2018 Volvo XC90 Lease Deals and Prices

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  • MichaellMichaell Moderator Posts: 265,114
    vsizzle39 said:

    Need help about pricing.
    What is MF and Residual for T5/Mom/AWD 36/15 & 36/12 in NYC.

    Here is the issue

    This is for a 2018 T5/AWD/MOM

    53195 is MSRP
    50063 is negotiated price (which is invoice price)
    2028.33 are taxes which include fees (fees including Bank, 1st month & DMV is $1,092.50)
    no downpayment but I did leave a 1000 refundable deposit to build the car so that will be used toward the bank, 1st month and DMV).
    assuming incentives are still 3000 that puts my adjusted cap cost around
    50,998.83 - 3000 = 47,998.83 (I got this price by adding the negotiated price to the taxes then subtracting what I think rebates will be).

    I know my numbers are off but just with these numbers does that sound like a 687.42 payment. And they still want another 2200 down to get that payment. So in all they are talking a total of 3200 down. Something doesn't smell right.

    I told him 36/15 is what I will need.

    I just answered you in the 2017 thread; was this for a 2018 model?

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  • MichaellMichaell Moderator Posts: 265,114
    slugz85 said:

    Michaell said:

    slugz85 said:

    To add to the request above, i am also looking for TX numbers (money factor & residual) on 2018 XC90. All will be 36 mo/ 12k

    T5 R-design
    T6 R- Design
    T5 Inscription
    T6 Inscription

    I am also curious for any rebates for the Volvo sales event that just started.

    Do they still have the $3000 allownace?
    How about any conquest??

    Last but not least, does Volvo do One pay lease ? If so, what is the money factor discount there?

    Thank you

    For the T5, FWD or AWD?

    T6 RDES - .00104 and 55%
    T6 INSC - .00103 and 52%
    $3000 HSE Allowance

    No info on conquest.
    No info on one-pay MF discount

    Sorry...T5 AWD R-Design. I just realized they don't make T5 inscription models
    .00090 and 55%

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  • RccarpenRccarpen Member Posts: 10
    How does this lease stack up for MA?

    2018 Volvo XC90 T6 Momentum AWD
    MSRP $58,375
    Residual $33,857.00
    Monthly payment of $589
    $0 due at signing
    Sales Tax Included
    39 MO, 10K miles annually
  • MichaellMichaell Moderator Posts: 265,114
    Rccarpen said:

    How does this lease stack up for MA?

    2018 Volvo XC90 T6 Momentum AWD
    MSRP $58,375
    Residual $33,857.00
    Monthly payment of $589
    $0 due at signing
    Sales Tax Included
    39 MO, 10K miles annually

    What is the adjusted cap cost, if everything is rolled in?

    .00113 and 56%

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  • el415el415 Member Posts: 13
    Have a question, I'm looking at 2018 XC90 Inscription AWD. Not sure what the MF and Residuals are. Looking at either 36 or 39, at 10K miles per year. Can someone please help?

    Also I have APlan Pricing, the discount is $7,299 off MSRP, is that a good deal? If I look for a 2017 can I it cheaper than the APlan discount? Since I'll be leasing, should I get the 2018 because the residual will be lower on the 2017, being a year older.
  • kyfdxkyfdx Moderator Posts: 267,856
    el415 said:

    Have a question, I'm looking at 2018 XC90 Inscription AWD. Not sure what the MF and Residuals are. Looking at either 36 or 39, at 10K miles per year. Can someone please help?

    Also I have APlan Pricing, the discount is $7,299 off MSRP, is that a good deal? If I look for a 2017 can I it cheaper than the APlan discount? Since I'll be leasing, should I get the 2018 because the residual will be lower on the 2017, being a year older.

    T6?
    .00103 MF and 53% residual for either term.
    $3000 HSE allowance

    It all depends on the A-Plan discount for the 2017 model
    The 2017 residual isn't lower than the 2018, in this case

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  • vsizzle39vsizzle39 Member Posts: 17
    So here is where we are at.

    2018 Volvo XC90 T5 Momentum AWD

    MSRP $53,195
    Residual 58%
    MF .00177 (that seems marked up)
    Sale Price 50,773 (Invoice price)
    - I'm coming out with 50,281 as invoice
    - Mom plus pack - 1,175
    - Heated seats/steering wheel - 705
    - 20in 5 spoke 1,034

    Adj Gross Cap 47,773 (this is with the 3000 off) still need to do research to see if there are other incentives to be had.

    Tax rate 8.625 (Nassau County NY)

    $1800 due at signing (already left a refundable 1000 deposit to build the car back in Aug) so only need to put down 800. (which covers Fees 1,092.50 and first payment 674)

    Acquisition fee was 995 (they were not trying to budge off of that price)

    Sales Tax Included rolled in car 2028.33 might of been around 2200 total.

    36 MO, 12K miles annually

    674 is monthly payment.

    What am I missing here I feel like I'm paying an extra 30 to 40 bucks a month. Or is this deal right in line.

    Also do you or anybody on this forum know where else I can research for other incentives? I just noticed I get 200 bucks off for being an Amex member. I'm not a Costco member but I will join if needed. Any Volvo sites I should join to get a better discount?

    Thanks a lot
  • s4cruisers4cruiser Member Posts: 24
    Hi - could I have the MF and RV for both T5 AWD R design and T6 R design? I'm in NC.

    Thanks!
  • s4cruisers4cruiser Member Posts: 24
    s4cruiser said:

    Hi - could I have the MF and RV for both T5 AWD R design and T6 R design? I'm in NC.

    Thanks!

    Forgot to add...36/12 for both.
  • MichaellMichaell Moderator Posts: 265,114
    vsizzle39 said:

    So here is where we are at.

    2018 Volvo XC90 T5 Momentum AWD

    MSRP $53,195
    Residual 58%
    MF .00177 (that seems marked up)
    Sale Price 50,773 (Invoice price)
    - I'm coming out with 50,281 as invoice
    - Mom plus pack - 1,175
    - Heated seats/steering wheel - 705
    - 20in 5 spoke 1,034

    Adj Gross Cap 47,773 (this is with the 3000 off) still need to do research to see if there are other incentives to be had.

    Tax rate 8.625 (Nassau County NY)

    $1800 due at signing (already left a refundable 1000 deposit to build the car back in Aug) so only need to put down 800. (which covers Fees 1,092.50 and first payment 674)

    Acquisition fee was 995 (they were not trying to budge off of that price)

    Sales Tax Included rolled in car 2028.33 might of been around 2200 total.

    36 MO, 12K miles annually

    674 is monthly payment.

    What am I missing here I feel like I'm paying an extra 30 to 40 bucks a month. Or is this deal right in line.

    Also do you or anybody on this forum know where else I can research for other incentives? I just noticed I get 200 bucks off for being an Amex member. I'm not a Costco member but I will join if needed. Any Volvo sites I should join to get a better discount?

    Thanks a lot

    .00157 and 58%; $3000 HSE allowance

    Yes, MF is marked up.

    Acquisition fee, too (base if $695).

    Does the adjusted cap cost include all taxes and fees?

    With the marked up MF, I get $609/mo; with the base MF, $593/mo.

    Confirm the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.

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  • MichaellMichaell Moderator Posts: 265,114
    s4cruiser said:

    s4cruiser said:

    Hi - could I have the MF and RV for both T5 AWD R design and T6 R design? I'm in NC.

    Thanks!

    Forgot to add...36/12 for both.
    T5 - .00090 and 55%
    T6 - .00104 and 55%
    $3000 HSE allowance

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  • vsizzle39vsizzle39 Member Posts: 17
    who sets the Money Factor the bank or dealer?
  • MichaellMichaell Moderator Posts: 265,114
    vsizzle39 said:

    who sets the Money Factor the bank or dealer?

    The bank sets the base rate, but the dealer can mark that up for extra profit.

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  • wesb782wesb782 Member Posts: 29
    Can I have the MF and RV for a 2018 Momentum t6 an a t6 inscription and in Seattle? Thanks
  • kyfdxkyfdx Moderator Posts: 267,856
    wesb782 said:

    Can I have the MF and RV for a 2018 Momentum t6 an a t6 inscription and in Seattle? Thanks

    MOM: .00113 MF and 54% residual for 36/15
    INSC: .00103 MF and 50% residual for 36/15

    $3000 Volvo Allowance

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  • wesb782wesb782 Member Posts: 29
    kyfdx said:

    wesb782 said:

    Can I have the MF and RV for a 2018 Momentum t6 an a t6 inscription and in Seattle? Thanks

    MOM: .00113 MF and 54% residual for 36/15
    INSC: .00103 MF and 50% residual for 36/15

    $3000 Volvo Allowance
    Thanks, how about 36/12 & 10 and 39/12 & 10 for them both
  • kyfdxkyfdx Moderator Posts: 267,856
    wesb782 said:

    kyfdx said:

    wesb782 said:

    Can I have the MF and RV for a 2018 Momentum t6 an a t6 inscription and in Seattle? Thanks

    MOM: .00113 MF and 54% residual for 36/15
    INSC: .00103 MF and 50% residual for 36/15

    $3000 Volvo Allowance
    Thanks, how about 36/12 & 10 and 39/12 & 10 for them both
    Subtract 1% for 39 months
    Add 2%/3% for 12K/10K/yr for either term.

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  • asdf21343sasasdf21343sas Member Posts: 7
    My family isn’t awesome at this kind of thing. Here’s what our lease is, we have 3 days to return if the deal sucks. I’m not looking for the best deal in the world, just a fair deal on both sides. I like the people at the dealership.

    We haven’t leased before, and historically have kept cars for a long time. I like the idea of leasing though and will hopefully turn this one in at 3 years.

    Summary

    2018 XC 90
    Inscription
    36 months
    10K miles
    MSRP: 68535

    Lease terms

    Monthly payments: $1022
    Depreciation & Amortization: 26755
    Rent Charge: 6942
    Residual: 36323
    Amount due at signing: 1660
    Total of all payments: 37802
    Gross capitalized cost: 63079

    Agreed upon value of vehicle: 61189
    Wear & Tear waiver: $895 (we have kids, live in an urban area where cars get dinged, seemed to make sense)
    Acquisition fee: $995
    What do you think? I appreciate your time & help!
  • MichaellMichaell Moderator Posts: 265,114

    My family isn’t awesome at this kind of thing. Here’s what our lease is, we have 3 days to return if the deal sucks. I’m not looking for the best deal in the world, just a fair deal on both sides. I like the people at the dealership.

    We haven’t leased before, and historically have kept cars for a long time. I like the idea of leasing though and will hopefully turn this one in at 3 years.

    Summary

    2018 XC 90
    Inscription
    36 months
    10K miles
    MSRP: 68535

    Lease terms

    Monthly payments: $1022
    Depreciation & Amortization: 26755
    Rent Charge: 6942
    Residual: 36323
    Amount due at signing: 1660
    Total of all payments: 37802
    Gross capitalized cost: 63079

    Agreed upon value of vehicle: 61189
    Wear & Tear waiver: $895 (we have kids, live in an urban area where cars get dinged, seemed to make sense)
    Acquisition fee: $995
    What do you think? I appreciate your time & help!

    Assuming T6 Inscription, .00103 and 53%

    Using the supplied MSRP and Gross Cap Cost, I get $846/mo, before tax.

    Acquisition fee is marked up from $695

    I'd skip the wear and tear waiver.

    What does the $1660 due at signing cover?

    What state and tax rate?

    Confirm that the adjusted cap cost is the same as the gross cap cost; if not, be very sure you understand what's been added.

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  • kyfdxkyfdx Moderator Posts: 267,856
    @asdf21343sas

    Just curious. Who says you have three days?

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  • andynk1110andynk1110 Member Posts: 28
    2018 XC90 T6 AWD MOM , MSRP $60,805 ,NY state
    $765/month payment INC Taxes , 1st payment with dmc
    39 Month, 10K/yr
    Volvo takes care current my Current BMW four payments ($2,600 )

    is good deal ?
  • MichaellMichaell Moderator Posts: 265,114

    2018 XC90 T6 AWD MOM , MSRP $60,805 ,NY state
    $765/month payment INC Taxes , 1st payment with dmc
    39 Month, 10K/yr
    Volvo takes care current my Current BMW four payments ($2,600 )

    is good deal ?

    What is the adjusted cap cost?

    When you say "take care of", what exactly does that mean? They are taking your car? Giving you a check for the remaining payments? Big difference.

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  • andynk1110andynk1110 Member Posts: 28
    i do not know Adjusted cap cost , Volvo pay rest of remaining my BMW current lease payment , $2,600
  • jason879jason879 Member Posts: 7
    hi could you please share the MF and RV of

    2018 Volvo XC90 T5 Momentum AWD 36/7.5K
    2018 Volvo XC90 T6 Inscription AWD 36/7.5K

    NYC

    Thanks
  • asdf21343sasasdf21343sas Member Posts: 7
    Michaell said:

    My family isn’t awesome at this kind of thing. Here’s what our lease is, we have 3 days to return if the deal sucks. I’m not looking for the best deal in the world, just a fair deal on both sides. I like the people at the dealership.

    We haven’t leased before, and historically have kept cars for a long time. I like the idea of leasing though and will hopefully turn this one in at 3 years.

    Summary

    2018 XC 90
    Inscription
    36 months
    10K miles
    MSRP: 68535

    Lease terms

    Monthly payments: $1022
    Depreciation & Amortization: 26755
    Rent Charge: 6942
    Residual: 36323
    Amount due at signing: 1660
    Total of all payments: 37802
    Gross capitalized cost: 63079

    Agreed upon value of vehicle: 61189
    Wear & Tear waiver: $895 (we have kids, live in an urban area where cars get dinged, seemed to make sense)
    Acquisition fee: $995
    What do you think? I appreciate your time & help!

    Assuming T6 Inscription, .00103 and 53%

    Using the supplied MSRP and Gross Cap Cost, I get $846/mo, before tax.

    Acquisition fee is marked up from $695

    I'd skip the wear and tear waiver.

    What does the $1660 due at signing cover?

    What state and tax rate?

    Confirm that the adjusted cap cost is the same as the gross cap cost; if not, be very sure you understand what's been added.
    * What does the $1660 due at signing cover? *
    First month payment (1022), Title (397), Registration (123), couple of small fees.

    * What state and tax rate? *
    California, and I think 9%

    * Confirm that the adjusted cap cost is the same as the gross cap cost; if not, be very sure you understand what's been added. *
    Yes they are the same -- Gross cap cost is 63079, and adjust cap cost is 63079.

    * Assuming T6 Inscription, .00103 and 53%. Using the supplied MSRP and Gross Cap Cost, I get $846/mo, before tax *
    Got it -- so, after tax in California I think that's 925. I'm paying 1022 per month, which doesn't seem outrageous. Or am I interpreting you incorrectly?

    Thank you for your time.


  • asdf21343sasasdf21343sas Member Posts: 7
    kyfdx said:

    @asdf21343sas

    Just curious. Who says you have three days?

    The dealer gives 3 days / 250 miles. Pretty generous. For me it made more sense to just pull the trigger and do the research after, otherwise I'd just research until the cows come home :)
  • kyfdxkyfdx Moderator Posts: 267,856
    jason879 said:

    hi could you please share the MF and RV of

    2018 Volvo XC90 T5 Momentum AWD 36/7.5K
    2018 Volvo XC90 T6 Inscription AWD 36/7.5K

    NYC

    Thanks

    T5 MOM: .00157 MF and 60% residual
    T6 INSC: .00103 MF and 54% residual

    $3000 Volvo Allowance

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  • jnyzjnyz Member Posts: 102
    Hello, Could you post the mf, residual and any insentives for the 2018 Volvo Momentum? 36/39 15,000/year. Thank you very much
  • kyfdxkyfdx Moderator Posts: 267,856
    jnyz said:

    Hello, Could you post the mf, residual and any insentives for the 2018 Volvo Momentum? 36/39 15,000/year. Thank you very much

    FWD or AWD?

    If AWD, T5, T6 or T8?

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  • sandpiperjsandpiperj Member Posts: 26
    Can you provide the 24/10 numbers for each of the T8's? TIA.
  • MichaellMichaell Moderator Posts: 265,114

    Can you provide the 24/10 numbers for each of the T8's? TIA.

    MOM - .00153 and 58%
    RDES - .00180 and 58%
    INSC - .00166 and 55%
    EXC - .00193 and 45%
    $5002 non cash credit
    $3000 HSE allowance on EXC; $5000 on all other trims

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  • el415el415 Member Posts: 13
    Thanks kyfdx. Another questions... What will it look like for a 2018 XC90 T8 Inscription. I'm in CA. Here's what the dealer quoted me for a 39months 10K/year deal...


    RV - 48%
    MF - 0.00166

    Based on my reverse engineered calculation on the Volvo website offer it seems expensive because the advertised deal on the 2018 XC90 T8 R-Design looks like 0.00079 MF. Am I off?

    Is there a way to get the MF lower? MSD? 36 months lease? I think 0.00166 is really high, at this rate it's getting close to Audi Q7's MF.
  • MichaellMichaell Moderator Posts: 265,114
    el415 said:

    Thanks kyfdx. Another questions... What will it look like for a 2018 XC90 T8 Inscription. I'm in CA. Here's what the dealer quoted me for a 39months 10K/year deal...


    RV - 48%
    MF - 0.00166

    Based on my reverse engineered calculation on the Volvo website offer it seems expensive because the advertised deal on the 2018 XC90 T8 R-Design looks like 0.00079 MF. Am I off?

    Is there a way to get the MF lower? MSD? 36 months lease? I think 0.00166 is really high, at this rate it's getting close to Audi Q7's MF.

    .00166 is the correct MF for the T8 Inscription.

    You probably aren't factoring in the dealer discount in your calculations.

    Volvo does have an MSD program, but we don't know the details.

    The T8 is the Hybrid, right? Those are going to be expensive...

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  • jflorianjflorian Member Posts: 32
    Could I get the mf and rv for 2018 xc90 t5 r design awd and t6 rdesign awd 24 30 36 7500 miles thank you  
  • MichaellMichaell Moderator Posts: 265,114
    jflorian said:

    Could I get the mf and rv for 2018 xc90 t5 r design awd and t6 rdesign awd 24 30 36 7500 miles thank you  

    T5 RDES AWD - .00090 and 64% / 62% / 57%
    T6 RDES AWD - .00104 and 65% / 63% / 57%
    $3000 HSE allowance for both trims

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  • anouanou Member Posts: 39
    Getting closer to get an T8 Momentum. May I have the MF and RV for 36 months an 15K miles?
  • MichaellMichaell Moderator Posts: 265,114
    anou said:

    Getting closer to get an T8 Momentum. May I have the MF and RV for 36 months an 15K miles?

    .00153 and 49%
    $5000 HSE Allowance
    $5002 non-cash credit

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  • leafs99leafs99 Member Posts: 7
    Looking at 2018 XC90 T6 Momentum with momentum and convenience packages. Can I get the MF and RV for northern Pennsylvania on this vehicle for 12 and 15k 36/39 month leases. I was quoted a selling price of 52,385 and 39 month lease for 12k($675with tax) and 15k($707 with tax). Feel these are a little high and am going into dealer to discuss better numbers and I'd like to see the MF and RV. Thanks for your help.
  • leafs99leafs99 Member Posts: 7
    Forgot to include the absurd down payment of $4,500. Something doesn't smell right.
  • MichaellMichaell Moderator Posts: 265,114
    edited November 2017
    leafs99 said:

    Looking at 2018 XC90 T6 Momentum with momentum and convenience packages. Can I get the MF and RV for northern Pennsylvania on this vehicle for 12 and 15k 36/39 month leases. I was quoted a selling price of 52,385 and 39 month lease for 12k($675with tax) and 15k($707 with tax). Feel these are a little high and am going into dealer to discuss better numbers and I'd like to see the MF and RV. Thanks for your help.

    leafs99 said:

    Forgot to include the absurd down payment of $4,500. Something doesn't smell right.

    15K numbers; add 2% for 12K

    .00113 and 54% / 53%; $3000 HSE allowance

    What is the MSRP of the car you are interested in?

    Yes, skip the $4500 down - limit your out of pocket to just the first payment and DMV costs.

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  • leafs99leafs99 Member Posts: 7
    MSRP is $60,785
  • MichaellMichaell Moderator Posts: 265,114
    leafs99 said:

    MSRP is $60,785

    Assuming 9% tax, I get $697/mo for 36 months, or $668/mo for 39 months.

    Two things to check:

    1. Cap cost may be higher than the selling price quoted
    2. MF is marked up for extra profit

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  • socalnewguy83socalnewguy83 Member Posts: 40
    MF & RV for 10K @ 24/30/36/39 months - T5 FWD R-Design
  • MichaellMichaell Moderator Posts: 265,114

    MF & RV for 10K @ 24/30/36/39 months - T5 FWD R-Design

    .00112 and 64% / 60% / 56% / 55%
    $3000 HSE allowance

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  • metahimetahi Member Posts: 42
    are volvo rates regional or do the above for all trims apply to the Boston area? Looking for 36/12 for all trims - thanks!
  • metahimetahi Member Posts: 42
    are volvo leases typically 39 months?
  • MichaellMichaell Moderator Posts: 265,114
    metahi said:

    are volvo rates regional or do the above for all trims apply to the Boston area? Looking for 36/12 for all trims - thanks!

    The numbers are national.

    There are 11 different trims for the 2018 XC90 - can you be a bit more specific, please?
    metahi said:

    are volvo leases typically 39 months?

    Volvo publishes residual values for 24, 30, 36, 39 and 48 months.

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    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

  • metahimetahi Member Posts: 42
    Michaell said:

    metahi said:

    are volvo rates regional or do the above for all trims apply to the Boston area? Looking for 36/12 for all trims - thanks!

    The numbers are national.

    There are 11 different trims for the 2018 XC90 - can you be a bit more specific, please?
    metahi said:

    are volvo leases typically 39 months?

    Volvo publishes residual values for 24, 30, 36, 39 and 48 months.

    T6 - Inscription & Momentum 36 and 39 month term with 10 and 12 K miles - thank you!
  • MichaellMichaell Moderator Posts: 265,114
    metahi said:

    Michaell said:

    metahi said:

    are volvo rates regional or do the above for all trims apply to the Boston area? Looking for 36/12 for all trims - thanks!

    The numbers are national.

    There are 11 different trims for the 2018 XC90 - can you be a bit more specific, please?
    metahi said:

    are volvo leases typically 39 months?

    Volvo publishes residual values for 24, 30, 36, 39 and 48 months.

    T6 - Inscription & Momentum 36 and 39 month term with 10 and 12 K miles - thank you!
    12K residuals - add 1% for 10K

    T6 INSC - .00103 and 52% (both terms)
    T6 MOM - .00113 and 56% / 55%

    $3000 HSE allowance

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige

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