2016.5 Mazda CX-5 Lease Questions

shawy1269

Michaell said:

shawy1269 said:

Can you provide the MF and Residual Value for a 2016.5 Mazda CX-5 Sport and Touring in South Florida for November? 36/12 and 39/12. Thank you.

Assuming FWD, .00023 and 57% or 58% for 36/12. .00001 and 56% or 57% for 39/12. $515 lease cash.

This is the info they dealership has provided for a red CX5 Sport FWD 39/12 Lease:

MSRP $24,869
Residual: $13,916
MF: .00001

$0 Down

$299 per month plus tax which I worked down to $311 otd.

Any red flags? Thank you.

Michaell

shawy1269 said:

Michaell said:

shawy1269 said:

Can you provide the MF and Residual Value for a 2016.5 Mazda CX-5 Sport and Touring in South Florida for November? 36/12 and 39/12. Thank you.

Assuming FWD, .00023 and 57% or 58% for 36/12. .00001 and 56% or 57% for 39/12. $515 lease cash.

This is the info they dealership has provided for a red CX5 Sport FWD 39/12 Lease:

MSRP $24,869
Residual: $13,916
MF: .00001

$0 Down

$299 per month plus tax which I worked down to $311 otd.

Any red flags? Thank you.

What is the selling price?

Is it $0 down, or $0 due at signing? They are not the same ...

shawy1269

Update...
CX5 FWD Sport in Red
MSRP: $24,869
Selling Price: $22,527
Residual: 56%
MF: .00001
$273 per month before tax $290 with tax
39/12

Michaell

shawy1269 said:

Update...
CX5 FWD Sport in Red
MSRP: $24,869
Selling Price: $22,527
Residual: 56%
MF: .00001
$273 per month before tax $290 with tax
39/12

With those numbers, I get $221/mo before tax.

Confirm the adjusted cap cost with the dealer - if higher than the selling price, find out what's been added.

shawy1269

According to True Car, there a lease incentive for AMEX cardholders. Can you confirm?

Michaell

shawy1269 said:

According to True Car, there a lease incentive for AMEX cardholders. Can you confirm?

Don't have any information about that.

jcw33ny

Hi, Do you have resi and money factory for NY with 15k miles?

Thanks
Joe

Michaell

jcw33ny said:

Hi, Do you have resi and money factory for NY with 15k miles?

Thanks
Joe

Trim? AWD / FWD?

Lease term?

jcw33ny

Sorry, im interested in the AWD Sport and AWD Touring. Lease terms are 15k for 24/36/39.

Thanks

Michaell

jcw33ny said:

Hi, Do you have resi and money factory for NY with 15k miles?

Thanks
Joe

jcw33ny said:

Sorry, im interested in the AWD Sport and AWD Touring. Lease terms are 15k for 24/36/39.

Thanks

24/15 - .00040 and 66% (Sport) or 69% (Touring)
36/15 - .00023 and 57% for both trims
39/15 - .00001 and 55% (Sport) or 56% (Touring)

$515 lease cash.

cbucsrule

Hello, can you provide MF and Residual for Mazda CX-5 2016.5 FWD 4Dr Auto Sport

Los Angeles
39/10k and 39/12k

Thanks!

kyfdx

cbucsrule said:

Hello, can you provide MF and Residual for Mazda CX-5 2016.5 FWD 4Dr Auto Sport

Los Angeles
39/10k and 39/12k

Thanks!

.00001 MF and 57%/56% residual. $515 lease cash

johndoe348

Hello. Could you give me the residual and MF in Boston for 39 months and 12k miles -- AWD Touring? Also, would you happen to know what the MF would go up to with a credit score of 640? Thanks!

kyfdx

johndoe348 said:

Hello. Could you give me the residual and MF in Boston for 39 months and 12k miles -- AWD Touring? Also, would you happen to know what the MF would go up to with a credit score of 640? Thanks!

.00001 MF and 58% residual. $515 lease cash.
640-659 score adds .00060 to the money factor.

johndoe348

kyfdx said:

johndoe348 said:

Hello. Could you give me the residual and MF in Boston for 39 months and 12k miles -- AWD Touring? Also, would you happen to know what the MF would go up to with a credit score of 640? Thanks!

.00001 MF and 58% residual. $515 lease cash.
640-659 score adds .00060 to the money factor.

How about a GT AWD in Boston. 39/12k

Michaell

johndoe348 said:

kyfdx said:

johndoe348 said:

Hello. Could you give me the residual and MF in Boston for 39 months and 12k miles -- AWD Touring? Also, would you happen to know what the MF would go up to with a credit score of 640? Thanks!

.00001 MF and 58% residual. $515 lease cash.
640-659 score adds .00060 to the money factor.

How about a GT AWD in Boston. 39/12k

Same for GT AWD.

alveron

Hi, looking for the MF and residual for Touring AWD, 39/15k and 30/15k. Thanks in advance!

alveron

alveron said:

Hi, looking for the MF and residual for Touring AWD, 39/15k and 30/15k. Thanks in advance!

- Cleveland, Ohio if it matters

kyfdx

alveron said:

Hi, looking for the MF and residual for Touring AWD, 39/15k and 30/15k. Thanks in advance!

30/15: .00040 MF and 65% residual
39/15: .00001 MF and 56% residual

$515 lease cash

kcspaz14

1. Looking for residual and MF to lease a 2016.5 AWD Grand Touring in NJ. 39/10 and 39/12 please.
2. Using the TMV tool, it says the TMV is equal to invoice price, only about $800 less than MSRP. Is that right?
3. My credit is 745. Will that impact the mf or is my credit good?
4. Any incentives I should be aware of?

Thanks! This forum is incredibly helpful.

kyfdx

kcspaz14 said:

1. Looking for residual and MF to lease a 2016.5 AWD Grand Touring in NJ. 39/10 and 39/12 please.
2. Using the TMV tool, it says the TMV is equal to invoice price, only about $800 less than MSRP. Is that right?
3. My credit is 745. Will that impact the mf or is my credit good?
4. Any incentives I should be aware of?

Thanks! This forum is incredibly helpful.

.00001 MF and 59%/58% residual.
TMV is TMV. We have no insight into their methodology
680 and up gets you the best rate with Mazda
$515 lease cash.

drewburg

Hey can I have the numbers for a 2016.5 CX-5 Grand Touring 36/15 in SC w/ a credit score of 650. MSRP is 32,125 if that makes a difference.

Michaell

drewburg said:

Hey can I have the numbers for a 2016.5 CX-5 Grand Touring 36/15 in SC w/ a credit score of 650. MSRP is 32,125 if that makes a difference.

39 month numbers are slightly better, this month.

.00001 and 55% for 39/15. $515 lease cash.

Tier 5 MF is .00061

kcspaz14

Ok, finally have some numbers. Before I pull the trigger, can you see if anything looks off?

39 months / 10k miles

MSRP: $34,605

Selling Price: $32,805

Residual: 59%

MF: .00001

Taxes MV Bank fee etc...: 3708.82

Incentives: 500.00

Adjusted CAP: $35,486

Money down: 1000

Monthly payment: 385.00

The 500 incentive is a "conquest" incentive since I currently have a Honda.

I don't see anything about the 515 lease cash. Is that a current promotion? Got a link I can share with the dealer?

odoro87

Hi looking for a 2016.5 CX-5 Grand Touring AWD 36/12k on Long Island, NY. Credit score is 675. MSRP is between 30,800-31,500 before incentives. Could I get the MF, Res%, and any lease incentives? Lastly, any possible way I can negotiate this to be at or below $300/month with $500 down? Thanks!

Edit: I currently have a leased 2014 Mazda3 sport my dealer keeps asking for a buy back on. How does this effect me?

Michaell

kcspaz14 said:

Ok, finally have some numbers. Before I pull the trigger, can you see if anything looks off?

39 months / 10k miles

MSRP: $34,605

Selling Price: $32,805

Residual: 59%

MF: .00001

Taxes MV Bank fee etc...: 3708.82

Incentives: 500.00

Adjusted CAP: $35,486

Money down: 1000

Monthly payment: 385.00

The 500 incentive is a "conquest" incentive since I currently have a Honda.

I don't see anything about the 515 lease cash. Is that a current promotion? Got a link I can share with the dealer?

It's likely the $515 is bundled into the discount from sticker. No link we can share.

But, if you don't ask, you don't get.

With those numbers, I get $387/mo, so the dealer quote is pretty much on the money.

Michaell

odoro87 said:

Hi looking for a 2016.5 CX-5 Grand Touring AWD 36/12k on Long Island, NY. Credit score is 675. MSRP is between 30,800-31,500 before incentives. Could I get the MF, Res%, and any lease incentives? Lastly, any possible way I can negotiate this to be at or below $300/month with $500 down? Thanks!

Edit: I currently have a leased 2014 Mazda3 sport my dealer keeps asking for a buy back on. How does this effect me?

.00023 and 60% for 36/12

39/12 numbers are slightly better - .00001 and 58%

However, 675 credit score is tier 4, so add .00030 to the above numbers.

$515 lease cash.

You would have to get an adjusted cap cost (selling price plus all taxes and fees included) of just under $30K to get a $300/mo payment. And that's with the base MF for 39/12.

Not saying it's not possible, but it does seem to be a stretch. Not sure how much of a discount you can negotiate from sticker.

kcspaz14

Michaell said:

kcspaz14 said:

Ok, finally have some numbers. Before I pull the trigger, can you see if anything looks off?

39 months / 10k miles

MSRP: $34,605

Selling Price: $32,805

Residual: 59%

MF: .00001

Taxes MV Bank fee etc...: 3708.82

Incentives: 500.00

Adjusted CAP: $35,486

Money down: 1000

Monthly payment: 385.00

The 500 incentive is a "conquest" incentive since I currently have a Honda.

I don't see anything about the 515 lease cash. Is that a current promotion? Got a link I can share with the dealer?

It's likely the $515 is bundled into the discount from sticker. No link we can share.

But, if you don't ask, you don't get.

With those numbers, I get $387/mo, so the dealer quote is pretty much on the money.

I asked and got it, bringing it down to $373/mo. Seems like a great deal. Thanks so much for the help!

Michaell

kcspaz14 said:

Michaell said:

kcspaz14 said:

Ok, finally have some numbers. Before I pull the trigger, can you see if anything looks off?

39 months / 10k miles

MSRP: $34,605

Selling Price: $32,805

Residual: 59%

MF: .00001

Taxes MV Bank fee etc...: 3708.82

Incentives: 500.00

Adjusted CAP: $35,486

Money down: 1000

Monthly payment: 385.00

The 500 incentive is a "conquest" incentive since I currently have a Honda.

I don't see anything about the 515 lease cash. Is that a current promotion? Got a link I can share with the dealer?

It's likely the $515 is bundled into the discount from sticker. No link we can share.

But, if you don't ask, you don't get.

With those numbers, I get $387/mo, so the dealer quote is pretty much on the money.

I asked and got it, bringing it down to $373/mo. Seems like a great deal. Thanks so much for the help!

Congrats!

drewburg

Michaell said:

drewburg said:

Hey can I have the numbers for a 2016.5 CX-5 Grand Touring 36/15 in SC w/ a credit score of 650. MSRP is 32,125 if that makes a difference.

39 month numbers are slightly better, this month.

.00001 and 55% for 39/15. $515 lease cash.

Tier 5 MF is .00061

Thank you. In your experience are the incentives better in December? Ready to lease but was wondering if I should wait.

Michaell

drewburg said:

Michaell said:

drewburg said:

Hey can I have the numbers for a 2016.5 CX-5 Grand Touring 36/15 in SC w/ a credit score of 650. MSRP is 32,125 if that makes a difference.

39 month numbers are slightly better, this month.

.00001 and 55% for 39/15. $515 lease cash.

Tier 5 MF is .00061

Thank you. In your experience are the incentives better in December? Ready to lease but was wondering if I should wait.

Not going to see the base MF any lower than .00001.

And, unlikely to see the residual value go up next month.

This is the time to pull the trigger, IMHO.

I'm trying to convince my sister to lease a CX-5, as well. Probably steer her towards the Touring FWD, however.

odoro87

Michaell said:

odoro87 said:

Hi looking for a 2016.5 CX-5 Grand Touring AWD 36/12k on Long Island, NY. Credit score is 675. MSRP is between 30,800-31,500 before incentives. Could I get the MF, Res%, and any lease incentives? Lastly, any possible way I can negotiate this to be at or below $300/month with $500 down? Thanks!

Edit: I currently have a leased 2014 Mazda3 sport my dealer keeps asking for a buy back on. How does this effect me?

.00023 and 60% for 36/12

39/12 numbers are slightly better - .00001 and 58%

However, 675 credit score is tier 4, so add .00030 to the above numbers.

$515 lease cash.

You would have to get an adjusted cap cost (selling price plus all taxes and fees included) of just under $30K to get a $300/mo payment. And that's with the base MF for 39/12.

Not saying it's not possible, but it does seem to be a stretch. Not sure how much of a discount you can negotiate from sticker.

Thanks for the reply! I'm seeing a few incentives on the mazda website, are these not combinable? I see 500 customer cash, 515 lease bonus cash, and 500 loyalty (I have a mazda currently). Sorry for all the requests, but I really don't want to get burned again I just have one more, could I get the numbers for 24/12k?

kyfdx

odoro87 said:

Michaell said:

odoro87 said:

Hi looking for a 2016.5 CX-5 Grand Touring AWD 36/12k on Long Island, NY. Credit score is 675. MSRP is between 30,800-31,500 before incentives. Could I get the MF, Res%, and any lease incentives? Lastly, any possible way I can negotiate this to be at or below $300/month with $500 down? Thanks!

Edit: I currently have a leased 2014 Mazda3 sport my dealer keeps asking for a buy back on. How does this effect me?

.00023 and 60% for 36/12

39/12 numbers are slightly better - .00001 and 58%

However, 675 credit score is tier 4, so add .00030 to the above numbers.

$515 lease cash.

You would have to get an adjusted cap cost (selling price plus all taxes and fees included) of just under $30K to get a $300/mo payment. And that's with the base MF for 39/12.

Not saying it's not possible, but it does seem to be a stretch. Not sure how much of a discount you can negotiate from sticker.

Thanks for the reply! I'm seeing a few incentives on the mazda website, are these not combinable? I see 500 customer cash, 515 lease bonus cash, and 500 loyalty (I have a mazda currently). Sorry for all the requests, but I really don't want to get burned again I just have one more, could I get the numbers for 24/12k?

.00040 MF and 70% residual.
Pretty sure the loyalty money will stack with the lease cash, but no info on anything else.

drewburg

Michaell said:

Hey can I have the numbers for a 2016.5 CX-5 Grand Touring 36/15 in SC w/ a credit score of 650. MSRP is 32,125 if that makes a difference.

39 month numbers are slightly better, this month. .00001 and 55% for 39/15. $515 lease cash. Tier 5 MF is .00061

Thank you. In your experience are the incentives better in December? Ready to lease but was wondering if I should wait.

Not going to see the base MF any lower than .00001. And, unlikely to see the residual value go up next month. This is the time to pull the trigger, IMHO. I'm trying to convince my sister to lease a CX-5, as well. Probably steer her towards the Touring FWD, however.

Thank you so much! I ended up with a lease payment of 334.00 a month on a Grand Touring with both packages and 15/39 lease. 32125 MSRP and no money down other than fees taxes and first month payment. Slightly more than I wanted, but because equifax doesn't show my mortgage my score was significantly lower than other bureaus which bumped my MF to .00091. Thanks for all the help!

Michaell

drewburg said:

Michaell said:

drewburg said:

Michaell said:

drewburg said:

Hey can I have the numbers for a 2016.5 CX-5 Grand Touring 36/15 in SC w/ a credit score of 650. MSRP is 32,125 if that makes a difference.

39 month numbers are slightly better, this month.

.00001 and 55% for 39/15. $515 lease cash.

Tier 5 MF is .00061

Thank you. In your experience are the incentives better in December? Ready to lease but was wondering if I should wait.

Not going to see the base MF any lower than .00001.

And, unlikely to see the residual value go up next month.

This is the time to pull the trigger, IMHO.

I'm trying to convince my sister to lease a CX-5, as well. Probably steer her towards the Touring FWD, however.

Thank you so much! I ended up with a lease payment of 334.00 a month on a Grand Touring with both packages and 15/39 lease. 32125 MSRP and no money down other than fees taxes and first month payment. Slightly more than I wanted, but because equifax doesn't show my mortgage my score was significantly lower than other bureaus which bumped my MF to .00091. Thanks for all the help!

Congrats! Enjoy the new Mazda!

odoro87

Happy Thanksgiving! So I am going to the dealer this weekend and have decided I want to go with the 2016.5 Touring AWD model instead of Grand Touring. I think the price difference for me on a budget isn't worth the extra features as much I would like the bells and whistles. Could I possibly get the numbers on the Touring AWD for 36/12k in Long Island, NY? MSRP is like 27500.

Michaell

odoro87 said:

Happy Thanksgiving! So I am going to the dealer this weekend and have decided I want to go with the 2016.5 Touring AWD model instead of Grand Touring. I think the price difference for me on a budget isn't worth the extra features as much I would like the bells and whistles. Could I possibly get the numbers on the Touring AWD for 36/12k in Long Island, NY? MSRP is like 27500.

.00023 and 59%. $515 lease cash.

odoro87

Ok so I visited the dealership today and here's what the offered:

2016.5 CX-5 Touring AWD, no packages

MSRP: 27,425
Selling Price: 25,160 after all incentives and dealing
Money at signing: $800 total (reg, title, etc, + ~$300 down)
36/10K

$335/month????

This seemed really high to me for the touring model at this price based on what other seem to have paid. Sales manager claimed the MF is not set by them and this is what the price will be. I finally countered and asked for $270/month with $1000 total money paid to sign but said they couldn't do it, didn't even give a number.

I'm going to go to a different dealer tomorrow, but am I being unreasonable?

Michaell

odoro87 said:

Ok so I visited the dealership today and here's what the offered:

2016.5 CX-5 Touring AWD, no packages

MSRP: 27,425
Selling Price: 25,160 after all incentives and dealing
Money at signing: $800 total (reg, title, etc, + ~$300 down)
36/10K

$335/month????

This seemed really high to me for the touring model at this price based on what other seem to have paid. Sales manager claimed the MF is not set by them and this is what the price will be. I finally countered and asked for $270/month with $1000 total money paid to sign but said they couldn't do it, didn't even give a number.

I'm going to go to a different dealer tomorrow, but am I being unreasonable?

60% and .00023 for 36/10
59% and .00001 for 39/10

We need to know the adjusted cap cost, inclusive of the fees that you aren't paying up front.

What state and tax rate?

$65/mo is about a $2300 difference in the cap cost.

odoro87

Michaell said:

odoro87 said:

Ok so I visited the dealership today and here's what the offered:

2016.5 CX-5 Touring AWD, no packages

MSRP: 27,425
Selling Price: 25,160 after all incentives and dealing
Money at signing: $800 total (reg, title, etc, + ~$300 down)
36/10K

$335/month????

This seemed really high to me for the touring model at this price based on what other seem to have paid. Sales manager claimed the MF is not set by them and this is what the price will be. I finally countered and asked for $270/month with $1000 total money paid to sign but said they couldn't do it, didn't even give a number.

I'm going to go to a different dealer tomorrow, but am I being unreasonable?

60% and .00023 for 36/10
59% and .00001 for 39/10

We need to know the adjusted cap cost, inclusive of the fees that you aren't paying up front.

What state and tax rate?

$65/mo is about a $2300 difference in the cap cost.

New York, tax rate is 8.875%
I'll call the dealer tomorrow and find out adjusted cap cost based on the 25000 selling price we talked about. Maybe I could pay some fees up front? My $270/month offer was really me low-balling and see if they would bring me under $300/month (my goal) with less than $500 down + typical fees.

Thanks again for taking the time to help out. I appreciate what you do here.

Michaell

odoro87 said:

Michaell said:

odoro87 said:

Ok so I visited the dealership today and here's what the offered:

2016.5 CX-5 Touring AWD, no packages

MSRP: 27,425
Selling Price: 25,160 after all incentives and dealing
Money at signing: $800 total (reg, title, etc, + ~$300 down)
36/10K

$335/month????

This seemed really high to me for the touring model at this price based on what other seem to have paid. Sales manager claimed the MF is not set by them and this is what the price will be. I finally countered and asked for $270/month with $1000 total money paid to sign but said they couldn't do it, didn't even give a number.

I'm going to go to a different dealer tomorrow, but am I being unreasonable?

60% and .00023 for 36/10
59% and .00001 for 39/10

We need to know the adjusted cap cost, inclusive of the fees that you aren't paying up front.

What state and tax rate?

$65/mo is about a $2300 difference in the cap cost.

New York, tax rate is 8.875%
I'll call the dealer tomorrow and find out adjusted cap cost based on the 25000 selling price we talked about. Maybe I could pay some fees up front? My $270/month offer was really me low-balling and see if they would bring me under $300/month (my goal) with less than $500 down + typical fees.

Thanks again for taking the time to help out. I appreciate what you do here.

We actually suggest you roll the taxes and fees into the monthly payment.

You might be able to get under $300/mo with the 39 month term.

dewarsandsoda

Hello,
Can you please provide the November RV and MF for a 2016.5 Grand Touring FWD for the following terms?
- 24/10
- 36/10
- -39/10

Are there any incentives or rebates to consider?

Cheers!

Michaell

dewarsandsoda said:

Hello,
Can you please provide the November RV and MF for a 2016.5 Grand Touring FWD for the following terms?
- 24/10
- 36/10
- -39/10

Are there any incentives or rebates to consider?

Cheers!

71% and .00040
59% and .00023
58% and .00001

$515 lease cash

imagiro

Can you post the RV & MF for 2016.5 Grand Touring AWD for Cincinnati area? And Lease cash?

Also do you know what the credit score cut offs are for the MF rate? I also noticed you said to go to Touring vs. Grand Touring - any particular reason why?

36/10
36/12
39/10
39/12

Thanks!

kyfdx

imagiro said:

Can you post the RV & MF for 2016.5 Grand Touring AWD for Cincinnati area? And Lease cash?

Also do you know what the credit score cut offs are for the MF rate? I also noticed you said to go to Touring vs. Grand Touring - any particular reason why?

36/10
36/12
39/10
39/12

Thanks!

.00023 MF and 61%/60% residual for 36 months
.00001 MF and 58%/59% residual for 39 months.

680+ score gets you those rates.

Don't recall espousing Touring over GT. The rates aren't any better.
Unless someone was just looking for a cheaper vehicle.

imagiro

Thanks! Michaell had talked about the Touring over the GT.

charlievancs

Looking for NY area lease on CX-5 Touring AWD - wondering if Dec. a better time to grab a 2016? Also getting $275 with $2200 down for 15K for 39 months. Seems high.

Michaell

charlievancs said:

Looking for NY area lease on CX-5 Touring AWD - wondering if Dec. a better time to grab a 2016? Also getting $275 with $2200 down for 15K for 39 months. Seems high.

.00001 and 56% for 39/12

What is the MSRP and selling price on the $275/mo quote? What does the $2200 cover?

odoro87

Well I suspended my CX-5 deal hunting this week and the month is ending. Anything special happening for December?

kyfdx

odoro87 said:

Well I suspended my CX-5 deal hunting this week and the month is ending. Anything special happening for December?

The November program is scheduled to last through the end of the year.