2019 BMW X3 Lease Deals and Prices

1131416181953

Comments

  • kyfdxkyfdx Moderator Posts: 267,675

    kyfdx said:

    Hey folks,

    I came across a 2019 X3 M40i on BMW's preowned site cpo.bmwusa.com. The vehicle has only about 3k miles on it and as per the dealership, I was told as long as it has less than 5k miles on it they can still lease it. The car was one of their demo/test drive cars.

    Does anyone have any experience leasing a pre-owned car? If so, I'd love to hear about your experience negotiating and any advise that can be provided.

    Do these pre-owned leases run the same lease programs as brand new cars?

    I was given a money factor of .00218 and residual value 57%. Are these amounts correct? What is the current MF now in Feb 2019 for zipcode 10601?

    Also, I see that BMWUSA is currently offering $500 Lease Credit, $1,000 Loyalty/ Conquest Certificate. Are there any other rebates/incentives that could be used? I came across the xdrive winter experience https://www.bmwramsey.com/bmw-winter...experience.htm. Has anyone taken advantage of this so far?

    I'm just trying to determine if its worth it to lease the certified preowned 3k mile X3 vs a brand new one. I appreciate anyone's help, feedback, and suggestions.

    Demo/loaners can make great lease deals, as long as they are discounted appropriately.
    36/12
    .00188 MF and 58% residual
    (further residual reduction of $0.25/mile for existing mileage)
    $1500 loyalty
    I don't show the $500 lease credit for your ZIP, but that doesn't necessarily mean it doesn't exist.

    Depending on the MSRP, 57% could be close to the final residual, once the mileage is deducted.
    The money factor is marked up from .00188.
    The MSRP is 63,820 and purchase price is 55,520. Based on their ad they state $2995.00 Down. 36 Months. See Client Advisor for details. PAYMENTS INCLUDE OWNER LOYALTY REBATE. The same add also says lease for $579 then further down the add it also says lease for $399. However, when I contacted the dealer they quoted me $791. I'm not sure why the payments are all over the place?


    Ads are just ads.. not actual offers. Lots of fine print.
    They don't include taxes or DMV fees
    Plus, $2995 down. Your quote is for ZERO down. (just first payment and DMV fees)
    With that doc fee, you must be shopping out of state?

    That's a pretty heavily optioned X3.
    The price is 13% off MSRP, which is about average for a demo.

    The money factor markup is adding $28/mo.

    The calculations are correct.
    Another $1500 lower price + base MF = $719/mo.

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  • Ranger14Ranger14 Member Posts: 23
    Hi
    What are the residual and mf for 2019 BMW X3 x30i for
    15k/36months in ZIP 01460 for month of FEB(2019).
    Are there any incentives/offers going on?

    Thanks.
  • MichaellMichaell Moderator Posts: 264,592
    Ranger14 said:

    Hi
    What are the residual and mf for 2019 BMW X3 x30i for
    15k/36months in ZIP 01460 for month of FEB(2019).
    Are there any incentives/offers going on?

    Thanks.

    .00188 and 56%
    $500 lease credit

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  • fred_sepifred_sepi Member Posts: 5
    Do you folks think I got a good deal or rotten deal on my next X3 order (12k/36 lease - 94041 - delivery in March)?

    MSRP: $55745
    Monthly payment: $659
    Cash due at signing: $1653 + 7 security deposit ($4900)
  • MichaellMichaell Moderator Posts: 264,592
    fred_sepi said:

    Do you folks think I got a good deal or rotten deal on my next X3 order (12k/36 lease - 94041 - delivery in March)?

    MSRP: $55745
    Monthly payment: $659
    Cash due at signing: $1653 + 7 security deposit ($4900)

    What is the selling price?
    What does the $1653 cover?

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  • BmayinLABmayinLA Member Posts: 3
    Hi! Can you please share residual and MF for 2019 BMW X3 sDrive30i (10k/36 lease - 90292)?
  • MichaellMichaell Moderator Posts: 264,592
    BmayinLA said:

    Hi! Can you please share residual and MF for 2019 BMW X3 sDrive30i (10k/36 lease - 90292)?

    .00188 and 59%
    $500 lease credit

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  • EHSCarsEHSCars Member Posts: 8
    In 28277. MF/Residuals for 2019 BMW X3 m40i. Considering 36/12k vs 36/10k. Any incentives? Thank you!
  • kyfdxkyfdx Moderator Posts: 267,675
    EHSCars said:

    In 28277. MF/Residuals for 2019 BMW X3 m40i. Considering 36/12k vs 36/10k. Any incentives? Thank you!

    .00188 MF
    58%/59% residual
    $500 lease credit

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  • fred_sepifred_sepi Member Posts: 5
    Michaell said:

    fred_sepi said:

    Do you folks think I got a good deal or rotten deal on my next X3 order (12k/36 lease - 94041 - delivery in March)?

    MSRP: $55745
    Monthly payment: $659
    Cash due at signing: $1653 + 7 security deposit ($4900)

    What is the selling price?
    What does the $1653 cover?
    Selling price is: $49,485 (but they are marking up the MF to 0.00228 before MSD)
    $1653 covers the first month payment, registration and fees/taxes.
  • kyfdxkyfdx Moderator Posts: 267,675
    fred_sepi said:

    Michaell said:

    fred_sepi said:

    Do you folks think I got a good deal or rotten deal on my next X3 order (12k/36 lease - 94041 - delivery in March)?

    MSRP: $55745
    Monthly payment: $659
    Cash due at signing: $1653 + 7 security deposit ($4900)

    What is the selling price?
    What does the $1653 cover?
    Selling price is: $49,485 (but they are marking up the MF to 0.00228 before MSD)
    $1653 covers the first month payment, registration and fees/taxes.
    That's a nice discount. Does the $659 include tax?
    The money factor markup adds about $1300 to your total cost.

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  • fred_sepifred_sepi Member Posts: 5
    edited February 2019
    kyfdx said:

    fred_sepi said:

    Michaell said:

    fred_sepi said:

    Do you folks think I got a good deal or rotten deal on my next X3 order (12k/36 lease - 94041 - delivery in March)?

    MSRP: $55745
    Monthly payment: $659
    Cash due at signing: $1653 + 7 security deposit ($4900)

    What is the selling price?
    What does the $1653 cover?
    Selling price is: $49,485 (but they are marking up the MF to 0.00228 before MSD)
    $1653 covers the first month payment, registration and fees/taxes.
    That's a nice discount. Does the $659 include tax?
    The money factor markup adds about $1300 to your total cost.
    Thanks! Yes $659 is the total monthly payment (including tax).
  • kyfdxkyfdx Moderator Posts: 267,675
    fred_sepi said:

    kyfdx said:

    fred_sepi said:

    Michaell said:

    fred_sepi said:

    Do you folks think I got a good deal or rotten deal on my next X3 order (12k/36 lease - 94041 - delivery in March)?

    MSRP: $55745
    Monthly payment: $659
    Cash due at signing: $1653 + 7 security deposit ($4900)

    What is the selling price?
    What does the $1653 cover?
    Selling price is: $49,485 (but they are marking up the MF to 0.00228 before MSD)
    $1653 covers the first month payment, registration and fees/taxes.
    That's a nice discount. Does the $659 include tax?
    The money factor markup adds about $1300 to your total cost.
    Thanks! Yes $659 is the total monthly payment (including tax).
    That's a better payment than the math would suggest.

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  • asantaluciaasantalucia Member Posts: 3
    Hello - Looking for MF and Residual for 2019 X3 XDrive30i 36/12k. Located in Cary, NC 27513
  • MichaellMichaell Moderator Posts: 264,592

    Hello - Looking for MF and Residual for 2019 X3 XDrive30i 36/12k. Located in Cary, NC 27513
    .00188 and 58%
    $500 lease credit

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  • pesto628pesto628 Member Posts: 5
    Can I get the MF, Residual and incentives for a 2019 x3 Xdrive30i for 36/12k in 80211?
  • kyfdxkyfdx Moderator Posts: 267,675
    pesto628 said:

    Can I get the MF, Residual and incentives for a 2019 x3 Xdrive30i for 36/12k in 80211?

    .00188 MF and 58% residual
    $500 lease credit

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  • vyndionvyndion Member Posts: 8
    Can I get an MF, Residual for X3 sDrive30i 36/12k in 33155?

    Thanks. Also assuming there's a small lease credit and would it stack with college grad?
  • kyfdxkyfdx Moderator Posts: 267,675
    vyndion said:

    Can I get an MF, Residual for X3 sDrive30i 36/12k in 33155?

    Thanks. Also assuming there's a small lease credit and would it stack with college grad?

    .00188 MF and 58% residual
    $500 lease credit

    Yes, that would be compatible with any grad incentive

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  • BmayinLABmayinLA Member Posts: 3
    Michaell said:

    BmayinLA said:

    Hi! Can you please share residual and MF for 2019 BMW X3 sDrive30i (10k/36 lease - 90292)?

    .00188 and 59%
    $500 lease credit
    Thank you! Are the residual and MF numbers different for a 2018 model vs a 2019 model? If so, can I get them for the 2018 BMW X3 sDrive30i (10k/36 lease) in 9029?
  • MichaellMichaell Moderator Posts: 264,592
    BmayinLA said:

    Michaell said:

    BmayinLA said:

    Hi! Can you please share residual and MF for 2019 BMW X3 sDrive30i (10k/36 lease - 90292)?

    .00188 and 59%
    $500 lease credit
    Thank you! Are the residual and MF numbers different for a 2018 model vs a 2019 model? If so, can I get them for the 2018 BMW X3 sDrive30i (10k/36 lease) in 9029?
    2018 X3 lease thread is here:

    https://forums.edmunds.com/discussion/46977/bmw/x3/2018-bmw-x3-lease-deals-and-prices#latest

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  • Asml802Asml802 Member Posts: 2
    Can I get the MF, Residual and incentives for a 2019 x3 Xdrive30i for 36/10k in 94127?
  • kyfdxkyfdx Moderator Posts: 267,675
    Asml802 said:

    Can I get the MF, Residual and incentives for a 2019 x3 Xdrive30i for 36/10k in 94127?

    .00188 MF and 59% residual
    $500 lease credit

    Edmunds Price Checker
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  • sk3tchsk3tch Member Posts: 14
    Can you please give me the MF, residual, and incenstives for a 2019 BMW X3 xDrive30i for 36/12K in 55416? Thank you.
  • MichaellMichaell Moderator Posts: 264,592
    sk3tch said:

    Can you please give me the MF, residual, and incenstives for a 2019 BMW X3 xDrive30i for 36/12K in 55416? Thank you.

    .00188 and 58%
    $500 lease credit

    Edmunds Price Checker
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  • sk3tchsk3tch Member Posts: 14
    Michaell said:

    sk3tch said:

    Can you please give me the MF, residual, and incenstives for a 2019 BMW X3 xDrive30i for 36/12K in 55416? Thank you.

    .00188 and 58%
    $500 lease credit
    Thank you so much!
  • phollowphollow Member Posts: 48
    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?
  • kyfdxkyfdx Moderator Posts: 267,675
    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?

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  • phollowphollow Member Posts: 48
    kyfdx said:
    2019 BMW X3 xDrive30i SAV INCLUDED PACKAGES CONVENIENCE PACKAGE Comfort Access Keyless Entry Panoramic Moonroof Lumbar Support LED Headlights w/Cornering Lights SiriusXM Satellite Radio DRIVING ASSISTANCE PACKAGE Active Driving Assistant Active Blind Spot Detection Lane Departure Warning MSRP: $ 50885 Sales Price: $42700 16% off MSRP Money Factor : .00188 APR: 4.51% Multiple Security Deposit (MSD): Max. MSD: 7, for returning BMW customers enrolled in MSD programs only. Money Factor after MSD: 0.00153 APR: 3.67% Acquisition Fee : $925 Miles/year : 10,000 miles/year Months: 36 Down Payment: $0 Taxed Incentives : $1500 Untaxed Incentives : $0 Post-Sale Rebates : $0 Dealer Fees : $141 Residual: 57.5 % Residual (%) at Government Fees : $400 Sales Tax: 0% Pre-tax Monthly Payment: $439 Monthly Payment with Tax: $439 Drive-Off: $1,905 - First month payment: $439 - Down payment: $0 - Government and dealer fees: $541 - Acquisition fee: $925 - Total Tax: $0 Refundable MSD Payment: $3,150 Disposition Fee: $350 Total Lease Cost: $17,238 Can you let me know if this looks like a good deal?
    Is it a service loaner with mileage? Why is there no tax?
    Yes it's a loaner but I see only 6 miles..I will have to check on tax. believe it included in monthly payment. I am in NJ
  • kyfdxkyfdx Moderator Posts: 267,675
    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it's a loaner but I see only 6 miles..I will have to check on tax. believe it included in monthly payment. I am in NJ

    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles

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  • phollowphollow Member Posts: 48
    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles

  • phollowphollow Member Posts: 48
    phollow said:

    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles


    Yes its 59% at 10k miles. the dealer site shows 6 miles on the car..

    is this good deal ?
  • kyfdxkyfdx Moderator Posts: 267,675
    phollow said:

    phollow said:

    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles
    Yes its 59% at 10k miles. the dealer site shows 6 miles on the car..

    is this good deal ?

    Your first post states the residual is 57.5%?

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  • phollowphollow Member Posts: 48
    edited February 2019
    kyfdx said:

    phollow said:

    phollow said:

    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles
    Yes its 59% at 10k miles. the dealer site shows 6 miles on the car..

    is this good deal ?
    Your first post states the residual is 57.5%?


    my bad. must have changed when i updated miles from 10 to 12k on lease calculator. it has about 3-3.5k miles on it.

    Monthly : 439
    Drive off : 3224
    MSD refund : 3150
  • kyfdxkyfdx Moderator Posts: 267,675
    phollow said:

    kyfdx said:

    phollow said:

    phollow said:

    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles
    Yes its 59% at 10k miles. the dealer site shows 6 miles on the car..

    is this good deal ?
    Your first post states the residual is 57.5%?
    my bad. must have changed when i updated miles from 10 to 12k on lease calculator. it has about 3-3.5k miles on it.

    Monthly : 439
    Drive off : 3224
    MSD refund : 3150

    So, the tax is in the $3224?

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  • Asml802Asml802 Member Posts: 2
    MSRP: $48,695.00

    Your Price: $45,095

    Rebates*: $ -2,000

    Your Net Price**: $43,095

    *Must Lease with BMWFS
    ** Price is plus tax and fees. 

    Lease for 36 months at 10k per year. 
    First month's payment ($534.06), Acquisition fee ($925), Licensing fees ($570.00), CA tire fee ($7), Doc fee ($85), and sales tax on the rebates of $2,000.

    MF:  0.00188
    Residual:  59.00%, $28,730.05 (preset for 36 months, 10k/year)

    how does this look? Can I ask for more discount and where? Thanks for the help.
  • MichaellMichaell Moderator Posts: 264,592
    Asml802 said:

    MSRP: $48,695.00

    Your Price: $45,095

    Rebates*: $ -2,000

    Your Net Price**: $43,095

    *Must Lease with BMWFS
    ** Price is plus tax and fees. 

    Lease for 36 months at 10k per year. 
    First month's payment ($534.06), Acquisition fee ($925), Licensing fees ($570.00), CA tire fee ($7), Doc fee ($85), and sales tax on the rebates of $2,000.

    MF:  0.00188
    Residual:  59.00%, $28,730.05 (preset for 36 months, 10k/year)

    how does this look? Can I ask for more discount and where? Thanks for the help.

    I agree with the math. Only way to improve on the deal is to negotiate a lower selling price or use MSDs to bring down the MF.

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  • phollowphollow Member Posts: 48
    kyfdx said:

    phollow said:

    kyfdx said:

    phollow said:

    phollow said:

    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles
    Yes its 59% at 10k miles. the dealer site shows 6 miles on the car..

    is this good deal ?
    Your first post states the residual is 57.5%?
    my bad. must have changed when i updated miles from 10 to 12k on lease calculator. it has about 3-3.5k miles on it.

    Monthly : 439
    Drive off : 3224
    MSD refund : 3150
    So, the tax is in the $3224?

    Yes $1157 NJ tax.
  • kyfdxkyfdx Moderator Posts: 267,675
    phollow said:

    kyfdx said:

    phollow said:

    kyfdx said:

    phollow said:

    phollow said:

    kyfdx said:

    phollow said:


    kyfdx said:

    phollow said:

    2019 BMW X3 xDrive30i SAV

    INCLUDED PACKAGES
    CONVENIENCE PACKAGE
    Comfort Access Keyless Entry
    Panoramic Moonroof
    Lumbar Support
    LED Headlights w/Cornering Lights
    SiriusXM Satellite Radio
    DRIVING ASSISTANCE PACKAGE
    Active Driving Assistant
    Active Blind Spot Detection
    Lane Departure Warning


    MSRP: $ 50885
    Sales Price: $42700
    16% off MSRP
    Money Factor : .00188
    APR: 4.51%
    Multiple Security Deposit (MSD):
    Max. MSD: 7, for returning BMW customers enrolled in MSD programs only.
    Money Factor after MSD: 0.00153
    APR: 3.67%
    Acquisition
    Fee : $925
    Miles/year : 10,000 miles/year
    Months: 36
    Down Payment: $0
    Taxed
    Incentives : $1500
    Untaxed Incentives : $0
    Post-Sale
    Rebates : $0
    Dealer Fees : $141
    Residual: 57.5 %
    Residual (%) at

    Government Fees : $400
    Sales Tax: 0%
    Pre-tax Monthly Payment: $439
    Monthly Payment with Tax: $439
    Drive-Off: $1,905
    - First month payment: $439
    - Down payment: $0
    - Government and dealer fees: $541
    - Acquisition fee: $925
    - Total Tax: $0
    Refundable MSD Payment: $3,150
    Disposition Fee: $350
    Total Lease Cost: $17,238

    Can you let me know if this looks like a good deal?

    Is it a service loaner with mileage?
    Why is there no tax?


    Yes it says loaner but I see only 6 miles. not sure if it's a loaner.I will have to check on tax. believe its not included in monthly payment. I am in NJ
    The residual would be 59% if it had under 300 miles.
    I'll guess it has around 3000 miles
    Yes its 59% at 10k miles. the dealer site shows 6 miles on the car..

    is this good deal ?
    Your first post states the residual is 57.5%?
    my bad. must have changed when i updated miles from 10 to 12k on lease calculator. it has about 3-3.5k miles on it.

    Monthly : 439
    Drive off : 3224
    MSD refund : 3150
    So, the tax is in the $3224?
    Yes $1157 NJ tax.


    The calculations are correct. Looks like a good deal

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  • JanthJanth Member Posts: 3
    Working on deal for new X3. What is BMWFS MF for standard plus fico (672) ? 
  • MichaellMichaell Moderator Posts: 264,592
    Janth said:

    Working on deal for new X3. What is BMWFS MF for standard plus fico (672) ? 

    .00218 (base MF + .00030)

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  • JanthJanth Member Posts: 3
    Thanks @Michaell you are the man with the info! 

    How many rebates will BMW typically allow 

    For X3 we have $500 lease credit, $1,500 loyalty plus have an OL code from the Lunar New Year event which shows for $1,000. Can/will all these be used? 

    Awaiting full lease numbers and will post once received 
  • MichaellMichaell Moderator Posts: 264,592
    Janth said:

    Thanks @Michaell you are the man with the info! 

    How many rebates will BMW typically allow 

    For X3 we have $500 lease credit, $1,500 loyalty plus have an OL code from the Lunar New Year event which shows for $1,000. Can/will all these be used? 

    Awaiting full lease numbers and will post once received 

    They should all stack.

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  • JanthJanth Member Posts: 3
    edited February 2019
    How does this look?. This is also taking care of last payment on current lease 
  • MichaellMichaell Moderator Posts: 264,592
    Janth said:

    How does this look?. This is also taking care of last payment on current lease 

    I agree with that math.

    Why not wait one more month and exclude rolling in the last payment into the lease? That will save you $20-25/mo

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    Did you get a good deal? Be sure to come back and let us know! Post a pic of your new purchase or lease!


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  • ajcowellajcowell Member Posts: 7
    Would you please let me what is the residual value and MF for 2019 X3 M40i in WA state (99352) 10k/12k and 36mos. Any idea of what incentives are available?

    My dealership have offered a selling price of $64,770 on an MSRP of $67,270 with $2,000 incentives (but I didn't ask what those were).

    Thanks in advance.
  • ajcowellajcowell Member Posts: 7
    ajcowell said:

    Would you please let me what is the residual value and MF for 2019 X3 M40i in WA state (99352) 10k/12k and 36mos. Any idea of what incentives are available?

    My dealership have offered a selling price of $64,770 on an MSRP of $67,270 with $2,000 incentives (but I didn't ask what those were).

    Thanks in advance.

    Forgot to mention - very good credit.

  • kyfdxkyfdx Moderator Posts: 267,675
    ajcowell said:

    Would you please let me what is the residual value and MF for 2019 X3 M40i in WA state (99352) 10k/12k and 36mos. Any idea of what incentives are available?

    My dealership have offered a selling price of $64,770 on an MSRP of $67,270 with $2,000 incentives (but I didn't ask what those were).

    Thanks in advance.

    36/12
    .00188 MF and 58% residual
    $500 lease credit
    The other $1500 is likely to be loyalty.

    Less than 4% off MSRP is not a very strong offer.

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  • ajcowellajcowell Member Posts: 7
    kyfdx said:
    Would you please let me what is the residual value and MF for 2019 X3 M40i in WA state (99352) 10k/12k and 36mos. Any idea of what incentives are available? My dealership have offered a selling price of $64,770 on an MSRP of $67,270 with $2,000 incentives (but I didn't ask what those were). Thanks in advance.
    36/12 .00188 MF and 58% residual $500 lease credit The other $1500 is likely to be loyalty. Less than 4% off MSRP is not a very strong offer.
    Thanks for the details. This is a build - what range of pct off MSRP would you suggest I aim for? They gave me the “build vs. buy off the lot” speech on why they can’t discount too much. 
  • kyfdxkyfdx Moderator Posts: 267,675
    ajcowell said:


    kyfdx said:

    ajcowell said:

    Would you please let me what is the residual value and MF for 2019 X3 M40i in WA state (99352) 10k/12k and 36mos. Any idea of what incentives are available?

    My dealership have offered a selling price of $64,770 on an MSRP of $67,270 with $2,000 incentives (but I didn't ask what those were).

    Thanks in advance.

    36/12
    .00188 MF and 58% residual
    $500 lease credit
    The other $1500 is likely to be loyalty.

    Less than 4% off MSRP is not a very strong offer.

    Thanks for the details. This is a build - what range of pct off MSRP would you suggest I aim for? They gave me the “build vs. buy off the lot” speech on why they can’t discount too much. 

    At least 7% off MSRP.
    Scroll back through this discussion, and you'll see that the discounts on the X3 have been pretty strong.

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