Under What condition will the 0.0009mf apply for se 36/10? Dealers keep telling me I need to put down 3k to get the base mf. Not 0 down.
Under any conditions, if you have top tier credit.
With good credit, you don't have to put anything down. Maybe, you've expressed a payment that you have in mind, and the dealers can't meet it, without a downpayment?
Dealer says 280/mon with no money down. That’s using 0.0022mf. I asked why not using 0.0009. They said the price will be higher that way. Three years ago my se costed 255/mon with sunroof, and it was Nov! 280 does not sound very appealing so close to the end of model year....
Interest rates are higher than they were three years ago. And, this is a new, more popular model.
I have the feeling that F&I managers would rather bump the rate and lower the price, so they get the commission, rather than the salesperson. But, maybe that's just a conspiracy theory.
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MODERATOR /ADMINISTRATOR Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name. 2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h) Review your vehicle
New jersey The money factor is .00125 (sorry typo) Due at signing is $579
.00125 MF and 59% is correct.
To get that payment, you need about $2900 added to the CAP cost, above the net price. The $4500 trade-in... .that's net? All of that applied to the CAP?
$675 acquisition fee $1075 tax (estimated) $400 dealer fee (estimated) That's only $2150.... That leaves us about $750 short.
I'll assume dealer fees are paid upfront, since you have $579 due at signing.
Under What condition will the 0.0009mf apply for se 36/10? Dealers keep telling me I need to put down 3k to get the base mf. Not 0 down.
Under any conditions, if you have top tier credit.
With good credit, you don't have to put anything down. Maybe, you've expressed a payment that you have in mind, and the dealers can't meet it, without a downpayment?
Dealer says 280/mon with no money down. That’s using 0.0022mf. I asked why not using 0.0009. They said the price will be higher that way. Three years ago my se costed 255/mon with sunroof, and it was Nov! 280 does not sound very appealing so close to the end of model year....
Interest rates are higher than they were three years ago. And, this is a new, more popular model.
I have the feeling that F&I managers would rather bump the rate and lower the price, so they get the commission, rather than the salesperson. But, maybe that's just a conspiracy theory.
Thank you! Maybe I should wait till late Aug to get a better price....
Under What condition will the 0.0009mf apply for se 36/10? Dealers keep telling me I need to put down 3k to get the base mf. Not 0 down.
Under any conditions, if you have top tier credit.
With good credit, you don't have to put anything down. Maybe, you've expressed a payment that you have in mind, and the dealers can't meet it, without a downpayment?
Dealer says 280/mon with no money down. That’s using 0.0022mf. I asked why not using 0.0009. They said the price will be higher that way. Three years ago my se costed 255/mon with sunroof, and it was Nov! 280 does not sound very appealing so close to the end of model year....
Interest rates are higher than they were three years ago. And, this is a new, more popular model.
I have the feeling that F&I managers would rather bump the rate and lower the price, so they get the commission, rather than the salesperson. But, maybe that's just a conspiracy theory.
Thank you! Maybe I should wait till late Aug to get a better price....
You should always get the car when you need it; trying to time the market generally doesn't work well.
Hi can I get MF and RV for S and SE AWD for zip code 45458. 3yr/10K and 3yr/12k. Also any incentives? does VW allow MSDs? How can I find out which manufactures allow MSDs trying to hlep my daughter find a decent lease on a SUV. thank you for all your assistance, you guys are great!
Hi can I get MF and RV for S and SE AWD for zip code 45458. 3yr/10K and 3yr/12k. Also any incentives? does VW allow MSDs? How can I find out which manufactures allow MSDs trying to hlep my daughter find a decent lease on a SUV. thank you for all your assistance, you guys are great!
36/12 S: .00050 MF and 58% residual SE: .00120 MF and 58% residual $1000 Summer Smile Bonus on either trim.
VW does have an MSD program, though I don't remember the details.
Other than VW and Toyota, only the luxury makes offer MSDs. Most VW/Toyota dealers have probably never done an MSD deal, and may not be up on it.
I went with my friend to White-Allen a couple of years ago to lease a Passat. They were pretty upfront with everything. It was a good experience.
Does this add up to the $393 quoted? Seems a little high?
36/10K, zero down, tier 1 credit
Not just a little high... sheewwww..
If I add $675 for the acquisition fee, I get $304/mo.
Likely explanation: That price is only good for purchase, and isn't valid with the lease. So, even though they showed you those numbers, those aren't the numbers that they used to calculate the lease payment. Also, it's likely they marked up the money factor.
Does this add up to the $393 quoted? Seems a little high?
36/10K, zero down, tier 1 credit
Not just a little high... sheewwww..
If I add $675 for the acquisition fee, I get $304/mo.
Likely explanation: That price is only good for purchase, and isn't valid with the lease.
So, even though they showed you those numbers, those aren't the numbers that they used to calculate the lease payment. Also, it's likely they marked up the money factor.
Thank you! That’s what I thought too! I’m trying to get it down to $200/Mo. We have a long way to go!
Does this add up to the $393 quoted? Seems a little high?
36/10K, zero down, tier 1 credit
Not just a little high... sheewwww..
If I add $675 for the acquisition fee, I get $304/mo.
Likely explanation: That price is only good for purchase, and isn't valid with the lease. So, even though they showed you those numbers, those aren't the numbers that they used to calculate the lease payment. Also, it's likely they marked up the money factor.
Thank you! That’s what I thought too! I’m trying to get it down to $200/Mo. We have a long way to go!
If you want $200/mo, you can probably just quit now... That isn't going to happen.
The SEL R-line 4Motion was very Expensive so I hope the FWD SEL will be cheaper Can you list the numbers for SEL FWD (R-line Package) New Jersey and 36/10k
The SEL R-line 4Motion was very Expensive so I hope the FWD SEL will be cheaper Can you list the numbers for SEL FWD (R-line Package) New Jersey and 36/10k
.00090 MF and 58% residual $1000 Summer Smile bonus
Can I please get the relevant info for 36/10k lease in 11231. SE trim with 4 motion. Dealer here quoted me: With $3368 down (this includes everything including first month) you would be at $409 a month. Money factor is .00120 and residual is $18,036.
This seems excessively high to me. I’ve asked for cap cost to see what he’s basing these numbers off. Would love any help and feedback regarding what kind of deal I should be looking for!
Can I please get the relevant info for 36/10k lease in 11231. SE trim with 4 motion. Dealer here quoted me: With $3368 down (this includes everything including first month) you would be at $409 a month. Money factor is .00120 and residual is $18,036.
This seems excessively high to me. I’ve asked for cap cost to see what he’s basing these numbers off. Would love any help and feedback regarding what kind of deal I should be looking for!
Thanks in advance.
RJB
.00120 MF and 59% residual $1000 Summer Smile bonus
What is the MSRP? You'll need at least the selling price or adjusted CAP to check the payments.
Can I please get the relevant info for 36/10k lease in 11231. SE trim with 4 motion. Dealer here quoted me: With $3368 down (this includes everything including first month) you would be at $409 a month. Money factor is .00120 and residual is $18,036.
This seems excessively high to me. I’ve asked for cap cost to see what he’s basing these numbers off. Would love any help and feedback regarding what kind of deal I should be looking for!
Thanks in advance.
RJB
.00120 MF and 59% residual $1000 Summer Smile bonus
What is the MSRP? You'll need at least the selling price or adjusted CAP to check the payments.
Dealer quoted cap cost of $28,939 from a sticker price of $30,570. They have also improved their offer to $350 a month for 7500 miles (mileage is fine with me) with $3200 down. Should I take this new deal or is there room to go lower? Thanks
Can I please get the relevant info for 36/10k lease in 11231. SE trim with 4 motion. Dealer here quoted me: With $3368 down (this includes everything including first month) you would be at $409 a month. Money factor is .00120 and residual is $18,036.
This seems excessively high to me. I’ve asked for cap cost to see what he’s basing these numbers off. Would love any help and feedback regarding what kind of deal I should be looking for!
Thanks in advance.
RJB
.00120 MF and 59% residual $1000 Summer Smile bonus
What is the MSRP? You'll need at least the selling price or adjusted CAP to check the payments.
Dealer quoted cap cost of $28,939 from a sticker price of $30,570. They have also improved their offer to $350 a month for 7500 miles (mileage is fine with me) with $3200 down. Should I take this new deal or is there room to go lower? Thanks
Why so much up front cash? We recommend just first payment and any registration costs only.
Does the cap cost include or exclude the $1000 incentive? May be room to move on price if it includes the incentive.
This is for the older generation Tiguan Limited - Can I get numbers and incentives for the 2018 Tiguan Limited 2.0T and 2.0T 4Motion, automatic. 36/10 for zip 20165. Thank you!
This is for the older generation Tiguan Limited - Can I get numbers and incentives for the 2018 Tiguan Limited 2.0T and 2.0T 4Motion, automatic. 36/10 for zip 20165. Thank you!
.00001 and 46% $4400 lease cash Both FWD and 4Motion
Hi, I am having trouble with my excel lease calculator coming to these numbers the dealer gave me. I am close but I think it has to do with maybe the taxes he is calculating??
This is for a Tiquan SE 4Motion for zip code 45458 with a 7.25% tax rate. MSRP 30,570, selling price 26,350. 59% residual value, or 18,036. 36 month terms with 10K per year. MF of .00120 and cash cap reduction of $1595.93 Cap fees of $1,040 (which include doc fee=250, acquisition fee 675, license fee 100 and title 15). Adjusted Cap Cost shows $26,493.78. Amount due at signing is $2000. Disposal fee at lease end $395. Payment for this car is $288.37
Need another set of eyeballs on this to validate what they are telling me. Again I can get close on my caluclations but not exact.
Hi, I am having trouble with my excel lease calculator coming to these numbers the dealer gave me. I am close but I think it has to do with maybe the taxes he is calculating??
This is for a Tiquan SE 4Motion for zip code 45458 with a 7.25% tax rate. MSRP 30,570, selling price 26,350. 59% residual value, or 18,036. 36 month terms with 10K per year. MF of .00120 and cash cap reduction of $1595.93 Cap fees of $1,040 (which include doc fee=250, acquisition fee 675, license fee 100 and title 15). Adjusted Cap Cost shows $26,493.78. Amount due at signing is $2000. Disposal fee at lease end $395. Payment for this car is $288.37
Need another set of eyeballs on this to validate what they are telling me. Again I can get close on my caluclations but not exact.
Thanks DB
With that adjusted CAP, the calculations are exact.
Are you having trouble getting to that CAP cost? Keep in mind that the tax in OH is collected upfront and is in the CAP, not collected monthly.
So KYFDX, in OH the tax is added to the cap cost. but in essence it is still part of the monthly, payment, just not as as third componet. Yes, you are correct, I was struggling with the CAP cost.
thanks for the help, you guys are great here, I have learned a ton for the team!
So KYFDX, in OH the tax is added to the cap cost. but in essence it is still part of the monthly, payment, just not as as third componet. Yes, you are correct, I was struggling with the CAP cost.
thanks for the help, you guys are great here, I have learned a ton for the team!
That's correct... Either you pay the state, upfront, or VCI pays the state, and then adds it to your CAP cost.
Comments
What is the lease numbers in TX 77036 for a Base S 36/10k.
Thanks
AWD - .00175 and 52%
$1000 summer smile bonus for both
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$250 lease cash
$1000 summer smile bonus
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Interest rates are higher than they were three years ago. And, this is a new, more popular model.
I have the feeling that F&I managers would rather bump the rate and lower the price, so they get the commission, rather than the salesperson. But, maybe that's just a conspiracy theory.
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Tiguan SEL AWD (R-line Package)
MSRP: $35,705
Summer Bonus: -$1000
Discount: -$3565
Total Negotiated: $31,455
----------------------------------
Trade In: $4500
Residual Value: 59%
MF: .00155
Term: 36/10k
Total Monthly: $308/month
What is the amount due at signing?
Money factor looks like it's marked up.
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The money factor is .00125 (sorry typo)
Due at signing is $579
MODERATOR /ADMINISTRATOR
Find me at kirstie_h@edmunds.com - or send a private message by clicking on my name.
2015 Kia Soul, 2021 Subaru Forester (kirstie_h), 2024 GMC Sierra 1500 (mr. kirstie_h)
Review your vehicle
To get that payment, you need about $2900 added to the CAP cost, above the net price.
The $4500 trade-in... .that's net? All of that applied to the CAP?
$675 acquisition fee
$1075 tax (estimated)
$400 dealer fee (estimated)
That's only $2150.... That leaves us about $750 short.
I'll assume dealer fees are paid upfront, since you have $579 due at signing.
Do you have the actual adjusted CAP cost?
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$1000 Summer Smile
$500 lease bonus
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AWD S
AWD SE
AWD SEL
AWD SEL Premium
Thanks!
$975 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
SEL - .00090 and 55%: $525 lease cash
SEL Prem - .00140 and 55%; $375 lease cash
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
You should always get the car when you need it; trying to time the market generally doesn't work well.
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thank you for all your assistance, you guys are great!
Does this add up to the $393 quoted? Seems a little high?
36/10K, zero down, tier 1 credit
S: .00050 MF and 58% residual
SE: .00120 MF and 58% residual
$1000 Summer Smile Bonus on either trim.
VW does have an MSD program, though I don't remember the details.
Other than VW and Toyota, only the luxury makes offer MSDs.
Most VW/Toyota dealers have probably never done an MSD deal, and may not be up on it.
I went with my friend to White-Allen a couple of years ago to lease a Passat. They were pretty upfront with everything. It was a good experience.
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S: .00029 MF and 55% residual. $750 dealer lease bonus
SE: .00095 MF and 55% residual
$1000 Summer Smile Bonus on either trim.
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If I add $675 for the acquisition fee, I get $304/mo.
Likely explanation: That price is only good for purchase, and isn't valid with the lease.
So, even though they showed you those numbers, those aren't the numbers that they used to calculate the lease payment. Also, it's likely they marked up the money factor.
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Does this add up to the $393 quoted? Seems a little high?
36/10K, zero down, tier 1 credit
Not just a little high... sheewwww..
If I add $675 for the acquisition fee, I get $304/mo.
Likely explanation: That price is only good for purchase, and isn't valid with the lease.
So, even though they showed you those numbers, those aren't the numbers that they used to calculate the lease payment. Also, it's likely they marked up the money factor.
Thank you! That’s what I thought too! I’m trying to get it down to $200/Mo. We have a long way to go!
If you want $200/mo, you can probably just quit now... That isn't going to happen.
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Thanks
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FWD - .00095 and 55%
AWD - .00120 and 56%
$1000 summer smile bonus
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
65%/64% residual for 10K/12K
$1000 Summer Smile bonus
$750 dealer lease bonus
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Can you list the numbers for SEL FWD (R-line Package)
New Jersey and 36/10k
$1000 Summer Smile bonus
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24mths/15k
36mths/15k
Thanks!
$1000 summer smile bonus
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Can I please get the relevant info for 36/10k lease in 11231. SE trim with 4 motion. Dealer here quoted me: With $3368 down (this includes everything including first month) you would be at $409 a month. Money factor is .00120 and residual is $18,036.
This seems excessively high to me. I’ve asked for cap cost to see what he’s basing these numbers off. Would love any help and feedback regarding what kind of deal I should be looking for!
Thanks in advance.
RJB
$1000 Summer Smile bonus
What is the MSRP?
You'll need at least the selling price or adjusted CAP to check the payments.
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Thanks
Does the cap cost include or exclude the $1000 incentive? May be room to move on price if it includes the incentive.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
$4400 lease cash
Both FWD and 4Motion
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
This is for a Tiquan SE 4Motion for zip code 45458 with a 7.25% tax rate. MSRP 30,570, selling price 26,350. 59% residual value, or 18,036. 36 month terms with 10K per year. MF of .00120 and cash cap reduction of $1595.93 Cap fees of $1,040 (which include doc fee=250, acquisition fee 675, license fee 100 and title 15). Adjusted Cap Cost shows $26,493.78. Amount due at signing is $2000. Disposal fee at lease end $395. Payment for this car is $288.37
Need another set of eyeballs on this to validate what they are telling me. Again I can get close on my caluclations but not exact.
Thanks
DB
Are you having trouble getting to that CAP cost?
Keep in mind that the tax in OH is collected upfront and is in the CAP, not collected monthly.
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thanks for the help, you guys are great here, I have learned a ton for the team!
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FWD - .00095 and 57%
AWD - .00120 and 58%
$1000 summer smile bonus
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Add 1% to the residual
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