2019 BMW 5-Series Lease Deals and Prices

FrankieL

Hi. I  should have been a bit clear so my daughter is ending her lease with BMW and wants to get into another one. The MSRP price of the vehicle is $65,295.00 after all the incentives, loyalty credit  and etc the selling price is $56,915 before tax. She is looking to lease for 36 months with 12K miles and with zero down. What should her payments be? Can someone show me the MF it should be and payments monthly? Zip code 60712. Thanks!

kyfdx

FrankieL said:

Hi. I  should have been a bit clear so my daughter is ending her lease with BMW and wants to get into another one. The MSRP price of the vehicle is $65,295.00 after all the incentives, loyalty credit  and etc the selling price is $56,915 before tax. She is looking to lease for 36 months with 12K miles and with zero down. What should her payments be? Can someone show me the MF it should be and payments monthly? Zip code 60712. Thanks!

.00188 MF and 59% residual
$1500 lease crdit
$2000 loyalty

Adding $925 for acquisition fee and around $2150 for tax results in an adjusted CAP cost of $60000
$782/mo, with first payment and DMV/doc fees (approx $400) due at signing.

FrankieL

Hi, She inquired about a M550i 2019.

MSRP $82,095.00
After everything my loyolaty etc no more credits the total comes down to a price of $72,787.00 (before taxes). 36/12k miles what should her payments be? They are saying $1,100 is that right or?

kyfdx

FrankieL said:

Hi, She inquired about a M550i 2019.

MSRP $82,095.00
After everything my loyolaty etc no more credits the total comes down to a price of $72,787.00 (before taxes). 36/12k miles what should her payments be? They are saying $1,100 is that right or?

About $990/mo

Whazupkids2

Michaell, can you please provide the MF and residual for a 2019 530e for 36 month/10,000 mile lease? Zip Code = 92870. And/or give me your thoughts on this quote:.

Much appreciated!

Michaell

Whazupkids2 said:

Michaell, can you please provide the MF and residual for a 2019 530e for 36 month/10,000 mile lease? Zip Code = 92870. And/or give me your thoughts on this quote:.

Much appreciated!

.00188 and 61%
$750 lease credit

MF is marked up; don't negotiate anything else and tell the dealer you won't sign a deal until you get the base MF

Batman6

Searching for incentives, RV and MF for 540i 2019 41091 . 36x12 . thanks

Michaell

Batman6 said:

Searching for incentives, RV and MF for 540i 2019 41091 . 36x12 . thanks

.00188 and 59%
$1500 lease credit

mjames83

Please provide lease numbers for M550i 36/12k in 43201. thanks

kyfdx

mjames83 said:

Please provide lease numbers for M550i 36/12k in 43201. thanks

.00188 MF and 59% residual
$1500 lease credit

MrTrip

Can you please share lease MF, Residual and Incentives for a 540i? MSRP $72K 36M/12K in 78640

kyfdx

MrTrip said:

Can you please share lease MF, Residual and Incentives for a 540i? MSRP $72K 36M/12K in 78640

.00188 MF and 59% residual
$1500 lease credit

mjames83

kyfdx said:

mjames83 said:

Please provide lease numbers for M550i 36/12k in 43201. thanks

.00188 MF and 59% residual
$1500 lease credit

Hi, one dealer also mentioned that $1k conquest cash is available for drivers of other brands. Can you confirm? Is it treated as cash down (taxable) or dealer discount (untaxable)? Thanks.

Anjums87

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

kyfdx

mjames83 said:

kyfdx said:

mjames83 said:

Please provide lease numbers for M550i 36/12k in 43201. thanks

.00188 MF and 59% residual
$1500 lease credit

Hi, one dealer also mentioned that $1k conquest cash is available for drivers of other brands. Can you confirm? Is it treated as cash down (taxable) or dealer discount (untaxable)? Thanks.

We don't have any conquest info.
If available, it would be a cap reduction, and subject to sales tax.

kyfdx

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

Anjums87

kyfdx said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual $1500 lease credit We don't track pricing, but you can research it, here: https://www.edmunds.com/tmv.html

I forgot to mention that, I will be turning in my 3 year lease on a 435xi. Do I get any other credit for being a returning customer? 

kyfdx

Anjums87 said:

kyfdx said:

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

I forgot to mention that, I will be turning in my 3 year lease on a 435xi. Do I get any other credit for being a returning customer? 

$2000 loyalty credit on this model

blueherron

Hi,

Would it be possible to get MF, Residual, Incentives for a 19 540i xdrive and 530i xdrive for 36 months and 48 months, 10,000 miles (7,500 mi. if BMWFS will do it on 5series). Zip 16509.

Looks like 750 lease cash on 530 and 1500 lease cash on 540.

Thanks!

kyfdx

blueherron said:

Hi,

Would it be possible to get MF, Residual, Incentives for a 19 540i xdrive and 530i xdrive for 36 months and 48 months, 10,000 miles (7,500 mi. if BMWFS will do it on 5series). Zip 16509.

Looks like 750 lease cash on 530 and 1500 lease cash on 540.

Thanks!

36/10
.00188 MF and 60% residual
$750/$1500 lease credit on 530/540

Terms longer than 36 months are not supported

blueherron

kyfdx said:

blueherron said:

Hi,

Would it be possible to get MF, Residual, Incentives for a 19 540i xdrive and 530i xdrive for 36 months and 48 months, 10,000 miles (7,500 mi. if BMWFS will do it on 5series). Zip 16509.

Looks like 750 lease cash on 530 and 1500 lease cash on 540.

Thanks!

36/10
.00188 MF and 60% residual
$750/$1500 lease credit on 530/540

Terms longer than 36 months are not supported

Thank you very much for your help!

Anjums87

kyfdx said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual $1500 lease credit We don't track pricing, but you can research it, here: https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

kyfdx

Anjums87 said:

kyfdx said:

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee.

They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers.
Ask for the adjusted CAP cost, and an accounting of how they got to that number.
Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges.

Tell them you want only a LEASE quote.

jstand1

I am in the process of turning in a leased 2016 535i xdrive. Looking at a new 2019 540i RWD. Was offered:
Zip Code - 28226
8% off MSRP ($2000 Discount + $3500 rebate) - seems like a solid offer
60% Residual Value - based on what I am seeing in this forum this seems fair
0.00215 Money Factor - this seems outrageously high (good credit, they have not run that yet)
$2500 in Fees - Acquisition Fee, Title and Admin, Tint, Protek GPS - seems high

Any thoughts would be much appreciated.

Thanks in advance.

Michaell

jstand1 said:

I am in the process of turning in a leased 2016 535i xdrive. Looking at a new 2019 540i RWD. Was offered:
Zip Code - 28226
8% off MSRP ($2000 Discount + $3500 rebate) - seems like a solid offer
60% Residual Value - based on what I am seeing in this forum this seems fair
0.00215 Money Factor - this seems outrageously high (good credit, they have not run that yet)
$2500 in Fees - Acquisition Fee, Title and Admin, Tint, Protek GPS - seems high

Any thoughts would be much appreciated.

Thanks in advance.

.00188 and 60% for 36/10
$1500 lease credit
$2000 loyalty

$925 acquisition fee from BMW; the tint and Protek are likely overpriced (whatever the amount is)

What is the MSRP and negotiated price?

Anjums87

kyfdx said:

kyfdx said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual $1500 lease credit We don't track pricing, but you can research it, here: https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee. They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers. Ask for the adjusted CAP cost, and an accounting of how they got to that number. Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges. Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.

jstand1

jstand1 said:

I am in the process of turning in a leased 2016 535i xdrive. Looking at a new 2019 540i RWD. Was offered:
Zip Code - 28226
8% off MSRP ($2000 Discount + $3500 rebate) - seems like a solid offer
60% Residual Value - based on what I am seeing in this forum this seems fair
0.00215 Money Factor - this seems outrageously high (good credit, they have not run that yet)
$2500 in Fees - Acquisition Fee, Title and Admin, Tint, Protek GPS - seems high

Any thoughts would be much appreciated.

Thanks in advance.

Michaell said:

jstand1 said:

I am in the process of turning in a leased 2016 535i xdrive. Looking at a new 2019 540i RWD. Was offered:
Zip Code - 28226
8% off MSRP ($2000 Discount + $3500 rebate) - seems like a solid offer
60% Residual Value - based on what I am seeing in this forum this seems fair
0.00215 Money Factor - this seems outrageously high (good credit, they have not run that yet)
$2500 in Fees - Acquisition Fee, Title and Admin, Tint, Protek GPS - seems high

Any thoughts would be much appreciated.

Thanks in advance.

.00188 and 60% for 36/10
$1500 lease credit
$2000 loyalty

$925 acquisition fee from BMW; the tint and Protek are likely overpriced (whatever the amount is)

What is the MSRP and negotiated price?

Many thanks for the quick reply. And Yes this is for 36/10; zero $ at signing
They are presenting it as:
$68,210 MSRP
Less: $2,000 Discount
Less: $3500 Rebate (this must be the lease credit + loyalty)

This is my spreadsheet (adj for the 0.00188 suggested MF):

kyfdx

Anjums87 said:

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee.

They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers.
Ask for the adjusted CAP cost, and an accounting of how they got to that number.
Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges.

Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.



This is much better.
MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10

According to this disclosure, it's only $1381.60 due at signing, not $4881.
The other $3500 is the rebate.
Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.

kyfdx

jstand1 said:

jstand1 said:

I am in the process of turning in a leased 2016 535i xdrive. Looking at a new 2019 540i RWD. Was offered:
Zip Code - 28226
8% off MSRP ($2000 Discount + $3500 rebate) - seems like a solid offer
60% Residual Value - based on what I am seeing in this forum this seems fair
0.00215 Money Factor - this seems outrageously high (good credit, they have not run that yet)
$2500 in Fees - Acquisition Fee, Title and Admin, Tint, Protek GPS - seems high

Any thoughts would be much appreciated.

Thanks in advance.

Michaell said:

jstand1 said:

I am in the process of turning in a leased 2016 535i xdrive. Looking at a new 2019 540i RWD. Was offered:
Zip Code - 28226
8% off MSRP ($2000 Discount + $3500 rebate) - seems like a solid offer
60% Residual Value - based on what I am seeing in this forum this seems fair
0.00215 Money Factor - this seems outrageously high (good credit, they have not run that yet)
$2500 in Fees - Acquisition Fee, Title and Admin, Tint, Protek GPS - seems high

Any thoughts would be much appreciated.

Thanks in advance.

.00188 and 60% for 36/10
$1500 lease credit
$2000 loyalty

$925 acquisition fee from BMW; the tint and Protek are likely overpriced (whatever the amount is)

What is the MSRP and negotiated price?

Many thanks for the quick reply. And Yes this is for 36/10; zero $ at signing
They are presenting it as:
$68,210 MSRP
Less: $2,000 Discount
Less: $3500 Rebate (this must be the lease credit + loyalty)

This is my spreadsheet (adj for the 0.00188 suggested MF):

Your math is correct. With just first payment due at signing.

1) $2000 discount, with $850 in accessories and a $650 dealer fee? That is a terrible deal.
2) Base MF looks good
3) See 1) !! It isn't 8% off MSRP. It's 3% off MSRP. The other $3500 comes from BMW.
4) $850 is accessories, not fees. Adding accessories to a lease is where good deals go to die. (not that this is a good deal).

It's great that you have the math thing down, though.

jstand1

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee.

They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers.
Ask for the adjusted CAP cost, and an accounting of how they got to that number.
Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges.

Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.



This is much better.
MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10

According to this disclosure, it's only $1381.60 due at signing, not $4881.
The other $3500 is the rebate.
Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.


Good to know. This may be a different topic, but would seem based on your conversation with Anjums87, I should expect 6-8% of MSRP in addition to BMW rebates, and zero out accessories. Sound about right?

kyfdx

jstand1 said:

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee.

They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers.
Ask for the adjusted CAP cost, and an accounting of how they got to that number.
Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges.

Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.

This is much better.
MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10

According to this disclosure, it's only $1381.60 due at signing, not $4881.
The other $3500 is the rebate.
Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.


Good to know. This may be a different topic, but would seem based on your conversation with Anjums87, I should expect 6-8% of MSRP in addition to BMW rebates, and zero out accessories. Sound about right?

That's a pretty good target

Anjums87

kyfdx said:

kyfdx said:

kyfdx said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual $1500 lease credit We don't track pricing, but you can research it, here: https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee. They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers. Ask for the adjusted CAP cost, and an accounting of how they got to that number. Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges. Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.

This is much better. MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10 According to this disclosure, it's only $1381.60 due at signing, not $4881. The other $3500 is the rebate. Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.

The MSRP on this vehicle was $81,145.00, would that change any pricing that was outlined by them? 

Anjums87

kyfdx said:

kyfdx said:

kyfdx said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual $1500 lease credit We don't track pricing, but you can research it, here: https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee. They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers. Ask for the adjusted CAP cost, and an accounting of how they got to that number. Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges. Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.

This is much better. MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10 According to this disclosure, it's only $1381.60 due at signing, not $4881. The other $3500 is the rebate. Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.

This picture up top is the paper I was given at the dealership, instead of the 5000 rebate they said it would be 3500 as it shows that in the lease box on the bottom of the picture 

kyfdx

Anjums87 said:

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

kyfdx said:

Anjums87 said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual
$1500 lease credit

We don't track pricing, but you can research it, here:
https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee.

They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers.
Ask for the adjusted CAP cost, and an accounting of how they got to that number.
Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges.

Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.

This is much better.
MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10

According to this disclosure, it's only $1381.60 due at signing, not $4881.
The other $3500 is the rebate.
Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.


This picture up top is the paper I was given at the dealership, instead of the 5000 rebate they said it would be 3500 as it shows that in the lease box on the bottom of the picture 

1) top sheet is labeled "Purchase Option". Note that the tax number is different than on the actual deal sheet.
2) Just $1381 due at signing on the deal sheet vs. $5K on the top sheet. Which is why the payment is higher.
3) Rebates could vary on purchase vs. lease. Again, that's labeled "purchase option".

The sheet they emailed you looks good. But, verify that it's $1381 due at signing.

Anjums87

kyfdx said:

kyfdx said:

kyfdx said:

kyfdx said:

I was hoping you could help me out with some numbers.

I am interested in leasing a 2019 BMW M550xDrive.
Do you know what MF, residual value, and lease or loyalty credits for 36m/12k is?
What do you think is a good or fair lease monthly payment for this car?
I am from Bolingbrook IL 60440, the dealership is located in Naperville IL 60540.
I appreciate your help, thank you!

.00188 MF and 59% residual $1500 lease credit We don't track pricing, but you can research it, here: https://www.edmunds.com/tmv.html

Thank you for all your help so far.
I went to the dealership today and initially they gave me a 59% residual and a .00218 MF. After some questioning about the MF they brought it down to .00188
The final sheet looked like this for 36m/12k
MSRP: $81,145.00
Residual: 59%
MF: .00188
Discount: $5,733.00
Rebate: $3500.00
Sales tax: $5,293.18 
Documentation fee: $179.81
Tag/registration fees: $196.00
Electronic filling: $25.00
Lease option: $5000.00 down at signing and $893.00/month 

Do these numbers look right to you? Do I have some more room for negotiation? 

I want to thank you you once again, you have been very helpful. 

The sales tax number quoted is for purchase, not lease. And, no mention of the $925 acquisition fee. They are mixing numbers together for purchase/lease, instead of giving you the lease specific numbers. Ask for the adjusted CAP cost, and an accounting of how they got to that number. Putting big round numbers upfront (like $5000), allows the dealer to hide extra charges. Tell them you want only a LEASE quote.

Ok, so I got them to email me this file today.

This is much better. MSRP appears to be $82,520, and not the number you gave before. It's the only way the residual matches up at 59% for 36/10 According to this disclosure, it's only $1381.60 due at signing, not $4881. The other $3500 is the rebate. Line C under "How the amount Due at Signing will be paid" should be $1381.60, to get the total amount in Line D. You should clarify. If so, there is nothing wrong with this deal.

This picture up top is the paper I was given at the dealership, instead of the 5000 rebate they said it would be 3500 as it shows that in the lease box on the bottom of the picture 

1) top sheet is labeled "Purchase Option". Note that the tax number is different than on the actual deal sheet. 2) Just $1381 due at signing on the deal sheet vs. $5K on the top sheet. Which is why the payment is higher. 3) Rebates could vary on purchase vs. lease. Again, that's labeled "purchase option". The sheet they emailed you looks good. But, verify that it's $1381 due at signing.

I will be speaking to them again tomorrow as the salesman is off today.
I will verify the amount due at signing. 
Thanks!!!

Anjums87

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

Michaell

Anjums87 said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets.

Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

Anjums87

Michaell said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets. Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Michaell

Anjums87 said:

Michaell said:

Anjums87 said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets.

Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Anjums87 said:

Michaell said:

Anjums87 said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets.

Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Different dealers may be using different software programs; one may show the rent charge, the other doesn't.

The only true variables in a lease payment calculation is the adjusted cap cost and the MF. If you are confident that the ACC doesn't contain anything hidden (and, I didn't see anything), then the payment is valid.

The only true way to get a better payment is to get a bigger discount from sticker.

ketan02

Can you please share lease MF, Residual and Incentives for a 2019 530i Rear-wheel drive for 36M/12K in 90241?

Michaell

ketan02 said:

Can you please share lease MF, Residual and Incentives for a 2019 530i Rear-wheel drive for 36M/12K in 90241?

.00188 and 59%
$750 lease credit

Anjums87

Michaell said:

Michaell said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets. Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Michaell said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets. Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Different dealers may be using different software programs; one may show the rent charge, the other doesn't. The only true variables in a lease payment calculation is the adjusted cap cost and the MF. If you are confident that the ACC doesn't contain anything hidden (and, I didn't see anything), then the payment is valid. The only true way to get a better payment is to get a bigger discount from sticker.

Thank you very much! 
Few last questions, is the $3500.00 rebate taxable? 
Also, If I make any amount of downpayment on the car, would that change all the numbers on interest charged, tax,
example of $5,000 down 

Tall_boy

Hi again,
Just got this deal on a lease, don't have details but was wondering what your thoughts are,

36m, 12 k

MSRP: 61,535
after discounts and rebaits

Due on delivery: 4,299
Monthly payment: 600
ZIP 10538

Thanks

Michaell

Anjums87 said:

Michaell said:

Anjums87 said:

Michaell said:

Anjums87 said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets.

Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Anjums87 said:

Michaell said:

Anjums87 said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets.

Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Different dealers may be using different software programs; one may show the rent charge, the other doesn't.

The only true variables in a lease payment calculation is the adjusted cap cost and the MF. If you are confident that the ACC doesn't contain anything hidden (and, I didn't see anything), then the payment is valid.

The only true way to get a better payment is to get a bigger discount from sticker.

Thank you very much! 
Few last questions, is the $3500.00 rebate taxable? 
Also, If I make any amount of downpayment on the car, would that change all the numbers on interest charged, tax,
example of $5,000 down 

Yes, the incentive is taxable.

Yes, a down payment would change the payments. But, we don't recommend it - if the car gets stolen or is totaled, you'd lose that money.

Michaell

Tall_boy said:

Hi again,
Just got this deal on a lease, don't have details but was wondering what your thoughts are,

36m, 12 k

MSRP: 61,535
after discounts and rebaits

Due on delivery: 4,299
Monthly payment: 600
ZIP 10538

Thanks

Can't really comment, without all those details that are missing.

Selling price?
Breakdown of $4299?

kyfdx

ketan02 said:

Can you please share lease MF, Residual and Incentives for a 2019 530i Rear-wheel drive for 36M/12K in 90241?

.00188 MF and 59% residual
$750 lease credit

BNeal

Hi what’s the MF, residual, and lease or loyalty credits (if any) for a 2019 BMW 540i xDrive? 36 months/12K miles in IL (Chicago). Thanks @Michaell !

kyfdx

BNeal said:

Hi what’s the MF, residual, and lease or loyalty credits (if any) for a 2019 BMW 540i xDrive? 36 months/12K miles in IL (Chicago). Thanks @Michaell !

.00188 MF and 59% residual
$1500 lease credit
$2000 loyalty

Anjums87

BNeal said:

Hi what’s the MF, residual, and lease or loyalty credits (if any) for a 2019 BMW 540i xDrive? 36 months/12K miles in IL (Chicago). Thanks @Michaell !

Check out Westmont if your not getting a good deal in Chicago 

Anjums87

Michaell said:

Michaell said:

Michaell said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets. Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Michaell said:

I got 2 new quotes from 2 BMW dealers.
Both dealers MSRP: is $79,435.00,
Residual: 59%, MF: .00188

Discount given for pic 2 is 8.1% of MSRP before any rebates added by first dealer.

Discount given for pic 1 is 9% of MSRP before any rebates added by second dealer
I am having a hard time understanding if they calculated 

I’m having a hard time understanding if they are using accurate numbers for capital cost reduction, interest, and tax to come up with my monthly payments after the 8.1% or 9% with the $3500.00 rebates. I’m not sure if some cost are being hidden within these numbers.

Any help disecting this down down would be helpful and very much appreciated as I will be trying to close a deal tomorrow. 


(9% discount sheet)

(8.1% discount sheet)

I agree with the math on both of those worksheets. Why would you not choose the deal that contains the bigger discount from sticker? It results in a lower payment.

The deals that I posted here are from 2 different BMW Dealerships.
Both have been going back and forth with discount numbers, I would most definitely take the 9% discount.
However, I put both their worksheets to compare if they are working the numbers right and not hiding any fees.
One thing that I wasn’t sure about was the Rent charge being $8,119.84 from the dealer offering 8.1% off.
The dealer offering 9% off does not show the rent charge or interest in the worksheet, unless I missed it. 

Thank you you for responding and your help.

Different dealers may be using different software programs; one may show the rent charge, the other doesn't. The only true variables in a lease payment calculation is the adjusted cap cost and the MF. If you are confident that the ACC doesn't contain anything hidden (and, I didn't see anything), then the payment is valid. The only true way to get a better payment is to get a bigger discount from sticker.

Thank you very much! 
Few last questions, is the $3500.00 rebate taxable? 
Also, If I make any amount of downpayment on the car, would that change all the numbers on interest charged, tax,
example of $5,000 down 

Yes, the incentive is taxable. Yes, a down payment would change the payments. But, we don't recommend it - if the car gets stolen or is totaled, you'd lose that money.

Makes sense.
Thanks for all your time and help