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The bank pays the dealer the difference in payment, discounted slightly, to account for the time value of money (the dealer gets the money upfront, while the bank collects it over the life of the lease). On a typical deal, the dealer will net about 70% of the payment difference, upfront.
How do you handle it? Tell the dealer you won't do the deal with a marked up money factor. "I want the buy rate!"
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Is there a big difference between 25 R Sport and 35 R Sport Residuals?
For 36/10, the residuals only vary between 51%-54%.
No difference on the two models. Both are 52%.
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Here are the details from the dealer. Note, I have not negotiated the sales price yet. That is the MSRP they are working off of.
Sale Vehicle: New 2018 JAGUAR F-PACE 25T2 4dr Wgn Premium 25t w/AC , Automatic , Odom: 3
Payment Details
Term 36
Base Payment 708.40
Total Payment 708.40
Purchase Option 27,651.76
MSRP 52,888.00
Est. Miles Per Year 10,000
Disposition Fee 495.00
Excess Mileage Charge 0.30
Amount Due at Signing
1st Month Payment 708.40
Acquisition Fee 895.00
Fees & Insurance 450.00
Total Inception Fees 2,053.40
Rebate as Cap Reduction 1,000.00
Total Drive Off 3,053.40
Total Cash Required on Delivery 2,053.40
36 month terms are best
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They are calculating some kind of discount, it appears.
What is your state and tax rate?
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.00013 MF and 49% residual
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Can you please provide me the April numbers for 95825 (Nor Cal) for the following in a 30t Portfolio:
36 - 10/12
39 - 10/12
Thanks in advance!
39/12 - 50% and .00013
Add 1% for 10K
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 FPace 25T Premium
MSRP 46,640
Recent quote
36 months, 10K per year
480/mo total, including tax
$3500 drive off
Looking for $3500 drive off, $460 per month (total) including tax.
Thanks
Did you make that offer?
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25tR: .00001 MF and 50% residual. $1475 lease cash
35tR: .00001 MF and 50% residual. $1675 lease cash
$1000 Bonus credit on all.
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.00024 and 50% for 39/10
$150 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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$1825 lease cash
$1000 bonus credit
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3.0T R-Sport
2.5T R-Sport
15K/36mos
Thanks!
$1000 bonus credit
Either trim
2.5: $1475 lease cash
3.0: $1825 lease cash
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Prestige: .00006 MF and 51% residual
$1000 Bonus Credit
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Premium: .00015 MF and 51% residual
Prestige: .00006 MF and 51% residual
$1000 Bonus Credit
33 month numbers are not as good.
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Received quote for F Pace Prestige with a little over 5K miles on it.
Sell: $54, 453
Discount: 3,783.00
reBATE 1,000
Adj price 49, 670.00
IMF: 500
Tax/Fees: 1,449.00
Net price: 51,619
36 Months at 12K - money factor .00036
Residual 52%
Bank Acquisition 895.0
For Zero down, 802 / Month
2500, $730/month
5000, $657/month
MF rate is hiked I believe. With the standard money factor in place, what should my payment be?
Thanks so much!!!
Either way, the MF bump adds about $23/mo.+tax
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Can you please provide the MF and residual for the below.
Need for Both 36/10 and 36/12
F- Pace 25T Premium
F-Pace 35T Premium
Are there any Dealer discounts on both models.
Thanks
Rocky
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25t: .00015 MF and 51% residual
35t: .00009 MF and 51% residual
$1000 Bonus credit
Add 1% for 10K/yr
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39/10: .00025 MF and 50% residual
$1000 lease credit
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I'm looking for the best lease deal for a 2018 f-pace 25t premium (or lowest model) in Atlanta ga, 30338. Does jaguar lease loaner f-paces?
What mf/rv should I be looking for?
Thank you.
.00015 MF and 49% residual
$500 bonus credit.
I'm sure they lease loaners, but we don't have the details.
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.00001 MF and 48% residual
$500 customer incentive
$600 dealer incentive
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36 months is the sweet spot
Add 2% for 12K and 3% for 10K
$500 is direct to you; the other $600 is for the dealer
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Term: 36m/12k
Dealer told me the following:
MF: 0.00015
Residual: 51%
MSRP: $50358
Selling Price: $42080
Is the MF base? or marked up.
In Florida
$0 down. Just the usually due at signing stuff.
They are stating $576/month. My calculation is $495 . Did I do something wrong?
Thank you.
thank you
Ask the dealer what cap cost they are using for their payment quote. If not the selling price, what did they add?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige