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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 Volvo XC90 T6 Momentum AWD
MSRP $58,375
Residual $33,857.00
Monthly payment of $589
$0 due at signing
Sales Tax Included
39 MO, 10K miles annually
.00113 and 56%
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Also I have APlan Pricing, the discount is $7,299 off MSRP, is that a good deal? If I look for a 2017 can I it cheaper than the APlan discount? Since I'll be leasing, should I get the 2018 because the residual will be lower on the 2017, being a year older.
.00103 MF and 53% residual for either term.
$3000 HSE allowance
It all depends on the A-Plan discount for the 2017 model
The 2017 residual isn't lower than the 2018, in this case
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2018 Volvo XC90 T5 Momentum AWD
MSRP $53,195
Residual 58%
MF .00177 (that seems marked up)
Sale Price 50,773 (Invoice price)
- I'm coming out with 50,281 as invoice
- Mom plus pack - 1,175
- Heated seats/steering wheel - 705
- 20in 5 spoke 1,034
Adj Gross Cap 47,773 (this is with the 3000 off) still need to do research to see if there are other incentives to be had.
Tax rate 8.625 (Nassau County NY)
$1800 due at signing (already left a refundable 1000 deposit to build the car back in Aug) so only need to put down 800. (which covers Fees 1,092.50 and first payment 674)
Acquisition fee was 995 (they were not trying to budge off of that price)
Sales Tax Included rolled in car 2028.33 might of been around 2200 total.
36 MO, 12K miles annually
674 is monthly payment.
What am I missing here I feel like I'm paying an extra 30 to 40 bucks a month. Or is this deal right in line.
Also do you or anybody on this forum know where else I can research for other incentives? I just noticed I get 200 bucks off for being an Amex member. I'm not a Costco member but I will join if needed. Any Volvo sites I should join to get a better discount?
Thanks a lot
Thanks!
Yes, MF is marked up.
Acquisition fee, too (base if $695).
Does the adjusted cap cost include all taxes and fees?
With the marked up MF, I get $609/mo; with the base MF, $593/mo.
Confirm the adjusted cap cost, and make sure you understand what was added to and subtracted from the selling price to get that number.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
T6 - .00104 and 55%
$3000 HSE allowance
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
INSC: .00103 MF and 50% residual for 36/15
$3000 Volvo Allowance
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Add 2%/3% for 12K/10K/yr for either term.
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We haven’t leased before, and historically have kept cars for a long time. I like the idea of leasing though and will hopefully turn this one in at 3 years.
Summary
2018 XC 90
Inscription
36 months
10K miles
MSRP: 68535
Lease terms
Monthly payments: $1022
Depreciation & Amortization: 26755
Rent Charge: 6942
Residual: 36323
Amount due at signing: 1660
Total of all payments: 37802
Gross capitalized cost: 63079
Agreed upon value of vehicle: 61189
Wear & Tear waiver: $895 (we have kids, live in an urban area where cars get dinged, seemed to make sense)
Acquisition fee: $995
What do you think? I appreciate your time & help!
Using the supplied MSRP and Gross Cap Cost, I get $846/mo, before tax.
Acquisition fee is marked up from $695
I'd skip the wear and tear waiver.
What does the $1660 due at signing cover?
What state and tax rate?
Confirm that the adjusted cap cost is the same as the gross cap cost; if not, be very sure you understand what's been added.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Just curious. Who says you have three days?
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$765/month payment INC Taxes , 1st payment with dmc
39 Month, 10K/yr
Volvo takes care current my Current BMW four payments ($2,600 )
is good deal ?
When you say "take care of", what exactly does that mean? They are taking your car? Giving you a check for the remaining payments? Big difference.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
2018 Volvo XC90 T5 Momentum AWD 36/7.5K
2018 Volvo XC90 T6 Inscription AWD 36/7.5K
NYC
Thanks
First month payment (1022), Title (397), Registration (123), couple of small fees.
* What state and tax rate? *
California, and I think 9%
* Confirm that the adjusted cap cost is the same as the gross cap cost; if not, be very sure you understand what's been added. *
Yes they are the same -- Gross cap cost is 63079, and adjust cap cost is 63079.
* Assuming T6 Inscription, .00103 and 53%. Using the supplied MSRP and Gross Cap Cost, I get $846/mo, before tax *
Got it -- so, after tax in California I think that's 925. I'm paying 1022 per month, which doesn't seem outrageous. Or am I interpreting you incorrectly?
Thank you for your time.
T6 INSC: .00103 MF and 54% residual
$3000 Volvo Allowance
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If AWD, T5, T6 or T8?
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RDES - .00180 and 58%
INSC - .00166 and 55%
EXC - .00193 and 45%
$5002 non cash credit
$3000 HSE allowance on EXC; $5000 on all other trims
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
RV - 48%
MF - 0.00166
Based on my reverse engineered calculation on the Volvo website offer it seems expensive because the advertised deal on the 2018 XC90 T8 R-Design looks like 0.00079 MF. Am I off?
Is there a way to get the MF lower? MSD? 36 months lease? I think 0.00166 is really high, at this rate it's getting close to Audi Q7's MF.
You probably aren't factoring in the dealer discount in your calculations.
Volvo does have an MSD program, but we don't know the details.
The T8 is the Hybrid, right? Those are going to be expensive...
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
T6 RDES AWD - .00104 and 65% / 63% / 57%
$3000 HSE allowance for both trims
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$5000 HSE Allowance
$5002 non-cash credit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
.00113 and 54% / 53%; $3000 HSE allowance
What is the MSRP of the car you are interested in?
Yes, skip the $4500 down - limit your out of pocket to just the first payment and DMV costs.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Two things to check:
1. Cap cost may be higher than the selling price quoted
2. MF is marked up for extra profit
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
$3000 HSE allowance
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
There are 11 different trims for the 2018 XC90 - can you be a bit more specific, please? Volvo publishes residual values for 24, 30, 36, 39 and 48 months.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
T6 INSC - .00103 and 52% (both terms)
T6 MOM - .00113 and 56% / 55%
$3000 HSE allowance
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