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But, dealers are way more motivated to move inventory that's on the lot, for sure.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Do the different designs and tiers have different MF and RV%?
2018 BMW m550
10k/yr 36 month lease
residual 61%
mf: .00192 (I know this is marked up;figured the markup in mf balances out with the 10% off msrp)
Msrp $83,185
Negotiated sales price: $74867
Cash due at signing: $2995
lease incentive plus loyalty :$3000
california tax rate: 7.75%
lease wear and tear: $1425
monthly payment incl tax: $934
any thoughts??
Assuming a .00152 base, the marked up MF is $50/mo or $1800 over 36 payments plus tax on that amount.
I did the numbers crunch on the MF and arrived at the same conclusion. I figured with 1800 over the life of the lease, it would still net me a 7.84% discount on MSRP.
Should I go for more off the MSRP or should I ask for market MF and risk a lower discount on MSRP? Open to any suggestions or deals that people have gotten on here!
thanks very much
All 5-series share the same program numbers for February
No lease credit, this month.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Ask them what would happen to the discount if you wanted the base MF - it might work out better for you.
What does the $2995 at signing cover?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
No lease cash for February
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Doc fee is restricted to $80 maximum, by statute
Acquisition fee is $925
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If I bought the car at the end of the lease: buyout is 61% of MSRP - $1,185.50( mileage adjustment )=$37,875 ( buyout at the end). Total I would pay is $37,875 + total lease payments = $56,415. Still about 11% off from MSRP...for a 4700 mile start car...still a good deal, I guess?
Sale price at lease is: $48, 436 after all rebates/discounts - so what is the difference between $56,415 and this - ~$8K; is this the interest I am paying?
Skip the lease fees altogether and get a solid interest rate for a loan. And, if you buy an off-lease car, you'll have to finance it as a used car, with likely higher interest rates.
Yes, the $8K would be the interest on the lease.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$3K up front, from you? What does that cover?
Base MF is good, at least.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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73,513 - Discount $4000 = $69,513
Residual $44,402.93 61%
Actual Depreciation $27,110.07
My Cost Lease $32,888 36 month 10k miles per year
Question is of course, is this a good deal? True car says a good deal is a 5k discount.
I just never know if I am getting a good price. Sigh
Should I push for the 7% I see people mentioning in the thread? Or is there more cash or rebates I am missing?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
We have limited information for February, at this time.
No information on your rebates/discounts.
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I just Signed the papers 545ix Glacier Silver with just about all the options - They have to build it...
74,508 Price includes acquisition and service fee
$69,746 Discount price near 7%
+ $3000 Capitalized cost reduction with Loyalty rebate
$66,746 Adjusted capitalized cost
$45,449.88 residual value
$64.50 sales use/tax
789.95 first payment
89 title and registration
$19k for my trade in - I am trading a 2013 535ix Silver with 41k miles
$9,591.70 one payment - I decided to pay the lease in full with my trade and money
36 Month 10k per year $28,591 my total cost. By my calculations
Thanks for your help - i was able to read through this thread and make a decision on the car.
Are you getting a check back for the difference in your trade?
Also, one-pay earns you a .00030 discount on the MF - do you know what MF they used on your deal?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
The $3k up front cash is $925 (acquisition fee), $755 (license fee), $80 doc, $857.22 first month payment, and about $300 I'm not sure what it's covering.
We'd suggest you roll the acquistiion fee into the payment, rather than paying it up front.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I decided to post my contract - it is a long paper so I had to paste it together. And I redacted all information about me. I signed it yesterday so telling me I screwed up is probably not helpful, however it may help someone else. The total was 74,508 before we started
But this is it.
So according to this contract can you tell me the total cost of the lease?
They told me all I would pay is $28,591.70
Looks like the money factor is marked up from .00152 to .00162. (just $11/mo. more)
I guess part of the payment is non-taxable, because of the trade-in credit?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
But, it's still exactly what is shown on the contract.
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I decided I want to add a few features. So I will likely go in tomorrow and add them. In Wisconsin a person has three days to cancel a contract
Is the money factor a standard amount and dealerships can raise it to hide increases from customers. Like give someone 500 dollar rebate, and then raise the money factor an amount that will cost the customer 500. If so what should the exact money factor number be?
Dealer can mark it up to .00192 max
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00152 and 58%
If I add the acquisition fee and the total tax ($2106) to the $54,200 price (after rebates), I get $740/mo. Pretty close, but there is about $325 unaccounted for.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I am located in MA.
No lease cash, that I see
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige