2019 BMW X3 Lease Deals and Prices

sam2428

Can I please get the current lease numbers and any promotions for the 2019 X3 sDrive30i for Houston, TX? 36/12 and 36/15.

thanks in advance! 

kyfdx

sam2428 said:

Can I please get the current lease numbers and any promotions for the 2019 X3 sDrive30i for Houston, TX? 36/12 and 36/15.

thanks in advance! 

.00182 MF
58%/56% residual

lvly777

Hi guys, Happy Holidays. Can you please
tell me if this deal looks ok? It's the owners choice plan which I guess is the hybrid lease/purchase?

2019 BMW X3M40I
MSRP: $67570
Discount: $6k
Sale price $61570
Doc fee $699
State and local taxes: $4117.26 (I'm in GA, so AdValorem is upfront for the "sales tax")

Total license and fees:$ 95
Total rebates: $3500

unpaid balance: $62981.26
+ other, $2299(My remainder pmts on curr BMW lease up 3/30/19)

Amt financed $65280.26
Term 60mths
w Baloon pmt $22973.80
APR 2.49%
PMT: $799-$809
15k miles

Michaell

lvly777 said:

Hi guys, Happy Holidays. Can you please
tell me if this deal looks ok? It's the owners choice plan which I guess is the hybrid lease/purchase?

2019 BMW X3M40I
MSRP: $67570
Discount: $6k
Sale price $61570
Doc fee $699
State and local taxes: $4117.26 (I'm in GA, so AdValorem is upfront for the "sales tax")

Total license and fees:$ 95
Total rebates: $3500

unpaid balance: $62981.26
+ other, $2299(My remainder pmts on curr BMW lease up 3/30/19)

Amt financed $65280.26
Term 60mths
w Baloon pmt $22973.80
APR 2.49%
PMT: $799-$809
15k miles

Why are you exiting your current lease early? That is adding $35-40/mo to your new payment.

lvly777

Thanks. Just thought I would try and take advantage of year end deals but maybe they aren't so great?

Fricfracfrank

Is conquest gone for the month?

Michaell

lvly777 said:

Thanks. Just thought I would try and take advantage of year end deals but maybe they aren't so great?

It would be better if you weren't rolling your remaining payments into the new deal.

Michaell

Fricfracfrank said:

Is conquest gone for the month?

$1500 loyalty

mikeh339

Hi there, can you please provide the mf, residual and any promotions for the 2019 X3 xDrive30i for zip code: 60527 36/12 and 36/15.

Thanks in advance!

zbob2

I received the $2000 financing incentive can I pay the car off or do I need to wait as the dealer said 5 payments?

Michaell

zbob2 said:

I received the $2000 financing incentive can I pay the car off or do I need to wait as the dealer said 5 payments?

I would recommend you check with BMW Financial Services.

Michaell

mikeh339 said:

Hi there, can you please provide the mf, residual and any promotions for the 2019 X3 xDrive30i for zip code: 60527 36/12 and 36/15.

Thanks in advance!

36/15
.00182 and 56%
No lease incentives

cable23

Hello!

I can't seem to get this calculation to add up right. Any help is appreciated! This is for a 36/10 at 59% and .00182.

MSRP: $48,835
Proposed Selling Price: $44,348.17
Fees: $925 Acq Fee, $599 Dealer, $1462.76 Tax, $503.89 Govt Fee (Luxury, Reg and Tire)
Rebates: $1000
Due at Signing: $949.50 (first month + registration)

They are getting $46,723.32 as the Adjusted Cap

I'm basing mine on:
Gross Cap: Selling Price + All Fees listed above in Fees
Cap Reduction: $1000 Rebate + Due at Signing
Adjusted Cap: Gross Cap - Cap Reduction

Thanks!

DJScreen

Hi All -

i'm looking for residual and MF on a 2019 X3 x3.0 3yr/15k lease (94402 zip)

Curious if i'm getting a good deal on 9.76% off MSRP($54,285) and buyout price of $30,399

Thanks

SP66

Hello, I'd be grateful for the MF, residual and incentive information for a sdrive30i and xdrive30i 2019 X3 for zip code 94549 and 36/10. Thank you very much!

Gana2k

Hi would appreciate info for mf, residual for 2019 X3 for zip code 60067 and 36/10?
Also is it a good deal 5k off msrp of 54k?  And monthy they quoted was 750 for lease

kyfdx

cable23 said:

Hello!

I can't seem to get this calculation to add up right. Any help is appreciated! This is for a 36/10 at 59% and .00182.

MSRP: $48,835
Proposed Selling Price: $44,348.17
Fees: $925 Acq Fee, $599 Dealer, $1462.76 Tax, $503.89 Govt Fee (Luxury, Reg and Tire)
Rebates: $1000
Due at Signing: $949.50 (first month + registration)

They are getting $46,723.32 as the Adjusted Cap

I'm basing mine on:
Gross Cap: Selling Price + All Fees listed above in Fees
Cap Reduction: $1000 Rebate + Due at Signing
Adjusted Cap: Gross Cap - Cap Reduction

Thanks!

Due at Signing can't all be ascribed to CAP reduction. You have to pay the first payment out of that amount, first.

kyfdx

DJScreen said:

Hi All -

i'm looking for residual and MF on a 2019 X3 x3.0 3yr/15k lease (94402 zip)

Curious if i'm getting a good deal on 9.76% off MSRP($54,285) and buyout price of $30,399

Thanks

.00182 MF and 56% residual
That's a good discount, if they don't markup the money factor.

kyfdx

SP66 said:

Hello, I'd be grateful for the MF, residual and incentive information for a sdrive30i and xdrive30i 2019 X3 for zip code 94549 and 36/10. Thank you very much!

.00182 MF and 59% residual
Either trim

kyfdx

Gana2k said:

Hi would appreciate info for mf, residual for 2019 X3 for zip code 60067 and 36/10?
Also is it a good deal 5k off msrp of 54k?  And monthy they quoted was 750 for lease

.00182 MF and 59% residual

10% off is good, if the money factor isn't marked up.

$750/mo. sounds a little higher, though.

junghoon

2019 X3 xDrive30i
7.5k / 10k 36 months
Residuals, MF and Incentives for Minnesota (55404)

Thank you.

Michaell

cable23 said:

Hello!

I can't seem to get this calculation to add up right. Any help is appreciated! This is for a 36/10 at 59% and .00182.

MSRP: $48,835
Proposed Selling Price: $44,348.17
Fees: $925 Acq Fee, $599 Dealer, $1462.76 Tax, $503.89 Govt Fee (Luxury, Reg and Tire)
Rebates: $1000
Due at Signing: $949.50 (first month + registration)

They are getting $46,723.32 as the Adjusted Cap

I'm basing mine on:
Gross Cap: Selling Price + All Fees listed above in Fees
Cap Reduction: $1000 Rebate + Due at Signing
Adjusted Cap: Gross Cap - Cap Reduction

Thanks!

What ZIP code?
How much of the $503.89 is registration?

Michaell

junghoon said:

2019 X3 xDrive30i
7.5k / 10k 36 months
Residuals, MF and Incentives for Minnesota (55404)

Thank you.

36/10
.00182 and 59%

No 7.5K from BMW on the X3

blue87

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

Michaell

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

blue87

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Michaell

blue87 said:

Hi,

blue87 said:

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Do you have a breakdown of how the $4000 is apportioned?

G_Sun

Hi, 

Is there APR credit for 60 mos financing and what is the APR? ZIP 91801, thanks.

Michaell

G_Sun said:

Hi, 

Is there APR credit for 60 mos financing and what is the APR? ZIP 91801, thanks.

No purchase incentives; no special APR for 2019 X3

blue87

Michaell said:

blue87 said:

Hi,

blue87 said:

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Do you have a breakdown of how the $4000 is apportioned?

Cap Cost Reduction 3579.70
First Monthly Payment: 429.63
Initial Registration 265
Initial License Fee 261
Sales Tax 7.60
Transfer Charge 30
Sales Tax on Cap Cost Reduciton $340.07
Doc Processing 80
CA Tire Fee 7

Michaell

blue87 said:

Michaell said:

blue87 said:

Hi,

blue87 said:

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Do you have a breakdown of how the $4000 is apportioned?

Cap Cost Reduction 3579.70
First Monthly Payment: 429.63
Initial Registration 265
Initial License Fee 261
Sales Tax 7.60
Transfer Charge 30
Sales Tax on Cap Cost Reduciton $340.07
Doc Processing 80
CA Tire Fee 7

I'd only pay the first payment and DMV costs up front; skip the cap reduction and add the rest of the fees into the monthly payment

You're at risk of losing that upfront money if the car is stolen or totaled.

blue87

Michaell said:

blue87 said:

Michaell said:

blue87 said:

Hi,

blue87 said:

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Do you have a breakdown of how the $4000 is apportioned?

Cap Cost Reduction 3579.70
First Monthly Payment: 429.63
Initial Registration 265
Initial License Fee 261
Sales Tax 7.60
Transfer Charge 30
Sales Tax on Cap Cost Reduciton $340.07
Doc Processing 80
CA Tire Fee 7

I'd only pay the first payment and DMV costs up front; skip the cap reduction and add the rest of the fees into the monthly payment

You're at risk of losing that upfront money if the car is stolen or totaled.

Well noted. Will keep that in mind next lease! Appreciate the feedback.

Aside from that - my total payment after the end of the lease. Am I overpaying ?

Michaell

blue87 said:

Michaell said:

blue87 said:

Michaell said:

blue87 said:

Hi,

blue87 said:

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Do you have a breakdown of how the $4000 is apportioned?

Cap Cost Reduction 3579.70
First Monthly Payment: 429.63
Initial Registration 265
Initial License Fee 261
Sales Tax 7.60
Transfer Charge 30
Sales Tax on Cap Cost Reduciton $340.07
Doc Processing 80
CA Tire Fee 7

I'd only pay the first payment and DMV costs up front; skip the cap reduction and add the rest of the fees into the monthly payment

You're at risk of losing that upfront money if the car is stolen or totaled.

Well noted. Will keep that in mind next lease! Appreciate the feedback.

Aside from that - my total payment after the end of the lease. Am I overpaying ?

Given that the lease program is just average, I think you did OK.

kyfdx

blue87 said:

Michaell said:

blue87 said:

Hi,

blue87 said:

Michaell said:

blue87 said:

Hi,

This is what I ended up paying.

2019 BMW X3 sDrive

MSRP $46,645.00
Adjusted Cap cost $37,370.56
Zip 91780
36 months/10k miles
$1000 Rebate
Total due at signing $4000.00
Monthly: $439.36 tax included

Thoughts?

Thanks!

$4000 total due, or $4000 plus first payment and fees?

If you've signed the paperwork, doesn't much matter what we think, at this point.

Actually $5000 is total with $1000 rebate. I paid out of pocket $4000 that includes first month and all the fees.

Your opinion matters! Please let me know lol.

Do you have a breakdown of how the $4000 is apportioned?

Cap Cost Reduction 3579.70
First Monthly Payment: 429.63
Initial Registration 265
Initial License Fee 261
Sales Tax 7.60
Transfer Charge 30
Sales Tax on Cap Cost Reduciton $340.07
Doc Processing 80
CA Tire Fee 7

Is the payment $439 or $429? You've listed both amounts.

It's a reasonable deal. I wouldn't put that much upfront. Without the CAP reduction, your payment would be about $114/mo. higher

cable23

kyfdx said:

Due at Signing can't all be ascribed to CAP reduction. You have to pay the first payment out of that amount, first.

Thanks for clarifying that. When I read the Edmunds article, it mentioned to decrease any down payments as your cap reduction, so my confusion there. Based on the numbers I shared, the only cap reduction would be the $1000 rebate. If I were to pay the registration fee of $314.50, then total cap reduction would be $1314.50?

Thanks again. Very helpful information.

cable23

Michaell said:

What ZIP code?
How much of the $503.89 is registration?

Thanks! Zip code is 07054. The registration was quoted at $314.50. Hope that helps!

Thanks again!

Michaell

cable23 said:

kyfdx said:

Due at Signing can't all be ascribed to CAP reduction. You have to pay the first payment out of that amount, first.

Thanks for clarifying that. When I read the Edmunds article, it mentioned to decrease any down payments as your cap reduction, so my confusion there. Based on the numbers I shared, the only cap reduction would be the $1000 rebate. If I were to pay the registration fee of $314.50, then total cap reduction would be $1314.50?

Thanks again. Very helpful information.

That's correct - you want to pay the first payment and registration costs up front, only.

Michaell

cable23 said:

Michaell said:

What ZIP code?
How much of the $503.89 is registration?

Thanks! Zip code is 07054. The registration was quoted at $314.50. Hope that helps!

Thanks again!

That's about right for NJ - IIRC, that covers all 3 years

cable23

Michaell said:

cable23 said:

kyfdx said:

Due at Signing can't all be ascribed to CAP reduction. You have to pay the first payment out of that amount, first.

Thanks for clarifying that. When I read the Edmunds article, it mentioned to decrease any down payments as your cap reduction, so my confusion there. Based on the numbers I shared, the only cap reduction would be the $1000 rebate. If I were to pay the registration fee of $314.50, then total cap reduction would be $1314.50?

Thanks again. Very helpful information.

That's correct - you want to pay the first payment and registration costs up front, only.

Using $1314.50 (rebate and registration fee), for some reason, I'm not adding up to the same adjusted cap cost. I seem to be around $200 off from their number. I'm getting $46,524 vs their $46,723.

I'll likely roll everything into the monthly price and just pay the first month at signing.

Thanks again for your help.

cable23

Michaell said:

cable23 said:

Michaell said:

What ZIP code?
How much of the $503.89 is registration?

Thanks! Zip code is 07054. The registration was quoted at $314.50. Hope that helps!

Thanks again!

That's about right for NJ - IIRC, that covers all 3 years

Thanks!

cable23

Sorry, last 2 questions! Also summarized the above, so it's in one thread now. This is extremely helpful. I appreciate it!

Since I'm paying the taxes as part of my monthly payment, does that get removed from the fees I add to my Gross Cap Cost? Does that equate to the same thing as me removing it from my gross cap and adding to my monthly base+rent payment?

===

Here's the breakdown again where I can't seem to get the adjusted cap. In the end, I may put all fees into my monthly so due at signing is just the first month. Still deciding.

MSRP: $48,835
Proposed Selling Price: $44,348.17
Fees: $925 Acq Fee, $599 Dealer, $1462.76 Tax, $503.89 Govt Fee (Luxury, Reg and Tire)
Rebates: $1000
Due at Signing: First Month Payment + Registration Fee

They are getting $46,723 as the Adjusted Cap, where as I'm getting $46,524

===

Based on their Adjusted Cap, I confirmed their monthly of $635 (if I pay registration upfront). If I don't pay reg, it adds $9 to the lease.

Thanks!

kyfdx

cable23 said:

Sorry, last 2 questions! Also summarized the above, so it's in one thread now. This is extremely helpful, so I appreciate it.

In NJ, if I pay the taxes as part of my monthly payment, does that get removed from the fees I add to my Gross Cap Cost? Do I remove it from there and add the tax to each monthly payment?

Also, here's the breakdown again where I can't seem to get the adjusted cap. In the end, I may put all fees into my monthly so due at signing is just the first month. Still deciding.

===

MSRP: $48,835
Proposed Selling Price: $44,348.17
Fees: $925 Acq Fee, $599 Dealer, $1462.76 Tax, $503.89 Govt Fee (Luxury, Reg and Tire)
Rebates: $1000
Due at Signing: First Month Payment + Registration Fee

They are getting $46,723 as the Adjusted Cap, where as I'm getting $46,524

===

Based on their Adjusted Cap, I confirmed their monthly of $635 (if I pay registration upfront). If I don't pay reg, it adds $9 to the lease.

Thanks!

$44348
+925
+1462
+599
-$1000
= $46334

Taxes are added to the Gross CAP, if you aren't paying them upfront. NJ gets the money upfront, either way, so that's why it's added to the CAP cost.

cable23

kyfdx said:

$44348
+925
+1462
+599
-$1000
= $46334

Taxes are added to the Gross CAP, if you aren't paying them upfront. NJ gets the money upfront, either way, so that's why it's added to the CAP cost.

Thank you. That makes sense. I assume the $503.89 Govt Fee should get added to this calculation as well then correct? Since I'm rolling that into my payments.

kyfdx

cable23 said:

kyfdx said:

$44348
+925
+1462
+599
-$1000
= $46334

Taxes are added to the Gross CAP, if you aren't paying them upfront. NJ gets the money upfront, either way, so that's why it's added to the CAP cost.

The $503.89 Govt Fee should get added to this calculation as well then correct? Since I'm rolling that into my payments.

You stated registration upfront. That's what the government fee is.

cable23

kyfdx said:

cable23 said:

kyfdx said:

$44348
+925
+1462
+599
-$1000
= $46334

Taxes are added to the Gross CAP, if you aren't paying them upfront. NJ gets the money upfront, either way, so that's why it's added to the CAP cost.

The $503.89 Govt Fee should get added to this calculation as well then correct? Since I'm rolling that into my payments.

You stated registration upfront. That's what the government fee is.

Sorry for the confusion. Got it! Still learning all the variables that go into the formulas.

I was debating on both options (upfront or rolled in). If I do choose to roll it into the payment, I can simply add it to the Gross Cap then?

Also, I assume the destination fee is different than the acquisition fee? I see the destination fee ($995) as part of the sticker price (MSRP + Packages + Destination Fee). I then also see the Acquisition Fee ($925) in the Gross Cap. Just want to ensure I'm not double paying.

I then used the RV using the Sticker Price of the car.

kyfdx

cable23 said:

kyfdx said:

cable23 said:

kyfdx said:

$44348
+925
+1462
+599
-$1000
= $46334

Taxes are added to the Gross CAP, if you aren't paying them upfront. NJ gets the money upfront, either way, so that's why it's added to the CAP cost.

The $503.89 Govt Fee should get added to this calculation as well then correct? Since I'm rolling that into my payments.

You stated registration upfront. That's what the government fee is.

Sorry for the confusion. Got it! Still learning all the variables that go into the formulas.

I was debating on both options (upfront or rolled in). If I do choose to roll it into the payment, I can simply add it to the Gross Cap then?

Also, I assume the destination fee is different than the acquisition fee? I see the destination fee ($995) as part of the sticker price (MSRP + Packages + Destination Fee). I then also see the Acquisition Fee ($925) in the Gross Cap. Just want to ensure I'm not double paying.

I then used the RV using the Sticker Price of the car.

Destination is part of the MSRP. That's the only place you should see it.

Residual percentage is calculated against the full MSRP, including destination

cable23

kyfdx said:

Residual percentage is calculated against the full MSRP, including destination

Got it, thanks! So pretty much any other costs that I don't pay upfront all go into the Gross Cap, including the government costs.

Thanks again.

Crosseng

Happy New Year to all! Do you have the January MF/RV and incentives for a 3yr/12k miles lease on a 2019 X3 M40i? Zipcode 60062. Thanks

AndrewEngineer

2019 bmw x3, m40i. 10k miles. want MF and residuals.

36mo = ?
39mo = ?

kyfdx

Crosseng said:

Happy New Year to all! Do you have the January MF/RV and incentives for a 3yr/12k miles lease on a 2019 X3 M40i? Zipcode 60062. Thanks

.00188 MF and 58% residual
No lease incentives