2018 Acura RDX Lease Deals and Prices

MichaellMichaell ColoradoModerator Posts: 206,019
edited September 2017 in Acura
Ask your 2018 RDX lease questions, here! Get info about prices, deals, incentives, and payments.

Check out the 2018 Acura RDX here

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Comments

  • maibad31maibad31 Member Posts: 36
    Hi, Can I get MF and Residual along with any incentives, split out for dealer vs lease?
    RDX with Advance package for both FWD and AWD. 36/10 or if they have any lower mileage like 7,500. Do they have a 24/48 months with similar mileage?

    Thanks
  • kyfdxkyfdx Moderator Posts: 207,712
    maibad31 said:

    Hi, Can I get MF and Residual along with any incentives, split out for dealer vs lease?
    RDX with Advance package for both FWD and AWD. 36/10 or if they have any lower mileage like 7,500. Do they have a 24/48 months with similar mileage?

    Thanks

    .00170 MF and 62% residual for 36/7.5K
    .00270 MF and 68% residual for 24/7.5K
    .00195 MF and 54% residual for 48/7.5K

    No incentives

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  • jamiejustjamiejust Member Posts: 10
    Hi. New here and hoping someone can help me not get ripped off. I'm looking at RDX w/advance/Navigation sticker price is $44,975. the deal on their website is $491.09 with $3777.90 due at signing not including fees. Can you tell me what the best lease price should be? I'm going into dealership tonight. zip code is 11530.

    Thank you in advance.
  • MichaellMichaell ColoradoModerator Posts: 206,019
    jamiejust said:

    Hi. New here and hoping someone can help me not get ripped off. I'm looking at RDX w/advance/Navigation sticker price is $44,975. the deal on their website is $491.09 with $3777.90 due at signing not including fees. Can you tell me what the best lease price should be? I'm going into dealership tonight. zip code is 11530.

    Thank you in advance.

    I answered this in the other thread you posted in...

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  • 0427nana0427nana Member Posts: 33
    May I get some information please on leasing the 2018 RDX Advanced for 36/12 in Raleigh NC
  • MichaellMichaell ColoradoModerator Posts: 206,019
    0427nana said:

    May I get some information please on leasing the 2018 RDX Advanced for 36/12 in Raleigh NC

    .00200 and 60%

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  • eyeheartnyeyeheartny Member Posts: 21
    What is the current RV/MF/incentive setup for 2018 RDX Advanced for 36/10 in San Diego, CA?
  • kyfdxkyfdx Moderator Posts: 207,712

    What is the current RV/MF/incentive setup for 2018 RDX Advanced for 36/10 in San Diego, CA?

    .00170 MF and 61% residual

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  • MichaellMichaell ColoradoModerator Posts: 206,019
    Michaell said:

    0427nana said:

    May I get some information please on leasing the 2018 RDX Advanced for 36/12 in Raleigh NC

    .00200 and 60%
    Whoops, looks like the MF is .00170.

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  • 0427nana0427nana Member Posts: 33
    Thanks! Does the MF or residual change if the RDX is AWD (Advanced at 36/12)?
  • MichaellMichaell ColoradoModerator Posts: 206,019
    0427nana said:

    Thanks! Does the MF or residual change if the RDX is AWD (Advanced at 36/12)?

    No

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  • 0427nana0427nana Member Posts: 33
    How does deal sound on the 2018 AWD RDX Advance trim - 12/36:

    MSRP - $44,975
    Discount - $4436.00
    Tax 147.99 (VA)
    Acq Fee $595
    Process Fee - $579
    Total = $43,569.29

    MF is .00106
    Residual is $26,985
    Incentive is $1250 included in above discount

    0 down payment is $552
    2500 down $478
  • MichaellMichaell ColoradoModerator Posts: 206,019
    0427nana said:

    How does deal sound on the 2018 AWD RDX Advance trim - 12/36:

    MSRP - $44,975
    Discount - $4436.00
    Tax 147.99 (VA)
    Acq Fee $595
    Process Fee - $579
    Total = $43,569.29

    MF is .00106
    Residual is $26,985
    Incentive is $1250 included in above discount

    0 down payment is $552
    2500 down $478

    That tax amount does not look right - VA assess 4.1% (I think) tax rate against the entire selling price of the car.

    Confirm the adjusted cap cost with the dealer, again.

    We recommend up front cash of the first payment and DMV costs at signing.

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  • 0427nana0427nana Member Posts: 33
    Oops sorry about that - typed in the wrong info for taxes.

    Taxes are $1708.30
    Tag and title are $147.99

    Now does it look like a good deal?
  • MichaellMichaell ColoradoModerator Posts: 206,019
    0427nana said:

    Oops sorry about that - typed in the wrong info for taxes.

    Taxes are $1708.30
    Tag and title are $147.99

    Now does it look like a good deal?

    If I add all the taxes and fees to the selling price, I get $519/mo

    Confirm the adjusted cap number - there is about $1150 difference in prices, based on their payment quote.

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  • 0427nana0427nana Member Posts: 33
    How does this deal sound?

    MSRP/Sale Price 44,975.00
    Discount 4,250.00
    Sales Price Sub-Total 40,725.00
    Trade Allowance
    Difference 40,725.00
    Tax 17.37
    Tag and Title Fees 88.00
    Lien Fee
    Administrative Fee 579.00

    Total 42,004.37
    Trade Payoff
    Balance Forward 42,004.37

    MF is .00106
    Residual is 60%

    Payment is $521 with no money down
  • 0427nana0427nana Member Posts: 33
    forgot to mention this is 36 mths/12K in NC
  • MichaellMichaell ColoradoModerator Posts: 206,019
    0427nana said:

    How does this deal sound?

    MSRP/Sale Price 44,975.00
    Discount 4,250.00
    Sales Price Sub-Total 40,725.00
    Trade Allowance
    Difference 40,725.00
    Tax 17.37
    Tag and Title Fees 88.00
    Lien Fee
    Administrative Fee 579.00

    Total 42,004.37
    Trade Payoff
    Balance Forward 42,004.37

    MF is .00106
    Residual is 60%

    Payment is $521 with no money down

    I get $490/mo plus tax, so looks to be in the ballpark

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  • inqleaseinqlease Member Posts: 11
    Could I please have the MF, residual, and incentive info for a 2018 RDX Base AWD? Lease is 36/10. Many thanks!
  • kyfdxkyfdx Moderator Posts: 207,712
    edited August 2017
    inqlease said:

    Could I please have the MF, residual, and incentive info for a 2018 RDX Base AWD? Lease is 36/10. Many thanks!

    .00170 MF and 63% residual

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  • 0427nana0427nana Member Posts: 33
    In reference to my deal mentioned on Aug 7th, is there anything else I can do to bring the monthly payment down? If I add $490 plus the tax of $17.37, I'm looking at roughly $13 so not sure what else I can do to reduce my payment. Thanks!
  • MichaellMichaell ColoradoModerator Posts: 206,019
    0427nana said:

    In reference to my deal mentioned on Aug 7th, is there anything else I can do to bring the monthly payment down? If I add $490 plus the tax of $17.37, I'm looking at roughly $13 so not sure what else I can do to reduce my payment. Thanks!

    The main driver of your payment, that you have control over, is the selling price.

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  • 0427nana0427nana Member Posts: 33
    Okay, thank you very much for all help!
  • craigorycraigory Member Posts: 15
    Hello - Do you have the MF and Residual for RDX Technlogy & Advanced for 36/12,000 in NJ? Thank you!
  • kyfdxkyfdx Moderator Posts: 207,712
    craigory said:

    Hello - Do you have the MF and Residual for RDX Technlogy & Advanced for 36/12,000 in NJ? Thank you!

    .00170 MF and 60% residual

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  • karenm176karenm176 Member Posts: 1
    Could I please have the MF and residual for a 2018 RDX AWD Advance with a lease for 36m/15K in MA? I currently own a 2009 Acura MDX that I plan on trading in. Does Acura offer any loyalty discounts or are there any Labor Day promotions? Many thanks!
  • MichaellMichaell ColoradoModerator Posts: 206,019
    karenm176 said:

    Could I please have the MF and residual for a 2018 RDX AWD Advance with a lease for 36m/15K in MA? I currently own a 2009 Acura MDX that I plan on trading in. Does Acura offer any loyalty discounts or are there any Labor Day promotions? Many thanks!

    We do not have any 2018 RDX lease numbers for August.

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  • kyfdxkyfdx Moderator Posts: 207,712
    karenm176 said:

    Could I please have the MF and residual for a 2018 RDX AWD Advance with a lease for 36m/15K in MA? I currently own a 2009 Acura MDX that I plan on trading in. Does Acura offer any loyalty discounts or are there any Labor Day promotions? Many thanks!

    .00170 MF and 58% residual.

    No info on loyalty or any prospective Labor Day incentives

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  • sirfergysirfergy Member Posts: 2
    edited August 2017
    Could I get the details for 98056 for an RDX AWD Advance? Preferably 3 years and 12k miles.

    Thanks!
  • kyfdxkyfdx Moderator Posts: 207,712
    sirfergy said:

    Could I get the details for 98056 for an RDX AWD Advance? Preferably 3 years and 12k miles.

    Thanks!

    .00170 MF and 60% residual

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  • ps2me11ps2me11 Member Posts: 3
    First time lease. I am getting quote for RDX 2018 with Tech package for $394+ tax 12k/3years with 0 down( $394 + tax + DMV) on phone.
    With this monthly payment using .00170 MF and 60% residual for 12k/3 years and MSRP 41975, I calculated Cap cost as 35050 (16% off MSRP).

    Can you please suggest, is there any room for further negotiation on table. Are there any other cost while making down payment,

    Thanks

  • MichaellMichaell ColoradoModerator Posts: 206,019
    ps2me11 said:

    First time lease. I am getting quote for RDX 2018 with Tech package for $394+ tax 12k/3years with 0 down( $394 + tax + DMV) on phone.
    With this monthly payment using .00170 MF and 60% residual for 12k/3 years and MSRP 41975, I calculated Cap cost as 35050 (16% off MSRP).

    Can you please suggest, is there any room for further negotiation on table. Are there any other cost while making down payment,

    Thanks

    I get $391/mo plus tax with those prices. Close...

    16% off sticker on a new 2018 looks to be a healthy discount. But, if you don't ask, you don't get.

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  • pmjp231pmjp231 Member Posts: 10
    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15
  • MichaellMichaell ColoradoModerator Posts: 206,019
    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.

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  • pmjp231pmjp231 Member Posts: 10
    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

  • pmjp231pmjp231 Member Posts: 10
    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

  • kyfdxkyfdx Moderator Posts: 207,712
    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    You've listed the sale price on each of your quotes. The discount is the difference between that number and the MSRP.

    The One-pay lease is good. @michaell was referring to all the money you were putting upfront on the traditional lease.

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  • kyfdxkyfdx Moderator Posts: 207,712
    pmjp231 said:

    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

    We don't track pricing, but 9% off on a 2018 looks pretty good from here.
    If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.

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  • pmjp231pmjp231 Member Posts: 10
    kyfdx said:

    pmjp231 said:

    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

    We don't track pricing, but 9% off on a 2018 looks pretty good from here.
    If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
  • kyfdxkyfdx Moderator Posts: 207,712
    pmjp231 said:

    kyfdx said:

    pmjp231 said:

    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

    We don't track pricing, but 9% off on a 2018 looks pretty good from here.
    If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

  • pmjp231pmjp231 Member Posts: 10
    kyfdx said:
    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package. One pay lease (all upfront) 12k miles per year MSRP $40,475 Leasing price $36,081 Money factor 0.00026 Residual 60% 1 Pay $14,299 DMV fees year 2 $358 DMV fees year 3 $358 Total payments $15,015 Three year lease MSRP $40,475 Leasing price $36,081 Money factor 0.00106 Residual 60% Initial down excl. fees, taxes and 1st month 2,200.00 DMV 345.00 Tax on cap 198.00 Tax on doc 7.20 Total upfront fee 117.75 Total down with fee excl. taxes and 1st month 2,867.95 Base monthly 327.69 Monthly tax 29.46 Total monthly 357.15
    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay. What is your tax rate? We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled. I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?
    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math
    We don't track pricing, but 9% off on a 2018 looks pretty good from here. If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.
    Thank you again. So that means that if the car gets totaled after year 1 then I get a refund for the 2 year of payments with the money factor that was implied at time of signing. 
  • pmjp231pmjp231 Member Posts: 10
    pmjp231 said:
    kyfdx said:
    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package. One pay lease (all upfront) 12k miles per year MSRP $40,475 Leasing price $36,081 Money factor 0.00026 Residual 60% 1 Pay $14,299 DMV fees year 2 $358 DMV fees year 3 $358 Total payments $15,015 Three year lease MSRP $40,475 Leasing price $36,081 Money factor 0.00106 Residual 60% Initial down excl. fees, taxes and 1st month 2,200.00 DMV 345.00 Tax on cap 198.00 Tax on doc 7.20 Total upfront fee 117.75 Total down with fee excl. taxes and 1st month 2,867.95 Base monthly 327.69 Monthly tax 29.46 Total monthly 357.15
    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay. What is your tax rate? We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled. I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?
    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math
    We don't track pricing, but 9% off on a 2018 looks pretty good from here. If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.
    Thank you again. So that means that if the car gets totaled after year 1 then I get a refund for the 2 year of payments with the money factor that was implied at time of signing. 
    Is that a correct understanding of what you said? Sorry wanted to clarify that was a question for you and not a statement
  • MichaellMichaell ColoradoModerator Posts: 206,019
    pmjp231 said:


    pmjp231 said:


    kyfdx said:

    pmjp231 said:

    kyfdx said:

    pmjp231 said:

    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

    We don't track pricing, but 9% off on a 2018 looks pretty good from here.
    If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.

    Thank you again. So that means that if the car gets totaled after year 1 then I get a refund for the 2 year of payments with the money factor that was implied at time of signing. 

    Is that a correct understanding of what you said? Sorry wanted to clarify that was a question for you and not a statement

    Yes, if the car is totaled after 12 months, you would get the remaining 24 months of payments refunded to you.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • pmjp231pmjp231 Member Posts: 10
    Michaell said:
    pmjp231 said:
    kyfdx said:
    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package. One pay lease (all upfront) 12k miles per year MSRP $40,475 Leasing price $36,081 Money factor 0.00026 Residual 60% 1 Pay $14,299 DMV fees year 2 $358 DMV fees year 3 $358 Total payments $15,015 Three year lease MSRP $40,475 Leasing price $36,081 Money factor 0.00106 Residual 60% Initial down excl. fees, taxes and 1st month 2,200.00 DMV 345.00 Tax on cap 198.00 Tax on doc 7.20 Total upfront fee 117.75 Total down with fee excl. taxes and 1st month 2,867.95 Base monthly 327.69 Monthly tax 29.46 Total monthly 357.15
    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay. What is your tax rate? We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled. I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?
    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math
    We don't track pricing, but 9% off on a 2018 looks pretty good from here. If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.
    Thank you again. So that means that if the car gets totaled after year 1 then I get a refund for the 2 year of payments with the money factor that was implied at time of signing. 
    Is that a correct understanding of what you said? Sorry wanted to clarify that was a question for you and not a statement
    Yes, if the car is totaled after 12 months, you would get the remaining 24 months of payments refunded to you.
    Ok great. So apart from the fact that I have to pay more upfront the one pay lease is not a bad option as it might come out cheaper.  That is my understanding from the discussion above. And there is no incremental risk or other factors that I need to worry on the one pay. Please let me know if you would 
  • pmjp231pmjp231 Member Posts: 10
    Michaell said:

    pmjp231 said:


    pmjp231 said:


    kyfdx said:

    pmjp231 said:

    kyfdx said:

    pmjp231 said:

    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

    We don't track pricing, but 9% off on a 2018 looks pretty good from here.
    If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.

    Thank you again. So that means that if the car gets totaled after year 1 then I get a refund for the 2 year of payments with the money factor that was implied at time of signing. 

    Is that a correct understanding of what you said? Sorry wanted to clarify that was a question for you and not a statement

    Yes, if the car is totaled after 12 months, you would get the remaining 24 months of payments refunded to you.

    ok great, this is very helpful. So the one pay apart from the higher upfront payment doesnt have any disadvantages / risks over the traditional lease. also the one pay might be cheaper. Is that correct?
  • MichaellMichaell ColoradoModerator Posts: 206,019
    pmjp231 said:

    Michaell said:

    pmjp231 said:


    pmjp231 said:


    kyfdx said:

    pmjp231 said:

    kyfdx said:

    pmjp231 said:

    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi I got two deals and would appreciate any feedback before I sign the lease for Los Altos, CA. 2018 RDX, 2WD, Technology Package.

    One pay lease (all upfront) 12k miles per year
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00026
    Residual 60%
    1 Pay $14,299
    DMV fees year 2 $358
    DMV fees year 3 $358
    Total payments $15,015

    Three year lease
    MSRP $40,475
    Leasing price $36,081
    Money factor 0.00106
    Residual 60%
    Initial down excl. fees, taxes and 1st month 2,200.00
    DMV 345.00
    Tax on cap 198.00
    Tax on doc 7.20
    Total upfront fee 117.75
    Total down with fee excl. taxes and 1st month 2,867.95
    Base monthly 327.69
    Monthly tax 29.46
    Total monthly 357.15

    Those are good money factors - we show .00170 for a traditional lease, and .00090 for one-pay.

    What is your tax rate?

    We don't recommend any sort of down payment on a lease - that money would be at risk if the car is stolen or totaled.

    I'm within a $1 of your quote for the traditional lease.
    Thank you very helpful. My tax rate is 9%. Could you please explain why you would not look at one pay (all upfront) leases even with GAP insurance. Also for the traditional lease how do I calculate the discount that am getting off msrp for the traditional or one pay lease. Is that a good discount?

    Also is there a link for a good lease calculator. This might be a dumb question but the lease price is not the capitalized cost - correct? The capitalized cost that I get for the traditional lease is 36750 (traditional option) that implies a 9% discount. That does not seem to be a great deal. Ask for 15% - correct? First time I am leasing so wanted to make sure I understand the math

    We don't track pricing, but 9% off on a 2018 looks pretty good from here.
    If you are paying for all other charges upfront, then the lease price IS the adjusted CAP cost.
    Thank you again. For the one pay if the car gets totaled or stolen what happens then. In other words is there a risk for me for the one pay
    No risk. In the event of an early termination, the lease is calculated as though the payments have been made monthly, just with the lower money factor.

    Thank you again. So that means that if the car gets totaled after year 1 then I get a refund for the 2 year of payments with the money factor that was implied at time of signing. 

    Is that a correct understanding of what you said? Sorry wanted to clarify that was a question for you and not a statement
    Yes, if the car is totaled after 12 months, you would get the remaining 24 months of payments refunded to you.

    ok great, this is very helpful. So the one pay apart from the higher upfront payment doesnt have any disadvantages / risks over the traditional lease. also the one pay might be cheaper. Is that correct?

    No disadvantages to one-pay, other than the opportunity cost of the money you're using.

    Lower MF results in a lower overall lease cost to you.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • pmjp231pmjp231 Member Posts: 10
    Hi how does this deal sound for Acura RDX 2018 with Advance Package. AWD. Los Altos, CA that has 9% tax rate

    MSRP-$44,975.00
    Price-$39,000.00
    Adjust Cap Cost-$37,395.00
    Residual-$26,985.00
    Money Factor-0.00106
    36months/12kmiles. with $3,300.00 down
    monthly $389.24 its including tax (my tax rate is 9% so 357 without taxes).
  • MichaellMichaell ColoradoModerator Posts: 206,019
    pmjp231 said:

    Hi how does this deal sound for Acura RDX 2018 with Advance Package. AWD. Los Altos, CA that has 9% tax rate

    MSRP-$44,975.00
    Price-$39,000.00
    Adjust Cap Cost-$37,395.00
    Residual-$26,985.00
    Money Factor-0.00106
    36months/12kmiles. with $3,300.00 down
    monthly $389.24 its including tax (my tax rate is 9% so 357 without taxes).

    What does the $3300 cover? We would suggest you limit your out of pocket to just the first payment and DMV costs.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


    MODERATOR

    2015 Subaru Outback 3.6R / 2014 MINI Countryman S ALL4

  • pmjp231pmjp231 Member Posts: 10
    Michaell said:

    pmjp231 said:

    Hi how does this deal sound for Acura RDX 2018 with Advance Package. AWD. Los Altos, CA that has 9% tax rate

    MSRP-$44,975.00
    Price-$39,000.00
    Adjust Cap Cost-$37,395.00
    Residual-$26,985.00
    Money Factor-0.00106
    36months/12kmiles. with $3,300.00 down
    monthly $389.24 its including tax (my tax rate is 9% so 357 without taxes).

    What does the $3300 cover? We would suggest you limit your out of pocket to just the first payment and DMV costs.
    Thank you. The 3300 covers the 389 first month instalment plus dmv of 380, tax on cap 200, plus upfront fees of 118 plus 20 of doc fees plus 2210 of down.

    Is this a good deal for the awd 2018 with advance? Are these numbers consistent
  • kyfdxkyfdx Moderator Posts: 207,712
    pmjp231 said:

    Michaell said:

    pmjp231 said:

    Hi how does this deal sound for Acura RDX 2018 with Advance Package. AWD. Los Altos, CA that has 9% tax rate

    MSRP-$44,975.00
    Price-$39,000.00
    Adjust Cap Cost-$37,395.00
    Residual-$26,985.00
    Money Factor-0.00106
    36months/12kmiles. with $3,300.00 down
    monthly $389.24 its including tax (my tax rate is 9% so 357 without taxes).

    What does the $3300 cover? We would suggest you limit your out of pocket to just the first payment and DMV costs.
    Thank you. The 3300 covers the 389 first month instalment plus dmv of 380, tax on cap 200, plus upfront fees of 118 plus 20 of doc fees plus 2210 of down.

    Is this a good deal for the awd 2018 with advance? Are these numbers consistent
    Looks pretty good...

    With just $1000 due at signing, the payment would be about $415/mo.+tax
    Which is the way I would structure it.

    Edmunds Price Checker
    Edmunds Lease Calculator
    Did you get a good deal? Be sure to come back and share!

    Edmunds Moderator

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