I wanted to run some numbers to see what kind of monthly payment to expect here in Arizona. Wanting to lease a 2018 BMW X3 M40i for 36 months and 10k per year.
The MSRP is $69,170. The residual is 59%. My credit score is over 800 so I know I could qualify for the .000152 money factor.
If price is discounted to $64,389 (7% ) and the sales tax is 7.95%, dealer fee is $595, acquisition fee is $925 and registration (AZ crazy car reg) is about $1162.
What payment should I be looking to be around if zero down and then $2,000 down?
Right now there aren’t any lease incentives on the X3 M40i. Hopefully, there will be some in the next month or so. I’m coming from a Cadillac lease so no loyalty offers. I wish BMW had a conquest incentive available.
Thank you!
If I add those charges to the CAP cost, $893/mo.+tax
I wanted to run some numbers to see what kind of monthly payment to expect here in Arizona. Wanting to lease a 2018 BMW X3 M40i for 36 months and 10k per year.
The MSRP is $69,170. The residual is 59%. My credit score is over 800 so I know I could qualify for the .000152 money factor.
If price is discounted to $64,389 (7% ) and the sales tax is 7.95%, dealer fee is $595, acquisition fee is $925 and registration (AZ crazy car reg) is about $1162.
What payment should I be looking to be around if zero down and then $2,000 down?
Right now there aren’t any lease incentives on the X3 M40i. Hopefully, there will be some in the next month or so. I’m coming from a Cadillac lease so no loyalty offers. I wish BMW had a conquest incentive available.
Thank you!
If I add those charges to the CAP cost, $893/mo.+tax
Was this with Zero down? Thanks again.
With all of the charges you listed, added to the CAP cost. First payment due at signing
Is this deal any good? $1K drive off, 36 months, 15K miles, $576/mo after tax Over 7% discount - Check .00152 and 56% residual for 15K/yr - Check Seems like a decent deal according to the advice that has been given previously?
Is this deal any good? $1K drive off, 36 months, 15K miles, $576/mo after tax Over 7% discount - Check .00152 and 56% residual for 15K/yr - Check Seems like a decent deal according to the advice that has been given previously?
Thanks in advance!
You might have noticed that it isn't really a lease quote. You don't pay purchase sales tax upfront on a lease in CA. Looks like the non-taxable fees listed are paid upfront, along with the first payment. That leaves the $925 acq.fee and doc fee to be rolled into the CAP cost. Then, subtract $2700 for the rebate ($3000 minus approx. upfront tax on rebate), for an approx adjusted CAP cost of $43,500. That gives me a payment of $525/mo.+tax, which I'll guess is pretty close (especially with the estimating).
I went to the dealer and test drive. Then I ask for any incentives and discounts. The dealer only give me another $500 off. I try to walk away but he didn’t stop me... Is that normal or anything I’m doing wrong, or the dealer cannot wait for the vacation?
I went to the dealer and test drive. Then I ask for any incentives and discounts. The dealer only give me another $500 off. I try to walk away but he didn’t stop me... Is that normal or anything I’m doing wrong, or the dealer cannot wait for the vacation?
They must not need the business.
I'm sure you can find a dealer more open to working with you.
Thoughts on this deal? I talked to a couple dealers and couldn’t swing a zero drive off; however, fees/acquisition, down payment, and first month are in the cash at signing.
2018 X3 m30i
MSRP $58670
Selling $55003
Adjusted Cap $51042
Residual: 59%
Tax Rate: 6.25%
MF: 0.00152
Mileage: 10k
Payment: $597
Payment+Taxes: $635
All fees+first payment+down payment: $3500 State: Massachusetts
Thoughts on this deal? I talked to a couple dealers and couldn’t swing a zero drive off; however, fees/acquisition, down payment, and first month are in the cash at signing.
2018 X3 m30i
MSRP $58670
Selling $55003
Adjusted Cap $51042
Residual: 59%
Tax Rate: 6.25%
MF: 0.00152
Mileage: 10k
Payment: $597
Payment+Taxes: $635
All fees+first payment+down payment: $3500 State: Massachusetts
I get $623/mo, with tax, using those numbers.
You should be able to structure the lease any way you want; any dealer who doesn't want to accommodate you shouldn't get your business.
Hi / 1st post (enjoying reading this thread - very helpful and educational) and 1st time purchasing Bmw (prior audi) - went looking for end of year deal (car for wife) and pretty sure I got a good one (2nd dealer of day) and would like expert opinion. I went in pre cleared to finance purchase outside bank 2.7% over 4 years. (Told bank 15k down and finance 35k). 1st dealer didn’t have type car I wanted (parking assist camera, stereo upgrade and not white were priority). 1st dealer said I should build it out and then it came to 56500 and they would do 54800. Told them not good deal and they countered with 1% financing. I said I would think about it and left. Second dealer - I went to. I told sales person you are second dealer of day and left other because they didn’t have car, wouldn’t budge much on price and I informed I was ready to buy with financing in place and I just want to find right car for right price. 1st no car available- then she finds one “in storage” no Vin yet (new concept to me) and it has parking and stereo and Msrp incl delivery charge 56400. She asks how we can make deal - I say you can give it to me for 50k. She says if I do that we have a deal? I said yes. She went to manager and comes back and says - we have a deal. She does some paperwork and gets ready to talk finance and shows me bill of sale with 495$ for “cilia jet” treatment already on the bill. I say - I don’t want it - she says (it may have been done already) I say - i don’t know what it is and don’t want to pay 500 bucks for it - she marks it off. She says I’ll reprint paper without it bc I said just marking it off didn’t make me too comfortable. She comes bAck saying - I have interesting news - the car I showed you has just been sold - but I have this other one also in storage with more car:
X3 30i 2018 w/ m package w/ adaptive led, driver assist, Harmon kardon, parking assist black and mocha leather Msrp incl delivery: 58020 she says I will still give it to you for 50k, but I have to keep ciliajet add on. I said ok. went to finance guy and he wants me to finance through Bmw - I tell him my bank deal and that other dealership offered my 1%. He asks if I can do it longer term with no pre pay penalty? (As they do better the longer I finance and as I am getting good deal on car and rate can I do it for 60m?) I said ok - as long as you get rid of ciliajet charge - he talks to manager and ok.
so that’s my deal today. I feel like I did very well and was ready to walk, knew what I wanted, had good financing and credit, shopped around some, was polite and last weekend of year.
final deal: X3 30i 2018 w/ m package and executive package w/ adaptive led, driver assist, Harmon kardon, parking assist black exterior and mocha leather Msrp incl delivery: 58020 price: 50k (+tax, title, NO ciliajet) 2500$ down on card 1% rate for 60month.
Hi / 1st post (enjoying reading this thread - very helpful and educational) and 1st time purchasing Bmw (prior audi) - went looking for end of year deal (car for wife) and pretty sure I got a good one (2nd dealer of day) and would like expert opinion. I went in pre cleared to finance purchase outside bank 2.7% over 4 years. (Told bank 15k down and finance 35k). 1st dealer didn’t have type car I wanted (parking assist camera, stereo upgrade and not white were priority). 1st dealer said I should build it out and then it came to 56500 and they would do 54800. Told them not good deal and they countered with 1% financing. I said I would think about it and left. Second dealer - I went to. I told sales person you are second dealer of day and left other because they didn’t have car, wouldn’t budge much on price and I informed I was ready to buy with financing in place and I just want to find right car for right price. 1st no car available- then she finds one “in storage” no Vin yet (new concept to me) and it has parking and stereo and Msrp incl delivery charge 56400. She asks how we can make deal - I say you can give it to me for 50k. She says if I do that we have a deal? I said yes. She went to manager and comes back and says - we have a deal. She does some paperwork and gets ready to talk finance and shows me bill of sale with 495$ for “cilia jet” treatment already on the bill. I say - I don’t want it - she says (it may have been done already) I say - i don’t know what it is and don’t want to pay 500 bucks for it - she marks it off. She says I’ll reprint paper without it bc I said just marking it off didn’t make me too comfortable. She comes bAck saying - I have interesting news - the car I showed you has just been sold - but I have this other one also in storage with more car:
X3 30i 2018 w/ m package w/ adaptive led, driver assist, Harmon kardon, parking assist black and mocha leather Msrp incl delivery: 58020 she says I will still give it to you for 50k, but I have to keep ciliajet add on. I said ok. went to finance guy and he wants me to finance through Bmw - I tell him my bank deal and that other dealership offered my 1%. He asks if I can do it longer term with no pre pay penalty? (As they do better the longer I finance and as I am getting good deal on car and rate can I do it for 60m?) I said ok - as long as you get rid of ciliajet charge - he talks to manager and ok.
so that’s my deal today. I feel like I did very well and was ready to walk, knew what I wanted, had good financing and credit, shopped around some, was polite and last weekend of year.
final deal: X3 30i 2018 w/ m package and executive package w/ adaptive led, driver assist, Harmon kardon, parking assist black exterior and mocha leather Msrp incl delivery: 58020 price: 50k (+tax, title, NO ciliajet) 2500$ down on card 1% rate for 60month.
Hello Michaell, Thanks for the prompt response. I signed the paperwork. Delivery in 5 weeks. What kind of lease numbers have you seen in similar vehicles? Did I pay $50+/more a month?
Just purchased on 12/30 an Alpine White 2018 X3 in Massachusetts with Premium Package, Convenience Package, Black Leather, Driver Assistance Package and Park Distance Control.
MSRP - $52,945
Less - $2500 loyalty Less- $1500 corporate discount Less - $4245 Discount
Total Purchase Price - $44,700
Other Costs included:
$559 for document prep and state registration Ma State sales tax.
Hello Michaell, Thanks for the prompt response. I signed the paperwork. Delivery in 5 weeks. What kind of lease numbers have you seen in similar vehicles? Did I pay $50+/more a month?
Since we don't know the MF, I can't say how much could have been saved.
Just purchased on 12/30 an Alpine White 2018 X3 in Massachusetts with Premium Package, Convenience Package, Black Leather, Driver Assistance Package and Park Distance Control.
MSRP - $52,945
Less - $2500 loyalty Less- $1500 corporate discount Less - $4245 Discount
Total Purchase Price - $44,700
Other Costs included:
$559 for document prep and state registration Ma State sales tax.
Good deal?
This was a purchase, not a lease?
8% off sticker, before incentives, is a nice discount.
Just purchased on 12/30 an Alpine White 2018 X3 in Massachusetts with Premium Package, Convenience Package, Black Leather, Driver Assistance Package and Park Distance Control.
MSRP - $52,945
Less - $2500 loyalty Less- $1500 corporate discount Less - $4245 Discount
Total Purchase Price - $44,700
Other Costs included:
$559 for document prep and state registration Ma State sales tax.
Good deal?
Can you please share your dealer information? I got the exact same CAR at 48K
Hello Michaell, Thanks for the prompt response. I signed the paperwork. Delivery in 5 weeks. What kind of lease numbers have you seen in similar vehicles? Did I pay $50+/more a month?
Since we don't know the MF, I can't say how much could have been saved.
Hello Michaell, Thanks for the prompt response. I signed the paperwork. Delivery in 5 weeks. What kind of lease numbers have you seen in similar vehicles? Did I pay $50+/more a month?
Since we don't know the MF, I can't say how much could have been saved.
Thanks Sir. Let me find out my MF.
Hello Michaell, My MF is 0.00152 and RV is 56%. Based on these numbers, what do you think about the deal?
The sales tax in Indiana is 7% so that's $43/month? I have it for For 15K.. So basically I am paying $35 more ?
Looks that way....
Thanks. Based on your experience, Is it too much or something normal?
It is normal for the dealer to mark up the MF; if they can get away with doing something to put more money in their pocket, they will.
We simply try to level the playing field for the consumer. But, that consumer has to reach out to us before signing the contract. Not much we can do after the fact.
Think of this as a learning experience. When the current lease is up in 3 years, come back to us and we can help you with your next automotive transaction.
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Could you please provide residual and MF for 36 months 12k in base in TX, any lease cash incentives.
Thank you.
No lease cash
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First payment due at signing
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Is this deal any good? $1K drive off, 36 months, 15K miles, $576/mo after tax
Over 7% discount - Check
.00152 and 56% residual for 15K/yr - Check
Seems like a decent deal according to the advice that has been given previously?
Thanks in advance!
Looks like the non-taxable fees listed are paid upfront, along with the first payment.
That leaves the $925 acq.fee and doc fee to be rolled into the CAP cost.
Then, subtract $2700 for the rebate ($3000 minus approx. upfront tax on rebate), for an approx adjusted CAP cost of $43,500.
That gives me a payment of $525/mo.+tax, which I'll guess is pretty close (especially with the estimating).
Looks like a good deal for a 2018 X3.
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I'm sure you can find a dealer more open to working with you.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thoughts on this deal? I talked to a couple dealers and couldn’t swing a zero drive off; however, fees/acquisition, down payment, and first month are in the cash at signing.
State: Massachusetts
You should be able to structure the lease any way you want; any dealer who doesn't want to accommodate you shouldn't get your business.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Second dealer - I went to. I told sales person you are second dealer of day and left other because they didn’t have car, wouldn’t budge much on price and I informed I was ready to buy with financing in place and I just want to find right car for right price.
1st no car available- then she finds one “in storage” no Vin yet (new concept to me) and it has parking and stereo and Msrp incl delivery charge 56400. She asks how we can make deal - I say you can give it to me for 50k. She says if I do that we have a deal? I said yes. She went to manager and comes back and says - we have a deal.
She does some paperwork and gets ready to talk finance and shows me bill of sale with 495$ for “cilia jet” treatment already on the bill. I say - I don’t want it - she says (it may have been done already) I say - i don’t know what it is and don’t want to pay 500 bucks for it - she marks it off. She says I’ll reprint paper without it bc I said just marking it off didn’t make me too comfortable. She comes bAck saying - I have interesting news - the car I showed you has just been sold - but I have this other one also in storage with more car:
X3 30i 2018 w/ m package w/ adaptive led, driver assist, Harmon kardon, parking assist
black and mocha leather
Msrp incl delivery: 58020
she says I will still give it to you for 50k, but I have to keep ciliajet add on. I said ok.
went to finance guy and he wants me to finance through Bmw - I tell him my bank deal and that other dealership offered my 1%.
He asks if I can do it longer term with no pre pay penalty? (As they do better the longer I finance and as I am getting good deal on car and rate can I do it for 60m?) I said ok - as long as you get rid of ciliajet charge - he talks to manager and ok.
so that’s my deal today. I feel like I did very well and was ready to walk, knew what I wanted, had good financing and credit, shopped around some, was polite and last weekend of year.
final deal:
X3 30i 2018 w/ m package and executive package w/ adaptive led, driver assist, Harmon kardon, parking assist
black exterior and mocha leather
Msrp incl delivery: 58020
price: 50k (+tax, title, NO ciliajet)
2500$ down on card
1% rate for 60month.
good job and good deal?
Congrats, and enjoy!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Model: 2018 X3 30i
MSRP: 53,225 includes Destination charges
Packages: Premium, Parking Assistance, Driving Assistance, harman kardon speakers, Phytonic Blue (exerior)
Discount price: $47,875
Lease: $697/month for 15K/year, 0 Down.
Thanks in advance.
P.S. - First time poster.
Could the deal have been better? Perhaps.
You did, however, get 10% off the sticker price, which is a healthy discount.
Think of this as a learning experience, and check with us before making your next deal, 3 years from now.
Congrats on the new BMW!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Thanks for the prompt response. I signed the paperwork. Delivery in 5 weeks. What kind of lease numbers have you seen in similar vehicles? Did I pay $50+/more a month?
MSRP - $52,945
Less - $2500 loyalty
Less- $1500 corporate discount
Less - $4245 Discount
Total Purchase Price - $44,700
Other Costs included:
$559 for document prep and state registration
Ma State sales tax.
Good deal?
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
8% off sticker, before incentives, is a nice discount.
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Any incentives for January also? Loyalty?
No lease incentives for January
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
I am looking for a X3 30i in MD, 36/10, would that be MF 0.00152 and RV 59% too?
Does BMW have 39/10 leases ? If so, do you have the numbers for that please
Thanks
My MF is 0.00152 and RV is 56%. Based on these numbers, what do you think about the deal?
Any term longer than 36 months is not viable.
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
We simply try to level the playing field for the consumer. But, that consumer has to reach out to us before signing the contract. Not much we can do after the fact.
Think of this as a learning experience. When the current lease is up in 3 years, come back to us and we can help you with your next automotive transaction.
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
MODERATOR
2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
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Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige
Edmunds Price Checker
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2015 Subaru Outback 3.6R / 2024 Kia Sportage Hybrid SX Prestige