxes upfront ($6k total upfront). I feel like the lease price is too high, am I missing sometiing?

    .00134 MF and 63% residual
    $1500 option allowance.
    If the post MSD MF is .00085, and the selling price is the CAP cost,
    then: $416/mo.

    If you are paying taxes upfront, and the final payment is $444, shouldn't the MSD amount be $3150?
    Ask for the adjusted CAP cost and a reconciliation with the sale price.
    I see no mention of the $925 acquisition fee.
    My bad, I meant $3,150 for the MSD. Thanks!
  • thebolt99thebolt99 Member Posts: 27
    How about this deal? 2016 340I in VA ... This was all they gave me (internet deal)

    MSRP : $52,495.00
    Selling price : $43,700.00
    Residual : $33,071.85
    Money factor with super elite : .00134
    Payment : $499.00
  • thebolt99thebolt99 Member Posts: 27
    Oh ... all fees rolled in and just first months payment
  • thebolt99thebolt99 Member Posts: 27
    Dang, 36/10K
  • kyfdxkyfdx Moderator Posts: 263,971
    thebolt99 said:

    Oh ... all fees rolled in and just first months payment

    The CAP cost has to be about $3475 higher than the sale price, to get the $499/mo. payment.
    About $1800-$1900 for tax, $925 for acquisition fee. If you can come up with $700 more in legitimate charges, then it looks pretty good.

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  • texanatthedoortexanatthedoor Member Posts: 1
    Could I get the MF and residual for a 2016 328i for 36/12 and 36/15 Dealer in NC/Residence in SC?
    Thank you in advance
  • kyfdxkyfdx Moderator Posts: 263,971

    Could I get the MF and residual for a 2016 328i for 36/12 and 36/15 Dealer in NC/Residence in SC?
    Thank you in advance

    .00134 MF and 62%/60% residual.
    $1500 option allowance.

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  • bimmerbabybimmerbaby Member Posts: 3
    edited November 2016
    Wondering about this deal... It's a 2016 BMW 328i. It's my first time leasing so I want to make sure they're not getting over on me. This is all the info they gave me for now.

    MSRP: $45,245. Discount $5250 with a rebate of $1500. They're also charging $499 window tint and $99 nitrogen. :s Mileage is 10k a year. They want $500 down to make $640/36mos. Money factor of .00194.
    Already from what I've seen, the MF is a bit high but not sure if that's due to my credit (669 fico auto enhanced).
    Please advise.
    ETA: This is for a lease in SC but I reside in GA. I also have a trade in. The value is only 10.5k but payoff 14k
  • MichaellMichaell Moderator Posts: 261,239

    Wondering about this deal... It's a 2016 BMW 328i. It's my first time leasing so I want to make sure they're not getting over on me. This is all the info they gave me for now.

    MSRP: $45,245. Discount $5250 with a rebate of $1500. They're also charging $499 window tint and $99 nitrogen. :s Mileage is 10k a year. They want $500 down to make $640/36mos. Money factor of .00194.
    Already from what I've seen, the MF is a bit high but not sure if that's due to my credit (669 fico auto enhanced).
    Please advise.
    ETA: This is for a lease in SC but I reside in GA. I also have a trade in. The value is only 10.5k but payoff 14k

    .00134 and 63% for 36/10

    669 credit score adds .00020 to the MF, so the dealer is still marking it up the max on you.

    The $3500 negative equity is adding $100/mo to your payment. And, if you are a GA resident, you'll owe sales tax on the entire purchase price.

    Can you wait until you have less negative equity?

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  • bimmerbabybimmerbaby Member Posts: 3
    The negative equity is actually the warranty I got on my Mercedes and they're supposed to refund me the amount remaining after the car is sold, so I was hoping that would help some. But maybe not?

    BMW claimed they couldn't give me much more on my trade in since Mercedes has a recall on the airbags (it's a 2011 c300) and they don't have a solution for owners yet...
    I figured that MF looked really ridiculous. Thanks for verifying.

    Will the sales tax be figured into the payment? I'd been worried about how that would work out with GA's ad valorem tax and all... The last thing I want is to get this car and then have to pay some $2000+ when I want to register it...
  • MichaellMichaell Moderator Posts: 261,239

    The negative equity is actually the warranty I got on my Mercedes and they're supposed to refund me the amount remaining after the car is sold, so I was hoping that would help some. But maybe not?

    BMW claimed they couldn't give me much more on my trade in since Mercedes has a recall on the airbags (it's a 2011 c300) and they don't have a solution for owners yet...
    I figured that MF looked really ridiculous. Thanks for verifying.

    Will the sales tax be figured into the payment? I'd been worried about how that would work out with GA's ad valorem tax and all... The last thing I want is to get this car and then have to pay some $2000+ when I want to register it...

    Not sure how the taxes will work, if you're signing the paperwork in SC but registering the car in GA. Check with your state department of revenue website to see what your options are.

    That Takata airbag recall is biting people in all sorts of ways.

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  • topgun7topgun7 Member Posts: 412
    edited November 2016
    Just leased a 2016 328 with Premium, Tech, driver assistance, and driver assistant plus, 18" alloy wheel, heated seat, and, Harmon Kardon for an MSRP of 51,170. Concord BMW in N. California has a black Friday sales of all 328 sold at $8,000 below MSRP starting Friday (our price is 43,179 for the 51,170 MSRP 328) , buy rate of 0.00134 for 36 months/10k mi per year. My drive off is 7 MSDs + first month payment of 427.77 (incl sales tax of 8.5%) + 504. Our car is sold technically as a demo car with only 25 miles on the odometer, so all the option credit and rebate did not apply to this car. But $8000 discount sound good enough. The best I can do before this black friday sales by Concord BMW come along is $6500 below MSRP from another greater bay area dealer. There are 3-4 328 avilable at $8000 discount but they all have over 51K MSRP. All the lower priced 328 were gone. Painless transaction... Thanks everyone for your help..
  • MichaellMichaell Moderator Posts: 261,239
    topgun7 said:

    Just leased a 2016 328 with Premium, Tech, driver assistance, and driver assistant plus, 18" alloy wheel, heated seat, and, Harmon Kardon for an MSRP of 51,170. Concord BMW in N. California has a black Friday sales of all 328 sold at $8,000 below MSRP starting Friday (our price is 43,179 for the 51,170 MSRP 328) , buy rate of 0.00134 for 36 months/10k mi per year. My drive off is 7 MSDs + first month payment of 427.77 (incl sales tax of 8.5%) + 504. Our car is sold technically as a demo car with only 25 miles on the odometer, so all the option credit and rebate did not apply to this car. But $8000 discount sound good enough. The best I can do before this black friday sales by Concord BMW come along is $6500 below MSRP from another greater bay area dealer. There are 3-4 328 avilable at $8000 discount but they all have over 51K MSRP. All the lower priced 328 were gone. Painless transaction... Thanks everyone for your help..

    Congrats! Though, if the car hasn't been titled, it should have been eligible for the incentives. Might have been included in the discount from sticker.

    $428/mo for a $51K car is a nice payment. Enjoy!

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  • topgun7topgun7 Member Posts: 412
    thanks. They asked us to signed a form to acknowledged that it is sold as used car (and my wife was taken a back by the form). I think it is the used car sales form that void all the rebate / option credit (and they can get the demo sales support from BMW. Apparently each BMW dealer has a certain number of sales demo allowance that they can get each year.). Before the shopping exercise, I was hoping for 1400 drive off (basically pay the acquisition fee + DMV registration fee) + MSD to get to 460-470 a month payment. So this deal was a pleasant surprise. The best part is that it is the exact color combo and equipment combo that we want. I tried to price out a 16 Q50 and 16 IS200t. Q50 looks to be in the high 400 monthly payment with MSDs and IS200t should be in the low 400 pyament with MSDs.. Let's hope everyone get a good deal this holiday season.
  • kyfdxkyfdx Moderator Posts: 263,971
    topgun7 said:

    thanks. They asked us to signed a form to acknowledged that it is sold as used car (and my wife was taken a back by the form). I think it is the used car sales form that void all the rebate / option credit (and they can get the demo sales support from BMW. Apparently each BMW dealer has a certain number of sales demo allowance that they can get each year.). Before the shopping exercise, I was hoping for 1400 drive off (basically pay the acquisition fee + DMV registration fee) + MSD to get to 460-470 a month payment. So this deal was a pleasant surprise. The best part is that it is the exact color combo and equipment combo that we want. I tried to price out a 16 Q50 and 16 IS200t. Q50 looks to be in the high 400 monthly payment with MSDs and IS200t should be in the low 400 pyament with MSDs.. Let's hope everyone get a good deal this holiday season.

    Thanks for the info. Congrats!

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  • jake1219jake1219 Member Posts: 5
    I'm here in Socal, found two lease for 320i.
    1. 168+tax+license/per month for 24month lease with 10kmiles with 5k down
    2. 198+tax+license/per month for 36month lease with 10kmiles with $2350 cash down + 1750 security deposit. (#2, They are willing to give me 198+tax with $0 down but no backup camera & I'm pushing to give with backup camera).

    I donot have their MSRP, just saw their listing but think its pretty lowest stock price value around $34K. I'm curious which one is better. Any advise
  • MichaellMichaell Moderator Posts: 261,239
    jake1219 said:

    I'm here in Socal, found two lease for 320i.
    1. 168+tax+license/per month for 24month lease with 10kmiles with 5k down
    2. 198+tax+license/per month for 36month lease with 10kmiles with $2350 cash down + 1750 security deposit. (#2, They are willing to give me 198+tax with $0 down but no backup camera & I'm pushing to give with backup camera).

    I donot have their MSRP, just saw their listing but think its pretty lowest stock price value around $34K. I'm curious which one is better. Any advise

    We don't recommend any sort of down payment on a lease; that money would be lost if the car is stolen or totaled.

    .00134 and 69% for 24/10 or 63% for 36/10.

    If you have the MSRP and selling price, we can run the numbers for you.

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  • cj4713popstarcj4713popstar Member Posts: 56
    Looking for current lease numbers for 2016 BMW 328i and 340i both xdrive and 6 speed manual, thanks.
  • cj4713popstarcj4713popstar Member Posts: 56
    Oops, standard 36/12k
  • MichaellMichaell Moderator Posts: 261,239

    Looking for current lease numbers for 2016 BMW 328i and 340i both xdrive and 6 speed manual, thanks.

    Oops, standard 36/12k

    .00134 and 62% for all 3-series

    $1500 option allowance

    Transmission or RWD/AWD does not affect the numbers.

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  • nyigornyigor Member Posts: 98
    May I please get MF and residual for 2016 328i and 320i with 15/36?
  • kyfdxkyfdx Moderator Posts: 263,971
    nyigor said:

    May I please get MF and residual for 2016 328i and 320i with 15/36?

    .00134 MF and 60% residual. $1500 option allowance.
    Either model.

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  • nyigornyigor Member Posts: 98
    Can you please tell me what $1500 option allowance means? I never leased bmw.
    Does it mean that whatever the price i negotiate plus i will still have $1500 of options to add?
    Or $1500 can be considered as rebate?
    Thank you.
  • MichaellMichaell Moderator Posts: 261,239
    nyigor said:

    Can you please tell me what $1500 option allowance means? I never leased bmw.
    Does it mean that whatever the price i negotiate plus i will still have $1500 of options to add?
    Or $1500 can be considered as rebate?
    Thank you.

    It is an incentive to help reduce the price. Negotiate your best deal, then subtract the incentive amount.

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  • cj4713popstarcj4713popstar Member Posts: 56
    Good Afternoon:

    I am close to a deal on a car and just wanted to check if BMW has any numbers available for other lease terms for 2016 340i such as 39 months/12k, 39 months/15k, 42 months/12k, or 42 months/15k? Otherwise does 36 months seem to be the sweet spot? Thanks to the great moderators!
  • MichaellMichaell Moderator Posts: 261,239

    Good Afternoon:

    I am close to a deal on a car and just wanted to check if BMW has any numbers available for other lease terms for 2016 340i such as 39 months/12k, 39 months/15k, 42 months/12k, or 42 months/15k? Otherwise does 36 months seem to be the sweet spot? Thanks to the great moderators!

    36 months have the best residuals.

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  • nyigornyigor Member Posts: 98
    What would a good negotiated price for 2016 328i, 8% off sticker or more?
  • kyfdxkyfdx Moderator Posts: 263,971
    nyigor said:

    What would a good negotiated price for 2016 328i, 8% off sticker or more?

    7% off + the $1500 incentive.

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  • nyigornyigor Member Posts: 98
    May I also get 2016 320i 36/15?
  • cj4713popstarcj4713popstar Member Posts: 56
    Right now on 2016s I would shoot for 11-15% off MSRP. For 2016 model years the dealer should be able to let it go for invoice cost - the $1,500 incentive and any other incentives you may qualify for. For example right now USAA members can get a $1,000 lease incentive as well and there is a $1,000 BMW loyalty incentive. If the car is classified as a DEMO there is also $2,000 dealer cash you can persuade them to throw in. Just because it is marked a DEMO does not necessarily mean it was driven a ton, many dealers do this with their stale new car inventory to help BMW sales numbers because reporting the car as a DEMO counts as a sale. The dealer can still make a fair profit by letting the car go at such a discount by either marking up the money factor to .00174 and/or they still receive additional factory to dealer payments each month from the automaker based on their sales goals. You can typically get a better deal closer to the end of the month as the dealer may be very close to their next sales goal/tier and will be able to discount further to get another sale done.
  • MichaellMichaell Moderator Posts: 261,239
    nyigor said:

    May I also get 2016 320i 36/15?

    Same numbers as the 328i.

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  • lstewielstewie Member Posts: 66
    Can I get MF and Residuals on a 340i xdrive 36/10? Thanks.
  • MichaellMichaell Moderator Posts: 261,239
    lstewie said:

    Can I get MF and Residuals on a 340i xdrive 36/10? Thanks.

    .00134 and 63%. $1500 option allowance.

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  • nyigornyigor Member Posts: 98
    edited December 2016
    Is this a good deal?
    2016 BMW 328i sport package

    MSRP: $40495
    Base cap cost: $35495
    Cap reduction: $1500

    Term: 36/15
    MF: 0.00085
    Res: 60%
    Dealer Fee: $699
    Registration: $250
    rental Surcharge: $60
    Tire Fee: $5
    Bettery Fee: $1.50
    Lemon: $2
    Tax: 6%

    $369.71 per month with $0 down at signing.


    Wonder why MF is 0.00085 when it is 0.00134. Is it possible?

  • MichaellMichaell Moderator Posts: 261,239
    nyigor said:

    Is this a good deal?
    2016 BMW 328i sport package

    MSRP: $40495
    Base cap cost: $35495
    Cap reduction: $1500

    Term: 36/15
    MF: 0.00085
    Res: 60%
    Dealer Fee: $699
    Registration: $250
    rental Surcharge: $60
    Tire Fee: $5
    Bettery Fee: $1.50
    Lemon: $2
    Tax: 6%

    $369.71 per month with $0 down at signing.


    Wonder why MF is 0.00085 when it is 0.00134. Is it possible?

    .00085 is the MF after max MSD is applied. That would be $2800 up front.

    The deal you were quoted looks good, but a bit mysterious.

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  • nyigornyigor Member Posts: 98
    edited December 2016
    Michaell said:

    nyigor said:

    Is this a good deal?
    2016 BMW 328i sport package

    MSRP: $40495
    Base cap cost: $35495
    Cap reduction: $1500

    Term: 36/15
    MF: 0.00085
    Res: 60%
    Dealer Fee: $699
    Registration: $250
    rental Surcharge: $60
    Tire Fee: $5
    Bettery Fee: $1.50
    Lemon: $2
    Tax: 6%

    $369.71 per month with $0 down at signing.


    Wonder why MF is 0.00085 when it is 0.00134. Is it possible?

    .00085 is the MF after max MSD is applied. That would be $2800 up front.

    The deal you were quoted looks good, but a bit mysterious.
    I see what you mean. If I use .00134, I get $400.50.

    Do you think it would be a realistic offer if I propose Base cap cost: $33495?

    That would be equal to $338.77 without MSDs.
  • nyigornyigor Member Posts: 98
    When dealer says that the car has a 6.2% mark up, what value do they use to determine the profit?
  • kyfdxkyfdx Moderator Posts: 263,971
    nyigor said:

    When dealer says that the car has a 6.2% mark up, what value do they use to determine the profit?

    You don't have to determine the dealer's profit to lease a car. You just have to agree to a price.

    I don't think you are going to do much better than the deal that is on the table.

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  • cj4713popstarcj4713popstar Member Posts: 56
    Just sharing my deal:

    2016 340i xdrive
    MSRP: $61,325
    Sales Price: $52,625 (includes $1,500 option credit)
    Cap Cost: $53,550 ($925 acq)
    Residual: 62% 36/12k
    Money Factor: .00174
    Monthly Payment: $590.69

    Drive Off: Up Front Sales Tax $1,634.09 + Doc Fee $199 + Title.Reg $230 + First Month $590.69 = $2,635.78

    In exchange for the discount I agreed to let them mark up the money factor.
  • kyfdxkyfdx Moderator Posts: 263,971

    Just sharing my deal:

    2016 340i xdrive
    MSRP: $61,325
    Sales Price: $52,625 (includes $1,500 option credit)
    Cap Cost: $53,550 ($925 acq)
    Residual: 62% 36/12k
    Money Factor: .00174
    Monthly Payment: $590.69

    Drive Off: Up Front Sales Tax $1,634.09 + Doc Fee $199 + Title.Reg $230 + First Month $590.69 = $2,635.78

    In exchange for the discount I agreed to let them mark up the money factor.

    Pretty good monthly price for a $61K MSRP vehicle.

    Congrats!

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  • padoopadoo Member Posts: 41
    What are MF and Residual for 328i 10k/36 in CA?
  • kyfdxkyfdx Moderator Posts: 263,971
    padoo said:

    What are MF and Residual for 328i 10k/36 in CA?

    .00134 MF and 63% residual. $1500 option allowance

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