2016 BMW 5-Series Lease Questions

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  • MichaellMichaell Moderator Posts: 255,245
    bmulberry said:

    Can you provide residual and MF for 36/15 for 2016 535 xdrive and 550 xdrive. Thanks.

    .00138 and 61%

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  • SFWarriorsSFWarriors Member Posts: 16
    Hi

    What are July lease terms for:

    528i
    10k miles/36 months
    San Francisco

    Thanks!
  • kyfdxkyfdx Moderator Posts: 256,979

    Hi

    What are July lease terms for:

    528i
    10k miles/36 months
    San Francisco

    Thanks!

    .00137 MF and 67%! residual

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  • 2015a3tdi2015a3tdi Member Posts: 61
    Can I have July 535d numbers...36/15? Thanks!
  • MichaellMichaell Moderator Posts: 255,245
    2015a3tdi said:

    Can I have July 535d numbers...36/15? Thanks!

    .00137 and 64%

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  • svenwhitesvenwhite Member Posts: 1
    Hi Guys,

    About to close on a 2016 528i and wanted to know if I am getting a great, average or totally stellar deal.

    2016 528i Alpine White Limited Edition

    MSRP: $54500
    Selling Price: $45,000

    Lease Price: $435.00/mo X 36 months 10K/yr. $2500.00 total due at signing, includes first month, tax, title, reg.

    Thank You!!
  • kyfdxkyfdx Moderator Posts: 256,979
    svenwhite said:

    Hi Guys,

    About to close on a 2016 528i and wanted to know if I am getting a great, average or totally stellar deal.

    2016 528i Alpine White Limited Edition

    MSRP: $54500
    Selling Price: $45,000

    Lease Price: $435.00/mo X 36 months 10K/yr. $2500.00 total due at signing, includes first month, tax, title, reg.

    Thank You!!

    That's really cheap

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  • bmulberrybmulberry Member Posts: 29
    Can you provide July residual and MF for 36/15 for 535 xdrive and 550 xdrive
  • jzaid84jzaid84 Member Posts: 104
    Would like MF / Residual for 2016 535i; 36/10. Thanks in Advance!
  • kyfdxkyfdx Moderator Posts: 256,979
    bmulberry said:

    Can you provide July residual and MF for 36/15 for 535 xdrive and 550 xdrive

    .00137 MF and 64% residual for either model.

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  • kyfdxkyfdx Moderator Posts: 256,979
    jzaid84 said:

    Would like MF / Residual for 2016 535i; 36/10. Thanks in Advance!

    .00137 MF and 67% residual

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  • capriguy84capriguy84 Member Posts: 9
    I am looking at a CPO lease for 2016 528i with 6300miles. I know the maintenance plan is not the same. The CPO maintenance doesn't cover brake pads, rotors etc. Is it still a good deal to lease it?

    The next question is how is the MF & Residual decided on these CPO lease deals?

    Given that it is 2016 build, can i expect buildout cash and any other allowances?
  • MichaellMichaell Moderator Posts: 255,245

    I am looking at a CPO lease for 2016 528i with 6300miles. I know the maintenance plan is not the same. The CPO maintenance doesn't cover brake pads, rotors etc. Is it still a good deal to lease it?

    The next question is how is the MF & Residual decided on these CPO lease deals?

    Given that it is 2016 build, can i expect buildout cash and any other allowances?

    I do not think that CPO vehicles are eligible for any incentives.

    We don't have the specific release numbers, but I believe the money factor is the same as new vehicles – .00137

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  • capriguy84capriguy84 Member Posts: 9
    Thanks.

    What are the BMWFS loyalty allowance for a new 2016 528i? Is it $1000 as noted in link? I lease via BMWFS currently and looking to get a new one as my lease is nearing its end.

    http://www.bmwusa.com/standard/content/loyaltywaiver.aspx

    Any other incentives offerred on new leases in July?





  • kyfdxkyfdx Moderator Posts: 256,979

    Thanks.

    What are the BMWFS loyalty allowance for a new 2016 528i? Is it $1000 as noted in link? I lease via BMWFS currently and looking to get a new one as my lease is nearing its end.

    http://www.bmwusa.com/standard/content/loyaltywaiver.aspx

    Any other incentives offerred on new leases in July?


    We don't have the loyalty information. BMW's original maintenance plan doesn't cover brakes, any more, either.

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  • firstlease01firstlease01 Member Posts: 21
    Hi, What is the MF and Residual for a 2016 528xi and 535 xi for a 12k/yr lease in NJ?

    Also does anybody have an idea when 2017s will hit the dealer lots? I read that 5 series is being fully redesigned in 2017. Is it worth waiting for it. My current 2014 528xi lease will be up in Oct this year. As much as I love my car, i don't want to get the exact same one again when the new one is right around the corner.
  • firstlease01firstlease01 Member Posts: 21
    One more silly question - can somebody explain how does loyalty rebate work.
    lets say MSRP of the car is 60k and I negotiate a selling price of $55k. Do I plug the selling price as $54k in the lease calculator to get my monthly payment so that my net cap. cost is reduced by $1000.

    Or is it handled differently in the monthly payment calculations.

    Thanks,
  • capriguy84capriguy84 Member Posts: 9
    Pls share Residual for 2016 528i 10miles, 36month lease. Thanks!
  • MichaellMichaell Moderator Posts: 255,245

    Hi, What is the MF and Residual for a 2016 528xi and 535 xi for a 12k/yr lease in NJ?

    Also does anybody have an idea when 2017s will hit the dealer lots? I read that 5 series is being fully redesigned in 2017. Is it worth waiting for it. My current 2014 528xi lease will be up in Oct this year. As much as I love my car, i don't want to get the exact same one again when the new one is right around the corner.

    .00137 and 66% for both engines.

    I don't know anything about the 2017 5-series, nor when they will be available. Check reputable BMW-centric websites; they might have information as well.

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  • MichaellMichaell Moderator Posts: 255,245

    Pls share Residual for 2016 528i 10miles, 36month lease. Thanks!

    .00137 and 67%

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  • firstlease01firstlease01 Member Posts: 21
    Michaell said:

    Hi, What is the MF and Residual for a 2016 528xi and 535 xi for a 12k/yr lease in NJ?

    .00137 and 66% for both engines.

    Wow!!! that sounds like a really high residual. when I leased my current 2014 528xi - residual was 61% and i thought that was sky high compared to 54% for Audi A6 lease.

    66% hard to believe but good for us I guess. Thanks for the info.
  • deropusderopus Member Posts: 36
    Hi, what's the residual/money factor for 528i, 535i and 535d for So. Cal based on 36/12k? Any other incentives/rebates other than loyalty? Thank you!
  • kyfdxkyfdx Moderator Posts: 256,979
    deropus said:

    Hi, what's the residual/money factor for 528i, 535i and 535d for So. Cal based on 36/12k? Any other incentives/rebates other than loyalty? Thank you!

    .00137 MF and 66% residual.

    No incentives

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  • deropusderopus Member Posts: 36
    Thank you Kyfdx!
  • yasukazu_yasukazu_ Member Posts: 5
    I'm looking for the MF and residual for the 2016 535i GT.
  • kyfdxkyfdx Moderator Posts: 256,979
    yasukazu_ said:

    I'm looking for the MF and residual for the 2016 535i GT.

    .00137 MF and 64% residual for 36/15

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  • jaysfynestjaysfynest Member Posts: 5
    Hi Guys:

    I was recently offered a lease on a 2016 BMW 535i xDrive. The vehicle is Mineral White Metallic with Mocha Nappa Leather. The vehicle is equipped with the Cold Weather Package, Luxury Line and Premium Package. It comes with a Rear View Camera and Park Distance Control.

    Cash upfront $1,995.09 which is inclusive of:

    $650 (1st Payment)
    $263.00 (Initial License Fee)
    $82.09 (Sales/Use Tax)
    $925 (Acquisition Fee)
    $75 (Processing Fee)

    I will be paying $650 a month. 3 year lease with 12K miles per year. The MSRP $65,295.00. The agreed upon value of vehicle is $59,180.99 (inclusive of $2,065.88 in sales/use tax). I am based out of NY. Is this a good deal?
  • kyfdxkyfdx Moderator Posts: 256,979

    Hi Guys:

    I was recently offered a lease on a 2016 BMW 535i xDrive. The vehicle is Mineral White Metallic with Mocha Nappa Leather. The vehicle is equipped with the Cold Weather Package, Luxury Line and Premium Package. It comes with a Rear View Camera and Park Distance Control.

    Cash upfront $1,995.09 which is inclusive of:

    $650 (1st Payment)
    $263.00 (Initial License Fee)
    $82.09 (Sales/Use Tax)
    $925 (Acquisition Fee)
    $75 (Processing Fee)

    I will be paying $650 a month. 3 year lease with 12K miles per year. The MSRP $65,295.00. The agreed upon value of vehicle is $59,180.99 (inclusive of $2,065.88 in sales/use tax). I am based out of NY. Is this a good deal?

    Are you sure the $59,180 includes the sales tax?
    66% residual and .00137 MF (base) gives me $587/mo.
    Marking up the MF the maximum to .00177 gives me $628/mo.

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  • jaysfynestjaysfynest Member Posts: 5
    kyfdx said:

    Hi Guys:

    I was recently offered a lease on a 2016 BMW 535i xDrive. The vehicle is Mineral White Metallic with Mocha Nappa Leather. The vehicle is equipped with the Cold Weather Package, Luxury Line and Premium Package. It comes with a Rear View Camera and Park Distance Control.

    Cash upfront $1,995.09 which is inclusive of:

    $650 (1st Payment)
    $263.00 (Initial License Fee)
    $82.09 (Sales/Use Tax)
    $925 (Acquisition Fee)
    $75 (Processing Fee)

    I will be paying $650 a month. 3 year lease with 12K miles per year. The MSRP $65,295.00. The agreed upon value of vehicle is $59,180.99 (inclusive of $2,065.88 in sales/use tax). I am based out of NY. Is this a good deal?

    Are you sure the $59,180 includes the sales tax?
    66% residual and .00137 MF (base) gives me $587/mo.
    Marking up the MF the maximum to .00177 gives me $628/mo.
    Yes it is inclusive of the sales tax. What do you mean by "marking up the MF the maximum to .00177"? Sorry I am new to leasing.
  • MichaellMichaell Moderator Posts: 255,245



    kyfdx said:

    Hi Guys:

    I was recently offered a lease on a 2016 BMW 535i xDrive. The vehicle is Mineral White Metallic with Mocha Nappa Leather. The vehicle is equipped with the Cold Weather Package, Luxury Line and Premium Package. It comes with a Rear View Camera and Park Distance Control.

    Cash upfront $1,995.09 which is inclusive of:

    $650 (1st Payment)
    $263.00 (Initial License Fee)
    $82.09 (Sales/Use Tax)
    $925 (Acquisition Fee)
    $75 (Processing Fee)

    I will be paying $650 a month. 3 year lease with 12K miles per year. The MSRP $65,295.00. The agreed upon value of vehicle is $59,180.99 (inclusive of $2,065.88 in sales/use tax). I am based out of NY. Is this a good deal?

    Are you sure the $59,180 includes the sales tax?
    66% residual and .00137 MF (base) gives me $587/mo.
    Marking up the MF the maximum to .00177 gives me $628/mo.
    Yes it is inclusive of the sales tax. What do you mean by "marking up the MF the maximum to .00177"? Sorry I am new to leasing.
    The base BMW money factor is .00137; the dealer is adding to it for extra profit.

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  • lvl_112lvl_112 Member Posts: 3
    Can I get the MF and residual for a 2016 550i? 12k/36 mo and 12k/24 mo?
  • lhh1026lhh1026 Member Posts: 9
    Just got a deal offer from a NJ dealer (I'm located in NY) on a 2016 535i xDrive.

    MSRP: $75,470
    Selling price: $68,100
    MF: .00137

    $677.49 a month for 36 Months / 10K miles per year.

    Total out of pocket $7,247.22 due at signing. ($2157 NY Brooklyn Taxes factored in)

    Total Cash Breakdown due at signing:
    $4900 MSD Security Deposits
    $677.49 1st Month Payment
    $925 BMW Bank Fee
    $744.73 Fees & Insurance (NY Registration, Dealer Doc Fees, Tire Tax, Title/Lein Fee)
    = $7,247.22

    With the 7 MSD, I should get an MF of 0.00088.

    Anyone can help with the calculation? It seems off.
  • MichaellMichaell Moderator Posts: 255,245
    lvl_112 said:

    Can I get the MF and residual for a 2016 550i? 12k/36 mo and 12k/24 mo?

    .00137 and 66% or 72%

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  • MichaellMichaell Moderator Posts: 255,245
    lhh1026 said:

    Just got a deal offer from a NJ dealer (I'm located in NY) on a 2016 535i xDrive.

    MSRP: $75,470
    Selling price: $68,100
    MF: .00137

    $677.49 a month for 36 Months / 10K miles per year.

    Total out of pocket $7,247.22 due at signing. ($2157 NY Brooklyn Taxes factored in)

    Total Cash Breakdown due at signing:
    $4900 MSD Security Deposits
    $677.49 1st Month Payment
    $925 BMW Bank Fee
    $744.73 Fees & Insurance (NY Registration, Dealer Doc Fees, Tire Tax, Title/Lein Fee)
    = $7,247.22

    With the 7 MSD, I should get an MF of 0.00088.

    Anyone can help with the calculation? It seems off.

    If I use the selling price as the adjusted cap cost, I get $592/mo with those numbers.

    I'd confirm the adjusted cap cost - if higher than the selling price, find out what's been added.

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  • ngindusngindus Member Posts: 3
    Here is the deal I got from an NJ dealer on 2016 BMW 528i xDrive.

    36 Month /12K Miles /$495 per Month /$0 down /7 MSD

    MSRP: $58745
    SP: $50614 (Includes $1500 Corporate FEP discount)
    Registration / Title Fee: 518.25
    Doc Fee: 599.75
    Due at signing: $3995.00 (7 MSD + 1st Month Payment)
    Accepted and taking delivery next week.

    Thanks to the Moderator and forum for the knowledge shared that really helped me to work on numbers.
  • kyfdxkyfdx Moderator Posts: 256,979
    ngindus said:

    Here is the deal I got from an NJ dealer on 2016 BMW 528i xDrive.

    36 Month /12K Miles /$495 per Month /$0 down /7 MSD

    MSRP: $58745
    SP: $50614 (Includes $1500 Corporate FEP discount)
    Registration / Title Fee: 518.25
    Doc Fee: 599.75
    Due at signing: $3995.00 (7 MSD + 1st Month Payment)
    Accepted and taking delivery next week.

    Thanks to the Moderator and forum for the knowledge shared that really helped me to work on numbers.

    Congrats on the new car! That's a good deal.

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  • lhh1026lhh1026 Member Posts: 9
    Michaell said:

    lhh1026 said:

    Just got a deal offer from a NJ dealer (I'm located in NY) on a 2016 535i xDrive.

    MSRP: $75,470
    Selling price: $68,100
    MF: .00137

    $677.49 a month for 36 Months / 10K miles per year.

    Total out of pocket $7,247.22 due at signing. ($2157 NY Brooklyn Taxes factored in)

    Total Cash Breakdown due at signing:
    $4900 MSD Security Deposits
    $677.49 1st Month Payment
    $925 BMW Bank Fee
    $744.73 Fees & Insurance (NY Registration, Dealer Doc Fees, Tire Tax, Title/Lein Fee)
    = $7,247.22

    With the 7 MSD, I should get an MF of 0.00088.

    Anyone can help with the calculation? It seems off.

    If I use the selling price as the adjusted cap cost, I get $592/mo with those numbers.

    I'd confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
    They came back with these adjustments:

    MF: 0.00147 (they won't go lower than this)

    $4900 MSD
    Acquisition fee $925
    Upfront Taxes: $2,043.53 (NY)
    Doc/DMV fee: $629
    1st Monthly: $603
  • kyfdxkyfdx Moderator Posts: 256,979
    lhh1026 said:

    Michaell said:

    lhh1026 said:

    Just got a deal offer from a NJ dealer (I'm located in NY) on a 2016 535i xDrive.

    MSRP: $75,470
    Selling price: $68,100
    MF: .00137

    $677.49 a month for 36 Months / 10K miles per year.

    Total out of pocket $7,247.22 due at signing. ($2157 NY Brooklyn Taxes factored in)

    Total Cash Breakdown due at signing:
    $4900 MSD Security Deposits
    $677.49 1st Month Payment
    $925 BMW Bank Fee
    $744.73 Fees & Insurance (NY Registration, Dealer Doc Fees, Tire Tax, Title/Lein Fee)
    = $7,247.22

    With the 7 MSD, I should get an MF of 0.00088.

    Anyone can help with the calculation? It seems off.

    If I use the selling price as the adjusted cap cost, I get $592/mo with those numbers.

    I'd confirm the adjusted cap cost - if higher than the selling price, find out what's been added.
    They came back with these adjustments:

    MF: 0.00147 (they won't go lower than this)

    $4900 MSD
    Acquisition fee $925
    Upfront Taxes: $2,043.53 (NY)
    Doc/DMV fee: $629
    1st Monthly: $603
    That's .00147 before the MSDs, right? .00098 after MSDs?

    So, all they did was make you pay the taxes upfront, and took that out of the payment? Doesn't seem like much of a difference.

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  • capriguy84capriguy84 Member Posts: 9
    Just got a hell of a deal on loaner 535 from NJ dealer.

    miles: 5125
    options: driver assist, premium, cold, park  etc
    msrp: 63495

    monty: $460
    down: $3000(including fees, title, acq, 1st month payment)
    taxes: rolled into payments
    MF: 0.000137
    residula: 67% adjusted for miles


    i can share my Sales guy's name and number if you PM me.
  • MichaellMichaell Moderator Posts: 255,245

    Just got a hell of a deal on loaner 535 from NJ dealer.

    miles: 5125
    options: driver assist, premium, cold, park  etc
    msrp: 63495

    monty: $460
    down: $3000(including fees, title, acq, 1st month payment)
    taxes: rolled into payments
    MF: 0.000137
    residula: 67% adjusted for miles


    i can share my Sales guy's name and number if you PM me.

    That is a good payment! Congrats.

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  • stevecaseystevecasey Member Posts: 5
    edited July 2016
    Advice please.
    I called BMW Financial and they can extend my lease on the 2013 528i, ends Aug 28, for two months without any hassle, just call a day or two before lease ends. I put my entire trade in amount into cap reduction on this lease, thereby lowering my lease payment by about $208 per mo. They tell me I can just continue paying my current payment ($440). Am I right in figuring that I should definitely do this in that I "paid down" the lease payment by dividing the 7500/36=208 and now I would actually get that 208 per month reduction for no cost on these last couple of months. Why pass that up?
    BUT....Is it likely that I will more than eat up the $416 in savings when BMW lowers the residual on the new car from this months .67? Or will even that diff be offset by expected further discount on 2016's as we get into 2017 order time?

    2nd...Is the MSD strategy a good one? Can you tell me current MF reduction on paying whatever the maximum number of MSD's allowed?

    Finally, any way to help push the dealer into not adding that markup to the BMW Financial MF? I really had to push the last time to make that happen. Texas based, excellent credit so the MSD is just to lower the costs.

    Thanks.
  • vishnusvishnus Member Posts: 13
    Michaell said:

    lvl_112 said:

    Can I get the MF and residual for a 2016 550i? 12k/36 mo and 12k/24 mo?

    .00137 and 66% or 72%
    Is the same for 528i as well? I am in Michigan. Looking at 24mo/12 k a year or 24mo/10k a year
  • kyfdxkyfdx Moderator Posts: 256,979

    Advice please.
    I called BMW Financial and they can extend my lease on the 2013 528i, ends Aug 28, for two months without any hassle, just call a day or two before lease ends. I put my entire trade in amount into cap reduction on this lease, thereby lowering my lease payment by about $208 per mo. They tell me I can just continue paying my current payment ($440). Am I right in figuring that I should definitely do this in that I "paid down" the lease payment by dividing the 7500/36=208 and now I would actually get that 208 per month reduction for no cost on these last couple of months. Why pass that up?
    BUT....Is it likely that I will more than eat up the $416 in savings when BMW lowers the residual on the new car from this months .67? Or will even that diff be offset by expected further discount on 2016's as we get into 2017 order time?

    2nd...Is the MSD strategy a good one? Can you tell me current MF reduction on paying whatever the maximum number of MSD's allowed?

    Finally, any way to help push the dealer into not adding that markup to the BMW Financial MF? I really had to push the last time to make that happen. Texas based, excellent credit so the MSD is just to lower the costs.

    Thanks.

    You are correct about the extension being a good deal. But, you are also correct that you might give it all back, if they adjust the residuals down. The current program runs through August 31st.

    MSDs are a good deal. .00007 reduction X 7 SDs = .00049 total MF reduction.

    Some dealers won't budge on the marked up money factor. But, it's no different than any other part of the negotiation. Don't sign until you get what you want.

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  • kyfdxkyfdx Moderator Posts: 256,979
    vishnus said:


    Michaell said:

    lvl_112 said:

    Can I get the MF and residual for a 2016 550i? 12k/36 mo and 12k/24 mo?

    .00137 and 66% or 72%
    Is the same for 528i as well? I am in Michigan. Looking at 24mo/12 k a year or 24mo/10k a year
    Yes.. same numbers. 24/10 residual is 1% higher than 24/12.

    36 months will result in a much lower payment.

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  • madhornetmadhornet Member Posts: 13
    edited July 2016
    Can you help me with the MF and residual on a 2016 535i for 36 months/15k miles? Also, what type of discount of msrp should I expect to get if I drive a good bargain?

    Thanks!
  • MichaellMichaell Moderator Posts: 255,245
    madhornet said:

    Can you help me with the MF and residual on a 2016 535i for 36 months/15k miles? Also, what type of discount of msrp should I expect to get if I drive a good bargain?

    Thanks!

    .00137 and 64%

    We don't track selling prices; read back through the last page or two of this thread to see what others have negotiated.

    You can also use the "make / model / year" pull downs at the top of the page to link to the price tools. Your goal is to beat the TMV price, which is an average.

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  • klnmcmgklnmcmg Member Posts: 113
    MF and RV for 528i, 36/15 in NC?
  • kyfdxkyfdx Moderator Posts: 256,979
    klnmcmg said:

    MF and RV for 528i, 36/15 in NC?

    .00137 MF and 64% residual

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  • madhornetmadhornet Member Posts: 13
    This is what they are offering me now, seems high:

    2016 535i
    msrp - $60,645
    Total Cap Cost - $62,386.52

    64 % Residual
    .00177 Money Factor

    total cash due - $1,179.20
    35 payments - $833.95
  • MichaellMichaell Moderator Posts: 255,245
    madhornet said:

    This is what they are offering me now, seems high:

    2016 535i
    msrp - $60,645
    Total Cap Cost - $62,386.52

    64 % Residual
    .00177 Money Factor

    total cash due - $1,179.20
    35 payments - $833.95

    MF is marked up the max - base is .00137.

    Their math is correct, but the MF is costing you about $40/mo.

    What state is this that the total cap is higher than the MSRP?

    Doesn't look like you're getting much of a discount from sticker.

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